Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

December 2020

Released

1/02/2021

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Key statistics

In December 2020, new loan commitments (seasonally adjusted):

rose 8.6% for housing

fell 0.5% for personal fixed term loans

rose 109.9% for business construction (typically a volatile series)

New borrower-accepted loan commitments (seasonally adjusted)

			Dec-20 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		26.01	8.6	31.2
		Owner occupier (a)	19.94	8.7	38.9
		Investor (a)	6.07	8.2	10.9
	Personal
		Fixed term loans	1.75	-0.5	0.1
Businesses
	Construction		2.13	109.9	-28.9
	Purchase of property		5.39	38.4	3.2

(a) Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Record housing loan commitments continue in December

The total value of new loan commitments for housing and the value of owner occupier home loan commitments each reached record highs in December 2020, according to the latest Australian Bureau of Statistics (ABS) figures released today.

The total value of new loan commitments for housing rose 8.6 per cent to $26 billion in December 2020, seasonally adjusted, a 31.2 per cent increase on December 2019.

The value of new owner occupier home loan commitments rose 8.7 per cent to $19.9 billion in December 2020, 38.9 per cent higher than December 2019.

Loan commitments for existing dwellings accounted for 53 per cent of December’s rise in owner occupier housing loan commitments, while construction of new dwellings accounted for 32 per cent.

The value of construction loan commitments grew 17.1 per cent in December, more than doubling since the June implementation of the HomeBuilder grant.

Federal and state government measures, such as HomeBuilder, and historically low interest rates are supporting ongoing growth in housing loan commitments.

In December, the number of owner occupier first home buyer loan commitments rose 9.3 per cent to reach 15,205 (seasonally adjusted), a 56.6 per cent rise since December 2019.

This is the highest level since June 2009, when similar rapid growth was spurred by the temporary tripling of the first home owner grant; part of the federal government’s economic support package in response to the global financial crisis.

The value of owner occupier home loan commitments rose across most states and territories.

Victorian owner occupier home loan commitments rose sharply, up 20.1 per cent in seasonally adjusted terms in December, after a 19.6 per cent rise in November. This reflects a resurgence in housing market activity that began in October as COVID-19 restrictions were eased in Victoria.

The total value of loan commitments for investor housing rose 8.2 per cent to reach $6 billion.

The value of new loan commitments for fixed term personal finance fell 0.5 per cent in November, seasonally adjusted, due to a fall in commitments for non-housing personal investment.

This recent article provides an overview of the dwelling construction and finance process, and how specific events are recorded in certain Australian Bureau of Statistics (ABS) data series, including the Lending Indicators publication. It also describes how government grants, such as HomeBuilder, interact with the construction and finance process, and how such grants will impact ABS statistics.

Important data quality note

Economic and Financial Statistics (EFS) collection

From July 2019 onwards, data in this publication has been sourced from the Economic and Financial Statistics (EFS) collection, a new and improved data source collected by APRA on behalf of the ABS and RBA. There have been extensive and ongoing discussions with lenders about the EFS collection. Data quality is expected to continue to improve over time, as lenders become accustomed to the new reporting basis and further refine the data they report. This process is likely to lead to revisions, including to the historical time series - see below for further details.

Lender type breakdowns

Lender type breakdowns for Major banks, Other Authorised Deposit-taking Institutions (ADIs) and Non-ADIs are only available in this publication from July 2019 onwards. It is likely that more information about lender-type breakdowns will become available in the coming months.

Suspension of trend series

The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement will be significantly affected by changes to regular patterns in lending that will occur during this time, as potential home buyers face uncertainty about their job security, for example. If the trend estimates in this publication were to be calculated without fully accounting for this irregular event, they would likely provide a misleading view of underlying lending activity.

It may be some time before the underlying trend in lending activity can be accurately estimated. The Lending Indicators trend series have therefore been suspended starting from March 2020. The trend series will be reinstated when more certainty emerges in the underlying trend in lending.

Update to seasonal adjustment methods

Lending Indicators uses the concurrent seasonal adjustment method, meaning that seasonal factors are re-estimated each time a new data point becomes available. If not appropriately accounted for, unusual real-world events, such as COVID-19, can distort estimates calculated using this method. From April 2020, seasonal factors are being calculated using data up to and including March 2020, then projected from April 2020 onwards. This approach, known as the forward factor method, ensures that the seasonal factors are not distorted by COVID-19 impacts.

New loan commitments, total housing (seasonally adjusted), values, Australia
	Total (ex. refinancing) ($b)	Owner occupier (ex. refinancing) ($b)	Investor (ex. refinancing) ($b)
Dec-02	10.722	6.484	4.238
Jan-03	11.336	7.025	4.311
Feb-03	11.600	7.013	4.587
Mar-03	11.566	6.927	4.638
Apr-03	12.017	7.244	4.773
May-03	12.352	7.363	4.989
Jun-03	12.622	7.617	5.005
Jul-03	13.571	7.807	5.764
Aug-03	14.255	7.985	6.269
Sep-03	14.227	8.020	6.208
Oct-03	14.436	8.048	6.388
Nov-03	13.992	7.857	6.135
Dec-03	13.298	7.459	5.839
Jan-04	12.284	6.998	5.287
Feb-04	12.319	7.072	5.247
Mar-04	12.453	7.171	5.282
Apr-04	12.486	7.241	5.246
May-04	12.348	7.271	5.076
Jun-04	11.801	7.256	4.545
Jul-04	12.016	7.320	4.696
Aug-04	12.053	7.397	4.655
Sep-04	12.218	7.420	4.798
Oct-04	11.971	7.429	4.542
Nov-04	12.560	7.682	4.878
Dec-04	12.914	7.902	5.012
Jan-05	13.234	8.107	5.127
Feb-05	13.826	8.492	5.335
Mar-05	13.521	8.234	5.287
Apr-05	13.309	8.147	5.162
May-05	12.680	7.977	4.703
Jun-05	12.688	8.155	4.534
Jul-05	12.826	8.079	4.747
Aug-05	12.870	8.279	4.592
Sep-05	13.519	8.635	4.884
Oct-05	14.033	8.733	5.301
Nov-05	14.059	8.857	5.202
Dec-05	14.058	8.902	5.155
Jan-06	14.278	8.965	5.313
Feb-06	14.425	9.177	5.248
Mar-06	14.578	9.299	5.280
Apr-06	14.509	9.259	5.250
May-06	15.404	9.642	5.762
Jun-06	15.544	9.513	6.031
Jul-06	15.257	9.769	5.487
Aug-06	15.040	9.519	5.521
Sep-06	14.165	9.177	4.988
Oct-06	14.328	9.292	5.036
Nov-06	14.200	9.228	4.972
Dec-06	14.610	9.429	5.181
Jan-07	14.928	9.544	5.384
Feb-07	15.399	9.766	5.633
Mar-07	15.897	10.068	5.829
Apr-07	16.363	10.323	6.041
May-07	17.052	10.648	6.404
Jun-07	18.302	11.355	6.947
Jul-07	17.407	10.769	6.638
Aug-07	17.399	11.019	6.381
Sep-07	16.829	10.515	6.314
Oct-07	16.815	10.739	6.077
Nov-07	16.985	10.653	6.332
Dec-07	16.558	10.371	6.187
Jan-08	16.897	10.805	6.092
Feb-08	15.657	9.880	5.777
Mar-08	14.551	9.138	5.413
Apr-08	13.904	8.745	5.159
May-08	12.959	8.168	4.791
Jun-08	12.963	8.200	4.764
Jul-08	12.785	8.137	4.649
Aug-08	12.643	7.979	4.664
Sep-08	12.976	8.235	4.742
Oct-08	13.347	8.540	4.808
Nov-08	13.098	8.605	4.492
Dec-08	13.886	9.336	4.549
Jan-09	14.894	10.233	4.660
Feb-09	15.368	10.784	4.584
Mar-09	16.709	11.960	4.749
Apr-09	17.040	11.957	5.083
May-09	16.850	11.822	5.027
Jun-09	17.208	11.961	5.248
Jul-09	17.171	11.731	5.440
Aug-09	17.352	11.644	5.708
Sep-09	17.880	12.175	5.705
Oct-09	17.613	11.820	5.793
Nov-09	17.078	11.091	5.987
Dec-09	16.498	10.615	5.883
Jan-10	15.958	10.124	5.834
Feb-10	15.672	9.796	5.876
Mar-10	15.520	9.572	5.947
Apr-10	15.255	9.358	5.897
May-10	15.425	9.434	5.991
Jun-10	15.118	9.131	5.987
Jul-10	15.048	9.293	5.756
Aug-10	14.634	9.233	5.401
Sep-10	14.610	9.138	5.472
Oct-10	14.664	9.177	5.487
Nov-10	14.713	9.323	5.390
Dec-10	14.999	9.424	5.575
Jan-11	14.164	9.019	5.145
Feb-11	14.067	8.875	5.193
Mar-11	13.621	8.825	4.796
Apr-11	13.998	9.007	4.991
May-11	14.234	9.079	5.155
Jun-11	14.133	9.096	5.037
Jul-11	14.091	9.038	5.052
Aug-11	14.159	9.029	5.130
Sep-11	13.922	8.782	5.139
Oct-11	13.865	8.868	4.997
Nov-11	14.059	8.981	5.078
Dec-11	14.726	9.401	5.325
Jan-12	14.773	9.396	5.376
Feb-12	14.080	8.679	5.401
Mar-12	14.093	8.704	5.390
Apr-12	14.345	8.925	5.420
May-12	14.504	9.104	5.400
Jun-12	14.736	9.249	5.487
Jul-12	14.769	9.272	5.497
Aug-12	14.858	9.426	5.432
Sep-12	15.097	9.493	5.604
Oct-12	14.895	9.379	5.516
Nov-12	15.213	9.459	5.753
Dec-12	15.374	9.532	5.842
Jan-13	15.907	9.804	6.103
Feb-13	16.150	9.883	6.267
Mar-13	16.878	10.344	6.534
Apr-13	16.941	10.302	6.639
May-13	17.206	10.406	6.800
Jun-13	17.311	10.487	6.825
Jul-13	17.448	10.496	6.952
Aug-13	17.358	10.234	7.124
Sep-13	18.178	10.740	7.438
Oct-13	18.690	10.893	7.798
Nov-13	19.282	11.235	8.047
Dec-13	19.005	10.948	8.057
Jan-14	19.160	11.171	7.989
Feb-14	19.404	11.458	7.946
Mar-14	19.488	11.387	8.100
Apr-14	19.605	11.325	8.280
May-14	19.471	11.207	8.264
Jun-14	19.619	11.379	8.240
Jul-14	19.809	11.277	8.531
Aug-14	19.605	10.954	8.651
Sep-14	19.979	11.095	8.883
Oct-14	20.544	11.390	9.154
Nov-14	20.152	11.044	9.108
Dec-14	20.460	11.362	9.098
Jan-15	20.749	11.573	9.176
Feb-15	20.167	11.304	8.863
Mar-15	21.264	11.732	9.532
Apr-15	21.889	11.834	10.055
May-15	20.235	11.083	9.152
Jun-15	21.095	11.962	9.133
Jul-15	21.068	12.258	8.810
Aug-15	21.699	13.222	8.478
Sep-15	20.915	13.531	7.384
Oct-15	20.003	13.127	6.876
Nov-15	19.738	13.066	6.672
Dec-15	19.676	12.958	6.718
Jan-16	19.158	12.552	6.606
Feb-16	19.362	12.699	6.663
Mar-16	19.150	12.489	6.661
Apr-16	19.632	12.759	6.873
May-16	19.892	12.694	7.198
Jun-16	20.173	12.684	7.489
Jul-16	19.985	12.384	7.601
Aug-16	19.803	12.243	7.560
Sep-16	20.729	12.425	8.304
Oct-16	21.166	12.577	8.590
Nov-16	21.603	12.763	8.840
Dec-16	22.114	13.162	8.952
Jan-17	22.371	13.305	9.066
Feb-17	21.807	13.191	8.617
Mar-17	22.645	13.776	8.869
Apr-17	22.214	13.572	8.643
May-17	22.296	13.954	8.342
Jun-17	21.974	13.882	8.091
Jul-17	22.070	14.212	7.858
Aug-17	22.460	14.507	7.953
Sep-17	22.038	14.270	7.769
Oct-17	21.558	14.014	7.545
Nov-17	21.624	14.198	7.426
Dec-17	21.296	14.120	7.176
Jan-18	21.303	14.296	7.007
Feb-18	21.171	14.158	7.013
Mar-18	20.544	13.956	6.588
Apr-18	20.208	13.821	6.387
May-18	20.551	14.098	6.454
Jun-18	20.171	13.929	6.242
Jul-18	20.175	13.896	6.279
Aug-18	19.274	13.241	6.033
Sep-18	18.757	12.921	5.836
Oct-18	18.650	12.984	5.666
Nov-18	17.834	12.461	5.372
Dec-18	17.138	11.953	5.185
Jan-19	16.905	11.903	5.002
Feb-19	17.053	12.100	4.953
Mar-19	16.551	11.748	4.803
Apr-19	16.555	11.825	4.730
May-19	16.016	11.384	4.632
Jun-19	16.596	11.894	4.702
Jul-19	16.925	12.095	4.830
Aug-19	17.851	12.595	5.256
Sep-19	17.963	12.901	5.063
Oct-19	18.403	13.255	5.147
Nov-19	19.362	13.962	5.399
Dec-19	19.827	14.354	5.472
Jan-20	19.928	14.517	5.411
Feb-20	19.252	13.983	5.269
Mar-20	19.503	14.435	5.068
Apr-20	18.553	13.702	4.851
May-20	16.332	12.244	4.088
Jun-20	17.376	12.949	4.427
Jul-20	18.914	14.330	4.584
Aug-20	21.288	16.276	5.013
Sep-20	22.535	17.260	5.275
Oct-20	22.682	17.389	5.293
Nov-20	23.956	18.344	5.612
Dec-20	26.007	19.936	6.071

New loan commitments, total housing (seasonally adjusted), values, Australia

["","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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[]

