Important data quality note
In this issue, there are significant revisions to previously published statistics about housing and personal loan commitments. Please see the section below titled "Data quality information: significant revisions to housing and personal finance, COVID-19 impacts, Economic and Financial Statistics (EFS) collection" for more information.
New loan commitments
| July 2020 | Month percent change | Year percent change | |||
|---|---|---|---|---|---|
| $b | % | % | |||
| Seasonally adjusted | |||||
| Households | |||||
| Housing | 18.92 | 8.9 | 11.8 | ||
| Owner occupier (a) | 14.33 | 10.7 | 18.5 | ||
| Investor (a) | 4.58 | 3.5 | -5.1 | ||
| Personal | |||||
| Fixed term loans | 1.57 | 6.9 | -3.9 | ||
| Businesses | |||||
| Construction | 2.32 | -25.1 | -16.6 | ||
| Purchase of property | 3.10 | -14.2 | -25.4 | ||
a. Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Key graphs
Total housing excluding refinancing rose sharply, but remains down on pre-COVID levels
| Total (ex. refinancing) ($b) | Owner occupier (ex. refinancing) ($b) | Investor (ex. refinancing) ($b) | |
|---|---|---|---|
| Jul-04 | 12.02 | 7.32 | 4.70 |
| Aug-04 | 12.05 | 7.40 | 4.66 |
| Sep-04 | 12.22 | 7.42 | 4.80 |
| Oct-04 | 11.97 | 7.43 | 4.54 |
| Nov-04 | 12.56 | 7.68 | 4.88 |
| Dec-04 | 12.91 | 7.90 | 5.01 |
| Jan-05 | 13.23 | 8.11 | 5.13 |
| Feb-05 | 13.83 | 8.49 | 5.34 |
| Mar-05 | 13.52 | 8.23 | 5.29 |
| Apr-05 | 13.31 | 8.15 | 5.16 |
| May-05 | 12.68 | 7.98 | 4.70 |
| Jun-05 | 12.69 | 8.16 | 4.53 |
| Jul-05 | 12.83 | 8.08 | 4.75 |
| Aug-05 | 12.87 | 8.28 | 4.59 |
| Sep-05 | 13.52 | 8.64 | 4.88 |
| Oct-05 | 14.03 | 8.73 | 5.30 |
| Nov-05 | 14.06 | 8.86 | 5.20 |
| Dec-05 | 14.06 | 8.90 | 5.16 |
| Jan-06 | 14.28 | 8.97 | 5.31 |
| Feb-06 | 14.43 | 9.18 | 5.25 |
| Mar-06 | 14.58 | 9.30 | 5.28 |
| Apr-06 | 14.51 | 9.26 | 5.25 |
| May-06 | 15.40 | 9.64 | 5.76 |
| Jun-06 | 15.54 | 9.51 | 6.03 |
| Jul-06 | 15.26 | 9.77 | 5.49 |
| Aug-06 | 15.04 | 9.52 | 5.52 |
| Sep-06 | 14.17 | 9.18 | 4.99 |
| Oct-06 | 14.33 | 9.29 | 5.04 |
| Nov-06 | 14.20 | 9.23 | 4.97 |
| Dec-06 | 14.61 | 9.43 | 5.18 |
| Jan-07 | 14.93 | 9.54 | 5.38 |
| Feb-07 | 15.40 | 9.77 | 5.63 |
| Mar-07 | 15.90 | 10.07 | 5.83 |
| Apr-07 | 16.36 | 10.32 | 6.04 |
| May-07 | 17.05 | 10.65 | 6.40 |
| Jun-07 | 18.30 | 11.36 | 6.95 |
| Jul-07 | 17.41 | 10.77 | 6.64 |
| Aug-07 | 17.40 | 11.02 | 6.38 |
| Sep-07 | 16.83 | 10.52 | 6.31 |
| Oct-07 | 16.82 | 10.74 | 6.08 |
| Nov-07 | 16.99 | 10.65 | 6.33 |
| Dec-07 | 16.56 | 10.37 | 6.19 |
| Jan-08 | 16.90 | 10.81 | 6.09 |
| Feb-08 | 15.66 | 9.88 | 5.78 |
| Mar-08 | 14.55 | 9.14 | 5.41 |
| Apr-08 | 13.90 | 8.75 | 5.16 |
| May-08 | 12.96 | 8.17 | 4.79 |
| Jun-08 | 12.96 | 8.20 | 4.76 |
| Jul-08 | 12.79 | 8.14 | 4.65 |
| Aug-08 | 12.64 | 7.98 | 4.66 |
| Sep-08 | 12.98 | 8.24 | 4.74 |
| Oct-08 | 13.35 | 8.54 | 4.81 |
| Nov-08 | 13.10 | 8.61 | 4.49 |
| Dec-08 | 13.89 | 9.34 | 4.55 |
| Jan-09 | 14.89 | 10.23 | 4.66 |
| Feb-09 | 15.37 | 10.78 | 4.58 |
| Mar-09 | 16.71 | 11.96 | 4.75 |
| Apr-09 | 17.04 | 11.96 | 5.08 |
| May-09 | 16.85 | 11.82 | 5.03 |
| Jun-09 | 17.21 | 11.96 | 5.25 |
| Jul-09 | 17.17 | 11.73 | 5.44 |
| Aug-09 | 17.35 | 11.64 | 5.71 |
| Sep-09 | 17.88 | 12.18 | 5.71 |
| Oct-09 | 17.61 | 11.82 | 5.79 |
| Nov-09 | 17.08 | 11.09 | 5.99 |
| Dec-09 | 16.50 | 10.62 | 5.88 |
| Jan-10 | 15.96 | 10.12 | 5.83 |
| Feb-10 | 15.67 | 9.80 | 5.88 |
| Mar-10 | 15.52 | 9.57 | 5.95 |
| Apr-10 | 15.26 | 9.36 | 5.90 |
| May-10 | 15.43 | 9.43 | 5.99 |
| Jun-10 | 15.12 | 9.13 | 5.99 |
| Jul-10 | 15.05 | 9.29 | 5.76 |
| Aug-10 | 14.63 | 9.23 | 5.40 |
| Sep-10 | 14.61 | 9.14 | 5.47 |
| Oct-10 | 14.66 | 9.18 | 5.49 |
| Nov-10 | 14.71 | 9.32 | 5.39 |
| Dec-10 | 15.00 | 9.42 | 5.58 |
| Jan-11 | 14.16 | 9.02 | 5.15 |
| Feb-11 | 14.07 | 8.88 | 5.19 |
| Mar-11 | 13.62 | 8.83 | 4.80 |
| Apr-11 | 14.00 | 9.01 | 4.99 |
| May-11 | 14.23 | 9.08 | 5.16 |
| Jun-11 | 14.13 | 9.10 | 5.04 |
| Jul-11 | 14.09 | 9.04 | 5.05 |
| Aug-11 | 14.16 | 9.03 | 5.13 |
| Sep-11 | 13.92 | 8.78 | 5.14 |
| Oct-11 | 13.87 | 8.87 | 5.00 |
| Nov-11 | 14.06 | 8.98 | 5.08 |
| Dec-11 | 14.73 | 9.40 | 5.33 |
| Jan-12 | 14.77 | 9.40 | 5.38 |
| Feb-12 | 14.08 | 8.68 | 5.40 |
| Mar-12 | 14.09 | 8.70 | 5.39 |
| Apr-12 | 14.35 | 8.93 | 5.42 |
| May-12 | 14.50 | 9.11 | 5.40 |
| Jun-12 | 14.74 | 9.25 | 5.49 |
| Jul-12 | 14.77 | 9.27 | 5.50 |
| Aug-12 | 14.86 | 9.43 | 5.43 |
| Sep-12 | 15.10 | 9.49 | 5.61 |
| Oct-12 | 14.90 | 9.38 | 5.52 |
| Nov-12 | 15.21 | 9.46 | 5.75 |
| Dec-12 | 15.37 | 9.53 | 5.84 |
