New borrower-accepted loan commitments (seasonally adjusted)
| Feb-2022 ($b) | Month percent change (%) | Year percent change (%) | |||
|---|---|---|---|---|---|
| Households | |||||
| Housing | 32.28 | -3.7 | 12.6 | ||
| Owner Occupier (a) | 21.53 | -4.7 | -1.0 | ||
| Investor (a) | 10.75 | -1.8 | 55.8 | ||
| Personal | |||||
| Fixed term loans | 2.30 | 6.5 | 28.9 | ||
| Businesses | |||||
| Construction | 2.30 | -40.2 | -9.4 | ||
| Purchase of Property | 7.56 | -3.0 | 56.0 | ||
(a) Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality note
Upcoming Housing finance revisions
Recently introduced reporting changes will result in revisions to Housing finance series.
A reporting threshold determines the inclusion of lending institutions in the data APRA collects on behalf of the ABS and RBA. The threshold for Housing finance reporting was recently reduced, resulting in a number of new entities reporting data for the first time. This data has been excluded from Lending Indicators for the time being.
Separately, reporting improvements are being made by some lenders which will result in changes to the classification of owner-occupier versus investor loan commitments within Housing finance.
Revisions from these two reporting changes will be implemented in the March 2022 release of Lending Indicators. These revisions will generally appear as small level changes and will extend back to September 2021. Levels of owner-occupier commitments will decrease slightly while those of investor commitments will increase slightly. The revisions are not expected to significantly change previously published series movements or general patterns of loan commitment activity.
Seasonal adjustment methods
Upcoming review of seasonal adjustment factors
In the April 2020 Lending Indicators release, the ABS advised that the method used to produce seasonally adjusted estimates would be changed from the "concurrent" method to the "forward factors" method, during the COVID-19 period. The forward factors approach is better suited to managing large movements at the end point of series and ensures that large movements do not have a disproportionate influence on the seasonal factors.
Given disruption to typical lending patterns in the wake of COVID-19 and the continuing use of a forward factors approach to seasonal adjustment, the ABS annually undertakes an extensive review of its seasonally adjusted Lending Indicators series. This is part of similar reviews that are regularly undertaken across the ABS economic statistics program. The results of the last Lending Indicators review were implemented in the April 2021 release, with static forward factors for the 12 months from that date being calculated through the review process. The next review will be conducted soon and its results will be implemented in the April 2022 release.
Further information can be found here:
https://www.abs.gov.au/articles/methods-changes-during-covid-19-period
All seasonally adjusted Lending Indicators series will continue to use the forward factors method for the foreseeable future and are expected to return to using concurrent adjustment when the risk of disruption from COVID-19 becomes sufficiently low.
Suspension of trend series
The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement will be significantly affected by changes to regular patterns in lending that will occur during this time, as potential home buyers face uncertainty about their job security, for example. If the trend estimates in this publication were to be calculated without fully accounting for this irregular event, they would likely provide a misleading view of underlying lending activity.
It may be some time before the underlying trend in lending activity can be accurately estimated. The Lending Indicators trend series have therefore been suspended starting from March 2020. The trend series will be reinstated when more certainty emerges in the underlying trend in lending.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Business finance: purchase of property series
The Business finance series for the purchase of property for total and for large-sized businesses have resumed publication this month following the resolution of reporting errors. Revisions have been implemented across these and other Business finance series.
Housing finance
In February 2022 in seasonally adjusted terms, the value of new loan commitments:
- for total housing fell 3.7% to $32.3b but was 12.6% higher compared to a year ago
- for owner-occupier housing fell 4.7% to $21.5b and was 1.0% lower compared to a year ago. It was 55% higher than pre-COVID levels in February 2020.
- for investor housing fell 1.8%, the first fall since October 2020. It remained close to the record high seen in the previous month.
