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Tenure type (TEND)

Census of Population and Housing: Census dictionary
Reference period
2021

Definition

This variable describes whether a dwelling is owned, being purchased or rented.

The tenure category 'Being purchased under a shared equity scheme' refers to households who are purchasing less than 100% equity in the dwelling, and may or may not be paying rent for the remainder. 

‘Occupied under a life tenure scheme' refers to households or individuals who have a 'life tenure' contract to live in the dwelling but usually have little or no equity in the dwelling. This is a common arrangement in retirement villages.

Scope

Occupied private dwellings

Categories

CodeCategory

1

Owned outright

2

Owned with a mortgage

3

Purchased under a shared equity scheme

4

Rented

5

Occupied rent free

6

Occupied under a life tenure scheme

7

Other

&

Not stated

@

Not applicable

Number of categories:  9

Not applicable (@) category comprises:

  • Unoccupied private dwellings
  • Non-private dwellings
  • Migratory, off-shore and shipping SA1s

Question(s) from the Census form

Is this dwelling: (please open this section to view response categories)

    Is this dwelling:
    Is the dwelling at 1 Smith Street:

    Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.

    A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.

    Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.
    • Dwelling ownership
    • Owned outright
    • Owned with a mortgage
    • Purchased under a shared equity scheme
    • Rented
    • Occupied rent free
    • Occupied under a life tenure scheme
    • Other

      Example

      Tenure type example - owned outright response selected

      Example

      Is the dwelling at 1 Smith Street:

      Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.

      A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.

      Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.

      Dwelling ownership

      Owned outright (selected response)

      Owned with a mortgage

      Purchased under a shared equity scheme

      Rented

      Occupied rent free

      Occupied under a life tenure scheme

      Other

      Rent arrangements

      These questions do not apply, based on your answer to the previous question.

        Example

        Tenure type example - rent free response selected

        Example

        Is the dwelling at 1 Smith Street:

        Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.

        A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.

        Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.

        Dwelling ownership

        Owned outright

        Owned with a mortgage

        Purchased under a shared equity scheme

        Rented

        Occupied rent free (selected response)

        Occupied under a life tenure scheme

        Other

          Example

          Tenure type example - rented response selected

          Example

          Is the dwelling at 1 Smith Street:

          Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned.

          A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing up to 30% of the ownership.

          Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.

          Dwelling ownership

          Owned outright

          Owned with a mortgage

          Purchased under a shared equity scheme

          Rented (selected response)

          Occupied rent free

          Occupied under a life tenure scheme

          Other

          How this variable is created

          This variable is derived from responses to the Tenure type question on the Census form which asks if the dwelling is owned, being purchased or being rented.

          In a small proportion of cases, respondents provide an incorrect number of responses on the form (for Tenure type respondents are asked to only mark one response). In these cases, responses were accepted in the order they appeared on the form and the extra responses were rejected.

          History and changes

          The question relating to Tenure type (TEND) was first asked for the 1911 Census. From 1976 to 1991, nature of occupancy data was derived from mortgage and rent questions. For all other Censuses a direct question on nature of occupancy was included.

          Since 2006, the question on tenure type has changed to remain consistent with the current ABS statistical standard for tenure type. It captures the difference between owners with and without a mortgage. Prior to this it differentiated whether a dwelling was owned outright or being purchased.

          For 2021, minor changes were made to category labels.

          Related variables and glossary terms

          Other ABS sources