Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

May 2023

Released

3/07/2023

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Key statistics

In May 2023, new loan commitments (seasonally adjusted):

rose 4.8% for housing
rose 4.3% for personal fixed term loans
fell 19.4% for business construction (a typically volatile series) but rose 1.6% in trend terms
rose 8.1% for business purchase of property (a typically volatile series) and rose 1.6% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)

			May-2023 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		24.86	4.8	-20.5
		Owner Occupier (a)	16.37	4.0	-20.2
		Investor (a)	8.50	6.2	-20.9
	Personal
		Fixed term loans	2.26	4.3	1.3
Businesses
	Construction		2.66	-19.4	29.2
	Purchase of Property		5.92	8.1	-11.9

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period

Treatment of Buy Now Pay Later products in Personal finance

The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.

Personal finance: household goods series

Some inconsistencies have been identified in the Personal finance series for the purchase of household goods. While this series continues to be published, it should be used with caution. The ABS is working with APRA and data providers to resolve this issue as quickly as possible.

Housing finance

In May 2023 in seasonally adjusted terms, the value of new loan commitments:

for total housing rose 4.8% to $24.9b, after a fall of 1.0% in April. It was 20.5% lower compared to a year ago.
for owner-occupier housing rose 4.0% to $16.4b but was 20.2% lower compared to a year ago
for investor housing rose 6.2% to $8.5b but was 20.9% lower compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
May-05	12.741	8.023	4.718	13.026	8.113	4.914
Jun-05	12.641	8.153	4.488	12.939	8.142	4.797
Jul-05	12.841	8.085	4.757	12.978	8.229	4.75
Aug-05	12.896	8.306	4.59	13.15	8.363	4.787
Sep-05	13.528	8.644	4.885	13.411	8.519	4.891
Oct-05	14.037	8.716	5.321	13.69	8.671	5.019
Nov-05	14.057	8.851	5.206	13.929	8.804	5.125
Dec-05	14.036	8.879	5.157	14.122	8.924	5.197
Jan-06	14.259	8.956	5.303	14.292	9.04	5.252
Feb-06	14.431	9.179	5.252	14.462	9.161	5.302
Mar-06	14.542	9.27	5.272	14.663	9.295	5.368
Apr-06	14.772	9.45	5.322	14.872	9.422	5.45
May-06	15.223	9.502	5.72	15.025	9.51	5.516
Jun-06	15.499	9.516	5.983	15.062	9.535	5.528
Jul-06	15.282	9.789	5.493	14.966	9.498	5.468
Aug-06	15.006	9.493	5.513	14.772	9.422	5.35
Sep-06	14.16	9.17	4.991	14.557	9.343	5.214
Oct-06	14.332	9.276	5.056	14.416	9.298	5.118
Nov-06	14.205	9.233	4.973	14.42	9.316	5.104
Dec-06	14.586	9.401	5.185	14.6	9.411	5.19
Jan-07	14.956	9.578	5.378	14.948	9.587	5.361
Feb-07	15.401	9.767	5.634	15.423	9.823	5.6
Mar-07	15.916	10.08	5.836	15.951	10.085	5.866
Apr-07	16.312	10.27	6.042	16.465	10.35	6.115
May-07	17.112	10.694	6.418	16.905	10.594	6.311
Jun-07	18.252	11.342	6.91	17.22	10.789	6.431
Jul-07	17.419	10.784	6.635	17.389	10.915	6.474
Aug-07	17.433	11.054	6.378	17.414	10.956	6.458
Sep-07	16.756	10.447	6.308	17.33	10.922	6.408
Oct-07	16.87	10.77	6.1	17.162	10.82	6.342
Nov-07	16.995	10.66	6.335	16.91	10.648	6.262
Dec-07	16.544	10.358	6.186	16.544	10.395	6.149
Jan-08	16.879	10.785	6.094	16.028	10.052	5.975
Feb-08	15.687	9.911	5.775	15.376	9.64	5.736
Mar-08	14.559	9.145	5.414	14.647	9.198	5.448
Apr-08	13.869	8.704	5.165	13.932	8.769	5.163
May-08	12.992	8.197	4.795	13.336	8.407	4.929
Jun-08	12.944	8.196	4.748	12.935	8.162	4.774
Jul-08	12.784	8.134	4.649	12.739	8.053	4.687
Aug-08	12.623	7.963	4.66	12.735	8.087	4.648
Sep-08	12.979	8.246	4.733	12.888	8.259	4.629
Oct-08	13.388	8.561	4.827	13.171	8.562	4.609
Nov-08	13.044	8.55	4.494	13.59	9.002	4.588
Dec-08	13.92	9.372	4.548	14.134	9.555	4.579
Jan-09	14.882	10.223	4.659	14.774	10.173	4.6
Feb-09	15.365	10.782	4.583	15.441	10.78	4.661
Mar-09	16.713	11.97	4.742	16.06	11.292	4.768
Apr-09	17.023	11.926	5.097	16.572	11.658	4.914
May-09	16.858	11.833	5.025	16.95	11.868	5.083
Jun-09	17.203	11.967	5.236	17.206	11.943	5.263
Jul-09	17.216	11.772	5.444	17.366	11.921	5.445
Aug-09	17.328	11.627	5.701	17.434	11.824	5.609
Sep-09	17.89	12.186	5.704	17.387	11.648	5.738
Oct-09	17.606	11.8	5.805	17.217	11.389	5.828
Nov-09	17.073	11.087	5.985	16.92	11.043	5.877
Dec-09	16.486	10.6	5.885	16.536	10.641	5.894
Jan-10	15.944	10.112	5.832	16.138	10.234	5.904
Feb-10	15.668	9.794	5.874	15.791	9.873	5.918
Mar-10	15.555	9.605	5.95	15.536	9.6	5.936
Apr-10	15.262	9.358	5.904	15.365	9.422	5.944
May-10	15.418	9.435	5.983	15.241	9.314	5.927
Jun-10	15.118	9.128	5.99	15.121	9.248	5.873
Jul-10	15.039	9.287	5.752	14.995	9.211	5.785
Aug-10	14.62	9.227	5.392	14.867	9.194	5.673
Sep-10	14.626	9.148	5.478	14.749	9.192	5.557
Oct-10	14.653	9.16	5.493	14.637	9.187	5.45
Nov-10	14.711	9.325	5.386	14.52	9.165	5.355
Dec-10	15.019	9.439	5.58	14.396	9.123	5.273
Jan-11	14.156	9.014	5.143	14.267	9.066	5.2
Feb-11	14.064	8.873	5.191	14.15	9.013	5.137
Mar-11	13.627	8.829	4.798	14.066	8.977	5.089
Apr-11	13.997	9.002	4.995	14.031	8.967	5.064
May-11	14.235	9.087	5.148	14.037	8.977	5.06
Jun-11	14.135	9.094	5.04	14.053	8.99	5.063
Jul-11	14.084	9.034	5.05	14.059	8.991	5.068
Aug-11	14.171	9.041	5.13	14.053	8.976	5.077
Sep-11	13.933	8.795	5.138	14.059	8.961	5.098
Oct-11	13.86	8.862	4.999	14.087	8.953	5.134
Nov-11	14.049	8.967	5.082	14.139	8.949	5.19
Dec-11	14.716	9.392	5.324	14.199	8.943	5.256
Jan-12	14.769	9.395	5.374	14.253	8.934	5.319
Feb-12	14.085	8.684	5.402	14.301	8.929	5.373
Mar-12	14.09	8.701	5.389	14.347	8.939	5.408
Apr-12	14.346	8.925	5.421	14.409	8.982	5.427
May-12	14.508	9.111	5.397	14.502	9.067	5.435
Jun-12	14.735	9.248	5.487	14.623	9.177	5.445
Jul-12	14.774	9.278	5.497	14.743	9.281	5.462
Aug-12	14.867	9.435	5.432	14.848	9.358	5.49
Sep-12	15.106	9.501	5.605	14.94	9.404	5.537
Oct-12	14.908	9.387	5.52	15.057	9.442	5.615
Nov-12	15.184	9.43	5.753	15.239	9.505	5.733
Dec-12	15.368	9.527	5.842	15.507	9.613	5.893
Jan-13	15.895	9.795	6.1	15.851	9.768	6.083
Feb-13	16.14	9.878	6.263	16.233	9.954	6.279
Mar-13	16.885	10.351	6.534	16.599	10.14	6.459
Apr-13	16.934	10.298	6.636	16.907	10.298	6.609
May-13	17.228	10.428	6.8	17.149	10.414	6.735
Jun-13	17.302	10.479	6.823	17.371	10.504	6.867
Jul-13	17.477	10.518	6.959	17.62	10.588	7.032
Aug-13	17.355	10.231	7.124	17.919	10.675	7.245
Sep-13	18.201	10.758	7.442	18.256	10.774	7.482
Oct-13	18.692	10.893	7.799	18.595	10.891	7.704
Nov-13	19.241	11.193	8.048	18.893	11.015	7.878
Dec-13	18.996	10.944	8.052	19.124	11.133	7.991
Jan-14	19.177	11.185	7.992	19.279	11.23	8.049
Feb-14	19.378	11.448	7.93	19.38	11.303	8.077
Mar-14	19.482	11.379	8.104	19.453	11.346	8.107
Apr-14	19.59	11.319	8.271	19.509	11.348	8.161
May-14	19.501	11.228	8.274	19.569	11.316	8.252
Jun-14	19.626	11.385	8.241	19.642	11.262	8.38
Jul-14	19.821	11.284	8.537	19.737	11.203	8.535
Aug-14	19.621	10.968	8.653	19.873	11.174	8.699
Sep-14	20.002	11.113	8.889	20.032	11.177	8.855
Oct-14	20.583	11.419	9.164	20.202	11.21	8.992
Nov-14	20.057	10.964	9.094	20.378	11.271	9.107
Dec-14	20.474	11.377	9.098	20.55	11.349	9.2
Jan-15	20.708	11.535	9.173	20.71	11.43	9.28
Feb-15	20.123	11.29	8.834	20.852	11.499	9.353
Mar-15	21.255	11.732	9.523	20.977	11.576	9.401
Apr-15	21.825	11.789	10.036	21.078	11.692	9.386
May-15	20.324	11.141	9.183	21.131	11.87	9.262
Jun-15	21.12	11.982	9.138	21.109	12.111	8.998
Jul-15	21.168	12.325	8.843	21.004	12.397	8.607
Aug-15	21.684	13.205	8.479	20.806	12.672	8.135
Sep-15	20.955	13.563	7.392	20.53	12.882	7.648
Oct-15	20.016	13.136	6.88	20.201	12.99	7.211
Nov-15	19.643	12.989	6.654	19.85	12.98	6.87
Dec-15	19.599	12.9	6.698	19.546	12.889	6.658
Jan-16	19.126	12.518	6.608	19.36	12.781	6.579
Feb-16	19.357	12.729	6.627	19.317	12.705	6.612
Mar-16	19.119	12.463	6.656	19.399	12.668	6.731
Apr-16	19.594	12.716	6.878	19.564	12.647	6.917
May-16	19.992	12.779	7.213	19.771	12.617	7.154
Jun-16	20.206	12.697	7.508	19.989	12.562	7.427
Jul-16	20.072	12.425	7.647	20.222	12.498	7.723
Aug-16	19.873	12.306	7.567	20.486	12.462	8.024
Sep-16	20.769	12.449	8.32	20.795	12.483	8.311
Oct-16	21.175	12.595	8.58	21.143	12.578	8.565
Nov-16	21.518	12.703	8.815	21.524	12.752	8.772
Dec-16	21.986	13.058	8.928	21.887	12.975	8.912
Jan-17	22.232	13.233	8.999	22.172	13.203	8.968
Feb-17	21.745	13.197	8.547	22.338	13.408	8.93
Mar-17	22.598	13.717	8.881	22.397	13.59	8.807
Apr-17	22.636	13.883	8.754	22.383	13.758	8.625
May-17	22.107	13.794	8.313	22.327	13.911	8.416
Jun-17	22.079	13.931	8.148	22.256	14.047	8.209
Jul-17	22.111	14.231	7.881	22.176	14.153	8.023
Aug-17	22.395	14.472	7.923	22.067	14.211	7.857
Sep-17	22.085	14.278	7.808	21.93	14.226	7.705
Oct-17	21.642	14.111	7.53	21.758	14.206	7.552
Nov-17	21.529	14.134	7.395	21.528	14.149	7.38
Dec-17	21.168	13.997	7.172	21.269	14.08	7.189
Jan-18	21.208	14.264	6.944	21.028	14.032	6.996
Feb-18	21.136	14.195	6.941	20.837	14.017	6.82
Mar-18	20.424	13.854	6.57	20.695	14.021	6.674
Apr-18	20.22	13.808	6.412	20.563	14.013	6.55
May-18	20.708	14.208	6.5	20.402	13.961	6.441
Jun-18	20.249	13.94	6.309	20.178	13.844	6.333
Jul-18	20.212	13.912	6.3	19.857	13.65	6.207
Aug-18	19.366	13.324	6.042	19.421	13.374	6.047
Sep-18	18.676	12.836	5.841	18.881	13.034	5.847
Oct-18	18.876	13.196	5.68	18.289	12.672	5.617
Nov-18	17.83	12.465	5.366	17.73	12.345	5.386
Dec-18	16.953	11.807	5.146	17.255	12.081	5.174
Jan-19	16.71	11.788	4.922	16.878	11.881	4.998
Feb-19	17.051	12.155	4.896	16.611	11.746	4.864
Mar-19	16.433	11.649	4.784	16.453	11.678	4.776
Apr-19	16.559	11.798	4.761	16.417	11.682	4.735
May-19	16.241	11.531	4.71	16.499	11.763	4.736
Jun-19	16.522	11.797	4.724	16.708	11.933	4.776
Jul-19	16.973	12.116	4.856	17.061	12.206	4.854
Aug-19	17.81	12.582	5.228	17.551	12.583	4.968
Sep-19	18.036	12.949	5.088	18.129	13.028	5.101
Oct-19	18.624	13.462	5.162	18.684	13.462	5.223
Nov-19	19.371	13.981	5.39	19.098	13.799	5.3
Dec-19	19.633	14.193	5.44	19.288	13.976	5.311
Jan-20	19.774	14.425	5.35	19.247	13.986	5.261
Feb-20	19.214	14.014	5.2	19.045	13.873	5.173
Mar-20	19.197	14.229	4.968	18.827	13.736	5.091
Apr-20	18.356	13.451	4.905	18.769	13.706	5.064
May-20	16.181	12.071	4.11	18.207	13.881	4.326
Jun-20	17.183	12.768	4.415	18.736	14.287	4.449
Jul-20	18.895	14.259	4.636	19.781	15.155	4.626
Aug-20	21.215	16.256	4.959	21.023	16.182	4.841
Sep-20	22.594	17.253	5.341	22.08	16.999	5.08
Oct-20	23.097	17.763	5.334	23.234	17.882	5.352
Nov-20	24.096	18.513	5.583	24.41	18.731	5.679
Dec-20	25.722	19.657	6.065	25.653	19.585	6.068
Jan-21	28.42	21.916	6.505	26.934	20.423	6.511
Feb-21	28.819	21.905	6.914	28.194	21.203	6.991
Mar-21	29.669	22.012	7.657	29.323	21.844	7.479
Apr-21	30.843	22.829	8.014	30.36	22.41	7.95
May-21	31.557	22.77	8.787	30.964	22.573	8.391
Jun-21	30.999	22.172	8.828	31.301	22.497	8.803
Jul-21	31.664	22.443	9.222	31.462	22.267	9.195
Aug-21	31.206	21.646	9.56	31.573	21.994	9.579
Sep-21	30.875	20.926	9.95	31.756	21.787	9.969
Oct-21	30.721	20.454	10.266	32.07	21.708	10.363
Nov-21	32.502	21.762	10.741	32.46	21.727	10.733
Dec-21	33.025	22.038	10.986	32.816	21.764	11.053
Jan-22	34.143	22.718	11.424	33.025	21.743	11.281
Feb-22	33.062	21.631	11.432	32.974	21.597	11.376
Mar-22	32.615	21.307	11.308	32.604	21.299	11.306
Apr-22	31.698	20.572	11.127	31.927	20.865	11.061
May-22	31.262	20.514	10.749	30.996	20.325	10.671
Jun-22	30.041	19.83	10.211	29.904	19.71	10.194
Jul-22	28.103	18.836	9.267	28.728	19.036	9.692
Aug-22	27.339	18.317	9.022	27.533	18.316	9.217
Sep-22	26.241	17.501	8.74	26.364	17.573	8.792
Oct-22	25.54	16.998	8.542	25.294	16.857	8.438
Nov-22	24.459	16.212	8.247	24.389	16.232	8.157
Dec-22	23.531	15.611	7.92	23.716	15.763	7.953
Jan-23	23.12	15.366	7.754	23.338	15.495	7.843
Feb-23	22.902	15.177	7.725	23.293	15.45	7.843
Mar-23	23.972	15.954	8.018	23.567	15.612	7.954
Apr-23	23.733	15.733	8	24.058	15.905	8.152
May-23	24.863	16.366	8.497	24.64	16.252	8.389

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23"],[[12.741],[12.641],[12.840999999999999],[12.896000000000001],[13.528],[14.037000000000001],[14.057],[14.036],[14.259],[14.430999999999999],[14.542],[14.772],[15.223000000000001],[15.499000000000001],[15.282],[15.006],[14.16],[14.332000000000001],[14.205],[14.586],[14.956],[15.401],[15.916],[16.312000000000001],[17.111999999999998],[18.251999999999999],[17.419],[17.433],[16.756],[16.870000000000001],[16.995000000000001],[16.544],[16.879000000000001],[15.686999999999999],[14.558999999999999],[13.869],[12.992000000000001],[12.944000000000001],[12.784000000000001],[12.622999999999999],[12.978999999999999],[13.388],[13.044],[13.92],[14.882],[15.365],[16.713000000000001],[17.023],[16.858000000000001],[17.202999999999999],[17.216000000000001],[17.327999999999999],[17.890000000000001],[17.606000000000002],[17.073],[16.486000000000001],[15.944000000000001],[15.667999999999999],[15.555],[15.262],[15.417999999999999],[15.118],[15.039],[14.619999999999999],[14.625999999999999],[14.653],[14.711],[15.019],[14.156000000000001],[14.064],[13.627000000000001],[13.997],[14.234999999999999],[14.135],[14.084],[14.170999999999999],[13.933],[13.859999999999999],[14.048999999999999],[14.715999999999999],[14.769],[14.085000000000001],[14.09],[14.346],[14.507999999999999],[14.734999999999999],[14.773999999999999],[14.867000000000001],[15.106],[14.907999999999999],[15.183999999999999],[15.368],[15.895],[16.140000000000001],[16.885000000000002],[16.934000000000001],[17.228000000000002],[17.302],[17.477],[17.355],[18.201000000000001],[18.692],[19.241],[18.995999999999999],[19.177],[19.378],[19.481999999999999],[19.59],[19.501000000000001],[19.626000000000001],[19.821000000000002],[19.620999999999999],[20.001999999999999],[20.582999999999998],[20.056999999999999],[20.474],[20.707999999999998],[20.123000000000001],[21.254999999999999],[21.824999999999999],[20.324000000000002],[21.120000000000001],[21.167999999999999],[21.684000000000001],[20.954999999999998],[20.015999999999998],[19.643000000000001],[19.599],[19.126000000000001],[19.356999999999999],[19.119],[19.594000000000001],[19.992000000000001],[20.206],[20.071999999999999],[19.873000000000001],[20.768999999999998],[21.175000000000001],[21.518000000000001],[21.986000000000001],[22.231999999999999],[21.745000000000001],[22.597999999999999],[22.635999999999999],[22.106999999999999],[22.079000000000001],[22.111000000000001],[22.395],[22.085000000000001],[21.641999999999999],[21.529],[21.167999999999999],[21.207999999999998],[21.135999999999999],[20.423999999999999],[20.219999999999999],[20.707999999999998],[20.248999999999999],[20.212],[19.366],[18.675999999999998],[18.876000000000001],[17.829999999999998],[16.952999999999999],[16.710000000000001],[17.050999999999998],[16.433],[16.559000000000001],[16.241],[16.521999999999998],[16.972999999999999],[17.809999999999999],[18.036000000000001],[18.623999999999999],[19.370999999999999],[19.632999999999999],[19.774000000000001],[19.213999999999999],[19.196999999999999],[18.356000000000002],[16.181000000000001],[17.183],[18.8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[]