| Total (ex. refinancing) ($b) | Owner occupier (ex. refinancing) ($b) | Investor (ex. refinancing) ($b) | |
|---|---|---|---|
| Feb-04 | 12.318 | 7.071 | 5.247 |
| Mar-04 | 12.453 | 7.171 | 5.282 |
| Apr-04 | 12.486 | 7.240 | 5.246 |
| May-04 | 12.347 | 7.271 | 5.077 |
| Jun-04 | 11.800 | 7.256 | 4.544 |
| Jul-04 | 12.017 | 7.320 | 4.696 |
| Aug-04 | 12.053 | 7.398 | 4.655 |
| Sep-04 | 12.218 | 7.420 | 4.798 |
| Oct-04 | 11.971 | 7.429 | 4.542 |
| Nov-04 | 12.561 | 7.682 | 4.878 |
| Dec-04 | 12.914 | 7.902 | 5.012 |
| Jan-05 | 13.234 | 8.107 | 5.128 |
| Feb-05 | 13.826 | 8.491 | 5.335 |
| Mar-05 | 13.520 | 8.234 | 5.287 |
| Apr-05 | 13.309 | 8.147 | 5.162 |
| May-05 | 12.680 | 7.977 | 4.703 |
| Jun-05 | 12.687 | 8.154 | 4.533 |
| Jul-05 | 12.827 | 8.080 | 4.747 |
| Aug-05 | 12.870 | 8.279 | 4.592 |
| Sep-05 | 13.519 | 8.635 | 4.884 |
| Oct-05 | 14.034 | 8.732 | 5.301 |
| Nov-05 | 14.060 | 8.858 | 5.202 |
| Dec-05 | 14.058 | 8.903 | 5.155 |
| Jan-06 | 14.279 | 8.966 | 5.313 |
| Feb-06 | 14.425 | 9.176 | 5.248 |
| Mar-06 | 14.578 | 9.298 | 5.280 |
| Apr-06 | 14.509 | 9.259 | 5.250 |
| May-06 | 15.404 | 9.642 | 5.763 |
| Jun-06 | 15.543 | 9.513 | 6.030 |
| Jul-06 | 15.256 | 9.769 | 5.487 |
| Aug-06 | 15.040 | 9.518 | 5.522 |
| Sep-06 | 14.166 | 9.178 | 4.988 |
| Oct-06 | 14.329 | 9.293 | 5.037 |
| Nov-06 | 14.199 | 9.227 | 4.972 |
| Dec-06 | 14.610 | 9.430 | 5.181 |
| Jan-07 | 14.927 | 9.544 | 5.384 |
| Feb-07 | 15.399 | 9.766 | 5.633 |
| Mar-07 | 15.897 | 10.069 | 5.829 |
| Apr-07 | 16.363 | 10.322 | 6.041 |
| May-07 | 17.052 | 10.647 | 6.404 |
| Jun-07 | 18.302 | 11.356 | 6.947 |
| Jul-07 | 17.407 | 10.770 | 6.637 |
| Aug-07 | 17.399 | 11.018 | 6.381 |
| Sep-07 | 16.829 | 10.516 | 6.313 |
| Oct-07 | 16.816 | 10.738 | 6.077 |
| Nov-07 | 16.986 | 10.654 | 6.332 |
| Dec-07 | 16.557 | 10.371 | 6.186 |
| Jan-08 | 16.899 | 10.805 | 6.094 |
| Feb-08 | 15.656 | 9.880 | 5.776 |
| Mar-08 | 14.550 | 9.138 | 5.412 |
| Apr-08 | 13.905 | 8.744 | 5.160 |
| May-08 | 12.960 | 8.168 | 4.792 |
| Jun-08 | 12.961 | 8.199 | 4.762 |
| Jul-08 | 12.786 | 8.136 | 4.650 |
| Aug-08 | 12.643 | 7.979 | 4.664 |
| Sep-08 | 12.978 | 8.237 | 4.741 |
| Oct-08 | 13.347 | 8.539 | 4.808 |
| Nov-08 | 13.098 | 8.606 | 4.492 |
| Dec-08 | 13.886 | 9.337 | 4.549 |
| Jan-09 | 14.894 | 10.233 | 4.661 |
| Feb-09 | 15.366 | 10.782 | 4.584 |
| Mar-09 | 16.710 | 11.961 | 4.749 |
| Apr-09 | 17.041 | 11.955 | 5.085 |
| May-09 | 16.849 | 11.822 | 5.027 |
| Jun-09 | 17.208 | 11.960 | 5.247 |
| Jul-09 | 17.169 | 11.729 | 5.440 |
| Aug-09 | 17.351 | 11.644 | 5.706 |
| Sep-09 | 17.886 | 12.181 | 5.706 |
| Oct-09 | 17.612 | 11.819 | 5.793 |
| Nov-09 | 17.075 | 11.090 | 5.985 |
| Dec-09 | 16.502 | 10.617 | 5.885 |
| Jan-10 | 15.955 | 10.124 | 5.831 |
| Feb-10 | 15.670 | 9.794 | 5.876 |
| Mar-10 | 15.519 | 9.572 | 5.948 |
| Apr-10 | 15.258 | 9.360 | 5.898 |
| May-10 | 15.423 | 9.433 | 5.990 |
| Jun-10 | 15.119 | 9.130 | 5.989 |
| Jul-10 | 15.048 | 9.292 | 5.756 |
| Aug-10 | 14.636 | 9.234 | 5.402 |
| Sep-10 | 14.617 | 9.143 | 5.474 |
| Oct-10 | 14.658 | 9.176 | 5.482 |
| Nov-10 | 14.711 | 9.321 | 5.390 |
| Dec-10 | 15.000 | 9.426 | 5.573 |
| Jan-11 | 14.159 | 9.015 | 5.144 |
| Feb-11 | 14.064 | 8.872 | 5.192 |
| Mar-11 | 13.628 | 8.828 | 4.800 |
| Apr-11 | 13.994 | 9.004 | 4.990 |
| May-11 | 14.238 | 9.081 | 5.157 |
| Jun-11 | 14.137 | 9.098 | 5.039 |
| Jul-11 | 14.085 | 9.035 | 5.050 |
| Aug-11 | 14.157 | 9.026 | 5.131 |
| Sep-11 | 13.931 | 8.793 | 5.138 |
| Oct-11 | 13.858 | 8.864 | 4.993 |
| Nov-11 | 14.052 | 8.973 | 5.079 |
| Dec-11 | 14.730 | 9.406 | 5.324 |
| Jan-12 | 14.774 | 9.397 | 5.376 |
| Feb-12 | 14.068 | 8.667 | 5.402 |
| Mar-12 | 14.101 | 8.711 | 5.390 |
| Apr-12 | 14.349 | 8.926 | 5.423 |
| May-12 | 14.510 | 9.106 | 5.404 |
| Jun-12 | 14.736 | 9.252 | 5.484 |
| Jul-12 | 14.771 | 9.272 | 5.499 |
| Aug-12 | 14.859 | 9.427 | 5.432 |
| Sep-12 | 15.095 | 9.493 | 5.602 |
| Oct-12 | 14.885 | 9.371 | 5.514 |
| Nov-12 | 15.213 | 9.463 | 5.750 |
| Dec-12 | 15.374 | 9.531 | 5.843 |
| Jan-13 | 15.902 | 9.799 | 6.103 |
| Feb-13 | 16.147 | 9.880 | 6.267 |
| Mar-13 | 16.881 | 10.349 | 6.532 |
| Apr-13 | 16.947 | 10.305 | 6.642 |
| May-13 | 17.210 | 10.408 | 6.802 |
| Jun-13 | 17.322 | 10.496 | 6.826 |
| Jul-13 | 17.440 | 10.483 | 6.957 |
| Aug-13 | 17.366 | 10.240 | 7.126 |
| Sep-13 | 18.172 | 10.737 | 7.436 |
| Oct-13 | 18.689 | 10.895 | 7.794 |
| Nov-13 | 19.260 | 11.227 | 8.034 |
| Dec-13 | 19.008 | 10.953 | 8.055 |
| Jan-14 | 19.147 | 11.161 | 7.986 |
| Feb-14 | 19.403 | 11.457 | 7.946 |
| Mar-14 | 19.495 | 11.387 | 8.108 |
| Apr-14 | 19.600 | 11.321 | 8.280 |
| May-14 | 19.501 | 11.228 | 8.273 |
| Jun-14 | 19.643 | 11.392 | 8.251 |
| Jul-14 | 19.814 | 11.271 | 8.544 |
| Aug-14 | 19.607 | 10.955 | 8.652 |
| Sep-14 | 19.959 | 11.087 | 8.872 |
| Oct-14 | 20.539 | 11.394 | 9.146 |
| Nov-14 | 20.121 | 11.033 | 9.088 |