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New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Dec-02	1.274	0.802	0.208	0.190
Jan-03	1.318	0.803	0.210	0.208
Feb-03	1.338	0.803	0.247	0.217
Mar-03	1.324	0.768	0.278	0.203
Apr-03	1.325	0.762	0.279	0.194
May-03	1.324	0.767	0.299	0.177
Jun-03	1.357	0.789	0.327	0.202
Jul-03	1.401	0.762	0.375	0.199
Aug-03	1.444	0.765	0.384	0.209
Sep-03	1.488	0.755	0.452	0.210
Oct-03	1.580	0.776	0.496	0.222
Nov-03	1.541	0.758	0.511	0.212
Dec-03	1.516	0.771	0.464	0.208
Jan-04	1.511	0.771	0.458	0.200
Feb-04	1.543	0.794	0.456	0.207
Mar-04	1.579	0.827	0.455	0.217
Apr-04	1.542	0.826	0.404	0.204
May-04	1.479	0.811	0.351	0.201
Jun-04	1.627	0.814	0.490	0.203
Jul-04	1.624	0.826	0.490	0.201
Aug-04	1.635	0.812	0.530	0.199
Sep-04	1.653	0.838	0.500	0.214
Oct-04	1.682	0.823	0.532	0.206
Nov-04	1.634	0.819	0.525	0.205
Dec-04	1.585	0.739	0.576	0.176
Jan-05	1.512	0.727	0.503	0.188
Feb-05	1.436	0.751	0.405	0.188
Mar-05	1.485	0.740	0.454	0.187
Apr-05	1.512	0.747	0.486	0.194
May-05	1.406	0.736	0.394	0.188
Jun-05	1.445	0.720	0.423	0.183
Jul-05	1.439	0.727	0.400	0.196
Aug-05	1.451	0.742	0.423	0.180
Sep-05	1.470	0.722	0.456	0.192
Oct-05	1.471	0.699	0.472	0.190
Nov-05	1.450	0.700	0.475	0.190
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.540	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.549	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.722	0.366	0.226
Oct-06	1.439	0.732	0.352	0.210
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.234
Apr-07	1.665	0.778	0.536	0.240
May-07	1.684	0.816	0.548	0.228
Jun-07	1.857	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.209
Sep-07	1.664	0.789	0.572	0.213
Oct-07	1.684	0.813	0.545	0.230
Nov-07	1.720	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.631	0.810	0.512	0.242
May-08	1.624	0.780	0.540	0.198
Jun-08	1.463	0.788	0.340	0.236
Jul-08	1.603	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.539	0.751	0.487	0.200
Oct-08	1.510	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.460	0.168
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.407	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.200
Jun-09	1.513	0.638	0.459	0.224
Jul-09	1.455	0.669	0.462	0.222
Aug-09	1.484	0.678	0.499	0.233
Sep-09	1.460	0.659	0.507	0.212
Oct-09	1.468	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.765	0.741	0.604	0.321
Jan-10	1.665	0.738	0.574	0.294
Feb-10	1.739	0.778	0.554	0.315
Mar-10	1.717	0.790	0.542	0.292
Apr-10	1.710	0.808	0.511	0.268
May-10	1.686	0.817	0.468	0.280
Jun-10	1.821	0.851	0.433	0.396
Jul-10	1.682	0.842	0.437	0.273
Aug-10	1.602	0.854	0.406	0.254
Sep-10	1.669	0.890	0.392	0.281
Oct-10	1.680	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.285
Dec-10	1.604	0.865	0.360	0.274
Jan-11	1.570	0.864	0.342	0.263
Feb-11	1.575	0.878	0.341	0.243
Mar-11	1.591	0.872	0.340	0.270
Apr-11	1.608	0.881	0.331	0.258
May-11	1.614	0.859	0.348	0.277
Jun-11	1.620	0.852	0.352	0.279
Jul-11	1.615	0.866	0.342	0.270
Aug-11	1.693	0.903	0.387	0.294
Sep-11	1.680	0.904	0.348	0.298
Oct-11	1.664	0.928	0.327	0.279
Nov-11	1.648	0.939	0.308	0.266
Dec-11	1.657	0.959	0.286	0.258
Jan-12	1.640	0.936	0.309	0.254
Feb-12	1.581	0.896	0.282	0.240
Mar-12	1.547	0.902	0.271	0.230
Apr-12	1.618	0.953	0.280	0.226
May-12	1.666	0.996	0.279	0.248
Jun-12	1.692	1.008	0.305	0.256
Jul-12	1.728	1.005	0.309	0.255
Aug-12	1.724	1.014	0.310	0.254
Sep-12	1.799	1.034	0.297	0.287
Oct-12	1.814	1.069	0.302	0.287
Nov-12	1.876	1.096	0.307	0.297
Dec-12	1.886	1.096	0.307	0.299
Jan-13	1.859	1.057	0.325	0.292
Feb-13	1.856	1.035	0.318	0.293
Mar-13	1.864	1.046	0.330	0.306
Apr-13	1.812	1.007	0.330	0.304
May-13	1.791	1.019	0.336	0.288
Jun-13	1.707	0.995	0.305	0.265
Jul-13	1.752	1.045	0.286	0.260
Aug-13	1.740	1.025	0.307	0.245
Sep-13	1.753	1.028	0.310	0.254
Oct-13	1.728	1.000	0.316	0.251
Nov-13	1.715	0.963	0.316	0.255
Dec-13	1.728	0.982	0.312	0.262
Jan-14	1.777	1.031	0.299	0.266
Feb-14	1.863	1.053	0.341	0.266
Mar-14	1.791	1.049	0.314	0.267
Apr-14	1.767	1.036	0.299	0.231
May-14	1.771	1.036	0.312	0.252
Jun-14	1.745	1.020	0.315	0.247
Jul-14	1.827	1.030	0.357	0.265
Aug-14	1.811	1.023	0.342	0.263
Sep-14	1.836	1.019	0.388	0.255
Oct-14	1.912	1.031	0.428	0.295
Nov-14	1.845	0.993	0.383	0.265
Dec-14	1.828	1.023	0.385	0.254
Jan-15	1.816	1.038	0.368	0.246
Feb-15	1.863	1.027	0.394	0.256
Mar-15	1.889	1.047	0.401	0.276
Apr-15	2.057	1.106	0.418	0.302
May-15	1.983	1.093	0.394	0.312
Jun-15	1.971	1.115	0.366	NA
Jul-15	1.902	1.087	0.355	NA
Aug-15	1.885	1.102	0.327	NA
Sep-15	1.818	1.102	0.281	0.252
Oct-15	1.753	1.076	0.278	0.246
Nov-15	1.816	1.113	0.281	0.242
Dec-15	1.877	1.120	0.296	0.268
Jan-16	1.858	1.087	0.289	0.284
Feb-16	1.957	1.135	0.296	0.325
Mar-16	2.194	1.362	0.268	0.359
Apr-16	2.308	1.330	0.327	0.420
May-16	2.179	1.292	0.315	0.389
Jun-16	2.107	1.283	0.302	0.368
Jul-16	2.153	1.294	0.319	0.349
Aug-16	2.136	1.265	0.338	0.351
Sep-16	2.060	1.245	0.332	0.309
Oct-16	1.961	1.227	0.306	0.279
Nov-16	2.028	1.241	0.316	0.288
Dec-16	2.050	1.260	0.312	0.284
Jan-17	1.992	1.221	0.300	0.289
Feb-17	1.921	1.175	0.293	0.261
Mar-17	1.829	1.148	0.273	0.230
Apr-17	1.774	1.124	0.250	0.200
May-17	1.749	1.127	0.254	0.200
Jun-17	1.734	1.130	0.251	0.207
Jul-17	1.739	1.127	0.219	0.215
Aug-17	1.746	1.139	0.233	NA
Sep-17	1.831	1.135	0.283	0.241
Oct-17	1.874	1.198	0.250	0.277
Nov-17	1.922	1.237	0.238	0.267
Dec-17	1.803	1.163	0.204	0.250
Jan-18	1.813	1.157	0.222	0.247
Feb-18	1.796	1.162	0.212	0.232
Mar-18	1.773	1.151	0.196	0.238
Apr-18	1.757	1.136	0.190	0.243
May-18	1.728	1.137	0.181	0.248
Jun-18	1.791	1.152	0.237	0.267
Jul-18	1.766	1.149	0.168	0.281
Aug-18	1.776	1.143	0.174	0.295
Sep-18	1.773	1.151	0.154	0.309
Oct-18	1.728	1.114	0.158	0.308
Nov-18	1.715	1.096	0.149	0.296
Dec-18	1.642	1.060	0.149	0.273
Jan-19	1.642	1.065	0.148	0.272
Feb-19	1.648	1.075	0.133	0.267
Mar-19	1.634	1.080	0.140	0.256
Apr-19	1.629	1.067	0.143	0.248
May-19	1.590	1.052	0.141	0.245
Jun-19	1.673	1.076	0.223	0.262
Jul-19	1.637	1.056	0.158	0.267
Aug-19	1.668	1.067	0.147	0.310
Sep-19	1.662	1.087	0.161	0.274
Oct-19	1.692	1.092	0.180	0.288
Nov-19	1.667	1.043	0.160	0.294
Dec-19	1.754	1.111	0.154	0.308
Jan-20	1.781	1.111	0.153	0.339
Feb-20	1.769	1.124	0.156	0.305
Mar-20	1.612	1.005	0.162	0.293
Apr-20	1.208	0.626	0.259	0.197
May-20	1.378	0.876	0.206	0.183
Jun-20	1.473	1.063	0.127	0.209
Jul-20	1.574	1.053	0.162	0.224
Aug-20	1.377	0.903	0.165	0.204
Sep-20	1.494	0.990	0.182	0.221
Oct-20	1.558	1.089	0.172	0.223
Nov-20	1.764	1.217	0.192	0.235
Dec-20	1.755	1.230	0.161	0.222

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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[]

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New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Dec-02	0.026	0.023	0.017	0.087
Jan-03	0.027	0.024	0.018	0.095
Feb-03	0.027	0.025	0.017	0.110
Mar-03	0.028	0.025	0.018	0.105
Apr-03	0.028	0.026	0.017	0.114
May-03	0.029	0.025	0.019	0.108
Jun-03	0.030	0.027	0.020	0.106
Jul-03	0.030	0.027	0.019	0.120
Aug-03	0.028	0.028	0.020	0.123
Sep-03	0.026	0.028	0.018	0.124
Oct-03	0.028	0.029	0.020	0.128
Nov-03	0.027	0.030	0.021	0.139
Dec-03	0.028	0.030	0.019	0.127
Jan-04	0.028	0.026	0.036	0.122
Feb-04	0.032	0.026	0.033	0.118
Mar-04	0.033	0.027	0.033	0.118
Apr-04	0.030	0.028	0.038	0.111
May-04	0.034	0.026	0.039	0.116
Jun-04	0.035	0.028	0.040	0.115
Jul-04	0.033	0.029	0.045	0.130
Aug-04	0.032	0.028	0.040	0.126
Sep-04	0.034	0.029	0.045	0.124
Oct-04	0.033	0.030	0.046	0.124
Nov-04	0.038	0.030	0.042	0.126
Dec-04	0.026	0.033	0.044	0.128
Jan-05	0.029	0.029	0.041	0.126
Feb-05	0.026	0.030	0.041	0.118
Mar-05	0.026	0.030	0.044	0.117
Apr-05	0.029	0.029	0.050	0.112
May-05	0.028	0.030	0.028	0.114
Jun-05	0.023	0.028	0.045	0.094
Jul-05	0.029	0.031	0.046	0.104
Aug-05	0.028	0.029	0.050	0.107
Sep-05	0.031	0.029	0.049	0.111
Oct-05	0.027	0.029	0.047	0.119
Nov-05	0.030	0.028	0.051	0.120
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.035	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.234
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.031	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.025	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.227
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.034	0.058	0.042	0.233
Sep-11	0.033	0.058	0.042	0.242
Oct-11	0.034	0.054	0.042	0.240
Nov-11	0.036	0.056	0.044	0.240
Dec-11	0.038	0.057	0.046	0.237
Jan-12	0.037	0.056	0.046	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.052	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.063	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.054	0.256
Sep-12	0.042	0.071	0.058	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.042	0.068	0.060	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.062	0.243
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.058	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.262
Jun-13	0.036	0.066	0.055	0.244
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.163
Sep-13	0.039	0.069	0.059	0.174
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.060	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.062	0.170
Mar-14	0.041	0.074	0.062	0.159
Apr-14	0.036	0.072	0.062	0.153
May-14	0.041	0.073	0.068	0.151
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.044	0.080	0.061	0.176
Sep-14	0.043	0.081	0.054	0.178
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.088	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.083	0.053	0.149
Feb-15	0.039	0.081	0.054	0.162
Mar-15	0.039	0.085	0.063	0.162
Apr-15	0.038	0.088	0.061	0.171
May-15	0.041	0.087	0.062	0.167
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.063	NA
Aug-15	NA	0.093	0.063	NA
Sep-15	0.040	0.081	0.061	0.104
Oct-15	0.041	0.070	0.062	0.102
Nov-15	0.042	0.073	0.065	0.112
Dec-15	0.045	0.076	0.064	0.111
Jan-16	0.044	0.078	0.063	0.108
Feb-16	0.045	0.072	0.064	0.115
Mar-16	0.051	0.078	0.065	0.116
Apr-16	0.050	0.083	0.066	0.126
May-16	0.047	0.082	0.065	0.117
Jun-16	0.049	0.078	0.066	0.128
Jul-16	0.046	0.078	0.064	0.130
Aug-16	0.045	0.077	0.065	0.134
Sep-16	0.044	0.074	0.066	0.142
Oct-16	0.045	0.068	0.063	0.142
Nov-16	0.045	0.071	0.061	0.139
Dec-16	0.051	0.074	0.060	0.162
Jan-17	0.048	0.072	0.060	0.138
Feb-17	0.048	0.071	0.056	0.122
Mar-17	0.044	0.073	0.066	0.116
Apr-17	0.038	0.067	0.060	0.107
May-17	0.044	0.071	0.057	0.088
Jun-17	0.044	0.071	0.058	0.079
Jul-17	0.046	0.071	0.058	0.106
Aug-17	NA	0.071	0.056	0.108
Sep-17	0.048	0.068	0.059	0.109
Oct-17	0.045	0.074	0.060	0.118
Nov-17	0.046	0.073	0.057	0.105
Dec-17	0.045	0.068	0.060	0.096
Jan-18	0.046	0.066	0.060	0.101
Feb-18	0.046	0.067	0.057	0.102
Mar-18	0.051	0.064	0.058	0.103
Apr-18	0.049	0.064	0.053	0.107
May-18	0.047	0.063	0.055	0.118
Jun-18	0.051	0.071	0.052	0.118
Jul-18	0.050	0.064	0.052	0.121
Aug-18	0.050	0.061	0.055	0.122
Sep-18	0.050	0.064	0.051	0.125
Oct-18	0.053	0.062	0.049	0.124
Nov-18	0.051	0.060	0.047	0.122
Dec-18	0.048	0.058	0.045	0.132
Jan-19	0.047	0.058	0.042	0.131
Feb-19	0.046	0.058	0.044	0.135
Mar-19	0.045	0.057	0.040	0.137
Apr-19	0.046	0.057	0.040	0.128
May-19	0.050	0.056	0.040	0.132
Jun-19	0.049	0.056	0.040	0.130
Jul-19	0.057	0.058	0.036	0.144
Aug-19	0.052	0.062	0.034	0.142
Sep-19	0.047	0.070	0.033	0.145
Oct-19	0.046	0.073	0.033	0.162
Nov-19	0.042	0.076	0.034	0.169
Dec-19	0.044	0.089	0.037	0.166
Jan-20	0.045	0.096	0.034	0.173
Feb-20	0.053	0.074	0.037	0.164
Mar-20	0.045	0.074	0.020	0.161
Apr-20	0.030	0.064	0.002	0.118
May-20	0.044	0.058	0.002	0.122
Jun-20	0.067	0.078	0.004	0.104
Jul-20	0.057	0.066	0.002	0.118
Aug-20	0.046	0.063	0.003	0.127
Sep-20	0.032	0.069	0.005	0.140
Oct-20	0.036	0.056	0.007	0.140
Nov-20	0.045	0.065	0.004	0.125
Dec-20	0.044	0.083	0.008	0.130

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

["","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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[]

