Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

April 2020

Released

10/06/2020

View all releases

Release date and time

10/06/2020 11:30am AEST

Key statistics

In April 2020, new loan commitments (seasonally adjusted):

fell 4.8% for housing
fell 24.8% for personal fixed term loans
fell 39.2% for business construction (typically volatile series).

Data quality note

From July 2019 onwards, data in this publication has been sourced from the Economic and Financial Statistics (EFS) collection, a new and improved data source. There have been extensive and ongoing discussions with lenders about the EFS collection. Data quality is expected to continue to improve over time, as lenders become accustomed to the new reporting basis and further refine the data they report. This process is likely to lead to revisions, including to the historical time series.

Please note that specific data quality issues have been identified with the reporting of detailed housing loan purpose categories, particularly for loan commitments for the purchase of newly erected dwellings. Some loan commitments for the purchase of existing dwellings are being incorrectly reported as being for the purchase of newly erected dwellings. The magnitude of misreporting for this issue is still being investigated.

Lender type breakdowns

Lender type breakdowns for Major banks, Other Authorised Deposit-taking Institutions (ADIs) and Non-ADIs are only available in this publication from July 2019 onwards. It is likely that more information about lender-type breakdowns will become available in the coming months.

Coronavirus (COVID-19) in April

The World Health Organisation (WHO) commenced daily situation reports of the coronavirus (COVID-19) outbreak on 21 January 2020 and identified it as an international health emergency on 30 January. From 1 February, the Australian Government placed travel restrictions on those travelling to Australia from mainland China. In March, regulations to encourage social distancing saw further impacts on the ability of businesses to trade as normal, and restricted mass public gatherings such as open houses or auctions.

There were uneven COVID-19 effects on housing loan commitments in April. For housing, because lenders are processing high volumes of refinancing and repayment holiday activity, April loan commitments largely reflected loan applications submitted in March before major restrictions were introduced. The fall in loan commitments for personal finance was due to COVID-19 impacts and reflects the shorter approval process for this category of lending. There were no obvious impacts on business loan commitments statistics included in this publication, reflecting the longer approval process for this category of lending.

The ABS and APRA are also actively managing the potential risks from COVID-19 to data collection operations. The ABS appreciates the support of APRA and lending institutions in continuing to provide the data used to compile this publication.

Suspension of trend series

The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement will be significantly affected by changes to regular patterns in lending that will occur during this time, as potential home buyers face uncertainty about their job security, for example. If the trend estimates in this publication were to be calculated without fully accounting for this irregular event, they would likely provide a misleading view of underlying lending activity.

It may be some time before the underlying trend in lending activity can be accurately estimated. The Lending Indicators trend series have therefore been suspended starting from March 2020. The trend series will be reinstated when more certainty emerges in the underlying trend in lending.

Update to seasonal adjustment methods

Lending Indicators uses the concurrent seasonal adjustment method, meaning that seasonal factors are re-estimated each time a new data point becomes available. If not appropriately accounted for, unusual real-world events, such as COVID-19, can distort estimates calculated using this method. From April 2020, seasonal factors are being calculated using data up to and including March 2020, then projected from April 2020 onwards. This approach, known as the forward factor method, ensures that the seasonal factors are not distorted by COVID-19 impacts.

New loan commitments

			April 2020 $b	Month percent change %	Year percent change %
				Seasonally adjusted
Households
	Housing		18.57	-4.8	11.2
		Owner occupier (a)	13.71	-5.0	14.8
		Investor (a)	4.86	-4.2	2.4
	Personal
		Fixed term loans	1.25	-24.8	-23.9
Businesses
	Construction		1.90	-39.2	0.3
	Purchase of property		4.35	-7.0	-22.5

a. Loan commitments for owner occupier and investor housing exclude refinancing.

Key graphs

A backlog of demand has moderated falls in March and April as lending institutions face processing delays due to COVID-19

New loan commitments, total housing (seasonally adjusted), values, Australia
	Total (ex. refinancing) ($b)	Owner occupier (ex. refinancing) ($b)	Investor (ex. refinancing) ($b)
Apr-04	12.55	7.27	5.28
May-04	12.39	7.28	5.11
Jun-04	11.90	7.28	4.61
Jul-04	12.07	7.34	4.72
Aug-04	12.11	7.43	4.68
Sep-04	12.28	7.45	4.82
Oct-04	12.01	7.45	4.56
Nov-04	12.61	7.71	4.91
Dec-04	12.97	7.93	5.04
Jan-05	13.29	8.13	5.15
Feb-05	13.87	8.50	5.36
Mar-05	13.58	8.26	5.32
Apr-05	13.37	8.18	5.19
May-05	12.76	8.03	4.73
Jun-05	12.79	8.19	4.60
Jul-05	12.90	8.13	4.77
Aug-05	12.94	8.33	4.61
Sep-05	13.60	8.70	4.90
Oct-05	14.14	8.81	5.33
Nov-05	14.15	8.92	5.23
Dec-05	14.16	8.98	5.18
Jan-06	14.37	9.03	5.34
Feb-06	14.54	9.27	5.27
Mar-06	14.70	9.40	5.31
Apr-06	14.65	9.37	5.28
May-06	15.56	9.76	5.79
Jun-06	15.72	9.62	6.11
Jul-06	15.37	9.85	5.52
Aug-06	15.14	9.59	5.55
Sep-06	14.25	9.25	5.00
Oct-06	14.43	9.37	5.06
Nov-06	14.31	9.31	5.00
Dec-06	14.68	9.48	5.20
Jan-07	15.05	9.64	5.41
Feb-07	15.53	9.87	5.66
Mar-07	16.05	10.19	5.86
Apr-07	16.48	10.41	6.07
May-07	17.19	10.75	6.44
Jun-07	18.50	11.49	7.01
Jul-07	17.55	10.88	6.67
Aug-07	17.54	11.13	6.41
Sep-07	16.94	10.60	6.34
Oct-07	16.87	10.76	6.10
Nov-07	17.03	10.67	6.36
Dec-07	16.59	10.37	6.22
Jan-08	16.91	10.79	6.12
Feb-08	15.68	9.88	5.81
Mar-08	14.54	9.10	5.44
Apr-08	13.91	8.72	5.19
May-08	12.96	8.14	4.82
Jun-08	13.01	8.21	4.80
Jul-08	12.80	8.13	4.67
Aug-08	12.64	7.96	4.69
Sep-08	13.01	8.24	4.76
Oct-08	13.39	8.55	4.84
Nov-08	13.17	8.65	4.52
Dec-08	13.95	9.37	4.57
Jan-09	14.96	10.27	4.69
Feb-09	15.43	10.83	4.61
Mar-09	16.76	12.00	4.77
Apr-09	17.09	11.97	5.11
May-09	16.88	11.83	5.05
Jun-09	17.23	11.95	5.28
Jul-09	17.19	11.72	5.47
Aug-09	17.39	11.66	5.73
Sep-09	17.91	12.18	5.73
Oct-09	17.60	11.79	5.82
Nov-09	17.07	11.06	6.01
Dec-09	16.52	10.61	5.91
Jan-10	15.96	10.10	5.86
Feb-10	15.70	9.79	5.90
Mar-10	15.56	9.59	5.98
Apr-10	15.32	9.39	5.93
May-10	15.49	9.47	6.02
Jun-10	15.21	9.19	6.02
Jul-10	15.14	9.35	5.78
Aug-10	14.68	9.26	5.42
Sep-10	14.70	9.20	5.50
Oct-10	14.77	9.26	5.51
Nov-10	14.86	9.44	5.41
Dec-10	15.10	9.49	5.60
Jan-11	14.24	9.08	5.17
Feb-11	14.11	8.89	5.22
Mar-11	13.69	8.86	4.83
Apr-11	14.07	9.05	5.02
May-11	14.33	9.15	5.18
Jun-11	14.23	9.16	5.06
Jul-11	14.18	9.11	5.08
Aug-11	14.27	9.11	5.16
Sep-11	14.03	8.86	5.17
Oct-11	13.93	8.92	5.02
Nov-11	14.15	9.05	5.11
Dec-11	14.84	9.49	5.35
Jan-12	14.88	9.47	5.40
Feb-12	14.15	8.72	5.43
Mar-12	14.19	8.78	5.42
Apr-12	14.46	9.01	5.45
May-12	14.58	9.16	5.43
Jun-12	14.81	9.30	5.51
Jul-12	14.82	9.29	5.52
Aug-12	14.91	9.45	5.46
Sep-12	15.18	9.55	5.63
Oct-12	14.96	9.42	5.54
Nov-12	15.27	9.48	5.78
Dec-12	15.40	9.53	5.87
Jan-13	15.96	9.83	6.13
Feb-13	16.18	9.88	6.30
Mar-13	16.93	10.36	6.56
Apr-13	16.96	10.30	6.67
May-13	17.25	10.42	6.83
Jun-13	17.29	10.43	6.86
Jul-13	17.46	10.48	6.98
Aug-13	17.37	10.22	7.16
Sep-13	18.18	10.72	7.47
Oct-13	18.72	10.89	7.83
Nov-13	19.33	11.25	8.08
Dec-13	19.05	10.96	8.09
Jan-14	19.17	11.15	8.02
Feb-14	19.42	11.45	7.98
Mar-14	19.47	11.33	8.13
Apr-14	19.63	11.31	8.32
May-14	19.48	11.18	8.30
Jun-14	19.65	11.38	8.27
Jul-14	19.85	11.27	8.57
Aug-14	19.65	10.96	8.69
Sep-14	20.02	11.10	8.92
Oct-14	20.59	11.40	9.19
Nov-14	20.19	11.04	9.15
Dec-14	20.48	11.34	9.14
Jan-15	20.75	11.53	9.22
Feb-15	20.25	11.35	8.90
Mar-15	21.35	11.77	9.58
Apr-15	21.97	11.86	10.11
May-15	20.33	11.14	9.20
Jun-15	21.20	12.02	9.17
Jul-15	21.20	12.35	8.85
Aug-15	21.74	13.22	8.52
Sep-15	21.10	13.68	7.42
Oct-15	20.13	13.22	6.91
Nov-15	19.82	13.12	6.70
Dec-15	19.82	13.07	6.75
Jan-16	19.32	12.68	6.64
Feb-16	19.50	12.80	6.69
Mar-16	19.28	12.59	6.69
Apr-16	19.81	12.91	6.91
May-16	20.05	12.83	7.23
Jun-16	20.33	12.80	7.53
Jul-16	20.13	12.50	7.63
Aug-16	19.92	12.33	7.60
Sep-16	20.89	12.55	8.34
Oct-16	21.31	12.68	8.63
Nov-16	21.81	12.93	8.88
Dec-16	22.26	13.26	9.00
Jan-17	22.55	13.45	9.11
Feb-17	22.00	13.34	8.65
Mar-17	22.84	13.94	8.91
Apr-17	22.39	13.71	8.68
May-17	22.50	14.12	8.38
Jun-17	22.18	14.05	8.12
Jul-17	22.19	14.30	7.89
Aug-17	22.62	14.63	7.99
Sep-17	22.29	14.48	7.81
Oct-17	21.79	14.22	7.57
Nov-17	21.80	14.34	7.46
Dec-17	21.48	14.27	7.21
Jan-18	21.45	14.42	7.03
Feb-18	21.49	14.45	7.04
Mar-18	20.73	14.12	6.62
Apr-18	20.43	14.02	6.41
May-18	20.77	14.29	6.48
Jun-18	20.38	14.11	6.27
Jul-18	20.29	14.00	6.29
Aug-18	19.40	13.35	6.05
Sep-18	18.91	13.05	5.86
Oct-18	18.77	13.09	5.68
Nov-18	18.02	12.62	5.40
Dec-18	17.23	12.01	5.21
Jan-19	16.97	11.96	5.02
Feb-19	17.23	12.26	4.97
Mar-19	16.60	11.78	4.82
Apr-19	16.69	11.95	4.75
May-19	16.12	11.47	4.65
Jun-19	16.68	11.96	4.72
Jul-19	17.15	12.28	4.87
Aug-19	17.99	12.73	5.26
Sep-19	18.06	12.99	5.07
Oct-19	18.50	13.32	5.17
Nov-19	19.22	13.81	5.40
Dec-19	19.59	14.13	5.46
Jan-20	19.94	14.51	5.43
Feb-20	19.45	14.17	5.28
Mar-20	19.50	14.43	5.08
Apr-20	18.57	13.71	4.86

New loan commitments, total housing (seasonally adjusted), values, Australia

["","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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Fixed term loan commitments for personal finance displayed the largest fall in the history of the series, driven by a fall in lending for road vehicles