| Jan-13 | 15.91 | 9.80 | 6.10 |
| Feb-13 | 16.15 | 9.88 | 6.27 |
| Mar-13 | 16.88 | 10.34 | 6.53 |
| Apr-13 | 16.94 | 10.30 | 6.64 |
| May-13 | 17.21 | 10.41 | 6.80 |
| Jun-13 | 17.31 | 10.49 | 6.83 |
| Jul-13 | 17.45 | 10.50 | 6.95 |
| Aug-13 | 17.36 | 10.23 | 7.12 |
| Sep-13 | 18.18 | 10.74 | 7.44 |
| Oct-13 | 18.69 | 10.89 | 7.80 |
| Nov-13 | 19.28 | 11.24 | 8.05 |
| Dec-13 | 19.01 | 10.95 | 8.06 |
| Jan-14 | 19.16 | 11.17 | 7.99 |
| Feb-14 | 19.40 | 11.46 | 7.95 |
| Mar-14 | 19.49 | 11.39 | 8.10 |
| Apr-14 | 19.61 | 11.33 | 8.28 |
| May-14 | 19.47 | 11.21 | 8.26 |
| Jun-14 | 19.62 | 11.38 | 8.24 |
| Jul-14 | 19.81 | 11.28 | 8.53 |
| Aug-14 | 19.61 | 10.95 | 8.65 |
| Sep-14 | 19.98 | 11.10 | 8.88 |
| Oct-14 | 20.54 | 11.39 | 9.15 |
| Nov-14 | 20.15 | 11.04 | 9.11 |
| Dec-14 | 20.46 | 11.36 | 9.10 |
| Jan-15 | 20.75 | 11.57 | 9.18 |
| Feb-15 | 20.17 | 11.30 | 8.86 |
| Mar-15 | 21.26 | 11.73 | 9.53 |
| Apr-15 | 21.89 | 11.83 | 10.06 |
| May-15 | 20.24 | 11.08 | 9.15 |
| Jun-15 | 21.10 | 11.96 | 9.13 |
| Jul-15 | 21.07 | 12.26 | 8.81 |
| Aug-15 | 21.70 | 13.22 | 8.48 |
| Sep-15 | 20.92 | 13.53 | 7.38 |
| Oct-15 | 20.00 | 13.13 | 6.88 |
| Nov-15 | 19.74 | 13.07 | 6.67 |
| Dec-15 | 19.68 | 12.96 | 6.72 |
| Jan-16 | 19.16 | 12.55 | 6.61 |
| Feb-16 | 19.36 | 12.70 | 6.66 |
| Mar-16 | 19.15 | 12.49 | 6.66 |
| Apr-16 | 19.63 | 12.76 | 6.87 |
| May-16 | 19.89 | 12.69 | 7.20 |
| Jun-16 | 20.17 | 12.68 | 7.49 |
| Jul-16 | 19.99 | 12.38 | 7.60 |
| Aug-16 | 19.80 | 12.24 | 7.56 |
| Sep-16 | 20.73 | 12.43 | 8.30 |
| Oct-16 | 21.17 | 12.58 | 8.59 |
| Nov-16 | 21.60 | 12.76 | 8.84 |
| Dec-16 | 22.11 | 13.16 | 8.95 |
| Jan-17 | 22.37 | 13.31 | 9.07 |
| Feb-17 | 21.81 | 13.19 | 8.62 |
| Mar-17 | 22.65 | 13.78 | 8.87 |
| Apr-17 | 22.21 | 13.57 | 8.64 |
| May-17 | 22.30 | 13.95 | 8.34 |
| Jun-17 | 21.97 | 13.88 | 8.09 |
| Jul-17 | 22.07 | 14.21 | 7.86 |
| Aug-17 | 22.46 | 14.51 | 7.95 |
| Sep-17 | 22.04 | 14.27 | 7.77 |
| Oct-17 | 21.56 | 14.01 | 7.55 |
| Nov-17 | 21.62 | 14.20 | 7.43 |
| Dec-17 | 21.30 | 14.12 | 7.18 |
| Jan-18 | 21.30 | 14.30 | 7.01 |
| Feb-18 | 21.17 | 14.16 | 7.01 |
| Mar-18 | 20.54 | 13.96 | 6.59 |
| Apr-18 | 20.21 | 13.82 | 6.39 |
| May-18 | 20.55 | 14.10 | 6.45 |
| Jun-18 | 20.17 | 13.93 | 6.24 |
| Jul-18 | 20.18 | 13.90 | 6.28 |
| Aug-18 | 19.27 | 13.24 | 6.03 |
| Sep-18 | 18.76 | 12.92 | 5.84 |
| Oct-18 | 18.65 | 12.98 | 5.67 |
| Nov-18 | 17.83 | 12.46 | 5.37 |
| Dec-18 | 17.14 | 11.95 | 5.19 |
| Jan-19 | 16.91 | 11.90 | 5.00 |
| Feb-19 | 17.05 | 12.10 | 4.95 |
| Mar-19 | 16.55 | 11.75 | 4.80 |
| Apr-19 | 16.56 | 11.83 | 4.73 |
| May-19 | 16.02 | 11.38 | 4.63 |
| Jun-19 | 16.60 | 11.89 | 4.70 |
| Jul-19 | 16.93 | 12.10 | 4.83 |
| Aug-19 | 17.85 | 12.60 | 5.26 |
| Sep-19 | 17.96 | 12.90 | 5.06 |
| Oct-19 | 18.40 | 13.26 | 5.15 |
| Nov-19 | 19.36 | 13.96 | 5.40 |
| Dec-19 | 19.83 | 14.35 | 5.47 |
| Jan-20 | 19.93 | 14.52 | 5.41 |
| Feb-20 | 19.25 | 13.98 | 5.27 |
| Mar-20 | 19.50 | 14.44 | 5.07 |
| Apr-20 | 18.55 | 13.70 | 4.85 |
| May-20 | 16.33 | 12.24 | 4.09 |
| Jun-20 | 17.38 | 12.95 | 4.43 |
| Jul-20 | 18.92 | 14.33 | 4.58 |
New loan commitments, total housing (seasonally adjusted), values, Australia
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[]
[{"axis_id":"0","tick_interval":"24","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"axis_id":"0","tick_interval":"5","axis_min":"0","axis_max":"25","axis_title":"$b","precision":"2","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]Personal fixed term loan commitments increased for the third straight month
| Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
|---|---|---|---|---|
| Jul-04 | 1.6 | 0.8 | 0.5 | 0.2 |
| Aug-04 | 1.6 | 0.8 | 0.5 | 0.2 |
| Sep-04 | 1.7 | 0.8 | 0.5 | 0.2 |
| Oct-04 | 1.7 | 0.8 | 0.5 | 0.2 |
| Nov-04 | 1.6 | 0.8 | 0.5 | 0.2 |
| Dec-04 | 1.6 | 0.7 | 0.6 | 0.2 |
| Jan-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| Feb-05 | 1.4 | 0.8 | 0.4 | 0.2 |
| Mar-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| Apr-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| May-05 | 1.4 | 0.7 | 0.4 | 0.2 |
| Jun-05 | 1.4 | 0.7 | 0.4 | 0.2 |
| Jul-05 | 1.4 | 0.7 | 0.4 | 0.2 |
| Aug-05 | 1.5 | 0.7 | 0.4 | 0.2 |
| Sep-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| Oct-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| Nov-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| Dec-05 | 1.5 | 0.7 | 0.5 | 0.2 |
| Jan-06 | 1.5 | 0.7 | 0.5 | 0.2 |
| Feb-06 | 1.5 | 0.7 | 0.6 | 0.2 |
| Mar-06 | 1.5 | 0.7 | 0.5 | 0.2 |