| Dec-14 | 20.435 | 11.348 | 9.087 |
| Jan-15 | 20.730 | 11.562 | 9.168 |
| Feb-15 | 20.166 | 11.305 | 8.861 |
| Mar-15 | 21.248 | 11.722 | 9.526 |
| Apr-15 | 21.918 | 11.839 | 10.078 |
| May-15 | 20.285 | 11.122 | 9.163 |
| Jun-15 | 21.128 | 11.978 | 9.151 |
| Jul-15 | 21.121 | 12.278 | 8.842 |
| Aug-15 | 21.688 | 13.197 | 8.490 |
| Sep-15 | 20.880 | 13.509 | 7.371 |
| Oct-15 | 19.999 | 13.134 | 6.865 |
| Nov-15 | 19.681 | 13.037 | 6.644 |
| Dec-15 | 19.632 | 12.937 | 6.695 |
| Jan-16 | 19.132 | 12.548 | 6.584 |
| Feb-16 | 19.346 | 12.688 | 6.658 |
| Mar-16 | 19.118 | 12.457 | 6.661 |
| Apr-16 | 19.713 | 12.807 | 6.906 |
| May-16 | 19.975 | 12.754 | 7.221 |
| Jun-16 | 20.232 | 12.707 | 7.525 |
| Jul-16 | 20.066 | 12.421 | 7.645 |
| Aug-16 | 19.792 | 12.216 | 7.576 |
| Sep-16 | 20.736 | 12.439 | 8.296 |
| Oct-16 | 21.078 | 12.532 | 8.546 |
| Nov-16 | 21.498 | 12.718 | 8.781 |
| Dec-16 | 22.055 | 13.159 | 8.896 |
| Jan-17 | 22.229 | 13.234 | 8.995 |
| Feb-17 | 21.772 | 13.190 | 8.581 |
| Mar-17 | 22.675 | 13.777 | 8.898 |
| Apr-17 | 22.257 | 13.572 | 8.685 |
| May-17 | 22.548 | 14.103 | 8.446 |
| Jun-17 | 22.186 | 14.006 | 8.181 |
| Jul-17 | 22.086 | 14.176 | 7.910 |
| Aug-17 | 22.371 | 14.423 | 7.948 |
| Sep-17 | 22.027 | 14.268 | 7.759 |
| Oct-17 | 21.435 | 13.962 | 7.473 |
| Nov-17 | 21.424 | 14.101 | 7.323 |
| Dec-17 | 21.280 | 14.170 | 7.110 |
| Jan-18 | 21.135 | 14.183 | 6.952 |
| Feb-18 | 21.132 | 14.163 | 6.968 |
| Mar-18 | 20.442 | 13.869 | 6.573 |
| Apr-18 | 20.321 | 13.863 | 6.459 |
| May-18 | 20.922 | 14.354 | 6.568 |
| Jun-18 | 20.450 | 14.075 | 6.375 |
| Jul-18 | 20.305 | 13.931 | 6.375 |
| Aug-18 | 19.234 | 13.194 | 6.039 |
| Sep-18 | 18.591 | 12.808 | 5.782 |
| Oct-18 | 18.485 | 12.888 | 5.597 |
| Nov-18 | 17.716 | 12.454 | 5.262 |
| Dec-18 | 17.000 | 11.915 | 5.085 |
| Jan-19 | 16.718 | 11.791 | 4.928 |
| Feb-19 | 17.026 | 12.115 | 4.911 |
| Mar-19 | 16.488 | 11.658 | 4.830 |
| Apr-19 | 16.687 | 11.876 | 4.812 |
| May-19 | 16.511 | 11.724 | 4.788 |
| Jun-19 | 16.779 | 11.967 | 4.812 |
| Jul-19 | 17.071 | 12.124 | 4.947 |
| Aug-19 | 17.688 | 12.486 | 5.202 |
| Sep-19 | 17.795 | 12.787 | 5.008 |
| Oct-19 | 18.144 | 13.116 | 5.028 |
| Nov-19 | 19.167 | 13.912 | 5.255 |
| Dec-19 | 19.778 | 14.411 | 5.367 |
| Jan-20 | 19.757 | 14.398 | 5.359 |
| Feb-20 | 19.124 | 13.920 | 5.203 |
| Mar-20 | 19.269 | 14.200 | 5.069 |
| Apr-20 | 18.469 | 13.527 | 4.942 |
| May-20 | 16.663 | 12.438 | 4.225 |
| Jun-20 | 17.547 | 12.998 | 4.548 |
| Jul-20 | 19.095 | 14.388 | 4.708 |
| Aug-20 | 20.869 | 15.930 | 4.939 |
| Sep-20 | 22.375 | 17.123 | 5.251 |
| Oct-20 | 22.363 | 17.231 | 5.132 |
| Nov-20 | 23.606 | 18.203 | 5.403 |
| Dec-20 | 25.935 | 19.991 | 5.945 |
| Jan-21 | 28.477 | 21.937 | 6.541 |
| Feb-21 | 28.659 | 21.759 | 6.900 |
| Mar-21 | 29.951 | 22.061 | 7.890 |
| Apr-21 | 31.056 | 23.002 | 8.054 |
| May-21 | 32.565 | 23.437 | 9.127 |
| Jun-21 | 32.049 | 22.860 | 9.189 |
| Jul-21 | 32.124 | 22.771 | 9.352 |
| Aug-21 | 30.756 | 21.264 | 9.492 |
| Sep-21 | 30.262 | 20.652 | 9.609 |
| Oct-21 | 29.533 | 19.807 | 9.726 |
| Nov-21 | 31.372 | 21.285 | 10.088 |
| Dec-21 | 32.723 | 22.407 | 10.317 |
| Jan-22 | 33.531 | 22.588 | 10.943 |
| Feb-22 | 32.283 | 21.533 | 10.750 |
New loan commitments, total housing (seasonally adjusted), values, Australia
[" ","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]
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1.122],[11.978],[12.278],[13.197],[13.509],[13.134],[13.037],[12.937],[12.548],[12.688],[12.457],[12.807],[12.754],[12.707],[12.421],[12.216],[12.439],[12.532],[12.718],[13.159],[13.234],[13.19],[13.777],[13.572],[14.103],[14.006],[14.176],[14.423],[14.268],[13.962],[14.101],[14.17],[14.183],[14.163],[13.869],[13.863],[14.354],[14.075],[13.931],[13.194],[12.808],[12.888],[12.454],[11.915],[11.791],[12.115],[11.658],[11.876],[11.724],[11.967],[12.124],[12.486],[12.787],[13.116],[13.912],[14.411],[14.398],[13.92],[14.2],[13.527],[12.438],[12.998],[14.388],[15.93],[17.123],[17.231],[18.203],[19.991],[21.937],[21.759],[22.061],[23.002],[23.437],[22.86],[22.771],[21.264],[20.652],[19.807],[21.285],[22.407],[22.588],[21.533]],[[5.247],[5.282],[5.246],[5.077],[4.544],[4.696],[4.655],[4.798],[4.542],[4.878],[5.012],[5.128],[5.335],[5.287],[5.162],[4.703],[4.533],[4.747],[4.592],[4.884],[5.301],[5.202],[5.155],[5.313],[5.248],[5.28],[5.25],[5.763],[6.03],[5.487],[5.522],[4.988],[5.037],[4.972],[5.181],[5.384],[5.633],[5.829],[6.041],[6.404],[6.947],[6.637],[6.381],[6.313],[6.077],[6.332],[6.186],[6.094],[5.776],[5.412],[5.16],[4.792],[4.762],[4.65],[4.664],[4.741],[4.808],[4.492],[4.549],[4.661],[4.584],[4.749],[5.085],[5.027],[5.247],[5.44],[5.706],[5.706],[5.793],[5.985],[5.885],[5.831],[5.876],[5.948],[5.898],[5.99],[5.989],[5.756],[5.402],[5.474],[5.482],[5.39],[5.573],[5.144],[5.192],[4.8],[4.99],[5.157],[5