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New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
	Construction ($b)	Purchase of property ($b)
Dec-02	1.788	2.179
Jan-03	2.350	1.876
Feb-03	1.963	2.533
Mar-03	1.807	2.005
Apr-03	1.719	2.453
May-03	1.618	2.181
Jun-03	1.552	2.969
Jul-03	1.605	2.381
Aug-03	1.590	2.235
Sep-03	1.279	2.455
Oct-03	1.547	2.629
Nov-03	0.973	2.424
Dec-03	1.456	2.277
Jan-04	1.663	2.092
Feb-04	1.144	2.277
Mar-04	1.753	2.626
Apr-04	1.518	2.184
May-04	1.516	2.319
Jun-04	1.762	2.257
Jul-04	1.749	2.568
Aug-04	1.646	2.230
Sep-04	1.292	2.677
Oct-04	2.848	2.726
Nov-04	1.782	2.320
Dec-04	1.314	2.482
Jan-05	1.225	2.341
Feb-05	1.275	2.262
Mar-05	1.261	2.086
Apr-05	2.521	2.556
May-05	1.845	2.117
Jun-05	1.517	1.990
Jul-05	1.905	2.376
Aug-05	1.439	4.092
Sep-05	1.776	2.268
Oct-05	1.301	2.310
Nov-05	1.434	2.396
Dec-05	2.241	2.406
Jan-06	1.389	3.068
Feb-06	2.025	2.214
Mar-06	1.681	3.038
Apr-06	1.524	2.467
May-06	1.789	3.142
Jun-06	1.423	3.741
Jul-06	1.255	2.737
Aug-06	1.771	2.722
Sep-06	3.058	2.436
Oct-06	1.676	2.913
Nov-06	2.271	3.243
Dec-06	1.807	3.144
Jan-07	1.648	3.596
Feb-07	1.450	3.959
Mar-07	2.062	3.654
Apr-07	1.453	3.580
May-07	1.292	3.053
Jun-07	2.014	5.277
Jul-07	1.839	4.707
Aug-07	3.829	5.362
Sep-07	2.300	5.521
Oct-07	2.086	5.312
Nov-07	1.238	3.334
Dec-07	1.819	5.493
Jan-08	2.832	5.089
Feb-08	2.359	5.812
Mar-08	1.132	4.579
Apr-08	2.369	4.608
May-08	1.770	4.810
Jun-08	2.009	3.179
Jul-08	3.387	3.420
Aug-08	2.030	3.010
Sep-08	1.278	3.815
Oct-08	2.197	3.187
Nov-08	1.389	3.241
Dec-08	1.572	2.465
Jan-09	1.091	2.202
Feb-09	1.386	2.289
Mar-09	1.333	1.854
Apr-09	1.215	3.684
May-09	2.986	2.246
Jun-09	2.015	2.390
Jul-09	1.329	2.211
Aug-09	1.103	2.814
Sep-09	2.870	3.426
Oct-09	1.329	2.196
Nov-09	1.505	2.584
Dec-09	1.083	2.488
Jan-10	1.300	2.688
Feb-10	1.500	2.619
Mar-10	1.226	3.079
Apr-10	1.681	3.101
May-10	1.421	2.549
Jun-10	0.949	2.904
Jul-10	1.162	4.325
Aug-10	1.371	2.921
Sep-10	1.266	2.312
Oct-10	1.003	2.867
Nov-10	1.282	1.766
Dec-10	1.150	3.181
Jan-11	1.200	2.675
Feb-11	1.261	2.633
Mar-11	1.459	2.606
Apr-11	1.022	2.565
May-11	1.613	2.966
Jun-11	1.560	2.762
Jul-11	1.466	2.913
Aug-11	1.834	2.728
Sep-11	1.634	2.260
Oct-11	1.349	2.602
Nov-11	NA	2.670
Dec-11	1.349	2.674
Jan-12	1.041	2.793
Feb-12	1.288	2.555
Mar-12	1.516	3.075
Apr-12	1.030	2.926
May-12	1.022	2.565
Jun-12	1.035	2.847
Jul-12	1.032	2.777
Aug-12	0.694	2.471
Sep-12	1.205	3.277
Oct-12	4.417	3.114
Nov-12	1.004	2.691
Dec-12	2.678	2.692
Jan-13	1.357	3.105
Feb-13	0.877	2.858
Mar-13	0.971	2.655
Apr-13	0.734	2.981
May-13	1.345	3.307
Jun-13	1.473	3.298
Jul-13	1.230	3.052
Aug-13	1.503	3.341
Sep-13	1.467	3.403
Oct-13	1.669	3.421
Nov-13	2.127	5.139
Dec-13	2.213	4.083
Jan-14	1.613	3.218
Feb-14	2.248	4.462
Mar-14	1.552	4.639
Apr-14	3.769	4.214
May-14	1.806	4.572
Jun-14	1.550	3.881
Jul-14	2.914	4.611
Aug-14	1.708	4.782
Sep-14	2.977	4.251
Oct-14	2.174	4.510
Nov-14	1.667	3.044
Dec-14	2.210	4.760
Jan-15	3.691	4.452
Feb-15	2.640	4.394
Mar-15	2.085	4.432
Apr-15	2.391	4.793
May-15	2.336	4.996
Jun-15	2.094	4.838
Jul-15	2.019	4.877
Aug-15	2.257	4.973
Sep-15	1.882	8.347
Oct-15	2.197	5.009
Nov-15	2.281	5.259
Dec-15	2.199	5.691
Jan-16	1.654	4.518
Feb-16	1.865	5.544
Mar-16	3.182	5.252
Apr-16	3.253	5.144
May-16	2.225	4.732
Jun-16	1.802	5.117
Jul-16	2.320	5.263
Aug-16	1.862	4.997
Sep-16	1.540	5.355
Oct-16	1.870	5.107
Nov-16	4.281	5.317
Dec-16	1.987	5.066
Jan-17	2.850	5.917
Feb-17	1.842	5.694
Mar-17	2.047	5.737
Apr-17	2.370	5.374
May-17	1.876	5.523
Jun-17	2.887	5.835
Jul-17	1.881	6.356
Aug-17	2.814	5.503
Sep-17	1.967	5.226
Oct-17	2.220	6.007
Nov-17	3.563	5.594
Dec-17	2.705	4.964
Jan-18	2.966	5.451
Feb-18	2.552	5.413
Mar-18	2.914	5.251
Apr-18	2.869	5.533
May-18	2.631	5.314
Jun-18	2.232	5.399
Jul-18	2.596	4.909
Aug-18	2.074	5.552
Sep-18	2.081	5.727
Oct-18	3.549	5.546
Nov-18	1.486	6.217
Dec-18	2.002	4.368
Jan-19	2.602	5.223
Feb-19	2.911	5.071
Mar-19	2.158	5.644
Apr-19	1.895	5.613
May-19	2.660	6.600
Jun-19	3.026	7.435
Jul-19	2.781	4.157
Aug-19	3.074	5.234
Sep-19	3.909	4.889
Oct-19	3.384	4.074
Nov-19	2.685	4.228
Dec-19	3.001	5.223
Jan-20	2.135	4.577
Feb-20	2.328	5.104
Mar-20	3.184	4.676
Apr-20	1.901	4.351
May-20	1.970	4.263
Jun-20	3.098	3.611
Jul-20	2.299	3.118
Aug-20	1.311	3.595
Sep-20	2.062	3.959
Oct-20	2.019	3.651
Nov-20	1.017	3.896
Dec-20	2.135	5.391

New loan commitments, business finance by purpose (seasonally adjusted), values, Australia

["","Construction","Purchase of property"]

[["Dec-02","Jan-03","Feb-03","Mar-03","Apr-03","May-03","Jun-03","Jul-03","Aug-03","Sep-03","Oct-03","Nov-03","Dec-03","Jan-04","Feb-04","Mar-04","Apr-04","May-04","Jun-04","Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20"],[[1.788],[2.3500000000000001],[1.9630000000000001],[1.8069999999999999],[1.7190000000000001],[1.6180000000000001],[1.552],[1.605],[1.5900000000000001],[1.2789999999999999],[1.5469999999999999],[0.97299999999999998],[1.456],[1.663],[1.1439999999999999],[1.7529999999999999],[1.518],[1.516],[1.762],[1.7490000000000001],[1.6459999999999999],[1.292],[2.8479999999999999],[1.782],[1.3140000000000001],[1.2250000000000001],[1.2749999999999999],[1.2609999999999999],[2.5209999999999999],[1.845],[1.5169999999999999],[1.905],[1.4390000000000001],[1.776],[1.3009999999999999],[1.4339999999999999],[2.2410000000000001],[1.389],[2.0249999999999999],[1.681],[1.524],[1.7889999999999999],[1.423],[1.2549999999999999],[1.7709999999999999],[3.0579999999999998],[1.6759999999999999],[2.2709999999999999],[1.8069999999999999],[1.6479999999999999],[1.45],[2.0619999999999998],[1.4530000000000001],[1.292],[2.0139999999999998],[1.839],[3.8290000000000002],[2.2999999999999998],[2.0859999999999999],[1.238],[1.819],[2.8319999999999999],[2.359],[1.1319999999999999],[2.3690000000000002],[1.77],[2.0089999999999999],[3.387],[2.0299999999999998],[1.278],[2.1970000000000001],[1.389],[1.5720000000000001],[1.091],[1.3859999999999999],[1.333],[1.2150000000000001],[2.9860000000000002],[2.0150000000000001],[1.329],[1.103],[2.8700000000000001],[1.329],[1.5049999999999999],[1.083],[1.3],[1.5],[1.226],[1.681],[1.421],[0.94899999999999995],[1.1619999999999999],[1.371],[1.266],[1.0029999999999999],[1.282],[1.1499999999999999],[1.2],[1.2609999999999999],[1.4590000000000001],[1.022],[1.613],[1.5600000000000001],[1.466],[1.8340000000000001],[1.6339999999999999],[1.349],[null],[1.349],[1.0409999999999999],[1.288],[1.516],[1.03],[1.022],[1.0349999999999999],[1.032],[0.69399999999999995],[1.2050000000000001],[4.4169999999999998],[1.004],[2.6779999999999999],[1.357],[0.877],[0.97099999999999997],[0.73399999999999999],[1.345],[1.4730000000000001],[1.23],[1.5029999999999999],[1.4670000000000001],[1.669],[2.1269999999999998],[2.2130000000000001],[1.613],[2.2480000000000002],[1.552],[3.7690000000000001],[1.806],[1.55],[2.9140000000000001],[1.708],[2.9769999999999999],[2.1739999999999999],[1.667],[2.21],[3.6909999999999998],[2.6400000000000001],[2.085],[2.391],[2.3359999999999999],[2.0939999999999999],[2.0190000000000001],[2.2570000000000001],[1.8819999999999999],[2.1970000000000001],[2.2810000000000001],[2.1989999999999998],[1.6539999999999999],[1.865],[3.1819999999999999],[3.2530000000000001],[2.2250000000000001],[1.802],[2.3199999999999998],[1.8620000000000001],[1.54],[1.8700000000000001],[4.2809999999999997],[1.9870000000000001],[2.8500000000000001],[1.8420000000000001],[2.0470000000000002],[2.3700000000000001],[1.8759999999999999],[2.887],[1.881],[2.8140000000000001],[1.9670000000000001],[2.2200000000000002],[3.5630000000000002],[2.7050000000000001],[2.9660000000000002],[2.552],[2.9140000000000001],[2.8690000000000002],[2.6309999999999998],[2.2320000000000002],[2.5960000000000001],[2.0739999999999998],[2.081],[3.5489999999999999],[1.486],[2.0019999999999998],[2.6019999999999999],[2.911],[2.1579999999999999],[1.895],[2.6600000000000001],[3.0259999999999998],[2.7810000000000001],[3.0739999999999998],[3.9089999999999998],[3.3839999999999999],[2.6850000000000001],[3.0009999999999999],[2.1349999999999998],[2.3279999999999998],[3.1840000000000002],[1.901],[1.97],[3.0979999999999999],[2.2989999999999999],[1.3109999999999999],[2.0619999999999998],[2.0190000000000001],[1.0169999999999999],[2.1349999999999998]],[[2.1789999999999998],[1.8759999999999999],[2.5329999999999999],[2.0049999999999999],[2.4529999999999998],[2.181],[2.9689999999999999],[2.3809999999999998],[2.2349999999999999],[2.4550000000000001],[2.629],[2.4239999999999999],[2.2770000000000001],[2.0920000000000001],[2.2770000000000001],[2.6259999999999999],[2.1840000000000002],[2.319],[2.2570000000000001],[2.5680000000000001],[2.23],[2.677],[2.726],[2.3199999999999998],[2.4820000000000002],[2.3410000000000002],[2.262],[2.0859999999999999],[2.556],[2.117],[1.99],[2.3759999999999999],[4.0919999999999996],[2.2679999999999998],[2.3100000000000001],[2.3959999999999999],[2.4060000000000001],[3.0680000000000001],[2.214],[3.0379999999999998],[2.4670000000000001],[3.1419999999999999],[3.7410000000000001],[2.7370000000000001],[2.722],[2.4359999999999999],[2.9129999999999998],[3.2429999999999999],[3.1440000000000001],[3.5960000000000001],[3.9590000000000001],[3.6539999999999999],[3.5800000000000001],[3.0529999999999999],[5.2770000000000001],[4.7069999999999999],[5.3620000000000001],[5.5209999999999999],[5.3120000000000003],[3.3340000000000001],[5.4930000000000003],[5.0890000000000004],[5.8120000000000003],[4.5789999999999997],[4.6079999999999997],[4.8099999999999996],[3.1789999999999998],[3.4199999999999999],[3.0099999999999998],[3.8149999999999999],[3.1869999999999998],[3.2410000000000001],[2.4649999999999999],[2.202],[2.2890000000000001],[1.8540000000000001],[3.6840000000000002],[2.246],[2.3900000000000001],[2.2109999999999999],[2.8140000000000001],[3.4260000000000002],[2.1960000000000002],[2.5840000000000001],[2.488],[2.6880000000000002],[2.6190000000000002],[3.0790000000000002],[3.101],[2.5489999999999999],[2.9039999999999999],[4.3250000000000002],[2.9209999999999998],[2.3119999999999998],[2.867],[1.766],[3.181],[2.6749999999999998],[2.633],[2.6059999999999999],[2.5649999999999999],[2.9660000000000002],[2.762],[2.9129999999999998],[2.7280000000000002],[2.2599999999999998],[2.6019999999999999],[2.6699999999999999],[2.6739999999999999],[2.7930000000000001],[2.5550000000000002],[3.0750000000000002],[2.9260000000000002],[2.5649999999999999],[2.847],[2.7770000000000001],[2.4710000000000001],[3.2770000000000001],[3.1139999999999999],[2.6909999999999998],[2.6920000000000002],[3.105],[2.8580000000000001],[2.6549999999999998],[2.9809999999999999],[3.3069999999999999],[3.298],[3.052],[3.3410000000000002],[3.403],[3.4209999999999998],[5.1390000000000002],[4.0830000000000002],[3.218],[4.4619999999999997],[4.6390000000000002],[4.2140000000000004],[4.5720000000000001],[3.8809999999999998],[4.6109999999999998],[4.782],[4.2510000000000003],[4.5099999999999998],[3.044],[4.7599999999999998],[4.452],[4.3940000000000001],[4.4320000000000004],[4.7930000000000001],[4.9960000000000004],[4.8380000000000001],[4.8769999999999998],[4.9729999999999999],[8.3469999999999995],[5.0090000000000003],[5.2590000000000003],[5.6909999999999998],[4.5179999999999998],[5.5439999999999996],[5.2519999999999998],[5.1440000000000001],[4.7320000000000002],[5.117],[5.2629999999999999],[4.9969999999999999],[5.3550000000000004],[5.1070000000000002],[5.3170000000000002],[5.0659999999999998],[5.9169999999999998],[5.694],[5.7370000000000001],[5.3739999999999997],[5.5229999999999997],[5.835],[6.3559999999999999],[5.5030000000000001],[5.226],[6.0069999999999997],[5.5940000000000003],[4.9640000000000004],[5.4509999999999996],[5.4130000000000003],[5.2510000000000003],[5.5330000000000004],[5.3140000000000001],[5.399],[4.9089999999999998],[5.5519999999999996],[5.7270000000000003],[5.5460000000000003],[6.2169999999999996],[4.3680000000000003],[5.2229999999999999],[5.0709999999999997],[5.6440000000000001],[5.6130000000000004],[6.5999999999999996],[7.4349999999999996],[4.157],[5.234],[4.8890000000000002],[4.0739999999999998],[4.2279999999999998],[5.2229999999999999],[4.577],[5.1040000000000001],[4.6760000000000002],[4.351],[4.2629999999999999],[3.6110000000000002],[3.1179999999999999],[3.5950000000000002],[3.9590000000000001],[3.6509999999999998],[3.8959999999999999],[5.391]]]

[]

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Housing

New loan commitments by purpose (seasonally adjusted)

			Dec-2020	Month percent change	Year percent change
Value			($b)	(%)	(%)
	Owner occupier
	Total housing (a)		19.94	8.7	38.9
		Construction of dwellings	3.52	17.1	119.0
		Purchase of newly erected dwellings	1.43	11.0	30.2
		Purchase of existing dwellings	13.29	6.8	24.2
	First home buyers		6.50	14.1	60.6
	Investor
	Total housing (a)		6.07	8.2	10.9

Number			(No.)	(%)	(%)
	Owner occupier
	Total housing (a) (b)		-	-	-
		Construction of dwellings	8 192	15.3	121.7
		Purchase of newly erected dwellings	2 827	13.1	25.5
		Purchase of existing dwellings	24 733	4.0	18.2
	First home buyers		15 205	9.3	56.6
	Investor
	Total housing (a) (b)		-	-	-

(a) Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
(b) There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Dec-18	-4.1	-3.5
Jan-19	-0.4	-3.5
Feb-19	1.7	-1.0
Mar-19	-2.9	-3.0
Apr-19	0.7	-1.5
May-19	-3.7	-2.1
Jun-19	4.5	1.5
Jul-19	1.7	2.7
Aug-19	4.1	8.8
Sep-19	2.4	-3.7
Oct-19	2.7	1.7
Nov-19	5.3	4.9
Dec-19	2.8	1.3
Jan-20	1.1	-1.1
Feb-20	-3.7	-2.6
Mar-20	3.2	-3.8
Apr-20	-5.1	-4.3
May-20	-10.6	-15.7
Jun-20	5.8	8.3
Jul-20	10.7	3.5
Aug-20	13.6	9.3
Sep-20	6.0	5.2
Oct-20	0.8	0.3
Nov-20	5.5	6.0
Dec-20	8.7	8.2