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All series exclude refinancing

In May 2023 in seasonally adjusted terms, the value of external refinancing:

for total housing rose 8.1% to $21.0b and was 22.4% higher compared to a year ago
for owner-occupier housing rose 8.6% to $14.1b, reaching a new high. It was 21.0% higher compared to a year ago.
for investor housing rose 7.2% to $6.8b and was 25.6% higher compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
May-05	3.969	3.1	0.869
Jun-05	3.956	3.039	0.917
Jul-05	4.033	3.117	0.916
Aug-05	4.029	3.103	0.927
Sep-05	4.182	3.237	0.945
Oct-05	4.124	3.182	0.943
Nov-05	4.13	3.209	0.921
Dec-05	4.367	3.16	1.207
Jan-06	3.89	3.042	0.849
Feb-06	4.183	3.194	0.989
Mar-06	4.049	3.158	0.891
Apr-06	4.265	3.171	1.094
May-06	4.06	3.305	0.755
Jun-06	4.223	3.392	0.831
Jul-06	4.329	3.497	0.833
Aug-06	4.449	3.556	0.894
Sep-06	4.458	3.553	0.905
Oct-06	4.463	3.611	0.853
Nov-06	4.531	3.627	0.904
Dec-06	4.433	3.488	0.945
Jan-07	4.545	3.486	1.059
Feb-07	4.62	3.46	1.16
Mar-07	4.477	3.386	1.091
Apr-07	4.666	3.536	1.13
May-07	4.507	3.458	1.049
Jun-07	4.522	3.486	1.036
Jul-07	4.232	3.173	1.059
Aug-07	4.482	3.418	1.064
Sep-07	4.517	3.408	1.109
Oct-07	4.385	3.251	1.134
Nov-07	4.666	3.438	1.228
Dec-07	4.791	3.606	1.185
Jan-08	4.942	3.672	1.27
Feb-08	4.89	3.623	1.268
Mar-08	4.693	3.503	1.19
Apr-08	4.589	3.385	1.204
May-08	4.333	3.193	1.14
Jun-08	4.163	3.147	1.015
Jul-08	4.363	3.131	1.232
Aug-08	4.306	3.13	1.176
Sep-08	4.092	2.836	1.256
Oct-08	4.472	3.126	1.345
Nov-08	4.585	3.227	1.359
Dec-08	5.027	3.522	1.506
Jan-09	4.939	3.402	1.537
Feb-09	4.727	3.146	1.582
Mar-09	5.107	3.448	1.659
Apr-09	5.074	3.472	1.602
May-09	5.007	3.444	1.564
Jun-09	4.875	3.386	1.488
Jul-09	4.602	3.215	1.387
Aug-09	4.387	3.002	1.385
Sep-09	4.247	2.939	1.308
Oct-09	4.17	2.926	1.244
Nov-09	4.071	2.821	1.25
Dec-09	3.78	2.756	1.024
Jan-10	3.575	2.587	0.988
Feb-10	3.524	2.668	0.856
Mar-10	3.474	2.648	0.826
Apr-10	3.431	2.603	0.828
May-10	3.577	2.635	0.942
Jun-10	3.636	2.721	0.915
Jul-10	3.732	2.817	0.915
Aug-10	3.828	2.912	0.916
Sep-10	3.85	2.928	0.922
Oct-10	4.02	3.019	1
Nov-10	4.073	3.075	0.998
Dec-10	4.434	3.413	1.021
Jan-11	4.132	3.205	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.936	1.029
Apr-11	4.236	3.176	1.06
May-11	4.557	3.391	1.166
Jun-11	4.51	3.362	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.865	3.642	1.223
Sep-11	4.895	3.634	1.262
Oct-11	4.758	3.549	1.209
Nov-11	4.734	3.524	1.21
Dec-11	5.046	3.723	1.322
Jan-12	5.102	3.729	1.374
Feb-12	5.163	3.693	1.47
Mar-12	5.212	3.684	1.528
Apr-12	4.912	3.614	1.298
May-12	4.998	3.572	1.426
Jun-12	4.986	3.489	1.496
Jul-12	4.887	3.406	1.48
Aug-12	5.026	3.435	1.59
Sep-12	5.003	3.404	1.598
Oct-12	5.021	3.486	1.535
Nov-12	5.097	3.454	1.644
Dec-12	4.939	3.388	1.551
Jan-13	5.108	3.431	1.676
Feb-13	5.083	3.435	1.648
Mar-13	5.203	3.573	1.63
Apr-13	5.372	3.648	1.724
May-13	5.424	3.754	1.671
Jun-13	5.619	3.909	1.71
Jul-13	6.465	3.807	2.658
Aug-13	6.151	3.643	2.508
Sep-13	6.725	3.914	2.811
Oct-13	6.817	3.876	2.941
Nov-13	6.944	3.938	3.006
Dec-13	6.888	3.865	3.023
Jan-14	6.896	3.9	2.997
Feb-14	7.331	4.213	3.117
Mar-14	7.122	3.961	3.161
Apr-14	7.371	4.045	3.326
May-14	7.452	4.079	3.373
Jun-14	7.6	4.171	3.43
Jul-14	7.838	4.281	3.557
Aug-14	7.799	4.262	3.538
Sep-14	8.048	4.288	3.76
Oct-14	8.397	4.408	3.989
Nov-14	8.426	4.468	3.958
Dec-14	8.693	4.605	4.088
Jan-15	8.743	4.712	4.031
Feb-15	9.058	4.954	4.104
Mar-15	9.3	5.004	4.296
Apr-15	9.374	5.214	4.16
May-15	9.249	4.976	4.272
Jun-15	9.129	5.313	3.816
Jul-15	8.927	5.422	3.505
Aug-15	8.8	5.466	3.334
Sep-15	8.811	5.748	3.063
Oct-15	8.987	5.911	3.076
Nov-15	9.245	6.091	3.154
Dec-15	9.714	6.471	3.243
Jan-16	9.329	6.052	3.278
Feb-16	9.37	6.022	3.348
Mar-16	9.432	6.217	3.215
Apr-16	9.406	6.195	3.211
May-16	9.363	6.048	3.315
Jun-16	9.66	6.036	3.624
Jul-16	9.675	6.091	3.584
Aug-16	9.427	5.766	3.661
Sep-16	9.597	6.064	3.533
Oct-16	8.993	5.807	3.185
Nov-16	9.076	5.674	3.402
Dec-16	9.01	5.572	3.438
Jan-17	9.114	5.771	3.343
Feb-17	8.705	5.407	3.298
Mar-17	8.765	5.41	3.355
Apr-17	8.582	5.294	3.288
May-17	8.709	5.344	3.365
Jun-17	8.689	5.239	3.45
Jul-17	8.602	5.147	3.455
Aug-17	8.994	5.255	3.74
Sep-17	8.72	5.333	3.387
Oct-17	8.469	5.339	3.13
Nov-17	8.979	5.54	3.438
Dec-17	9.267	5.713	3.554
Jan-18	9.632	5.803	3.829
Feb-18	9.761	5.757	4.004
Mar-18	9.255	5.554	3.702
Apr-18	9.405	5.64	3.765
May-18	9.213	5.633	3.579
Jun-18	8.695	5.284	3.412
Jul-18	9.126	5.736	3.389
Aug-18	8.99	5.614	3.376
Sep-18	8.738	5.402	3.335
Oct-18	9.021	5.572	3.449
Nov-18	8.968	5.528	3.44
Dec-18	8.662	5.38	3.283
Jan-19	8.411	5.199	3.212
Feb-19	8.531	5.338	3.194
Mar-19	8.508	5.255	3.253
Apr-19	8.376	5.192	3.184
May-19	8.394	5.192	3.202
Jun-19	7.987	4.78	3.207
Jul-19	8.36	5.262	3.098
Aug-19	9.021	5.601	3.42
Sep-19	9.886	6.161	3.725
Oct-19	9.834	6.06	3.774
Nov-19	10.113	6.248	3.865
Dec-19	10.424	6.534	3.89
Jan-20	10.823	6.938	3.886
Feb-20	11.184	7.218	3.966
Mar-20	10.775	6.868	3.907
Apr-20	11.625	7.525	4.101
May-20	14.143	9.403	4.74
Jun-20	13.496	8.766	4.73
Jul-20	10.478	6.764	3.715
Aug-20	10.909	6.914	3.996
Sep-20	12.793	8.019	4.774
Oct-20	12.208	7.568	4.64
Nov-20	10.356	6.371	3.985
Dec-20	11.396	7.149	4.248
Jan-21	12.42	8.004	4.416
Feb-21	13.753	8.903	4.85
Mar-21	13.102	8.496	4.607
Apr-21	13.833	9.033	4.8
May-21	14.73	9.66	5.07
Jun-21	15.106	9.892	5.215
Jul-21	16.665	10.979	5.686
Aug-21	16.966	10.808	6.159
Sep-21	16.253	10.37	5.883
Oct-21	16.335	10.54	5.795
Nov-21	16.141	10.495	5.647
Dec-21	16.184	10.707	5.477
Jan-22	15.184	9.8	5.384
Feb-22	16.272	10.791	5.48
Mar-22	16.572	11.006	5.566
Apr-22	16.884	11.402	5.482
May-22	17.124	11.686	5.438
Jun-22	17.827	12.321	5.506
Jul-22	17.792	12.305	5.488
Aug-22	18.384	12.467	5.917
Sep-22	18.195	12.479	5.716
Oct-22	18.095	12.367	5.728
Nov-22	19.472	13.355	6.117
Dec-22	19.158	13.02	6.138
Jan-23	19.466	13.234	6.232
Feb-23	19.931	13.628	6.303
Mar-23	21.184	14.096	7.087
Apr-23	19.388	13.016	6.372
May-23	20.968	14.137	6.831

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23"],[[3.9689999999999999],[3.956],[4.0330000000000004],[4.0289999999999999],[4.1820000000000004],[4.1239999999999997],[4.1299999999999999],[4.367],[3.8900000000000001],[4.1829999999999998],[4.0490000000000004],[4.2649999999999997],[4.0599999999999996],[4.2229999999999999],[4.3289999999999997],[4.4489999999999998],[4.4580000000000002],[4.4630000000000001],[4.5309999999999997],[4.4329999999999998],[4.5449999999999999],[4.6200000000000001],[4.4770000000000003],[4.6660000000000004],[4.5069999999999997],[4.5220000000000002],[4.2320000000000002],[4.4820000000000002],[4.5170000000000003],[4.3849999999999998],[4.6660000000000004],[4.7910000000000004],[4.9420000000000002],[4.8899999999999997],[4.6929999999999996],[4.5890000000000004],[4.3330000000000002],[4.1630000000000003],[4.3630000000000004],[4.306],[4.0919999999999996],[4.4720000000000004],[4.585],[5.0270000000000001],[4.9390000000000001],[4.7270000000000003],[5.1070000000000002],[5.0739999999999998],[5.0069999999999997],[4.875],[4.6020000000000003],[4.3869999999999996],[4.2469999999999999],[4.1699999999999999],[4.0709999999999997],[3.7799999999999998],[3.5750000000000002],[3.524],[3.4740000000000002],[3.431],[3.577],[3.6360000000000001],[3.7320000000000002],[3.8279999999999998],[3.8500000000000001],[4.0199999999999996],[4.0730000000000004],[4.4340000000000002],[4.1319999999999997],[3.927],[3.964],[4.2359999999999998],[4.5570000000000004],[4.5099999999999998],[4.7530000000000001],[4.8650000000000002],[4.8949999999999996],[4.758],[4.734],[5.0460000000000003],[5.1020000000000003],[5.1630000000000003],[5.2119999999999997],[4.9119999999999999],[4.9980000000000002],[4.9859999999999998],[4.8869999999999996],[5.0259999999999998],[5.0030000000000001],[5.0209999999999999],[5.0970000000000004],[4.9390000000000001],[5.1079999999999997],[5.0830000000000002],[5.2030000000000003],[5.3719999999999999],[5.4240000000000004],[5.6189999999999998],[6.4649999999999999],[6.1509999999999998],[6.7249999999999996],[6.8170000000000002],[6.944],[6.8879999999999999],[6.8959999999999999],[7.3310000000000004],[7.1219999999999999],[7.3710000000000004],[7.452],[7.5999999999999996],[7.8380000000000001],[7.7990000000000004],[8.048],[8.3970000000000002],[8.4260000000000002],[8.6929999999999996],[8.7430000000000003],[9.0579999999999998],[9.3000000000000007],[9.3740000000000006],[9.2490000000000006],[9.1289999999999996],[8.9269999999999996],[8.8000000000000007],[8.8109999999999999],[8.9870000000000001],[9.2449999999999992],[9.7140000000000004],[9.3290000000000006],[9.3699999999999992],[9.4320000000000004],[9.4060000000000006],[9.3629999999999995],[9.6600000000000001],[9.6750000000000007],[9.4269999999999996],[9.5969999999999995],[8.9930000000000003],[9.0760000000000005],[9.0099999999999998],[9.1140000000000008],[8.7050000000000001],[8.7650000000000006],[8.5820000000000007],[8.7089999999999996],[8.6890000000000001],[8.6020000000000003],[8.9939999999999998],[8.7200000000000006],[8.4689999999999994],[8.9789999999999992],[9.2669999999999995],[9.6319999999999997],[9.7609999999999992],[9.2550000000000008],[9.4049999999999994],[9.2129999999999992],[8.6950000000000003],[9.1259999999999994],[8.9900000000000002],[8.7379999999999995],[9.0210000000000008],[8.968],[8.6620000000000008],[8.4109999999999996],[8.5310000000000006],[8.5079999999999991],[8.3759999999999994],[8.3940000000000001],[7.9870000000000001],[8.3599999999999994],[9.0210000000000008],[9.8859999999999992],[9.8339999999999996],[10.113],[10.423999999999999],[10.823],[11.183999999999999],[10.775],[11.625],[14.143000000000001],[13.496],[10.478],[10.909000000000001],[12.792999999999999],[12.208],[10.356],[11.396000000000001],[12.42],[13.753],[13.102],[13.833],[14.73],[15.106],[16.664999999999999],[16.966000000000001],[16.253],[16.335000000000001],[16.140999999999998],[16.184000000000001],[15.183999999999999],[16.271999999999998],[16.571999999999999],[16.884],[17.123999999999999],[17.827000000000002],[17.792000000000002],[18.384],[18.195],[18.094999999999999],[19.472000000000001],[19.158000000000001],[19.466000000000001],[19.931000000000001],[21.184000000000001],[19.388000000000002],[20.968]],[[3.1000000000000001],[3.0390000000000001],[3.117],[3.1030000000000002],[3.2370000000000001],[3.1819999999999999],[3.2090000000000001],[3.1600000000000001],[3.0419999999999998],[3.194],[3.1579999999999999],[3.1709999999999998],[3.3050000000000002],[3.3919999999999999],[3.4969999999999999],[3.556],[3.5529999999999999],[3.6110000000000002],[3.6269999999999998],[3.488],[3.4860000000000002],[3.46],[3.3860000000000001],[3.536],[3.4580000000000002],[3.4860000000000002],[3.173],[3.4180000000000001],[3.4079999999999999],[3.2509999999999999],[3.4380000000000002],[3.6059999999999999],[3.6720000000000002],[3.6230000000000002],[3.5030000000000001],[3.3849999999999998],[3.1930000000000001],[3.1469999999999998],[3.1309999999999998],[3.1299999999999999],[2.8359999999999999],[3.1259999999999999],[3.2269999999999999],[3.5219999999999998],[3.4020000000000001],[3.1459999999999999],[3.448],[3.472],[3.444],[3.3860000000000001],[3.2149999999999999],[3.0019999999999998],[2.9390000000000001],[2.9260000000000002],[2.8210000000000002],[2.7559999999999998],[2.5870000000000002],[2.6680000000000001],[2.6480000000000001],[2.6030000000000002],[2.6349999999999998],[2.7210000000000001],[2.8170000000000002],[2.9119999999999999],[2.9279999999999999],[3.0190000000000001],[3.0750000000000002],[3.4129999999999998],[3.2050000000000001],[2.9769999999999999],[2.9359999999999999],[3.1760000000000002],[3.391],[3.3620000000000001],[3.5419999999999998],[3.6419999999999999],[3.6339999999999999],[3.5489999999999999],[3.524],[3.7229999999999999],[3.7290000000000001],[3.6930000000000001],[3.6840000000000002],[3.6139999999999999],[3.5720000000000001],[3.4889999999999999],[3.4060000000000001],[3.4350000000000001],[3.4039999999999999],[3.4860000000000002],[3.4540000000000002],[3.3879999999999999],[3.431],[3.4350000000000001],[3.573],[3.6480000000000001],[3.754],[3.9089999999999998],[3.8069999999999999],[3.6429999999999998],[3.9140000000000001],[3.8759999999999999],[3.9380000000000002],[3.8650000000000002],[3.8999999999999999],[4.2130000000000001],[3.9609999999999999],[4.0449999999999999],[4.0789999999999997],[4.1710000000000003],[4.2809999999999997],[4.2619999999999996],[4.2880000000000003],[4.4080000000000004],[4.468],[4.6050000000000004],[4.7119999999999997],[4.9539999999999997],[5.0039999999999996],[5.2140000000000004],[4.976],[5.3129999999999997],[5.4219999999999997],[5.4660000000000002],[5.7480000000000002],[5.9109999999999996],[6.0910000000000002],[6.4710000000000001],[6.0519999999999996],[6.0220000000000002],[6.2169999999999996],[6.1950000000000003],[6.048],[6.0359999999999996],[6.0910000000000002],[5.766],[6.0640000000000001],[5.8070000000000004],[5.6740000000000004],[5.5720000000000001],[5.7709999999999999],[5.407],[5.4100000000000001],[5.2939999999999996],[5.3440000000000003],[5.2389999999999999],[5.1470000000000002],[5.2549999999999999],[5.3330000000000002],[5.3390000000000004],[5.54],[5.7130000000000001],[5.8029999999999999],[5.7569999999999997],[5.5540000000000003],[5.6399999999999997],[5.633],[5.2839999999999998],[5.7359999999999998],[5.6139999999999999],[5.4020000000000001],[5.5720000000000001],[5.5279999999999996],[5.3799999999999999],[5.1989999999999998],[5.3380000000000001],[5.2549999999999999],[5.1920000000000002],[5.1920000000000002],[4.7800000000000002],[5.2619999999999996],[5.601],[6.1609999999999996],[6.0599999999999996],[6.2480000000000002],[6.5339999999999998],[6.9379999999999997],[7.218],[6.8680000000000003],[7.5250000000000004],[9.4030000000000005],[8.766],[6.7640000000000002],[6.9139999999999997],[8.0190000000000001],[7.5679999999999996],[6.3710000000000004],[7.149],[8.0039999999999996],[8.9030000000000005],[8.4960000000000004],[9.0329999999999995],[9.6600000000000001],[9.8919999999999995],[10.978999999999999],[10.808],[10.369999999999999],[10.539999999999999],[10.494999999999999],[10.707000000000001],[9.8000000000000007],[10.791],[11.006],[11.401999999999999],[11.686],[12.3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Personal finance