| Apr-06 | 1.5 | 0.7 | 0.6 | 0.2 |
| May-06 | 1.6 | 0.7 | 0.6 | 0.2 |
| Jun-06 | 1.6 | 0.7 | 0.5 | 0.2 |
| Jul-06 | 1.5 | 0.7 | 0.5 | 0.2 |
| Aug-06 | 1.5 | 0.7 | 0.4 | 0.2 |
| Sep-06 | 1.4 | 0.7 | 0.4 | 0.2 |
| Oct-06 | 1.4 | 0.7 | 0.4 | 0.2 |
| Nov-06 | 1.5 | 0.8 | 0.4 | 0.2 |
| Dec-06 | 1.5 | 0.7 | 0.4 | 0.2 |
| Jan-07 | 1.5 | 0.7 | 0.4 | 0.2 |
| Feb-07 | 1.5 | 0.8 | 0.4 | 0.2 |
| Mar-07 | 1.6 | 0.8 | 0.5 | 0.2 |
| Apr-07 | 1.7 | 0.8 | 0.5 | 0.2 |
| May-07 | 1.7 | 0.8 | 0.5 | 0.2 |
| Jun-07 | 1.9 | 0.8 | 0.6 | 0.3 |
| Jul-07 | 1.6 | 0.8 | 0.5 | 0.2 |
| Aug-07 | 1.6 | 0.8 | 0.6 | 0.2 |
| Sep-07 | 1.7 | 0.8 | 0.6 | 0.2 |
| Oct-07 | 1.7 | 0.8 | 0.5 | 0.2 |
| Nov-07 | 1.7 | 0.8 | 0.6 | 0.2 |
| Dec-07 | 1.7 | 0.8 | 0.5 | 0.2 |
| Jan-08 | 1.7 | 0.8 | 0.6 | 0.2 |
| Feb-08 | 1.7 | 0.8 | 0.6 | 0.2 |
| Mar-08 | 1.7 | 0.8 | 0.5 | 0.2 |
| Apr-08 | 1.6 | 0.8 | 0.5 | 0.2 |
| May-08 | 1.6 | 0.8 | 0.5 | 0.2 |
| Jun-08 | 1.5 | 0.8 | 0.3 | 0.2 |
| Jul-08 | 1.6 | 0.8 | 0.5 | 0.2 |
| Aug-08 | 1.6 | 0.8 | 0.5 | 0.2 |
| Sep-08 | 1.5 | 0.8 | 0.5 | 0.2 |
| Oct-08 | 1.5 | 0.7 | 0.5 | 0.2 |
| Nov-08 | 1.3 | 0.7 | 0.5 | 0.2 |
| Dec-08 | 1.4 | 0.7 | 0.5 | 0.2 |
| Jan-09 | 1.4 | 0.7 | 0.4 | 0.2 |
| Feb-09 | 1.4 | 0.7 | 0.4 | 0.2 |
| Mar-09 | 1.4 | 0.7 | 0.4 | 0.2 |
| Apr-09 | 1.4 | 0.7 | 0.4 | 0.2 |
| May-09 | 1.4 | 0.7 | 0.4 | 0.2 |
| Jun-09 | 1.5 | 0.6 | 0.5 | 0.2 |
| Jul-09 | 1.5 | 0.7 | 0.5 | 0.2 |
| Aug-09 | 1.5 | 0.7 | 0.5 | 0.2 |
| Sep-09 | 1.5 | 0.7 | 0.5 | 0.2 |
| Oct-09 | 1.5 | 0.7 | 0.5 | 0.2 |
| Nov-09 | 1.4 | 0.7 | 0.4 | 0.2 |
| Dec-09 | 1.8 | 0.7 | 0.6 | 0.3 |
| Jan-10 | 1.7 | 0.7 | 0.6 | 0.3 |
| Feb-10 | 1.7 | 0.8 | 0.6 | 0.3 |
| Mar-10 | 1.7 | 0.8 | 0.5 | 0.3 |
| Apr-10 | 1.7 | 0.8 | 0.5 | 0.3 |
| May-10 | 1.7 | 0.8 | 0.5 | 0.3 |
| Jun-10 | 1.8 | 0.9 | 0.4 | 0.4 |
| Jul-10 | 1.7 | 0.8 | 0.4 | 0.3 |
| Aug-10 | 1.6 | 0.9 | 0.4 | 0.3 |
| Sep-10 | 1.7 | 0.9 | 0.4 | 0.3 |
| Oct-10 | 1.7 | 0.9 | 0.4 | 0.3 |
| Nov-10 | 1.6 | 0.9 | 0.4 | 0.3 |
| Dec-10 | 1.6 | 0.9 | 0.4 | 0.3 |
| Jan-11 | 1.6 | 0.9 | 0.3 | 0.3 |
| Feb-11 | 1.6 | 0.9 | 0.3 | 0.2 |
| Mar-11 | 1.6 | 0.9 | 0.3 | 0.3 |
| Apr-11 | 1.6 | 0.9 | 0.3 | 0.3 |
| May-11 | 1.6 | 0.9 | 0.3 | 0.3 |
| Jun-11 | 1.6 | 0.9 | 0.4 | 0.3 |
| Jul-11 | 1.6 | 0.9 | 0.3 | 0.3 |
| Aug-11 | 1.7 | 0.9 | 0.4 | 0.3 |
| Sep-11 | 1.7 | 0.9 | 0.3 | 0.3 |
| Oct-11 | 1.7 | 0.9 | 0.3 | 0.3 |
| Nov-11 | 1.6 | 0.9 | 0.3 | 0.3 |
| Dec-11 | 1.7 | 1.0 | 0.3 | 0.3 |
| Jan-12 | 1.6 | 0.9 | 0.3 | 0.3 |
| Feb-12 | 1.6 | 0.9 | 0.3 | 0.2 |
| Mar-12 | 1.5 | 0.9 | 0.3 | 0.2 |
| Apr-12 | 1.6 | 1.0 | 0.3 | 0.2 |
| May-12 | 1.7 | 1.0 | 0.3 | 0.2 |
| Jun-12 | 1.7 | 1.0 | 0.3 | 0.3 |
| Jul-12 | 1.7 | 1.0 | 0.3 | 0.3 |
| Aug-12 | 1.7 | 1.0 | 0.3 | 0.3 |
| Sep-12 | 1.8 | 1.0 | 0.3 | 0.3 |
| Oct-12 | 1.8 | 1.1 | 0.3 | 0.3 |
| Nov-12 | 1.9 | 1.1 | 0.3 | 0.3 |
| Dec-12 | 1.9 | 1.1 | 0.3 | 0.3 |
| Jan-13 | 1.9 | 1.1 | 0.3 | 0.3 |
| Feb-13 | 1.9 | 1.0 | 0.3 | 0.3 |
| Mar-13 | 1.9 | 1.0 | 0.3 | 0.3 |
| Apr-13 | 1.8 | 1.0 | 0.3 | 0.3 |
| May-13 | 1.8 | 1.0 | 0.3 | 0.3 |
| Jun-13 | 1.7 | 1.0 | 0.3 | 0.3 |
| Jul-13 | 1.8 | 1.0 | 0.3 | 0.3 |
| Aug-13 | 1.7 | 1.0 | 0.3 | 0.2 |
| Sep-13 | 1.8 | 1.0 | 0.3 | 0.3 |
| Oct-13 | 1.7 | 1.0 | 0.3 | 0.3 |
| Nov-13 | 1.7 | 1.0 | 0.3 | 0.3 |
| Dec-13 | 1.7 | 1.0 | 0.3 | 0.3 |
| Jan-14 | 1.8 | 1.0 | 0.3 | 0.3 |
| Feb-14 | 1.9 | 1.1 | 0.3 | 0.3 |
| Mar-14 | 1.8 | 1.0 | 0.3 | 0.3 |
| Apr-14 | 1.8 | 1.0 | 0.3 | 0.2 |
| May-14 | 1.8 | 1.0 | 0.3 | 0.3 |
| Jun-14 | 1.7 | 1.0 | 0.3 | 0.2 |
| Jul-14 | 1.8 | 1.0 | 0.4 | 0.3 |
| Aug-14 | 1.8 | 1.0 | 0.3 | 0.3 |
| Sep-14 | 1.8 | 1.0 | 0.4 | 0.3 |
| Oct-14 | 1.9 | 1.0 | 0.4 | 0.3 |
| Nov-14 | 1.8 | 1.0 | 0.4 | 0.3 |
| Dec-14 | 1.8 | 1.0 | 0.4 | 0.3 |
| Jan-15 | 1.8 | 1.0 | 0.4 | 0.2 |
| Feb-15 | 1.9 | 1.0 | 0.4 | 0.3 |
| Mar-15 | 1.9 | 1.0 | 0.4 | 0.3 |
| Apr-15 | 2.1 | 1.1 | 0.4 | 0.3 |
| May-15 | 2.0 | 1.1 | 0.4 | 0.3 |
| Jun-15 | 2.0 | 1.1 | 0.4 | |
| Jul-15 | 1.9 | 1.1 | 0.4 | |
| Aug-15 | 1.9 | 1.1 | 0.3 | |
| Sep-15 | 1.8 | 1.1 | 0.3 | 0.3 |
| Oct-15 | 1.8 | 1.1 | 0.3 | 0.2 |
| Nov-15 | 1.8 | 1.1 | 0.3 | 0.2 |
| Dec-15 | 1.9 | 1.1 | 0.3 | 0.3 |
| Jan-16 | 1.9 | 1.1 | 0.3 | 0.3 |
| Feb-16 | 2.0 | 1.1 | 0.3 | 0.3 |
| Mar-16 | 2.2 | 1.4 | 0.3 | 0.4 |
| Apr-16 | 2.3 | 1.3 | 0.3 | 0.4 |
| May-16 | 2.2 | 1.3 | 0.3 | 0.4 |
| Jun-16 | 2.1 | 1.3 | 0.3 | 0.4 |
| Jul-16 | 2.2 | 1.3 | 0.3 | 0.3 |
| Aug-16 | 2.1 | 1.3 | 0.3 | 0.4 |
| Sep-16 | 2.1 | 1.2 | 0.3 | 0.3 |
| Oct-16 | 2.0 | 1.2 | 0.3 | 0.3 |
| Nov-16 | 2.0 | 1.2 | 0.3 | 0.3 |
| Dec-16 | 2.1 | 1.3 | 0.3 | 0.3 |