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Apr-04	1.56	0.81	0.41	0.21
May-04	1.49	0.79	0.36	0.20
Jun-04	1.64	0.79	0.50	0.21
Jul-04	1.64	0.81	0.50	0.20
Aug-04	1.65	0.80	0.54	0.20
Sep-04	1.67	0.82	0.51	0.22
Oct-04	1.70	0.80	0.54	0.21
Nov-04	1.65	0.80	0.53	0.21
Dec-04	1.60	0.72	0.58	0.18
Jan-05	1.53	0.71	0.51	0.19
Feb-05	1.45	0.73	0.41	0.19
Mar-05	1.50	0.72	0.46	0.19
Apr-05	1.53	0.73	0.49	0.20
May-05	1.42	0.72	0.40	0.19
Jun-05	1.46	0.70	0.43	0.19
Jul-05	1.45	0.71	0.40	0.20
Aug-05	1.47	0.73	0.43	0.18
Sep-05	1.48	0.70	0.46	0.19
Oct-05	1.49	0.68	0.48	0.19
Nov-05	1.46	0.68	0.48	0.19
Dec-05	1.51	0.69	0.50	0.20
Jan-06	1.55	0.69	0.54	0.20
Feb-06	1.56	0.68	0.57	0.19
Mar-06	1.50	0.66	0.54	0.19
Apr-06	1.53	0.65	0.56	0.18
May-06	1.61	0.68	0.57	0.22
Jun-06	1.60	0.67	0.51	0.21
Jul-06	1.56	0.69	0.49	0.23
Aug-06	1.48	0.69	0.41	0.23
Sep-06	1.46	0.70	0.37	0.23
Oct-06	1.45	0.71	0.35	0.21
Nov-06	1.50	0.73	0.37	0.24
Dec-06	1.53	0.71	0.41	0.23
Jan-07	1.53	0.73	0.43	0.22
Feb-07	1.55	0.73	0.44	0.22
Mar-07	1.63	0.76	0.48	0.24
Apr-07	1.68	0.76	0.54	0.24
May-07	1.70	0.80	0.55	0.23
Jun-07	1.88	0.80	0.56	0.28
Jul-07	1.61	0.78	0.48	0.22
Aug-07	1.67	0.77	0.58	0.21
Sep-07	1.68	0.77	0.58	0.21
Oct-07	1.70	0.79	0.55	0.23
Nov-07	1.74	0.80	0.60	0.24
Dec-07	1.71	0.81	0.50	0.24
Jan-08	1.75	0.81	0.56	0.25
Feb-08	1.72	0.81	0.56	0.24
Mar-08	1.67	0.81	0.49	0.22
Apr-08	1.65	0.79	0.52	0.24
May-08	1.64	0.76	0.54	0.20
Jun-08	1.48	0.77	0.34	0.24
Jul-08	1.62	0.75	0.50	0.23
Aug-08	1.57	0.74	0.49	0.23
Sep-08	1.55	0.73	0.49	0.20
Oct-08	1.53	0.71	0.50	0.19
Nov-08	1.36	0.63	0.46	0.17
Dec-08	1.43	0.68	0.46	0.17
Jan-09	1.43	0.69	0.43	0.19
Feb-09	1.41	0.67	0.41	0.21
Mar-09	1.42	0.66	0.45	0.21
Apr-09	1.44	0.67	0.44	0.21
May-09	1.42	0.65	0.43	0.20
Jun-09	1.53	0.62	0.46	0.23
Jul-09	1.47	0.65	0.47	0.22
Aug-09	1.50	0.66	0.50	0.23
Sep-09	1.47	0.64	0.51	0.21
Oct-09	1.48	0.66	0.51	0.21
Nov-09	1.44	0.66	0.45	0.24
Dec-09	1.78	0.71	0.60	0.32
Jan-10	1.68	0.72	0.58	0.30
Feb-10	1.76	0.75	0.55	0.32
Mar-10	1.74	0.77	0.54	0.29
Apr-10	1.73	0.78	0.51	0.27
May-10	1.70	0.79	0.47	0.28
Jun-10	1.84	0.83	0.44	0.40
Jul-10	1.70	0.82	0.44	0.27
Aug-10	1.62	0.83	0.41	0.26
Sep-10	1.69	0.87	0.39	0.28
Oct-10	1.70	0.85	0.41	0.29
Nov-10	1.65	0.86	0.37	0.29
Dec-10	1.62	0.84	0.36	0.28
Jan-11	1.59	0.84	0.35	0.27
Feb-11	1.59	0.86	0.34	0.25
Mar-11	1.61	0.85	0.34	0.27
Apr-11	1.62	0.86	0.33	0.26
May-11	1.63	0.83	0.35	0.28
Jun-11	1.64	0.82	0.35	0.28
Jul-11	1.63	0.84	0.34	0.27
Aug-11	1.71	0.87	0.39	0.29
Sep-11	1.70	0.88	0.35	0.30
Oct-11	1.68	0.90	0.33	0.28
Nov-11	1.66	0.91	0.31	0.27
Dec-11	1.67	0.92	0.29	0.26
Jan-12	1.66	0.91	0.31	0.25
Feb-12	1.60	0.87	0.28	0.24
Mar-12	1.56	0.87	0.27	0.23
Apr-12	1.63	0.92	0.28	0.23
May-12	1.68	0.96	0.28	0.25
Jun-12	1.71	0.97	0.31	0.26
Jul-12	1.75	0.97	0.31	0.25
Aug-12	1.74	0.98	0.31	0.25
Sep-12	1.82	1.00	0.30	0.29
Oct-12	1.83	1.03	0.30	0.29
Nov-12	1.89	1.06	0.31	0.30
Dec-12	1.91	1.05	0.31	0.30
Jan-13	1.88	1.02	0.32	0.29
Feb-13	1.87	1.00	0.32	0.29
Mar-13	1.88	1.01	0.33	0.31
Apr-13	1.83	0.97	0.33	0.30
May-13	1.81	0.98	0.34	0.29
Jun-13	1.72	0.96	0.30	0.27
Jul-13	1.77	1.01	0.29	0.26
Aug-13	1.76	0.99	0.31	0.25
Sep-13	1.77	0.99	0.31	0.25
Oct-13	1.75	0.96	0.31	0.25
Nov-13	1.73	0.92	0.32	0.25
Dec-13	1.75	0.94	0.31	0.26
Jan-14	1.80	0.99	0.30	0.27
Feb-14	1.88	1.02	0.34	0.27
Mar-14	1.81	1.01	0.31	0.27
Apr-14	1.78	1.00	0.30	0.23
May-14	1.79	1.00	0.31	0.25
Jun-14	1.76	0.98	0.31	0.25
Jul-14	1.85	0.99	0.36	0.26
Aug-14	1.83	0.98	0.34	0.26
Sep-14	1.85	0.98	0.39	0.25
Oct-14	1.93	0.99	0.42	0.29
Nov-14	1.86	0.95	0.38	0.26
Dec-14	1.85	0.98	0.38	0.25
Jan-15	1.84	1.00	0.37	0.24
Feb-15	1.88	0.99	0.39	0.25
Mar-15	1.91	1.01	0.40	0.27
Apr-15	2.08	1.06	0.42	0.30
May-15	2.01	1.05	0.39	0.31
Jun-15	1.99	1.07	0.36
Jul-15	1.92	1.04	0.35
Aug-15	1.90	1.06	0.32
Sep-15	1.84	1.06	0.28	0.25
Oct-15	1.77	1.04	0.28	0.24
Nov-15	1.83	1.07	0.28	0.24
Dec-15	1.89	1.08	0.30	0.27
Jan-16	1.89	1.05	0.29	0.28
Feb-16	1.98	1.10	0.30	0.33
Mar-16	2.21	1.32	0.27	0.36
Apr-16	2.34	1.29	0.33	0.42
May-16	2.20	1.25	0.32	0.39
Jun-16	2.13	1.24	0.30	0.37
Jul-16	2.18	1.25	0.32	0.35
Aug-16	2.16	1.22	0.34	0.35
Sep-16	2.08	1.20	0.33	0.31
Oct-16	1.98	1.19	0.31	0.28
Nov-16	2.04	1.20	0.32	0.29
Dec-16	2.07	1.22	0.31	0.28
Jan-17	2.02	1.18	0.30	0.29
Feb-17	1.94	1.14	0.29	0.26
Mar-17	1.85	1.11	0.27	0.23
Apr-17	1.80	1.09	0.25	0.20
May-17	1.77	1.09	0.25	0.20
Jun-17	1.75	1.09	0.25	0.21
Jul-17	1.75	1.09	0.22	0.22
Aug-17	1.76	1.10	0.23
Sep-17	1.85	1.10	0.28	0.24
Oct-17	1.89	1.16	0.25	0.28
Nov-17	1.93	1.19	0.24	0.27
Dec-17	1.83	1.12	0.20	0.25
Jan-18	1.84	1.12	0.22	0.25
Feb-18	1.82	1.13	0.21	0.23
Mar-18	1.79	1.12	0.20	0.24
Apr-18	1.77	1.10	0.19	0.25
May-18	1.74	1.10	0.18	0.25
Jun-18	1.82	1.12	0.24	0.27
Jul-18	1.78	1.11	0.17	0.28
Aug-18	1.79	1.11	0.18	0.30
Sep-18	1.79	1.11	0.15	0.31
Oct-18	1.75	1.07	0.16	0.31
Nov-18	1.72	1.06	0.15	0.29
Dec-18	1.66	1.02	0.15	0.27
Jan-19	1.66	1.03	0.15	0.27
Feb-19	1.67	1.04	0.13	0.27
Mar-19	1.66	1.05	0.14	0.26
Apr-19	1.65	1.04	0.14	0.25
May-19	1.61	1.02	0.14	0.25
Jun-19	1.70	1.05	0.22	0.27
Jul-19	1.68	1.05	0.16	0.28
Aug-19	1.72	1.05	0.15	0.31
Sep-19	1.71	1.08	0.16	0.29
Oct-19	1.75	1.09	0.18	0.30
Nov-19	1.72	1.05	0.16	0.30
Dec-19	1.82	1.11	0.15	0.32
Jan-20	1.84	1.11	0.15	0.35
Feb-20	1.83	1.13	0.16	0.32
Mar-20	1.67	1.01	0.16	0.31
Apr-20	1.25	0.63	0.25	0.21

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia

["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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.568],[0.509],[0.489],[0.41],[0.369],[0.354],[0.374],[0.408],[0.432],[0.44],[0.484],[0.541],[0.551],[0.56],[0.476],[0.58],[0.576],[0.55],[0.601],[0.502],[0.564],[0.557],[0.487],[0.516],[0.544],[0.343],[0.495],[0.488],[0.49],[0.504],[0.455],[0.462],[0.425],[0.407],[0.448],[0.435],[0.43],[0.46],[0.465],[0.501],[0.509],[0.506],[0.45],[0.601],[0.576],[0.554],[0.543],[0.513],[0.47],[0.435],[0.439],[0.408],[0.394],[0.406],[0.373],[0.362],[0.345],[0.344],[0.343],[0.333],[0.348],[0.352],[0.343],[0.387],[0.348],[0.328],[0.308],[0.286],[0.309],[0.282],[0.27],[0.28],[0.279],[0.305],[0.308],[0.31],[0.296],[0.301],[0.307],[0.306],[0.324],[0.316],[0.33],[0.329],[0.335],[0.304],[0.286],[0.307],[0.309],[0.314],[0.315],[0.31],[0.298],[0.34],[0.313],[0.298],[0.311],[0.314],[0.355],[0.34],[0.386],[0.424],[0.379],[0.383],[0.366],[0.392],[0.399],[0.416],[0.391],[0.363],[0.353],[0.324],[0.28],[0.277],[0.28],[0.295],[0.288],[0.296],[0.269],[0.327],[0.315],[0.302],[0.319],[0.338],[0.332],[0.307],[0.316],[0.311],[0.3],[0.293],[0.273],[0.25],[0.253],[0.251],[0.218],[0.233],[0.283],[0.249],[0.238],[0.204],[0.223],[0.212],[0.196],[0.191],[0.181],[0.237],[0.168],[0.175],[0.154],[0.158],[0.149],[0.149],[0.149],[0.133],[0.141],[0.144],[0.141],[0.224],[0.158],[0.147],[0.161],[0.18],[0.16],[0.154],[0.152],[0.156],[0.162],[0.25]],[[0.207],[0.204],[0.205],[0.203],[0.201],[0.216],[0.209],[0.207],[0.177],[0.189],[0.191],[0.189],[0.196],[0.189],[0.185],[0.198],[0.182],[0.194],[0.192],[0.191],[0.203],[0.2],[0.193],[0.193],[0.184],[0.216],[0.213],[0.23],[0.229],[0.227],[0.212],[0.24],[0.233],[0.219],[0.224],[0.236],[0.241],[0.229],[0.28],[0.217],[0.211],[0.214],[0.232],[0.239],[0.243],[0.251],[0.242],[0.219],[0.244],[0.2],[0.238],[0.234],[0.23],[0.201],[0.189],[0.173],[0.168],[0.192],[0.206],[0.205],[0.207],[0.201],[0.225],[0.224],[0.234],[0.214],[0.207],[0.24],[0.321],[0.295],[0.316],[0.293],[0.269],[0.282],[0.398],[0.274],[0.256],[0.283],[0.288],[0.287],[0.275],[0.265],[0.246],[0.272],[0.259],[0.278],[0.28],[0.271],[0.294],[0.298],[0.28],[0.267],[0.259],[0.254],[0.24],[0.23],[0.226],[0.248],[0.256],[0.254],[0.253],[0.287],[0.287],[0.297],[0.299],[0.291],[0.292],[0.305],[0.304],[0.288],[0.265],[0.26],[0.245],[0.253],[0.249],[0.254],[0.26],[0.265],[0.266],[0.266],[0.232],[0.251],[0.246],[0.264],[0.262],[0.252],[0.292],[0.262],[0.254],[0.243],[0.254],[0.274],[0.302],[0.311],[null],[null],[null],[0.251],[0.244],[0.242],[0.268],[0.283],[0.325],[0.36],[0.421],[0.39],[0.369],[0.348],[0.352],[0.307],[0.28],[0.29],[0.283],[0.289],[0.261],[0.23],[0.202],[0.201],[0.206],[0.215],[null],[0.24],[0.276],[0.267],[0.251],[0.247],[0.232],[0.237],[0.245],[0.248],[0.267],[0.281],[0.295],[0.31],[0.309],[0.294],[0.274],[0.272],[0.267],[0.257],[0.249],[0.246],[0.265],[0.276],[0.307],[0.285],[0.298],[0.304],[0.317],[0.349],[0.316],[0.305],[0.214]]]

[]

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Business finance fell for both construction and the purchase of property, however there were no obvious COVID-19 impacts