In May 2023 in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance rose 4.3%, after a rise of 1.9% in April
for road vehicles rose 9.3%
for personal investment fell 8.5%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
May-05	1.406	0.736	0.394	0.188
Jun-05	1.445	0.72	0.423	0.183
Jul-05	1.439	0.727	0.4	0.196
Aug-05	1.451	0.742	0.423	0.18
Sep-05	1.47	0.722	0.456	0.192
Oct-05	1.471	0.699	0.472	0.19
Nov-05	1.45	0.7	0.475	0.19
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.856	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.213
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.407	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.223
Aug-09	1.484	0.677	0.498	0.233
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.718	0.79	0.542	0.292
Apr-10	1.71	0.808	0.511	0.268
May-10	1.685	0.817	0.468	0.28
Jun-10	1.82	0.851	0.433	0.396
Jul-10	1.683	0.842	0.437	0.273
Aug-10	1.602	0.854	0.406	0.254
Sep-10	1.668	0.889	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.361	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.575	0.878	0.341	0.243
Mar-11	1.592	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.618	0.852	0.352	0.28
Jul-11	1.615	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.348	0.299
Oct-11	1.669	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.64	0.935	0.308	0.254
Feb-12	1.58	0.896	0.282	0.24
Mar-12	1.548	0.902	0.271	0.23
Apr-12	1.62	0.953	0.28	0.227
May-12	1.663	0.996	0.28	0.247
Jun-12	1.69	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.31	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.82	1.069	0.302	0.287
Nov-12	1.876	1.096	0.307	0.298
Dec-12	1.889	1.098	0.307	0.299
Jan-13	1.855	1.057	0.325	0.291
Feb-13	1.855	1.034	0.318	0.292
Mar-13	1.864	1.046	0.33	0.305
Apr-13	1.81	1.007	0.329	0.306
May-13	1.791	1.019	0.336	0.289
Jun-13	1.706	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.738	1.025	0.306	0.247
Sep-13	1.757	1.027	0.31	0.255
Oct-13	1.733	1	0.316	0.25
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.778	1.03	0.299	0.265
Feb-14	1.863	1.052	0.341	0.265
Mar-14	1.792	1.048	0.315	0.266
Apr-14	1.76	1.037	0.297	0.232
May-14	1.769	1.036	0.313	0.252
Jun-14	1.75	1.02	0.316	0.247
Jul-14	1.821	1.03	0.359	0.265
Aug-14	1.812	1.024	0.34	0.265
Sep-14	1.834	1.019	0.387	0.255
Oct-14	1.927	1.032	0.428	0.296
Nov-14	1.843	0.993	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.816	1.037	0.369	0.245
Feb-15	1.862	1.025	0.395	0.254
Mar-15	1.88	1.044	0.403	0.274
Apr-15	2.053	1.107	0.418	0.306
May-15	1.988	1.094	0.393	0.311
Jun-15	1.967	1.115	0.366	NA
Jul-15	1.903	1.088	0.357	NA
Aug-15	1.893	1.103	0.326	NA
Sep-15	1.814	1.103	0.278	0.251
Oct-15	1.77	1.078	0.278	0.246
Nov-15	1.816	1.111	0.282	0.242
Dec-15	1.868	1.121	0.296	0.267
Jan-16	1.863	1.086	0.289	0.281
Feb-16	1.959	1.132	0.299	0.323
Mar-16	2.168	1.355	0.271	0.356
Apr-16	2.313	1.334	0.323	0.426
May-16	2.174	1.29	0.316	0.387
Jun-16	2.102	1.283	0.302	0.37
Jul-16	2.163	1.299	0.319	0.349
Aug-16	2.142	1.271	0.335	0.355
Sep-16	2.065	1.25	0.329	0.313
Oct-16	1.988	1.229	0.306	0.279
Nov-16	2.013	1.239	0.315	0.285
Dec-16	2.051	1.262	0.311	0.285
Jan-17	1.986	1.214	0.303	0.284
Feb-17	1.915	1.169	0.296	0.257
Mar-17	1.809	1.14	0.277	0.229
Apr-17	1.767	1.119	0.249	0.204
May-17	1.75	1.131	0.254	0.198
Jun-17	1.737	1.133	0.25	0.208
Jul-17	1.745	1.131	0.22	0.216
Aug-17	1.747	1.145	0.233	NA
Sep-17	1.855	1.151	0.276	0.243
Oct-17	1.893	1.202	0.247	0.275
Nov-17	1.901	1.226	0.241	0.266
Dec-17	1.804	1.166	0.202	0.248
Jan-18	1.815	1.156	0.225	0.24
Feb-18	1.788	1.152	0.217	0.227
Mar-18	1.752	1.135	0.203	0.238
Apr-18	1.742	1.122	0.191	0.248
May-18	1.718	1.135	0.183	0.249
Jun-18	1.817	1.168	0.229	0.267
Jul-18	1.761	1.156	0.167	0.281
Aug-18	1.791	1.161	0.173	0.304
Sep-18	1.794	1.163	0.151	0.312
Oct-18	1.759	1.13	0.154	0.304
Nov-18	1.693	1.08	0.15	0.296
Dec-18	1.636	1.055	0.15	0.271
Jan-19	1.633	1.052	0.153	0.268
Feb-19	1.635	1.058	0.137	0.26
Mar-19	1.605	1.064	0.144	0.252
Apr-19	1.626	1.058	0.144	0.256
May-19	1.586	1.056	0.143	0.246
Jun-19	1.685	1.081	0.217	0.261
Jul-19	1.643	1.077	0.154	0.266
Aug-19	1.692	1.092	0.147	0.322
Sep-19	1.688	1.099	0.159	0.275
Oct-19	1.715	1.102	0.176	0.288
Nov-19	1.661	1.036	0.159	0.292
Dec-19	1.734	1.103	0.156	0.304
Jan-20	1.773	1.102	0.156	0.332
Feb-20	1.755	1.102	0.161	0.296
Mar-20	1.575	0.978	0.172	0.288
Apr-20	1.189	0.609	0.262	0.206
May-20	1.371	0.882	0.208	0.184
Jun-20	1.505	1.085	0.124	0.209
Jul-20	1.566	1.073	0.156	0.226
Aug-20	1.39	0.926	0.165	0.209
Sep-20	1.544	1.02	0.177	0.225
Oct-20	1.595	1.108	0.165	0.222
Nov-20	1.727	1.177	0.196	0.229
Dec-20	1.75	1.237	0.163	0.222
Jan-21	1.777	1.206	0.176	0.246
Feb-21	1.766	1.115	0.227	0.255
Mar-21	1.808	1.18	0.194	0.264
Apr-21	1.879	1.199	0.228	0.272
May-21	1.932	1.237	0.262	0.286
Jun-21	1.769	1.167	0.172	0.291
Jul-21	1.965	1.179	0.315	0.299
Aug-21	1.938	1.143	0.384	0.289
Sep-21	1.969	1.144	0.36	0.284
Oct-21	2.038	1.149	0.374	0.31
Nov-21	2.11	1.187	0.411	0.315
Dec-21	2.154	1.208	0.447	0.336
Jan-22	2.16	1.196	0.455	0.349
Feb-22	2.269	1.253	0.465	0.36
Mar-22	2.29	1.258	0.464	0.36
Apr-22	2.236	1.199	0.393	0.367
May-22	2.23	1.189	0.446	0.373
Jun-22	1.933	1.038	0.269	0.399
Jul-22	2.108	1.094	0.456	0.359
Aug-22	2.295	1.297	0.431	0.369
Sep-22	2.285	1.256	0.407	0.378
Oct-22	2.268	1.187	0.438	0.391
Nov-22	2.217	1.14	0.396	0.403
Dec-22	2.153	1.121	0.403	0.392
Jan-23	2.167	1.122	0.388	0.408
Feb-23	2.188	1.125	0.377	0.422
Mar-23	2.125	1.146	0.367	0.391
Apr-23	2.166	1.159	0.344	0.396
May-23	2.258	1.266	0.315	0.406

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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690000000000001],[2.0379999999999998],[2.1099999999999999],[2.1539999999999999],[2.1600000000000001],[2.2690000000000001],[2.29],[2.2360000000000002],[2.23],[1.9330000000000001],[2.1080000000000001],[2.2949999999999999],[2.2850000000000001],[2.2679999999999998],[2.2170000000000001],[2.153],[2.1669999999999998],[2.1880000000000002],[2.125],[2.1659999999999999],[2.258]],[[0.73599999999999999],[0.71999999999999997],[0.72699999999999998],[0.74199999999999999],[0.72199999999999998],[0.69899999999999995],[0.69999999999999996],[0.70499999999999996],[0.71099999999999997],[0.69299999999999995],[0.68100000000000005],[0.66500000000000004],[0.69299999999999995],[0.68799999999999994],[0.70599999999999996],[0.71199999999999997],[0.72299999999999998],[0.73199999999999998],[0.751],[0.73399999999999999],[0.746],[0.754],[0.77900000000000003],[0.77800000000000002],[0.81599999999999995],[0.81899999999999995],[0.80200000000000005],[0.78900000000000003],[0.78900000000000003],[0.81299999999999994],[0.81599999999999995],[0.83699999999999997],[0.83199999999999996],[0.82799999999999996],[0.82899999999999996],[0.81000000000000005],[0.78000000000000003],[0.78800000000000003],[0.77300000000000002],[0.76100000000000001],[0.751],[0.73299999999999998],[0.65100000000000002],[0.70199999999999996],[0.71199999999999997],[0.69299999999999995],[0.67800000000000005],[0.68899999999999995],[0.66900000000000004],[0.63800000000000001],[0.66900000000000004],[0.67700000000000005],[0.65900000000000003],[0.67500000000000004],[0.67500000000000004],[0.74199999999999999],[0.73799999999999999],[0.77800000000000002],[0.79000000000000004],[0.80800000000000005],[0.81699999999999995],[0.85099999999999998],[0.84199999999999997],[0.85399999999999998],[0.88900000000000001],[0.871],[0.88300000000000001],[0.86599999999999999],[0.86399999999999999],[0.878],[0.872],[0.88100000000000001],[0.85899999999999999],[0.85199999999999998],[0.86599999999999999],[0.90300000000000002],[0.90400000000000003],[0.92800000000000005],[0.93899999999999995],[0.95999999999999996],[0.93500000000000005],[0.89600000000000002],[0.90200000000000002],[0.95299999999999996],[0.996],[1.008],[1.004],[1.014],[1.0349999999999999],[1.069],[1.0960000000000001],[1.0980000000000001],[1.0569999999999999],[1.034],[1.046],[1.0069999999999999],[1.0189999999999999],[0.995],[1.044],[1.0249999999999999],[1.0269999999999999],[1],[0.96299999999999997],[0.98399999999999999],[1.03],[1.052],[1.048],[1.0369999999999999],[1.036],[1.02],[1.03],[1.024],[1.0189999999999999],[1.032],[0.99299999999999999],[1.0249999999999999],[1.0369999999999999],[1.0249999999999999],[1.044],[1.107],[1.0940000000000001],[1.115],[1.0880000000000001],[1.103],[1.103],[1.0780000000000001],[1.111],[1.121],[1.0860000000000001],[1.1319999999999999],[1.355],[1.3340000000000001],[1.29],[1.2829999999999999],[1.2989999999999999],[1.2709999999999999],[1.25],[1.2290000000000001],[1.2390000000000001],[1.262],[1.214],[1.169],[1.1399999999999999],[1.119],[1.131],[1.133],[1.131],[1.145],[1.151],[1.202],[1.226],[1.1659999999999999],[1.1559999999999999],[1.1519999999999999],[1.135],[1.1220000000000001],[1.135],[1.1679999999999999],[1.1559999999999999],[1.161],[1.163],[1.1299999999999999],[1.0800000000000001],[1.0549999999999999],[1.052],[1.0580000000000001],[1.0640000000000001],[1.0580000000000001],[1.056],[1.081],[1.077],[1.0920000000000001],[1.099],[1.1020000000000001],[1.036],[1.103],[1.1020000000000001],[1.1020000000000001],[0.97799999999999998],[0.60899999999999999],[0.88200000000000001],[1.085],[1.073],[0.92600000000000005],[1.02],[1.1080000000000001],[1.177],[1.2370000000000001],[1.206],[1.115],[1.1799999999999999],[1.1990000000000001],[1.2370000000000001],[1.167],[1.179],[1.143],[1.1439999999999999],[1.149],[1.1870000000000001],[1.208],[1.196],[1.2529999999999999],[1.258],[1.1990000000000001],[1.1890000000000001],[1.038],[1.0940000000000001],[1.2969999999999999],[1.256],[1.1870000000000001],[1.1399999999999999],[1.121],[1.1220000000000001],[1.125],[1.1459999999999999],[1.159],[1.266]],[[0.39400000000000002],[0.42299999999999999],[0.40000000000000002],[0.42299999999999999],[0.45600000000000002],[0.47199999999999998],[0.47499999999999998],[0.49099999999999999],[0.53200000000000003],[0.56499999999999995],[0.53100000000000003],[0.55800000000000005],[0.56299999999999994],[0.50600000000000001],[0.48499999999999999],[0.40799999999999997],[0.36599999999999999],[0.35199999999999998],[0.372],[0.40600000000000003],[0.42699999999999999],[0.437],[0.48099999999999998],[0.53600000000000003],[0.54800000000000004],[0.55600000000000005],[0.47199999999999998],[0.57599999999999996],[0.57199999999999995],[0.54500000000000004],[0.59699999999999998],[0.498],[0.56200000000000006],[0.55100000000000005],[0.48199999999999998],[0.51200000000000001],[0.54000000000000004],[0.34000000000000002],[0.49299999999999999],[0.48299999999999998],[0.48699999999999999],[0.501],[0.45200000000000001],[0.46000000000000002],[0.42399999999999999],[0.40600000000000003],[0.44600000000000001],[0.43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26600000000000001],[0.23200000000000001],[0.252],[0.247],[0.26500000000000001],[0.26500000000000001],[0.255],[0.29599999999999999],[0.26400000000000001],[0.253],[0.245],[0.254],[0.27400000000000002],[0.30599999999999999],[0.311],[null],[null],[null],[0.251],[0.246],[0.24199999999999999],[0.26700000000000002],[0.28100000000000003],[0.32300000000000001],[0.35599999999999998],[0.42599999999999999],[0.38700000000000001],[0.37],[0.34899999999999998],[0.35499999999999998],[0.313],[0.27900000000000003],[0.28499999999999998],[0.28499999999999998],[0.28399999999999997],[0.25700000000000001],[0.22900000000000001],[0.20399999999999999],[0.19800000000000001],[0.20799999999999999],[0.216],[null],[0.24299999999999999],[0.27500000000000002],[0.26600000000000001],[0.248],[0.23999999999999999],[0.22700000000000001],[0.23799999999999999],[0.248],[0.249],[0.26700000000000002],[0.28100000000000003],[0.30399999999999999],[0.312],[0.30399999999999999],[0.29599999999999999],[0.27100000000000002],[0.26800000000000002],[0.26000000000000001],[0.252],[0.25600000000000001],[0.246],[0.26100000000000001],[0.26600000000000001],[0.32200000000000001],[0.27500000000000002],[0.28799999999999998],[0.29199999999999998],[0.30399999999999999],[0.33200000000000002],[0.29599999999999999],[0.28799999999999998],[0.20599999999999999],[0.184],[0.20899999999999999],[0.22600000000000001],[0.20899999999999999],[0.22500000000000001],[0.222],[0.22900000000000001],[0.222],[0.246],[0.255],[0.26400000000000001],[0.27200000000000002],[0.28599999999999998],[0.29099999999999998],[0.29899999999999999],[0.28899999999999998],[0.28399999999999997],[0.31],[0.315],[0.33600000000000002],[0.34899999999999998],[0.35999999999999999],[0.35999999999999999],[0.36699999999999999],[0.373],[0.39900000000000002],[0.35899999999999999],[0.36899999999999999],[0.378],[0.39100000000000001],[0.40300000000000002],[0.39200000000000002],[0.40799999999999997],[0.42199999999999999],[0.39100000000000001],[0.39600000000000002],[0.40600000000000003]]]

[]

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New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
May-05	0.028	0.030	0.028	0.114
Jun-05	0.023	0.028	0.045	0.094
Jul-05	0.029	0.031	0.046	0.104
Aug-05	0.028	0.029	0.050	0.107
Sep-05	0.031	0.029	0.049	0.111
Oct-05	0.027	0.029	0.047	0.119
Nov-05	0.030	0.028	0.051	0.120
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.034	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.047	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.053	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.061	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.263
Jun-13	0.036	0.065	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.061	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.042	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.045	0.080	0.061	0.176
Sep-14	0.043	0.081	0.055	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.081	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.060	0.172
May-15	0.040	0.087	0.062	0.168
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.039	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.112
Dec-15	0.046	0.076	0.064	0.111
Jan-16	0.044	0.077	0.064	0.109
Feb-16	0.045	0.072	0.063	0.115
Mar-16	0.051	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.065	0.128
Jul-16	0.046	0.078	0.065	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.140
Nov-16	0.045	0.072	0.061	0.140
Dec-16	0.052	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.138
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.073	0.063	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.071	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.060	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.066	0.060	0.096
Jan-18	0.046	0.065	0.060	0.104
Feb-18	0.046	0.066	0.055	0.102
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.063	0.054	0.116
Jun-18	0.051	0.072	0.054	0.120
Jul-18	0.049	0.063	0.054	0.119
Aug-18	0.049	0.062	0.060	0.122
Sep-18	0.050	0.065	0.054	0.121
Oct-18	0.054	0.063	0.050	0.123
Nov-18	0.052	0.062	0.047	0.125
Dec-18	0.049	0.057	0.044	0.132
Jan-19	0.048	0.055	0.041	0.135
Feb-19	0.046	0.057	0.042	0.135
Mar-19	0.045	0.056	0.037	0.138
Apr-19	0.045	0.056	0.039	0.129
May-19	0.048	0.057	0.041	0.132
Jun-19	0.049	0.056	0.041	0.132
Jul-19	0.056	0.059	0.039	0.142
Aug-19	0.051	0.063	0.037	0.140
Sep-19	0.046	0.070	0.035	0.141
Oct-19	0.047	0.075	0.034	0.157
Nov-19	0.044	0.080	0.034	0.175
Dec-19	0.045	0.085	0.036	0.163
Jan-20	0.046	0.091	0.035	0.186
Feb-20	0.053	0.073	0.034	0.161
Mar-20	0.044	0.070	0.017	0.160
Apr-20	0.029	0.066	0.002	0.120
May-20	0.042	0.060	0.002	0.120
Jun-20	0.066	0.076	0.004	0.106
Jul-20	0.054	0.068	0.002	0.116
Aug-20	0.045	0.063	0.003	0.126
Sep-20	0.032	0.070	0.006	0.133
Oct-20	0.037	0.059	0.008	0.138
Nov-20	0.047	0.068	0.004	0.131
Dec-20	0.046	0.080	0.008	0.127
Jan-21	0.048	0.070	0.005	0.125
Feb-21	0.050	0.095	0.005	0.124
Mar-21	0.052	0.098	0.007	0.162
Apr-21	0.055	0.100	0.007	0.144
May-21	0.057	0.102	0.006	0.154
Jun-21	0.074	0.108	0.006	0.153
Jul-21	0.068	0.116	0.005	0.158
Aug-21	0.058	0.098	0.005	0.137
Sep-21	0.057	0.113	0.005	0.160
Oct-21	0.060	0.133	0.009	0.158
Nov-21	0.056	0.115	0.012	0.156
Dec-21	0.062	0.112	0.013	0.161
Jan-22	0.065	0.125	0.013	0.160
Feb-22	0.070	0.124	0.016	0.168
Mar-22	0.071	0.135	0.019	0.162
Apr-22	0.070	0.143	0.024	0.163
May-22	0.067	0.141	0.026	0.164
Jun-22	0.064	0.154	0.031	0.161
Jul-22	0.058	0.119	0.035	0.164
Aug-22	0.061	0.142	0.038	0.164
Sep-22	0.062	0.141	0.039	0.166
Oct-22	0.059	0.147	0.040	0.164
Nov-22	0.058	0.155	0.040	0.170
Dec-22	0.051	0.159	0.045	0.174
Jan-23	0.057	0.166	0.044	0.200
Feb-23	0.056	0.166	0.043	0.193
Mar-23	0.055	0.147	0.039	0.193
Apr-23	0.049	0.146	0.044	0.183
May-23	0.063	0.163	0.046	0.180

