New borrower-accepted loan commitments (seasonally adjusted)
| Jun-21 ($b) | Month percent change (%) | Year percent change (%) | |||
|---|---|---|---|---|---|
| Households | |||||
| Housing | 32.05 | -1.6 | 82.7 | ||
| Owner occupier (a) | 22.86 | -2.5 | 75.9 | ||
| Investor (a) | 9.19 | 0.7 | 102.0 | ||
| Personal | |||||
| Fixed term loans | 1.74 | -12.6 | 16.9 | ||
| Businesses | |||||
| Construction | 1.90 | -19.6 | -33.5 | ||
| Purchase of property | 7.16 | 49.2 | 108.0 | ||
(a) Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality note
Economic and Financial Statistics (EFS) collection
From July 2019 onwards, data in this publication has been sourced from the Economic and Financial Statistics (EFS) collection, a new and improved data source collected by APRA on behalf of the ABS and RBA. There have been extensive and ongoing discussions with lenders about the EFS collection. Data quality is expected to continue to improve over time, as lenders become accustomed to the new reporting basis and further refine the data they report. This process is likely to lead to revisions, including to the historical time series.
Seasonal adjustment methods
Recent review of seasonal adjustment factors
In the April 2020 Lending Indicators release, the ABS advised that the method used to produce seasonally adjusted estimates would be changed from the "concurrent" method to the "forward factors" method, during the COVID-19 period. The forward factors approach is better suited to managing large movements at the end point of series and ensures that large movements do not have a disproportionate influence on the seasonal factors.
Given the disruption to the lending market during the COVID-19 period and the continuing use of a forward factors approach to seasonal adjustment, the ABS recently undertook an extensive annual review of its seasonally adjusted Lending Indicators series. This review followed similar reviews that are progressively being undertaken across the ABS economic statistics program. The results of the Lending Indicators review were implemented in the April 2021 release.
Static forward factors for the next 12 months were calculated through the review process and were used in the April 2021 release.
Further information can be found here:
https://www.abs.gov.au/articles/methods-changes-during-covid-19-period
All seasonally adjusted Lending Indicators series will continue to use the forward factors method for the foreseeable future and are expected to return to using concurrent adjustment when the risk of disruption from COVID-19 becomes sufficiently low.
Lender type breakdowns
Lender type breakdowns for Major banks, Other Authorised Deposit-taking Institutions (ADIs) and Non-ADIs are only available in this publication from July 2019 onwards. It is likely that more information about lender-type breakdowns will become available in the coming months.
Suspension of trend series
The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement will be significantly affected by changes to regular patterns in lending that will occur during this time, as potential home buyers face uncertainty about their job security, for example. If the trend estimates in this publication were to be calculated without fully accounting for this irregular event, they would likely provide a misleading view of underlying lending activity.
It may be some time before the underlying trend in lending activity can be accurately estimated. The Lending Indicators trend series have therefore been suspended starting from March 2020. The trend series will be reinstated when more certainty emerges in the underlying trend in lending.
Housing finance
In seasonally adjusted terms, in June 2021, the value of new loan commitments:
- for housing fell 1.6%
- to owner occupiers fell 2.5%
- to investors rose 0.7%
| Total (ex. refinancing) ($b) | Owner occupier (ex. refinancing) ($b) | Investor (ex. refinancing) ($b) | |
|---|---|---|---|
| Jun-03 | 12.620 | 7.617 | 5.003 |
| Jul-03 | 13.571 | 7.807 | 5.764 |
| Aug-03 | 14.255 | 7.986 | 6.269 |
| Sep-03 | 14.228 | 8.020 | 6.208 |
| Oct-03 | 14.436 | 8.047 | 6.388 |
| Nov-03 | 13.992 | 7.858 | 6.135 |
| Dec-03 | 13.298 | 7.459 | 5.839 |
| Jan-04 | 12.285 | 6.998 | 5.287 |
| Feb-04 | 12.318 | 7.071 | 5.247 |
| Mar-04 | 12.453 | 7.171 | 5.282 |
| Apr-04 | 12.486 | 7.240 | 5.246 |
| May-04 | 12.347 | 7.271 | 5.077 |
| Jun-04 | 11.800 | 7.256 | 4.544 |
| Jul-04 | 12.017 | 7.320 | 4.696 |
| Aug-04 | 12.053 | 7.398 | 4.655 |
| Sep-04 | 12.218 | 7.420 | 4.798 |
| Oct-04 | 11.971 | 7.429 | 4.542 |
| Nov-04 | 12.560 | 7.683 | 4.878 |
| Dec-04 | 12.914 | 7.902 | 5.012 |
| Jan-05 | 13.234 | 8.107 | 5.128 |
| Feb-05 | 13.826 | 8.491 | 5.335 |
| Mar-05 | 13.520 | 8.234 | 5.287 |
| Apr-05 | 13.309 | 8.147 | 5.162 |
| May-05 | 12.680 | 7.977 | 4.703 |
| Jun-05 | 12.687 | 8.154 | 4.533 |
| Jul-05 | 12.827 | 8.080 | 4.747 |
| Aug-05 | 12.870 | 8.279 | 4.592 |