New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
	Construction ($b)	Purchase of property ($b)
Apr-04	1.52	2.18
May-04	1.52	2.32
Jun-04	1.76	2.26
Jul-04	1.75	2.57
Aug-04	1.65	2.23
Sep-04	1.29	2.68
Oct-04	2.85	2.73
Nov-04	1.78	2.32
Dec-04	1.31	2.48
Jan-05	1.23	2.34
Feb-05	1.28	2.26
Mar-05	1.26	2.09
Apr-05	2.52	2.56
May-05	1.85	2.12
Jun-05	1.52	1.99
Jul-05	1.91	2.38
Aug-05	1.44	4.09
Sep-05	1.78	2.27
Oct-05	1.30	2.31
Nov-05	1.43	2.40
Dec-05	2.24	2.41
Jan-06	1.39	3.07
Feb-06	2.03	2.21
Mar-06	1.68	3.04
Apr-06	1.52	2.47
May-06	1.79	3.14
Jun-06	1.42	3.74
Jul-06	1.26	2.74
Aug-06	1.77	2.72
Sep-06	3.06	2.44
Oct-06	1.68	2.91
Nov-06	2.27	3.24
Dec-06	1.81	3.14
Jan-07	1.65	3.60
Feb-07	1.45	3.96
Mar-07	2.06	3.65
Apr-07	1.45	3.58
May-07	1.29	3.05
Jun-07	2.01	5.28
Jul-07	1.84	4.71
Aug-07	3.83	5.36
Sep-07	2.30	5.52
Oct-07	2.09	5.31
Nov-07	1.24	3.33
Dec-07	1.82	5.49
Jan-08	2.83	5.09
Feb-08	2.36	5.81
Mar-08	1.13	4.58
Apr-08	2.37	4.61
May-08	1.77	4.81
Jun-08	2.01	3.18
Jul-08	3.39	3.42
Aug-08	2.03	3.01
Sep-08	1.28	3.82
Oct-08	2.20	3.19
Nov-08	1.39	3.24
Dec-08	1.57	2.47
Jan-09	1.09	2.20
Feb-09	1.39	2.29
Mar-09	1.33	1.85
Apr-09	1.22	3.68
May-09	2.99	2.25
Jun-09	2.02	2.39
Jul-09	1.33	2.21
Aug-09	1.10	2.81
Sep-09	2.87	3.43
Oct-09	1.33	2.20
Nov-09	1.51	2.58
Dec-09	1.08	2.49
Jan-10	1.30	2.69
Feb-10	1.50	2.62
Mar-10	1.23	3.08
Apr-10	1.68	3.10
May-10	1.42	2.55
Jun-10	0.95	2.90
Jul-10	1.16	4.33
Aug-10	1.37	2.92
Sep-10	1.27	2.31
Oct-10	1.00	2.87
Nov-10	1.28	1.77
Dec-10	1.15	3.18
Jan-11	1.20	2.68
Feb-11	1.26	2.63
Mar-11	1.46	2.61
Apr-11	1.02	2.57
May-11	1.61	2.97
Jun-11	1.56	2.76
Jul-11	1.47	2.91
Aug-11	1.83	2.73
Sep-11	1.63	2.26
Oct-11	1.35	2.60
Nov-11		2.67
Dec-11	1.35	2.67
Jan-12	1.04	2.79
Feb-12	1.29	2.56
Mar-12	1.52	3.08
Apr-12	1.03	2.93
May-12	1.02	2.57
Jun-12	1.04	2.85
Jul-12	1.03	2.78
Aug-12	0.69	2.47
Sep-12	1.21	3.28
Oct-12	4.42	3.11
Nov-12	1.00	2.69
Dec-12	2.68	2.69
Jan-13	1.36	3.11
Feb-13	0.88	2.86
Mar-13	0.97	2.66
Apr-13	0.73	2.98
May-13	1.35	3.31
Jun-13	1.47	3.30
Jul-13	1.23	3.05
Aug-13	1.50	3.34
Sep-13	1.47	3.40
Oct-13	1.67	3.42
Nov-13	2.13	5.14
Dec-13	2.21	4.08
Jan-14	1.61	3.22
Feb-14	2.25	4.46
Mar-14	1.55	4.64
Apr-14	3.77	4.21
May-14	1.81	4.57
Jun-14	1.55	3.88
Jul-14	2.91	4.61
Aug-14	1.71	4.78
Sep-14	2.98	4.25
Oct-14	2.17	4.51
Nov-14	1.67	3.04
Dec-14	2.21	4.76
Jan-15	3.69	4.45
Feb-15	2.64	4.39
Mar-15	2.09	4.43
Apr-15	2.39	4.79
May-15	2.34	5.00
Jun-15	2.09	4.84
Jul-15	2.02	4.88
Aug-15	2.26	4.97
Sep-15	1.88	8.35
Oct-15	2.20	5.01
Nov-15	2.28	5.26
Dec-15	2.20	5.69
Jan-16	1.65	4.52
Feb-16	1.87	5.54
Mar-16	3.18	5.25
Apr-16	3.25	5.14
May-16	2.23	4.73
Jun-16	1.80	5.12
Jul-16	2.32	5.26
Aug-16	1.86	5.00
Sep-16	1.54	5.36
Oct-16	1.87	5.11
Nov-16	4.28	5.32
Dec-16	1.99	5.07
Jan-17	2.85	5.92
Feb-17	1.84	5.69
Mar-17	2.05	5.74
Apr-17	2.37	5.37
May-17	1.88	5.52
Jun-17	2.89	5.84
Jul-17	1.88	6.36
Aug-17	2.81	5.50
Sep-17	1.97	5.23
Oct-17	2.22	6.01
Nov-17	3.56	5.59
Dec-17	2.71	4.96
Jan-18	2.97	5.45
Feb-18	2.55	5.41
Mar-18	2.91	5.25
Apr-18	2.87	5.53
May-18	2.63	5.31
Jun-18	2.23	5.40
Jul-18	2.60	4.91
Aug-18	2.07	5.55
Sep-18	2.08	5.73
Oct-18	3.55	5.55
Nov-18	1.49	6.22
Dec-18	2.00	4.37
Jan-19	2.60	5.22
Feb-19	2.91	5.07
Mar-19	2.16	5.64
Apr-19	1.90	5.61
May-19	2.66	6.60
Jun-19	3.03	7.44
Jul-19	2.78	4.14
Aug-19	3.07	5.22
Sep-19	3.91	4.90
Oct-19	3.39	4.07
Nov-19	2.69	4.23
Dec-19	3.00	5.23
Jan-20	2.14	4.58
Feb-20	2.33	5.10
Mar-20	3.13	4.68
Apr-20	1.90	4.35

New loan commitments, business finance by purpose (seasonally adjusted), values, Australia

["","Construction","Purchase of property"]

[["Apr-04","May-04","Jun-04","Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20"],[[1.518],[1.516],[1.762],[1.749],[1.646],[1.292],[2.848],[1.782],[1.314],[1.225],[1.275],[1.261],[2.52],[1.845],[1.517],[1.905],[1.439],[1.776],[1.301],[1.434],[2.241],[1.389],[2.025],[1.681],[1.524],[1.789],[1.423],[1.255],[1.771],[3.058],[1.676],[2.271],[1.807],[1.648],[1.45],[2.062],[1.453],[1.292],[2.014],[1.839],[3.829],[2.3],[2.086],[1.238],[1.819],[2.832],[2.359],[1.132],[2.369],[1.77],[2.009],[3.387],[2.03],[1.277],[2.197],[1.39],[1.572],[1.091],[1.386],[1.333],[1.215],[2.986],[2.016],[1.329],[1.103],[2.87],[1.329],[1.505],[1.082],[1.3],[1.5],[1.226],[1.681],[1.421],[0.949],[1.162],[1.371],[1.266],[1.003],[1.282],[1.15],[1.2],[1.261],[1.459],[1.022],[1.613],[1.56],[1.466],[1.834],[1.634],[1.349],[null],[1.349],[1.041],[1.288],[1.516],[1.03],[1.022],[1.035],[1.032],[0.694],[1.205],[4.417],[1.004],[2.678],[1.357],[0.877],[0.971],[0.734],[1.345],[1.473],[1.23],[1.503],[1.467],[1.669],[2.127],[2.213],[1.613],[2.248],[1.552],[3.769],[1.806],[1.55],[2.914],[1.708],[2.977],[2.174],[1.667],[2.21],[3.691],[2.64],[2.085],[2.391],[2.336],[2.094],[2.019],[2.257],[1.882],[2.197],[2.282],[2.198],[1.654],[1.865],[3.182],[3.253],[2.225],[1.802],[2.32],[1.863],[1.54],[1.87],[4.281],[1.987],[2.851],[1.842],[2.047],[2.37],[1.876],[2.887],[1.881],[2.814],[1.967],[2.22],[3.563],[2.706],[2.966],[2.552],[2.914],[2.869],[2.631],[2.232],[2.596],[2.074],[2.081],[3.548],[1.486],[2.002],[2.602],[2.911],[2.158],[1.895],[2.66],[3.026],[2.78],[3.071],[3.909],[3.387],[2.685],[3],[2.135],[2.328],[3.127],[1.9]],[[2.184],[2.319],[2.257],[2.568],[2.23],[2.677],[2.726],[2.32],[2.482],[2.341],[2.262],[2.086],[2.556],[2.117],[1.99],[2.376],[4.092],[2.268],[2.31],[2.396],[2.406],[3.068],[2.214],[3.038],[2.467],[3.142],[3.741],[2.737],[2.722],[2.436],[2.913],[3.243],[3.144],[3.596],[3.959],[3.654],[3.58],[3.053],[5.277],[4.707],[5.362],[5.521],[5.312],[3.334],[5.493],[5.089],[5.812],[4.579],[4.608],[4.81],[3.179],[3.42],[3.01],[3.815],[3.187],[3.241],[2.465],[2.202],[2.289],[1.854],[3.684],[2.246],[2.39],[2.211],[2.814],[3.426],[2.196],[2.584],[2.488],[2.688],[2.619],[3.079],[3.101],[2.549],[2.904],[4.325],[2.92],[2.312],[2.867],[1.766],[3.181],[2.675],[2.633],[2.606],[2.565],[2.966],[2.762],[2.913],[2.728],[2.26],[2.602],[2.67],[2.674],[2.793],[2.555],[3.075],[2.926],[2.565],[2.847],[2.778],[2.471],[3.277],[3.114],[2.691],[2.692],[3.105],[2.858],[2.655],[2.981],[3.307],[3.298],[3.052],[3.341],[3.403],[3.421],[5.139],[4.083],[3.218],[4.462],[4.639],[4.214],[4.572],[3.881],[4.611],[4.782],[4.251],[4.51],[3.044],[4.76],[4.452],[4.394],[4.432],[4.793],[4.996],[4.838],[4.877],[4.973],[8.347],[5.009],[5.259],[5.692],[4.518],[5.544],[5.252],[5.143],[4.732],[5.117],[5.263],[4.997],[5.355],[5.107],[5.317],[5.066],[5.917],[5.694],[5.737],[5.374],[5.523],[5.835],[6.356],[5.503],[5.226],[6.007],[5.594],[4.964],[5.451],[5.413],[5.251],[5.533],[5.314],[5.399],[4.909],[5.552],[5.727],[5.546],[6.217],[4.368],[5.223],[5.071],[5.644],[5.613],[6.6],[7.435],[4.136],[5.217],[4.902],[4.067],[4.228],[5.225],[4.577],[5.104],[4.676],[4.351]]]

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Housing

New loan commitments by purpose				Seasonally adjusted
New loan commitments by purpose			April 2020	Month percent change %	Year percent change %
			Value ($b)
Owner occupier
	Total housing (a)		13.71	-5.0	14.8
		Construction of dwellings	1.46	2.0	18.3
		Purchase of newly erected dwellings	1.72	-2.4	32.0
		Purchase of existing dwellings	9.56	-6.6	11.7
	First home buyers		4.15	-1.9	34.5
Investor
	Total housing (a)		4.86	-4.2	2.4
			Number
Owner occupier
	Total housing (a) (b)		-	-	-
		Construction of dwellings	3 249	2.9	1.6
		Purchase of newly erected dwellings	3 452	-0.1	21.6
		Purchase of existing dwellings	18 665	-6.3	-5.0
	First home buyers		9 491	-3.8	15.6
Investor
	Total housing (a) (b)		-	-	-

a. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
b. There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

The value of new loan commitments for both owner occupiers and investors displayed the largest fall in twelve months

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (%)	Investor (%)
Apr-19	1.4	-1.6
May-19	-4.0	-2.0
Jun-19	4.3	1.5
Jul-19	2.7	3.2
Aug-19	3.7	8.0
Sep-19	2.0	-3.7
Oct-19	2.6	2.1
Nov-19	3.7	4.4
Dec-19	2.3	1.1
Jan-20	2.7	-0.5
Feb-20	-2.3	-2.9
Mar-20	1.8	-3.9
Apr-20	-5.0	-4.2

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

["","Owner occupier","Investor"]

[["Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20"],[[1.43],[-3.96],[4.25],[2.7],[3.65],[2.02],[2.58],[3.68],[2.31],[2.66],[-2.34],[1.82],[-5]],[[-1.6],[-1.98],[1.5],[3.16],[8],[-3.69],[2.09],[4.42],[1.08],[-0.48],[-2.87],[-3.85],[-4.23]]]

[]

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The purchase of existing dwellings experienced the largest fall in over a decade