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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Business finance

In May 2023 in seasonally adjusted terms, the value of new loan commitments:

for construction finance fell 19.4%, after a rise of 41.6% in April. In trend terms, it rose 1.6%.
for the purchase of property rose 8.1%, after a rise of 9.0% in April. In trend terms, it rose 1.6%.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
May-05	1.845	2.116	1.52	2.235
Jun-05	1.517	1.988	1.553	2.232
Jul-05	1.905	2.378	1.582	2.248
Aug-05	1.439	4.087	1.609	2.28
Sep-05	1.776	2.27	1.631	2.329
Oct-05	1.301	2.309	1.645	2.39
Nov-05	1.434	2.395	1.649	2.459
Dec-05	2.241	2.407	1.643	2.53
Jan-06	1.389	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.572	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.503
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.427	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.313	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.674	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.44	2.604	1.356	2.751
Apr-11	1.026	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.719
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.513	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.328	2.691
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.075	1.15	2.752
Apr-12	1.036	2.926	1.112	2.779
May-12	1.021	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.468	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.421	3.116	1.064	2.848
Nov-12	1.03	2.691	1.066	2.858
Dec-12	2.683	2.694	1.07	2.873
Jan-13	1.347	3.1	1.078	2.892
Feb-13	0.878	2.855	1.093	2.917
Mar-13	0.942	2.654	1.121	2.95
Apr-13	0.738	2.983	1.167	2.992
May-13	1.344	3.304	1.234	3.051
Jun-13	1.469	3.3	1.32	3.133
Jul-13	1.229	3.055	1.424	3.239
Aug-13	1.496	3.343	1.532	3.369
Sep-13	1.464	3.406	1.636	3.513
Oct-13	1.666	3.416	1.726	3.665
Nov-13	2.228	5.148	1.796	3.819
Dec-13	2.21	4.08	1.849	3.97
Jan-14	1.592	3.214	1.887	4.109
Feb-14	2.245	4.451	1.915	4.228
Mar-14	1.502	4.653	1.937	4.326
Apr-14	3.786	4.204	1.958	4.401
May-14	1.803	4.571	1.981	4.451
Jun-14	1.544	3.886	2.009	4.475
Jul-14	2.908	4.62	2.045	4.482
Aug-14	1.699	4.779	2.091	4.479
Sep-14	2.97	4.257	2.142	4.474
Oct-14	2.167	4.502	2.192	4.474
Nov-14	1.779	3.046	2.233	4.484
Dec-14	2.199	4.766	2.259	4.505
Jan-15	3.625	4.448	2.268	4.536
Feb-15	2.622	4.377	2.266	4.58
Mar-15	1.999	4.424	2.258	4.634
Apr-15	2.413	4.765	2.242	4.701
May-15	2.336	4.994	2.218	4.782
Jun-15	2.086	4.851	2.19	4.874
Jul-15	2.008	4.916	2.164	4.972
Aug-15	2.249	4.99	2.142	5.063
Sep-15	1.879	8.354	2.13	5.142
Oct-15	2.194	5.001	2.132	5.203
Nov-15	2.46	5.265	2.149	5.241
Dec-15	2.184	5.655	2.174	5.256
Jan-16	1.618	4.523	2.197	5.252
Feb-16	1.841	5.566	2.206	5.234
Mar-16	2.994	5.214	2.199	5.206
Apr-16	3.318	5.14	2.179	5.174
May-16	2.236	4.686	2.145	5.146
Jun-16	1.806	5.093	2.104	5.133
Jul-16	2.28	5.377	2.06	5.138
Aug-16	1.864	5.035	2.021	5.162
Sep-16	1.538	5.331	1.991	5.204
Oct-16	1.868	5.158	1.977	5.264
Nov-16	4.694	5.323	1.983	5.333
Dec-16	1.963	5.019	2.007	5.403
Jan-17	2.789	5.902	2.047	5.471
Feb-17	1.81	5.676	2.096	5.534
Mar-17	1.872	5.713	2.146	5.586
Apr-17	2.443	5.277	2.192	5.625
May-17	1.899	5.484	2.234	5.649
Jun-17	2.904	5.814	2.276	5.658
Jul-17	1.839	6.664	2.324	5.65
Aug-17	2.819	5.441	2.378	5.626
Sep-17	1.978	5.248	2.44	5.589
Oct-17	2.189	6.089	2.508	5.541
Nov-17	4.007	5.59	2.573	5.487
Dec-17	2.67	4.838	2.628	5.43
Jan-18	2.918	5.584	2.665	5.378
Feb-18	2.484	5.443	2.676	5.338
Mar-18	2.603	5.175	2.656	5.323
Apr-18	2.974	5.533	2.606	5.333
May-18	2.658	5.055	2.534	5.366
Jun-18	2.25	5.387	2.447	5.409
Jul-18	2.547	5.132	2.352	5.454
Aug-18	2.077	5.615	2.262	5.498
Sep-18	2.112	5.707	2.187	5.537
Oct-18	3.451	5.782	2.136	5.565
Nov-18	1.72	6.237	2.113	5.579
Dec-18	1.966	4.258	2.122	5.583
Jan-19	2.595	5.153	2.17	5.573
Feb-19	2.787	5.12	2.258	5.545
Mar-19	1.901	5.513	2.384	5.496
Apr-19	1.961	5.52	2.531	5.43
May-19	2.683	6.378	2.685	5.35
Jun-19	3.051	7.29	2.829	5.264
Jul-19	2.743	4.43	2.948	5.178
Aug-19	3.082	5.265	3.024	5.093
Sep-19	4.006	5.1	3.052	5.005
Oct-19	3.234	4.134	3.027	4.91
Nov-19	3.19	4.304	2.953	4.803
Dec-19	2.95	4.829	2.838	4.686
Jan-20	2.145	4.744	2.692	4.559
Feb-20	2.188	5.213	2.533	4.428
Mar-20	2.78	4.694	2.38	4.296
Apr-20	1.986	4.283	2.251	4.165
May-20	1.983	3.88	2.156	4.041
Jun-20	3.096	3.618	2.093	3.934
Jul-20	2.288	3.231	2.063	3.858
Aug-20	1.315	3.781	2.055	3.823
Sep-20	2.118	3.891	2.056	3.843
Oct-20	1.909	3.86	2.057	3.93
Nov-20	1.232	4.221	2.055	4.086
Dec-20	2.025	4.829	2.053	4.303
Jan-21	1.072	3.974	2.05	4.564
Feb-21	2.033	4.525	2.049	4.85
Mar-21	2.262	5.211	2.049	5.143
Apr-21	1.882	5.58	2.049	5.439
May-21	1.94	4.629	2.052	5.737
Jun-21	1.676	6.812	2.058	6.031
Jul-21	2.54	6.866	2.065	6.312
Aug-21	2.084	6.047	2.077	6.566
Sep-21	2.285	6.161	2.091	6.777
Oct-21	2.069	7.218	2.107	6.937
Nov-21	1.607	6.755	2.12	7.046
Dec-21	2.383	7.097	2.124	7.101
Jan-22	4.078	7.932	2.12	7.108
Feb-22	1.866	7.709	2.108	7.071
Mar-22	2.39	6.598	2.088	6.992
Apr-22	2.107	6.284	2.062	6.869
May-22	2.056	6.723	2.033	6.707
Jun-22	2.217	6.049	2.007	6.508
Jul-22	1.578	6.847	1.988	6.282
Aug-22	2.181	6.401	1.98	6.052
Sep-22	1.522	5.888	1.992	5.837
Oct-22	2.396	5.49	2.026	5.646
Nov-22	0.949	5.5	2.082	5.489
Dec-22	1.917	5.134	2.155	5.373
Jan-23	1.878	5.085	2.235	5.301
Feb-23	2.832	5.018	2.316	5.274
Mar-23	2.326	5.024	2.388	5.293
Apr-23	3.294	5.477	2.445	5.354
May-23	2.655	5.923	2.484	5.441

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

			May-2023 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		16.37	4.0	-20.2
		Construction of dwellings	1.54	4.1	-34.5
		Purchase of newly erected dwellings	0.96	4.7	-17.9
		Purchase of existing dwellings	12.76	4.2	-18.0
	First home buyers		4.16	5.5	-15.1
Investor
	Total housing (a)		8.50	6.2	-20.9

Number of new loan commitments by purpose (seasonally adjusted)

			May-2023 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)
		Construction of dwellings	2 561	-0.2	-40.4
		Purchase of newly erected dwellings	1 703	5.1	-15.1
		Purchase of existing dwellings	21 989	5.8	-12.1
	First home buyers		8 352	2.7	-17.4
Investor
	Total housing (a)

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In May 2023 in seasonally adjusted terms, the value of new loan commitments:

for owner occupiers rose 4.0%, after a fall of 1.4% in April
for investors rose 6.2%, after a fall of 0.2% in April

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
May-21	-0.3	9.6
Jun-21	-2.6	0.5
Jul-21	1.2	4.5
Aug-21	-3.6	3.7
Sep-21	-3.3	4.1
Oct-21	-2.3	3.2
Nov-21	6.4	4.6
Dec-21	1.3	2.3
Jan-22	3.1	4.0
Feb-22	-4.8	0.1
Mar-22	-1.5	-1.1
Apr-22	-3.5	-1.6
May-22	-0.3	-3.4
Jun-22	-3.3	-5.0
Jul-22	-5.0	-9.2
Aug-22	-2.8	-2.6
Sep-22	-4.5	-3.1
Oct-22	-2.9	-2.3
Nov-22	-4.6	-3.5
Dec-22	-3.7	-4.0
Jan-23	-1.6	-2.1
Feb-23	-1.2	-0.4
Mar-23	5.1	3.8
Apr-23	-1.4	-0.2
May-23	4.0	6.2

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

[" ","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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In May 2023 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings rose 4.2% but was 18.0% lower compared to a year ago
for the construction of new dwellings rose 4.1% but was 34.5% lower compared to a year ago
for the purchase of new dwellings rose 4.7% but was 17.9% lower compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
May-05	0.818	0.450	5.960	0.350	0.446
Jun-05	0.806	0.435	6.140	0.342	0.430
Jul-05	0.809	0.457	6.074	0.342	0.403
Aug-05	0.807	0.475	6.264	0.323	0.438
Sep-05	0.815	0.506	6.536	0.329	0.458
Oct-05	0.814	0.534	6.586	0.327	0.455
Nov-05	0.812	0.512	6.745	0.320	0.461
Dec-05	0.835	0.542	6.710	0.329	0.463
Jan-06	0.857	0.534	6.756	0.329	0.480
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.848	0.593	6.998	0.335	0.497
Apr-06	0.853	0.627	7.133	0.344	0.493
May-06	0.853	0.634	7.230	0.341	0.445
Jun-06	0.896	0.618	7.187	0.344	0.471
Jul-06	0.952	0.607	7.400	0.364	0.466
Aug-06	0.937	0.574	7.166	0.352	0.464
Sep-06	0.905	0.555	6.913	0.327	0.470
Oct-06	0.916	0.575	6.980	0.334	0.472
Nov-06	0.918	0.578	6.939	0.334	0.464
Dec-06	0.916	0.526	7.121	0.338	0.499
Jan-07	0.932	0.616	7.178	0.334	0.518
Feb-07	0.909	0.641	7.382	0.325	0.511
Mar-07	0.925	0.680	7.633	0.321	0.520
Apr-07	0.930	0.624	7.871	0.330	0.514
May-07	0.934	0.678	8.208	0.331	0.543
Jun-07	0.991	0.761	8.686	0.331	0.573
Jul-07	0.959	0.692	8.254	0.315	0.564
Aug-07	0.998	0.700	8.408	0.338	0.609
Sep-07	1.027	0.648	7.926	0.312	0.533
Oct-07	1.050	0.576	8.222	0.318	0.604
Nov-07	0.987	0.543	8.220	0.317	0.592
Dec-07	0.992	0.497	8.001	0.304	0.565
Jan-08	0.999	0.489	8.323	0.347	0.627
Feb-08	1.002	0.481	7.573	0.328	0.527
Mar-08	0.996	0.402	6.974	0.296	0.477
Apr-08	0.961	0.391	6.564	0.294	0.494
May-08	0.920	0.367	6.232	0.288	0.390
Jun-08	0.888	0.420	6.133	0.288	0.466
Jul-08	0.874	0.388	6.130	0.291	0.451
Aug-08	0.841	0.348	6.065	0.282	0.427
Sep-08	0.834	0.402	6.247	0.333	0.430
Oct-08	0.861	0.429	6.501	0.334	0.436
Nov-08	0.839	0.475	6.399	0.350	0.487
Dec-08	0.916	0.503	7.080	0.350	0.523
Jan-09	1.010	0.551	7.723	0.374	0.564
Feb-09	1.054	0.589	8.140	0.383	0.616
Mar-09	1.189	0.643	9.053	0.388	0.697
Apr-09	1.306	0.630	8.911	0.381	0.699
May-09	1.345	0.615	8.785	0.380	0.708
Jun-09	1.370	0.607	8.934	0.364	0.693
Jul-09	1.382	0.603	8.717	0.364	0.706
Aug-09	1.406	0.633	8.516	0.346	0.726
Sep-09	1.505	0.647	8.951	0.340	0.742
Oct-09	1.675	0.613	8.406	0.329	0.777
Nov-09	1.543	0.579	7.977	0.315	0.674
Dec-09	1.453	0.582	7.665	0.301	0.600
Jan-10	1.401	0.519	7.322	0.290	0.581
Feb-10	1.361	0.544	7.021	0.292	0.576
Mar-10	1.269	0.548	6.944	0.286	0.558
Apr-10	1.184	0.558	6.803	0.283	0.529
May-10	1.138	0.566	6.936	0.281	0.514
Jun-10	1.087	0.569	6.683	0.270	0.518
Jul-10	1.109	0.588	6.772	0.271	0.546
Aug-10	1.124	0.539	6.779	0.269	0.516
Sep-10	1.103	0.569	6.693	0.272	0.512
Oct-10	1.099	0.609	6.650	0.289	0.514
Nov-10	1.163	0.709	6.675	0.272	0.507
Dec-10	1.130	0.599	6.861	0.275	0.574
Jan-11	1.055	0.591	6.631	0.241	0.497
Feb-11	1.083	0.509	6.587	0.257	0.437
Mar-11	1.053	0.523	6.530	0.268	0.455
Apr-11	1.086	0.552	6.636	0.261	0.467
May-11	1.172	0.613	6.534	0.266	0.502
Jun-11	1.081	0.589	6.596	0.275	0.554
Jul-11	1.089	0.591	6.621	0.260	0.473
Aug-11	1.059	0.615	6.609	0.277	0.481
Sep-11	1.082	0.575	6.392	0.268	0.479
Oct-11	1.048	0.566	6.523	0.242	0.483
Nov-11	1.082	0.592	6.570	0.256	0.467
Dec-11	1.065	0.621	6.941	0.250	0.515
Jan-12	1.086	0.622	6.937	0.271	0.480
Feb-12	1.130	0.549	6.271	0.247	0.487
Mar-12	1.093	0.584	6.322	0.243	0.458
Apr-12	1.113	0.636	6.431	0.244	0.500
May-12	1.154	0.579	6.621	0.239	0.518
Jun-12	1.183	0.584	6.674	0.240	0.567
Jul-12	1.206	0.551	6.777	0.243	0.500
Aug-12	1.173	0.560	6.964	0.241	0.497
Sep-12	1.129	0.591	7.044	0.241	0.496
Oct-12	1.116	0.578	6.924	0.248	0.521
Nov-12	1.115	0.546	7.006	0.243	0.520
Dec-12	1.158	0.530	7.061	0.250	0.529
Jan-13	1.141	0.566	7.276	0.236	0.577
Feb-13	1.166	0.530	7.381	0.242	0.558
Mar-13	1.263	0.572	7.666	0.249	0.601
Apr-13	1.254	0.549	7.642	0.239	0.614
May-13	1.230	0.565	7.782	0.245	0.606
Jun-13	1.263	0.488	7.890	0.240	0.598
Jul-13	1.240	0.554	7.909	0.239	0.577
Aug-13	1.268	0.548	7.560	0.243	0.612
Sep-13	1.291	0.536	8.063	0.241	0.627
Oct-13	1.306	0.566	8.148	0.235	0.638
Nov-13	1.338	0.654	8.292	0.239	0.669
Dec-13	1.307	0.584	8.148	0.246	0.659
Jan-14	1.412	0.569	8.281	0.244	0.678
Feb-14	1.445	0.603	8.442	0.253	0.704
Mar-14	1.488	0.590	8.384	0.239	0.677
Apr-14	1.479	0.577	8.381	0.241	0.641
May-14	1.501	0.591	8.262	0.248	0.626
Jun-14	1.498	0.640	8.359	0.240	0.649
Jul-14	1.493	0.627	8.268	0.244	0.652
Aug-14	1.432	0.640	8.039	0.235	0.623
Sep-14	1.487	0.622	8.140	0.236	0.628
Oct-14	1.536	0.629	8.329	0.244	0.681
Nov-14	1.451	0.646	7.999	0.238	0.630
Dec-14	1.447	0.607	8.530	0.223	0.570
Jan-15	1.464	0.599	8.651	0.254	0.567
Feb-15	1.424	0.690	8.378	0.245	0.554
Mar-15	1.461	0.695	8.788	0.256	0.533
Apr-15	1.516	0.714	8.750	0.262	0.547
May-15	1.403	0.682	8.275	0.254	0.527
Jun-15	1.387	0.722	9.032	0.274	0.567
Jul-15	1.370	0.800	9.292	0.266	0.597
Aug-15	1.406	0.798	10.112	0.276	0.614
Sep-15	1.441	0.933	10.325	0.265	0.600
Oct-15	1.436	0.851	9.999	0.264	0.585
Nov-15	1.482	0.835	9.817	0.272	0.583
Dec-15	1.480	0.899	9.650	0.269	0.602
Jan-16	1.470	0.889	9.363	0.260	0.536
Feb-16	1.432	0.864	9.533	0.274	0.627
Mar-16	1.431	0.835	9.261	0.276	0.660
Apr-16	1.458	0.883	9.431	0.279	0.666
May-16	1.491	0.893	9.470	0.264	0.661
Jun-16	1.445	0.905	9.450	0.269	0.628
Jul-16	1.453	0.851	9.200	0.276	0.644
Aug-16	1.511	0.867	9.030	0.268	0.631
Sep-16	1.494	0.867	9.170	0.276	0.642
Oct-16	1.494	0.889	9.316	0.264	0.633
Nov-16	1.475	0.921	9.389	0.271	0.647
Dec-16	1.501	0.925	9.655	0.267	0.709
Jan-17	1.478	0.956	9.843	0.282	0.674
Feb-17	1.472	0.876	9.855	0.280	0.714
Mar-17	1.519	1.004	10.189	0.279	0.725
Apr-17	1.607	0.985	10.226	0.290	0.774
May-17	1.622	0.985	10.064	0.293	0.829
Jun-17	1.672	1.019	10.167	0.282	0.790
Jul-17	1.797	1.041	10.347	0.260	0.786
Aug-17	1.710	1.050	10.629	0.293	0.790
Sep-17	1.633	1.085	10.429	0.317	0.814
Oct-17	1.642	1.068	10.281	0.297	0.824
Nov-17	1.649	1.024	10.374	0.287	0.800
Dec-17	1.610	1.042	10.271	0.280	0.793
Jan-18	1.712	1.040	10.377	0.280	0.853
Feb-18	1.562	1.123	10.491	0.246	0.773
Mar-18	1.555	1.067	10.216	0.238	0.778
Apr-18	1.512	1.050	10.235	0.230	0.781
May-18	1.537	1.084	10.545	0.231	0.811
Jun-18	1.653	1.034	10.185	0.224	0.844
Jul-18	1.768	1.013	10.104	0.212	0.815
Aug-18	1.575	0.956	9.791	0.212	0.789
Sep-18	1.446	0.930	9.527	0.209	0.724
Oct-18	1.527	0.926	9.819	0.206	0.718
Nov-18	1.502	0.901	9.152	0.208	0.700
Dec-18	1.411	0.842	8.576	0.253	0.726
Jan-19	1.415	0.807	8.624	0.185	0.758
Feb-19	1.507	0.802	9.042	0.212	0.592
Mar-19	1.495	0.750	8.678	0.202	0.525
Apr-19	1.438	0.816	8.730	0.200	0.615
May-19	1.464	0.814	8.443	0.200	0.610
Jun-19	1.447	0.760	8.750	0.202	0.639
Jul-19	1.475	0.854	8.949	0.207	0.632
Aug-19	1.451	0.972	9.271	0.209	0.678
Sep-19	1.490	1.026	9.530	0.211	0.692
Oct-19	1.507	1.017	9.979	0.244	0.715
Nov-19	1.533	1.110	10.391	0.207	0.739
Dec-19	1.571	1.086	10.596	0.208	0.732
Jan-20	1.653	1.078	10.731	0.208	0.755
Feb-20	1.692	1.062	10.282	0.216	0.763
Mar-20	1.618	1.067	10.580	0.195	0.768
Apr-20	1.684	1.071	9.735	0.214	0.747
May-20	1.678	1.059	8.461	0.219	0.654
Jun-20	1.631	1.051	9.099	0.220	0.767
Jul-20	1.798	1.100	10.072	0.224	1.065
Aug-20	2.129	1.168	11.402	0.217	1.341
Sep-20	2.579	1.215	11.853	0.228	1.377
Oct-20	2.837	1.227	12.050	0.274	1.375
Nov-20	3.004	1.308	12.585	0.279	1.337
Dec-20	3.385	1.396	13.205	0.297	1.376
Jan-21	4.000	1.452	14.826	0.309	1.328
Feb-21	4.197	1.522	14.546	0.328	1.311
Mar-21	3.573	1.537	15.342	0.317	1.242
Apr-21	3.278	1.558	16.416	0.390	1.187
May-21	3.182	1.511	16.558	0.456	1.062
Jun-21	2.543	1.592	16.655	0.480	0.901
Jul-21	2.629	1.519	16.858	0.492	0.944
Aug-21	2.474	1.421	16.362	0.496	0.892
Sep-21	2.306	1.338	15.898	0.498	0.885
Oct-21	2.133	1.209	15.741	0.502	0.870
Nov-21	2.276	1.283	16.684	0.608	0.911
Dec-21	2.201	1.324	17.076	0.541	0.897
Jan-22	2.165	1.288	17.887	0.496	0.883
Feb-22	2.207	1.214	16.788	0.558	0.864
Mar-22	2.193	1.213	16.485	0.585	0.831
Apr-22	2.172	1.153	15.895	0.603	0.749
May-22	2.351	1.164	15.568	0.641	0.790
Jun-22	2.359	1.111	14.958	0.607	0.795
Jul-22	2.288	1.078	14.123	0.590	0.756
Aug-22	2.270	0.977	13.758	0.552	0.760
Sep-22	2.138	0.996	13.147	0.506	0.715
Oct-22	2.046	1.012	12.697	0.558	0.685
Nov-22	1.889	0.949	12.232	0.510	0.633
Dec-22	1.792	0.931	11.801	0.540	0.547
Jan-23	1.693	0.889	11.736	0.476	0.572
Feb-23	1.583	0.893	11.662	0.455	0.584
Mar-23	1.600	0.928	12.296	0.514	0.615
Apr-23	1.478	0.913	12.248	0.481	0.612
May-23	1.539	0.955	12.759	0.457	0.656