| Sep-05 | 13.519 | 8.635 | 4.884 |
| Oct-05 | 14.034 | 8.732 | 5.301 |
| Nov-05 | 14.059 | 8.857 | 5.202 |
| Dec-05 | 14.058 | 8.903 | 5.155 |
| Jan-06 | 14.279 | 8.966 | 5.313 |
| Feb-06 | 14.425 | 9.176 | 5.248 |
| Mar-06 | 14.578 | 9.298 | 5.280 |
| Apr-06 | 14.509 | 9.259 | 5.250 |
| May-06 | 15.404 | 9.642 | 5.763 |
| Jun-06 | 15.543 | 9.513 | 6.030 |
| Jul-06 | 15.256 | 9.769 | 5.487 |
| Aug-06 | 15.040 | 9.518 | 5.522 |
| Sep-06 | 14.166 | 9.178 | 4.988 |
| Oct-06 | 14.329 | 9.293 | 5.037 |
| Nov-06 | 14.199 | 9.227 | 4.972 |
| Dec-06 | 14.610 | 9.430 | 5.181 |
| Jan-07 | 14.927 | 9.544 | 5.384 |
| Feb-07 | 15.399 | 9.766 | 5.633 |
| Mar-07 | 15.897 | 10.069 | 5.829 |
| Apr-07 | 16.363 | 10.322 | 6.041 |
| May-07 | 17.052 | 10.647 | 6.404 |
| Jun-07 | 18.302 | 11.356 | 6.947 |
| Jul-07 | 17.407 | 10.770 | 6.637 |
| Aug-07 | 17.399 | 11.018 | 6.381 |
| Sep-07 | 16.829 | 10.516 | 6.313 |
| Oct-07 | 16.816 | 10.738 | 6.077 |
| Nov-07 | 16.986 | 10.654 | 6.332 |
| Dec-07 | 16.557 | 10.371 | 6.186 |
| Jan-08 | 16.899 | 10.805 | 6.094 |
| Feb-08 | 15.656 | 9.880 | 5.776 |
| Mar-08 | 14.550 | 9.138 | 5.412 |
| Apr-08 | 13.905 | 8.744 | 5.160 |
| May-08 | 12.960 | 8.168 | 4.792 |
| Jun-08 | 12.961 | 8.199 | 4.762 |
| Jul-08 | 12.786 | 8.136 | 4.650 |
| Aug-08 | 12.643 | 7.979 | 4.664 |
| Sep-08 | 12.978 | 8.237 | 4.741 |
| Oct-08 | 13.347 | 8.539 | 4.808 |
| Nov-08 | 13.098 | 8.606 | 4.492 |
| Dec-08 | 13.886 | 9.337 | 4.549 |
| Jan-09 | 14.894 | 10.233 | 4.661 |
| Feb-09 | 15.366 | 10.782 | 4.584 |
| Mar-09 | 16.710 | 11.961 | 4.749 |
| Apr-09 | 17.041 | 11.955 | 5.085 |
| May-09 | 16.849 | 11.822 | 5.027 |
| Jun-09 | 17.208 | 11.960 | 5.247 |
| Jul-09 | 17.169 | 11.729 | 5.440 |
| Aug-09 | 17.351 | 11.644 | 5.706 |
| Sep-09 | 17.886 | 12.181 | 5.706 |
| Oct-09 | 17.612 | 11.819 | 5.793 |
| Nov-09 | 17.075 | 11.090 | 5.985 |
| Dec-09 | 16.502 | 10.617 | 5.885 |
| Jan-10 | 15.955 | 10.124 | 5.831 |
| Feb-10 | 15.669 | 9.794 | 5.876 |
| Mar-10 | 15.519 | 9.572 | 5.948 |
| Apr-10 | 15.258 | 9.360 | 5.898 |
| May-10 | 15.423 | 9.433 | 5.990 |
| Jun-10 | 15.119 | 9.130 | 5.989 |
| Jul-10 | 15.048 | 9.291 | 5.756 |
| Aug-10 | 14.636 | 9.234 | 5.402 |
| Sep-10 | 14.617 | 9.143 | 5.474 |
| Oct-10 | 14.658 | 9.176 | 5.482 |
| Nov-10 | 14.711 | 9.321 | 5.390 |
| Dec-10 | 14.999 | 9.426 | 5.573 |
| Jan-11 | 14.159 | 9.015 | 5.144 |
| Feb-11 | 14.064 | 8.872 | 5.192 |
| Mar-11 | 13.628 | 8.828 | 4.800 |
| Apr-11 | 13.994 | 9.004 | 4.990 |
| May-11 | 14.238 | 9.081 | 5.157 |
| Jun-11 | 14.137 | 9.098 | 5.039 |
| Jul-11 | 14.085 | 9.035 | 5.050 |
| Aug-11 | 14.157 | 9.026 | 5.131 |
| Sep-11 | 13.931 | 8.793 | 5.138 |
| Oct-11 | 13.858 | 8.864 | 4.993 |
| Nov-11 | 14.052 | 8.973 | 5.079 |
| Dec-11 | 14.730 | 9.406 | 5.324 |
| Jan-12 | 14.774 | 9.397 | 5.376 |
| Feb-12 | 14.068 | 8.667 | 5.402 |
| Mar-12 | 14.101 | 8.711 | 5.390 |
| Apr-12 | 14.349 | 8.926 | 5.423 |
| May-12 | 14.510 | 9.106 | 5.404 |
| Jun-12 | 14.736 | 9.252 | 5.484 |
| Jul-12 | 14.771 | 9.272 | 5.499 |
| Aug-12 | 14.859 | 9.427 | 5.432 |
| Sep-12 | 15.095 | 9.493 | 5.602 |
| Oct-12 | 14.885 | 9.371 | 5.514 |
| Nov-12 | 15.213 | 9.463 | 5.750 |
| Dec-12 | 15.374 | 9.531 | 5.843 |
| Jan-13 | 15.902 | 9.799 | 6.103 |
| Feb-13 | 16.147 | 9.880 | 6.267 |
| Mar-13 | 16.881 | 10.349 | 6.532 |
| Apr-13 | 16.947 | 10.305 | 6.642 |
| May-13 | 17.210 | 10.408 | 6.802 |
| Jun-13 | 17.322 | 10.496 | 6.826 |
| Jul-13 | 17.440 | 10.483 | 6.957 |
| Aug-13 | 17.366 | 10.240 | 7.126 |
| Sep-13 | 18.172 | 10.737 | 7.436 |
| Oct-13 | 18.689 | 10.895 | 7.794 |
| Nov-13 | 19.261 | 11.227 | 8.034 |
| Dec-13 | 19.008 | 10.953 | 8.055 |
| Jan-14 | 19.147 | 11.161 | 7.986 |
| Feb-14 | 19.403 | 11.457 | 7.946 |
| Mar-14 | 19.494 | 11.387 | 8.108 |
| Apr-14 | 19.601 | 11.321 | 8.280 |
| May-14 | 19.501 | 11.228 | 8.273 |
| Jun-14 | 19.643 | 11.392 | 8.251 |
| Jul-14 | 19.814 | 11.271 | 8.544 |
| Aug-14 | 19.607 | 10.955 | 8.652 |
| Sep-14 | 19.959 | 11.086 | 8.872 |
| Oct-14 | 20.539 | 11.394 | 9.146 |
| Nov-14 | 20.121 | 11.033 | 9.088 |
| Dec-14 | 20.435 | 11.348 | 9.087 |
| Jan-15 | 20.730 | 11.562 | 9.168 |
| Feb-15 | 20.166 | 11.305 | 8.861 |
| Mar-15 | 21.248 | 11.722 | 9.526 |
| Apr-15 | 21.918 | 11.839 | 10.079 |
| May-15 | 20.285 | 11.122 | 9.163 |
| Jun-15 | 21.128 | 11.978 | 9.151 |
| Jul-15 | 21.121 | 12.278 | 8.842 |
| Aug-15 | 21.688 | 13.197 | 8.490 |
| Sep-15 | 20.880 | 13.509 | 7.371 |
| Oct-15 | 19.999 | 13.134 | 6.865 |
| Nov-15 | 19.681 | 13.037 | 6.644 |
| Dec-15 | 19.632 | 12.937 | 6.695 |
| Jan-16 | 19.132 | 12.548 | 6.584 |
| Feb-16 | 19.346 | 12.688 | 6.658 |
| Mar-16 | 19.118 | 12.457 | 6.661 |
| Apr-16 | 19.713 | 12.807 | 6.906 |
| May-16 | 19.975 | 12.754 | 7.221 |
| Jun-16 | 20.232 | 12.707 | 7.525 |
| Jul-16 | 20.066 | 12.421 | 7.645 |
| Aug-16 | 19.793 | 12.216 | 7.576 |
| Sep-16 | 20.736 | 12.439 | 8.296 |
| Oct-16 | 21.078 | 12.532 | 8.546 |
| Nov-16 | 21.498 | 12.717 | 8.781 |