| Jan-17 | 2.0 | 1.2 | 0.3 | 0.3 |
| Feb-17 | 1.9 | 1.2 | 0.3 | 0.3 |
| Mar-17 | 1.8 | 1.1 | 0.3 | 0.2 |
| Apr-17 | 1.8 | 1.1 | 0.3 | 0.2 |
| May-17 | 1.7 | 1.1 | 0.3 | 0.2 |
| Jun-17 | 1.7 | 1.1 | 0.3 | 0.2 |
| Jul-17 | 1.7 | 1.1 | 0.2 | 0.2 |
| Aug-17 | 1.7 | 1.1 | 0.2 | |
| Sep-17 | 1.8 | 1.1 | 0.3 | 0.2 |
| Oct-17 | 1.9 | 1.2 | 0.3 | 0.3 |
| Nov-17 | 1.9 | 1.2 | 0.2 | 0.3 |
| Dec-17 | 1.8 | 1.2 | 0.2 | 0.3 |
| Jan-18 | 1.8 | 1.2 | 0.2 | 0.2 |
| Feb-18 | 1.8 | 1.2 | 0.2 | 0.2 |
| Mar-18 | 1.8 | 1.2 | 0.2 | 0.2 |
| Apr-18 | 1.8 | 1.1 | 0.2 | 0.2 |
| May-18 | 1.7 | 1.1 | 0.2 | 0.2 |
| Jun-18 | 1.8 | 1.2 | 0.2 | 0.3 |
| Jul-18 | 1.8 | 1.1 | 0.2 | 0.3 |
| Aug-18 | 1.8 | 1.1 | 0.2 | 0.3 |
| Sep-18 | 1.8 | 1.2 | 0.2 | 0.3 |
| Oct-18 | 1.7 | 1.1 | 0.2 | 0.3 |
| Nov-18 | 1.7 | 1.1 | 0.1 | 0.3 |
| Dec-18 | 1.6 | 1.1 | 0.1 | 0.3 |
| Jan-19 | 1.6 | 1.1 | 0.1 | 0.3 |
| Feb-19 | 1.6 | 1.1 | 0.1 | 0.3 |
| Mar-19 | 1.6 | 1.1 | 0.1 | 0.3 |
| Apr-19 | 1.6 | 1.1 | 0.1 | 0.2 |
| May-19 | 1.6 | 1.1 | 0.1 | 0.2 |
| Jun-19 | 1.7 | 1.1 | 0.2 | 0.3 |
| Jul-19 | 1.6 | 1.1 | 0.2 | 0.3 |
| Aug-19 | 1.7 | 1.1 | 0.1 | 0.3 |
| Sep-19 | 1.7 | 1.1 | 0.2 | 0.3 |
| Oct-19 | 1.7 | 1.1 | 0.2 | 0.3 |
| Nov-19 | 1.7 | 1.0 | 0.2 | 0.3 |
| Dec-19 | 1.8 | 1.1 | 0.2 | 0.3 |
| Jan-20 | 1.8 | 1.1 | 0.2 | 0.3 |
| Feb-20 | 1.8 | 1.1 | 0.2 | 0.3 |
| Mar-20 | 1.6 | 1.0 | 0.2 | 0.3 |
| Apr-20 | 1.2 | 0.6 | 0.3 | 0.2 |
| May-20 | 1.4 | 0.9 | 0.2 | 0.2 |
| Jun-20 | 1.5 | 1.1 | 0.1 | 0.2 |
| Jul-20 | 1.6 | 1.1 | 0.2 | 0.2 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia
["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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[]
[{"axis_id":"0","tick_interval":"24","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"axis_id":"0","tick_interval":"0.5","axis_min":"0","axis_max":"2.5","axis_title":"$b","precision":"1","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]| Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
|---|---|---|---|---|
| Jul-04 | 0.03 | 0.03 | 0.05 | 0.13 |
| Aug-04 | 0.03 | 0.03 | 0.04 | 0.13 |
| Sep-04 | 0.03 | 0.03 | 0.04 | 0.12 |
| Oct-04 | 0.03 | 0.03 | 0.05 | 0.12 |
| Nov-04 | 0.04 | 0.03 | 0.04 | 0.13 |
| Dec-04 | 0.03 | 0.03 | 0.04 | 0.13 |
| Jan-05 | 0.03 | 0.03 | 0.04 | 0.13 |
| Feb-05 | 0.03 | 0.03 | 0.04 | 0.12 |
| Mar-05 | 0.03 | 0.03 | 0.04 | 0.12 |
| Apr-05 | 0.03 | 0.03 | 0.05 | 0.11 |
| May-05 | 0.03 | 0.03 | 0.03 | 0.11 |
| Jun-05 | 0.02 | 0.03 | 0.04 | 0.09 |
| Jul-05 | 0.03 | 0.03 | 0.05 | 0.10 |
| Aug-05 | 0.03 | 0.03 | 0.05 | 0.11 |
| Sep-05 | 0.03 | 0.03 | 0.05 | 0.11 |
| Oct-05 | 0.03 | 0.03 | 0.05 | 0.12 |
| Nov-05 | 0.03 | 0.03 | 0.05 | 0.12 |
| Dec-05 | 0.03 | 0.03 | 0.05 | 0.13 |
| Jan-06 | 0.03 | 0.03 | 0.05 | 0.14 |
| Feb-06 | 0.03 | 0.03 | 0.05 | 0.15 |
| Mar-06 | 0.03 | 0.03 | 0.05 | 0.15 |
| Apr-06 | 0.03 | 0.03 | 0.05 | 0.14 |
| May-06 | 0.03 | 0.03 | 0.06 | 0.17 |
| Jun-06 | 0.03 | 0.03 | 0.05 | 0.17 |
| Jul-06 | 0.03 | 0.03 | 0.06 | 0.17 |
| Aug-06 | 0.03 | 0.03 | 0.06 | 0.17 |
| Sep-06 | 0.03 | 0.03 | 0.06 | 0.17 |
| Oct-06 | 0.03 | 0.03 | 0.07 | 0.16 |
| Nov-06 | 0.03 | 0.03 | 0.07 | 0.16 |
| Dec-06 | 0.04 | 0.03 | 0.07 | 0.14 |
| Jan-07 | 0.03 | 0.03 | 0.06 | 0.14 |
| Feb-07 | 0.04 | 0.03 | 0.06 | 0.14 |
| Mar-07 | 0.04 | 0.03 | 0.06 | 0.14 |
| Apr-07 | 0.04 | 0.03 | 0.03 | 0.15 |
| May-07 | 0.03 | 0.04 | 0.03 | 0.15 |
| Jun-07 | 0.04 | 0.04 | 0.03 | 0.16 |
| Jul-07 | 0.03 | 0.03 | 0.03 | 0.15 |
| Aug-07 | 0.04 | 0.03 | 0.03 | 0.16 |
| Sep-07 | 0.03 | 0.03 | 0.03 | 0.17 |
| Oct-07 | 0.04 | 0.04 | 0.03 | 0.17 |
| Nov-07 | 0.04 | 0.04 | 0.03 | 0.19 |
| Dec-07 | 0.04 | 0.03 | 0.04 | 0.17 |
| Jan-08 | 0.04 | 0.04 | 0.04 | 0.20 |
| Feb-08 | 0.03 | 0.04 | 0.04 | 0.22 |
| Mar-08 | 0.03 | 0.04 | 0.04 | 0.20 |
| Apr-08 | 0.03 | 0.04 | 0.04 | 0.19 |
| May-08 | 0.03 | 0.03 | 0.04 | 0.14 |
| Jun-08 | 0.03 | 0.04 | 0.04 | 0.16 |
| Jul-08 | 0.03 | 0.03 | 0.04 | 0.17 |
| Aug-08 | 0.03 | 0.03 | 0.04 | 0.16 |
| Sep-08 | 0.03 | 0.03 | 0.04 | 0.16 |
| Oct-08 | 0.03 | 0.03 | 0.04 | 0.18 |
| Nov-08 | 0.03 | 0.03 | 0.03 | 0.17 |
| Dec-08 | 0.03 | 0.04 | 0.03 | 0.22 |
| Jan-09 | 0.03 | 0.04 | 0.03 | 0.21 |
| Feb-09 | 0.03 | 0.04 | 0.03 | 0.22 |
| Mar-09 | 0.03 | 0.04 | 0.03 | 0.21 |
| Apr-09 | 0.03 | 0.04 | 0.03 | 0.22 |
| May-09 | 0.03 | 0.04 | 0.03 | 0.23 |
| Jun-09 | 0.03 | 0.04 | 0.03 | 0.26 |
| Jul-09 | 0.03 | 0.03 | 0.03 | 0.25 |
| Aug-09 | 0.03 | 0.03 | 0.04 | 0.26 |
| Sep-09 | 0.03 | 0.03 | 0.03 | 0.24 |
| Oct-09 | 0.03 | 0.03 | 0.03 | 0.23 |