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Purchase of existing dwellings ($b)	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Alterations, additions and repairs ($b)
Apr-10	6.63	1.03	0.88	0.32
May-10	6.76	0.99	0.89	0.31
Jun-10	6.51	0.95	0.90	0.30
Jul-10	6.60	0.96	0.93	0.30
Aug-10	6.61	0.98	0.85	0.30
Sep-10	6.52	0.96	0.90	0.30
Oct-10	6.49	0.96	0.97	0.32
Nov-10	6.50	1.01	1.12	0.30
Dec-10	6.68	0.99	0.95	0.31
Jan-11	6.46	0.92	0.94	0.27
Feb-11	6.42	0.94	0.80	0.29
Mar-11	6.37	0.92	0.82	0.30
Apr-11	6.47	0.95	0.88	0.29
May-11	6.36	1.02	0.97	0.30
Jun-11	6.43	0.94	0.93	0.31
Jul-11	6.46	0.94	0.94	0.29
Aug-11	6.43	0.92	0.97	0.31
Sep-11	6.23	0.94	0.91	0.30
Oct-11	6.35	0.91	0.89	0.27
Nov-11	6.41	0.94	0.93	0.29
Dec-11	6.77	0.93	0.98	0.28
Jan-12	6.76	0.95	0.99	0.30
Feb-12	6.10	0.99	0.86	0.28
Mar-12	6.17	0.95	0.92	0.27
Apr-12	6.26	0.97	1.00	0.27
May-12	6.45	1.00	0.91	0.27
Jun-12	6.51	1.03	0.93	0.27
Jul-12	6.61	1.04	0.87	0.27
Aug-12	6.78	1.02	0.89	0.27
Sep-12	6.86	0.98	0.93	0.27
Oct-12	6.74	0.97	0.91	0.28
Nov-12	6.86	0.97	0.86	0.27
Dec-12	6.87	1.01	0.84	0.28
Jan-13	7.10	1.00	0.90	0.26
Feb-13	7.20	1.02	0.84	0.27
Mar-13	7.47	1.10	0.91	0.28
Apr-13	7.45	1.09	0.87	0.27
May-13	7.57	1.07	0.89	0.27
Jun-13	7.69	1.10	0.77	0.27
Jul-13	7.69	1.06	0.87	0.27
Aug-13	7.36	1.10	0.87	0.27
Sep-13	7.84	1.12	0.85	0.27
Oct-13	7.95	1.14	0.89	0.26
Nov-13	8.11	1.17	1.03	0.27
Dec-13	7.95	1.14	0.92	0.27
Jan-14	8.06	1.24	0.90	0.27
Feb-14	8.24	1.27	0.95	0.28
Mar-14	8.15	1.30	0.94	0.27
Apr-14	8.19	1.29	0.91	0.27
May-14	8.03	1.30	0.93	0.28
Jun-14	8.14	1.30	1.01	0.27
Jul-14	8.07	1.27	0.99	0.27
Aug-14	7.81	1.24	1.01	0.26
Sep-14	7.93	1.29	0.98	0.26
Oct-14	8.11	1.34	0.99	0.27
Nov-14	7.84	1.27	1.02	0.27
Dec-14	8.29	1.27	0.96	0.25
Jan-15	8.45	1.28	0.95	0.28
Feb-15	8.18	1.25	1.09	0.27
Mar-15	8.57	1.28	1.11	0.29
Apr-15	8.56	1.32	1.13	0.29
May-15	8.02	1.22	1.07	0.29
Jun-15	8.80	1.20	1.14	0.31
Jul-15	9.03	1.16	1.26	0.30
Aug-15	9.81	1.22	1.26	0.31
Sep-15	10.05	1.26	1.47	0.30
Oct-15	9.74	1.25	1.35	0.29
Nov-15	9.61	1.30	1.32	0.30
Dec-15	9.44	1.31	1.42	0.30
Jan-16	9.15	1.29	1.42	0.29
Feb-16	9.25	1.25	1.36	0.30
Mar-16	9.04	1.26	1.33	0.31
Apr-16	9.24	1.27	1.41	0.31
May-16	9.16	1.29	1.41	0.30
Jun-16	9.20	1.25	1.42	0.30
Jul-16	8.98	1.23	1.34	0.31
Aug-16	8.72	1.30	1.37	0.30
Sep-16	8.94	1.30	1.37	0.31
Oct-16	9.04	1.30	1.40	0.29
Nov-16	9.21	1.30	1.46	0.30
Dec-16	9.46	1.33	1.47	0.30
Jan-17	9.65	1.30	1.53	0.31
Feb-17	9.63	1.30	1.38	0.31
Mar-17	9.94	1.33	1.61	0.32
Apr-17	9.76	1.39	1.51	0.31
May-17	9.89	1.41	1.59	0.34
Jun-17	9.90	1.44	1.61	0.32
Jul-17	10.09	1.50	1.63	0.29
Aug-17	10.36	1.48	1.68	0.33
Sep-17	10.17	1.43	1.71	0.35
Oct-17	9.95	1.43	1.69	0.33
Nov-17	10.15	1.46	1.62	0.32
Dec-17	10.06	1.43	1.66	0.31
Jan-18	10.13	1.52	1.63	0.31
Feb-18	10.24	1.37	1.77	0.27
Mar-18	9.98	1.36	1.72	0.27
Apr-18	9.99	1.30	1.68	0.26
May-18	10.17	1.34	1.70	0.26
Jun-18	9.95	1.43	1.62	0.25
Jul-18	9.90	1.47	1.59	0.25
Aug-18	9.45	1.35	1.53	0.24
Sep-18	9.36	1.27	1.47	0.23
Oct-18	9.39	1.34	1.42	0.23
Nov-18	8.94	1.32	1.44	0.23
Dec-18	8.40	1.25	1.33	0.28
Jan-19	8.49	1.26	1.28	0.20
Feb-19	8.82	1.33	1.26	0.23
Mar-19	8.47	1.31	1.22	0.23
Apr-19	8.56	1.24	1.31	0.23
May-19	8.10	1.27	1.27	0.23
Jun-19	8.63	1.25	1.20	0.23
Jul-19	8.74	1.25	1.42	0.23
Aug-19	9.12	1.24	1.47	0.24
Sep-19	9.20	1.27	1.60	0.24
Oct-19	9.42	1.32	1.62	0.27
Nov-19	9.84	1.31	1.70	0.24
Dec-19	10.01	1.37	1.79	0.25
Jan-20	10.11	1.45	1.98	0.23
Feb-20	9.95	1.47	1.75	0.24
Mar-20	10.24	1.43	1.77	0.22
Apr-20	9.56	1.46	1.72	0.23

Source: Australian Bureau of Statistics, Lending indicators April 2020

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

["","Purchase of existing dwellings","Construction of dwellings","Purchase of newly erected dwellings","Alterations, additions and repairs"]

[["Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","","Source: Australian Bureau of Statistics, Lending indicators April 2020"],[[6.627],[6.759],[6.512],[6.603],[6.606],[6.523],[6.491],[6.501],[6.675],[6.456],[6.419],[6.368],[6.469],[6.36],[6.429],[6.455],[6.425],[6.229],[6.354],[6.411],[6.774],[6.757],[6.103],[6.166],[6.26],[6.45],[6.508],[6.606],[6.777],[6.858],[6.737],[6.855],[6.869],[7.096],[7.196],[7.471],[7.453],[7.573],[7.688],[7.693],[7.358],[7.841],[7.948],[8.108],[7.948],[8.059],[8.235],[8.146],[8.187],[8.031],[8.139],[8.074],[7.81],[7.928],[8.108],[7.836],[8.292],[8.447],[8.176],[8.567],[8.557],[8.024],[8.799],[9.031],[9.805],[10.054],[9.743],[9.611],[9.438],[9.153],[9.254],[9.039],[9.24],[9.164],[9.195],[8.975],[8.723],[8.936],[9.036],[9.213],[9.455],[9.649],[9.625],[9.935],[9.758],[9.885],[9.901],[10.093],[10.363],[10.172],[9.949],[10.15],[10.063],[10.128],[10.242],[9.976],[9.992],[10.172],[9.954],[9.904],[9.453],[9.357],[9.385],[8.935],[8.403],[8.486],[8.822],[8.465],[8.558],[8.097],[8.631],[8.739],[9.119],[9.202],[9.42],[9.841],[10.007],[10.105],[9.953],[10.237],[9.56],[null],[null]],[[1.031],[0.99],[0.945],[0.962],[0.977],[0.959],[0.956],[1.011],[0.985],[0.918],[0.944],[0.916],[0.945],[1.019],[0.94],[0.943],[0.92],[0.941],[0.911],[0.941],[0.93],[0.946],[0.986],[0.953],[0.969],[1.002],[1.029],[1.037],[1.02],[0.983],[0.971],[0.972],[1.012],[0.996],[1.019],[1.103],[1.088],[1.069],[1.098],[1.063],[1.1],[1.123],[1.137],[1.169],[1.143],[1.236],[1.265],[1.3],[1.285],[1.303],[1.3],[1.274],[1.243],[1.291],[1.338],[1.271],[1.27],[1.283],[1.25],[1.275],[1.318],[1.217],[1.199],[1.163],[1.217],[1.257],[1.252],[1.296],[1.305],[1.293],[1.254],[1.256],[1.266],[1.287],[1.253],[1.227],[1.301],[1.298],[1.304],[1.299],[1.329],[1.297],[1.295],[1.332],[1.392],[1.411],[1.437],[1.504],[1.476],[1.426],[1.429],[1.455],[1.432],[1.515],[1.374],[1.361],[1.298],[1.34],[1.426],[1.467],[1.351],[1.266],[1.339],[1.318],[1.253],[1.263],[1.327],[1.312],[1.235],[1.269],[1.251],[1.248],[1.237],[1.267],[1.321],[1.308],[1.372],[1.445],[1.474],[1.432],[1.461],[null],[null]],[[0.884],[0.892],[0.9],[0.929],[0.854],[0.895],[0.967],[1.117],[0.948],[0.935],[0.802],[0.823],[0.877],[0.967],[0.928],[0.937],[0.972],[0.91],[0.893],[0.934],[0.984],[0.985],[0.864],[0.923],[1.003],[0.912],[0.926],[0.871],[0.885],[0.934],[0.912],[0.863],[0.837],[0.896],[0.836],[0.906],[0.867],[0.891],[0.772],[0.874],[0.866],[0.847],[0.894],[1.033],[0.924],[0.9],[0.951],[0.935],[0.913],[0.929],[1.012],[0.99],[1.013],[0.982],[0.991],[1.023],[0.956],[0.951],[1.087],[1.105],[1.131],[1.072],[1.139],[1.259],[1.263],[1.468],[1.346],[1.323],[1.42],[1.415],[1.356],[1.326],[1.406],[1.405],[1.42],[1.341],[1.365],[1.371],[1.401],[1.458],[1.465],[1.529],[1.379],[1.608],[1.506],[1.586],[1.607],[1.627],[1.679],[1.705],[1.687],[1.618],[1.655],[1.634],[1.767],[1.72],[1.676],[1.703],[1.621],[1.593],[1.525],[1.465],[1.423],[1.441],[1.334],[1.279],[1.256],[1.219],[1.306],[1.274],[1.2],[1.419],[1.472],[1.6],[1.616],[1.701],[1.793],[1.978],[1.745],[1.765],[1.723],[null],[null]],[[0.317],[0.313],[0.302],[0.303],[0.3],[0.303],[0.324],[0.304],[0.307],[0.268],[0.287],[0.3],[0.292],[0.297],[0.307],[0.291],[0.31],[0.299],[0.271],[0.286],[0.28],[0.301],[0.276],[0.272],[0.273],[0.268],[0.269],[0.272],[0.27],[0.27],[0.277],[0.272],[0.279],[0.261],[0.27],[0.278],[0.267],[0.274],[0.268],[0.267],[0.272],[0.27],[0.263],[0.267],[0.274],[0.269],[0.283],[0.267],[0.27],[0.278],[0.268],[0.274],[0.262],[0.264],[0.273],[0.266],[0.248],[0.278],[0.274],[0.286],[0.294],[0.285],[0.307],[0.298],[0.309],[0.296],[0.294],[0.304],[0.301],[0.285],[0.304],[0.308],[0.314],[0.298],[0.301],[0.311],[0.3],[0.308],[0.294],[0.303],[0.296],[0.309],[0.31],[0.315],[0.314],[0.342],[0.316],[0.294],[0.327],[0.354],[0.331],[0.316],[0.312],[0.308],[0.271],[0.266],[0.258],[0.262],[0.253],[0.245],[0.235],[0.232],[0.229],[0.228],[0.278],[0.201],[0.233],[0.23],[0.226],[0.226],[0.23],[0.226],[0.24],[0.241],[0.267],[0.243],[0.245],[0.234],[0.241],[0.216],[0.233],[null],[null]]]

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The fall in owner occupier commitments was driven by Queensland followed by Western Australia during April 2020