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

["","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

[["Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20"],[[-4.0999999999999996],[-0.40000000000000002],[1.7],[-2.8999999999999999],[0.69999999999999996],[-3.7000000000000002],[4.5],[1.7],[4.0999999999999996],[2.3999999999999999],[2.7000000000000002],[5.2999999999999998],[2.7999999999999998],[1.1000000000000001],[-3.7000000000000002],[3.2000000000000002],[-5.0999999999999996],[-10.6],[5.7999999999999998],[10.699999999999999],[13.6],[6],[0.80000000000000004],[5.5],[8.6999999999999993]],[[-3.5],[-3.5],[-1],[-3],[-1.5],[-2.1000000000000001],[1.5],[2.7000000000000002],[8.8000000000000007],[-3.7000000000000002],[1.7],[4.9000000000000004],[1.3],[-1.1000000000000001],[-2.6000000000000001],[-3.7999999999999998],[-4.2999999999999998],[-15.699999999999999],[8.3000000000000007],[3.5],[9.3000000000000007],[5.2000000000000002],[0.29999999999999999],[6],[8.1999999999999993]]]

[]

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New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land (a) ($b)
Dec-02	0.634	0.240	4.997	0.363	0.251
Jan-03	0.694	0.262	5.344	0.361	0.364
Feb-03	0.762	0.258	5.298	0.347	0.349
Mar-03	0.715	0.273	5.244	0.332	0.364
Apr-03	0.745	0.276	5.517	0.338	0.367
May-03	0.750	0.292	5.605	0.346	0.369
Jun-03	0.768	0.305	5.789	0.376	0.379
Jul-03	0.800	0.319	5.881	0.386	0.422
Aug-03	0.783	0.293	6.044	0.456	0.411
Sep-03	0.820	0.344	6.021	0.427	0.409
Oct-03	0.829	0.402	5.925	0.427	0.466
Nov-03	0.859	0.407	5.738	0.420	0.432
Dec-03	0.820	0.390	5.433	0.405	0.413
Jan-04	0.785	0.337	5.109	0.371	0.396
Feb-04	0.769	0.385	5.133	0.409	0.376
Mar-04	0.772	0.357	5.239	0.416	0.387
Apr-04	0.786	0.378	5.279	0.397	0.400
May-04	0.799	0.343	5.321	0.385	0.422
Jun-04	0.768	0.371	5.318	0.379	0.421
Jul-04	0.784	0.373	5.376	0.365	0.421
Aug-04	0.780	0.385	5.430	0.367	0.435
Sep-04	0.775	0.390	5.471	0.358	0.426
Oct-04	0.780	0.385	5.512	0.322	0.430
Nov-04	0.788	0.395	5.722	0.349	0.428
Dec-04	0.788	0.404	5.938	0.338	0.434
Jan-05	0.802	0.422	6.115	0.334	0.434
Feb-05	0.814	0.410	6.491	0.350	0.426
Mar-05	0.843	0.431	6.226	0.353	0.382
Apr-05	0.814	0.432	6.099	0.353	0.448
May-05	0.818	0.452	5.914	0.350	0.443
Jun-05	0.807	0.432	6.144	0.342	0.430
Jul-05	0.808	0.460	6.064	0.342	0.406
Aug-05	0.806	0.470	6.247	0.321	0.434
Sep-05	0.814	0.504	6.530	0.330	0.457
Oct-05	0.816	0.532	6.605	0.327	0.453
Nov-05	0.811	0.516	6.747	0.321	0.462
Dec-05	0.836	0.546	6.726	0.330	0.465
Jan-06	0.856	0.534	6.763	0.331	0.482
Feb-06	0.865	0.581	6.904	0.322	0.504
Mar-06	0.848	0.593	7.027	0.335	0.495
Apr-06	0.850	0.614	6.989	0.336	0.470
May-06	0.857	0.648	7.329	0.347	0.462
Jun-06	0.896	0.617	7.184	0.346	0.471
Jul-06	0.952	0.606	7.384	0.361	0.466
Aug-06	0.937	0.576	7.184	0.353	0.468
Sep-06	0.904	0.555	6.922	0.326	0.470
Oct-06	0.915	0.575	6.991	0.336	0.474
Nov-06	0.920	0.575	6.937	0.333	0.463
Dec-06	0.915	0.534	7.137	0.339	0.502
Jan-07	0.932	0.610	7.154	0.333	0.515
Feb-07	0.909	0.637	7.383	0.324	0.513
Mar-07	0.924	0.679	7.633	0.320	0.512
Apr-07	0.931	0.633	7.907	0.332	0.519
May-07	0.936	0.674	8.169	0.330	0.539
Jun-07	0.990	0.762	8.697	0.332	0.574
Jul-07	0.957	0.692	8.237	0.315	0.568
Aug-07	0.998	0.699	8.379	0.337	0.606
Sep-07	1.027	0.655	7.981	0.312	0.539
Oct-07	1.050	0.570	8.199	0.318	0.602
Nov-07	0.987	0.542	8.215	0.318	0.591
Dec-07	0.992	0.500	8.011	0.303	0.565
Jan-08	0.999	0.489	8.337	0.349	0.632
Feb-08	1.002	0.478	7.546	0.328	0.526
Mar-08	0.995	0.402	6.979	0.295	0.467
Apr-08	0.962	0.395	6.590	0.296	0.503
May-08	0.921	0.365	6.209	0.288	0.385
Jun-08	0.888	0.421	6.137	0.289	0.465
Jul-08	0.873	0.387	6.130	0.291	0.456
Aug-08	0.840	0.353	6.075	0.282	0.429
Sep-08	0.833	0.399	6.240	0.332	0.430
Oct-08	0.861	0.428	6.482	0.334	0.434
Nov-08	0.838	0.478	6.446	0.352	0.491
Dec-08	0.916	0.500	7.050	0.348	0.522
Jan-09	1.011	0.552	7.731	0.375	0.565
Feb-09	1.055	0.586	8.143	0.383	0.618
Mar-09	1.188	0.644	9.052	0.389	0.687
Apr-09	1.307	0.632	8.932	0.382	0.704
May-09	1.346	0.617	8.777	0.380	0.702
Jun-09	1.369	0.604	8.928	0.364	0.696
Jul-09	1.380	0.601	8.682	0.363	0.705
Aug-09	1.405	0.635	8.534	0.346	0.724
Sep-09	1.505	0.647	8.938	0.339	0.746
Oct-09	1.675	0.613	8.424	0.330	0.779
Nov-09	1.542	0.578	7.986	0.315	0.671
Dec-09	1.455	0.583	7.673	0.301	0.604
Jan-10	1.402	0.522	7.329	0.290	0.582
Feb-10	1.362	0.542	7.023	0.292	0.577
Mar-10	1.269	0.546	6.920	0.286	0.551
Apr-10	1.185	0.560	6.799	0.284	0.530
May-10	1.138	0.565	6.941	0.280	0.510
Jun-10	1.087	0.570	6.683	0.270	0.521
Jul-10	1.107	0.587	6.778	0.271	0.548
Aug-10	1.123	0.541	6.782	0.269	0.518
Sep-10	1.103	0.567	6.686	0.272	0.511
Oct-10	1.099	0.611	6.662	0.290	0.515
Nov-10	1.162	0.706	6.676	0.272	0.507
Dec-10	1.133	0.600	6.845	0.274	0.572
Jan-11	1.055	0.592	6.636	0.241	0.495
Feb-11	1.084	0.507	6.588	0.257	0.438
Mar-11	1.053	0.522	6.529	0.268	0.454
Apr-11	1.087	0.554	6.639	0.261	0.467
May-11	1.171	0.613	6.527	0.266	0.502
Jun-11	1.081	0.588	6.598	0.275	0.554
Jul-11	1.086	0.593	6.625	0.260	0.474
Aug-11	1.057	0.615	6.598	0.277	0.481
Sep-11	1.082	0.576	6.378	0.268	0.479
Oct-11	1.048	0.565	6.531	0.242	0.482
Nov-11	1.082	0.591	6.583	0.256	0.469
Dec-11	1.068	0.622	6.947	0.250	0.514
Jan-12	1.087	0.624	6.934	0.271	0.481
Feb-12	1.133	0.547	6.265	0.247	0.486
Mar-12	1.095	0.584	6.323	0.244	0.458
Apr-12	1.114	0.636	6.432	0.244	0.499
May-12	1.151	0.577	6.617	0.240	0.519
Jun-12	1.182	0.586	6.674	0.240	0.567
Jul-12	1.196	0.551	6.779	0.243	0.502
Aug-12	1.172	0.560	6.956	0.241	0.497
Sep-12	1.129	0.591	7.035	0.242	0.497
Oct-12	1.117	0.577	6.916	0.248	0.521
Nov-12	1.117	0.546	7.035	0.243	0.519
Dec-12	1.163	0.530	7.063	0.249	0.528
Jan-13	1.145	0.568	7.279	0.236	0.578
Feb-13	1.171	0.529	7.383	0.242	0.558
Mar-13	1.267	0.574	7.653	0.249	0.601
Apr-13	1.251	0.548	7.649	0.239	0.615
May-13	1.228	0.564	7.763	0.245	0.605
Jun-13	1.261	0.488	7.897	0.240	0.600
Jul-13	1.228	0.553	7.899	0.239	0.578
Aug-13	1.264	0.548	7.568	0.243	0.611
Sep-13	1.291	0.536	8.045	0.241	0.626
Oct-13	1.307	0.566	8.146	0.235	0.638
Nov-13	1.343	0.653	8.332	0.239	0.668
Dec-13	1.314	0.584	8.146	0.245	0.658
Jan-14	1.419	0.571	8.262	0.243	0.676
Feb-14	1.453	0.602	8.446	0.253	0.704
Mar-14	1.493	0.593	8.384	0.239	0.678
Apr-14	1.476	0.578	8.384	0.242	0.644
May-14	1.497	0.587	8.248	0.248	0.627
Jun-14	1.492	0.640	8.358	0.240	0.649
Jul-14	1.473	0.627	8.279	0.245	0.653
Aug-14	1.428	0.640	8.030	0.235	0.622
Sep-14	1.484	0.622	8.125	0.236	0.629
Oct-14	1.538	0.628	8.303	0.244	0.677
Nov-14	1.459	0.646	8.069	0.238	0.632
Dec-14	1.459	0.606	8.506	0.222	0.569
Jan-15	1.474	0.602	8.678	0.252	0.567
Feb-15	1.436	0.687	8.383	0.245	0.554
Mar-15	1.465	0.701	8.780	0.256	0.532
Apr-15	1.514	0.719	8.788	0.264	0.549
May-15	1.397	0.676	8.227	0.254	0.529
Jun-15	1.376	0.720	9.023	0.275	0.569
Jul-15	1.345	0.800	9.253	0.266	0.594
Aug-15	1.399	0.797	10.136	0.276	0.613
Sep-15	1.444	0.932	10.289	0.265	0.602
Oct-15	1.439	0.851	9.990	0.264	0.582
Nov-15	1.487	0.834	9.891	0.272	0.581
Dec-15	1.500	0.900	9.686	0.270	0.601
Jan-16	1.484	0.892	9.380	0.257	0.539
Feb-16	1.441	0.858	9.501	0.272	0.627
Mar-16	1.443	0.848	9.261	0.277	0.659
Apr-16	1.453	0.888	9.464	0.281	0.673
May-16	1.479	0.882	9.405	0.266	0.662
Jun-16	1.438	0.906	9.442	0.269	0.628
Jul-16	1.422	0.848	9.195	0.276	0.643
Aug-16	1.496	0.862	8.986	0.268	0.630
Sep-16	1.490	0.867	9.157	0.276	0.635
Oct-16	1.499	0.887	9.296	0.263	0.631
Nov-16	1.489	0.919	9.431	0.271	0.652
Dec-16	1.526	0.927	9.736	0.267	0.706
Jan-17	1.492	0.960	9.896	0.278	0.677
Feb-17	1.489	0.870	9.832	0.278	0.721
Mar-17	1.528	1.033	10.192	0.282	0.741
Apr-17	1.598	0.951	10.016	0.282	0.726
May-17	1.622	1.006	10.143	0.303	0.879
Jun-17	1.648	1.015	10.149	0.284	0.786
Jul-17	1.745	1.041	10.390	0.259	0.777
Aug-17	1.699	1.051	10.678	0.295	0.783
Sep-17	1.635	1.078	10.429	0.316	0.812
Oct-17	1.646	1.062	10.190	0.297	0.819
Nov-17	1.668	1.025	10.423	0.284	0.797
Dec-17	1.644	1.044	10.354	0.279	0.799
Jan-18	1.742	1.043	10.372	0.275	0.864
Feb-18	1.580	1.116	10.431	0.243	0.788
Mar-18	1.562	1.092	10.279	0.240	0.783
Apr-18	1.491	1.063	10.255	0.231	0.781
May-18	1.542	1.075	10.441	0.234	0.805
Jun-18	1.633	1.023	10.199	0.226	0.848
Jul-18	1.708	1.015	10.157	0.215	0.801
Aug-18	1.552	0.955	9.743	0.212	0.780
Sep-18	1.452	0.926	9.618	0.208	0.717
Oct-18	1.540	0.913	9.610	0.204	0.717
Nov-18	1.509	0.895	9.155	0.207	0.696
Dec-18	1.439	0.850	8.684	0.250	0.730
Jan-19	1.454	0.814	8.691	0.182	0.762
Feb-19	1.525	0.795	8.962	0.209	0.609
Mar-19	1.503	0.770	8.729	0.205	0.541
Apr-19	1.421	0.822	8.767	0.203	0.613
May-19	1.456	0.810	8.312	0.202	0.603
Jun-19	1.433	0.758	8.860	0.205	0.637
Jul-19	1.430	0.862	8.971	0.210	0.622
Aug-19	1.424	0.970	9.331	0.208	0.662
Sep-19	1.477	1.009	9.524	0.209	0.681
Oct-19	1.535	0.998	9.772	0.243	0.707
Nov-19	1.548	1.096	10.372	0.203	0.744
Dec-19	1.608	1.098	10.697	0.208	0.743
Jan-20	1.690	1.092	10.774	0.202	0.759
Feb-20	1.715	1.052	10.213	0.211	0.791
Mar-20	1.626	1.095	10.716	0.201	0.797
Apr-20	1.680	1.115	9.945	0.216	0.747
May-20	1.660	1.064	8.656	0.220	0.644
Jun-20	1.583	1.028	9.353	0.227	0.759
Jul-20	1.720	1.126	10.225	0.224	1.035
Aug-20	2.050	1.170	11.536	0.210	1.310
Sep-20	2.568	1.186	11.909	0.222	1.374
Oct-20	2.848	1.186	11.742	0.270	1.343
Nov-20	3.008	1.287	12.439	0.268	1.341
Dec-20	3.522	1.429	13.288	0.297	1.401

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

["","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land (a)"]

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[]

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(a) For periods prior to July 2019, statistics about owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.

* Hide/unhide series in the graph by clicking the legend above (toggle the 'purchase of existing dwellings' series for a closer look at the other purposes of owner occupier lending).