| Nov-09 | 0.03 | 0.03 | 0.03 | 0.22 |
| Dec-09 | 0.03 | 0.05 | 0.03 | 0.22 |
| Jan-10 | 0.03 | 0.04 | 0.03 | 0.22 |
| Feb-10 | 0.03 | 0.05 | 0.03 | 0.21 |
| Mar-10 | 0.03 | 0.05 | 0.03 | 0.21 |
| Apr-10 | 0.03 | 0.05 | 0.04 | 0.21 |
| May-10 | 0.03 | 0.05 | 0.03 | 0.22 |
| Jun-10 | 0.03 | 0.05 | 0.04 | 0.26 |
| Jul-10 | 0.03 | 0.05 | 0.03 | 0.23 |
| Aug-10 | 0.03 | 0.04 | 0.03 | 0.23 |
| Sep-10 | 0.03 | 0.04 | 0.03 | 0.24 |
| Oct-10 | 0.03 | 0.05 | 0.04 | 0.24 |
| Nov-10 | 0.03 | 0.05 | 0.04 | 0.26 |
| Dec-10 | 0.03 | 0.04 | 0.04 | 0.28 |
| Jan-11 | 0.03 | 0.04 | 0.04 | 0.24 |
| Feb-11 | 0.03 | 0.03 | 0.04 | 0.22 |
| Mar-11 | 0.03 | 0.04 | 0.04 | 0.21 |
| Apr-11 | 0.03 | 0.05 | 0.04 | 0.23 |
| May-11 | 0.03 | 0.05 | 0.04 | 0.24 |
| Jun-11 | 0.03 | 0.06 | 0.04 | 0.24 |
| Jul-11 | 0.03 | 0.05 | 0.04 | 0.23 |
| Aug-11 | 0.03 | 0.06 | 0.04 | 0.23 |
| Sep-11 | 0.03 | 0.06 | 0.04 | 0.24 |
| Oct-11 | 0.03 | 0.05 | 0.04 | 0.24 |
| Nov-11 | 0.04 | 0.06 | 0.04 | 0.24 |
| Dec-11 | 0.04 | 0.06 | 0.05 | 0.24 |
| Jan-12 | 0.04 | 0.06 | 0.05 | 0.24 |
| Feb-12 | 0.04 | 0.06 | 0.05 | 0.26 |
| Mar-12 | 0.04 | 0.06 | 0.05 | 0.26 |
| Apr-12 | 0.04 | 0.06 | 0.05 | 0.24 |
| May-12 | 0.04 | 0.06 | 0.05 | 0.25 |
| Jun-12 | 0.03 | 0.06 | 0.05 | 0.23 |
| Jul-12 | 0.04 | 0.07 | 0.05 | 0.28 |
| Aug-12 | 0.04 | 0.07 | 0.05 | 0.26 |
| Sep-12 | 0.04 | 0.07 | 0.06 | 0.26 |
| Oct-12 | 0.04 | 0.07 | 0.06 | 0.24 |
| Nov-12 | 0.04 | 0.07 | 0.06 | 0.23 |
| Dec-12 | 0.04 | 0.07 | 0.06 | 0.24 |
| Jan-13 | 0.04 | 0.08 | 0.06 | 0.24 |
| Feb-13 | 0.04 | 0.07 | 0.06 | 0.24 |
| Mar-13 | 0.04 | 0.07 | 0.06 | 0.27 |
| Apr-13 | 0.04 | 0.07 | 0.06 | 0.30 |
| May-13 | 0.04 | 0.07 | 0.06 | 0.26 |
| Jun-13 | 0.04 | 0.07 | 0.06 | 0.24 |
| Jul-13 | 0.04 | 0.07 | 0.06 | 0.19 |
| Aug-13 | 0.04 | 0.07 | 0.06 | 0.16 |
| Sep-13 | 0.04 | 0.07 | 0.06 | 0.17 |
| Oct-13 | 0.04 | 0.07 | 0.06 | 0.19 |
| Nov-13 | 0.04 | 0.07 | 0.06 | 0.19 |
| Dec-13 | 0.04 | 0.07 | 0.06 | 0.18 |
| Jan-14 | 0.04 | 0.07 | 0.06 | 0.17 |
| Feb-14 | 0.04 | 0.07 | 0.06 | 0.17 |
| Mar-14 | 0.04 | 0.07 | 0.06 | 0.16 |
| Apr-14 | 0.04 | 0.07 | 0.06 | 0.15 |
| May-14 | 0.04 | 0.07 | 0.07 | 0.15 |
| Jun-14 | 0.04 | 0.07 | 0.06 | 0.15 |
| Jul-14 | 0.04 | 0.07 | 0.06 | 0.17 |
| Aug-14 | 0.04 | 0.08 | 0.06 | 0.18 |
| Sep-14 | 0.04 | 0.08 | 0.05 | 0.18 |
| Oct-14 | 0.04 | 0.09 | 0.06 | 0.18 |
| Nov-14 | 0.04 | 0.09 | 0.06 | 0.16 |
| Dec-14 | 0.04 | 0.07 | 0.06 | 0.16 |
| Jan-15 | 0.04 | 0.08 | 0.05 | 0.15 |
| Feb-15 | 0.04 | 0.08 | 0.05 | 0.16 |
| Mar-15 | 0.04 | 0.09 | 0.06 | 0.16 |
| Apr-15 | 0.04 | 0.09 | 0.06 | 0.17 |
| May-15 | 0.04 | 0.09 | 0.06 | 0.17 |
| Jun-15 | #N/A | 0.09 | 0.06 | #N/A |
| Jul-15 | #N/A | 0.09 | 0.06 | #N/A |
| Aug-15 | #N/A | 0.09 | 0.06 | #N/A |
| Sep-15 | 0.04 | 0.08 | 0.06 | 0.10 |
| Oct-15 | 0.04 | 0.07 | 0.06 | 0.10 |
| Nov-15 | 0.04 | 0.07 | 0.07 | 0.11 |
| Dec-15 | 0.05 | 0.08 | 0.06 | 0.11 |
| Jan-16 | 0.04 | 0.08 | 0.06 | 0.11 |
| Feb-16 | 0.05 | 0.07 | 0.06 | 0.11 |
| Mar-16 | 0.05 | 0.08 | 0.07 | 0.12 |
| Apr-16 | 0.05 | 0.08 | 0.07 | 0.13 |
| May-16 | 0.05 | 0.08 | 0.07 | 0.12 |
| Jun-16 | 0.05 | 0.08 | 0.07 | 0.13 |
| Jul-16 | 0.05 | 0.08 | 0.06 | 0.13 |
| Aug-16 | 0.04 | 0.08 | 0.06 | 0.13 |
| Sep-16 | 0.04 | 0.07 | 0.07 | 0.14 |
| Oct-16 | 0.04 | 0.07 | 0.06 | 0.14 |
| Nov-16 | 0.05 | 0.07 | 0.06 | 0.14 |
| Dec-16 | 0.05 | 0.07 | 0.06 | 0.16 |
| Jan-17 | 0.05 | 0.07 | 0.06 | 0.14 |
| Feb-17 | 0.05 | 0.07 | 0.06 | 0.12 |
| Mar-17 | 0.04 | 0.07 | 0.07 | 0.12 |
| Apr-17 | 0.04 | 0.07 | 0.06 | 0.11 |
| May-17 | 0.04 | 0.07 | 0.06 | 0.09 |
| Jun-17 | 0.04 | 0.07 | 0.06 | 0.08 |
| Jul-17 | 0.05 | 0.07 | 0.06 | 0.11 |
| Aug-17 | #N/A | 0.07 | 0.06 | 0.11 |
| Sep-17 | 0.05 | 0.07 | 0.06 | 0.11 |
| Oct-17 | 0.04 | 0.07 | 0.06 | 0.12 |
| Nov-17 | 0.05 | 0.07 | 0.06 | 0.11 |
| Dec-17 | 0.04 | 0.07 | 0.06 | 0.10 |
| Jan-18 | 0.05 | 0.07 | 0.06 | 0.10 |
| Feb-18 | 0.05 | 0.07 | 0.06 | 0.10 |
| Mar-18 | 0.05 | 0.06 | 0.06 | 0.10 |
| Apr-18 | 0.05 | 0.06 | 0.05 | 0.11 |
| May-18 | 0.05 | 0.06 | 0.05 | 0.12 |
| Jun-18 | 0.05 | 0.07 | 0.05 | 0.12 |
| Jul-18 | 0.05 | 0.06 | 0.05 | 0.12 |
| Aug-18 | 0.05 | 0.06 | 0.05 | 0.12 |
| Sep-18 | 0.05 | 0.06 | 0.05 | 0.13 |
| Oct-18 | 0.05 | 0.06 | 0.05 | 0.12 |
| Nov-18 | 0.05 | 0.06 | 0.05 | 0.12 |
| Dec-18 | 0.05 | 0.06 | 0.04 | 0.13 |
| Jan-19 | 0.05 | 0.06 | 0.04 | 0.13 |
| Feb-19 | 0.05 | 0.06 | 0.04 | 0.14 |
| Mar-19 | 0.04 | 0.06 | 0.04 | 0.14 |
| Apr-19 | 0.05 | 0.06 | 0.04 | 0.13 |
| May-19 | 0.05 | 0.06 | 0.04 | 0.13 |
| Jun-19 | 0.05 | 0.06 | 0.04 | 0.13 |