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Apr-10	2.67	2.60	1.86	0.64	1.22	0.16	0.09	0.18
May-10	2.72	2.62	1.85	0.66	1.16	0.15	0.09	0.18
Jun-10	2.61	2.59	1.81	0.60	1.13	0.15	0.08	0.18
Jul-10	2.71	2.73	1.80	0.62	1.10	0.15	0.07	0.19
Aug-10	2.67	2.71	1.76	0.63	1.12	0.15	0.08	0.19
Sep-10	2.66	2.58	1.75	0.61	1.15	0.15	0.09	0.20
Oct-10	2.65	2.69	1.77	0.60	1.13	0.14	0.07	0.18
Nov-10	2.73	2.70	1.80	0.64	1.16	0.14	0.08	0.20
Dec-10	2.78	2.71	1.79	0.62	1.17	0.15	0.07	0.19
Jan-11	2.76	2.61	1.54	0.62	1.13	0.16	0.08	0.19
Feb-11	2.69	2.60	1.54	0.58	1.14	0.15	0.07	0.19
Mar-11	2.67	2.60	1.56	0.54	1.10	0.15	0.08	0.18
Apr-11	2.70	2.57	1.61	0.56	1.14	0.16	0.07	0.20
May-11	2.74	2.59	1.60	0.60	1.17	0.16	0.08	0.20
Jun-11	2.79	2.57	1.62	0.58	1.17	0.15	0.08	0.20
Jul-11	2.73	2.54	1.71	0.56	1.14	0.15	0.08	0.20
Aug-11	2.74	2.61	1.74	0.54	1.14	0.15	0.08	0.18
Sep-11	2.70	2.44	1.57	0.62	1.14	0.14	0.08	0.18
Oct-11	2.80	2.39	1.60	0.57	1.13	0.14	0.07	0.19
Nov-11	2.87	2.36	1.69	0.55	1.16	0.14	0.08	0.19
Dec-11	3.15	2.38	1.78	0.55	1.18	0.13	0.09	0.19
Jan-12	3.04	2.46	1.86	0.52	1.24	0.14	0.09	0.18
Feb-12	2.50	2.40	1.66	0.54	1.23	0.13	0.09	0.18
Mar-12	2.41	2.39	1.73	0.53	1.29	0.12	0.10	0.18
Apr-12	2.53	2.47	1.81	0.53	1.27	0.12	0.10	0.18
May-12	2.54	2.54	1.84	0.53	1.29	0.13	0.09	0.19
Jun-12	2.58	2.61	1.79	0.54	1.34	0.14	0.10	0.19
Jul-12	2.62	2.53	1.77	0.54	1.43	0.13	0.11	0.20
Aug-12	2.69	2.54	1.85	0.55	1.50	0.14	0.10	0.20
Sep-12	2.72	2.55	1.83	0.53	1.47	0.14	0.10	0.19
Oct-12	2.62	2.55	1.86	0.54	1.38	0.14	0.10	0.20
Nov-12	2.67	2.52	1.85	0.55	1.49	0.15	0.11	0.20
Dec-12	2.50	2.61	1.86	0.54	1.57	0.14	0.10	0.19
Jan-13	2.71	2.62	1.85	0.59	1.63	0.13	0.11	0.19
Feb-13	2.74	2.60	1.90	0.60	1.60	0.14	0.10	0.20
Mar-13	2.89	2.70	1.95	0.62	1.68	0.15	0.09	0.21
Apr-13	2.91	2.65	1.92	0.63	1.73	0.14	0.10	0.21
May-13	2.93	2.68	1.98	0.62	1.72	0.15	0.10	0.21
Jun-13	2.91	2.68	2.03	0.66	1.70	0.14	0.11	0.22
Jul-13	2.95	2.65	2.05	0.65	1.67	0.15	0.12	0.23
Aug-13	2.95	2.64	1.94	0.62	1.67	0.16	0.10	0.26
Sep-13	3.04	2.74	2.05	0.66	1.69	0.17	0.10	0.26
Oct-13	3.14	2.67	2.12	0.73	1.71	0.18	0.11	0.22
Nov-13	3.30	2.86	2.16	0.67	1.76	0.16	0.11	0.23
Dec-13	3.17	2.79	2.13	0.68	1.70	0.17	0.09	0.23
Jan-14	3.15	2.82	2.23	0.67	1.76	0.17	0.11	0.24
Feb-14	3.24	2.89	2.31	0.66	1.78	0.17	0.14	0.24
Mar-14	3.20	2.86	2.24	0.67	1.77	0.17	0.12	0.24
Apr-14	3.27	2.89	2.20	0.68	1.67	0.19	0.12	0.23
May-14	3.14	2.84	2.20	0.68	1.79	0.16	0.13	0.23
Jun-14	3.25	2.90	2.19	0.69	1.90	0.18	0.11	0.21
Jul-14	3.22	2.97	2.19	0.69	1.72	0.17	0.12	0.24
Aug-14	3.09	2.87	2.22	0.66	1.70	0.17	0.13	0.23
Sep-14	3.13	2.83	2.25	0.67	1.64	0.17	0.13	0.24
Oct-14	3.28	2.95	2.23	0.68	1.69	0.17	0.13	0.24
Nov-14	3.15	2.88	2.20	0.67	1.65	0.15	0.11	0.25
Dec-14	3.34	2.92	2.16	0.70	1.64	0.16	0.12	0.25
Jan-15	3.52	3.03	2.21	0.72	1.54	0.18	0.10	0.26
Feb-15	3.42	2.89	2.24	0.67	1.59	0.16	0.11	0.26
Mar-15	3.60	3.05	2.27	0.68	1.61	0.17	0.10	0.25
Apr-15	3.56	3.11	2.37	0.67	1.59	0.16	0.11	0.27
May-15	3.31	2.94	2.24	0.66	1.46	0.15	0.10	0.26
Jun-15	3.82	3.21	2.27	0.67	1.54	0.15	0.10	0.27
Jul-15	4.00	3.32	2.36	0.70	1.51	0.16	0.08	0.24
Aug-15	4.45	3.77	2.34	0.73	1.47	0.16	0.10	0.27
Sep-15	4.71	3.72	2.38	0.74	1.51	0.16	0.10	0.29
Oct-15	4.44	3.72	2.34	0.73	1.46	0.16	0.09	0.27
Nov-15	4.37	3.80	2.26	0.73	1.42	0.16	0.11	0.29
Dec-15	4.31	3.69	2.38	0.73	1.42	0.17	0.08	0.28
Jan-16	4.17	3.59	2.32	0.70	1.38	0.17	0.10	0.28
Feb-16	4.23	3.67	2.36	0.71	1.37	0.16	0.10	0.25
Mar-16	4.01	3.59	2.34	0.73	1.36	0.16	0.10	0.28
Apr-16	4.19	3.68	2.38	0.76	1.36	0.17	0.09	0.29
May-16	4.13	3.61	2.41	0.78	1.33	0.17	0.08	0.30
Jun-16	4.22	3.60	2.41	0.75	1.31	0.18	0.08	0.30
Jul-16	4.10	3.43	2.36	0.75	1.33	0.18	0.08	0.28
Aug-16	4.00	3.33	2.44	0.75	1.31	0.18	0.08	0.28
Sep-16	4.01	3.47	2.49	0.74	1.28	0.19	0.07	0.25
Oct-16	4.05	3.55	2.48	0.76	1.28	0.19	0.08	0.27
Nov-16	4.22	3.62	2.47	0.74	1.29	0.20	0.08	0.29
Dec-16	4.38	3.76	2.52	0.74	1.31	0.19	0.08	0.30
Jan-17	4.45	3.83	2.57	0.76	1.27	0.19	0.08	0.32
Feb-17	4.35	3.87	2.48	0.78	1.32	0.19	0.08	0.27
Mar-17	4.70	3.98	2.55	0.81	1.30	0.21	0.10	0.33
Apr-17	4.53	3.95	2.60	0.77	1.28	0.18	0.08	0.30
May-17	4.74	4.08	2.58	0.78	1.31	0.21	0.07	0.35
Jun-17	4.63	4.11	2.59	0.79	1.33	0.20	0.09	0.36
Jul-17	4.76	4.26	2.59	0.77	1.33	0.20	0.08	0.35
Aug-17	5.08	4.33	2.55	0.74	1.33	0.20	0.08	0.35
Sep-17	4.84	4.38	2.50	0.75	1.26	0.20	0.09	0.38
Oct-17	4.62	4.34	2.52	0.76	1.30	0.21	0.09	0.35
Nov-17	4.72	4.38	2.61	0.78	1.25	0.22	0.06	0.34
Dec-17	4.69	4.34	2.58	0.78	1.24	0.21	0.09	0.35
Jan-18	4.71	4.39	2.59	0.78	1.32	0.20	0.08	0.35
Feb-18	4.85	4.45	2.52	0.78	1.19	0.20	0.09	0.35
Mar-18	4.68	4.31	2.55	0.75	1.18	0.21	0.07	0.35
Apr-18	4.69	4.26	2.51	0.73	1.19	0.22	0.07	0.37
May-18	4.79	4.35	2.57	0.80	1.19	0.22	0.08	0.34
Jun-18	4.64	4.29	2.61	0.78	1.15	0.22	0.08	0.34
Jul-18	4.46	4.38	2.59	0.78	1.14	0.24	0.08	0.34
Aug-18	4.39	4.09	2.44	0.80	1.04	0.21	0.07	0.34
Sep-18	4.27	3.91	2.31	0.73	1.14	0.21	0.07	0.33
Oct-18	4.15	3.88	2.39	0.82	1.17	0.24	0.07	0.37
Nov-18	4.00	3.79	2.30	0.77	1.14	0.22	0.07	0.36
Dec-18	3.87	3.64	2.09	0.76	1.05	0.23	0.06	0.33
Jan-19	3.73	3.58	2.19	0.76	1.08	0.22	0.07	0.30
Feb-19	3.91	3.63	2.24	0.76	1.04	0.23	0.06	0.31
Mar-19	3.71	3.59	2.15	0.73	1.05	0.21	0.06	0.29
Apr-19	3.86	3.60	2.13	0.74	1.02	0.21	0.08	0.28
May-19	3.66	3.55	2.11	0.71	0.99	0.21	0.07	0.29
Jun-19	3.79	3.65	2.15	0.73	1.04	0.22	0.06	0.28
Jul-19	3.97	3.77	2.18	0.69	1.04	0.21	0.07	0.34
Aug-19	4.15	3.84	2.30	0.75	1.09	0.22	0.06	0.33
Sep-19	4.22	3.91	2.35	0.76	1.12	0.23	0.06	0.31
Oct-19	4.49	4.06	2.33	0.75	1.08	0.22	0.06	0.35
Nov-19	4.68	4.14	2.45	0.80	1.12	0.22	0.06	0.34
Dec-19	4.72	4.38	2.51	0.79	1.16	0.21	0.06	0.36
Jan-20	4.95	4.49	2.48	0.78	1.17	0.22	0.06	0.36
Feb-20	4.48	4.34	2.58	0.77	1.24	0.23	0.06	0.35
Mar-20	5.06	4.28	2.53	0.76	1.18	0.23	0.06	0.34
Apr-20	4.98	4.41	2.04	0.73	0.97	0.21	0.06	0.34

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

["","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20"],[[2.667],[2.723],[2.608],[2.706],[2.674],[2.656],[2.645],[2.73],[2.78],[2.763],[2.687],[2.668],[2.696],[2.739],[2.792],[2.725],[2.738],[2.701],[2.8],[2.866],[3.154],[3.042],[2.498],[2.405],[2.531],[2.544],[2.579],[2.618],[2.692],[2.716],[2.618],[2.674],[2.5],[2.705],[2.74],[2.886],[2.907],[2.933],[2.913],[2.948],[2.949],[3.037],[3.142],[3.3],[3.169],[3.145],[3.24],[3.202],[3.272],[3.141],[3.251],[3.216],[3.085],[3.131],[3.28],[3.145],[3.336],[3.519],[3.42],[3.597],[3.56],[3.313],[3.823],[4.001],[4.451],[4.711],[4.435],[4.367],[4.306],[4.169],[4.225],[4.009],[4.185],[4.132],[4.217],[4.096],[3.996],[4.012],[4.047],[4.216],[4.376],[4.448],[4.345],[4.699],[4.528],[4.742],[4.63],[4.761],[5.082],[4.838],[4.622],[4.716],[4.685],[4.714],[4.847],[4.677],[4.693],[4.793],[4.641],[4.463],[4.393],[4.268],[4.149],[3.996],[3.866],[3.734],[3.911],[3.711],[3.858],[3.66],[3.791],[3.971],[4.154],[4.223],[4.487],[4.675],[4.723],[4.947],[4.478],[5.056],[4.981]],[[2.597],[2.616],[2.589],[2.73],[2.707],[2.583],[2.685],[2.703],[2.714],[2.608],[2.599],[2.599],[2.568],[2.587],[2.569],[2.543],[2.613],[2.441],[2.385],[2.362],[2.376],[2.462],[2.396],[2.385],[2.467],[2.54],[2.605],[2.532],[2.537],[2.547],[2.546],[2.524],[2.605],[2.619],[2.604],[2.703],[2.651],[2.681],[2.68],[2.646],[2.635],[2.735],[2.667],[2.862],[2.793],[2.821],[2.891],[2.864],[2.889],[2.835],[2.899],[2.971],[2.869],[2.832],[2.952],[2.879],[2.924],[3.032],[2.894],[3.049],[3.113],[2.936],[3.214],[3.322],[3.773],[3.722],[3.723],[3.804],[3.69],[3.59],[3.665],[3.592],[3.681],[3.61],[3.604],[3.432],[3.326],[3.474],[3.55],[3.621],[3.757],[3.834],[3.867],[3.983],[3.95],[4.081],[4.108],[4.256],[4.329],[4.383],[4.344],[4.382],[4.341],[4.386],[4.449],[4.313],[4.255],[4.35],[4.287],[4.382],[4.093],[3.908],[3.876],[3.785],[3.636],[3.581],[3.634],[3.592],[3.602],[3.545],[3.652],[3.767],[3.837],[3.912],[4.059],[4.139],[4.375],[4.487],[4.338],[4.28],[4.408]],[[1.861],[1.847],[1.814],[1.797],[1.763],[1.746],[1.765],[1.799],[1.786],[1.536],[1.543],[1.558],[1.611],[1.599],[1.616],[1.712],[1.741],[1.565],[1.603],[1.692],[1.777],[1.857],[1.662],[1.733],[1.806],[1.835],[1.794],[1.768],[1.848],[1.83],[1.858],[1.845],[1.863],[1.849],[1.897],[1.948],[1.921],[1.984],[2.026],[2.052],[1.937],[2.05],[2.115],[2.16],[2.126],[2.227],[2.305],[2.239],[2.195],[2.195],[2.19],[2.188],[2.224],[2.245],[2.226],[2.203],[2.163],[2.207],[2.238],[2.272],[2.372],[2.235],[2.27],[2.355],[2.341],[2.375],[2.336],[2.256],[2.381],[2.316],[2.359],[2.338],[2.379],[2.412],[2.409],[2.358],[2.439],[2.485],[2.484],[2.468],[2.516],[2.569],[2.477],[2.554],[2.595],[2.582],[2.594],[2.587],[2.552],[2.5],[2.523],[2.612],[2.583],[2.585],[2.521],[2.55],[2.505],[2.57],[2.608],[2.59],[2.441],[2.312],[2.385],[2.297],[2.091],[2.191],[2.239],[2.149],[2.134],[2.106],[2.145],[2.184],[2.297],[2.352],[2.331],[2.451],[2.51],[2.476],[2.579],[2.532],[2.043]],[[0.643],[0.662],[0.604],[0.623],[0.631],[0.609],[0.603],[0.639],[0.616],[0.615],[0.583],[0.544],[0.561],[0.601],[0.58],[0.561],[0.543],[0.621],[0.569],[0.545],[0.553],[0.524],[0.536],[0.531],[0.527],[0.528],[0.544],[0.54],[0.546],[0.529],[0.542],[0.548],[0.542],[0.585],[0.603],[0.619],[0.626],[0.616],[0.663],[0.652],[0.616],[0.663],[0.725],[0.673],[0.677],[0.674],[0.661],[0.667],[0.684],[0.681],[0.694],[0.686],[0.662],[0.673],[0.676],[0.674],[0.698],[0.724],[0.665],[0.683],[0.674],[0.664],[0.666],[0.7],[0.727],[0.739],[0.725],[0.727],[0.73],[0.704],[0.712],[0.733],[0.755],[0.78],[0.746],[0.752],[0.746],[0.742],[0.76],[0.738],[0.739],[0.76],[0.78],[0.81],[0.768],[0.78],[0.789],[0.765],[0.739],[0.749],[0.758],[0.78],[0.783],[0.78],[0.781],[0.752],[0.734],[0.796],[0.778],[0.782],[0.798],[0.734],[0.82],[0.766],[0.756],[0.759],[0.758],[0.734],[0.736],[0.707],[0.727],[0.692],[0.746],[0.763],[0.749],[0.802],[0.791],[0.783],[0.771],[0.764],[0.725]],[[1.217],[1.164],[1.13],[1.098],[1.12],[1.151],[1.133],[1.159],[1.167],[1.13],[1.135],[1.101],[1.144],[1.169],[1.173],[1.14],[1.141],[1.14],[1.132],[1.162],[1.175],[1.239],[1.233],[1.29],[1.271],[1.286],[1.342],[1.425],[1.502],[1.469],[1.379],[1.489],[1.571],[1.628],[1.6],[1.678],[1.731],[1.717],[1.702],[1.673],[1.674],[1.692],[1.708],[1.764],[1.696],[1.755],[1.781],[1.768],[1.671],[1.792],[1.901],[1.719],[1.696],[1.638],[1.69],[1.646],[1.64],[1.541],[1.587],[1.61],[1.585],[1.458],[1.538],[1.505],[1.468],[1.506],[1.459],[1.415],[1.417],[1.382],[1.368],[1.36],[1.355],[1.325],[1.307],[1.332],[1.312],[1.284],[1.276],[1.289],[1.309],[1.271],[1.324],[1.296],[1.28],[1.312],[1.332],[1.329],[1.328],[1.261],[1.295],[1.251],[1.241],[1.315],[1.193],[1.184],[1.192],[1.185],[1.146],[1.141],[1.044],[1.142],[1.17],[1.137],[1.047],[1.077],[1.04],[1.047],[1.017],[0.988],[1.038],[1.043],[1.085],[1.116],[1.084],[1.115],[1.159],[1.168],[1.235],[1.182],[0.968]],[[0.158],[0.151],[0.146],[0.151],[0.154],[0.152],[0.141],[0.138],[0.146],[0.157],[0.149],[0.145],[0.155],[0.158],[0.147],[0.153],[0.147],[0.138],[0.135],[0.135],[0.133],[0.135],[0.132],[0.12],[0.12],[0.131],[0.141],[0.134],[0.136],[0.137],[0.138],[0.146],[0.139],[0.133],[0.135],[0.145],[0.136],[0.146],[0.143],[0.148],[0.16],[0.165],[0.18],[0.164],[0.17],[0.165],[0.173],[0.174],[0.185],[0.159],[0.184],[0.166],[0.167],[0.174],[0.167],[0.153],[0.157],[0.18],[0.164],[0.169],[0.16],[0.152],[0.154],[0.164],[0.16],[0.156],[0.159],[0.162],[0.17],[0.174],[0.159],[0.158],[0.166],[0.172],[0.176],[0.181],[0.181],[0.19],[0.187],[0.197],[0.194],[0.194],[0.187],[0.213],[0.183],[0.207],[0.195],[0.198],[0.202],[0.195],[0.21],[0.217],[0.214],[0.201],[0.204],[0.214],[0.223],[0.222],[0.223],[0.238],[0.213],[0.207],[0.243],[0.221],[0.227],[0.221],[0.231],[0.209],[0.21],[0.206],[0.219],[0.214],[0.224],[0.228],[0.216],[0.215],[0.207],[0.217],[0.23],[0.226],[0.208]],[[0.087],[0.09],[0.077],[0.07],[0.077],[0.089],[0.074],[0.08],[0.074],[0.082],[0.072],[0.081],[0.074],[0.078],[0.083],[0.077],[0.076],[0.08],[0.072],[0.078],[0.092],[0.09],[0.089],[0.102],[0.097],[0.091],[0.104],[0.109],[0.104],[0.101],[0.101],[0.107],[0.102],[0.108],[0.098],[0.093],[0.095],[0.102],[0.108],[0.121],[0.102],[0.103],[0.114],[0.109],[0.089],[0.107],[0.137],[0.117],[0.124],[0.131],[0.11],[0.118],[0.134],[0.131],[0.132],[0.11],[0.118],[0.104],[0.11],[0.104],[0.11],[0.096],[0.096],[0.083],[0.102],[0.097],[0.092],[0.111],[0.075],[0.101],[0.099],[0.096],[0.087],[0.083],[0.082],[0.08],[0.082],[0.074],[0.081],[0.08],[0.079],[0.077],[0.076],[0.101],[0.079],[0.07],[0.085],[0.08],[0.078],[0.087],[0.085],[0.063],[0.086],[0.075],[0.088],[0.073],[0.074],[0.077],[0.078],[0.075],[0.069],[0.072],[0.066],[0.073],[0.06],[0.071],[0.06],[0.064],[0.081],[0.069],[0.062],[0.066],[0.057],[0.06],[0.056],[0.058],[0.062],[0.063],[0.062],[0.064],[0.056]],[[0.181],[0.183],[0.18],[0.187],[0.19],[0.201],[0.184],[0.196],[0.189],[0.187],[0.189],[0.18],[0.197],[0.203],[0.195],[0.197],[0.176],[0.184],[0.193],[0.187],[0.188],[0.184],[0.183],[0.176],[0.178],[0.186],[0.187],[0.195],[0.202],[0.19],[0.198],[0.201],[0.194],[0.191],[0.204],[0.211],[0.212],[0.205],[0.219],[0.234],[0.264],[0.263],[0.216],[0.225],[0.228],[0.244],[0.24],[0.24],[0.225],[0.228],[0.209],[0.239],[0.234],[0.242],[0.242],[0.245],[0.252],[0.263],[0.263],[0.253],[0.269],[0.257],[0.27],[0.238],[0.265],[0.288],[0.273],[0.291],[0.279],[0.275],[0.249],[0.282],[0.293],[0.299],[0.296],[0.278],[0.277],[0.245],[0.271],[0.287],[0.301],[0.317],[0.274],[0.332],[0.301],[0.347],[0.356],[0.345],[0.351],[0.381],[0.345],[0.343],[0.346],[0.346],[0.345],[0.354],[0.368],[0.342],[0.335],[0.343],[0.343],[0.334],[0.367],[0.358],[0.334],[0.3],[0.308],[0.293],[0.276],[0.286],[0.282],[0.339],[0.325],[0.313],[0.345],[0.337],[0.36],[0.358],[0.347],[0.343],[0.342]]]