| Dec-16 | 22.055 | 13.159 | 8.896 |
| Jan-17 | 22.229 | 13.234 | 8.995 |
| Feb-17 | 21.772 | 13.191 | 8.581 |
| Mar-17 | 22.675 | 13.777 | 8.898 |
| Apr-17 | 22.257 | 13.572 | 8.685 |
| May-17 | 22.548 | 14.103 | 8.445 |
| Jun-17 | 22.186 | 14.006 | 8.181 |
| Jul-17 | 22.086 | 14.176 | 7.910 |
| Aug-17 | 22.371 | 14.423 | 7.948 |
| Sep-17 | 22.027 | 14.268 | 7.759 |
| Oct-17 | 21.435 | 13.962 | 7.473 |
| Nov-17 | 21.424 | 14.101 | 7.323 |
| Dec-17 | 21.280 | 14.170 | 7.111 |
| Jan-18 | 21.135 | 14.183 | 6.952 |
| Feb-18 | 21.132 | 14.163 | 6.968 |
| Mar-18 | 20.442 | 13.869 | 6.573 |
| Apr-18 | 20.321 | 13.863 | 6.459 |
| May-18 | 20.922 | 14.354 | 6.568 |
| Jun-18 | 20.450 | 14.075 | 6.375 |
| Jul-18 | 20.305 | 13.931 | 6.375 |
| Aug-18 | 19.234 | 13.194 | 6.039 |
| Sep-18 | 18.591 | 12.808 | 5.782 |
| Oct-18 | 18.485 | 12.888 | 5.597 |
| Nov-18 | 17.716 | 12.454 | 5.262 |
| Dec-18 | 17.000 | 11.915 | 5.085 |
| Jan-19 | 16.718 | 11.791 | 4.928 |
| Feb-19 | 17.026 | 12.115 | 4.911 |
| Mar-19 | 16.488 | 11.658 | 4.830 |
| Apr-19 | 16.687 | 11.876 | 4.812 |
| May-19 | 16.511 | 11.724 | 4.788 |
| Jun-19 | 16.779 | 11.967 | 4.812 |
| Jul-19 | 17.071 | 12.124 | 4.947 |
| Aug-19 | 17.688 | 12.486 | 5.202 |
| Sep-19 | 17.795 | 12.787 | 5.008 |
| Oct-19 | 18.144 | 13.116 | 5.028 |
| Nov-19 | 19.167 | 13.912 | 5.255 |
| Dec-19 | 19.778 | 14.411 | 5.367 |
| Jan-20 | 19.757 | 14.398 | 5.359 |
| Feb-20 | 19.124 | 13.920 | 5.203 |
| Mar-20 | 19.269 | 14.200 | 5.069 |
| Apr-20 | 18.469 | 13.527 | 4.942 |
| May-20 | 16.663 | 12.438 | 4.225 |
| Jun-20 | 17.547 | 12.998 | 4.548 |
| Jul-20 | 19.095 | 14.388 | 4.708 |
| Aug-20 | 20.869 | 15.930 | 4.939 |
| Sep-20 | 22.375 | 17.123 | 5.251 |
| Oct-20 | 22.363 | 17.231 | 5.132 |
| Nov-20 | 23.606 | 18.203 | 5.403 |
| Dec-20 | 25.935 | 19.991 | 5.945 |
| Jan-21 | 28.477 | 21.937 | 6.541 |
| Feb-21 | 28.659 | 21.759 | 6.901 |
| Mar-21 | 29.951 | 22.061 | 7.890 |
| Apr-21 | 31.056 | 23.002 | 8.054 |
| May-21 | 32.565 | 23.437 | 9.127 |
| Jun-21 | 32.049 | 22.860 | 9.189 |
New loan commitments, total housing (seasonally adjusted), values, Australia
["","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]
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Personal finance
In seasonally adjusted terms, in June 2021, the value of new loan commitments:
- for fixed term personal lending fell 12.6%
- for road vehicles fell 11.7%
- for personal investment fell 32.0%
| Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
|---|---|---|---|---|
| Jun-03 | 1.357 | 0.789 | 0.327 | 0.202 |
| Jul-03 | 1.401 | 0.762 | 0.375 | 0.199 |
| Aug-03 | 1.444 | 0.765 | 0.384 | 0.209 |
| Sep-03 | 1.488 | 0.755 | 0.452 | 0.210 |
| Oct-03 | 1.580 | 0.776 | 0.496 | 0.222 |
| Nov-03 | 1.541 | 0.758 | 0.511 | 0.212 |
| Dec-03 | 1.516 | 0.771 | 0.464 | 0.208 |
| Jan-04 | 1.511 | 0.771 | 0.458 | 0.200 |
| Feb-04 | 1.543 | 0.794 | 0.456 | 0.207 |
| Mar-04 | 1.579 | 0.827 | 0.455 | 0.217 |
| Apr-04 | 1.542 | 0.826 | 0.404 | 0.204 |
| May-04 | 1.479 | 0.811 | 0.351 | 0.201 |
| Jun-04 | 1.627 | 0.814 | 0.490 | 0.202 |
| Jul-04 | 1.624 | 0.826 | 0.490 | 0.201 |
| Aug-04 | 1.635 | 0.812 | 0.530 | 0.199 |
| Sep-04 | 1.653 | 0.838 | 0.500 | 0.214 |
| Oct-04 | 1.682 | 0.823 | 0.532 | 0.206 |
| Nov-04 | 1.634 | 0.819 | 0.525 | 0.205 |
| Dec-04 | 1.585 | 0.739 | 0.576 | 0.176 |
| Jan-05 | 1.512 | 0.727 | 0.503 | 0.188 |
| Feb-05 | 1.436 | 0.751 | 0.405 | 0.188 |
| Mar-05 | 1.485 | 0.740 | 0.454 | 0.187 |
| Apr-05 | 1.512 | 0.747 | 0.486 | 0.194 |
| May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
| Jun-05 | 1.445 | 0.720 | 0.423 | 0.183 |
| Jul-05 | 1.439 | 0.727 | 0.400 | 0.196 |
| Aug-05 | 1.451 | 0.742 | 0.423 | 0.180 |
| Sep-05 | 1.470 | 0.722 | 0.456 | 0.192 |
| Oct-05 | 1.471 | 0.699 | 0.472 | 0.190 |
| Nov-05 | 1.450 | 0.700 | 0.475 | 0.189 |
| Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
| Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
| Feb-06 | 1.540 | 0.693 | 0.565 | 0.191 |
| Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
| Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
| May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
| Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
| Jul-06 | 1.549 | 0.706 | 0.485 | 0.228 |
| Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
| Sep-06 | 1.446 | 0.722 | 0.366 | 0.226 |
| Oct-06 | 1.439 | 0.732 | 0.352 | 0.210 |
| Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
| Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
| Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
| Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
| Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
| Apr-07 | 1.665 | 0.778 | 0.536 | 0.240 |
| May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
| Jun-07 | 1.857 | 0.819 | 0.556 | 0.278 |
| Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
| Aug-07 | 1.649 | 0.789 | 0.576 | 0.210 |
| Sep-07 | 1.664 | 0.789 | 0.572 | 0.212 |
