5601.0 - Lending to households and businesses, Australia, Jun 2019 Quality Declaration 
Latest ISSUE Released at 11:30 AM (CANBERRA TIME) 07/08/2019   
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SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES

Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%

Total lending
64 344
-8.8
-9.0
Lending to households(a)
30 861
1.3
-13.6
Owner occupier dwellings excluding refinancing
12 446
2.4
-14.8
Investment dwellings excluding refinancing
4 374
0.5
-24.7
Personal finance excluding refinancing
5 096
4.9
-10.9
Refinancing(b)
8 644
-2.1
-6.7
Alterations and additions
279
2.7
-8.8
Lending to businesses
33 484
-16.5
-4.4
Commercial finance
32 878
-16.5
-4.4
Lease finance
606
-19.2
-4.3

(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS

Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%

Total owner occupied dwellings excluding refinancing
30 894
0.4
-13.6
Construction of dwellings
5 296
-2.3
-8.7
Purchase of newly constructed dwellings
2 091
-1.2
-23.0
Purchase of established dwellings
23 507
1.2
-13.7
Owner occupier first home buyers
8 999
2.1
-4.6
Total owner occupied dwellings including refinancing
45 987
-0.9
-12.4
Refinancing
15 093
-3.3
-9.6


Owner Occupier Dwellings excluding refinancing,
Value of commitments, Seasonally adjusted - Monthly percentage change

Graph: Owner Occupier Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change


Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change
Graph: Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change

Lending to Households, Value of commitments - Seasonally Adjusted and Trend
Graph: Lending to Households, Value of commitments - Seasonally Adjusted and Trend


Owner Occupier First Home Buyers, Number of commitments (000's)

Graph: Owner Occupier First Home Buyers, Number of commitments (000's)