This variable describes the legal arrangement under which a household occupies its dwelling, that is whether a dwelling is owned, being purchased, or rented.
‘Being purchased under a shared equity scheme’ refers to households buying less than 100% of the dwelling. They may or may not pay rent for the remaining share.
‘Occupied under a life tenure scheme’ refers to households or individuals who have a contract allowing them to live in the dwelling for life, usually with little or no equity. This is common in retirement villages.
Question(s) from the Census form
Is this dwelling: (please open this section to view response categories)
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Description
This image shows a question from the 2026 Census online form. This question asks: Is the dwelling at 11 Fake Street:
Underneath the question text, the instructional text states: Include owners of caravans, manufactured homes or houseboats in ‘Owned with a mortgage’ or ‘Owned outright’ regardless of whether or not the site is owned. A shared equity scheme is a government or not-for-profit scheme - assisting people on lower incomes to buy a home by sharing around 30-40% of the ownership. Life tenure schemes are a common arrangement in retirement villages. Include leaseholds, and loan and license agreements in ‘Occupied under a life tenure scheme’.
The response options are: Owned outright; Owned with a mortgage; Purchased under a shared equity scheme; Rented; Occupied rent free; Occupied under a life tenure scheme; Other.
How this variable is created
This variable is based on responses to the tenure type question on the Census form. Respondents are instructed to select only one option; if multiple responses are selected, the first marked option is accepted and additional responses are disregarded.
History and changes
A question on tenure type was first asked in the 1911 Census. From 1976 to 1991, information on nature of occupancy came from mortgage and rent questions. In all other Censuses, a direct question on nature of occupancy was included.