.039],[5.05],[5.131],[5.138],[4.993],[5.079],[5.324],[5.376],[5.402],[5.39],[5.423],[5.404],[5.484],[5.499],[5.432],[5.602],[5.514],[5.75],[5.843],[6.103],[6.267],[6.532],[6.642],[6.802],[6.826],[6.957],[7.126],[7.436],[7.794],[8.034],[8.055],[7.986],[7.946],[8.108],[8.28],[8.273],[8.251],[8.544],[8.652],[8.872],[9.146],[9.088],[9.087],[9.168],[8.861],[9.526],[10.078],[9.163],[9.151],[8.842],[8.49],[7.371],[6.865],[6.644],[6.695],[6.584],[6.658],[6.661],[6.906],[7.221],[7.525],[7.645],[7.576],[8.296],[8.546],[8.781],[8.896],[8.995],[8.581],[8.898],[8.685],[8.446],[8.181],[7.91],[7.948],[7.759],[7.473],[7.323],[7.11],[6.952],[6.968],[6.573],[6.459],[6.568],[6.375],[6.375],[6.039],[5.782],[5.597],[5.262],[5.085],[4.928],[4.911],[4.83],[4.812],[4.788],[4.812],[4.947],[5.202],[5.008],[5.028],[5.255],[5.367],[5.359],[5.203],[5.069],[4.942],[4.225],[4.548],[4.708],[4.939],[5.251],[5.132],[5.403],[5.945],[6.541],[6.9],[7.89],[8.054],[9.127],[9.189],[9.352],[9.492],[9.609],[9.726],[10.088],[10.317],[10.943],[10.75]]]
[]
[{"axis_id":"0","tick_interval":"36","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"axis_id":"0","tick_interval":"","axis_min":"0","axis_max":"","axis_title":"$ billions","precision":"3","table_units":"($b)","tooltip_units":"(b)","axis_units":"","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]In February 2022 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 8.6% and was 14.7% higher compared to a year ago
- for owner-occupier housing rose 11.0% after a fall of 11.0% in the previous month
- for investor housing rose 4.2% and was 12.4% higher compared to a year ago
| Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
|---|---|---|---|
| Feb-04 | 3.241 | 2.539 | 0.702 |
| Mar-04 | 3.306 | 2.556 | 0.75 |
| Apr-04 | 3.291 | 2.532 | 0.759 |
| May-04 | 3.344 | 2.495 | 0.849 |
| Jun-04 | 3.394 | 2.533 | 0.861 |
| Jul-04 | 3.362 | 2.461 | 0.901 |
| Aug-04 | 3.351 | 2.475 | 0.876 |
| Sep-04 | 3.245 | 2.479 | 0.766 |
| Oct-04 | 3.2 | 2.466 | 0.735 |
| Nov-04 | 3.225 | 2.517 | 0.707 |
| Dec-04 | 3.373 | 2.614 | 0.76 |
| Jan-05 | 3.417 | 2.709 | 0.709 |
| Feb-05 | 3.591 | 2.832 | 0.759 |
| Mar-05 | 3.702 | 2.965 | 0.737 |
| Apr-05 | 3.817 | 3.046 | 0.771 |
| May-05 | 3.961 | 3.088 | 0.873 |
| Jun-05 | 3.958 | 3.042 | 0.916 |
| Jul-05 | 4.032 | 3.118 | 0.914 |
| Aug-05 | 4.03 | 3.102 | 0.929 |
| Sep-05 | 4.182 | 3.241 | 0.941 |
| Oct-05 | 4.125 | 3.182 | 0.942 |
| Nov-05 | 4.13 | 3.208 | 0.922 |
| Dec-05 | 4.367 | 3.164 | 1.204 |
| Jan-06 | 3.904 | 3.056 | 0.848 |
| Feb-06 | 4.19 | 3.2 | 0.99 |
| Mar-06 | 4.072 | 3.177 | 0.895 |
| Apr-06 | 4.134 | 3.07 | 1.064 |
| May-06 | 4.139 | 3.359 | 0.78 |
| Jun-06 | 4.224 | 3.398 | 0.827 |
| Jul-06 | 4.333 | 3.5 | 0.833 |
| Aug-06 | 4.454 | 3.562 | 0.892 |
| Sep-06 | 4.457 | 3.551 | 0.905 |
| Oct-06 | 4.464 | 3.613 | 0.851 |
| Nov-06 | 4.532 | 3.629 | 0.903 |
| Dec-06 | 4.431 | 3.488 | 0.943 |
| Jan-07 | 4.558 | 3.496 | 1.063 |
| Feb-07 | 4.626 | 3.465 | 1.161 |
| Mar-07 | 4.473 | 3.388 | 1.086 |
| Apr-07 | 4.656 | 3.522 | 1.135 |
| May-07 | 4.501 | 3.447 | 1.054 |
| Jun-07 | 4.522 | 3.487 | 1.035 |
| Jul-07 | 4.234 | 3.176 | 1.058 |
| Aug-07 | 4.486 | 3.424 | 1.063 |
| Sep-07 | 4.516 | 3.411 | 1.105 |
| Oct-07 | 4.383 | 3.245 | 1.138 |
| Nov-07 | 4.667 | 3.443 | 1.224 |
| Dec-07 | 4.791 | 3.607 | 1.184 |
| Jan-08 | 4.955 | 3.686 | 1.268 |
| Feb-08 | 4.893 | 3.623 | 1.27 |
| Mar-08 | 4.688 | 3.5 | 1.188 |
| Apr-08 | 4.583 | 3.371 | 1.212 |
| May-08 | 4.33 | 3.189 | 1.141 |
| Jun-08 | 4.162 | 3.148 | 1.013 |
| Jul-08 | 4.364 | 3.134 | 1.231 |
| Aug-08 | 4.311 | 3.138 | 1.173 |
| Sep-08 | 4.093 | 2.836 | 1.258 |
| Oct-08 | 4.469 | 3.126 | 1.343 |
| Nov-08 | 4.584 | 3.228 | 1.356 |
| Dec-08 | 5.026 | 3.515 | 1.511 |
| Jan-09 | 4.945 | 3.412 | 1.534 |
| Feb-09 | 4.729 | 3.147 | 1.583 |
| Mar-09 | 5.107 | 3.446 | 1.661 |
| Apr-09 | 5.071 | 3.467 | 1.604 |
| May-09 | 5.003 | 3.438 | 1.564 |
| Jun-09 | 4.876 | 3.386 | 1.49 |
| Jul-09 | 4.601 | 3.215 | 1.386 |
| Aug-09 | 4.392 | 3.009 | 1.383 |
| Sep-09 | 4.247 | 2.937 | 1.31 |
| Oct-09 | 4.171 | 2.929 | 1.242 |
| Nov-09 | 4.069 | 2.82 | 1.248 |
| Dec-09 | 3.78 | 2.757 | 1.023 |
| Jan-10 | 3.575 | 2.588 | 0.987 |
| Feb-10 | 3.525 | 2.669 | 0.856 |
| Mar-10 | 3.473 | 2.643 | 0.83 |
| Apr-10 | 3.431 | 2.603 | 0.828 |
| May-10 | 3.573 | 2.633 | 0.94 |
| Jun-10 | 3.637 | 2.722 | 0.916 |
| Jul-10 | 3.732 | 2.817 | 0.914 |
| Aug-10 | 3.835 | 2.918 | 0.917 |
| Sep-10 | 3.849 | 2.928 | 0.921 |
| Oct-10 | 4.019 | 3.019 | 1 |
| Nov-10 | 4.072 | 3.073 | 0.999 |
| Dec-10 | 4.431 | 3.41 | 1.02 |
| Jan-11 | 4.132 | 3.206 | 0.925 |
| Feb-11 | 3.926 | 2.977 | 0.95 |
| Mar-11 | 3.967 | 2.934 | 1.033 |
| Apr-11 | 4.235 | 3.174 | 1.061 |
| May-11 | 4.555 | 3.39 | 1.165 |
| Jun-11 | 4.515 | 3.368 | 1.147 |
| Jul-11 | 4.754 | 3.543 | 1.211 |