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Dec-02	2.347	1.505	1.265	0.439	0.671	0.098	0.040	0.130
Jan-03	2.580	1.626	1.388	0.454	0.752	0.090	0.040	0.140
Feb-03	2.517	1.582	1.381	0.454	0.760	0.098	0.044	0.160
Mar-03	2.458	1.584	1.413	0.490	0.764	0.098	0.045	0.132
Apr-03	2.625	1.579	1.471	0.493	0.781	0.099	0.046	0.139
May-03	2.633	1.602	1.518	0.509	0.828	0.104	0.051	0.140
Jun-03	2.627	1.687	1.601	0.532	0.827	0.116	0.051	0.148
Jul-03	2.702	1.705	1.716	0.508	0.843	0.124	0.052	0.142
Aug-03	2.786	1.753	1.803	0.513	0.838	0.121	0.049	0.142
Sep-03	2.826	1.751	1.758	0.521	0.836	0.125	0.055	0.153
Oct-03	2.807	1.786	1.711	0.533	0.849	0.127	0.055	0.142
Nov-03	2.701	1.745	1.668	0.524	0.865	0.116	0.057	0.141
Dec-03	2.507	1.684	1.597	0.526	0.843	0.112	0.058	0.127
Jan-04	2.472	1.588	1.409	0.495	0.783	0.105	0.056	0.128
Feb-04	2.404	1.593	1.506	0.480	0.783	0.107	0.070	0.116
Mar-04	2.413	1.612	1.547	0.495	0.820	0.121	0.071	0.120
Apr-04	2.342	1.621	1.575	0.533	0.859	0.124	0.073	0.116
May-04	2.573	1.521	1.609	0.498	0.821	0.128	0.059	0.119
Jun-04	2.410	1.565	1.602	0.513	0.787	0.120	0.070	0.121
Jul-04	2.373	1.663	1.552	0.539	0.870	0.124	0.076	0.116
Aug-04	2.358	1.680	1.557	0.546	0.966	0.124	0.086	0.114
Sep-04	2.337	1.708	1.571	0.529	0.976	0.129	0.087	0.111
Oct-04	2.317	1.704	1.586	0.526	0.964	0.121	0.084	0.095
Nov-04	2.393	1.734	1.654	0.576	0.988	0.121	0.083	0.110
Dec-04	2.522	1.730	1.733	0.571	0.994	0.140	0.085	0.120
Jan-05	2.521	1.836	1.779	0.581	1.030	0.161	0.097	0.143
Feb-05	2.714	1.878	1.825	0.622	1.064	0.146	0.085	0.128
Mar-05	2.469	1.934	1.789	0.666	1.048	0.133	0.083	0.109
Apr-05	2.364	1.967	1.782	0.617	1.094	0.134	0.092	0.129
May-05	2.361	1.931	1.728	0.556	1.067	0.150	0.094	0.126
Jun-05	2.391	1.954	1.752	0.578	1.073	0.136	0.104	0.119
Jul-05	2.457	1.866	1.704	0.589	1.105	0.134	0.095	0.118
Aug-05	2.478	1.890	1.798	0.593	1.155	0.145	0.101	0.125
Sep-05	2.652	1.912	1.865	0.615	1.203	0.138	0.136	0.133
Oct-05	2.608	1.928	1.941	0.621	1.248	0.148	0.115	0.136
Nov-05	2.583	1.975	1.974	0.625	1.278	0.144	0.120	0.130
Dec-05	2.622	2.014	1.944	0.610	1.338	0.147	0.108	0.129
Jan-06	2.583	1.958	1.983	0.596	1.391	0.166	0.117	0.122
Feb-06	2.650	1.999	2.002	0.674	1.418	0.160	0.114	0.131
Mar-06	2.715	1.984	2.067	0.670	1.466	0.170	0.117	0.150
Apr-06	2.723	1.976	2.046	0.678	1.449	0.165	0.114	0.133
May-06	2.885	2.054	2.129	0.712	1.488	0.152	0.114	0.136
Jun-06	2.752	1.955	2.137	0.687	1.493	0.167	0.106	0.133
Jul-06	2.730	2.098	2.272	0.712	1.580	0.168	0.104	0.159
Aug-06	2.676	2.054	2.190	0.698	1.435	0.172	0.109	0.154
Sep-06	2.553	2.017	2.147	0.716	1.345	0.184	0.094	0.163
Oct-06	2.582	2.049	2.188	0.689	1.319	0.156	0.088	0.168
Nov-06	2.615	2.046	2.197	0.688	1.298	0.165	0.086	0.169
Dec-06	2.607	2.097	2.265	0.666	1.370	0.169	0.090	0.170
Jan-07	2.697	2.096	2.306	0.686	1.318	0.160	0.094	0.145
Feb-07	2.736	2.119	2.403	0.723	1.340	0.161	0.082	0.182
Mar-07	2.848	2.198	2.489	0.738	1.343	0.172	0.106	0.196
Apr-07	2.949	2.262	2.590	0.732	1.358	0.177	0.085	0.184
May-07	2.952	2.368	2.662	0.751	1.450	0.199	0.082	0.206
Jun-07	3.159	2.438	2.736	0.784	1.647	0.203	0.100	0.206
Jul-07	3.013	2.243	2.714	0.762	1.552	0.194	0.099	0.208
Aug-07	3.047	2.430	2.759	0.777	1.504	0.182	0.084	0.201
Sep-07	2.871	2.414	2.602	0.777	1.438	0.194	0.092	0.181
Oct-07	3.094	2.387	2.580	0.782	1.388	0.198	0.094	0.182
Nov-07	3.001	2.417	2.608	0.772	1.408	0.196	0.093	0.187
Dec-07	2.942	2.375	2.515	0.777	1.364	0.179	0.087	0.194
Jan-08	3.117	2.423	2.530	0.759	1.469	0.194	0.075	0.198
Feb-08	2.755	2.332	2.357	0.697	1.275	0.195	0.083	0.180
Mar-08	2.570	2.194	2.075	0.655	1.209	0.201	0.072	0.164
Apr-08	2.466	2.078	1.944	0.663	1.151	0.174	0.097	0.177
May-08	2.373	1.988	1.844	0.595	1.013	0.136	0.081	0.155
Jun-08	2.301	1.994	1.786	0.612	1.073	0.148	0.076	0.172
Jul-08	2.312	1.937	1.764	0.612	1.136	0.142	0.085	0.160
Aug-08	2.316	1.886	1.651	0.640	1.060	0.148	0.081	0.176
Sep-08	2.303	2.006	1.829	0.638	1.076	0.146	0.086	0.170
Oct-08	2.320	2.061	1.895	0.642	1.128	0.164	0.105	0.210
Nov-08	2.362	2.114	1.962	0.682	1.073	0.180	0.099	0.161
Dec-08	2.671	2.203	2.081	0.726	1.165	0.191	0.110	0.202
Jan-09	2.952	2.369	2.305	0.795	1.258	0.208	0.108	0.224
Feb-09	3.306	2.413	2.374	0.830	1.327	0.224	0.125	0.218
Mar-09	3.575	2.774	2.677	0.840	1.448	0.227	0.137	0.262
Apr-09	3.481	2.765	2.703	0.853	1.513	0.225	0.134	0.256
May-09	3.446	2.730	2.653	0.862	1.548	0.201	0.127	0.254
Jun-09	3.495	2.761	2.664	0.833	1.588	0.221	0.108	0.253
Jul-09	3.425	2.821	2.562	0.852	1.567	0.218	0.114	0.229
Aug-09	3.364	2.844	2.562	0.804	1.528	0.201	0.117	0.229
Sep-09	3.544	2.932	2.594	0.810	1.738	0.208	0.115	0.266
Oct-09	3.311	2.957	2.486	0.792	1.679	0.214	0.117	0.232
Nov-09	3.067	2.814	2.321	0.728	1.655	0.198	0.100	0.220
Dec-09	2.904	2.721	2.241	0.710	1.535	0.180	0.097	0.224
Jan-10	2.750	2.664	2.088	0.676	1.428	0.169	0.097	0.202
Feb-10	2.615	2.711	2.007	0.619	1.387	0.160	0.105	0.206
Mar-10	2.644	2.599	1.949	0.639	1.268	0.157	0.085	0.197
Apr-10	2.702	2.580	1.843	0.624	1.208	0.158	0.084	0.182
May-10	2.755	2.591	1.833	0.639	1.150	0.150	0.088	0.183
Jun-10	2.627	2.565	1.795	0.598	1.121	0.144	0.076	0.180
Jul-10	2.720	2.701	1.775	0.605	1.092	0.150	0.067	0.187
Aug-10	2.704	2.673	1.746	0.622	1.111	0.154	0.076	0.189
Sep-10	2.688	2.552	1.736	0.607	1.138	0.151	0.088	0.199
Oct-10	2.649	2.639	1.744	0.608	1.123	0.140	0.071	0.182
Nov-10	2.712	2.636	1.775	0.650	1.144	0.137	0.076	0.195
Dec-10	2.794	2.672	1.760	0.625	1.156	0.145	0.070	0.189
Jan-11	2.760	2.570	1.512	0.619	1.118	0.156	0.079	0.186
Feb-11	2.708	2.570	1.526	0.592	1.125	0.148	0.069	0.188
Mar-11	2.683	2.562	1.540	0.562	1.094	0.145	0.077	0.179
Apr-11	2.714	2.538	1.587	0.566	1.133	0.154	0.073	0.195
May-11	2.747	2.549	1.575	0.599	1.156	0.158	0.074	0.203
Jun-11	2.806	2.540	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.736	2.519	1.675	0.564	1.125	0.152	0.074	0.197
Aug-11	2.744	2.558	1.714	0.547	1.121	0.146	0.076	0.176
Sep-11	2.731	2.412	1.533	0.622	1.126	0.137	0.079	0.184
Oct-11	2.814	2.366	1.571	0.569	1.115	0.134	0.071	0.193
Nov-11	2.869	2.342	1.651	0.553	1.148	0.134	0.076	0.186
Dec-11	3.176	2.341	1.733	0.555	1.157	0.132	0.088	0.186
Jan-12	3.057	2.421	1.830	0.526	1.222	0.135	0.085	0.185
Feb-12	2.515	2.353	1.650	0.539	1.216	0.131	0.087	0.186
Mar-12	2.413	2.356	1.694	0.539	1.277	0.120	0.100	0.176
Apr-12	2.527	2.428	1.771	0.532	1.254	0.119	0.091	0.179
May-12	2.566	2.510	1.800	0.538	1.273	0.132	0.088	0.186
Jun-12	2.594	2.586	1.760	0.553	1.327	0.141	0.099	0.188
Jul-12	2.641	2.522	1.740	0.554	1.411	0.134	0.108	0.194
Aug-12	2.717	2.519	1.820	0.558	1.480	0.135	0.100	0.202
Sep-12	2.736	2.530	1.802	0.537	1.454	0.137	0.097	0.192
Oct-12	2.635	2.518	1.839	0.551	1.369	0.137	0.097	0.199
Nov-12	2.679	2.502	1.830	0.557	1.475	0.145	0.105	0.203
Dec-12	2.530	2.593	1.841	0.554	1.556	0.138	0.101	0.193
Jan-13	2.730	2.598	1.832	0.592	1.616	0.132	0.107	0.189
Feb-13	2.765	2.594	1.875	0.610	1.593	0.135	0.097	0.203
Mar-13	2.912	2.699	1.936	0.621	1.669	0.145	0.090	0.210
Apr-13	2.943	2.654	1.903	0.637	1.720	0.135	0.091	0.211
May-13	2.960	2.679	1.965	0.623	1.704	0.145	0.098	0.202
Jun-13	2.959	2.689	2.015	0.674	1.698	0.142	0.106	0.216
Jul-13	2.993	2.631	2.039	0.669	1.665	0.146	0.115	0.232
Aug-13	2.980	2.620	1.916	0.624	1.671	0.158	0.100	0.262
Sep-13	3.076	2.735	2.046	0.677	1.688	0.164	0.102	0.259
Oct-13	3.179	2.670	2.099	0.734	1.704	0.179	0.111	0.216
Nov-13	3.292	2.842	2.148	0.683	1.758	0.163	0.104	0.224
Dec-13	3.197	2.787	2.121	0.688	1.692	0.168	0.086	0.228
Jan-14	3.192	2.817	2.215	0.685	1.754	0.163	0.104	0.241
Feb-14	3.276	2.872	2.288	0.672	1.786	0.171	0.127	0.239
Mar-14	3.239	2.861	2.223	0.686	1.772	0.173	0.112	0.238
Apr-14	3.317	2.887	2.181	0.697	1.676	0.184	0.117	0.225
May-14	3.181	2.830	2.171	0.688	1.799	0.157	0.125	0.228
Jun-14	3.281	2.893	2.172	0.696	1.896	0.182	0.103	0.207
Jul-14	3.240	2.968	2.168	0.699	1.726	0.165	0.112	0.241
Aug-14	3.119	2.850	2.197	0.670	1.696	0.166	0.127	0.234
Sep-14	3.162	2.832	2.226	0.682	1.647	0.173	0.125	0.238
Oct-14	3.313	2.948	2.212	0.683	1.691	0.166	0.128	0.237
Nov-14	3.134	2.868	2.190	0.679	1.651	0.152	0.106	0.240
Dec-14	3.379	2.925	2.154	0.698	1.645	0.157	0.114	0.249
Jan-15	3.568	3.023	2.178	0.737	1.542	0.179	0.103	0.261
Feb-15	3.438	2.855	2.215	0.678	1.584	0.164	0.103	0.261
Mar-15	3.626	3.039	2.245	0.694	1.609	0.168	0.100	0.248
Apr-15	3.569	3.102	2.342	0.686	1.584	0.159	0.107	0.262
May-15	3.317	2.928	2.211	0.667	1.458	0.150	0.093	0.249
Jun-15	3.828	3.212	2.244	0.654	1.534	0.154	0.092	0.261
Jul-15	3.989	3.304	2.328	0.697	1.496	0.162	0.081	0.236
Aug-15	4.451	3.748	2.319	0.720	1.461	0.159	0.093	0.260
Sep-15	4.694	3.693	2.339	0.737	1.498	0.155	0.092	0.283
Oct-15	4.432	3.695	2.296	0.718	1.452	0.157	0.086	0.273
Nov-15	4.340	3.771	2.241	0.731	1.405	0.161	0.101	0.286
Dec-15	4.272	3.669	2.358	0.726	1.408	0.168	0.071	0.274
Jan-16	4.149	3.558	2.282	0.690	1.370	0.172	0.098	0.272
Feb-16	4.221	3.610	2.322	0.713	1.356	0.158	0.095	0.250
Mar-16	4.020	3.567	2.295	0.727	1.344	0.156	0.088	0.278
Apr-16	4.158	3.654	2.339	0.755	1.341	0.164	0.082	0.286
May-16	4.106	3.593	2.382	0.772	1.314	0.171	0.079	0.296
Jun-16	4.169	3.558	2.372	0.747	1.292	0.174	0.078	0.293
Jul-16	4.076	3.418	2.327	0.746	1.319	0.179	0.078	0.272
Aug-16	3.988	3.294	2.390	0.739	1.301	0.179	0.082	0.271
Sep-16	4.009	3.459	2.443	0.736	1.275	0.189	0.071	0.244
Oct-16	4.025	3.515	2.429	0.749	1.265	0.186	0.081	0.265
Nov-16	4.154	3.578	2.432	0.737	1.278	0.195	0.077	0.279
Dec-16	4.365	3.720	2.466	0.732	1.294	0.192	0.077	0.297
Jan-17	4.456	3.792	2.510	0.747	1.258	0.191	0.073	0.309
Feb-17	4.357	3.830	2.444	0.773	1.305	0.185	0.074	0.274
Mar-17	4.670	3.941	2.506	0.798	1.280	0.212	0.101	0.325
Apr-17	4.501	3.902	2.547	0.766	1.269	0.180	0.078	0.292
May-17	4.718	4.032	2.529	0.771	1.302	0.205	0.068	0.334
Jun-17	4.608	4.072	2.541	0.779	1.321	0.193	0.084	0.343
Jul-17	4.731	4.231	2.550	0.751	1.324	0.195	0.079	0.330
Aug-17	5.027	4.301	2.515	0.732	1.319	0.201	0.076	0.335
Sep-17	4.787	4.331	2.453	0.746	1.253	0.192	0.085	0.360
Oct-17	4.570	4.312	2.478	0.747	1.284	0.207	0.083	0.332
Nov-17	4.674	4.319	2.554	0.773	1.235	0.214	0.062	0.334
Dec-17	4.635	4.311	2.535	0.773	1.225	0.212	0.084	0.335
Jan-18	4.668	4.334	2.542	0.767	1.305	0.200	0.074	0.338
Feb-18	4.800	4.390	2.485	0.774	1.181	0.203	0.086	0.331
Mar-18	4.618	4.271	2.489	0.742	1.176	0.212	0.071	0.342
Apr-18	4.645	4.212	2.452	0.734	1.181	0.220	0.074	0.355
May-18	4.740	4.306	2.509	0.790	1.178	0.218	0.075	0.337
Jun-18	4.591	4.242	2.547	0.762	1.137	0.221	0.076	0.332
Jul-18	4.439	4.375	2.568	0.781	1.134	0.235	0.074	0.335
Aug-18	4.359	4.059	2.393	0.794	1.036	0.212	0.069	0.339
Sep-18	4.223	3.881	2.283	0.730	1.131	0.206	0.073	0.325
Oct-18	4.128	3.852	2.345	0.806	1.162	0.244	0.064	0.356
Nov-18	3.940	3.760	2.255	0.767	1.125	0.220	0.070	0.347
Dec-18	3.800	3.647	2.059	0.755	1.039	0.225	0.058	0.321
Jan-19	3.710	3.555	2.154	0.760	1.072	0.218	0.069	0.297
Feb-19	3.939	3.616	2.229	0.752	1.032	0.230	0.059	0.307
Mar-19	3.705	3.576	2.123	0.734	1.043	0.209	0.064	0.290
Apr-19	3.836	3.583	2.100	0.738	1.009	0.210	0.081	0.274
May-19	3.633	3.517	2.071	0.698	0.986	0.206	0.068	0.283
Jun-19	3.776	3.640	2.115	0.719	1.031	0.217	0.062	0.278
Jul-19	3.920	3.718	2.160	0.681	1.029	0.212	0.066	0.318
Aug-19	4.111	3.799	2.260	0.740	1.076	0.223	0.058	0.326
Sep-19	4.198	3.884	2.346	0.754	1.110	0.227	0.059	0.313
Oct-19	4.466	4.040	2.307	0.740	1.078	0.215	0.056	0.346
Nov-19	4.727	4.181	2.458	0.815	1.126	0.216	0.057	0.344
Dec-19	4.780	4.490	2.530	0.796	1.166	0.208	0.062	0.369
Jan-20	4.930	4.472	2.466	0.781	1.172	0.219	0.063	0.362
Feb-20	4.503	4.305	2.570	0.767	1.231	0.229	0.061	0.348
Mar-20	5.042	4.296	2.513	0.760	1.184	0.226	0.065	0.342
Apr-20	4.956	4.410	2.032	0.730	0.969	0.209	0.056	0.340
May-20	4.021	4.086	1.998	0.680	0.893	0.188	0.052	0.345
Jun-20	4.409	3.754	2.393	0.764	1.027	0.214	0.063	0.350
Jul-20	4.944	4.088	2.663	0.831	1.200	0.227	0.078	0.349
Aug-20	5.286	4.707	3.034	0.943	1.439	0.310	0.077	0.444
Sep-20	5.731	4.295	3.509	1.028	1.794	0.297	0.086	0.496
Oct-20	5.957	3.895	3.573	1.111	1.966	0.309	0.100	0.451
Nov-20	6.058	4.658	3.651	1.031	1.976	0.275	0.109	0.429
Dec-20	6.451	5.595	3.809	0.997	2.187	0.307	0.090	0.490