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics about owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Hide/unhide series in the graph by clicking the legend above (toggle the 'purchase of existing dwellings' series for a closer look at the other purposes of owner occupier lending).

In May 2023 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in New South Wales rose 9.9%, in Victoria rose 5.1%, in Western Australia rose 4.4%, in Queensland rose 1.9%, in Tasmania rose 9.6%, in South Australia rose 0.8%, in the Northern Territory rose 7.2% and in the Australian Capital Territory rose 0.3%

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
May-05	2.357	1.962	1.733	0.558	1.070	0.149	0.094	0.127
Jun-05	2.399	1.943	1.752	0.578	1.073	0.135	0.104	0.119
Jul-05	2.460	1.867	1.704	0.588	1.106	0.134	0.096	0.119
Aug-05	2.492	1.896	1.800	0.592	1.156	0.145	0.101	0.126
Sep-05	2.656	1.915	1.861	0.618	1.203	0.138	0.136	0.133
Oct-05	2.603	1.932	1.944	0.619	1.248	0.147	0.115	0.135
Nov-05	2.591	1.976	1.971	0.623	1.279	0.145	0.121	0.130
Dec-05	2.616	2.009	1.943	0.611	1.336	0.147	0.108	0.128
Jan-06	2.582	1.954	1.981	0.597	1.391	0.167	0.117	0.122
Feb-06	2.653	1.999	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.703	1.973	2.063	0.669	1.464	0.169	0.117	0.149
Apr-06	2.788	2.023	2.059	0.687	1.457	0.168	0.113	0.139
May-06	2.805	2.028	2.123	0.703	1.480	0.148	0.114	0.133
Jun-06	2.764	1.947	2.135	0.690	1.492	0.168	0.107	0.133
Jul-06	2.734	2.099	2.282	0.711	1.582	0.166	0.104	0.159
Aug-06	2.671	2.047	2.187	0.697	1.434	0.174	0.109	0.153
Sep-06	2.557	2.016	2.143	0.716	1.345	0.183	0.094	0.163
Oct-06	2.578	2.052	2.186	0.689	1.318	0.158	0.089	0.168
Nov-06	2.616	2.048	2.199	0.688	1.299	0.166	0.086	0.169
Dec-06	2.603	2.092	2.262	0.665	1.369	0.168	0.091	0.170
Jan-07	2.712	2.099	2.308	0.686	1.320	0.160	0.094	0.147
Feb-07	2.739	2.119	2.404	0.723	1.341	0.161	0.082	0.182
Mar-07	2.849	2.197	2.490	0.739	1.344	0.172	0.106	0.195
Apr-07	2.921	2.248	2.589	0.732	1.352	0.175	0.085	0.183
May-07	2.943	2.394	2.664	0.753	1.453	0.198	0.082	0.207
Jun-07	3.176	2.423	2.735	0.783	1.648	0.203	0.101	0.207
Jul-07	3.016	2.250	2.718	0.763	1.552	0.194	0.100	0.208
Aug-07	3.059	2.431	2.759	0.780	1.506	0.183	0.084	0.202
Sep-07	2.856	2.403	2.595	0.774	1.434	0.193	0.092	0.179
Oct-07	3.108	2.392	2.582	0.781	1.390	0.199	0.094	0.184
Nov-07	2.998	2.423	2.607	0.775	1.410	0.198	0.093	0.187
Dec-07	2.938	2.372	2.518	0.776	1.363	0.178	0.087	0.193
Jan-08	3.111	2.414	2.527	0.759	1.468	0.195	0.075	0.198
Feb-08	2.769	2.340	2.358	0.698	1.276	0.196	0.084	0.181
Mar-08	2.572	2.195	2.078	0.654	1.209	0.199	0.071	0.163
Apr-08	2.453	2.066	1.940	0.661	1.148	0.175	0.098	0.176
May-08	2.365	2.001	1.846	0.597	1.016	0.134	0.080	0.156
Jun-08	2.313	1.989	1.788	0.613	1.073	0.147	0.076	0.172
Jul-08	2.309	1.937	1.765	0.612	1.137	0.143	0.085	0.160
Aug-08	2.313	1.877	1.649	0.639	1.060	0.148	0.082	0.176
Sep-08	2.306	2.014	1.828	0.638	1.074	0.147	0.087	0.169
Oct-08	2.327	2.061	1.896	0.642	1.129	0.165	0.105	0.212
Nov-08	2.347	2.104	1.958	0.680	1.072	0.180	0.099	0.160
Dec-08	2.683	2.212	2.084	0.726	1.165	0.191	0.110	0.204
Jan-09	2.946	2.361	2.305	0.794	1.259	0.207	0.108	0.224
Feb-09	3.309	2.415	2.376	0.830	1.327	0.225	0.125	0.217
Mar-09	3.579	2.776	2.676	0.840	1.448	0.228	0.137	0.261
Apr-09	3.468	2.757	2.699	0.851	1.511	0.225	0.134	0.255
May-09	3.441	2.740	2.651	0.865	1.549	0.198	0.127	0.254
Jun-09	3.509	2.757	2.667	0.833	1.590	0.222	0.109	0.253
Jul-09	3.438	2.830	2.567	0.853	1.569	0.219	0.114	0.230
Aug-09	3.360	2.837	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.546	2.939	2.589	0.810	1.733	0.208	0.115	0.266
Oct-09	3.301	2.946	2.487	0.790	1.680	0.214	0.117	0.231
Nov-09	3.069	2.820	2.322	0.729	1.656	0.197	0.100	0.220
Dec-09	2.895	2.718	2.237	0.710	1.534	0.181	0.097	0.223
Jan-10	2.747	2.659	2.086	0.675	1.428	0.168	0.096	0.202
Feb-10	2.618	2.714	2.009	0.619	1.386	0.160	0.105	0.206
Mar-10	2.654	2.605	1.952	0.639	1.269	0.158	0.086	0.197
Apr-10	2.702	2.578	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.754	2.594	1.833	0.641	1.151	0.148	0.088	0.184
Jun-10	2.630	2.565	1.794	0.598	1.121	0.145	0.076	0.180
Jul-10	2.718	2.699	1.777	0.605	1.093	0.150	0.067	0.187
Aug-10	2.703	2.669	1.746	0.623	1.110	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.135	0.151	0.088	0.198
Oct-10	2.644	2.631	1.744	0.607	1.123	0.140	0.071	0.182
Nov-10	2.710	2.640	1.777	0.650	1.145	0.137	0.076	0.195
Dec-10	2.797	2.675	1.761	0.626	1.157	0.145	0.070	0.190
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.187
Feb-11	2.711	2.572	1.527	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.540	0.562	1.093	0.145	0.077	0.178
Apr-11	2.714	2.537	1.586	0.565	1.135	0.154	0.073	0.195
May-11	2.748	2.549	1.575	0.600	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.675	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.560	1.715	0.548	1.122	0.147	0.076	0.176
Sep-11	2.739	2.414	1.534	0.622	1.123	0.137	0.079	0.184
Oct-11	2.812	2.361	1.572	0.568	1.114	0.134	0.071	0.193
Nov-11	2.854	2.348	1.650	0.553	1.148	0.135	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.186
Jan-12	3.054	2.416	1.829	0.526	1.221	0.135	0.085	0.185
Feb-12	2.519	2.355	1.649	0.539	1.218	0.132	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.277	0.120	0.099	0.175
Apr-12	2.526	2.425	1.769	0.531	1.253	0.119	0.092	0.180
May-12	2.566	2.510	1.802	0.539	1.274	0.131	0.088	0.186
Jun-12	2.599	2.589	1.760	0.553	1.329	0.141	0.100	0.188
Jul-12	2.641	2.519	1.740	0.555	1.410	0.133	0.109	0.194
Aug-12	2.723	2.522	1.820	0.559	1.481	0.136	0.100	0.202
Sep-12	2.726	2.529	1.802	0.537	1.452	0.137	0.097	0.192
Oct-12	2.647	2.518	1.842	0.551	1.370	0.138	0.097	0.198
Nov-12	2.667	2.508	1.828	0.557	1.474	0.146	0.104	0.202
Dec-12	2.525	2.592	1.839	0.553	1.555	0.138	0.102	0.194
Jan-13	2.725	2.591	1.833	0.591	1.614	0.132	0.107	0.188
Feb-13	2.766	2.590	1.873	0.609	1.593	0.135	0.096	0.204
Mar-13	2.916	2.699	1.935	0.620	1.673	0.145	0.090	0.210
Apr-13	2.947	2.651	1.902	0.637	1.716	0.135	0.092	0.211
May-13	2.974	2.684	1.967	0.625	1.711	0.145	0.098	0.203
Jun-13	2.947	2.687	2.016	0.673	1.698	0.141	0.106	0.216
Jul-13	3.002	2.635	2.040	0.670	1.664	0.146	0.116	0.232
Aug-13	2.975	2.624	1.918	0.625	1.671	0.158	0.100	0.260
Sep-13	3.083	2.732	2.046	0.677	1.685	0.164	0.102	0.260
Oct-13	3.187	2.666	2.103	0.733	1.702	0.179	0.111	0.213
Nov-13	3.264	2.856	2.145	0.683	1.761	0.164	0.104	0.224
Dec-13	3.199	2.780	2.116	0.688	1.690	0.167	0.088	0.227
Jan-14	3.196	2.818	2.215	0.685	1.756	0.163	0.104	0.241
Feb-14	3.275	2.866	2.285	0.672	1.785	0.171	0.126	0.241
Mar-14	3.241	2.866	2.224	0.685	1.770	0.172	0.112	0.240
Apr-14	3.314	2.879	2.177	0.695	1.673	0.184	0.117	0.225
May-14	3.186	2.839	2.178	0.691	1.808	0.157	0.125	0.229
Jun-14	3.290	2.888	2.172	0.696	1.893	0.182	0.104	0.209
Jul-14	3.242	2.961	2.170	0.700	1.721	0.164	0.113	0.237
Aug-14	3.111	2.854	2.199	0.670	1.702	0.166	0.126	0.234
Sep-14	3.172	2.831	2.231	0.683	1.641	0.174	0.126	0.237
Oct-14	3.336	2.952	2.214	0.683	1.695	0.166	0.127	0.236
Nov-14	3.088	2.869	2.184	0.677	1.653	0.153	0.106	0.239
Dec-14	3.391	2.936	2.149	0.699	1.643	0.157	0.116	0.249
Jan-15	3.544	3.018	2.182	0.738	1.541	0.178	0.102	0.259
Feb-15	3.431	2.848	2.210	0.677	1.582	0.164	0.102	0.265
Mar-15	3.648	3.029	2.243	0.692	1.606	0.168	0.100	0.248
Apr-15	3.552	3.072	2.333	0.684	1.578	0.159	0.107	0.263
May-15	3.335	2.945	2.219	0.667	1.472	0.150	0.094	0.252
Jun-15	3.842	3.215	2.248	0.655	1.529	0.154	0.092	0.262
Jul-15	4.010	3.307	2.331	0.700	1.498	0.162	0.081	0.233
Aug-15	4.431	3.768	2.324	0.719	1.462	0.158	0.093	0.262
Sep-15	4.712	3.692	2.346	0.738	1.494	0.156	0.092	0.279
Oct-15	4.429	3.700	2.304	0.718	1.456	0.157	0.086	0.271
Nov-15	4.307	3.772	2.230	0.730	1.410	0.162	0.101	0.287
Dec-15	4.271	3.658	2.348	0.728	1.403	0.169	0.072	0.270
Jan-16	4.122	3.552	2.279	0.688	1.370	0.171	0.097	0.270
Feb-16	4.217	3.618	2.313	0.713	1.352	0.158	0.092	0.259
Mar-16	4.038	3.561	2.297	0.726	1.338	0.156	0.088	0.276
Apr-16	4.124	3.622	2.330	0.752	1.341	0.164	0.081	0.290
May-16	4.152	3.601	2.389	0.772	1.321	0.170	0.079	0.300
Jun-16	4.182	3.562	2.381	0.746	1.290	0.174	0.079	0.292
Jul-16	4.080	3.408	2.335	0.750	1.325	0.178	0.079	0.268
Aug-16	4.011	3.337	2.398	0.741	1.297	0.179	0.082	0.271
Sep-16	4.021	3.440	2.447	0.738	1.277	0.190	0.071	0.238
Oct-16	4.014	3.530	2.446	0.745	1.271	0.186	0.080	0.267
Nov-16	4.137	3.596	2.422	0.736	1.282	0.198	0.077	0.276
Dec-16	4.337	3.724	2.454	0.737	1.293	0.192	0.079	0.294
Jan-17	4.431	3.765	2.486	0.747	1.246	0.190	0.071	0.306
Feb-17	4.339	3.814	2.430	0.773	1.298	0.185	0.072	0.281
Mar-17	4.647	3.918	2.493	0.791	1.276	0.210	0.102	0.321
Apr-17	4.625	3.957	2.563	0.777	1.281	0.186	0.078	0.316
May-17	4.658	3.970	2.534	0.759	1.297	0.201	0.070	0.324
Jun-17	4.635	4.082	2.545	0.778	1.328	0.192	0.083	0.340
Jul-17	4.727	4.208	2.572	0.755	1.326	0.194	0.078	0.330
Aug-17	5.035	4.314	2.529	0.736	1.313	0.200	0.077	0.330
Sep-17	4.798	4.356	2.468	0.747	1.256	0.192	0.086	0.350
Oct-17	4.572	4.323	2.490	0.745	1.292	0.207	0.082	0.334
Nov-17	4.650	4.334	2.546	0.774	1.247	0.218	0.062	0.334
Dec-17	4.612	4.316	2.516	0.777	1.222	0.212	0.087	0.332
Jan-18	4.664	4.359	2.502	0.769	1.280	0.200	0.073	0.334
Feb-18	4.784	4.359	2.462	0.775	1.168	0.203	0.084	0.340
Mar-18	4.565	4.269	2.488	0.736	1.171	0.211	0.069	0.346
Apr-18	4.614	4.089	2.429	0.726	1.187	0.221	0.074	0.373
May-18	4.798	4.325	2.543	0.791	1.186	0.218	0.077	0.336
Jun-18	4.621	4.296	2.569	0.758	1.142	0.218	0.076	0.327
Jul-18	4.450	4.318	2.583	0.788	1.137	0.234	0.071	0.328
Aug-18	4.408	4.114	2.395	0.796	1.041	0.209	0.071	0.336
Sep-18	4.221	3.842	2.311	0.731	1.128	0.208	0.075	0.314
Oct-18	4.156	3.937	2.368	0.805	1.171	0.244	0.064	0.358
Nov-18	3.924	3.810	2.233	0.767	1.154	0.224	0.069	0.349
Dec-18	3.762	3.633	2.051	0.757	1.028	0.226	0.060	0.324
Jan-19	3.655	3.538	2.112	0.765	1.045	0.220	0.070	0.290
Feb-19	3.938	3.582	2.201	0.755	1.014	0.232	0.058	0.316
Mar-19	3.671	3.552	2.110	0.727	1.027	0.207	0.063	0.293
Apr-19	3.808	3.499	2.090	0.733	1.017	0.209	0.078	0.285
May-19	3.697	3.560	2.082	0.694	1.006	0.203	0.071	0.284
Jun-19	3.774	3.607	2.153	0.715	1.031	0.217	0.062	0.274
Jul-19	3.942	3.692	2.179	0.690	1.027	0.209	0.064	0.308
Aug-19	4.119	3.845	2.283	0.740	1.087	0.219	0.056	0.321
Sep-19	4.274	3.872	2.352	0.753	1.109	0.230	0.060	0.306
Oct-19	4.443	4.115	2.349	0.743	1.094	0.216	0.057	0.343
Nov-19	4.717	4.307	2.444	0.815	1.154	0.219	0.056	0.348
Dec-19	4.758	4.469	2.510	0.805	1.152	0.209	0.063	0.367
Jan-20	4.835	4.471	2.382	0.780	1.142	0.220	0.063	0.364
Feb-20	4.479	4.257	2.554	0.767	1.192	0.231	0.060	0.361
Mar-20	4.989	4.199	2.484	0.752	1.151	0.225	0.060	0.348
Apr-20	4.783	4.205	2.007	0.716	0.971	0.211	0.058	0.354
May-20	3.953	4.033	2.006	0.663	0.909	0.183	0.052	0.336
Jun-20	4.360	3.730	2.413	0.766	1.035	0.212	0.058	0.349
Jul-20	4.858	4.013	2.676	0.845	1.218	0.224	0.078	0.341
Aug-20	5.314	4.669	3.078	0.948	1.442	0.307	0.075	0.451
Sep-20	5.862	4.307	3.530	1.067	1.786	0.299	0.090	0.474
Oct-20	5.892	4.039	3.662	1.103	2.035	0.308	0.098	0.458
Nov-20	6.100	4.742	3.621	1.028	2.029	0.287	0.107	0.452
Dec-20	6.380	5.587	3.800	1.015	2.150	0.310	0.098	0.482
Jan-21	6.668	6.197	4.179	1.133	2.396	0.327	0.105	0.589
Feb-21	6.530	6.424	4.107	1.252	2.430	0.337	0.120	0.477
Mar-21	6.945	6.438	4.142	1.199	2.230	0.314	0.115	0.485
Apr-21	7.387	6.916	4.171	1.224	2.167	0.313	0.119	0.488
May-21	7.478	6.881	4.058	1.165	2.241	0.302	0.130	0.532
Jun-21	7.590	6.594	4.073	1.173	2.060	0.295	0.111	0.552
Jul-21	7.716	6.622	4.031	1.104	2.050	0.281	0.122	0.541
Aug-21	7.422	6.442	3.957	1.115	1.975	0.267	0.120	0.490
Sep-21	7.333	5.672	3.981	1.132	2.036	0.270	0.101	0.487
Oct-21	6.602	5.800	3.937	1.115	1.986	0.273	0.099	0.412
Nov-21	7.304	6.496	3.988	1.129	2.035	0.277	0.116	0.503
Dec-21	7.420	6.642	3.996	1.142	2.058	0.284	0.106	0.493
Jan-22	7.562	6.657	3.895	1.151	2.082	0.266	0.105	0.643
Feb-22	6.966	6.502	3.851	1.098	2.106	0.277	0.107	0.480
Mar-22	6.916	6.415	3.874	1.111	2.071	0.279	0.110	0.522
Apr-22	6.528	6.165	3.805	1.107	2.032	0.293	0.107	0.533
May-22	6.456	6.344	3.883	1.149	1.944	0.293	0.095	0.536
Jun-22	6.246	5.875	3.877	1.163	1.886	0.281	0.113	0.512
Jul-22	5.932	5.635	3.583	1.083	1.764	0.276	0.116	0.490
Aug-22	5.609	5.471	3.531	1.034	1.856	0.289	0.123	0.515
Sep-22	5.378	5.153	3.336	0.996	1.732	0.274	0.101	0.486
Oct-22	5.204	5.029	3.218	0.958	1.760	0.257	0.095	0.440
Nov-22	5.010	4.723	3.152	0.938	1.684	0.245	0.088	0.415
Dec-22	4.833	4.534	3.016	0.929	1.656	0.248	0.091	0.357
Jan-23	4.604	4.162	3.025	0.906	1.594	0.242	0.098	0.405
Feb-23	4.883	4.283	2.879	0.874	1.551	0.230	0.077	0.393
Mar-23	4.979	4.423	3.168	0.955	1.633	0.242	0.095	0.406
Apr-23	4.776	4.432	3.156	0.960	1.627	0.243	0.075	0.384
May-23	5.249	4.660	3.217	0.968	1.699	0.266	0.080	0.385