| Oct-07 | 1.684 | 0.813 | 0.545 | 0.230 |
| Nov-07 | 1.720 | 0.816 | 0.597 | 0.237 |
| Dec-07 | 1.696 | 0.837 | 0.499 | 0.241 |
| Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
| Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
| Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
| Apr-08 | 1.631 | 0.810 | 0.512 | 0.242 |
| May-08 | 1.624 | 0.780 | 0.540 | 0.198 |
| Jun-08 | 1.463 | 0.788 | 0.340 | 0.236 |
| Jul-08 | 1.603 | 0.773 | 0.493 | 0.232 |
| Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
| Sep-08 | 1.539 | 0.751 | 0.487 | 0.200 |
| Oct-08 | 1.510 | 0.733 | 0.500 | 0.188 |
| Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
| Dec-08 | 1.418 | 0.702 | 0.460 | 0.167 |
| Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
| Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
| Mar-09 | 1.407 | 0.678 | 0.446 | 0.204 |
| Apr-09 | 1.427 | 0.689 | 0.433 | 0.206 |
| May-09 | 1.401 | 0.669 | 0.427 | 0.200 |
| Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
| Jul-09 | 1.455 | 0.669 | 0.462 | 0.222 |
| Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
| Sep-09 | 1.460 | 0.659 | 0.507 | 0.212 |
| Oct-09 | 1.468 | 0.675 | 0.503 | 0.206 |
| Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
| Dec-09 | 1.765 | 0.741 | 0.604 | 0.321 |
| Jan-10 | 1.665 | 0.738 | 0.574 | 0.294 |
| Feb-10 | 1.739 | 0.778 | 0.554 | 0.315 |
| Mar-10 | 1.718 | 0.790 | 0.542 | 0.292 |
| Apr-10 | 1.710 | 0.808 | 0.511 | 0.268 |
| May-10 | 1.686 | 0.817 | 0.468 | 0.280 |
| Jun-10 | 1.821 | 0.851 | 0.434 | 0.396 |
| Jul-10 | 1.682 | 0.842 | 0.437 | 0.273 |
| Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
| Sep-10 | 1.669 | 0.890 | 0.392 | 0.281 |
| Oct-10 | 1.680 | 0.871 | 0.403 | 0.286 |
| Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
| Dec-10 | 1.604 | 0.865 | 0.361 | 0.274 |
| Jan-11 | 1.570 | 0.865 | 0.342 | 0.262 |
| Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
| Mar-11 | 1.591 | 0.872 | 0.340 | 0.270 |
| Apr-11 | 1.608 | 0.882 | 0.331 | 0.258 |
| May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
| Jun-11 | 1.619 | 0.852 | 0.352 | 0.280 |
| Jul-11 | 1.615 | 0.866 | 0.342 | 0.270 |
| Aug-11 | 1.694 | 0.902 | 0.387 | 0.295 |
| Sep-11 | 1.680 | 0.905 | 0.348 | 0.298 |
| Oct-11 | 1.666 | 0.928 | 0.327 | 0.278 |
| Nov-11 | 1.648 | 0.938 | 0.308 | 0.266 |
| Dec-11 | 1.657 | 0.959 | 0.287 | 0.258 |
| Jan-12 | 1.640 | 0.936 | 0.309 | 0.254 |
| Feb-12 | 1.580 | 0.896 | 0.282 | 0.240 |
| Mar-12 | 1.547 | 0.902 | 0.271 | 0.230 |
| Apr-12 | 1.618 | 0.953 | 0.280 | 0.227 |
| May-12 | 1.665 | 0.995 | 0.279 | 0.248 |
| Jun-12 | 1.691 | 1.010 | 0.305 | 0.256 |
| Jul-12 | 1.728 | 1.004 | 0.309 | 0.255 |
| Aug-12 | 1.724 | 1.014 | 0.310 | 0.255 |
| Sep-12 | 1.799 | 1.034 | 0.296 | 0.287 |
| Oct-12 | 1.817 | 1.069 | 0.302 | 0.286 |
| Nov-12 | 1.876 | 1.097 | 0.307 | 0.298 |
| Dec-12 | 1.887 | 1.097 | 0.307 | 0.298 |
| Jan-13 | 1.858 | 1.055 | 0.325 | 0.292 |
| Feb-13 | 1.855 | 1.035 | 0.318 | 0.292 |
| Mar-13 | 1.863 | 1.049 | 0.330 | 0.305 |
| Apr-13 | 1.812 | 1.007 | 0.330 | 0.306 |
| May-13 | 1.791 | 1.019 | 0.336 | 0.289 |
| Jun-13 | 1.706 | 0.996 | 0.305 | 0.264 |
| Jul-13 | 1.752 | 1.044 | 0.286 | 0.260 |
| Aug-13 | 1.740 | 1.025 | 0.308 | 0.246 |
| Sep-13 | 1.754 | 1.027 | 0.309 | 0.254 |
| Oct-13 | 1.732 | 0.998 | 0.316 | 0.250 |
| Nov-13 | 1.715 | 0.964 | 0.316 | 0.255 |
| Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
| Jan-14 | 1.776 | 1.031 | 0.299 | 0.265 |
| Feb-14 | 1.862 | 1.052 | 0.341 | 0.265 |
| Mar-14 | 1.789 | 1.048 | 0.314 | 0.265 |
| Apr-14 | 1.765 | 1.038 | 0.299 | 0.233 |
| May-14 | 1.772 | 1.037 | 0.312 | 0.252 |
| Jun-14 | 1.745 | 1.020 | 0.315 | 0.246 |
| Jul-14 | 1.826 | 1.027 | 0.356 | 0.266 |
| Aug-14 | 1.812 | 1.026 | 0.342 | 0.265 |
| Sep-14 | 1.836 | 1.018 | 0.386 | 0.255 |
| Oct-14 | 1.920 | 1.031 | 0.428 | 0.294 |
| Nov-14 | 1.843 | 0.991 | 0.383 | 0.264 |
| Dec-14 | 1.828 | 1.024 | 0.385 | 0.253 |
| Jan-15 | 1.817 | 1.039 | 0.369 | 0.245 |
| Feb-15 | 1.861 | 1.025 | 0.395 | 0.254 |
| Mar-15 | 1.882 | 1.044 | 0.401 | 0.275 |
| Apr-15 | 2.054 | 1.105 | 0.420 | 0.304 |
| May-15 | 1.986 | 1.100 | 0.394 | 0.312 |
| Jun-15 | 1.971 | 1.116 | 0.365 | NA |
| Jul-15 | 1.904 | 1.089 | 0.355 | NA |
| Aug-15 | 1.888 | 1.101 | 0.327 | NA |
| Sep-15 | 1.817 | 1.101 | 0.278 | 0.253 |
| Oct-15 | 1.765 | 1.078 | 0.279 | 0.244 |
| Nov-15 | 1.812 | 1.104 | 0.280 | 0.240 |
| Dec-15 | 1.873 | 1.115 | 0.297 | 0.268 |
| Jan-16 | 1.860 | 1.092 | 0.289 | 0.282 |
| Feb-16 | 1.954 | 1.130 | 0.295 | 0.322 |
| Mar-16 | 2.178 | 1.355 | 0.269 | 0.358 |
| Apr-16 | 2.318 | 1.350 | 0.328 | 0.427 |
| May-16 | 2.175 | 1.289 | 0.316 | 0.391 |
| Jun-16 | 2.101 | 1.282 | 0.302 | 0.368 |
| Jul-16 | 2.163 | 1.306 | 0.319 | 0.349 |
| Aug-16 | 2.144 | 1.270 | 0.336 | 0.354 |
| Sep-16 | 2.065 | 1.240 | 0.330 | 0.310 |
| Oct-16 | 1.974 | 1.223 | 0.306 | 0.276 |
| Nov-16 | 2.021 | 1.238 | 0.315 | 0.288 |
| Dec-16 | 2.053 | 1.257 | 0.315 | 0.284 |