[]

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The fall in new loan commitments for investors was largely driven by Queensland, offset by Victoria's rise. All other States fell except NT's small rise.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Apr-10	1.68	1.67	1.25	0.38	0.75	0.06	0.05	0.11
May-10	1.75	1.75	1.20	0.40	0.72	0.07	0.06	0.12
Jun-10	1.72	1.74	1.20	0.38	0.71	0.07	0.05	0.12
Jul-10	1.69	1.70	1.12	0.36	0.64	0.06	0.05	0.13
Aug-10	1.57	1.63	1.06	0.38	0.60	0.05	0.05	0.13
Sep-10	1.60	1.63	1.05	0.41	0.60	0.05	0.04	0.13
Oct-10	1.65	1.60	1.03	0.38	0.60	0.06	0.04	0.13
Nov-10	1.57	1.59	1.07	0.37	0.63	0.07	0.04	0.12
Dec-10	1.75	1.60	1.09	0.35	0.58	0.05	0.04	0.12
Jan-11	1.58	1.56	0.91	0.35	0.55	0.05	0.04	0.12
Feb-11	1.70	1.54	0.90	0.37	0.56	0.04	0.03	0.12
Mar-11	1.55	1.47	0.86	0.29	0.55	0.05	0.03	0.11
Apr-11	1.53	1.46	0.87	0.35	0.53	0.05	0.04	0.12
May-11	1.71	1.52	0.89	0.34	0.55	0.05	0.04	0.12
Jun-11	1.58	1.47	0.90	0.32	0.55	0.05	0.04	0.12
Jul-11	1.59	1.48	0.91	0.32	0.54	0.05	0.04	0.12
Aug-11	1.59	1.49	0.96	0.36	0.58	0.06	0.03	0.12
Sep-11	1.58	1.45	1.01	0.31	0.59	0.06	0.04	0.12
Oct-11	1.55	1.37	1.01	0.31	0.57	0.05	0.03	0.12
Nov-11	1.61	1.39	1.03	0.31	0.59	0.05	0.04	0.13
Dec-11	1.65	1.44	1.08	0.33	0.58	0.06	0.04	0.14
Jan-12	1.66	1.40	1.19	0.32	0.61	0.05	0.05	0.13
Feb-12	1.68	1.48	1.15	0.32	0.61	0.05	0.04	0.12
Mar-12	1.68	1.42	1.15	0.32	0.67	0.05	0.05	0.14
Apr-12	1.72	1.36	1.13	0.30	0.65	0.05	0.05	0.13
May-12	1.70	1.43	1.14	0.30	0.66	0.05	0.05	0.15
Jun-12	1.76	1.36	1.13	0.31	0.67	0.05	0.05	0.14
Jul-12	1.83	1.37	1.10	0.32	0.66	0.05	0.05	0.13
Aug-12	1.85	1.35	1.06	0.30	0.66	0.05	0.05	0.14
Sep-12	1.86	1.40	1.03	0.30	0.80	0.04	0.05	0.17
Oct-12	1.90	1.44	1.01	0.31	0.66	0.05	0.05	0.15
Nov-12	2.00	1.45	1.12	0.31	0.68	0.05	0.04	0.14
Dec-12	2.03	1.46	1.10	0.31	0.74	0.04	0.06	0.11
Jan-13	2.14	1.53	1.10	0.31	0.79	0.05	0.06	0.13
Feb-13	2.27	1.57	1.10	0.32	0.81	0.05	0.06	0.15
Mar-13	2.29	1.69	1.17	0.34	0.87	0.05	0.06	0.12
Apr-13	2.37	1.65	1.20	0.34	0.89	0.05	0.06	0.15
May-13	2.46	1.62	1.29	0.36	0.91	0.05	0.06	0.14
Jun-13	2.52	1.66	1.21	0.33	0.82	0.05	0.05	0.15
Jul-13	2.58	1.73	1.20	0.37	0.84	0.05	0.07	0.16
Aug-13	2.69	1.75	1.17	0.36	0.84	0.05	0.07	0.16
Sep-13	2.91	1.84	1.27	0.38	0.81	0.05	0.07	0.16
Oct-13	3.06	1.90	1.35	0.39	0.84	0.05	0.07	0.15
Nov-13	3.20	1.93	1.35	0.38	0.97	0.05	0.08	0.14
Dec-13	3.20	1.99	1.34	0.37	0.94	0.05	0.07	0.13
Jan-14	3.23	1.89	1.37	0.35	0.91	0.06	0.08	0.12
Feb-14	3.17	1.90	1.40	0.37	0.90	0.05	0.08	0.15
Mar-14	3.36	1.97	1.36	0.36	0.89	0.06	0.08	0.17
Apr-14	3.32	2.02	1.38	0.36	0.93	0.05	0.08	0.13
May-14	3.36	2.00	1.37	0.37	0.93	0.06	0.08	0.13
Jun-14	3.20	2.05	1.40	0.36	0.93	0.06	0.09	0.12
Jul-14	3.48	2.04	1.41	0.38	0.95	0.06	0.09	0.12
Aug-14	3.51	2.09	1.43	0.40	0.94	0.08	0.10	0.13
Sep-14	3.79	2.08	1.46	0.37	1.01	0.06	0.08	0.12
Oct-14	3.92	2.18	1.45	0.41	0.95	0.07	0.08	0.13
Nov-14	3.94	2.16	1.39	0.41	0.95	0.07	0.07	0.13
Dec-14	4.04	2.19	1.38	0.38	0.92	0.06	0.08	0.15
Jan-15	4.06	2.26	1.41	0.41	0.78	0.06	0.06	0.15
Feb-15	3.95	2.18	1.40	0.39	0.84	0.07	0.06	0.13
Mar-15	4.32	2.31	1.46	0.41	0.87	0.06	0.07	0.14
Apr-15	4.43	2.46	1.55	0.46	0.84	0.07	0.06	0.15
May-15	4.08	2.28	1.49	0.40	0.77	0.06	0.05	0.14
Jun-15	4.07	2.24	1.44	0.41	0.74	0.07	0.05	0.14
Jul-15	3.91	2.14	1.46	0.35	0.70	0.06	0.04	0.14
Aug-15	3.64	2.03	1.45	0.34	0.75	0.05	0.04	0.13
Sep-15	3.21	1.78	1.38	0.39	0.54	0.05	0.04	0.09
Oct-15	3.03	1.66	1.19	0.31	0.50	0.05	0.04	0.10
Nov-15	2.78	1.75	1.19	0.31	0.46	0.05	0.03	0.10
Dec-15	2.84	1.72	1.24	0.33	0.46	0.07	0.03	0.09
Jan-16	2.78	1.69	1.22	0.33	0.44	0.06	0.03	0.10
Feb-16	2.85	1.73	1.25	0.32	0.43	0.06	0.03	0.08
Mar-16	2.86	1.69	1.20	0.32	0.40	0.06	0.02	0.11
Apr-16	3.05	1.79	1.23	0.33	0.40	0.05	0.03	0.11
May-16	3.21	1.80	1.27	0.34	0.41	0.06	0.03	0.12
Jun-16	3.35	1.91	1.24	0.34	0.42	0.06	0.03	0.12
Jul-16	3.54	1.93	1.22	0.32	0.41	0.06	0.02	0.11
Aug-16	3.51	1.88	1.25	0.34	0.40	0.06	0.03	0.12
Sep-16	3.93	2.11	1.30	0.32	0.42	0.05	0.02	0.14
Oct-16	4.07	2.21	1.37	0.34	0.44	0.06	0.02	0.12
Nov-16	4.21	2.31	1.41	0.35	0.42	0.07	0.02	0.15
Dec-16	4.22	2.32	1.40	0.35	0.42	0.07	0.02	0.16
Jan-17	4.32	2.42	1.37	0.35	0.44	0.08	0.03	0.16
Feb-17	4.17	2.29	1.32	0.32	0.46	0.07	0.02	0.15
Mar-17	4.24	2.43	1.34	0.35	0.42	0.07	0.02	0.15
Apr-17	4.06	2.33	1.23	0.32	0.38	0.07	0.02	0.15
May-17	4.05	2.30	1.13	0.31	0.35	0.07	0.02	0.15
Jun-17	3.77	2.28	1.12	0.31	0.35	0.06	0.02	0.14
Jul-17	3.68	2.10	1.10	0.32	0.37	0.07	0.02	0.14
Aug-17	3.75	2.24	1.04	0.31	0.36	0.07	0.02	0.13
Sep-17	3.63	2.24	1.03	0.32	0.35	0.07	0.02	0.15
Oct-17	3.64	2.13	0.96	0.30	0.37	0.07	0.02	0.16
Nov-17	3.38	2.13	0.97	0.31	0.37	0.09	0.02	0.14
Dec-17	3.28	2.12	0.92	0.30	0.37	0.07	0.02	0.14
Jan-18	3.22	2.04	0.99	0.28	0.34	0.07	0.01	0.13
Feb-18	3.38	2.06	0.90	0.29	0.31	0.07	0.01	0.14
Mar-18	2.99	1.90	0.87	0.27	0.30	0.07	0.02	0.15
Apr-18	2.95	1.85	0.91	0.27	0.26	0.07	0.02	0.13
May-18	2.87	1.89	0.90	0.26	0.31	0.07	0.02	0.13
Jun-18	2.85	1.78	0.92	0.23	0.28	0.07	0.01	0.12
Jul-18	2.77	1.82	0.93	0.27	0.28	0.07	0.01	0.12
Aug-18	2.65	1.73	0.88	0.25	0.29	0.07	0.01	0.12
Sep-18	2.64	1.69	0.79	0.26	0.27	0.07	0.02	0.11
Oct-18	2.45	1.72	0.83	0.30	0.27	0.07	0.01	0.12
Nov-18	2.39	1.55	0.77	0.24	0.24	0.07	0.01	0.11
Dec-18	2.35	1.47	0.74	0.24	0.22	0.07	0.01	0.11
Jan-19	2.22	1.45	0.73	0.24	0.22	0.06	0.01	0.11
Feb-19	2.22	1.45	0.71	0.24	0.22	0.06	0.01	0.11
Mar-19	2.14	1.41	0.71	0.23	0.25	0.06	0.01	0.10
Apr-19	2.04	1.37	0.68	0.23	0.22	0.07	0.01	0.11
May-19	1.93	1.36	0.69	0.24	0.21	0.07	0.01	0.10
Jun-19	2.05	1.40	0.66	0.23	0.19	0.06	0.01	0.10
Jul-19	2.08	1.46	0.70	0.23	0.21	0.07	0.01	0.12
Aug-19	2.13	1.61	0.78	0.25	0.24	0.08	0.01	0.12
Sep-19	2.09	1.54	0.77	0.24	0.24	0.07	0.01	0.09
Oct-19	2.13	1.63	0.78	0.24	0.22	0.07	0.01	0.13
Nov-19	2.26	1.67	0.80	0.24	0.24	0.07	0.02	0.13
Dec-19	2.27	1.69	0.84	0.24	0.24	0.07	0.01	0.13
Jan-20	2.24	1.64	0.83	0.27	0.24	0.07	0.01	0.12
Feb-20	2.17	1.67	0.84	0.20	0.25	0.08	0.02	0.08
Mar-20	2.13	1.56	0.82	0.23	0.24	0.07	0.01	0.11
Apr-20	2.04	1.70	0.58	0.21	0.16	0.05	0.01	0.08