| Aug-11 | 4.867 | 3.643 | 1.224 |
| Sep-11 | 4.894 | 3.633 | 1.261 |
| Oct-11 | 4.758 | 3.549 | 1.209 |
| Nov-11 | 4.731 | 3.521 | 1.21 |
| Dec-11 | 5.044 | 3.722 | 1.322 |
| Jan-12 | 5.103 | 3.731 | 1.372 |
| Feb-12 | 5.158 | 3.69 | 1.468 |
| Mar-12 | 5.214 | 3.68 | 1.534 |
| Apr-12 | 4.912 | 3.613 | 1.299 |
| May-12 | 4.996 | 3.573 | 1.423 |
| Jun-12 | 4.994 | 3.498 | 1.496 |
| Jul-12 | 4.889 | 3.408 | 1.481 |
| Aug-12 | 5.027 | 3.436 | 1.592 |
| Sep-12 | 5.007 | 3.408 | 1.598 |
| Oct-12 | 5.015 | 3.482 | 1.534 |
| Nov-12 | 5.094 | 3.451 | 1.643 |
| Dec-12 | 4.935 | 3.385 | 1.55 |
| Jan-13 | 5.105 | 3.43 | 1.674 |
| Feb-13 | 5.081 | 3.432 | 1.648 |
| Mar-13 | 5.211 | 3.575 | 1.635 |
| Apr-13 | 5.368 | 3.644 | 1.724 |
| May-13 | 5.417 | 3.752 | 1.665 |
| Jun-13 | 5.645 | 3.932 | 1.713 |
| Jul-13 | 6.455 | 3.801 | 2.654 |
| Aug-13 | 6.156 | 3.641 | 2.514 |
| Sep-13 | 6.724 | 3.915 | 2.809 |
| Oct-13 | 6.82 | 3.878 | 2.942 |
| Nov-13 | 6.934 | 3.932 | 3.003 |
| Dec-13 | 6.888 | 3.865 | 3.023 |
| Jan-14 | 6.877 | 3.886 | 2.991 |
| Feb-14 | 7.327 | 4.208 | 3.119 |
| Mar-14 | 7.12 | 3.958 | 3.162 |
| Apr-14 | 7.382 | 4.054 | 3.329 |
| May-14 | 7.437 | 4.076 | 3.361 |
| Jun-14 | 7.631 | 4.192 | 3.438 |
| Jul-14 | 7.845 | 4.283 | 3.562 |
| Aug-14 | 7.821 | 4.275 | 3.546 |
| Sep-14 | 8.039 | 4.284 | 3.755 |
| Oct-14 | 8.387 | 4.402 | 3.985 |
| Nov-14 | 8.437 | 4.475 | 3.962 |
| Dec-14 | 8.659 | 4.585 | 4.073 |
| Jan-15 | 8.718 | 4.687 | 4.032 |
| Feb-15 | 9.05 | 4.943 | 4.107 |
| Mar-15 | 9.291 | 5.001 | 4.29 |
| Apr-15 | 9.407 | 5.224 | 4.183 |
| May-15 | 9.233 | 4.99 | 4.243 |
| Jun-15 | 9.177 | 5.352 | 3.825 |
| Jul-15 | 8.928 | 5.423 | 3.505 |
| Aug-15 | 8.82 | 5.477 | 3.343 |
| Sep-15 | 8.811 | 5.75 | 3.061 |
| Oct-15 | 8.979 | 5.899 | 3.08 |
| Nov-15 | 9.234 | 6.084 | 3.149 |
| Dec-15 | 9.69 | 6.44 | 3.251 |
| Jan-16 | 9.301 | 6.028 | 3.274 |
| Feb-16 | 9.308 | 5.983 | 3.324 |
| Mar-16 | 9.399 | 6.184 | 3.215 |
| Apr-16 | 9.442 | 6.222 | 3.219 |
| May-16 | 9.344 | 6.054 | 3.29 |
| Jun-16 | 9.778 | 6.131 | 3.647 |
| Jul-16 | 9.737 | 6.141 | 3.597 |
| Aug-16 | 9.431 | 5.771 | 3.66 |
| Sep-16 | 9.594 | 6.045 | 3.549 |
| Oct-16 | 8.991 | 5.812 | 3.179 |
| Nov-16 | 9.059 | 5.654 | 3.404 |
| Dec-16 | 8.955 | 5.514 | 3.441 |
| Jan-17 | 9.031 | 5.697 | 3.333 |
| Feb-17 | 8.659 | 5.371 | 3.288 |
| Mar-17 | 8.751 | 5.408 | 3.343 |
| Apr-17 | 8.421 | 5.206 | 3.214 |
| May-17 | 8.843 | 5.443 | 3.399 |
| Jun-17 | 8.855 | 5.378 | 3.477 |
| Jul-17 | 8.653 | 5.204 | 3.449 |
| Aug-17 | 9.084 | 5.283 | 3.801 |
| Sep-17 | 8.71 | 5.309 | 3.401 |
| Oct-17 | 8.48 | 5.34 | 3.14 |
| Nov-17 | 8.929 | 5.494 | 3.434 |
| Dec-17 | 9.237 | 5.67 | 3.567 |
| Jan-18 | 9.432 | 5.657 | 3.775 |
| Feb-18 | 9.668 | 5.694 | 3.974 |
| Mar-18 | 9.125 | 5.472 | 3.654 |
| Apr-18 | 9.396 | 5.687 | 3.709 |
| May-18 | 9.248 | 5.638 | 3.61 |
| Jun-18 | 8.935 | 5.511 | 3.424 |
| Jul-18 | 9.271 | 5.837 | 3.434 |
| Aug-18 | 9.11 | 5.694 | 3.416 |
| Sep-18 | 8.804 | 5.405 | 3.398 |
| Oct-18 | 8.966 | 5.533 | 3.433 |
| Nov-18 | 8.879 | 5.439 | 3.44 |
| Dec-18 | 8.539 | 5.294 | 3.245 |
| Jan-19 | 8.249 | 5.03 | 3.219 |
| Feb-19 | 8.392 | 5.244 | 3.148 |
| Mar-19 | 8.411 | 5.205 | 3.206 |
| Apr-19 | 8.314 | 5.176 | 3.138 |
| May-19 | 8.431 | 5.23 | 3.201 |
| Jun-19 | 8.342 | 5.113 | 3.23 |
| Jul-19 | 8.51 | 5.383 | 3.127 |
| Aug-19 | 9.242 | 5.72 | 3.522 |
| Sep-19 | 9.84 | 6.106 | 3.734 |
| Oct-19 | 9.818 | 5.984 | 3.835 |
| Nov-19 | 10.014 | 6.15 | 3.864 |
| Dec-19 | 10.279 | 6.378 | 3.901 |
| Jan-20 | 10.469 | 6.674 | 3.795 |
| Feb-20 | 10.911 | 7.035 | 3.876 |
| Mar-20 | 10.541 | 6.71 | 3.831 |
| Apr-20 | 11.449 | 7.506 | 3.943 |
| May-20 | 14.452 | 9.632 | 4.82 |
| Jun-20 | 14.141 | 9.374 | 4.766 |
| Jul-20 | 10.769 | 6.992 | 3.777 |
| Aug-20 | 11.248 | 7.184 | 4.065 |
| Sep-20 | 12.961 | 7.961 | 5 |
| Oct-20 | 12.04 | 7.388 | 4.652 |
| Nov-20 | 10.139 | 6.255 | 3.885 |
| Dec-20 | 11.198 | 6.905 | 4.293 |
| Jan-21 | 12.03 | 7.686 | 4.343 |
| Feb-21 | 13.309 | 8.609 | 4.7 |
| Mar-21 | 12.767 | 8.305 | 4.462 |
| Apr-21 | 13.543 | 8.914 | 4.629 |
| May-21 | 14.876 | 9.895 | 4.981 |
| Jun-21 | 16.243 | 10.837 | 5.406 |
| Jul-21 | 17.221 | 11.366 | 5.856 |
| Aug-21 | 17.78 | 11.251 | 6.529 |
| Sep-21 | 16.145 | 10.169 | 5.976 |
| Oct-21 | 16.078 | 10.25 | 5.828 |
| Nov-21 | 15.665 | 9.994 | 5.671 |
| Dec-21 | 15.517 | 10.108 | 5.408 |
| Jan-22 | 14.065 | 8.994 | 5.071 |
| Feb-22 | 15.269 | 9.985 | 5.284 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
