Monthly Household Spending Indicator

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Experimental indicator of household spending using bank transactions data

Reference period
January 2022

Key statistics

  • Household spending increased 4.3% through the year, current price, calendar adjusted. 
  • Through the year, household spending increased the most for recreation and culture (+11.3%), food (+9.7%) and clothing and footwear (+9.6%). 
  • Western Australia (+7.1%), Victoria (+6.0%) and Tasmania (+5.8%) were the states with the highest increase in household spending through the year. The Northern Territory (-2.4%) was the only state/territory that saw a decrease.  

Monthly household spending overview

Index reference period January 2019 = 100.0

Indicator estimates are produced in current price original and current price calendar adjusted terms. Calendar adjusted estimates account for trading day impacts and length of month. As the indicator time series lengthens, seasonally adjusted estimates will become available. Until such time, it is advised to focus on the through the year movements. Through the year movements measure change in the current month compared to the same month in the previous year. 

Through the year household spending increased in seven spending categories. The largest through the year increases were in recreation and culture (+11.3%), food (+9.7%) and clothing and footwear (+9.6%). Alcoholic beverages and tobacco (-10.6%) and furnishings and household equipment (-4.0%) were the only categories to show decreases through the year. 

Household spending increased through the year for almost all states and territories with Western Australia (+7.1%) and Victoria (+6.0%) recording the strongest increases. In Western Australia, the strongest household spending categories through the year were for recreation and culture (+13.9%) and hotels, cafes and restaurants (+12.0%). In Victoria, the strongest household spending categories through the year were hotels, cafes and restaurants (+19.7%) and clothing and footwear (+16.1%). 

The only state or territory that had a fall in household spending throughout the year was the Northern Territory (-2.4%). The largest falls in household spending categories were recreation and culture (-20.8%) and in alcoholic beverages and tobacco (-8.7%). 

State household spending through the year by category, current price, calendar adjusted (%)
Alcoholic beverages and tobacco-11.3-10.7-7.6-13.1-13.5-10.3-8.7-3.5
Clothing and footwear1316.1-0.22.485.79.2-20.7
Furnishings and household equipment-10.6-3.9-4.696.511.8-82.6
Recreation and culture10.715.58.611.513.99.6-20.81.6
Hotels, cafes and restaurants8.319.72.3-5.1127.3-1.710
Miscellaneous goods and services-

Data downloads

Monthly Household Spending Indicator Data Cubes

Includes index numbers, monthly percentage changes and through the year percentage changes. 

Data files


Household spending quarterly benchmarks have been updated with latest Household Final Consumption Expenditure (HFCE) from Australian National Accounts: National Income, Expenditure and Product. This has resulted in revisions to the outputs of the Monthly Household Spending Indicator. The largest revisions occur to October 2021, November 2021 and December 2021 months, in line with the first inclusion of HFCE benchmarks for the December 2021 quarter.  For more information on benchmarking please refer to 'Estimation' in the 'Transformation of the data' section in the Monthly Household Spending Indicator Methodology

Updates to source data and additional processing have also resulted in some revisions to the outputs. 

The new experimental monthly household spending indicator uses new and innovative methodologies to produce indicators of household spending based on bank transactions data.

The ABS is continuing to assess and refine the monthly household spending indicator methodologies and welcomes comments on the usefulness of these estimates. The ABS is also able to provide technical advice on using the monthly household spending indicator estimates, and its coherence with other ABS estimates such as Monthly Retail Trade and the National Accounts.

If you would like to provide feedback or request technical advice, please email


The ABS would like to acknowledge the ongoing support of the participating banks that have enabled the ABS to produce these statistics.

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