This variable describes whether a dwelling is owned, being purchased or rented.
The tenure category 'Being purchased under a shared equity scheme' refers to households who are purchasing less than 100% equity in the dwelling, and may or may not be paying rent for the remainder.
‘Occupied under a life tenure scheme' refers to households or individuals who have a 'life tenure' contract to live in the dwelling but usually have little or no equity in the dwelling. This is a common arrangement in retirement villages.
Scope
Occupied private dwellings
Categories
Code
Category
1
Owned outright
2
Owned with a mortgage
3
Purchased under a shared equity scheme
4
Rented
5
Occupied rent free
6
Occupied under a life tenure scheme
7
Other
&
Not stated
@
Not applicable
Number of categories: 9
Not applicable (@) category comprises:
Unoccupied private dwellings
Non-private dwellings
Migratory, off-shore and shipping SA1s
Question(s) from the Census form
Is this dwelling: (please open this section to view response categories)
Image
Description
Is the dwelling at 1 Smith Street:
Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.
A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.
Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.
• Dwelling ownership
• Owned outright
• Owned with a mortgage
• Purchased under a shared equity scheme
• Rented
• Occupied rent free
• Occupied under a life tenure scheme
• Other
Example
Image
Description
Is the dwelling at 1 Smith Street:
Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.
A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.
Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.
Dwelling ownership
Owned outright (selected response)
Owned with a mortgage
Purchased under a shared equity scheme
Rented
Occupied rent free
Occupied under a life tenure scheme
Other
Rent arrangements
These questions do not apply, based on your answer to the previous question.
Example
Image
Description
Is the dwelling at 1 Smith Street:
Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.
A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.
Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.
Dwelling ownership
Owned outright
Owned with a mortgage
Purchased under a shared equity scheme
Rented
Occupied rent free (selected response)
Occupied under a life tenure scheme
Other
Example
Image
Description
Is the dwelling at 1 Smith Street:
Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.
A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.
Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.
Dwelling ownership
Owned outright
Owned with a mortgage
Purchased under a shared equity scheme
Rented (selected response)
Occupied rent free
Occupied under a life tenure scheme
Other
How this variable is created
This variable is derived from responses to the Tenure type question on the Census form which asks if the dwelling is owned, being purchased or being rented.
Respondents are asked to only mark one response. Where a respondent provides more than one response, the responses are accepted in the order they appear on the form and the extra responses are rejected.
History and changes
The question relating to Tenure type (TEND) was first asked for the 1911 Census. From 1976 to 1991, nature of occupancy data was derived from mortgage and rent questions. For all other censuses a direct question on nature of occupancy was included.
Since 2006, the question on tenure type has changed to remain consistent with the current ABS statistical standard for tenure type. It captures the difference between owners with and without a mortgage. Prior to this it differentiated whether a dwelling was owned outright or being purchased.
For 2021, minor changes were made to category labels.
Data use considerations
There are no known data use considerations at this time.
The non-response rate for Tenure type (TEND) was 5.4% in 2021. This is a decrease from 7.7% in 2016.