| Jul-19 | 0.06 | 0.06 | 0.04 | 0.14 |
| Aug-19 | 0.05 | 0.06 | 0.03 | 0.14 |
| Sep-19 | 0.05 | 0.07 | 0.03 | 0.15 |
| Oct-19 | 0.05 | 0.07 | 0.03 | 0.16 |
| Nov-19 | 0.04 | 0.08 | 0.03 | 0.17 |
| Dec-19 | 0.04 | 0.09 | 0.04 | 0.17 |
| Jan-20 | 0.04 | 0.10 | 0.03 | 0.17 |
| Feb-20 | 0.05 | 0.07 | 0.04 | 0.16 |
| Mar-20 | 0.04 | 0.07 | 0.02 | 0.16 |
| Apr-20 | 0.03 | 0.06 | 0.00 | 0.12 |
| May-20 | 0.04 | 0.06 | 0.00 | 0.12 |
| Jun-20 | 0.07 | 0.08 | 0.00 | 0.10 |
| Jul-20 | 0.06 | 0.07 | 0.00 | 0.12 |
...smaller purposes of fixed term loans for personal finance
["","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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[]
[{"axis_id":"0","tick_interval":"24","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"axis_id":"0","tick_interval":"0.05","axis_min":"0","axis_max":".35","axis_title":"$b","precision":"2","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]Business lending for the purchase of property reached the lowest level since August 2013 and is down 43% on the most recent May 2019 peak
| Construction ($b) | Purchase of property ($b) | |
|---|---|---|
| Jul-04 | 1.75 | 2.57 |
| Aug-04 | 1.65 | 2.23 |
| Sep-04 | 1.29 | 2.68 |
| Oct-04 | 2.85 | 2.73 |
| Nov-04 | 1.78 | 2.32 |
| Dec-04 | 1.31 | 2.48 |
| Jan-05 | 1.23 | 2.34 |
| Feb-05 | 1.28 | 2.26 |
| Mar-05 | 1.26 | 2.09 |
| Apr-05 | 2.52 | 2.56 |
| May-05 | 1.85 | 2.12 |
| Jun-05 | 1.52 | 1.99 |
| Jul-05 | 1.91 | 2.38 |
| Aug-05 | 1.44 | 4.09 |
| Sep-05 | 1.78 | 2.27 |
| Oct-05 | 1.30 | 2.31 |
| Nov-05 | 1.43 | 2.40 |
| Dec-05 | 2.24 | 2.41 |
| Jan-06 | 1.39 | 3.07 |
| Feb-06 | 2.03 | 2.21 |
| Mar-06 | 1.68 | 3.04 |
| Apr-06 | 1.52 | 2.47 |
| May-06 | 1.79 | 3.14 |
| Jun-06 | 1.42 | 3.74 |
| Jul-06 | 1.26 | 2.74 |
| Aug-06 | 1.77 | 2.72 |
| Sep-06 | 3.06 | 2.44 |
| Oct-06 | 1.68 | 2.91 |
| Nov-06 | 2.27 | 3.24 |
| Dec-06 | 1.81 | 3.14 |
| Jan-07 | 1.65 | 3.60 |
| Feb-07 | 1.45 | 3.96 |
| Mar-07 | 2.06 | 3.65 |
| Apr-07 | 1.45 | 3.58 |
| May-07 | 1.29 | 3.05 |
| Jun-07 | 2.01 | 5.28 |
| Jul-07 | 1.84 | 4.71 |
| Aug-07 | 3.83 | 5.36 |
| Sep-07 | 2.30 | 5.52 |
| Oct-07 | 2.09 | 5.31 |
| Nov-07 | 1.24 | 3.33 |
| Dec-07 | 1.82 | 5.49 |
| Jan-08 | 2.83 | 5.09 |
| Feb-08 | 2.36 | 5.81 |
| Mar-08 | 1.13 | 4.58 |
| Apr-08 | 2.37 | 4.61 |
| May-08 | 1.77 | 4.81 |
| Jun-08 | 2.01 | 3.18 |
| Jul-08 | 3.39 | 3.42 |
| Aug-08 | 2.03 | 3.01 |
| Sep-08 | 1.28 | 3.82 |
| Oct-08 | 2.20 | 3.19 |
| Nov-08 | 1.39 | 3.24 |
| Dec-08 | 1.57 | 2.47 |
| Jan-09 | 1.09 | 2.20 |
| Feb-09 | 1.39 | 2.29 |
| Mar-09 | 1.33 | 1.85 |
| Apr-09 | 1.22 | 3.68 |
| May-09 | 2.99 | 2.25 |
| Jun-09 | 2.02 | 2.39 |
| Jul-09 | 1.33 | 2.21 |
| Aug-09 | 1.10 | 2.81 |
| Sep-09 | 2.87 | 3.43 |
| Oct-09 | 1.33 | 2.20 |
| Nov-09 | 1.51 | 2.58 |
| Dec-09 | 1.08 | 2.49 |
| Jan-10 | 1.30 | 2.69 |
| Feb-10 | 1.50 | 2.62 |
| Mar-10 | 1.23 | 3.08 |
| Apr-10 | 1.68 | 3.10 |
| May-10 | 1.42 | 2.55 |
| Jun-10 | 0.95 | 2.90 |
| Jul-10 | 1.16 | 4.33 |
| Aug-10 | 1.37 | 2.92 |
| Sep-10 | 1.27 | 2.31 |
| Oct-10 | 1.00 | 2.87 |
| Nov-10 | 1.28 | 1.77 |
| Dec-10 | 1.15 | 3.18 |
| Jan-11 | 1.20 | 2.68 |
| Feb-11 | 1.26 | 2.63 |
| Mar-11 | 1.46 | 2.61 |
| Apr-11 | 1.02 | 2.57 |
| May-11 | 1.61 | 2.97 |
| Jun-11 | 1.56 | 2.76 |
| Jul-11 | 1.47 | 2.91 |
| Aug-11 | 1.83 | 2.73 |
| Sep-11 | 1.63 | 2.26 |
| Oct-11 | 1.35 | 2.60 |
| Nov-11 | #N/A | 2.67 |
| Dec-11 | 1.35 | 2.67 |
| Jan-12 | 1.04 | 2.79 |
| Feb-12 | 1.29 | 2.56 |
| Mar-12 | 1.52 | 3.08 |
| Apr-12 | 1.03 | 2.93 |
| May-12 | 1.02 | 2.57 |
| Jun-12 | 1.04 | 2.85 |
| Jul-12 | 1.03 | 2.78 |
| Aug-12 | 0.69 | 2.47 |
| Sep-12 | 1.21 | 3.28 |
| Oct-12 | 4.42 | 3.11 |
| Nov-12 | 1.00 | 2.69 |
| Dec-12 | 2.68 | 2.69 |
| Jan-13 | 1.36 | 3.11 |
| Feb-13 | 0.88 | 2.86 |
| Mar-13 | 0.97 | 2.66 |
| Apr-13 | 0.73 | 2.98 |
| May-13 | 1.35 | 3.31 |
| Jun-13 | 1.47 | 3.30 |
| Jul-13 | 1.23 | 3.05 |
| Aug-13 | 1.50 | 3.34 |
| Sep-13 | 1.47 | 3.40 |
| Oct-13 | 1.67 | 3.42 |
| Nov-13 | 2.13 | 5.14 |
| Dec-13 | 2.21 | 4.08 |
| Jan-14 | 1.61 | 3.22 |
| Feb-14 | 2.25 | 4.46 |
| Mar-14 | 1.55 | 4.64 |
| Apr-14 | 3.77 | 4.21 |
| May-14 | 1.81 | 4.57 |
| Jun-14 | 1.55 | 3.88 |
| Jul-14 | 2.91 | 4.61 |
| Aug-14 | 1.71 | 4.78 |
| Sep-14 | 2.98 | 4.25 |
| Oct-14 | 2.17 | 4.51 |
| Nov-14 | 1.67 | 3.04 |
| Dec-14 | 2.21 | 4.76 |
| Jan-15 | 3.69 | 4.45 |
| Feb-15 | 2.64 | 4.39 |
| Mar-15 | 2.09 | 4.43 |
| Apr-15 | 2.39 | 4.79 |
| May-15 | 2.34 | 5.00 |
| Jun-15 | 2.09 | 4.84 |
| Jul-15 | 2.02 | 4.88 |
| Aug-15 | 2.26 | 4.97 |
| Sep-15 | 1.88 | 8.35 |