New loan commitments for investor housing (seasonally adjusted), values, by state

["","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Loan commitments to investors remain lower than owner occupiers for all major categories

New loan commitments by purpose and sub-purpose (original), values, Australia, April 2020
	Owner occupier ($b)	Investor ($b)
Purchase of residential land	0.69	0.17
Construction of dwellings	1.37	0.41
Purchase of newly erected dwellings	1.61	0.68
Purchase of existing dwellings	9.12	3.21

New loan commitments by purpose and sub-purpose (original), values, Australia, April 2020

["","Owner occupier","Investor"]

[["Purchase of residential land","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings"],[[0.687],[1.371],[1.613],[9.124]],[[0.169],[0.406],[0.678],[3.207]]]

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First home buyers

In April 2020:

the number of owner occupier first home buyer loan commitments decreased 3.8% in seasonally adjusted terms
the number of first home buyer loan commitments for investment purposes accounted for 4.3% of all first home buyer commitments, in original terms
owner occupier first home buyer loan commitments accounted for 32.0% of all owner occupier commitments (excluding refinancing), in original terms

Previously, the ABS published a first home buyer ratio which was the ratio of owner occupier first home buyer loan commitments to all owner occupier loan commitments. The table below presents two owner occupier first home buyer ratios.

The first ratio is the ratio of first home buyer loan commitments to total dwelling commitments (excluding refinancing). This is similar to the ratio published prior to October 2019. Loan commitments for dwellings is the sum of loan commitments for construction of dwellings, newly erected dwellings and existing dwellings.
The second ratio is a new ratio, the ratio of first home buyer loan commitments to total housing loan commitments (excluding refinancing). This ratio uses the new key statistic, total housing loan commitments. Total housing loan commitments is the sum of loan commitments for dwellings and loan commitments for purchases of residential land and alterations and additions.

First home buyer ratios should be used with caution because the direction of movements in the ratio are often not indicative of the direction of movement in the number of first home buyers. First home buyer ratios are no longer routinely published by the ABS in the time series spreadsheets.

The table below does not include first home buyer loan commitments for investors. Information about the number of loan commitments for investors is new and is separately presented in a graph below.

New loan commitments to owner occupier first home buyers (number)			Original
		First home buyer loan commitments Number (a)	First home buyer ratio Dwellings (b)	First home buyer ratio Housing (c)
Total Australia		8 777	36.7%	32.0%
	New South Wales	2 332	33.1%	28.9%
	Victoria	3 017	42.4%	35.8%
	Queensland	1 501	34.3%	30.3%
	South Australia	483	26.7%	23.6%
	Western Australia	1 002	45.9%	41.3%
	Tasmania	172	30.9%	25.0%
	Northern Territory	61	40.4%	36.5%
	Australian Capital Territory	209	32.3%	30.4%

a. Number of owner occupier first home buyer loan commitments includes purchase of residential land.
b. Number of owner occupier first home buyers as a percentage of total owner occupied dwelling commitments by state.
c. Number of owner occupier first home buyers as a percentage of total owner occupied housing commitments by state.

Despite April's fall in new commitments for owner occupier first home buyers, the series remain up 20.2% on the most recent low point in December 2018

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia
	Seasonally adjusted
Apr-04	6,236
May-04	6,621
Jun-04	6,890
Jul-04	7,233
Aug-04	7,535
Sep-04	7,528
Oct-04	7,300
Nov-04	7,643
Dec-04	7,831
Jan-05	8,268
Feb-05	8,475
Mar-05	8,602
Apr-05	8,552
May-05	8,837
Jun-05	8,833
Jul-05	8,669
Aug-05	9,216
Sep-05	9,504
Oct-05	9,621
Nov-05	9,949
Dec-05	9,960
Jan-06	9,874
Feb-06	10,034
Mar-06	10,585
Apr-06	10,717
May-06	10,339
Jun-06	10,235
Jul-06	10,226
Aug-06	9,602
Sep-06	10,020
Oct-06	9,950
Nov-06	9,899
Dec-06	9,773
Jan-07	9,698
Feb-07	9,979
Mar-07	10,232
Apr-07	10,673
May-07	10,270
Jun-07	10,560
Jul-07	10,364
Aug-07	10,528
Sep-07	10,289
Oct-07	10,643
Nov-07	10,830
Dec-07	10,821
Jan-08	10,945
Feb-08	10,227
Mar-08	9,211
Apr-08	8,749
May-08	8,362
Jun-08	8,351
Jul-08	8,621
Aug-08	8,449
Sep-08	8,451
Oct-08	8,380
Nov-08	10,525
Dec-08	12,470
Jan-09	14,134
Feb-09	14,976
Mar-09	16,596
Apr-09	17,089
May-09	16,996
Jun-09	16,804
Jul-09	15,141
Aug-09	14,229
Sep-09	14,547
Oct-09	14,319
Nov-09	11,507
Dec-09	10,272
Jan-10	9,492
Feb-10	8,510
Mar-10	7,483
Apr-10	7,265
May-10	7,396
Jun-10	6,825
Jul-10	6,976
Aug-10	6,783
Sep-10	6,781
Oct-10	6,523
Nov-10	6,786
Dec-10	7,237
Jan-11	6,587
Feb-11	6,282
Mar-11	6,803
Apr-11	6,974
May-11	6,910
Jun-11	6,817
Jul-11	6,760
Aug-11	6,965
Sep-11	7,413
Oct-11	7,974
Nov-11	8,247
Dec-11	9,416
Jan-12	8,994
Feb-12	7,246
Mar-12	7,361
Apr-12	7,466
May-12	7,625
Jun-12	7,854
Jul-12	8,139
Aug-12	8,161
Sep-12	8,152
Oct-12	7,996
Nov-12	7,569
Dec-12	7,150
Jan-13	7,369
Feb-13	7,306
Mar-13	7,706
Apr-13	7,788
May-13	7,906
Jun-13	8,099
Jul-13	8,277
Aug-13	8,050
Sep-13	7,864
Oct-13	7,832
Nov-13	7,840
Dec-13	7,382
Jan-14	7,793
Feb-14	7,868
Mar-14	7,787
Apr-14	7,525
May-14	7,708
Jun-14	7,727
Jul-14	7,345
Aug-14	7,616
Sep-14	7,556
Oct-14	7,625
Nov-14	7,354
Dec-14	7,227
Jan-15	7,192
Feb-15	7,492
Mar-15	7,625
Apr-15	7,533
May-15	6,942
Jun-15	7,189
Jul-15	7,044
Aug-15	6,958
Sep-15	6,875
Oct-15	6,611
Nov-15	6,721
Dec-15	7,093
Jan-16	7,043
Feb-16	7,143
Mar-16	6,978
Apr-16	7,299
May-16	7,128
Jun-16	7,105
Jul-16	6,807
Aug-16	6,532
Sep-16	6,679
Oct-16	6,740
Nov-16	6,849
Dec-16	7,026
Jan-17	7,012
Feb-17	6,907
Mar-17	7,140
Apr-17	7,244
May-17	7,125
Jun-17	7,777
Jul-17	8,638
Aug-17	9,230
Sep-17	8,903
Oct-17	8,970
Nov-17	9,366
Dec-17	9,061
Jan-18	9,192
Feb-18	9,203
Mar-18	9,048
Apr-18	8,795
May-18	8,838
Jun-18	8,846
Jul-18	8,959
Aug-18	8,629
Sep-18	8,452
Oct-18	8,644
Nov-18	8,888
Dec-18	7,893
Jan-19	8,020
Feb-19	8,151
Mar-19	8,131
Apr-19	8,213
May-19	8,248
Jun-19	8,484
Jul-19	8,521
Aug-19	9,091
Sep-19	9,197
Oct-19	9,191
Nov-19	9,386
Dec-19	9,655
Jan-20	9,747
Feb-20	9,720
Mar-20	9,861
Apr-20	9,491

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia

["","Seasonally adjusted"]

[["Apr-04","May-04","Jun-04","Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20"],[[6236],[6621],[6890],[7233],[7535],[7528],[7300],[7643],[7831],[8268],[8475],[8602],[8552],[8837],[8833],[8669],[9216],[9504],[9621],[9949],[9960],[9874],[10034],[10585],[10717],[10339],[10235],[10226],[9602],[10020],[9950],[9899],[9773],[9698],[9979],[10232],[10673],[10270],[10560],[10364],[10528],[10289],[10643],[10830],[10821],[10945],[10227],[9211],[8749],[8362],[8351],[8621],[8449],[8451],[8380],[10525],[12470],[14134],[14976],[16596],[17089],[16996],[16804],[15141],[14229],[14547],[14319],[11507],[10272],[9492],[8510],[7483],[7265],[7396],[6825],[6976],[6783],[6781],[6523],[6786],[7237],[6587],[6282],[6803],[6974],[6910],[6817],[6760],[6965],[7413],[7974],[8247],[9416],[8994],[7246],[7361],[7466],[7625],[7854],[8139],[8161],[8152],[7996],[7569],[7150],[7369],[7306],[7706],[7788],[7906],[8099],[8277],[8050],[7864],[7832],[7840],[7382],[7793],[7868],[7787],[7525],[7708],[7727],[7345],[7616],[7556],[7625],[7354],[7227],[7192],[7492],[7625],[7533],[6942],[7189],[7044],[6958],[6875],[6611],[6721],[7093],[7043],[7143],[6978],[7299],[7128],[7105],[6807],[6532],[6679],[6740],[6849],[7026],[7012],[6907],[7140],[7244],[7125],[7777],[8638],[9230],[8903],[8970],[9366],[9061],[9192],[9203],[9048],[8795],[8838],[8846],[8959],[8629],[8452],[8644],[8888],[7893],[8020],[8151],[8131],[8213],[8248],[8484],[8521],[9091],[9197],[9191],[9386],[9655],[9747],[9720],[9861],[9491]]]

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Queensland and Western Australia drove the fall in owner occupier first home buyers during April