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

["","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Dec-02	1.806	0.856	0.878	0.245	0.323	0.036	0.011	0.068
Jan-03	1.858	0.864	0.929	0.234	0.336	0.035	0.012	0.074
Feb-03	1.966	0.899	1.052	0.245	0.349	0.041	0.012	0.082
Mar-03	1.943	0.925	1.019	0.263	0.401	0.038	0.015	0.083
Apr-03	1.961	0.915	1.051	0.263	0.413	0.044	0.012	0.081
May-03	2.074	0.926	1.096	0.270	0.409	0.045	0.016	0.087
Jun-03	2.074	1.007	1.131	0.286	0.426	0.045	0.014	0.090
Jul-03	2.481	1.100	1.267	0.312	0.443	0.048	0.019	0.095
Aug-03	2.690	1.148	1.443	0.310	0.472	0.055	0.016	0.098
Sep-03	2.633	1.156	1.436	0.331	0.475	0.051	0.022	0.091
Oct-03	2.695	1.214	1.488	0.309	0.477	0.057	0.020	0.090
Nov-03	2.555	1.175	1.410	0.303	0.482	0.048	0.024	0.079
Dec-03	2.451	1.163	1.301	0.304	0.467	0.061	0.027	0.086
Jan-04	2.182	1.061	1.207	0.286	0.410	0.050	0.019	0.079
Feb-04	2.182	1.021	1.168	0.306	0.466	0.059	0.026	0.075
Mar-04	2.285	1.011	1.192	0.264	0.459	0.059	0.024	0.072
Apr-04	2.093	1.011	1.192	0.289	0.453	0.049	0.025	0.070
May-04	2.000	0.967	1.174	0.277	0.466	0.052	0.025	0.068
Jun-04	1.780	0.912	1.083	0.258	0.432	0.048	0.030	0.062
Jul-04	1.764	0.941	1.104	0.274	0.446	0.049	0.018	0.069
Aug-04	1.766	0.901	1.085	0.282	0.469	0.058	0.023	0.065
Sep-04	1.777	1.018	1.089	0.302	0.501	0.041	0.022	0.078
Oct-04	1.680	0.866	1.016	0.310	0.456	0.052	0.025	0.069
Nov-04	1.791	0.982	1.082	0.305	0.552	0.047	0.024	0.075
Dec-04	1.855	0.964	1.173	0.319	0.572	0.062	0.027	0.063
Jan-05	1.933	1.044	1.135	0.305	0.594	0.050	0.031	0.060
Feb-05	2.009	1.049	1.194	0.307	0.648	0.046	0.040	0.101
Mar-05	1.923	1.031	1.174	0.322	0.675	0.052	0.030	0.073
Apr-05	1.877	1.028	1.126	0.320	0.641	0.053	0.030	0.073
May-05	1.630	0.923	1.083	0.292	0.601	0.050	0.019	0.071
Jun-05	1.654	0.881	1.090	0.266	0.559	0.046	0.032	0.062
Jul-05	1.649	0.933	1.083	0.271	0.646	0.051	0.016	0.060
Aug-05	1.563	0.891	1.049	0.275	0.677	0.046	0.032	0.075
Sep-05	1.652	0.922	1.109	0.280	0.773	0.051	0.033	0.070
Oct-05	1.733	1.077	1.182	0.300	0.802	0.048	0.030	0.083
Nov-05	1.739	0.978	1.170	0.301	0.840	0.049	0.035	0.084
Dec-05	1.712	0.976	1.134	0.288	0.891	0.045	0.034	0.087
Jan-06	1.691	0.941	1.271	0.297	0.984	0.055	0.031	0.081
Feb-06	1.616	1.003	1.234	0.281	0.995	0.046	0.032	0.070
Mar-06	1.592	1.000	1.221	0.289	1.064	0.064	0.034	0.080
Apr-06	1.388	0.988	1.270	0.288	1.077	0.042	0.036	0.077
May-06	1.735	1.095	1.303	0.310	1.139	0.048	0.034	0.077
Jun-06	1.841	1.104	1.444	0.314	1.128	0.053	0.036	0.087
Jul-06	1.578	1.035	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.580	1.074	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.961	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.410	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.367	0.944	1.304	0.277	0.950	0.059	0.038	0.064
Dec-06	1.391	0.984	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.442	1.049	1.481	0.314	0.984	0.050	0.043	0.076
Feb-07	1.517	1.039	1.559	0.338	0.989	0.054	0.048	0.085
Mar-07	1.607	1.126	1.625	0.339	0.952	0.060	0.050	0.083
Apr-07	1.582	1.183	1.667	0.361	0.974	0.061	0.057	0.099
May-07	1.719	1.291	1.772	0.386	1.024	0.064	0.054	0.112
Jun-07	1.927	1.357	1.861	0.421	1.077	0.067	0.050	0.115
Jul-07	1.721	1.349	1.871	0.428	1.056	0.063	0.051	0.112
Aug-07	1.655	1.354	1.750	0.442	1.023	0.067	0.050	0.097
Sep-07	1.602	1.389	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.436	1.354	1.738	0.416	0.948	0.050	0.039	0.095
Nov-07	1.550	1.446	1.773	0.427	0.935	0.054	0.038	0.102
Dec-07	1.514	1.476	1.688	0.423	0.906	0.069	0.036	0.093
Jan-08	1.441	1.483	1.638	0.392	0.947	0.067	0.044	0.106
Feb-08	1.374	1.445	1.524	0.414	0.795	0.058	0.048	0.104
Mar-08	1.336	1.336	1.416	0.380	0.714	0.052	0.040	0.093
Apr-08	1.281	1.298	1.348	0.362	0.703	0.057	0.039	0.089
May-08	1.180	1.210	1.210	0.343	0.689	0.052	0.035	0.081
Jun-08	1.168	1.214	1.143	0.336	0.709	0.050	0.037	0.084
Jul-08	1.217	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.239	1.108	0.303	0.664	0.045	0.034	0.080
Sep-08	1.291	1.218	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.283	1.254	1.062	0.351	0.672	0.046	0.048	0.095
Nov-08	1.204	1.190	0.965	0.318	0.612	0.054	0.044	0.097
Dec-08	1.278	1.168	1.023	0.320	0.605	0.049	0.035	0.080
Jan-09	1.325	1.221	0.996	0.341	0.581	0.053	0.042	0.103
Feb-09	1.313	1.184	1.004	0.315	0.588	0.059	0.034	0.103
Mar-09	1.327	1.265	1.055	0.335	0.604	0.050	0.051	0.106
Apr-09	1.380	1.292	1.115	0.389	0.649	0.056	0.043	0.110
May-09	1.387	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.503	1.286	1.221	0.308	0.693	0.048	0.044	0.110
Jul-09	1.478	1.366	1.306	0.375	0.686	0.065	0.058	0.120
Aug-09	1.569	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.462	1.240	0.369	0.818	0.074	0.062	0.118
Oct-09	1.535	1.426	1.340	0.364	0.835	0.065	0.074	0.125
Nov-09	1.594	1.570	1.324	0.382	0.898	0.070	0.064	0.123
Dec-09	1.566	1.471	1.333	0.434	0.788	0.067	0.049	0.155
Jan-10	1.597	1.489	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.586	1.577	1.301	0.389	0.789	0.061	0.057	0.121
Mar-10	1.651	1.593	1.318	0.383	0.738	0.063	0.052	0.135
Apr-10	1.671	1.655	1.245	0.382	0.743	0.064	0.047	0.111
May-10	1.738	1.734	1.195	0.399	0.718	0.067	0.054	0.114
Jun-10	1.707	1.723	1.200	0.386	0.709	0.064	0.054	0.114
Jul-10	1.678	1.691	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.560	1.621	1.058	0.381	0.596	0.054	0.046	0.126
Sep-10	1.593	1.614	1.045	0.409	0.599	0.052	0.041	0.125
Oct-10	1.643	1.581	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.560	1.575	1.062	0.370	0.627	0.068	0.037	0.116
Dec-10	1.738	1.591	1.088	0.348	0.576	0.049	0.039	0.119
Jan-11	1.573	1.549	0.910	0.351	0.552	0.049	0.034	0.115
Feb-11	1.692	1.524	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.548	0.054	0.029	0.111
Apr-11	1.526	1.447	0.869	0.348	0.525	0.049	0.039	0.118
May-11	1.705	1.508	0.884	0.344	0.549	0.050	0.036	0.116
Jun-11	1.572	1.463	0.892	0.324	0.549	0.046	0.043	0.114
Jul-11	1.582	1.468	0.908	0.321	0.532	0.048	0.038	0.112
Aug-11	1.579	1.480	0.959	0.358	0.581	0.060	0.034	0.121
Sep-11	1.573	1.437	1.008	0.315	0.590	0.055	0.040	0.120
Oct-11	1.538	1.358	1.002	0.313	0.565	0.051	0.032	0.116
Nov-11	1.597	1.381	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.643	1.422	1.074	0.328	0.581	0.055	0.041	0.133
Jan-12	1.652	1.385	1.183	0.322	0.608	0.048	0.050	0.124
Feb-12	1.670	1.474	1.146	0.317	0.612	0.053	0.041	0.120
Mar-12	1.667	1.411	1.146	0.324	0.671	0.044	0.052	0.133
Apr-12	1.709	1.355	1.127	0.304	0.643	0.048	0.046	0.131
May-12	1.688	1.419	1.138	0.297	0.654	0.048	0.052	0.145
Jun-12	1.752	1.350	1.129	0.316	0.665	0.049	0.044	0.137
Jul-12	1.820	1.357	1.094	0.318	0.655	0.052	0.052	0.131
Aug-12	1.846	1.337	1.060	0.298	0.661	0.048	0.051	0.135
Sep-12	1.850	1.392	1.024	0.298	0.794	0.044	0.048	0.162
Oct-12	1.887	1.427	1.010	0.309	0.657	0.047	0.045	0.144
Nov-12	1.988	1.438	1.113	0.309	0.676	0.046	0.040	0.140
Dec-12	2.018	1.447	1.097	0.316	0.740	0.041	0.055	0.110
Jan-13	2.135	1.518	1.094	0.316	0.789	0.046	0.054	0.126
Feb-13	2.263	1.557	1.094	0.323	0.811	0.048	0.056	0.142
Mar-13	2.276	1.679	1.169	0.336	0.869	0.050	0.057	0.119
Apr-13	2.364	1.631	1.195	0.346	0.884	0.053	0.058	0.142
May-13	2.448	1.611	1.290	0.359	0.907	0.046	0.058	0.135
Jun-13	2.514	1.646	1.212	0.328	0.817	0.046	0.048	0.148
Jul-13	2.570	1.715	1.199	0.374	0.833	0.045	0.067	0.159
Aug-13	2.681	1.730	1.167	0.367	0.835	0.047	0.069	0.153
Sep-13	2.896	1.829	1.264	0.385	0.807	0.053	0.070	0.159
Oct-13	3.043	1.881	1.347	0.390	0.841	0.051	0.072	0.142
Nov-13	3.187	1.912	1.345	0.379	0.964	0.052	0.079	0.140
Dec-13	3.187	1.974	1.338	0.370	0.942	0.054	0.074	0.125
Jan-14	3.219	1.881	1.372	0.353	0.910	0.060	0.076	0.116
Feb-14	3.157	1.890	1.400	0.372	0.898	0.052	0.083	0.148
Mar-14	3.350	1.959	1.355	0.360	0.892	0.055	0.075	0.164
Apr-14	3.314	2.007	1.373	0.363	0.925	0.054	0.078	0.129
May-14	3.343	1.987	1.371	0.370	0.925	0.060	0.077	0.123
Jun-14	3.183	2.036	1.392	0.361	0.922	0.063	0.089	0.120
Jul-14	3.465	2.020	1.412	0.384	0.949	0.059	0.086	0.117
Aug-14	3.497	2.073	1.427	0.401	0.935	0.075	0.095	0.125
Sep-14	3.775	2.059	1.454	0.367	1.006	0.060	0.076	0.118
Oct-14	3.906	2.160	1.446	0.417	0.943	0.070	0.081	0.130
Nov-14	3.920	2.144	1.382	0.410	0.952	0.066	0.073	0.131
Dec-14	4.017	2.177	1.375	0.387	0.919	0.062	0.074	0.144
Jan-15	4.037	2.244	1.407	0.409	0.779	0.061	0.054	0.144
Feb-15	3.935	2.159	1.398	0.395	0.839	0.067	0.057	0.127
Mar-15	4.292	2.290	1.455	0.416	0.863	0.061	0.068	0.141
Apr-15	4.426	2.444	1.543	0.462	0.834	0.066	0.060	0.143
May-15	4.056	2.259	1.484	0.398	0.765	0.057	0.053	0.133
Jun-15	4.044	2.216	1.433	0.413	0.740	0.064	0.051	0.134
Jul-15	3.901	2.121	1.462	0.356	0.693	0.060	0.039	0.138
Aug-15	3.621	2.017	1.445	0.346	0.744	0.054	0.035	0.122
Sep-15	3.198	1.771	1.373	0.388	0.537	0.047	0.036	0.090
Oct-15	3.018	1.648	1.184	0.314	0.501	0.051	0.036	0.095
Nov-15	2.773	1.737	1.186	0.312	0.455	0.051	0.026	0.097
Dec-15	2.830	1.701	1.239	0.330	0.456	0.065	0.029	0.090
Jan-16	2.763	1.678	1.216	0.332	0.439	0.057	0.033	0.095
Feb-16	2.841	1.714	1.250	0.325	0.428	0.054	0.031	0.079
Mar-16	2.848	1.678	1.199	0.317	0.400	0.058	0.019	0.102
Apr-16	3.040	1.774	1.224	0.337	0.393	0.050	0.026	0.104
May-16	3.197	1.786	1.264	0.340	0.410	0.059	0.027	0.116
Jun-16	3.341	1.890	1.237	0.345	0.418	0.059	0.027	0.121
Jul-16	3.523	1.909	1.223	0.324	0.411	0.054	0.021	0.112
Aug-16	3.492	1.864	1.247	0.346	0.401	0.059	0.025	0.114
Sep-16	3.914	2.089	1.294	0.323	0.414	0.051	0.023	0.132
Oct-16	4.050	2.187	1.365	0.346	0.433	0.061	0.020	0.122
Nov-16	4.195	2.293	1.403	0.348	0.418	0.068	0.020	0.149
Dec-16	4.198	2.298	1.399	0.350	0.413	0.072	0.022	0.158
Jan-17	4.292	2.402	1.366	0.355	0.434	0.075	0.027	0.153
Feb-17	4.155	2.275	1.319	0.326	0.453	0.070	0.023	0.147
Mar-17	4.236	2.417	1.336	0.350	0.423	0.073	0.023	0.142
Apr-17	4.044	2.309	1.224	0.322	0.376	0.072	0.020	0.142
May-17	4.053	2.289	1.128	0.316	0.347	0.068	0.016	0.146
Jun-17	3.761	2.265	1.121	0.309	0.350	0.064	0.018	0.141
Jul-17	3.670	2.087	1.103	0.320	0.369	0.068	0.020	0.139
Aug-17	3.731	2.228	1.046	0.315	0.354	0.066	0.019	0.126
Sep-17	3.618	2.228	1.028	0.321	0.350	0.073	0.018	0.149
Oct-17	3.620	2.116	0.958	0.302	0.371	0.064	0.020	0.154
Nov-17	3.378	2.112	0.967	0.313	0.370	0.087	0.021	0.138
Dec-17	3.264	2.101	0.918	0.301	0.368	0.072	0.017	0.134
Jan-18	3.213	2.029	0.990	0.280	0.343	0.074	0.012	0.132
Feb-18	3.363	2.045	0.894	0.290	0.313	0.066	0.014	0.141
Mar-18	2.968	1.888	0.869	0.274	0.300	0.073	0.015	0.148
Apr-18	2.941	1.834	0.900	0.275	0.262	0.069	0.014	0.124
May-18	2.870	1.874	0.900	0.258	0.304	0.071	0.016	0.126
Jun-18	2.833	1.771	0.931	0.232	0.279	0.069	0.013	0.120
Jul-18	2.758	1.807	0.922	0.273	0.277	0.073	0.013	0.117
Aug-18	2.640	1.715	0.881	0.249	0.291	0.072	0.012	0.120
Sep-18	2.622	1.683	0.788	0.258	0.267	0.068	0.015	0.108
Oct-18	2.443	1.716	0.833	0.301	0.270	0.070	0.012	0.116
Nov-18	2.379	1.535	0.762	0.241	0.243	0.066	0.012	0.106
Dec-18	2.334	1.456	0.741	0.239	0.224	0.065	0.011	0.106
Jan-19	2.212	1.440	0.729	0.238	0.217	0.058	0.010	0.105
Feb-19	2.208	1.437	0.708	0.244	0.216	0.062	0.011	0.110
Mar-19	2.128	1.397	0.704	0.230	0.246	0.063	0.010	0.097
Apr-19	2.027	1.366	0.681	0.228	0.221	0.069	0.010	0.105
May-19	1.941	1.355	0.686	0.240	0.205	0.066	0.010	0.098
Jun-19	2.039	1.386	0.665	0.231	0.190	0.057	0.010	0.095
Jul-19	2.063	1.451	0.687	0.230	0.212	0.071	0.011	0.113
Aug-19	2.130	1.594	0.782	0.254	0.242	0.076	0.008	0.114
Sep-19	2.091	1.530	0.765	0.244	0.234	0.069	0.012	0.087
Oct-19	2.117	1.625	0.774	0.236	0.222	0.072	0.011	0.125
Nov-19	2.261	1.668	0.794	0.243	0.239	0.074	0.019	0.133
Dec-19	2.268	1.686	0.842	0.240	0.237	0.068	0.014	0.128
Jan-20	2.228	1.638	0.822	0.270	0.241	0.066	0.013	0.123
Feb-20	2.162	1.666	0.843	0.205	0.250	0.076	0.015	0.075
Mar-20	2.120	1.560	0.817	0.226	0.237	0.069	0.011	0.109
Apr-20	2.039	1.696	0.574	0.208	0.164	0.052	0.013	0.084
May-20	1.695	1.332	0.527	0.188	0.162	0.051	0.008	0.090
Jun-20	1.906	1.362	0.612	0.214	0.186	0.064	0.012	0.086
Jul-20	1.991	1.322	0.633	0.211	0.213	0.064	0.009	0.096
Aug-20	1.991	1.456	0.780	0.242	0.295	0.061	0.011	0.145
Sep-20	2.253	1.424	0.791	0.272	0.347	0.072	0.011	0.136
Oct-20	2.435	1.188	0.854	0.291	0.315	0.086	0.017	0.125
Nov-20	2.483	1.311	0.936	0.267	0.380	0.065	0.012	0.150
Dec-20	2.629	1.520	1.068	0.245	0.378	0.098	0.014	0.155