| Oct-15 | 2.20 | 5.01 |
| Nov-15 | 2.28 | 5.26 |
| Dec-15 | 2.20 | 5.69 |
| Jan-16 | 1.65 | 4.52 |
| Feb-16 | 1.87 | 5.54 |
| Mar-16 | 3.18 | 5.25 |
| Apr-16 | 3.25 | 5.14 |
| May-16 | 2.23 | 4.73 |
| Jun-16 | 1.80 | 5.12 |
| Jul-16 | 2.32 | 5.26 |
| Aug-16 | 1.86 | 5.00 |
| Sep-16 | 1.54 | 5.36 |
| Oct-16 | 1.87 | 5.11 |
| Nov-16 | 4.28 | 5.32 |
| Dec-16 | 1.99 | 5.07 |
| Jan-17 | 2.85 | 5.92 |
| Feb-17 | 1.84 | 5.69 |
| Mar-17 | 2.05 | 5.74 |
| Apr-17 | 2.37 | 5.37 |
| May-17 | 1.88 | 5.52 |
| Jun-17 | 2.89 | 5.84 |
| Jul-17 | 1.88 | 6.36 |
| Aug-17 | 2.81 | 5.50 |
| Sep-17 | 1.97 | 5.23 |
| Oct-17 | 2.22 | 6.01 |
| Nov-17 | 3.56 | 5.59 |
| Dec-17 | 2.71 | 4.96 |
| Jan-18 | 2.97 | 5.45 |
| Feb-18 | 2.55 | 5.41 |
| Mar-18 | 2.91 | 5.25 |
| Apr-18 | 2.87 | 5.53 |
| May-18 | 2.63 | 5.31 |
| Jun-18 | 2.23 | 5.40 |
| Jul-18 | 2.60 | 4.91 |
| Aug-18 | 2.07 | 5.55 |
| Sep-18 | 2.08 | 5.73 |
| Oct-18 | 3.55 | 5.55 |
| Nov-18 | 1.49 | 6.22 |
| Dec-18 | 2.00 | 4.37 |
| Jan-19 | 2.60 | 5.22 |
| Feb-19 | 2.91 | 5.07 |
| Mar-19 | 2.16 | 5.65 |
| Apr-19 | 1.90 | 5.61 |
| May-19 | 2.66 | 6.60 |
| Jun-19 | 3.03 | 7.44 |
| Jul-19 | 2.78 | 4.16 |
| Aug-19 | 3.07 | 5.23 |
| Sep-19 | 3.91 | 4.89 |
| Oct-19 | 3.38 | 4.07 |
| Nov-19 | 2.69 | 4.23 |
| Dec-19 | 3.00 | 5.22 |
| Jan-20 | 2.14 | 4.58 |
| Feb-20 | 2.33 | 5.10 |
| Mar-20 | 3.18 | 4.68 |
| Apr-20 | 1.90 | 4.35 |
| May-20 | 1.97 | 4.26 |
| Jun-20 | 3.10 | 3.61 |
| Jul-20 | 2.32 | 3.10 |
New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
["","Construction","Purchase of property"]
[["Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20"],[[1.749],[1.646],[1.292],[2.848],[1.782],[1.314],[1.225],[1.275],[1.261],[2.521],[1.845],[1.517],[1.905],[1.439],[1.776],[1.301],[1.434],[2.241],[1.389],[2.025],[1.681],[1.524],[1.789],[1.423],[1.255],[1.771],[3.058],[1.676],[2.271],[1.807],[1.648],[1.45],[2.062],[1.453],[1.292],[2.014],[1.839],[3.829],[2.3],[2.086],[1.238],[1.819],[2.832],[2.359],[1.132],[2.369],[1.77],[2.009],[3.387],[2.03],[1.278],[2.197],[1.39],[1.572],[1.091],[1.386],[1.333],[1.215],[2.986],[2.016],[1.329],[1.103],[2.87],[1.329],[1.505],[1.083],[1.3],[1.5],[1.226],[1.681],[1.421],[0.949],[1.162],[1.371],[1.266],[1.003],[1.282],[1.15],[1.2],[1.261],[1.459],[1.022],[1.613],[1.56],[1.466],[1.834],[1.634],[1.349],[null],[1.349],[1.041],[1.288],[1.516],[1.03],[1.022],[1.035],[1.032],[0.694],[1.205],[4.417],[1.004],[2.678],[1.357],[0.877],[0.971],[0.734],[1.345],[1.473],[1.23],[1.503],[1.467],[1.669],[2.127],[2.213],[1.613],[2.248],[1.552],[3.769],[1.806],[1.55],[2.914],[1.708],[2.977],[2.174],[1.667],[2.21],[3.691],[2.64],[2.085],[2.391],[2.336],[2.094],[2.02],[2.257],[1.882],[2.197],[2.282],[2.199],[1.654],[1.865],[3.182],[3.253],[2.225],[1.802],[2.32],[1.863],[1.54],[1.87],[4.281],[1.987],[2.851],[1.842],[2.047],[2.37],[1.876],[2.887],[1.881],[2.814],[1.967],[2.22],[3.563],[2.706],[2.967],[2.552],[2.914],[2.869],[2.631],[2.232],[2.596],[2.074],[2.081],[3.549],[1.487],[2.002],[2.602],[2.911],[2.158],[1.895],[2.66],[3.026],[2.782],[3.074],[3.909],[3.384],[2.685],[3.001],[2.135],[2.328],[3.184],[1.901],[1.97],[3.098],[2.32]],[[2.568],[2.23],[2.677],[2.726],[2.32],[2.482],[2.341],[2.262],[2.086],[2.556],[2.117],[1.99],[2.376],[4.092],[2.268],[2.31],[2.396],[2.406],[3.068],[2.214],[3.038],[2.467],[3.142],[3.741],[2.737],[2.722],[2.436],[2.913],[3.243],[3.144],[3.597],[3.959],[3.654],[3.58],[3.053],[5.278],[4.707],[5.362],[5.522],[5.312],[3.334],[5.493],[5.089],[5.812],[4.579],[4.608],[4.81],[3.179],[3.42],[3.01],[3.815],[3.187],[3.241],[2.465],[2.202],[2.289],[1.854],[3.684],[2.246],[2.39],[2.211],[2.814],[3.427],[2.196],[2.584],[2.488],[2.688],[2.619],[3.079],[3.101],[2.549],[2.904],[4.325],[2.921],[2.312],[2.867],[1.766],[3.181],[2.675],[2.633],[2.606],[2.565],[2.966],[2.762],[2.913],[2.728],[2.26],[2.602],[2.67],[2.674],[2.794],[2.555],[3.075],[2.926],[2.565],[2.847],[2.778],[2.471],[3.277],[3.114],[2.691],[2.692],[3.105],[2.858],[2.655],[2.981],[3.307],[3.298],[3.052],[3.341],[3.403],[3.421],[5.139],[4.083],[3.218],[4.462],[4.639],[4.214],[4.572],[3.881],[4.611],[4.782],[4.251],[4.51],[3.044],[4.76],[4.452],[4.394],[4.432],[4.793],[4.996],[4.838],[4.877],[4.973],[8.347],[5.009],[5.259],[5.692],[4.518],[5.544],[5.252],[5.144],[4.732],[5.117],[5.263],[4.997],[5.355],[5.107],[5.317],[5.066],[5.917],[5.694],[5.737],[5.374],[5.523],[5.835],[6.356],[5.503],[5.226],[6.007],[5.594],[4.964],[5.451],[5.413],[5.251],[5.533],[5.314],[5.399],[4.909],[5.552],[5.727],[5.546],[6.217],[4.368],[5.224],[5.071],[5.645],[5.613],[6.6],[7.435],[4.157],[5.234],[4.889],[4.074],[4.228],[5.223],[4.577],[5.104],[4.676],[4.351],[4.263],[3.611],[3.099]]]