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In May 2023 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in New South Wales rose 8.5%, in Victoria rose 9.0%, in South Australia rose 17.5%, in Queensland rose 4.5%, in the Australian Capital Territory rose 33.3%, in the Northern Territory rose 33.2% and in Tasmania rose 7.2%. The ACT and NT series are smaller and typically more volatile.
in Western Australia fell 0.9%

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
May-05	1.653	0.926	1.083	0.293	0.602	0.050	0.019	0.071
Jun-05	1.669	0.881	1.090	0.264	0.559	0.046	0.032	0.062
Jul-05	1.648	0.932	1.084	0.272	0.646	0.051	0.016	0.060
Aug-05	1.570	0.892	1.049	0.276	0.677	0.046	0.032	0.075
Sep-05	1.649	0.921	1.108	0.279	0.773	0.050	0.033	0.070
Oct-05	1.724	1.076	1.182	0.300	0.802	0.048	0.030	0.084
Nov-05	1.741	0.978	1.170	0.302	0.840	0.049	0.035	0.084
Dec-05	1.697	0.975	1.134	0.287	0.891	0.045	0.034	0.087
Jan-06	1.687	0.941	1.271	0.296	0.984	0.054	0.031	0.081
Feb-06	1.611	1.003	1.234	0.282	0.995	0.046	0.032	0.070
Mar-06	1.588	0.997	1.221	0.289	1.063	0.063	0.034	0.080
Apr-06	1.419	1.001	1.269	0.292	1.080	0.044	0.035	0.076
May-06	1.720	1.086	1.304	0.306	1.136	0.047	0.035	0.078
Jun-06	1.852	1.104	1.444	0.312	1.128	0.053	0.036	0.087
Jul-06	1.574	1.036	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.571	1.075	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.959	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.409	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.361	0.944	1.304	0.277	0.950	0.060	0.038	0.064
Dec-06	1.390	0.983	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.448	1.049	1.481	0.315	0.984	0.050	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.601	1.126	1.625	0.340	0.952	0.060	0.049	0.083
Apr-07	1.577	1.180	1.668	0.358	0.974	0.061	0.057	0.100
May-07	1.729	1.294	1.772	0.387	1.024	0.064	0.054	0.112
Jun-07	1.933	1.356	1.861	0.420	1.077	0.067	0.051	0.115
Jul-07	1.725	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.662	1.355	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.590	1.388	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.442	1.355	1.738	0.417	0.948	0.050	0.039	0.095
Nov-07	1.547	1.445	1.773	0.426	0.935	0.054	0.038	0.102
Dec-07	1.509	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.436	1.482	1.638	0.391	0.947	0.067	0.044	0.106
Feb-08	1.380	1.445	1.524	0.415	0.795	0.058	0.048	0.104
Mar-08	1.335	1.337	1.415	0.381	0.714	0.052	0.040	0.093
Apr-08	1.276	1.296	1.348	0.360	0.703	0.057	0.040	0.089
May-08	1.182	1.211	1.209	0.344	0.689	0.052	0.035	0.081
Jun-08	1.173	1.214	1.143	0.336	0.710	0.050	0.038	0.084
Jul-08	1.214	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.240	1.108	0.303	0.663	0.045	0.034	0.080
Sep-08	1.293	1.217	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.288	1.256	1.062	0.352	0.672	0.046	0.048	0.094
Nov-08	1.193	1.190	0.965	0.318	0.612	0.053	0.044	0.097
Dec-08	1.283	1.168	1.023	0.320	0.605	0.049	0.035	0.079
Jan-09	1.322	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.312	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.604	0.050	0.051	0.106
Apr-09	1.376	1.290	1.115	0.388	0.649	0.056	0.043	0.110
May-09	1.390	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.504	1.287	1.221	0.308	0.693	0.048	0.044	0.110
Jul-09	1.484	1.365	1.306	0.375	0.685	0.065	0.058	0.120
Aug-09	1.568	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.461	1.240	0.369	0.819	0.073	0.062	0.119
Oct-09	1.531	1.429	1.341	0.364	0.835	0.065	0.074	0.125
Nov-09	1.594	1.569	1.323	0.382	0.898	0.070	0.064	0.123
Dec-09	1.564	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.598	1.488	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.584	1.577	1.301	0.389	0.789	0.061	0.057	0.121
Mar-10	1.653	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.671	1.656	1.245	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.194	0.399	0.717	0.067	0.054	0.114
Jun-10	1.708	1.722	1.200	0.386	0.710	0.064	0.054	0.114
Jul-10	1.677	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.561	1.622	1.057	0.381	0.596	0.054	0.046	0.126
Sep-10	1.592	1.613	1.046	0.409	0.601	0.052	0.041	0.125
Oct-10	1.643	1.584	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.559	1.576	1.061	0.370	0.627	0.068	0.037	0.116
Dec-10	1.741	1.590	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.573	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.690	1.525	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.526	1.446	0.869	0.347	0.524	0.049	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.548	0.050	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.550	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.582	1.478	0.959	0.358	0.582	0.060	0.034	0.120
Sep-11	1.572	1.439	1.007	0.316	0.591	0.055	0.040	0.119
Oct-11	1.538	1.361	1.003	0.313	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.643	1.424	1.074	0.328	0.580	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.049	0.124
Feb-12	1.669	1.469	1.146	0.317	0.610	0.053	0.040	0.120
Mar-12	1.667	1.414	1.146	0.324	0.670	0.044	0.052	0.134
Apr-12	1.705	1.355	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.689	1.417	1.139	0.297	0.652	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.049	0.045	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.053	0.131
Aug-12	1.849	1.336	1.061	0.298	0.662	0.049	0.051	0.135
Sep-12	1.849	1.391	1.024	0.300	0.796	0.044	0.048	0.162
Oct-12	1.889	1.427	1.012	0.309	0.657	0.047	0.044	0.144
Nov-12	1.986	1.441	1.111	0.310	0.676	0.046	0.040	0.140
Dec-12	2.019	1.447	1.096	0.316	0.739	0.041	0.055	0.111
Jan-13	2.136	1.518	1.095	0.316	0.790	0.046	0.052	0.125
Feb-13	2.260	1.559	1.094	0.323	0.810	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.336	0.866	0.050	0.057	0.120
Apr-13	2.358	1.633	1.195	0.347	0.885	0.053	0.058	0.142
May-13	2.450	1.607	1.290	0.359	0.902	0.046	0.058	0.134
Jun-13	2.512	1.645	1.213	0.327	0.818	0.046	0.048	0.148
Jul-13	2.574	1.713	1.200	0.375	0.834	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.839	0.047	0.069	0.153
Sep-13	2.893	1.829	1.263	0.388	0.809	0.052	0.070	0.159
Oct-13	3.045	1.885	1.352	0.390	0.844	0.051	0.072	0.141
Nov-13	3.185	1.911	1.341	0.379	0.963	0.052	0.079	0.140
Dec-13	3.187	1.974	1.338	0.369	0.941	0.054	0.074	0.125
Jan-14	3.223	1.881	1.370	0.353	0.910	0.060	0.072	0.115
Feb-14	3.150	1.893	1.400	0.371	0.896	0.052	0.084	0.148
Mar-14	3.350	1.958	1.352	0.358	0.887	0.055	0.076	0.167
Apr-14	3.292	1.999	1.374	0.361	0.924	0.054	0.078	0.128
May-14	3.352	1.992	1.371	0.370	0.921	0.060	0.078	0.123
Jun-14	3.187	2.036	1.392	0.361	0.924	0.063	0.090	0.121
Jul-14	3.468	2.021	1.416	0.386	0.956	0.059	0.086	0.116
Aug-14	3.507	2.068	1.428	0.400	0.937	0.076	0.095	0.125
Sep-14	3.777	2.061	1.455	0.371	1.011	0.060	0.076	0.117
Oct-14	3.914	2.164	1.448	0.417	0.945	0.070	0.080	0.130
Nov-14	3.900	2.141	1.379	0.408	0.952	0.066	0.073	0.132
Dec-14	4.025	2.173	1.374	0.388	0.915	0.062	0.074	0.144
Jan-15	4.033	2.247	1.404	0.408	0.784	0.060	0.052	0.144
Feb-15	3.923	2.163	1.398	0.394	0.836	0.067	0.057	0.126
Mar-15	4.287	2.287	1.450	0.418	0.855	0.061	0.069	0.142
Apr-15	4.383	2.440	1.540	0.459	0.840	0.066	0.060	0.143
May-15	4.076	2.259	1.486	0.397	0.756	0.057	0.053	0.134
Jun-15	4.063	2.216	1.440	0.416	0.741	0.064	0.052	0.134
Jul-15	3.921	2.125	1.466	0.361	0.699	0.060	0.039	0.138
Aug-15	3.638	2.013	1.442	0.344	0.745	0.054	0.035	0.122
Sep-15	3.198	1.768	1.379	0.391	0.538	0.047	0.036	0.088
Oct-15	3.018	1.655	1.188	0.313	0.507	0.051	0.036	0.097
Nov-15	2.763	1.736	1.177	0.312	0.453	0.051	0.026	0.098
Dec-15	2.820	1.702	1.238	0.330	0.457	0.065	0.029	0.088
Jan-16	2.754	1.677	1.212	0.329	0.437	0.056	0.031	0.095
Feb-16	2.836	1.717	1.244	0.324	0.425	0.055	0.031	0.079
Mar-16	2.828	1.676	1.193	0.318	0.396	0.058	0.019	0.103
Apr-16	3.017	1.768	1.227	0.333	0.396	0.050	0.026	0.104
May-16	3.232	1.786	1.269	0.342	0.405	0.059	0.027	0.117
Jun-16	3.350	1.890	1.244	0.344	0.421	0.060	0.027	0.121
Jul-16	3.543	1.911	1.235	0.328	0.414	0.055	0.021	0.112
Aug-16	3.530	1.856	1.243	0.346	0.399	0.061	0.026	0.112
Sep-16	3.932	2.098	1.292	0.326	0.422	0.051	0.023	0.132
Oct-16	4.038	2.190	1.369	0.342	0.433	0.061	0.020	0.126
Nov-16	4.167	2.293	1.400	0.349	0.412	0.067	0.020	0.146
Dec-16	4.181	2.305	1.390	0.350	0.418	0.072	0.022	0.157
Jan-17	4.264	2.398	1.354	0.354	0.432	0.074	0.025	0.153
Feb-17	4.123	2.278	1.321	0.326	0.450	0.072	0.024	0.145
Mar-17	4.170	2.411	1.314	0.346	0.416	0.072	0.023	0.145
Apr-17	4.125	2.325	1.231	0.327	0.380	0.075	0.019	0.141
May-17	4.013	2.261	1.137	0.310	0.337	0.065	0.017	0.148
Jun-17	3.823	2.273	1.132	0.312	0.358	0.065	0.018	0.143
Jul-17	3.690	2.083	1.120	0.326	0.371	0.069	0.020	0.140
Aug-17	3.760	2.204	1.038	0.317	0.358	0.067	0.020	0.121
Sep-17	3.638	2.236	1.032	0.317	0.354	0.072	0.018	0.150
Oct-17	3.610	2.125	0.964	0.299	0.371	0.064	0.019	0.158
Nov-17	3.342	2.122	0.957	0.314	0.368	0.086	0.021	0.137
Dec-17	3.241	2.118	0.907	0.302	0.366	0.071	0.017	0.133
Jan-18	3.176	2.029	0.980	0.276	0.340	0.072	0.012	0.130
Feb-18	3.332	2.045	0.898	0.290	0.310	0.068	0.015	0.138
Mar-18	2.908	1.874	0.850	0.269	0.297	0.073	0.016	0.152
Apr-18	2.927	1.819	0.901	0.274	0.263	0.071	0.015	0.126
May-18	2.916	1.867	0.910	0.263	0.302	0.070	0.016	0.127
Jun-18	2.888	1.769	0.955	0.229	0.282	0.069	0.013	0.122
Jul-18	2.795	1.813	0.945	0.285	0.280	0.074	0.013	0.115
Aug-18	2.704	1.698	0.862	0.250	0.294	0.074	0.012	0.116
Sep-18	2.615	1.683	0.794	0.256	0.269	0.066	0.015	0.109
Oct-18	2.434	1.725	0.840	0.291	0.269	0.069	0.012	0.118
Nov-18	2.374	1.563	0.749	0.242	0.244	0.067	0.012	0.108
Dec-18	2.294	1.466	0.726	0.241	0.222	0.065	0.011	0.106
Jan-19	2.159	1.448	0.716	0.239	0.221	0.056	0.010	0.102
Feb-19	2.183	1.435	0.714	0.246	0.215	0.063	0.011	0.107
Mar-19	2.068	1.381	0.685	0.224	0.235	0.061	0.010	0.098
Apr-19	2.022	1.354	0.686	0.228	0.224	0.071	0.010	0.105
May-19	2.003	1.354	0.693	0.241	0.203	0.065	0.010	0.102
Jun-19	2.062	1.364	0.687	0.232	0.191	0.056	0.010	0.096
Jul-19	2.091	1.457	0.718	0.238	0.214	0.070	0.011	0.108
Aug-19	2.175	1.566	0.760	0.253	0.247	0.080	0.008	0.110
Sep-19	2.129	1.535	0.767	0.244	0.236	0.071	0.012	0.089
Oct-19	2.098	1.637	0.778	0.229	0.226	0.071	0.010	0.125
Nov-19	2.225	1.702	0.785	0.237	0.233	0.072	0.019	0.136
Dec-19	2.246	1.725	0.816	0.250	0.235	0.067	0.014	0.128
Jan-20	2.191	1.670	0.805	0.268	0.246	0.068	0.012	0.119
Feb-20	2.091	1.648	0.855	0.204	0.248	0.077	0.016	0.073
Mar-20	2.044	1.516	0.786	0.227	0.225	0.068	0.012	0.110
Apr-20	2.019	1.678	0.578	0.209	0.170	0.054	0.013	0.083
May-20	1.719	1.310	0.531	0.186	0.156	0.049	0.008	0.097
Jun-20	1.949	1.321	0.633	0.216	0.190	0.066	0.012	0.088
Jul-20	2.034	1.350	0.663	0.222	0.222	0.066	0.009	0.091
Aug-20	2.010	1.407	0.761	0.244	0.293	0.063	0.012	0.139
Sep-20	2.305	1.440	0.805	0.274	0.350	0.068	0.012	0.135
Oct-20	2.423	1.201	0.855	0.270	0.323	0.088	0.015	0.131
Nov-20	2.438	1.338	0.915	0.269	0.369	0.066	0.012	0.157
Dec-20	2.599	1.570	1.031	0.256	0.382	0.096	0.014	0.151
Jan-21	2.724	1.751	1.106	0.280	0.391	0.097	0.024	0.195
Feb-21	2.795	1.951	1.162	0.312	0.408	0.092	0.019	0.177
Mar-21	3.064	2.127	1.323	0.324	0.435	0.096	0.020	0.168
Apr-21	3.231	2.208	1.456	0.354	0.455	0.090	0.031	0.161
May-21	3.496	2.491	1.498	0.358	0.475	0.120	0.024	0.188
Jun-21	3.643	2.437	1.584	0.390	0.494	0.118	0.025	0.233
Jul-21	3.841	2.457	1.739	0.392	0.510	0.120	0.028	0.243
Aug-21	3.891	2.552	1.838	0.403	0.535	0.122	0.044	0.237
Sep-21	3.948	2.605	1.924	0.448	0.581	0.128	0.031	0.241
Oct-21	3.945	2.581	2.152	0.487	0.603	0.132	0.050	0.227
Nov-21	4.290	2.771	2.220	0.527	0.615	0.135	0.035	0.222
Dec-21	4.339	2.894	2.246	0.520	0.614	0.133	0.034	0.230
Jan-22	4.516	3.054	2.284	0.545	0.649	0.131	0.032	0.301
Feb-22	4.381	3.063	2.311	0.517	0.691	0.133	0.027	0.248
Mar-22	4.261	3.009	2.297	0.556	0.730	0.134	0.036	0.272
Apr-22	4.137	2.977	2.195	0.538	0.696	0.123	0.035	0.276
May-22	3.959	2.873	2.128	0.531	0.725	0.136	0.032	0.264
Jun-22	3.694	2.781	2.151	0.507	0.670	0.143	0.036	0.253
Jul-22	3.472	2.467	1.891	0.512	0.667	0.112	0.035	0.237
Aug-22	3.312	2.422	1.787	0.489	0.677	0.114	0.030	0.240
Sep-22	3.157	2.418	1.722	0.456	0.637	0.093	0.031	0.228
Oct-22	3.116	2.348	1.598	0.439	0.633	0.090	0.031	0.230
Nov-22	3.054	2.248	1.595	0.423	0.637	0.075	0.026	0.200
Dec-22	2.908	2.111	1.519	0.435	0.687	0.089	0.024	0.206
Jan-23	2.919	2.012	1.500	0.386	0.602	0.079	0.039	0.258
Feb-23	3.119	1.926	1.418	0.412	0.622	0.094	0.028	0.162
Mar-23	3.113	1.997	1.530	0.400	0.645	0.083	0.028	0.189
Apr-23	2.982	1.943	1.549	0.414	0.668	0.080	0.024	0.133
May-23	3.237	2.117	1.619	0.487	0.662	0.086	0.032	0.178