New loan commitments for investor housing (seasonally adjusted), values, by state

["","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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Loan commitments to residents funded* in the month, including internal and external refinancing (original), value, Australia
	Total Fixed rate housing loans ($b)	Fixed rate first home buyer housing loans ($b)	Total Variable rate housing loans ($b)	Variable rate first home buyer housing loans ($b)
Jul-19	4.632	0.803	25.284	2.106
Aug-19	4.780	0.816	27.194	2.358
Sep-19	4.760	0.802	26.923	2.280
Oct-19	4.972	0.891	30.025	2.616
Nov-19	5.177	0.913	30.240	2.645
Dec-19	5.482	1.052	31.212	2.928
Jan-20	4.746	0.877	27.115	2.484
Feb-20	4.366	0.715	26.092	2.095
Mar-20	4.713	0.804	29.646	2.421
Apr-20	8.081	0.939	26.098	2.423
May-20	12.230	1.075	25.695	1.939
Jun-20	15.316	1.421	26.639	1.904
Jul-20	14.177	1.623	23.921	1.928
Aug-20	13.333	1.691	22.899	2.238
Sep-20	14.897	1.996	25.371	2.615
Oct-20	14.411	1.978	26.764	2.707
Nov-20	13.858	2.011	27.131	2.854
Dec-20	16.422	2.510	29.982	3.680

Loan commitments to residents funded* in the month, including internal and external refinancing (original), value, Australia

["","Total Fixed rate housing loans","Fixed rate first home buyer housing loans","Total Variable rate housing loans","Variable rate first home buyer housing loans"]

[["Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20"],[[4.6319999999999997],[4.7800000000000002],[4.7599999999999998],[4.9720000000000004],[5.1769999999999996],[5.4820000000000002],[4.7460000000000004],[4.3659999999999997],[4.7130000000000001],[8.0809999999999995],[12.23],[15.316000000000001],[14.177],[13.333],[14.897],[14.411],[13.858000000000001],[16.422000000000001]],[[0.80300000000000005],[0.81599999999999995],[0.80200000000000005],[0.89100000000000001],[0.91300000000000003],[1.052],[0.877],[0.71499999999999997],[0.80400000000000005],[0.93899999999999995],[1.075],[1.421],[1.623],[1.6910000000000001],[1.996],[1.978],[2.0110000000000001],[2.5099999999999998]],[[25.283999999999999],[27.193999999999999],[26.922999999999998],[30.024999999999999],[30.239999999999998],[31.212],[27.114999999999998],[26.091999999999999],[29.646000000000001],[26.097999999999999],[25.695],[26.638999999999999],[23.920999999999999],[22.899000000000001],[25.370999999999999],[26.763999999999999],[27.131],[29.981999999999999]],[[2.1059999999999999],[2.3580000000000001],[2.2799999999999998],[2.6160000000000001],[2.645],[2.9279999999999999],[2.484],[2.0950000000000002],[2.4209999999999998],[2.423],[1.9390000000000001],[1.9039999999999999],[1.9279999999999999],[2.238],[2.6150000000000002],[2.7069999999999999],[2.8540000000000001],[3.6800000000000002]]]

[]

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*A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance.

**Total Fixed rate and Total Variable rate housing loans include first home buyer loans

New loan commitments by purpose and sub-purpose (original), values ($b), Australia, December 2020
	Owner-occupiers ($b)	Investors ($b)
Purchase of residential land	1.55	0.33
Construction of dwellings	3.68	0.62
Purchase of newly erected dwellings	1.66	0.50
Purchase of existing dwellings	15.10	5.14
Alterations and additions	0.30	0.09
External refinancing	7.37	4.38
Internal refinancing	4.89	2.60

New loan commitments by purpose and sub-purpose (original), values ($b), Australia, December 2020

["","Owner-occupiers","Investors"]

[["Purchase of residential land","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations and additions","External refinancing","Internal refinancing"],[[1.55],[3.6779999999999999],[1.6559999999999999],[15.098000000000001],[0.29899999999999999],[7.3739999999999997],[4.8869999999999996]],[[0.33200000000000002],[0.61899999999999999],[0.496],[5.1379999999999999],[0.092999999999999999],[4.3789999999999996],[2.5979999999999999]]]

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First home buyers

In December 2020

the number of owner occupier first home buyer loan commitments increased 9.3% in seasonally adjusted terms

the number of first home buyer loan commitments for investment purposes accounted for 4.2% of all first home buyer commitments, in original terms

owner occupier first home buyer loan commitments accounted for 35.9% of all owner occupier commitments (excluding refinancing), in original terms

Additional information

Previously, the ABS published a first home buyer ratio which was the ratio of owner occupier first home buyer loan commitments to all owner occupier loan commitments. The table below presents two owner occupier first home buyer ratios.

The first ratio is the ratio of first home buyer loan commitments to total dwelling commitments (excluding refinancing). This is similar to the ratio published prior to October 2019. Loan commitments for dwellings is the sum of loan commitments for construction of dwellings, newly erected dwellings and existing dwellings.
The second ratio is a new ratio, the ratio of first home buyer loan commitments to total housing loan commitments (excluding refinancing). This ratio uses the new key statistic, total housing loan commitments. Total housing loan commitments is the sum of loan commitments for dwellings and loan commitments for purchases of residential land and alterations and additions.

First home buyer ratios should be used with caution because the direction of movements in the ratio are often not indicative of the direction of movement in the number of first home buyers. First home buyer ratios are no longer routinely published by the ABS in the time series spreadsheets.

The table below does not include first home buyer loan commitments for investors. Information about the number of loan commitments for investors is new and is separately presented in a graph below.

New loan commitments to owner occupier first home buyers (original), number

		First home buyer loan commitments	First home buyer ratio	First home buyer ratio
		Number	Dwellings	Housing
Total Australia		16 771	42.1%	35.9%
	New South Wales	3 804	36.7%	31.8%
	Victoria	5 156	47.3%	39.1%
	Queensland	3 548	40.5%	35.1%
	South Australia	953	36.3%	29.5%
	Western Australia	2 552	50.1%	44.3%
	Tasmania	273	33.5%	27.4%
	Northern Territory	99	39.9%	37.5%
	Australian Capital Territory	386	37.0%	33.9%

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Dec-02	7,342
Jan-03	7,653
Feb-03	7,872
Mar-03	7,735
Apr-03	7,563
May-03	7,426
Jun-03	7,361
Jul-03	7,382
Aug-03	7,418
Sep-03	7,430
Oct-03	7,187
Nov-03	6,856
Dec-03	6,638
Jan-04	6,207
Feb-04	6,034
Mar-04	6,003
Apr-04	6,114
May-04	6,491
Jun-04	6,755
Jul-04	7,091
Aug-04	7,388
Sep-04	7,381
Oct-04	7,157
Nov-04	7,494
Dec-04	7,678
Jan-05	8,106
Feb-05	8,309
Mar-05	8,433
Apr-05	8,385
May-05	8,664
Jun-05	8,660
Jul-05	8,499
Aug-05	9,036
Sep-05	9,318
Oct-05	9,432
Nov-05	9,755
Dec-05	9,765
Jan-06	9,680
Feb-06	9,837
Mar-06	10,378
Apr-06	10,507
May-06	10,137
Jun-06	10,035
Jul-06	10,026
Aug-06	9,415
Sep-06	9,824
Oct-06	9,755
Nov-06	9,705
Dec-06	9,581
Jan-07	9,508
Feb-07	9,784
Mar-07	10,031
Apr-07	10,464
May-07	10,069
Jun-07	10,354
Jul-07	10,161
Aug-07	10,322
Sep-07	10,088
Oct-07	10,435
Nov-07	10,618
Dec-07	10,609
Jan-08	10,731
Feb-08	10,027
Mar-08	9,031
Apr-08	8,578
May-08	8,199
Jun-08	8,187
Jul-08	8,452
Aug-08	8,284
Sep-08	8,286
Oct-08	8,216
Nov-08	10,319
Dec-08	12,225
Jan-09	13,857
Feb-09	14,683
Mar-09	16,270
Apr-09	16,754
May-09	16,665
Jun-09	16,475
Jul-09	14,844
Aug-09	13,953
Sep-09	14,262
Oct-09	14,039
Nov-09	11,281
Dec-09	10,070
Jan-10	9,306
Feb-10	8,344
Mar-10	7,336
Apr-10	7,123
May-10	7,252
Jun-10	6,691
Jul-10	6,840
Aug-10	6,651
Sep-10	6,648
Oct-10	6,396
Nov-10	6,653
Dec-10	7,095
Jan-11	6,458
Feb-11	6,159
Mar-11	6,670
Apr-11	6,837
May-11	6,776
Jun-11	6,683
Jul-11	6,630
Aug-11	6,829
Sep-11	7,268
Oct-11	7,820
Nov-11	8,085
Dec-11	9,231
Jan-12	8,817
Feb-12	7,104
Mar-12	7,216
Apr-12	7,321
May-12	7,477
Jun-12	7,699
Jul-12	7,982
Aug-12	7,999
Sep-12	7,996
Oct-12	7,840
Nov-12	7,418
Dec-12	7,011
Jan-13	7,224
Feb-13	7,161
Mar-13	7,557
Apr-13	7,631
May-13	7,752
Jun-13	7,947
Jul-13	8,120
Aug-13	7,887
Sep-13	7,715
Oct-13	7,679
Nov-13	7,681
Dec-13	7,236
Jan-14	7,636
Feb-14	7,712
Mar-14	7,643
Apr-14	7,380
May-14	7,552
Jun-14	7,581
Jul-14	7,202
Aug-14	7,464
Sep-14	7,413
Oct-14	7,475
Nov-14	7,209
Dec-14	7,087
Jan-15	7,040
Feb-15	7,345
Mar-15	7,474
Apr-15	7,391
May-15	6,806
Jun-15	7,044
Jul-15	6,903
Aug-15	6,829
Sep-15	6,762
Oct-15	6,475
Nov-15	6,581
Dec-15	6,949
Jan-16	6,901
Feb-16	7,007
Mar-16	6,846
Apr-16	7,144
May-16	6,988
Jun-16	6,980
Jul-16	6,667
Aug-16	6,404
Sep-16	6,559
Oct-16	6,623
Nov-16	6,698
Dec-16	6,869
Jan-17	6,874
Feb-17	6,774
Mar-17	7,009
Apr-17	7,105
May-17	6,988
Jun-17	7,619
Jul-17	8,477
Aug-17	9,042
Sep-17	8,750
Oct-17	8,799
Nov-17	9,171
Dec-17	8,863
Jan-18	9,012
Feb-18	9,026
Mar-18	8,869
Apr-18	8,639
May-18	8,664
Jun-18	8,659
Jul-18	8,777
Aug-18	8,458
Sep-18	8,333
Oct-18	8,482
Nov-18	8,677
Dec-18	7,736
Jan-19	7,860
Feb-19	7,995
Mar-19	7,975
Apr-19	8,038
May-19	8,094
Jun-19	8,328
Jul-19	8,406
Aug-19	8,961
Sep-19	8,961
Oct-19	9,105
Nov-19	9,422
Dec-19	9,712
Jan-20	9,756
Feb-20	9,719
Mar-20	9,875
Apr-20	9,508
May-20	8,599
Jun-20	9,136
Jul-20	10,451
Aug-20	12,302
Sep-20	13,040
Oct-20	13,481
Nov-20	13,905
Dec-20	15,205

