Monthly Household Spending Indicator

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Experimental indicator of household spending using bank transactions data

Reference period
April 2022

Key statistics

  • Household spending increased 7.6% through the year, current price, calendar adjusted.
  • Through the year, household spending increased the most for furnishings and household equipment (+14.9%), hotels, cafes and restaurants (+14.3%), and transport (+12.4%).
  • Queensland (+11.4%) and South Australia (+9.5%) were the states with highest increase in household spending through the year.

Index reference period January 2019 = 100.0

Indicator estimates are produced in current price original and current price calendar adjusted terms. Calendar adjusted estimates account for trading day impacts and length of month. As the indicator time series lengthens, seasonally adjusted estimates will become available. Until such time, it is advised to focus on the through the year movements. Through the year movements measure change in the current month compared to the same month in the previous year. 

Through the year spending

Through the year household spending increased in eight spending categories. The largest increases were in:

  • furnishings and household equipment (+14.9%)
  • hotels, cafes and restaurants (+14.3%)
  • transport (+12.4%).

The only category to show decreases in household spending through the year was:

  • health (-1.4%).

State and territory spending

Household spending increased through the year for all states and territories. The strongest increases were in:

  • Queensland (+11.4%)
  • South Australia (+9.5%)
  • Western Australia (+8.1%).

In Queensland, the strongest household spending categories through the year were:

  • hotels, cafes and restaurants (+29.4%)
  • clothing and footwear (+24.4%)
  • transport (+17.8%).

In South Australia, the strongest household spending categories through the year were:

  • furnishings and household equipment (+19.1%)
  • transport (+16.1%)
  • hotels, cafes and restaurants (+16.0%).

In Western Australia, the strongest household spending categories through the year were:

  • clothing and footwear (+30.2%)
  • transport (+19.1%)
  • hotels, cafes and restaurants (+13.0%).
State household spending through the year by category, current price, calendar adjusted (%)
Alcoholic beverages and tobacco70.3-2.58.6254.8-3.2
Clothing and footwear1.96.524.42.330.239-20.7
Furnishings and household equipment21.118.51119.18.18.6-0.512.1
Recreation and culture2.312.410.15.981.213.11.1
Hotels, cafes and restaurants14.97.329.4161319.42.99
Miscellaneous goods and services5.

Data downloads

Monthly Household Spending Indicator Data Cubes

Includes index numbers, monthly percentage changes and through the year percentage changes. 

Data files


Household spending quarterly benchmarks have been updated with latest Household Final Consumption Expenditure (HFCE) from Australian National Accounts: National Income, Expenditure and Product. This has resulted in revisions to the outputs of the Monthly Household Spending Indicator. The largest revisions occur to January 2022, February 2022 and March 2022 months, in line with the first inclusion of HFCE benchmarks for the March 2022 quarter.  For more information on benchmarking please refer to 'Estimation' in the 'Transformation of the data' section in the Monthly Household Spending Indicator Methodology

Updates to source data and additional processing have also resulted in some revisions to the outputs. 

The new experimental monthly household spending indicator uses new and innovative methodologies to produce indicators of household spending based on bank transactions data.

The ABS is continuing to assess and refine the monthly household spending indicator methodologies and welcomes comments on the usefulness of these estimates. The information paper planned for this month will be now be published in the May 2022 release. The May release will include 4 new series and an information paper outlining the additions and their coherence with other ABS estimates.

The ABS is able to provide technical advice on using the monthly household spending indicator estimates, and its coherence with other ABS estimates such as Monthly Retail Trade and the National Accounts.

The ABS welcomes comments on the usefulness of these estimates.  If you would like to provide feedback or request technical advice, please email


The ABS would like to acknowledge the ongoing support of the participating banks that have enabled the ABS to produce these statistics.

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