| Jan-17 | 1.982 | 1.203 | 0.300 | 0.286 |
| Feb-17 | 1.914 | 1.173 | 0.292 | 0.258 |
| Mar-17 | 1.811 | 1.144 | 0.275 | 0.228 |
| Apr-17 | 1.770 | 1.135 | 0.252 | 0.204 |
| May-17 | 1.756 | 1.141 | 0.253 | 0.201 |
| Jun-17 | 1.733 | 1.131 | 0.252 | 0.208 |
| Jul-17 | 1.744 | 1.134 | 0.218 | 0.214 |
| Aug-17 | 1.751 | 1.138 | 0.234 | NA |
| Sep-17 | 1.855 | 1.152 | 0.278 | 0.241 |
| Oct-17 | 1.884 | 1.185 | 0.249 | 0.275 |
| Nov-17 | 1.905 | 1.217 | 0.238 | 0.265 |
| Dec-17 | 1.803 | 1.157 | 0.206 | 0.249 |
| Jan-18 | 1.814 | 1.144 | 0.222 | 0.242 |
| Feb-18 | 1.786 | 1.165 | 0.212 | 0.229 |
| Mar-18 | 1.757 | 1.150 | 0.199 | 0.236 |
| Apr-18 | 1.741 | 1.137 | 0.191 | 0.247 |
| May-18 | 1.729 | 1.151 | 0.183 | 0.251 |
| Jun-18 | 1.814 | 1.178 | 0.234 | 0.268 |
| Jul-18 | 1.764 | 1.151 | 0.169 | 0.281 |
| Aug-18 | 1.788 | 1.147 | 0.174 | 0.299 |
| Sep-18 | 1.786 | 1.159 | 0.150 | 0.309 |
| Oct-18 | 1.752 | 1.110 | 0.155 | 0.304 |
| Nov-18 | 1.700 | 1.073 | 0.149 | 0.295 |
| Dec-18 | 1.633 | 1.036 | 0.151 | 0.271 |
| Jan-19 | 1.632 | 1.035 | 0.151 | 0.270 |
| Feb-19 | 1.636 | 1.082 | 0.133 | 0.262 |
| Mar-19 | 1.607 | 1.085 | 0.141 | 0.252 |
| Apr-19 | 1.632 | 1.082 | 0.144 | 0.256 |
| May-19 | 1.599 | 1.079 | 0.142 | 0.247 |
| Jun-19 | 1.674 | 1.086 | 0.220 | 0.264 |
| Jul-19 | 1.647 | 1.073 | 0.157 | 0.265 |
| Aug-19 | 1.698 | 1.077 | 0.149 | 0.316 |
| Sep-19 | 1.666 | 1.081 | 0.156 | 0.273 |
| Oct-19 | 1.710 | 1.076 | 0.180 | 0.288 |
| Nov-19 | 1.678 | 1.041 | 0.157 | 0.292 |
| Dec-19 | 1.727 | 1.069 | 0.159 | 0.307 |
| Jan-20 | 1.762 | 1.080 | 0.154 | 0.332 |
| Feb-20 | 1.772 | 1.151 | 0.156 | 0.299 |
| Mar-20 | 1.568 | 0.990 | 0.164 | 0.289 |
| Apr-20 | 1.192 | 0.629 | 0.261 | 0.204 |
| May-20 | 1.397 | 0.916 | 0.209 | 0.186 |
| Jun-20 | 1.485 | 1.067 | 0.125 | 0.212 |
| Jul-20 | 1.569 | 1.067 | 0.163 | 0.222 |
| Aug-20 | 1.392 | 0.908 | 0.166 | 0.207 |
| Sep-20 | 1.523 | 1.002 | 0.175 | 0.222 |
| Oct-20 | 1.596 | 1.085 | 0.172 | 0.220 |
| Nov-20 | 1.735 | 1.176 | 0.188 | 0.231 |
| Dec-20 | 1.745 | 1.201 | 0.168 | 0.223 |
| Jan-21 | 1.772 | 1.192 | 0.176 | 0.250 |
| Feb-21 | 1.781 | 1.163 | 0.221 | 0.259 |
| Mar-21 | 1.794 | 1.196 | 0.183 | 0.263 |
| Apr-21 | 1.880 | 1.238 | 0.229 | 0.268 |
| May-21 | 1.986 | 1.296 | 0.255 | 0.291 |
| Jun-21 | 1.736 | 1.144 | 0.174 | 0.295 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
["","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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[]
[{"axis_id":"0","tick_interval":"36","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"axis_id":"0","tick_interval":"","axis_min":"","axis_max":"","axis_title":"$ billions","precision":"3","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]| Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
|---|---|---|---|---|
| Jun-03 | 0.030 | 0.027 | 0.020 | 0.106 |
| Jul-03 | 0.030 | 0.027 | 0.019 | 0.120 |
| Aug-03 | 0.028 | 0.028 | 0.020 | 0.123 |
| Sep-03 | 0.026 | 0.028 | 0.018 | 0.124 |
| Oct-03 | 0.028 | 0.029 | 0.020 | 0.128 |
| Nov-03 | 0.027 | 0.030 | 0.021 | 0.139 |
| Dec-03 | 0.028 | 0.030 | 0.019 | 0.127 |
| Jan-04 | 0.028 | 0.026 | 0.036 | 0.122 |
| Feb-04 | 0.032 | 0.026 | 0.033 | 0.118 |
| Mar-04 | 0.033 | 0.027 | 0.033 | 0.118 |
| Apr-04 | 0.030 | 0.028 | 0.038 | 0.111 |
| May-04 | 0.034 | 0.026 | 0.039 | 0.116 |
| Jun-04 | 0.035 | 0.028 | 0.040 | 0.115 |
| Jul-04 | 0.033 | 0.029 | 0.045 | 0.130 |
| Aug-04 | 0.032 | 0.028 | 0.040 | 0.126 |
| Sep-04 | 0.034 | 0.029 | 0.045 | 0.124 |
| Oct-04 | 0.033 | 0.030 | 0.046 | 0.124 |
| Nov-04 | 0.038 | 0.030 | 0.042 | 0.126 |
| Dec-04 | 0.026 | 0.033 | 0.044 | 0.128 |
| Jan-05 | 0.029 | 0.029 | 0.041 | 0.126 |
| Feb-05 | 0.026 | 0.030 | 0.041 | 0.118 |
| Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
| Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
| May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
| Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
| Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
| Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
| Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
| Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
| Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
| Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
| Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
| Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
| Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
| Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
| May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
| Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
| Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
| Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
| Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
| Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
| Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
| Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
| Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
| Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
| Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
| Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
| May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
| Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
| Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
| Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
| Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
| Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
| Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
| Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
| Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
| Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
| Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
| Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
| May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
| Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
| Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
| Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
| Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
| Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
| Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
| Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
| Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
| Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
| Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
| Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
| May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
| Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
| Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
| Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
| Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
| Oct-09 | 0.028 | 0.032 | 0.031 | 0.234 |
| Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
| Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
| Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
| Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
| Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
| Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
| May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
| Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
| Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
| Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
| Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
| Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
| Nov-10 | 0.031 | 0.045 | 0.038 | 0.261 |
| Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
| Jan-11 | 0.025 | 0.042 | 0.040 | 0.241 |
| Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
| Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
| Apr-11 | 0.030 | 0.048 | 0.040 | 0.227 |
| May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
| Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
| Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
| Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
| Sep-11 | 0.033 | 0.058 | 0.042 | 0.242 |
| Oct-11 | 0.034 | 0.054 | 0.042 | 0.240 |
| Nov-11 | 0.036 | 0.055 | 0.044 | 0.240 |
| Dec-11 | 0.038 | 0.057 | 0.046 | 0.237 |
| Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
| Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
| Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
| Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
| May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
| Jun-12 | 0.035 | 0.064 | 0.052 | 0.234 |
| Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
| Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
| Sep-12 | 0.042 | 0.071 | 0.058 | 0.262 |
| Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
| Nov-12 | 0.042 | 0.068 | 0.060 | 0.234 |
| Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
| Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
| Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
| Mar-13 | 0.039 | 0.070 | 0.058 | 0.271 |
| Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
| May-13 | 0.040 | 0.068 | 0.056 | 0.262 |
| Jun-13 | 0.036 | 0.065 | 0.055 | 0.244 |
| Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
| Aug-13 | 0.036 | 0.067 | 0.060 | 0.163 |
| Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
| Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
| Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
| Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
| Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
| Feb-14 | 0.042 | 0.073 | 0.062 | 0.170 |
| Mar-14 | 0.041 | 0.074 | 0.061 | 0.159 |
| Apr-14 | 0.036 | 0.071 | 0.062 | 0.153 |
| May-14 | 0.041 | 0.073 | 0.068 | 0.152 |
| Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
| Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
| Aug-14 | 0.044 | 0.080 | 0.061 | 0.176 |
| Sep-14 | 0.043 | 0.081 | 0.054 | 0.177 |
| Oct-14 | 0.044 | 0.089 | 0.059 | 0.184 |