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia

["","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Dec-02	1,883	1,770	1,914	537	937	200	58	126
Jan-03	1,940	1,833	1,915	534	983	175	62	136
Feb-03	2,038	1,924	1,920	553	1,087	184	67	165
Mar-03	2,013	1,899	1,961	540	994	172	68	127
Apr-03	1,886	1,880	1,802	550	979	155	67	117
May-03	1,887	1,803	1,846	550	1,036	184	89	99
Jun-03	1,825	1,770	1,855	526	995	183	64	115
Jul-03	1,862	1,781	1,849	508	998	189	77	101
Aug-03	1,906	1,782	1,913	504	997	177	62	87
Sep-03	1,899	1,817	1,841	500	1,002	168	65	90
Oct-03	1,827	1,788	1,743	494	1,024	156	78	89
Nov-03	1,745	1,664	1,601	531	1,029	130	73	85
Dec-03	1,667	1,633	1,529	576	1,012	125	69	73
Jan-04	1,524	1,588	1,407	480	946	124	67	73
Feb-04	1,479	1,548	1,364	479	916	119	78	66
Mar-04	1,447	1,550	1,307	475	922	128	91	68
Apr-04	1,473	1,559	1,383	460	953	118	89	79
May-04	1,762	1,616	1,445	447	946	118	86	82
Jun-04	1,818	1,716	1,523	501	811	127	102	70
Jul-04	1,864	1,955	1,472	482	1,037	134	100	80
Aug-04	1,876	1,902	1,481	508	1,314	128	124	87
Sep-04	1,792	2,004	1,412	498	1,334	117	131	95
Oct-04	1,746	1,959	1,444	446	1,231	108	124	68
Nov-04	1,767	2,037	1,557	503	1,273	124	132	92
Dec-04	1,892	2,139	1,543	523	1,246	152	133	110
Jan-05	1,914	2,255	1,671	549	1,290	164	131	112
Feb-05	2,095	2,291	1,678	620	1,356	151	94	105
Mar-05	1,906	2,487	1,685	541	1,339	124	111	103
Apr-05	1,953	2,550	1,682	578	1,292	180	128	102
May-05	1,973	2,697	1,585	565	1,308	224	120	126
Jun-05	2,065	2,599	1,736	568	1,289	158	130	124
Jul-05	2,116	2,435	1,595	624	1,238	150	141	127
Aug-05	2,222	2,527	1,868	619	1,340	202	196	131
Sep-05	2,378	2,484	1,982	630	1,398	190	164	108
Oct-05	2,346	2,588	2,065	680	1,369	176	156	123
Nov-05	2,453	2,679	2,037	615	1,373	195	154	123
Dec-05	2,403	2,969	2,022	603	1,405	167	153	115
Jan-06	2,262	2,652	2,121	609	1,473	196	157	119
Feb-06	2,535	2,615	2,204	592	1,466	208	163	135
Mar-06	2,742	2,600	2,357	645	1,511	223	143	178
Apr-06	2,877	2,586	2,347	621	1,471	224	141	138
May-06	2,664	2,668	2,359	634	1,281	206	127	144
Jun-06	2,658	2,609	2,420	646	1,230	201	168	141
Jul-06	2,598	2,654	2,465	627	1,249	188	116	154
Aug-06	2,513	2,471	2,385	626	1,112	176	73	174
Sep-06	2,549	2,568	2,426	677	1,091	205	86	183
Oct-06	2,650	2,647	2,371	677	1,002	176	88	165
Nov-06	2,618	2,612	2,337	690	959	198	90	181
Dec-06	2,564	2,579	2,369	636	968	185	97	158
Jan-07	2,625	2,445	2,418	626	946	147	99	139
Feb-07	2,602	2,663	2,563	676	950	165	75	170
Mar-07	2,726	2,624	2,476	730	1,001	175	108	166
Apr-07	2,840	2,723	2,649	647	1,103	178	90	158
May-07	2,698	2,699	2,552	663	1,026	182	91	137
Jun-07	2,740	2,689	2,502	614	1,324	191	95	167
Jul-07	2,732	2,657	2,420	630	1,343	156	70	157
Aug-07	2,697	2,838	2,530	630	1,355	168	83	137
Sep-07	2,526	2,862	2,422	604	1,252	203	88	138
Oct-07	2,784	2,895	2,450	646	1,253	218	81	137
Nov-07	2,805	2,969	2,462	652	1,278	209	80	139
Dec-07	2,761	2,960	2,433	694	1,298	215	71	152
Jan-08	2,782	3,055	2,310	665	1,425	194	73	148
Feb-08	2,727	2,968	2,117	658	1,276	250	78	93
Mar-08	2,396	2,496	1,790	622	1,192	177	52	125
Apr-08	2,435	2,351	1,705	640	1,191	165	63	151
May-08	2,295	2,256	1,584	589	1,087	122	89	110
Jun-08	2,301	2,288	1,468	598	1,168	182	74	107
Jul-08	2,325	2,371	1,521	648	1,214	195	93	109
Aug-08	2,356	2,275	1,483	623	1,164	205	79	130
Sep-08	2,346	2,280	1,641	544	1,115	175	62	122
Oct-08	2,205	2,308	1,650	564	1,118	160	81	156
Nov-08	2,971	2,554	2,233	762	1,291	243	103	150
Dec-08	3,531	2,939	2,570	992	1,534	290	120	207
Jan-09	4,052	3,373	2,856	1,019	1,747	325	89	227
Feb-09	4,646	3,468	3,120	1,070	1,861	366	119	236
Mar-09	5,188	3,967	3,491	1,080	1,925	360	116	265
Apr-09	5,078	4,142	3,497	1,175	2,043	240	119	290
May-09	4,957	4,047	3,576	1,240	2,164	258	108	296
Jun-09	4,932	4,031	3,405	1,190	2,179	364	113	300
Jul-09	4,334	3,858	2,863	1,070	2,047	296	106	247
Aug-09	4,026	3,804	2,813	998	1,738	245	92	224
Sep-09	3,878	3,900	2,731	1,001	2,185	264	96	265
Oct-09	3,564	4,110	2,580	1,050	2,089	250	101	250
Nov-09	2,904	3,433	1,873	759	1,898	227	59	200
Dec-09	2,534	3,090	1,747	661	1,604	193	52	159
Jan-10	2,354	2,900	1,594	619	1,404	182	57	124
Feb-10	2,087	3,025	1,358	506	1,200	138	56	176
Mar-10	1,877	2,372	1,254	510	1,031	130	36	142
Apr-10	2,000	2,257	1,185	459	882	130	56	126
May-10	2,100	2,298	1,179	459	876	115	52	115
Jun-10	1,885	2,162	1,146	446	827	107	45	107
Jul-10	1,957	2,173	1,188	446	708	115	46	118
Aug-10	1,797	2,118	1,175	472	807	129	51	109
Sep-10	1,805	2,090	1,170	446	843	130	46	115
Oct-10	1,628	2,032	1,154	425	899	115	40	108
Nov-10	1,742	2,043	1,241	448	935	107	43	116
Dec-10	1,876	2,178	1,297	435	1,002	118	43	122
Jan-11	1,814	1,867	1,137	395	946	123	45	102
Feb-11	1,720	1,918	1,104	403	905	86	41	116
Mar-11	1,893	1,966	1,175	414	1,016	117	68	87
Apr-11	1,863	1,964	1,213	375	1,007	130	49	122
May-11	1,949	1,918	1,187	389	1,078	126	51	114
Jun-11	1,846	1,908	1,236	402	1,003	121	59	120
Jul-11	1,788	1,928	1,226	400	944	123	57	114
Aug-11	1,800	1,977	1,310	400	1,046	118	60	109
Sep-11	2,090	1,914	1,346	454	1,138	105	59	108
Oct-11	2,418	2,023	1,485	446	1,095	116	62	111
Nov-11	2,828	1,957	1,437	436	1,159	115	54	133
Dec-11	3,421	2,079	1,653	450	1,182	105	65	124
Jan-12	2,948	2,082	1,790	463	1,383	105	67	126
Feb-12	1,657	2,105	1,485	478	1,243	124	74	112
Mar-12	1,371	2,141	1,626	441	1,270	87	85	112
Apr-12	1,475	2,025	1,689	514	1,306	81	75	111
May-12	1,557	2,298	1,644	446	1,290	113	73	124
Jun-12	1,572	2,393	1,611	432	1,338	119	73	90
Jul-12	1,599	2,674	1,492	468	1,399	115	77	137
Aug-12	1,711	2,297	1,656	478	1,453	119	72	136
Sep-12	1,930	2,189	1,638	474	1,435	137	66	120
Oct-12	1,583	2,210	1,855	461	1,445	135	76	120
Nov-12	1,324	2,129	1,598	486	1,528	123	86	112
Dec-12	1,084	2,104	1,469	503	1,557	119	88	113
Jan-13	1,127	2,180	1,459	521	1,568	124	104	133
Feb-13	1,203	2,167	1,445	560	1,527	131	69	136
Mar-13	1,157	2,248	1,509	578	1,668	114	57	135
Apr-13	1,274	2,207	1,558	595	1,709	127	56	140
May-13	1,206	2,330	1,576	573	1,754	143	67	141
Jun-13	1,249	2,401	1,624	586	1,708	142	52	127
Jul-13	1,376	2,550	1,587	654	1,642	143	72	141
Aug-13	1,338	2,224	1,511	629	1,626	164	52	158
Sep-13	1,287	2,265	1,577	619	1,604	165	50	161
Oct-13	1,303	2,152	1,615	666	1,623	174	57	136
Nov-13	1,351	2,162	1,587	688	1,541	170	59	131
Dec-13	1,291	2,067	1,503	652	1,456	137	51	139
Jan-14	1,336	2,072	1,571	693	1,623	151	50	131
Feb-14	1,358	2,042	1,662	645	1,675	159	68	142
Mar-14	1,386	1,973	1,594	605	1,705	182	61	145
Apr-14	1,314	1,977	1,502	613	1,606	169	71	120
May-14	1,319	1,954	1,577	609	1,695	177	72	128
Jun-14	1,353	1,870	1,491	602	1,810	212	70	144
Jul-14	1,229	1,939	1,497	553	1,584	183	71	144
Aug-14	1,313	2,019	1,673	503	1,515	152	71	148
Sep-14	1,370	2,089	1,610	414	1,520	154	93	154
Oct-14	1,352	2,106	1,584	456	1,575	133	98	193
Nov-14	1,327	2,065	1,520	412	1,523	112	77	158
Dec-14	1,277	2,100	1,538	436	1,470	170	83	162
Jan-15	1,315	2,031	1,464	395	1,330	167	79	166
Feb-15	1,361	2,144	1,613	384	1,486	158	53	164
Mar-15	1,426	2,143	1,637	411	1,485	140	52	150
Apr-15	1,322	2,122	1,579	383	1,578	145	44	171
May-15	1,229	1,995	1,561	393	1,375	127	34	166
Jun-15	1,296	2,004	1,587	408	1,410	123	48	160
Jul-15	1,273	1,961	1,623	399	1,368	112	32	133
Aug-15	1,197	2,016	1,537	399	1,357	127	36	125
Sep-15	1,199	2,037	1,504	441	1,345	104	33	150
Oct-15	1,137	1,943	1,394	349	1,327	110	27	125
Nov-15	1,072	2,022	1,484	392	1,270	115	35	152
Dec-15	1,205	2,225	1,622	407	1,257	153	31	142
Jan-16	1,228	2,019	1,636	398	1,236	162	43	157
Feb-16	1,217	2,135	1,671	407	1,247	152	36	142
Mar-16	1,095	2,107	1,609	426	1,196	144	40	141
Apr-16	1,309	2,222	1,581	441	1,258	165	43	147
May-16	1,210	2,266	1,637	453	1,175	163	42	158
Jun-16	1,305	2,194	1,538	431	1,167	138	43	153
Jul-16	1,101	2,092	1,537	407	1,184	143	58	149
Aug-16	1,052	1,892	1,654	404	1,128	146	48	130
Sep-16	1,012	2,006	1,616	402	1,120	145	37	114
Oct-16	1,054	2,059	1,650	439	1,140	134	37	124
Nov-16	1,045	2,061	1,671	408	1,179	151	43	127
Dec-16	1,153	2,115	1,807	349	1,150	138	44	149
Jan-17	1,141	2,098	1,716	404	1,156	123	30	191
Feb-17	1,053	2,048	1,738	405	1,192	141	51	106
Mar-17	1,151	2,117	1,780	470	1,176	148	57	116
Apr-17	1,145	2,055	1,898	389	1,223	124	58	173
May-17	1,251	2,071	1,837	423	1,265	131	51	180
Jun-17	1,274	2,045	2,047	439	1,309	132	68	210
Jul-17	1,649	2,525	2,034	453	1,449	132	61	208
Aug-17	1,948	2,788	1,983	458	1,407	133	61	237
Sep-17	1,893	2,832	1,807	473	1,258	150	68	222
Oct-17	1,859	2,882	1,851	452	1,255	154	71	224
Nov-17	1,977	2,924	2,036	486	1,171	151	45	217
Dec-17	1,931	2,885	1,984	480	1,255	152	61	203
Jan-18	2,014	2,939	2,028	471	1,244	136	65	218
Feb-18	2,163	2,885	1,825	478	1,196	146	66	301
Mar-18	1,943	2,883	1,783	457	1,186	153	50	228
Apr-18	2,095	2,820	1,812	460	1,174	145	54	216
May-18	2,168	2,818	1,856	449	1,177	162	63	169
Jun-18	2,012	2,762	1,940	447	1,097	164	61	166
Jul-18	1,967	2,788	2,010	473	1,105	187	60	164
Aug-18	1,967	2,641	1,784	506	1,096	173	47	170
Sep-18	1,905	2,583	1,764	496	1,150	169	83	180
Oct-18	1,944	2,574	1,746	528	1,229	229	63	202
Nov-18	1,964	2,593	1,687	511	1,161	174	76	201
Dec-18	1,878	2,501	1,529	487	1,091	162	77	166
Jan-19	1,802	2,498	1,575	494	1,099	163	63	151
Feb-19	1,901	2,592	1,514	516	1,128	166	65	136
Mar-19	1,820	2,573	1,604	500	1,113	163	75	150
Apr-19	1,901	2,613	1,546	493	1,075	176	117	130
May-19	1,996	2,705	1,550	495	1,069	153	89	152
Jun-19	2,024	2,734	1,578	510	1,099	184	70	143
Jul-19	2,131	2,736	1,594	484	1,119	132	78	192
Aug-19	2,200	2,848	1,688	499	1,161	195	75	192
Sep-19	2,181	2,817	1,760	511	1,171	219	59	205
Oct-19	2,171	2,993	1,766	519	1,131	189	70	217
Nov-19	2,272	3,022	1,776	527	1,156	184	54	214
Dec-19	2,300	3,492	1,801	541	1,205	168	63	244
Jan-20	2,348	3,242	1,866	562	1,236	186	62	218
Feb-20	2,397	3,159	1,960	533	1,261	179	69	247
Mar-20	2,604	3,127	1,893	530	1,266	192	95	225
Apr-20	2,577	3,350	1,628	491	1,059	174	68	230
May-20	2,086	3,096	1,584	474	978	151	67	274
Jun-20	2,384	2,818	1,834	541	1,125	189	83	222
Jul-20	2,567	3,196	2,130	590	1,318	217	112	229
Aug-20	2,801	3,874	2,629	699	1,678	291	110	257
Sep-20	3,061	3,541	2,986	887	1,956	256	99	307
Oct-20	3,173	3,143	3,095	916	2,241	350	113	285
Nov-20	3,107	3,772	3,134	801	2,211	243	130	232
Dec-20	3,442	4,739	3,282	866	2,469	256	89	334

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state

["","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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Owner occupier and investor first home buyer loan commitments, December 2020, number, original terms
	Owner-occupiers	Investors
NSW	3,804	275
Vic	5,156	202
Qld	3,548	124
SA	953	36
WA	2,552	57
Tas	273	NA
NT	99	NA
ACT	386	27

Owner occupier and investor first home buyer loan commitments, December 2020, number, original terms

["","Owner-occupiers","Investors"]

[["NSW","Vic","Qld","SA","WA","Tas","NT","ACT"],[[3804],[5156],[3548],[953],[2552],[273],[99],[386]],[[275],[202],[124],[36],[57],[null],[null],[27]]]

[]

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* Investor first home buyers (number) for Tas and NT are not available for publication

Data downloads

Time series spreadsheets

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xls [426 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xls [1.75 MB]
Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xls [963 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xls [875 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xls [98 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xls [97.5 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xls [97.5 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xls [97.5 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xls [98 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xls [99.5 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xls [135 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xls [133 KB]
Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xls [257.5 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xls [874 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xls [82 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xls [81.5 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xls [81.5 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xls [82 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xls [81.5 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xls [83 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xls [134 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xls [134 KB]
Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xls [92 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xls [1.62 MB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xls [92.5 KB]
Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values
Download xls [57.5 KB]
Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xls [786.5 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xls [158 KB]
Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xls [524.5 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xls [733.5 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xls [152.5 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xls [91.5 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xls [138 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xls [99.5 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xls [73 KB]
Alll time series spreadsheets.zip
Download zip [2.41 MB]

Data cubes

Series ID concordance mapping

Data files

Download xls [482 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, December 2020

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APA

Lending indicators

APA

Key statistics

New borrower-accepted loan commitments (seasonally adjusted)

Record housing loan commitments continue in December

Important data quality note

Economic and Financial Statistics (EFS) collection

Lender type breakdowns

Suspension of trend series

Update to seasonal adjustment methods

Housing

New loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner occupier first home buyers (original), number

Data downloads

Time series spreadsheets

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Alll time series spreadsheets.zip

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Record housing loan commitments continue in December

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