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state
	New South Wales	Victoria	Queensland	South Australia	Western Australia	Tasmania	Northern Territory	Australian Capital Territory
Apr-12	1,505	2,072	1,724	524	1,325	82	75	114
May-12	1,588	2,344	1,678	455	1,315	115	74	127
Jun-12	1,604	2,440	1,644	441	1,361	121	73	92
Jul-12	1,632	2,719	1,523	477	1,421	117	77	141
Aug-12	1,748	2,346	1,691	488	1,476	121	72	140
Sep-12	1,967	2,238	1,674	483	1,458	139	67	123
Oct-12	1,619	2,253	1,895	470	1,469	137	77	124
Nov-12	1,350	2,177	1,632	496	1,554	124	87	115
Dec-12	1,106	2,151	1,500	514	1,582	121	88	116
Jan-13	1,152	2,232	1,489	531	1,595	126	105	137
Feb-13	1,228	2,213	1,475	571	1,553	133	70	140
Mar-13	1,180	2,298	1,541	590	1,695	115	58	139
Apr-13	1,301	2,252	1,592	607	1,738	129	56	144
May-13	1,230	2,377	1,609	585	1,786	145	68	145
Jun-13	1,275	2,454	1,657	598	1,736	144	53	131
Jul-13	1,405	2,585	1,620	666	1,669	146	72	144
Aug-13	1,365	2,274	1,542	642	1,652	166	52	163
Sep-13	1,312	2,314	1,612	631	1,630	168	50	165
Oct-13	1,332	2,199	1,650	679	1,650	177	58	140
Nov-13	1,377	2,207	1,620	702	1,567	173	60	135
Dec-13	1,319	2,113	1,535	665	1,481	139	52	143
Jan-14	1,362	2,120	1,603	707	1,650	154	51	135
Feb-14	1,387	2,086	1,698	658	1,703	161	69	146
Mar-14	1,413	2,015	1,627	618	1,733	185	62	149
Apr-14	1,344	2,019	1,534	625	1,633	172	72	124
May-14	1,345	1,994	1,610	622	1,726	179	73	132
Jun-14	1,378	1,909	1,521	615	1,840	216	71	147
Jul-14	1,258	1,974	1,528	564	1,610	186	72	148
Aug-14	1,339	2,064	1,707	513	1,539	154	72	152
Sep-14	1,396	2,132	1,646	422	1,545	157	94	158
Oct-14	1,379	2,151	1,618	465	1,601	135	99	199
Nov-14	1,355	2,112	1,552	420	1,549	113	78	162
Dec-14	1,304	2,142	1,572	446	1,496	173	84	167
Jan-15	1,343	2,079	1,494	404	1,352	170	80	172
Feb-15	1,390	2,191	1,647	391	1,511	160	53	169
Mar-15	1,456	2,188	1,671	418	1,509	142	53	154
Apr-15	1,350	2,168	1,612	391	1,605	147	45	176
May-15	1,253	2,032	1,593	401	1,400	129	34	171
Jun-15	1,323	2,045	1,620	416	1,433	125	49	165
Jul-15	1,298	1,997	1,658	408	1,392	113	33	137
Aug-15	1,220	2,059	1,568	407	1,378	129	37	129
Sep-15	1,223	2,079	1,537	449	1,366	105	33	154
Oct-15	1,161	1,986	1,423	356	1,348	112	27	129
Nov-15	1,093	2,064	1,515	400	1,293	117	35	157
Dec-15	1,234	2,274	1,658	416	1,279	156	31	147
Jan-16	1,253	2,066	1,669	406	1,257	165	44	161
Feb-16	1,239	2,180	1,704	415	1,268	154	36	146
Mar-16	1,121	2,152	1,641	435	1,214	146	40	145
Apr-16	1,336	2,273	1,616	450	1,280	168	43	152
May-16	1,234	2,303	1,671	462	1,195	166	43	162
Jun-16	1,332	2,237	1,567	440	1,185	140	44	156
Jul-16	1,124	2,136	1,571	415	1,206	145	58	153
Aug-16	1,075	1,933	1,689	413	1,145	149	49	133
Sep-16	1,028	2,044	1,652	410	1,136	148	37	117
Oct-16	1,074	2,101	1,682	447	1,159	136	37	127
Nov-16	1,070	2,108	1,709	417	1,200	153	43	132
Dec-16	1,179	2,163	1,849	357	1,172	140	44	155
Jan-17	1,164	2,143	1,749	412	1,173	126	30	195
Feb-17	1,075	2,091	1,773	413	1,211	144	51	109
Mar-17	1,174	2,162	1,816	480	1,197	150	57	120
Apr-17	1,169	2,099	1,935	396	1,244	125	58	177
May-17	1,276	2,106	1,876	432	1,286	133	51	185
Jun-17	1,299	2,086	2,088	448	1,329	134	68	216
Jul-17	1,681	2,578	2,074	462	1,477	134	61	213
Aug-17	1,992	2,850	2,024	467	1,426	135	62	242
Sep-17	1,923	2,887	1,849	482	1,277	152	69	227
Oct-17	1,897	2,939	1,889	459	1,273	157	72	229
Nov-17	2,019	2,989	2,077	496	1,193	153	46	227
Dec-17	1,975	2,950	2,030	490	1,280	155	61	210
Jan-18	2,054	3,003	2,068	481	1,264	138	65	223
Feb-18	2,207	2,943	1,862	487	1,215	148	67	309
Mar-18	1,983	2,952	1,820	466	1,206	155	51	235
Apr-18	2,132	2,872	1,845	469	1,194	147	54	221
May-18	2,214	2,867	1,894	458	1,195	165	63	173
Jun-18	2,054	2,825	1,981	457	1,116	167	61	169
Jul-18	2,010	2,844	2,053	483	1,123	190	60	168
Aug-18	2,007	2,699	1,821	517	1,113	175	48	174
Sep-18	1,934	2,624	1,800	503	1,167	171	85	183
Oct-18	1,984	2,629	1,783	538	1,247	232	63	206
Nov-18	2,008	2,656	1,726	523	1,183	177	77	213
Dec-18	1,916	2,554	1,561	498	1,114	165	78	171
Jan-19	1,841	2,551	1,606	504	1,118	166	64	155
Feb-19	1,940	2,642	1,545	526	1,146	168	65	140
Mar-19	1,859	2,635	1,637	510	1,131	166	76	154
Apr-19	1,941	2,671	1,581	504	1,092	179	118	134
May-19	2,034	2,749	1,581	505	1,087	156	90	156
Jun-19	2,066	2,789	1,607	519	1,117	186	70	145
Jul-19	2,156	2,784	1,614	493	1,130	132	79	197
Aug-19	2,231	2,889	1,708	505	1,177	198	76	196
Sep-19	2,243	2,891	1,823	523	1,196	225	60	210
Oct-19	2,183	3,022	1,787	527	1,141	191	72	222
Nov-19	2,253	3,008	1,772	527	1,151	184	55	216
Dec-19	2,287	3,456	1,791	540	1,203	167	63	240
Jan-20	2,346	3,240	1,862	562	1,236	187	62	217
Feb-20	2,399	3,161	1,959	533	1,262	178	69	246
Mar-20	2,602	3,130	1,890	530	1,263	192	95	224
Apr-20	2,573	3,347	1,625	490	1,061	174	68	229

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state

["","New South Wales","Victoria","Queensland","South Australia","Western Australia","Tasmania","Northern Territory","Australian Capital Territory"]

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[]

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Owner occupier first home buyer ratio (housing), April 2020, number, original terms
	First home buyer ratio (%)
Aus	32.0
NSW	28.9
Vic	35.8
Qld	30.3
SA	23.6
WA	41.3
Tas	25.0
NT	36.5
ACT	30.4

Owner occupier first home buyer ratio (housing), April 2020, number, original terms

["","First home buyer ratio"]

[["Aus","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"],[[31.9698405],[28.9401837],[35.839867],[30.2620968],[23.6070381],[41.2515438],[24.9637155],[36.5269461],[30.4221252]]]

[]

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Owner occupier and investor first home buyer loan commitments, April 2020, number, original terms
	Owner occupier first home buyers	Investor first home buyers
NSW	2,332	170
Vic	3,017	98
Qld	1,501	55
SA	483	31
WA	1,002	28
Tas	172	4
NT	61	0
ACT	209	9

Owner occupier and investor first home buyer loan commitments, April 2020, number, original terms

["","Owner occupier first home buyers","Investor first home buyers"]

[["NSW","Vic","Qld","SA","WA","Tas","NT","ACT"],[[2332],[3017],[1501],[483],[1002],[172],[61],[209]],[[170],[98],[55],[31],[28],[4],[0],[9]]]

[]

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* Investor first home buyers (number) for Tas and NT are not available for publication

Data downloads - time series spreadsheets

Table 1. Households ; housing finance ; total housing ; by property purpose ; new loan commitments ; values

Data files

Download xls [393 KB]

Table 2. Households ; housing finance ; total housing ; by property purpose ; by lender type ; new loan commitments ; values

Data files

Download xls [1.68 MB]

Table 3. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; numbers and values

Data files

Download xls [911 KB]

Table 4. Households ; housing finance ; owner occupiers ; total housing excluding refinancing ; by state ; new loan commitments ; numbers and values

Data files

Download xls [826 KB]

Table 5. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; New South Wales ; numbers and values

Data files

Download xls [77.5 KB]

Table 6. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Victoria ; numbers and values

Data files

Download xls [77 KB]

Table 7. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Queensland ; numbers and values

Data files

Download xls [77.5 KB]

Table 8. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; South Australia ; numbers and values

Data files

Download xls [77 KB]

Table 9. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Western Australia ; numbers and values

Data files

Download xls [77.5 KB]

Table 10. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Tasmania ; numbers and values

Data files

Download xls [79 KB]

Table 11. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Northern Territory ; numbers and values

Data files

Download xls [104 KB]

Table 12. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Australian Capital Territory ; numbers and values

Data files

Download xls [102 KB]

Table 13. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; numbers and values

Data files

Download xls [230 KB]

Table 14. Households ; housing finance ; investors ; total housing excluding refinancing ; by state ; new loan commitments ; numbers and values

Data files

Download xls [826 KB]

Table 15. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; New South Wales ; numbers and values

Data files

Download xls [60.5 KB]

Table 16. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Victoria ; numbers and values

Data files

Download xls [60.5 KB]

Table 17. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Queensland ; numbers and values

Data files

Download xls [60.5 KB]

Table 18. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; South Australia ; numbers and values

Data files

Download xls [60.5 KB]

Table 19. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Western Australia ; numbers and values

Data files

Download xls [60.5 KB]

Table 20. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Tasmania ; numbers and values

Data files

Download xls [60.5 KB]

Table 21. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Northern Territory ; numbers and values

Data files

Download xls [90 KB]

Table 22. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Australian Capital Territory ; numbers and values

Data files

Download xls [90 KB]

Table 23. Households ; housing finance ; first home buyers ; by state ; new loan commitments ; numbers and values

Data files

Download xls [62 KB]

Table 24. Households ; housing finance ; first home buyers ; owner occupiers ; by state ; new loan commitments ; numbers and values

Data files

Download xls [1.54 MB]

Table 25. Households ; housing finance ; first home buyers ; investors ; by state ; new loan commitments ; numbers and values

Data files

Download xls [62 KB]

Table 26. Households ; housing finance ; non-residents ; new loan commitments ; numbers and values

Data files

Download xls [38 KB]

Table 27. Households ; personal finance ; fixed term loans ; by purpose ; new loan commitments ; values

Data files

Download xls [740 KB]

Table 28. Households ; personal finance ; revolving credit ; new loan commitments ; values

Data files

Download xls [135.5 KB]

Table 29. Businesses ; business finance ; finance leases ; by purpose ; new loan commitments ; values

Data files

Download xls [477 KB]

Table 30. Businesses ; business finance ; fixed term loans ; by purpose ; new loan commitments ; values

Data files

Download xls [693 KB]

Table 31. Businesses ; business finance ; fixed term loans ; small business size ; by purpose ; new loan commitments ; values

Data files

Download xls [101 KB]

Table 32. Businesses ; business finance ; fixed term loans ; small business size ; by State ; new loan commitments ; values

Data files

Download xls [61 KB]

Table 33. Businesses ; business finance ; fixed term loans ; medium business size ; by purpose ; new loan commitments ; values

Data files

Download xls [92 KB]

Table 34. Businesses ; business finance ; fixed term loans ; medium business size ; by State ; new loan commitments ; values

Data files

Download xls [65.5 KB]

Table 35. Businesses ; business finance ; fixed term loans ; large business size ; by purpose ; new loan commitments ; values

Data files

Download xls [49 KB]

All time series spreadsheets

Data files

Download zip [1.7 MB]

Data downloads - data cubes

Series ID concordance mapping

Data files

Download xls [482 KB]

Methodology

Lending Indicators methodology, April 2020

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APA

Lending indicators

APA

Key statistics

Data quality note

Lender type breakdowns

Coronavirus (COVID-19) in April

Suspension of trend series

Update to seasonal adjustment methods

New loan commitments

Key graphs

Housing

First home buyers

Data downloads - time series spreadsheets

Table 1. Households ; housing finance ; total housing ; by property purpose ; new loan commitments ; values

Table 2. Households ; housing finance ; total housing ; by property purpose ; by lender type ; new loan commitments ; values

Table 3. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; numbers and values

Table 4. Households ; housing finance ; owner occupiers ; total housing excluding refinancing ; by state ; new loan commitments ; numbers and values

Table 5. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; New South Wales ; numbers and values

Table 6. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Victoria ; numbers and values

Table 7. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Queensland ; numbers and values

Table 8. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; South Australia ; numbers and values

Table 9. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Western Australia ; numbers and values

Table 10. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Tasmania ; numbers and values

Table 11. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Northern Territory ; numbers and values

Table 12. Households ; housing finance ; owner occupiers ; by detailed purpose ; new loan commitments ; Australian Capital Territory ; numbers and values

Table 13. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; numbers and values

Table 14. Households ; housing finance ; investors ; total housing excluding refinancing ; by state ; new loan commitments ; numbers and values

Table 15. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; New South Wales ; numbers and values

Table 16. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Victoria ; numbers and values

Table 17. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Queensland ; numbers and values

Table 18. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; South Australia ; numbers and values

Table 19. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Western Australia ; numbers and values

Table 20. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Tasmania ; numbers and values

Table 21. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Northern Territory ; numbers and values

Table 22. Households ; housing finance ; investors ; by detailed purpose ; new loan commitments ; Australian Capital Territory ; numbers and values

Table 23. Households ; housing finance ; first home buyers ; by state ; new loan commitments ; numbers and values

Table 24. Households ; housing finance ; first home buyers ; owner occupiers ; by state ; new loan commitments ; numbers and values

Table 25. Households ; housing finance ; first home buyers ; investors ; by state ; new loan commitments ; numbers and values

Table 26. Households ; housing finance ; non-residents ; new loan commitments ; numbers and values

Table 27. Households ; personal finance ; fixed term loans ; by purpose ; new loan commitments ; values

Table 28. Households ; personal finance ; revolving credit ; new loan commitments ; values

Table 29. Businesses ; business finance ; finance leases ; by purpose ; new loan commitments ; values

Table 30. Businesses ; business finance ; fixed term loans ; by purpose ; new loan commitments ; values

Table 31. Businesses ; business finance ; fixed term loans ; small business size ; by purpose ; new loan commitments ; values

Table 32. Businesses ; business finance ; fixed term loans ; small business size ; by State ; new loan commitments ; values

Table 33. Businesses ; business finance ; fixed term loans ; medium business size ; by purpose ; new loan commitments ; values

Table 34. Businesses ; business finance ; fixed term loans ; medium business size ; by State ; new loan commitments ; values

Table 35. Businesses ; business finance ; fixed term loans ; large business size ; by purpose ; new loan commitments ; values

All time series spreadsheets

Data downloads - data cubes

Series ID concordance mapping

Methodology

Articles

Loan commitments for road vehicles plunged in April

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