| Nov-14 | 0.043 | 0.088 | 0.064 | 0.159 |
| Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
| Jan-15 | 0.036 | 0.082 | 0.054 | 0.149 |
| Feb-15 | 0.039 | 0.081 | 0.054 | 0.163 |
| Mar-15 | 0.039 | 0.085 | 0.062 | 0.162 |
| Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
| May-15 | 0.040 | 0.087 | 0.062 | 0.167 |
| Jun-15 | NA | 0.090 | 0.061 | NA |
| Jul-15 | NA | 0.086 | 0.064 | NA |
| Aug-15 | NA | 0.093 | 0.063 | NA |
| Sep-15 | 0.040 | 0.081 | 0.061 | 0.104 |
| Oct-15 | 0.041 | 0.071 | 0.062 | 0.101 |
| Nov-15 | 0.042 | 0.073 | 0.065 | 0.112 |
| Dec-15 | 0.046 | 0.076 | 0.064 | 0.112 |
| Jan-16 | 0.044 | 0.077 | 0.063 | 0.109 |
| Feb-16 | 0.045 | 0.072 | 0.064 | 0.114 |
| Mar-16 | 0.050 | 0.077 | 0.064 | 0.116 |
| Apr-16 | 0.050 | 0.082 | 0.066 | 0.127 |
| May-16 | 0.047 | 0.081 | 0.065 | 0.116 |
| Jun-16 | 0.048 | 0.078 | 0.066 | 0.128 |
| Jul-16 | 0.046 | 0.078 | 0.065 | 0.131 |
| Aug-16 | 0.045 | 0.077 | 0.064 | 0.134 |
| Sep-16 | 0.044 | 0.074 | 0.066 | 0.141 |
| Oct-16 | 0.045 | 0.070 | 0.064 | 0.141 |
| Nov-16 | 0.045 | 0.071 | 0.061 | 0.139 |
| Dec-16 | 0.051 | 0.074 | 0.060 | 0.163 |
| Jan-17 | 0.048 | 0.071 | 0.060 | 0.137 |
| Feb-17 | 0.048 | 0.070 | 0.056 | 0.122 |
| Mar-17 | 0.043 | 0.073 | 0.064 | 0.116 |
| Apr-17 | 0.038 | 0.065 | 0.060 | 0.108 |
| May-17 | 0.044 | 0.072 | 0.057 | 0.088 |
| Jun-17 | 0.044 | 0.072 | 0.059 | 0.079 |
| Jul-17 | 0.046 | 0.071 | 0.059 | 0.107 |
| Aug-17 | NA | 0.071 | 0.056 | 0.108 |
| Sep-17 | 0.048 | 0.069 | 0.060 | 0.110 |
| Oct-17 | 0.046 | 0.075 | 0.060 | 0.117 |
| Nov-17 | 0.046 | 0.073 | 0.058 | 0.105 |
| Dec-17 | 0.045 | 0.067 | 0.060 | 0.096 |
| Jan-18 | 0.046 | 0.066 | 0.060 | 0.102 |
| Feb-18 | 0.046 | 0.066 | 0.057 | 0.102 |
| Mar-18 | 0.050 | 0.064 | 0.056 | 0.103 |
| Apr-18 | 0.049 | 0.062 | 0.054 | 0.108 |
| May-18 | 0.047 | 0.063 | 0.055 | 0.119 |
| Jun-18 | 0.051 | 0.072 | 0.053 | 0.118 |
| Jul-18 | 0.050 | 0.064 | 0.053 | 0.122 |
| Aug-18 | 0.049 | 0.062 | 0.055 | 0.123 |
| Sep-18 | 0.050 | 0.064 | 0.051 | 0.126 |
| Oct-18 | 0.054 | 0.064 | 0.050 | 0.122 |
| Nov-18 | 0.051 | 0.061 | 0.048 | 0.121 |
| Dec-18 | 0.049 | 0.057 | 0.045 | 0.131 |
| Jan-19 | 0.048 | 0.056 | 0.042 | 0.132 |
| Feb-19 | 0.046 | 0.057 | 0.043 | 0.134 |
| Mar-19 | 0.043 | 0.056 | 0.038 | 0.137 |
| Apr-19 | 0.047 | 0.056 | 0.040 | 0.129 |
| May-19 | 0.050 | 0.056 | 0.041 | 0.134 |
| Jun-19 | 0.049 | 0.055 | 0.041 | 0.129 |
| Jul-19 | 0.056 | 0.060 | 0.037 | 0.147 |
| Aug-19 | 0.052 | 0.064 | 0.033 | 0.143 |
| Sep-19 | 0.047 | 0.070 | 0.033 | 0.146 |
| Oct-19 | 0.047 | 0.074 | 0.034 | 0.159 |
| Nov-19 | 0.042 | 0.079 | 0.035 | 0.168 |
| Dec-19 | 0.045 | 0.086 | 0.037 | 0.162 |
| Jan-20 | 0.046 | 0.092 | 0.036 | 0.177 |
| Feb-20 | 0.053 | 0.073 | 0.036 | 0.162 |
| Mar-20 | 0.044 | 0.072 | 0.019 | 0.158 |
| Apr-20 | 0.030 | 0.063 | 0.002 | 0.120 |
| May-20 | 0.044 | 0.059 | 0.002 | 0.124 |
| Jun-20 | 0.068 | 0.079 | 0.004 | 0.101 |
| Jul-20 | 0.055 | 0.068 | 0.002 | 0.122 |
| Aug-20 | 0.045 | 0.063 | 0.003 | 0.128 |
| Sep-20 | 0.032 | 0.069 | 0.005 | 0.141 |
| Oct-20 | 0.037 | 0.059 | 0.008 | 0.138 |
| Nov-20 | 0.045 | 0.066 | 0.004 | 0.123 |
| Dec-20 | 0.045 | 0.079 | 0.008 | 0.127 |
| Jan-21 | 0.047 | 0.072 | 0.005 | 0.119 |
| Feb-21 | 0.050 | 0.094 | 0.005 | 0.125 |
| Mar-21 | 0.051 | 0.099 | 0.007 | 0.158 |
| Apr-21 | 0.057 | 0.100 | 0.008 | 0.146 |
| May-21 | 0.061 | 0.100 | 0.007 | 0.158 |
| Jun-21 | 0.074 | 0.108 | 0.006 | 0.145 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
["","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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Business finance
In seasonally adjusted terms, in June 2021, the value of new loan commitments:
- for construction fell 19.6%
- for purchase of property rose 49.2%
| Construction ($b) | Purchase of property ($b) | |
|---|---|---|
| Jun-03 | 1.552 | 2.970 |
| Jul-03 | 1.605 | 2.380 |
| Aug-03 | 1.590 | 2.236 |
| Sep-03 | 1.279 | 2.454 |
| Oct-03 | 1.547 | 2.629 |
| Nov-03 | 0.973 | 2.425 |
| Dec-03 | 1.456 | 2.276 |
| Jan-04 | 1.663 | 2.094 |
| Feb-04 | 1.145 | 2.277 |
| Mar-04 | 1.753 | 2.624 |
| Apr-04 | 1.518 | 2.184 |
| May-04 | 1.516 | 2.320 |
| Jun-04 | 1.762 | 2.257 |
| Jul-04 | 1.749 | 2.569 |
| Aug-04 | 1.646 | 2.230 |
| Sep-04 | 1.292 | 2.674 |
| Oct-04 | 2.848 | 2.728 |
| Nov-04 | 1.782 | 2.320 |
| Dec-04 | 1.314 | 2.481 |
| Jan-05 | 1.224 | 2.341 |
| Feb-05 | 1.275 | 2.262 |
| Mar-05 | 1.261 | 2.084 |
| Apr-05 | 2.521 | 2.559 |
| May-05 | 1.845 | 2.116 |
| Jun-05 | 1.517 | 1.988 |
| Jul-05 | 1.905 | 2.378 |
| Aug-05 | 1.438 | 4.087 |
| Sep-05 | 1.776 | 2.270 |
| Oct-05 | 1.301 | 2.309 |
| Nov-05 | 1.434 | 2.395 |
| Dec-05 | 2.241 | 2.407 |
| Jan-06 | 1.389 | 3.067 |
| Feb-06 | 2.025 | 2.214 |
| Mar-06 | 1.681 | 3.039 |
| Apr-06 | 1.525 | 2.466 |
| May-06 | 1.789 | 3.137 |
| Jun-06 | 1.423 | 3.749 |
| Jul-06 | 1.255 | 2.734 |
| Aug-06 | 1.770 | 2.718 |
| Sep-06 | 3.058 | 2.439 |