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In May 2023, in original terms:

the value of new variable rate loan commitments funded in the month rose 30.4%
the value of new variable rate loan commitments to first home buyers funded in the month rose 27.3%
the value of new fixed rate loan commitments funded in the month rose 24.9%
the value of new fixed rate loan commitments to first home buyers funded in the month fell 3.9%

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Fixed rate first home buyer housing loans ($b)	Total variable rate housing loans ($b)	Variable rate first home buyer housing loans ($b)
Jul-19	4.632	0.803	25.284	2.106
Aug-19	4.78	0.816	27.194	2.358
Sep-19	4.76	0.802	26.923	2.28
Oct-19	4.972	0.891	30.025	2.616
Nov-19	5.206	0.92	30.449	2.673
Dec-19	5.48	1.052	31	2.893
Jan-20	4.613	0.877	27.326	2.499
Feb-20	4.226	0.718	26.3	2.111
Mar-20	4.612	0.803	29.865	2.423
Apr-20	7.573	0.933	26.474	2.445
May-20	11.25	1.065	25.903	1.955
Jun-20	14.346	1.405	26.969	1.92
Jul-20	13.85	1.613	23.748	1.944
Aug-20	12.306	1.682	22.606	2.243
Sep-20	13.757	1.974	25.12	2.604
Oct-20	13.709	1.978	26.67	2.706
Nov-20	13.048	2.011	27.096	2.854
Dec-20	15.152	2.51	29.944	3.68
Jan-21	13.361	2.235	23.84	2.883
Feb-21	14.818	2.052	25.867	2.711
Mar-21	20.03	2.75	30.865	3.041
Apr-21	20.163	2.909	27.403	2.633
May-21	22.742	3.038	28.579	2.545
Jun-21	26.114	3.08	31.393	2.401
Jul-21	26.287	2.947	30.832	2.186
Aug-21	25.707	2.888	30.191	1.995
Sep-21	24.67	2.737	29.762	1.829
Oct-21	22.795	2.577	29.523	1.709
Nov-21	25.84	2.965	34.042	1.977
Dec-21	23.898	3.186	36.078	2.275
Jan-22	15.755	2.211	29.819	1.976
Feb-22	13.074	1.504	33.444	1.953
Mar-22	11.793	1.486	42.894	2.541
Apr-22	8.019	1.18	40.748	2.678
May-22	6.728	0.893	49.788	3.167
Jun-22	5.326	0.619	52.447	3.271
Jul-22	2.752	0.362	47.367	2.77
Aug-22	2.327	0.273	50.436	3.236
Sep-22	1.903	0.201	45.745	3.072
Oct-22	1.901	0.208	45.756	3.142
Nov-22	2.467	0.213	49.06	3.228
Dec-22	2.438	0.275	47.281	3.243
Jan-23	1.881	0.208	37.531	2.524
Feb-23	2.177	0.199	38.347	2.115
Mar-23	2.787	0.323	47.744	2.706
Apr-23	2.11	0.285	39.409	2.527
May-23	2.635	0.274	51.4	3.217

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

[" ","Total fixed rate housing loans","Fixed rate first home buyer housing loans","Total variable rate housing loans","Variable rate first home buyer housing loans"]

[["Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23"],[[4.6319999999999997],[4.7800000000000002],[4.7599999999999998],[4.9720000000000004],[5.2060000000000004],[5.4800000000000004],[4.6130000000000004],[4.226],[4.6120000000000001],[7.5730000000000004],[11.25],[14.346],[13.85],[12.305999999999999],[13.757],[13.709],[13.048],[15.151999999999999],[13.361000000000001],[14.818],[20.030000000000001],[20.163],[22.742000000000001],[26.114000000000001],[26.286999999999999],[25.707000000000001],[24.670000000000002],[22.795000000000002],[25.84],[23.898],[15.755000000000001],[13.074],[11.792999999999999],[8.0190000000000001],[6.7279999999999998],[5.3259999999999996],[2.7519999999999998],[2.327],[1.903],[1.901],[2.4670000000000001],[2.4380000000000002],[1.881],[2.177],[2.7869999999999999],[2.1099999999999999],[2.6349999999999998]],[[0.80300000000000005],[0.81599999999999995],[0.80200000000000005],[0.89100000000000001],[0.92000000000000004],[1.052],[0.877],[0.71799999999999997],[0.80300000000000005],[0.93300000000000005],[1.0649999999999999],[1.405],[1.613],[1.6819999999999999],[1.974],[1.978],[2.0110000000000001],[2.5099999999999998],[2.2349999999999999],[2.052],[2.75],[2.9089999999999998],[3.0379999999999998],[3.0800000000000001],[2.9470000000000001],[2.8879999999999999],[2.7370000000000001],[2.577],[2.9649999999999999],[3.1859999999999999],[2.2109999999999999],[1.504],[1.486],[1.1799999999999999],[0.89300000000000002],[0.61899999999999999],[0.36199999999999999],[0.27300000000000002],[0.20100000000000001],[0.20799999999999999],[0.21299999999999999],[0.27500000000000002],[0.20799999999999999],[0.19900000000000001],[0.32300000000000001],[0.28499999999999998],[0.27400000000000002]],[[25.283999999999999],[27.193999999999999],[26.922999999999998],[30.024999999999999],[30.449000000000002],[31],[27.326000000000001],[26.300000000000001],[29.864999999999998],[26.474],[25.902999999999999],[26.969000000000001],[23.748000000000001],[22.606000000000002],[25.120000000000001],[26.670000000000002],[27.096],[29.943999999999999],[23.84],[25.867000000000001],[30.864999999999998],[27.402999999999999],[28.579000000000001],[31.393000000000001],[30.832000000000001],[30.190999999999999],[29.762],[29.523],[34.042000000000002],[36.078000000000003],[29.818999999999999],[33.444000000000003],[42.893999999999998],[40.747999999999998],[49.787999999999997],[52.447000000000003],[47.366999999999997],[50.436],[45.744999999999997],[45.756],[49.060000000000002],[47.280999999999999],[37.530999999999999],[38.347000000000001],[47.744],[39.408999999999999],[51.399999999999999]],[[2.1059999999999999],[2.3580000000000001],[2.2799999999999998],[2.6160000000000001],[2.673],[2.8929999999999998],[2.4990000000000001],[2.1110000000000002],[2.423],[2.4449999999999998],[1.9550000000000001],[1.9199999999999999],[1.944],[2.2429999999999999],[2.6040000000000001],[2.706],[2.8540000000000001],[3.6800000000000002],[2.883],[2.7109999999999999],[3.0409999999999999],[2.633],[2.5449999999999999],[2.4009999999999998],[2.1859999999999999],[1.9950000000000001],[1.829],[1.7090000000000001],[1.9770000000000001],[2.2749999999999999],[1.976],[1.9530000000000001],[2.5409999999999999],[2.6779999999999999],[3.1669999999999998],[3.2709999999999999],[2.77],[3.2360000000000002],[3.0720000000000001],[3.1419999999999999],[3.2280000000000002],[3.2429999999999999],[2.524],[2.1150000000000002],[2.706],[2.5270000000000001],[3.2170000000000001]]]

[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.
Total fixed rate and total variable rate housing loans include their respective first home buyer loan components

In May 2023 in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings):

fell very slightly by 0.02% to $585k at the national level. It was 21.8% higher compared to the pre-pandemic average seen in February 2020.

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
May-05	243.751	297.339	244.907	246.562	178.994	201.894	169.539	217.09	268.565
Jun-05	245.14	297.083	248.39	244.661	180.256	203.564	165.418	221.462	277.458
Jul-05	247.987	301.912	249.145	245.027	183.417	211.024	173.783	210.606	257.763
Aug-05	247.586	301.007	252.121	248.318	178.54	208.618	175.741	202.058	267.8
Sep-05	250.216	302.989	246.017	250.586	184.362	214.15	177.08	229.016	260.672
Oct-05	248.442	300.377	244.048	248.724	183.902	215.577	173.343	223.517	283.191
Nov-05	250.15	303.036	247.431	247.899	184.504	222.105	172.09	213.865	264.547
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.922	762.238	629.727	516.615	463.127	455.563	451.438	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.977	596.321
May-22	615.054	780.762	643.067	536.289	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.141	725.335	623.974	523.191	461.976	469.094	455.5	464.49	585.172
Sep-22	588.441	743.869	599.598	519.009	471.835	464.408	470.233	NA	NA
Oct-22	594.938	737.478	622.19	522.81	475.703	469.425	478.737	434.928	611.905
Nov-22	601.797	752.164	618.109	532.535	479.253	478.462	459.016	440.26	636.749
Dec-22	604.346	758.864	623.667	520.914	486.097	492.094	471.785	450	619.811
Jan-23	601.252	767.019	639.741	523.297	489.789	478.486	457.373	427.66	573.777
Feb-23	585.557	726.902	618.34	514.362	486.894	480.146	450.114	NA	NA
Mar-23	577	710.527	590.768	518.133	473.855	476.489	456.897	463.184	606.569
Apr-23	584.975	726.02	598.782	519.898	504.52	468.623	436.712	NA	NA
May-23	584.836	720.458	599.398	521.574	467.471	472.092	465.254	425.51	588.356

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In May 2023 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level rose 2.7% to 8,352, after a fall of 0.3% in April. It was 17.4% lower compared to a year ago.
in New South Wales rose 8.9%, in Victoria rose 6.4%, in Queensland rose 2.4%, in the Australian Capital Territory rose 13.0%, in Western Australia rose 1.6% and in Tasmania rose 0.7%
in the Northern Territory showed no change, i.e. remained at the same level as the previous month
in South Australia fell 3.2%

Additional information

Previously, the ABS published a first home buyer ratio which was the ratio of owner occupier first home buyer loan commitments to all owner occupier loan commitments. The table below presents two owner occupier first home buyer ratios.

The first ratio is the ratio of first home buyer loan commitments to total dwelling commitments (excluding refinancing). This is similar to the ratio published prior to October 2019. Loan commitments for dwellings is the sum of loan commitments for construction of dwellings, newly erected dwellings and existing dwellings.
The second ratio is a new ratio, the ratio of first home buyer loan commitments to total housing loan commitments (excluding refinancing). This ratio uses the new key statistic, total housing loan commitments. Total housing loan commitments is the sum of loan commitments for dwellings and loan commitments for purchases of residential land and alterations and additions.

First home buyer ratios should be used with caution because the direction of movements in the ratio are often not indicative of the direction of movement in the number of first home buyers. First home buyer ratios are no longer routinely published by the ABS in the time series spreadsheets.

The table below does not include first home buyer loan commitments for investors. Information about the number of loan commitments for investors is new and is separately presented in a graph below.

New loan commitments to owner occupier first home buyers (original), number

	First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia	9 130	31.7%	27.2%
New South Wales	2 328	30.8%	26.4%
Victoria	2 748	34.5%	29.8%
Queensland	1 720	28.7%	24.2%
South Australia	544	26.3%	22.0%
Western Australia	1 315	35.3%	31.3%
Tasmania	158	26.8%	22.3%
Northern Territory	64	32.7%	29.6%
Australian Capital Territory	253	34.7%	32.2%

Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.
Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
Some data for smaller states and territories may not be available for publication in a given month

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
May-05	8,657
Jun-05	8,661
Jul-05	8,501
Aug-05	9,032
Sep-05	9,314
Oct-05	9,439
Nov-05	9,753
Dec-05	9,768
Jan-06	9,683
Feb-06	9,837
Mar-06	10,384
Apr-06	10,460
May-06	10,169
Jun-06	10,034
Jul-06	10,029
Aug-06	9,420
Sep-06	9,823
Oct-06	9,760
Nov-06	9,704
Dec-06	9,582
Jan-07	9,504
Feb-07	9,783
Mar-07	10,029
Apr-07	10,469
May-07	10,065
Jun-07	10,355
Jul-07	10,162
Aug-07	10,318
Sep-07	10,098
Oct-07	10,432
Nov-07	10,616
Dec-07	10,609
Jan-08	10,735
Feb-08	10,021
Mar-08	9,025
Apr-08	8,584
May-08	8,196
Jun-08	8,187
Jul-08	8,454
Aug-08	8,289
Sep-08	8,286
Oct-08	8,214
Nov-08	10,330
Dec-08	12,213
Jan-09	13,864
Feb-09	14,682
Mar-09	16,252
Apr-09	16,763
May-09	16,663
Jun-09	16,478
Jul-09	14,839
Aug-09	13,962
Sep-09	14,265
Oct-09	14,046
Nov-09	11,282
Dec-09	10,063
Jan-10	9,312
Feb-10	8,342
Mar-10	7,325
Apr-10	7,123
May-10	7,253
Jun-10	6,694
Jul-10	6,843
Aug-10	6,655
Sep-10	6,648
Oct-10	6,401
Nov-10	6,655
Dec-10	7,084
Jan-11	6,461
Feb-11	6,157
Mar-11	6,655
Apr-11	6,838
May-11	6,779
Jun-11	6,685
Jul-11	6,636
Aug-11	6,836
Sep-11	7,270
Oct-11	7,827
Nov-11	8,086
Dec-11	9,219
Jan-12	8,814
Feb-12	7,102
Mar-12	7,190
Apr-12	7,320
May-12	7,476
Jun-12	7,710
Jul-12	7,995
Aug-12	8,012
Sep-12	8,007
Oct-12	7,856
Nov-12	7,412
Dec-12	7,003
Jan-13	7,205
Feb-13	7,149
Mar-13	7,523
Apr-13	7,628
May-13	7,754
Jun-13	7,954
Jul-13	8,153
Aug-13	7,906
Sep-13	7,738
Oct-13	7,683
Nov-13	7,689
Dec-13	7,221
Jan-14	7,622
Feb-14	7,688
Mar-14	7,607
Apr-14	7,370
May-14	7,542
Jun-14	7,600
Jul-14	7,212
Aug-14	7,503
Sep-14	7,442
Oct-14	7,500
Nov-14	7,209
Dec-14	7,089
Jan-15	7,010
Feb-15	7,310
Mar-15	7,403
Apr-15	7,360
May-15	6,817
Jun-15	7,051
Jul-15	6,938
Aug-15	6,887
Sep-15	6,794
Oct-15	6,500
Nov-15	6,597
Dec-15	6,913
Jan-16	6,902
Feb-16	6,957
Mar-16	6,747
Apr-16	7,131
May-16	6,963
Jun-16	6,992
Jul-16	6,739
Aug-16	6,461
Sep-16	6,576
Oct-16	6,695
Nov-16	6,707
Dec-16	6,840
Jan-17	6,817
Feb-17	6,707
Mar-17	6,950
Apr-17	7,050
May-17	6,992
Jun-17	7,622
Jul-17	8,578
Aug-17	9,093
Sep-17	8,817
Oct-17	8,868
Nov-17	9,195
Dec-17	8,890
Jan-18	8,950
Feb-18	8,923
Mar-18	8,732
Apr-18	8,601
May-18	8,571
Jun-18	8,702
Jul-18	8,832
Aug-18	8,587
Sep-18	8,421
Oct-18	8,586
Nov-18	8,677
Dec-18	7,756
Jan-19	7,784
Feb-19	7,895
Mar-19	7,871
Apr-19	7,898
May-19	8,055
Jun-19	8,383
Jul-19	8,500
Aug-19	9,057
Sep-19	9,060
Oct-19	9,213
Nov-19	9,454
Dec-19	9,668
Jan-20	9,708
Feb-20	9,586
Mar-20	9,662
Apr-20	9,439
May-20	8,483
Jun-20	9,279
Jul-20	10,769
Aug-20	12,747
Sep-20	13,450
Oct-20	13,752
Nov-20	14,109
Dec-20	15,309
Jan-21	16,476
Feb-21	15,887
Mar-21	15,357
Apr-21	14,920
May-21	14,667
Jun-21	13,705
Jul-21	12,987
Aug-21	12,452
Sep-21	12,005
Oct-21	11,456
Nov-21	11,666
Dec-21	11,933
Jan-22	11,111
Feb-22	10,041
Mar-22	10,455
Apr-22	9,680
May-22	10,106
Jun-22	9,343
Jul-22	8,280
Aug-22	9,183
Sep-22	8,786
Oct-22	8,458
Nov-22	7,953
Dec-22	7,682
Jan-23	7,394
Feb-23	7,040
Mar-23	8,152
Apr-23	8,130
May-23	8,352

