Mortgage repayments (monthly) ranges (MRERD)

Latest release
Census of Population and Housing: Census dictionary
Reference period
2026

Definition

This variable records the amount, in ranges, a household paid in monthly mortgage repayments for the dwelling they occupied on Census night.  It converts the amount a household paid in monthly mortgage repayments into a dollar category range, as listed below.  The variable can be used to describe the spread of mortgage repayment values in a given area or population and is used in some Census products, such as QuickStats. 

Data is also available as individual dollar amounts in mortgage repayments (monthly) (MRED). 

Scope

Occupied private dwellings that are owned with a mortgage (including being purchased under a shared equity scheme). 

Categories

CodeCategory
01 Nil repayments 
02 $1–$299 
03 $300–$599 
04 $600–$899 
05 $900–$1199 
06 $1200–$1499 
07 $1500–$1799 
08 $1800–$2099 
09 $2100–$2399 
10 $2400–$2699 
11 $2700–$2999 
12 $3000–$3299 
13 $3300–$3599 
14 $3600–$3899 
15 $3900–$4199 
16 $4200–$4499 
17 $4500–$4799 
18 $4800–$5099 
19 $5100–$5399 
20 $5400–$5699 
21 $5700–$5999 
22 $6000–$6299 
23 $6300–$6599 
24 $6600–$6899 
25 $6900–$7199 
26 $7200–$7499 
27 $7500–$7799 
28 $7800–$8099 
29 $8100–$8399 
30 $8400–$8699 
31 $8700–$8999 
32 $9000–$9299 
33 $9300–$9599 
34 $9600–$9899 
35 $9900 or over 
&& Not stated 
@@ Not applicable 

Number of categories:  37 

Not applicable (@@) category comprises: 

  • occupied private dwellings with tenure type (TEND) of 'Owned outright', 'Rented', 'Occupied rent free', 'Occupied under a life tenure scheme', 'Other' and 'Not stated' 
  • unoccupied private dwellings 
  • non-private dwellings 
  • migratory, offshore and shipping SA1s

See Understanding supplementary codes for more information.  

Question(s) from the Census form

Is this dwelling: (please open this section to view response categories)

How much does the household pay for this dwelling?

How this variable is created

This variable is derived from responses to the tenure type and housing cost questions. If the response to the tenure type question indicates that the dwelling is owned with a mortgage, the response to the housing cost question is converted into a monthly mortgage repayment amount. 

History and changes

The Census first asked about monthly mortgage repayment amounts in 1976. In some earlier years, this information was called housing loan repayments (monthly). 

In 2026, all categories have had their ranges updated. These updates include 14 new categories that increase the highest category from ‘$5,000 or over’ to ‘$9,900 or over’. 

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