| Oct-06 | 1.676 | 2.911 |
| Nov-06 | 2.271 | 3.241 |
| Dec-06 | 1.807 | 3.148 |
| Jan-07 | 1.647 | 3.594 |
| Feb-07 | 1.450 | 3.958 |
| Mar-07 | 2.061 | 3.658 |
| Apr-07 | 1.455 | 3.578 |
| May-07 | 1.292 | 3.051 |
| Jun-07 | 2.014 | 5.285 |
| Jul-07 | 1.840 | 4.705 |
| Aug-07 | 3.827 | 5.364 |
| Sep-07 | 2.300 | 5.519 |
| Oct-07 | 2.086 | 5.307 |
| Nov-07 | 1.238 | 3.341 |
| Dec-07 | 1.819 | 5.488 |
| Jan-08 | 2.831 | 5.089 |
| Feb-08 | 2.360 | 5.815 |
| Mar-08 | 1.131 | 4.575 |
| Apr-08 | 2.374 | 4.606 |
| May-08 | 1.771 | 4.814 |
| Jun-08 | 2.009 | 3.178 |
| Jul-08 | 3.388 | 3.419 |
| Aug-08 | 2.029 | 3.012 |
| Sep-08 | 1.278 | 3.813 |
| Oct-08 | 2.198 | 3.189 |
| Nov-08 | 1.389 | 3.243 |
| Dec-08 | 1.572 | 2.462 |
| Jan-09 | 1.091 | 2.203 |
| Feb-09 | 1.386 | 2.289 |
| Mar-09 | 1.329 | 1.853 |
| Apr-09 | 1.219 | 3.685 |
| May-09 | 2.986 | 2.246 |
| Jun-09 | 2.016 | 2.389 |
| Jul-09 | 1.329 | 2.212 |
| Aug-09 | 1.102 | 2.813 |
| Sep-09 | 2.872 | 3.426 |
| Oct-09 | 1.329 | 2.196 |
| Nov-09 | 1.506 | 2.585 |
| Dec-09 | 1.083 | 2.488 |
| Jan-10 | 1.298 | 2.688 |
| Feb-10 | 1.500 | 2.619 |
| Mar-10 | 1.223 | 3.078 |
| Apr-10 | 1.688 | 3.101 |
| May-10 | 1.421 | 2.548 |
| Jun-10 | 0.949 | 2.903 |
| Jul-10 | 1.162 | 4.326 |
| Aug-10 | 1.370 | 2.919 |
| Sep-10 | 1.267 | 2.313 |
| Oct-10 | 1.003 | 2.867 |
| Nov-10 | 1.283 | 1.766 |
| Dec-10 | 1.150 | 3.182 |
| Jan-11 | 1.197 | 2.678 |
| Feb-11 | 1.260 | 2.633 |
| Mar-11 | 1.449 | 2.605 |
| Apr-11 | 1.033 | 2.566 |
| May-11 | 1.611 | 2.963 |
| Jun-11 | 1.559 | 2.761 |
| Jul-11 | 1.464 | 2.913 |
| Aug-11 | 1.832 | 2.726 |
| Sep-11 | 1.636 | 2.261 |
| Oct-11 | 1.350 | 2.601 |
| Nov-11 | NA | 2.670 |
| Dec-11 | 1.350 | 2.677 |
| Jan-12 | 1.034 | 2.797 |
| Feb-12 | 1.288 | 2.554 |
| Mar-12 | 1.501 | 3.079 |
| Apr-12 | 1.048 | 2.925 |
| May-12 | 1.020 | 2.563 |
| Jun-12 | 1.033 | 2.846 |
| Jul-12 | 1.029 | 2.775 |
| Aug-12 | 0.692 | 2.469 |
| Sep-12 | 1.205 | 3.276 |
| Oct-12 | 4.416 | 3.109 |
| Nov-12 | 1.019 | 2.692 |
| Dec-12 | 2.678 | 2.692 |
| Jan-13 | 1.342 | 3.134 |
| Feb-13 | 0.876 | 2.857 |
| Mar-13 | 0.958 | 2.654 |
| Apr-13 | 0.750 | 2.982 |
| May-13 | 1.340 | 3.299 |
| Jun-13 | 1.467 | 3.294 |
| Jul-13 | 1.224 | 3.040 |
| Aug-13 | 1.495 | 3.353 |
| Sep-13 | 1.464 | 3.391 |
| Oct-13 | 1.667 | 3.417 |
| Nov-13 | 2.190 | 5.149 |
| Dec-13 | 2.209 | 4.078 |
| Jan-14 | 1.587 | 3.265 |
| Feb-14 | 2.249 | 4.461 |
| Mar-14 | 1.528 | 4.623 |
| Apr-14 | 3.844 | 4.198 |
| May-14 | 1.797 | 4.593 |
| Jun-14 | 1.540 | 3.859 |
| Jul-14 | 2.894 | 4.598 |
| Aug-14 | 1.696 | 4.796 |
| Sep-14 | 2.991 | 4.236 |
| Oct-14 | 2.170 | 4.501 |
| Nov-14 | 1.736 | 3.052 |
| Dec-14 | 2.200 | 4.723 |
| Jan-15 | 3.600 | 4.597 |
| Feb-15 | 2.639 | 4.396 |
| Mar-15 | 2.042 | 4.424 |
| Apr-15 | 2.458 | 4.780 |
| May-15 | 2.335 | 5.011 |
| Jun-15 | 2.056 | 4.794 |
| Jul-15 | 2.004 | 4.846 |
| Aug-15 | 2.215 | 4.968 |
| Sep-15 | 1.913 | 8.236 |
| Oct-15 | 2.205 | 5.052 |
| Nov-15 | 2.399 | 5.322 |
| Dec-15 | 2.195 | 5.669 |
| Jan-16 | 1.589 | 4.675 |
| Feb-16 | 1.860 | 5.516 |
| Mar-16 | 3.086 | 5.220 |
| Apr-16 | 3.382 | 5.121 |
| May-16 | 2.236 | 4.738 |
| Jun-16 | 1.746 | 5.065 |
| Jul-16 | 2.303 | 5.250 |
| Aug-16 | 1.810 | 4.903 |
| Sep-16 | 1.585 | 5.396 |
| Oct-16 | 1.886 | 5.132 |
| Nov-16 | 4.535 | 5.366 |
| Dec-16 | 1.989 | 5.063 |
| Jan-17 | 2.699 | 6.106 |
| Feb-17 | 1.827 | 5.716 |
| Mar-17 | 1.969 | 5.725 |
| Apr-17 | 2.496 | 5.426 |
| May-17 | 1.903 | 5.397 |
| Jun-17 | 2.759 | 5.869 |
| Jul-17 | 1.869 | 6.288 |
| Aug-17 | 2.702 | 5.404 |
| Sep-17 | 2.038 | 5.083 |
| Oct-17 | 2.249 | 6.128 |
| Nov-17 | 3.817 | 5.842 |
| Dec-17 | 2.724 | 4.935 |
| Jan-18 | 2.770 | 5.467 |
| Feb-18 | 2.525 | 5.485 |
| Mar-18 | 2.785 | 5.287 |
| Apr-18 | 3.050 | 5.631 |
| May-18 | 2.670 | 5.252 |
| Jun-18 | 2.115 | 5.275 |
| Jul-18 | 2.590 | 4.914 |
| Aug-18 | 1.981 | 5.421 |
| Sep-18 | 2.164 | 5.535 |
| Oct-18 | 3.605 | 5.523 |
| Nov-18 | 1.605 | 6.747 |
| Dec-18 | 2.015 | 4.273 |
| Jan-19 | 2.418 | 5.368 |
| Feb-19 | 2.861 | 5.209 |
| Mar-19 | 2.062 | 5.777 |
| Apr-19 | 2.030 | 5.525 |
| May-19 | 2.712 | 6.548 |
| Jun-19 | 2.845 | 7.352 |
| Jul-19 | 2.774 | 4.087 |
| Aug-19 | 2.913 | 5.040 |
| Sep-19 | 4.093 | 4.616 |
| Oct-19 | 3.446 | 4.166 |
| Nov-19 | 2.927 | 4.596 |
| Dec-19 | 3.027 | 5.052 |
| Jan-20 | 1.966 | 4.836 |
| Feb-20 | 2.285 | 5.329 |
| Mar-20 | 3.029 | 4.744 |
| Apr-20 | 2.066 | 4.277 |
| May-20 | 2.026 | 4.244 |
| Jun-20 | 2.857 | 3.443 |
| Jul-20 | 2.312 | 3.196 |
| Aug-20 | 1.229 | 3.436 |
| Sep-20 | 2.169 | 3.523 |
| Oct-20 | 2.060 | 3.873 |
| Nov-20 | 1.117 | 4.373 |
| Dec-20 | 2.155 | 5.013 |
| Jan-21 | 1.314 | 4.407 |
| Feb-21 | 2.534 | 4.849 |
| Mar-21 | 2.649 | 5.141 |
| Apr-21 | 2.372 | 6.571 |
| May-21 | 2.361 | 4.798 |
| Jun-21 | 1.899 | 7.160 |
New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
["","Construction","Purchase of property"]
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