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
May-05	1,982	2,721	1,578	569	1,310	226	121	127
Jun-05	2,064	2,596	1,744	567	1,288	158	130	124
Jul-05	2,115	2,440	1,594	625	1,238	149	141	127
Aug-05	2,224	2,529	1,867	621	1,340	202	196	132
Sep-05	2,374	2,482	1,977	631	1,397	190	164	108
Oct-05	2,344	2,586	2,068	677	1,370	175	156	122
Nov-05	2,453	2,681	2,037	616	1,373	195	154	124
Dec-05	2,400	2,952	2,029	602	1,406	167	153	115
Jan-06	2,261	2,656	2,120	608	1,473	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,724	2,587	2,351	643	1,509	222	143	176
Apr-06	2,957	2,650	2,318	636	1,469	231	142	142
May-06	2,623	2,629	2,381	625	1,283	201	127	142
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,512	2,460	2,390	622	1,112	176	73	174
Sep-06	2,549	2,566	2,427	679	1,091	204	86	183
Oct-06	2,648	2,644	2,372	675	1,002	177	88	165
Nov-06	2,616	2,613	2,333	690	958	198	90	180
Dec-06	2,562	2,567	2,372	636	968	184	97	158
Jan-07	2,626	2,464	2,413	630	945	147	99	140
Feb-07	2,601	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,470	729	1,002	175	108	165
Apr-07	2,840	2,706	2,652	644	1,102	177	90	156
May-07	2,707	2,716	2,547	664	1,027	184	92	138
Jun-07	2,740	2,686	2,515	615	1,326	190	95	167
Jul-07	2,730	2,661	2,418	631	1,344	155	70	157
Aug-07	2,695	2,839	2,525	631	1,355	168	83	137
Sep-07	2,525	2,846	2,429	601	1,252	203	88	138
Oct-07	2,784	2,906	2,447	648	1,251	219	81	137
Nov-07	2,802	2,969	2,458	653	1,279	210	80	139
Dec-07	2,760	2,953	2,435	695	1,297	215	71	152
Jan-08	2,781	3,063	2,314	662	1,424	195	73	149
Feb-08	2,725	2,975	2,112	660	1,276	249	78	94
Mar-08	2,397	2,496	1,785	623	1,191	177	52	125
Apr-08	2,438	2,339	1,711	637	1,189	164	63	150
May-08	2,300	2,263	1,584	591	1,090	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,524	648	1,214	195	93	109
Aug-08	2,356	2,266	1,487	620	1,164	204	79	129
Sep-08	2,344	2,282	1,641	546	1,115	175	62	122
Oct-08	2,202	2,314	1,644	565	1,118	160	81	157
Nov-08	2,972	2,541	2,243	758	1,290	242	103	149
Dec-08	3,532	2,945	2,562	997	1,531	291	120	207
Jan-09	4,049	3,384	2,861	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,188	3,966	3,488	1,080	1,924	361	116	266
Apr-09	5,079	4,131	3,499	1,171	2,044	239	119	289
May-09	4,969	4,053	3,571	1,242	2,165	259	108	297
Jun-09	4,930	4,030	3,418	1,191	2,180	364	113	301
Jul-09	4,332	3,872	2,847	1,075	2,050	296	106	247
Aug-09	4,026	3,796	2,819	994	1,738	244	92	223
Sep-09	3,878	3,901	2,732	1,002	2,181	265	96	265
Oct-09	3,559	4,100	2,588	1,048	2,093	250	101	249
Nov-09	2,904	3,437	1,865	760	1,898	227	59	201
Dec-09	2,532	3,080	1,750	660	1,602	194	52	159
Jan-10	2,354	2,914	1,593	619	1,402	182	57	124
Feb-10	2,086	3,023	1,358	504	1,199	138	56	176
Mar-10	1,879	2,376	1,249	512	1,029	131	36	142
Apr-10	1,998	2,255	1,186	458	885	129	56	126
May-10	2,104	2,299	1,180	460	877	115	52	115
Jun-10	1,886	2,160	1,148	447	826	107	45	107
Jul-10	1,953	2,173	1,192	446	711	114	46	118
Aug-10	1,798	2,116	1,178	470	807	128	51	109
Sep-10	1,803	2,090	1,167	447	843	130	46	115
Oct-10	1,627	2,030	1,154	424	899	115	40	108
Nov-10	1,744	2,043	1,243	448	934	107	43	116
Dec-10	1,875	2,179	1,288	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	944	123	45	102
Feb-11	1,720	1,917	1,104	403	903	86	41	116
Mar-11	1,889	1,961	1,174	414	1,015	118	68	87
Apr-11	1,864	1,964	1,216	374	1,011	129	49	122
May-11	1,952	1,918	1,190	389	1,077	127	51	115
Jun-11	1,844	1,904	1,235	402	1,005	121	59	119
Jul-11	1,787	1,930	1,229	400	945	123	57	114
Aug-11	1,805	1,980	1,309	400	1,045	118	60	110
Sep-11	2,086	1,913	1,344	455	1,142	105	59	108
Oct-11	2,418	2,023	1,488	446	1,094	116	62	110
Nov-11	2,833	1,956	1,435	436	1,155	115	54	133
Dec-11	3,410	2,074	1,653	449	1,183	105	65	124
Jan-12	2,950	2,089	1,788	464	1,377	105	67	127
Feb-12	1,661	2,108	1,478	477	1,239	124	74	111
Mar-12	1,365	2,139	1,626	441	1,273	87	85	112
Apr-12	1,478	2,027	1,693	513	1,309	81	75	111
May-12	1,555	2,289	1,648	447	1,292	114	73	124
Jun-12	1,573	2,394	1,615	433	1,344	119	73	89
Jul-12	1,601	2,676	1,501	469	1,400	115	77	138
Aug-12	1,714	2,298	1,654	476	1,457	119	72	135
Sep-12	1,926	2,183	1,641	473	1,433	136	66	120
Oct-12	1,588	2,217	1,850	462	1,441	135	76	120
Nov-12	1,323	2,128	1,594	485	1,532	123	86	112
Dec-12	1,084	2,105	1,465	502	1,549	119	88	113
Jan-13	1,121	2,176	1,455	521	1,560	125	104	134
Feb-13	1,204	2,165	1,442	559	1,520	131	69	136
Mar-13	1,157	2,249	1,504	576	1,666	114	58	135
Apr-13	1,273	2,209	1,568	598	1,714	127	56	141
May-13	1,209	2,330	1,574	573	1,764	144	67	140
Jun-13	1,247	2,388	1,637	584	1,716	141	52	127
Jul-13	1,381	2,564	1,592	658	1,649	143	72	141
Aug-13	1,336	2,219	1,519	628	1,629	163	52	158
Sep-13	1,291	2,270	1,573	619	1,605	164	50	161
Oct-13	1,298	2,140	1,616	664	1,617	173	57	134
Nov-13	1,355	2,172	1,578	688	1,542	170	59	132
Dec-13	1,291	2,063	1,500	652	1,444	137	51	140
Jan-14	1,336	2,084	1,554	690	1,614	151	50	130
Feb-14	1,361	2,041	1,657	644	1,663	159	68	142
Mar-14	1,384	1,980	1,588	604	1,700	182	62	145
Apr-14	1,309	1,969	1,507	615	1,613	169	71	120
May-14	1,317	1,946	1,585	613	1,705	177	72	128
Jun-14	1,357	1,876	1,504	602	1,825	213	70	143
Jul-14	1,225	1,932	1,516	554	1,598	183	70	145
Aug-14	1,317	2,015	1,677	501	1,517	151	71	148
Sep-14	1,371	2,092	1,610	418	1,520	153	93	156
Oct-14	1,356	2,114	1,575	452	1,572	132	98	189
Nov-14	1,326	2,061	1,515	410	1,523	112	77	159
Dec-14	1,278	2,104	1,523	436	1,456	170	83	162
Jan-15	1,311	2,035	1,452	395	1,314	167	80	167
Feb-15	1,365	2,143	1,608	383	1,470	158	53	164
Mar-15	1,422	2,138	1,635	411	1,470	141	53	151
Apr-15	1,310	2,112	1,589	383	1,596	146	44	170
May-15	1,233	1,990	1,570	397	1,387	127	34	165
Jun-15	1,298	2,007	1,609	410	1,424	123	48	161
Jul-15	1,277	1,976	1,643	399	1,393	112	32	133
Aug-15	1,199	2,016	1,540	399	1,360	126	36	126
Sep-15	1,199	2,034	1,493	441	1,345	101	33	150
Oct-15	1,137	1,948	1,391	346	1,319	109	27	123
Nov-15	1,078	2,035	1,476	391	1,273	115	35	155
Dec-15	1,196	2,201	1,615	404	1,242	154	31	141
Jan-16	1,230	2,023	1,613	395	1,211	163	44	156
Feb-16	1,226	2,147	1,658	406	1,233	152	36	144
Mar-16	1,087	2,085	1,600	426	1,177	145	40	140
Apr-16	1,300	2,228	1,588	444	1,271	168	43	146
May-16	1,211	2,248	1,660	464	1,186	164	42	157
Jun-16	1,301	2,192	1,565	428	1,197	138	43	152
Jul-16	1,106	2,114	1,572	408	1,206	143	57	149
Aug-16	1,057	1,892	1,645	406	1,129	146	47	130
Sep-16	1,014	2,021	1,611	403	1,124	140	37	115
Oct-16	1,057	2,076	1,637	434	1,135	131	37	124
Nov-16	1,047	2,058	1,654	406	1,175	152	43	128
Dec-16	1,147	2,108	1,793	345	1,135	138	44	149
Jan-17	1,146	2,083	1,689	404	1,115	126	30	191
Feb-17	1,060	2,034	1,732	402	1,168	141	51	106
Mar-17	1,143	2,092	1,770	459	1,165	146	57	117
Apr-17	1,154	2,095	1,884	409	1,236	133	59	176
May-17	1,223	2,017	1,873	421	1,290	127	51	168
Jun-17	1,282	2,064	2,108	441	1,354	131	68	218
Jul-17	1,648	2,561	2,089	459	1,497	133	59	211
Aug-17	1,938	2,758	1,987	463	1,404	133	59	230
Sep-17	1,902	2,896	1,778	471	1,252	142	69	219
Oct-17	1,877	2,900	1,837	449	1,232	151	71	224
Nov-17	1,969	2,914	2,023	481	1,190	153	45	228
Dec-17	1,930	2,853	1,960	470	1,229	151	62	198
Jan-18	2,015	2,935	1,976	460	1,194	140	66	213
Feb-18	2,188	2,844	1,822	472	1,168	146	66	302
Mar-18	1,938	2,895	1,768	452	1,159	155	51	230
Apr-18	2,072	2,762	1,836	470	1,208	150	56	225
May-18	2,126	2,773	1,886	469	1,203	162	64	157
Jun-18	2,023	2,837	1,985	444	1,132	163	60	169
Jul-18	1,989	2,825	2,081	493	1,130	191	56	164
Aug-18	1,977	2,657	1,786	503	1,117	168	45	173
Sep-18	1,890	2,590	1,742	498	1,143	160	85	172
Oct-18	1,959	2,637	1,711	514	1,206	222	62	199
Nov-18	1,996	2,623	1,681	508	1,177	176	75	222
Dec-18	1,858	2,450	1,502	477	1,074	162	80	165
Jan-19	1,779	2,443	1,559	490	1,049	170	66	142
Feb-19	1,931	2,539	1,514	510	1,100	167	64	138
Mar-19	1,832	2,554	1,567	483	1,067	165	76	151
Apr-19	1,891	2,588	1,565	509	1,080	189	123	130
May-19	1,966	2,670	1,571	507	1,123	147	90	146
Jun-19	1,994	2,740	1,634	516	1,143	183	68	145
Jul-19	2,137	2,805	1,640	502	1,156	134	71	188
Aug-19	2,213	2,920	1,691	503	1,176	193	70	191
Sep-19	2,193	2,859	1,741	512	1,181	203	62	206
Oct-19	2,160	3,040	1,750	514	1,109	182	70	208
Nov-19	2,317	3,098	1,735	515	1,154	189	54	234
Dec-19	2,312	3,380	1,774	538	1,160	169	68	237
Jan-20	2,338	3,186	1,834	534	1,200	188	65	215
Feb-20	2,417	3,080	1,956	527	1,220	184	69	243
Mar-20	2,631	3,105	1,865	519	1,194	200	93	223
Apr-20	2,468	3,191	1,660	500	1,105	178	73	243
May-20	2,063	3,009	1,586	492	1,006	150	68	246
Jun-20	2,443	2,970	1,939	577	1,181	192	80	232
Jul-20	2,616	3,297	2,229	646	1,428	212	100	245
Aug-20	2,888	3,994	2,658	734	1,706	291	100	261
Sep-20	3,159	3,607	2,953	936	1,962	240	104	296
Oct-20	3,212	3,334	3,074	895	2,243	332	113	289
Nov-20	3,204	3,851	3,103	798	2,255	248	131	272
Dec-20	3,433	4,550	3,254	860	2,406	253	99	321
Jan-21	3,466	4,979	3,526	962	2,582	256	117	329
Feb-21	3,339	4,843	3,406	1,095	2,526	281	161	296
Mar-21	3,563	4,615	3,110	1,006	2,372	262	133	328
Apr-21	3,560	4,706	3,139	956	2,213	257	120	302
May-21	3,437	4,652	3,030	892	2,299	252	115	293
Jun-21	3,389	4,350	2,723	896	1,918	235	130	323
Jul-21	3,218	4,043	2,606	792	1,873	219	105	323
Aug-21	2,908	3,881	2,606	706	1,776	195	88	277
Sep-21	2,811	3,122	2,575	730	1,896	218	70	246
Oct-21	2,727	3,255	2,415	695	1,598	196	73	220
Nov-21	2,781	3,667	2,414	691	1,622	173	92	275
Dec-21	2,679	3,593	2,396	658	1,857	197	74	260
Jan-22	2,588	3,566	2,077	634	1,631	161	64	286
Feb-22	2,195	3,367	1,945	583	1,600	159	58	198
Mar-22	2,379	3,317	2,019	567	1,659	150	59	279
Apr-22	2,238	3,160	2,046	572	1,569	151	57	297
May-22	2,221	3,268	2,044	566	1,510	167	77	312
Jun-22	2,035	2,966	1,988	548	1,365	166	62	277
Jul-22	1,834	2,634	1,612	517	1,261	154	62	258
Aug-22	1,909	2,908	1,870	515	1,431	197	72	270
Sep-22	1,846	2,809	1,734	479	1,300	145	71	251
Oct-22	1,804	2,639	1,710	464	1,272	123	66	238
Nov-22	1,709	2,461	1,636	456	1,195	143	58	201
Dec-22	1,755	2,336	1,623	461	1,119	145	56	167
Jan-23	1,546	2,170	1,560	463	1,135	137	66	205
Feb-23	1,641	2,085	1,545	429	1,033	134	68	242
Mar-23	1,936	2,310	1,733	505	1,177	145	70	206
Apr-23	1,959	2,337	1,695	529	1,231	145	67	192
May-23	2,133	2,486	1,736	512	1,251	146	67	217

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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83],[151],[153],[132],[112],[170],[167],[158],[141],[146],[127],[123],[112],[126],[101],[109],[115],[154],[163],[152],[145],[168],[164],[138],[143],[146],[140],[131],[152],[138],[126],[141],[146],[133],[127],[131],[133],[133],[142],[151],[153],[151],[140],[146],[155],[150],[162],[163],[191],[168],[160],[222],[176],[162],[170],[167],[165],[189],[147],[183],[134],[193],[203],[182],[189],[169],[188],[184],[200],[178],[150],[192],[212],[291],[240],[332],[248],[253],[256],[281],[262],[257],[252],[235],[219],[195],[218],[196],[173],[197],[161],[159],[150],[151],[167],[166],[154],[197],[145],[123],[143],[145],[137],[134],[145],[145],[146]],[[121],[130],[141],[196],[164],[156],[154],[153],[157],[163],[143],[142],[127],[168],[116],[73],[86],[88],[90],[97],[99],[75],[108],[90],[92],[95],[70],[83],[88],[81],[80],[71],[73],[78],[52],[63],[89],[74],[93],[79],[62],[81],[103],[120],[89],[119],[116],[119],[108],[113],[106],[92],[96],[101],[59],[52],[57],[56],[36],[56],[52],[45],[46],[51],[46],[40],[43],[43],[45],[41],[68],[49],[51],[59],[57],[60],[59],[62],[54],[65],[67],[74],[85],[75],[73],[73],[77],[72],[66],[76],[86],[88],[104],[69],[58],[56],[67],[52],[72],[52],[50],[57],[59],[51],[50],[68],[62],[71],[72],[70],[70],[71],[93],[98],[77],[83],[80],[53],[53],[44],[34],[48],[32],[36],[33],[27],[35],[31],[44],[36],[40],[43],[42],[43],[57],[47],[37],[37],[43],[44],[30],[51],[57],[59],[51],[68],[59],[59],[69],[71],[45],[62],[66],[66],[51],[56],[64],[60],[56],[45],[85],[62],[75],[80],[66],[64],[76],[123],[90],[68],[71],[70],[62],[70],[54],[68],[65],[69],[93],[73],[68],[80],[100],[100],[104],[113],[131],[99],[117],[161],[133],[120],[115],[130],[105],[88],[70],[73],[92],[74],[64],[58],[59],[57],[77],[62],[62],[72],[71],[66],[58],[56],[66],[68],[70],[67],[67]],[[127],[124],[127],[132],[108],[122],[124],[115],[119],[135],[176],[142],[142],[141],[154],[174],[183],[165],[180],[158],[140],[170],[165],[156],[138],[167],[157],[137],[138],[137],[139],[152],[149],[94],[125],[150],[110],[107],[109],[129],[122],[157],[149],[207],[227],[236],[266],[289],[297],[301],[247],[223],[265],[249],[201],[159],[124],[176],[142],[126],[115],[107],[118],[109],[115],[108],[116],[122],[102],[116],[87],[122],[115],[119],[114],[110],[108],[110],[133],[124],[127],[111],[112],[111],[124],[89],[138],[135],[120],[120],[112],[113],[134],[136],[135],[141],[140],[127],[141],[158],[161],[134],[132],[140],[130],[142],[145],[120],[128],[143],[145],[148],[156],[189],[159],[162],[167],[164],[151],[170],[165],[161],[133],[126],[150],[123],[155],[141],[156],[144],[140],[146],[157],[152],[149],[130],[115],[124],[128],[149],[191],[106],[117],[176],[168],[218],[211],[230],[219],[224],[228],[198],[213],[302],[230],[225],[157],[169],[164],[173],[172],[199],[222],[165],[142],[138],[151],[130],[146],[145],[188],[191],[206],[208],[234],[237],[215],[243],[223],[243],[246],[232],[245],[261],[296],[289],[272],[321],[329],[296],[328],[302],[293],[323],[323],[277],[246],[220],[275],[260],[286],[198],[279],[297],[312],[277],[258],[270],[251],[238],[201],[167],[205],[242],[206],[192],[217]]]

[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [72.21 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [255.51 KB]

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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [107.42 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [102.84 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [68.43 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [68.42 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [68.19 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [67.19 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [67.78 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [65.95 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [69.37 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [65.71 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [101.33 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [57.93 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [57.8 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [57.63 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [57.11 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [57.34 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [57.11 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
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Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
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Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
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Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
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Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
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Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
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Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
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Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
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Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
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Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
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Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
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Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
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Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
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Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, May 2023

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APA

Lending indicators

APA

Key statistics

Value of new borrower-accepted loan commitments (seasonally adjusted)

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance: household goods series

Housing finance

Personal finance

Business finance

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

Number of new loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner occupier first home buyers (original), number

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

New housing loan commitments rose 4.8% in May

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