[]
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From July 2019 onwards, data in this publication has been sourced from the Economic and Financial Statistics (EFS) collection, a new and improved data source collected by APRA on behalf of the ABS and RBA. There have been extensive and ongoing discussions with lenders about the EFS collection. Data quality is expected to continue to improve over time, as lenders become accustomed to the new reporting basis and further refine the data they report. This process is likely to lead to revisions, including to the historical time series - see below for further details.
Revisions
In previous releases, users have been advised that specific data quality issues have been identified with the reporting of detailed housing loan purpose categories and personal finance. This release includes updated information from reporting entities to correct these issues, with data revised back to July 2002. The most significant impact of these revisions is on the purchase of newly erected dwellings series in housing finance, for which some commitments have now been correctly reclassified to the purchase of existing dwellings as well as a portion to construction of new dwellings. Total housing is largely unchanged. The revisions have also corrected the over-reporting of new borrower accepted commitments for credit cards.
Lender type breakdowns
Lender type breakdowns for Major banks, Other Authorised Deposit-taking Institutions (ADIs) and Non-ADIs are only available in this publication from July 2019 onwards. It is likely that more information about lender-type breakdowns will become available in the coming months.
Coronavirus (COVID-19) impacts in July data
The World Health Organisation (WHO) commenced daily situation reports of the coronavirus (COVID-19) outbreak on 21 January 2020 and identified it as an international health emergency on 30 January. From 1 February, the Australian Government placed travel restrictions on those travelling to Australia from mainland China. In March, regulations to encourage social distancing saw further impacts on the ability of businesses to trade as normal, and restricted mass public gatherings such as open houses or auctions.
The month of July 2020 showed the largest rise in the history of the series for new housing loan commitments, brought about by the easing of COVID-19 related restrictions on open houses, auctions and people's mobility in general. The increases were seen across most states and territories, including Victoria where restrictions were eased for a time before restrictions were re-introduced. New loan commitments for fixed term personal finance also rose in the month, though they remain below the pre-COVID-19 levels of February.
The ABS and APRA are also actively managing the potential risks from COVID-19 to data collection operations. The ABS appreciates the support of APRA and lending institutions in continuing to provide the data used to compile this publication.
Suspension of trend series
The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement will be significantly affected by changes to regular patterns in lending that will occur during this time, as potential home buyers face uncertainty about their job security, for example. If the trend estimates in this publication were to be calculated without fully accounting for this irregular event, they would likely provide a misleading view of underlying lending activity.
It may be some time before the underlying trend in lending activity can be accurately estimated. The Lending Indicators trend series have therefore been suspended starting from March 2020. The trend series will be reinstated when more certainty emerges in the underlying trend in lending.
Update to seasonal adjustment methods
Lending Indicators uses the concurrent seasonal adjustment method, meaning that seasonal factors are re-estimated each time a new data point becomes available. If not appropriately accounted for, unusual real-world events, such as COVID-19, can distort estimates calculated using this method. From April 2020, seasonal factors are being calculated using data up to and including March 2020, then projected from April 2020 onwards. This approach, known as the forward factor method, ensures that the seasonal factors are not distorted by COVID-19 impacts.