[["Feb-04","Mar-04","Apr-04","May-04","Jun-04","Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22"],[[3.241],[3.306],[3.291],[3.344],[3.394],[3.362],[3.351],[3.245],[3.2],[3.225],[3.373],[3.417],[3.591],[3.702],[3.817],[3.961],[3.958],[4.032],[4.03],[4.182],[4.125],[4.13],[4.367],[3.904],[4.19],[4.072],[4.134],[4.139],[4.224],[4.333],[4.454],[4.457],[4.464],[4.532],[4.431],[4.558],[4.626],[4.473],[4.656],[4.501],[4.522],[4.234],[4.486],[4.516],[4.383],[4.667],[4.791],[4.955],[4.893],[4.688],[4.583],[4.33],[4.162],[4.364],[4.311],[4.093],[4.469],[4.584],[5.026],[4.945],[4.729],[5.107],[5.071],[5.003],[4.876],[4.601],[4.392],[4.247],[4.171],[4.069],[3.78],[3.575],[3.525],[3.473],[3.431],[3.573],[3.637],[3.732],[3.835],[3.849],[4.019],[4.072],[4.431],[4.132],[3.926],[3.967],[4.235],[4.555],[4.515],[4.754],[4.867],[4.894],[4.758],[4.731],[5.044],[5.103],[5.158],[5.214],[4.912],[4.996],[4.994],[4.889],[5.027],[5.007],[5.015],[5.094],[4.935],[5.105],[5.081],[5.211],[5.368],[5.417],[5.645],[6.455],[6.156],[6.724],[6.82],[6.934],[6.888],[6.877],[7.327],[7.12],[7.382],[7.437],[7.631],[7.845],[7.821],[8.039],[8.387],[8.437],[8.659],[8.718],[9.05],[9.291],[9.407],[9.233],[9.177],[8.928],[8.82],[8.811],[8.979],[9.234],[9.69],[9.301],[9.308],[9.399],[9.442],[9.344],[9.778],[9.737],[9.431],[9.594],[8.991],[9.059],[8.955],[9.031],[8.659],[8.751],[8.421],[8.843],[8.855],[8.653],[9.084],[8.71],[8.48],[8.929],[9.237],[9.432],[9.668],[9.125],[9.396],[9.248],[8.935],[9.271],[9.11],[8.804],[8.966],[8.879],[8.539],[8.249],[8.392],[8.411],[8.314],[8.431],[8.342],[8.51],[9.242],[9.84],[9.818],[10.014],[10.279],[10.469],[10.911],[10.541],[11.449],[14.452],[14.141],[10.769],[11.248],[12.961],[12.04],[10.139],[11.198],[12.03],[13.309],[12.767],[13.543],[14.876],[16.243],[17.221],[17.78],[16.145],[16.078],[15.665],[15.517],[14.065],[15.269]],[[2.539],[2.556],[2.532],[2.495],[2.533],[2.461],[2.475],[2.479],[2.466],[2.517],[2.614],[2.709],[2.832],[2.965],[3.046],[3.088],[3.042],[3.118],[3.102],[3.241],[3.182],[3.208],[3.164],[3.056],[3.2],[3.177],[3.07],[3.359],[3.398],[3.5],[3.562],[3.551],[3.613],[3.629],[3.488],[3.496],[3.465],[3.388],[3.522],[3.447],[3.487],[3.176],[3.424],[3.411],[3.245],[3.443],[3.607],[3.686],[3.623],[3.5],[3.371],[3.189],[3.148],[3.134],[3.138],[2.836],[3.126],[3.228],[3.515],[3.412],[3.147],[3.446],[3.467],[3.438],[3.386],[3.215],[3.009],[2.937],[2.929],[2.82],[2.757],[2.588],[2.669],[2.643],[2.603],[2.633],[2.722],[2.817],[2.918],[2.928],[3.019],[3.073],[3.41],[3.206],[2.977],[2.934],[3.174],[3.39],[3.368],[3.543],[3.643],[3.633],[3.549],[3.521],[3.722],[3.731],[3.69],[3.68],[3.613],[3.573],[3.498],[3.408],[3.436],[3.408],[3.482],[3.451],[3.385],[3.43],[3.432],[3.575],[3.644],[3.752],[3.932],[3.801],[3.641],[3.915],[3.878],[3.932],[3.865],[3.886],[4.208],[3.958],[4.054],[4.076],[4.192],[4.283],[4.275],[4.284],[4.402],[4.475],[4.585],[4.687],[4.943],[5.001],[5.224],[4.99],[5.352],[5.423],[5.477],[5.75],[5.899],[6.084],[6.44],[6.028],[5.983],[6.184],[6.222],[6.054],[6.131],[6.141],[5.771],[6.045],[5.812],[5.654],[5.514],[5.697],[5.371],[5.408],[5.206],[5.443],[5.378],[5.204],[5.283],[5.309],[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[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"36","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":null,"axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]Personal finance
In February 2022 in seasonally adjusted terms, the value of new loan commitments:
- for fixed term personal finance rose 6.5%
- for the purchase of road vehicles rose 10.8%
- for personal investment rose 0.8%
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
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[{"axis_id":"0","tick_interval":"36","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]| Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
|---|---|---|---|---|
| Feb-04 | 0.032 | 0.026 | 0.033 | 0.118 |
| Mar-04 | 0.033 | 0.027 | 0.033 | 0.118 |
| Apr-04 | 0.030 | 0.028 | 0.038 | 0.111 |
| May-04 | 0.034 | 0.026 | 0.039 | 0.116 |
| Jun-04 | 0.035 | 0.028 | 0.040 | 0.115 |
| Jul-04 | 0.033 | 0.029 | 0.045 | 0.130 |
| Aug-04 | 0.032 | 0.028 | 0.040 | 0.126 |
| Sep-04 | 0.034 | 0.029 | 0.045 | 0.124 |
| Oct-04 | 0.033 | 0.030 | 0.046 | 0.124 |
| Nov-04 | 0.038 | 0.030 | 0.042 | 0.126 |
| Dec-04 | 0.026 | 0.033 | 0.044 | 0.128 |
| Jan-05 | 0.029 | 0.029 | 0.041 | 0.126 |
| Feb-05 | 0.026 | 0.030 | 0.041 | 0.118 |
| Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
| Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
| May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
| Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
| Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
| Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
| Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
| Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
| Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
| Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
| Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
| Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
| Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
| Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
| May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
| Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
| Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
| Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
| Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
| Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
| Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
| Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
| Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
| Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
| Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
| Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
| May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
| Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
| Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
| Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
| Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
| Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
| Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
| Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
| Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
| Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
| Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
| Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
| May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
| Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
| Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
| Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
| Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
| Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
| Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
| Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
| Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
| Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
| Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
| Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
| May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
| Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
| Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
| Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
| Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
| Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
| Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
| Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
| Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
| Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
| Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
| Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
| May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
| Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
| Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
| Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
| Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
| Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
| Nov-10 | 0.031 | 0.045 | 0.038 | 0.261 |
| Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
| Jan-11 | 0.025 | 0.042 | 0.040 | 0.241 |
| Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
| Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
| Apr-11 | 0.030 | 0.048 | 0.040 | 0.227 |
| May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
| Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
| Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
| Aug-11 | 0.034 | 0.058 | 0.042 | 0.233 |
| Sep-11 | 0.033 | 0.058 | 0.042 | 0.242 |
| Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
| Nov-11 | 0.036 | 0.055 | 0.044 | 0.240 |
| Dec-11 | 0.038 | 0.057 | 0.046 | 0.237 |
| Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
| Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
| Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
| Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
| May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
| Jun-12 | 0.035 | 0.064 | 0.052 | 0.234 |
| Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
| Aug-12 | 0.038 | 0.068 | 0.053 | 0.256 |
| Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
| Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
| Nov-12 | 0.043 | 0.068 | 0.060 | 0.234 |
| Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
| Jan-13 | 0.041 | 0.076 | 0.063 | 0.242 |
| Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
| Mar-13 | 0.039 | 0.070 | 0.058 | 0.271 |
| Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
| May-13 | 0.040 | 0.068 | 0.056 | 0.262 |
| Jun-13 | 0.036 | 0.065 | 0.055 | 0.244 |
| Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
| Aug-13 | 0.036 | 0.067 | 0.060 | 0.163 |
| Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
| Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
| Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
| Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
| Jan-14 | 0.042 | 0.072 | 0.060 | 0.171 |
| Feb-14 | 0.042 | 0.073 | 0.062 | 0.170 |
| Mar-14 | 0.041 | 0.074 | 0.061 | 0.159 |
| Apr-14 | 0.036 | 0.071 | 0.062 | 0.153 |
| May-14 | 0.041 | 0.073 | 0.068 | 0.152 |
| Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
| Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
| Aug-14 | 0.044 | 0.080 | 0.061 | 0.176 |
| Sep-14 | 0.043 | 0.081 | 0.054 | 0.177 |
| Oct-14 | 0.044 | 0.089 | 0.059 | 0.184 |
| Nov-14 | 0.043 | 0.088 | 0.064 | 0.159 |
| Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
| Jan-15 | 0.036 | 0.082 | 0.054 | 0.149 |
| Feb-15 | 0.039 | 0.081 | 0.054 | 0.163 |
| Mar-15 | 0.039 | 0.085 | 0.062 | 0.162 |
| Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
| May-15 | 0.040 | 0.087 | 0.062 | 0.167 |
| Jun-15 | NA | 0.090 | 0.061 | NA |
| Jul-15 | NA | 0.086 | 0.064 | NA |
| Aug-15 | NA | 0.093 | 0.063 | NA |
| Sep-15 | 0.040 | 0.081 | 0.061 | 0.104 |
| Oct-15 | 0.041 | 0.071 | 0.062 | 0.101 |
| Nov-15 | 0.042 | 0.073 | 0.065 | 0.112 |
| Dec-15 | 0.046 | 0.076 | 0.064 | 0.112 |
| Jan-16 | 0.044 | 0.077 | 0.063 | 0.109 |
| Feb-16 | 0.045 | 0.072 | 0.064 | 0.114 |
| Mar-16 | 0.050 | 0.077 | 0.064 | 0.116 |
| Apr-16 | 0.050 | 0.082 | 0.066 | 0.127 |
| May-16 | 0.047 | 0.081 | 0.065 | 0.116 |
| Jun-16 | 0.048 | 0.078 | 0.066 | 0.128 |
| Jul-16 | 0.046 | 0.078 | 0.065 | 0.131 |
| Aug-16 | 0.045 | 0.077 | 0.064 | 0.134 |
| Sep-16 | 0.044 | 0.074 | 0.066 | 0.141 |
| Oct-16 | 0.045 | 0.070 | 0.064 | 0.141 |
| Nov-16 | 0.045 | 0.071 | 0.061 | 0.139 |
| Dec-16 | 0.051 | 0.074 | 0.060 | 0.163 |
| Jan-17 | 0.048 | 0.071 | 0.060 | 0.137 |
| Feb-17 | 0.048 | 0.070 | 0.056 | 0.122 |
| Mar-17 | 0.043 | 0.073 | 0.064 | 0.116 |
| Apr-17 | 0.038 | 0.065 | 0.060 | 0.108 |
| May-17 | 0.044 | 0.072 | 0.057 | 0.088 |
| Jun-17 | 0.044 | 0.072 | 0.059 | 0.079 |
| Jul-17 | 0.046 | 0.071 | 0.059 | 0.107 |
| Aug-17 | NA | 0.071 | 0.056 | 0.108 |
| Sep-17 | 0.048 | 0.069 | 0.060 | 0.110 |
| Oct-17 | 0.046 | 0.075 | 0.060 | 0.117 |
| Nov-17 | 0.046 | 0.073 | 0.058 | 0.105 |
| Dec-17 | 0.045 | 0.067 | 0.060 | 0.096 |
| Jan-18 | 0.046 | 0.066 | 0.060 | 0.102 |
| Feb-18 | 0.046 | 0.066 | 0.057 | 0.102 |
| Mar-18 | 0.050 | 0.064 | 0.056 | 0.103 |
| Apr-18 | 0.049 | 0.062 | 0.054 | 0.108 |
| May-18 | 0.047 | 0.063 | 0.055 | 0.119 |
| Jun-18 | 0.051 | 0.072 | 0.053 | 0.118 |
| Jul-18 | 0.050 | 0.064 | 0.053 | 0.122 |
| Aug-18 | 0.049 | 0.062 | 0.055 | 0.123 |
| Sep-18 | 0.050 | 0.064 | 0.051 | 0.126 |
| Oct-18 | 0.054 | 0.064 | 0.050 | 0.122 |
| Nov-18 | 0.051 | 0.061 | 0.048 | 0.121 |
| Dec-18 | 0.049 | 0.057 | 0.045 | 0.131 |
| Jan-19 | 0.048 | 0.056 | 0.043 | 0.132 |
| Feb-19 | 0.046 | 0.057 | 0.043 | 0.134 |
| Mar-19 | 0.043 | 0.056 | 0.038 | 0.137 |
| Apr-19 | 0.047 | 0.056 | 0.040 | 0.129 |
| May-19 | 0.050 | 0.056 | 0.041 | 0.134 |
| Jun-19 | 0.049 | 0.055 | 0.041 | 0.129 |
| Jul-19 | 0.056 | 0.060 | 0.037 | 0.147 |
| Aug-19 | 0.052 | 0.064 | 0.033 | 0.143 |
| Sep-19 | 0.047 | 0.070 | 0.033 | 0.146 |
| Oct-19 | 0.047 | 0.074 | 0.034 | 0.159 |
| Nov-19 | 0.042 | 0.079 | 0.035 | 0.168 |
| Dec-19 | 0.045 | 0.086 | 0.037 | 0.162 |
| Jan-20 | 0.046 | 0.092 | 0.036 | 0.177 |
| Feb-20 | 0.053 | 0.073 | 0.036 | 0.162 |
| Mar-20 | 0.044 | 0.072 | 0.019 | 0.158 |
| Apr-20 | 0.030 | 0.063 | 0.002 | 0.120 |
| May-20 | 0.044 | 0.059 | 0.002 | 0.124 |
| Jun-20 | 0.068 | 0.079 | 0.004 | 0.101 |
| Jul-20 | 0.055 | 0.068 | 0.002 | 0.122 |
| Aug-20 | 0.045 | 0.063 | 0.003 | 0.128 |
| Sep-20 | 0.032 | 0.069 | 0.005 | 0.141 |
| Oct-20 | 0.037 | 0.059 | 0.007 | 0.138 |
| Nov-20 | 0.045 | 0.066 | 0.005 | 0.123 |
| Dec-20 | 0.045 | 0.079 | 0.008 | 0.127 |
| Jan-21 | 0.047 | 0.072 | 0.005 | 0.119 |
| Feb-21 | 0.051 | 0.094 | 0.005 | 0.125 |
| Mar-21 | 0.051 | 0.099 | 0.007 | 0.158 |
| Apr-21 | 0.057 | 0.100 | 0.008 | 0.146 |
| May-21 | 0.061 | 0.100 | 0.007 | 0.158 |
| Jun-21 | 0.074 | 0.108 | 0.006 | 0.145 |
| Jul-21 | 0.069 | 0.121 | 0.004 | 0.169 |
| Aug-21 | 0.059 | 0.100 | 0.005 | 0.140 |
| Sep-21 | 0.057 | 0.108 | 0.004 | 0.172 |
| Oct-21 | 0.058 | 0.130 | 0.008 | 0.156 |
| Nov-21 | 0.054 | 0.117 | 0.013 | 0.147 |
| Dec-21 | 0.059 | 0.109 | 0.013 | 0.157 |
| Jan-22 | 0.064 | 0.130 | 0.014 | 0.150 |
| Feb-22 | 0.071 | 0.123 | 0.017 | 0.172 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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[]
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In February 2022 in seasonally adjusted terms, the value of new loan commitments:
- for total construction finance fell 40.2% after a rise of 41.6% in the previous month
- for the purchase of property fell 3.0% after a rise of 11.0% in the previous month. This series has resumed publication this month following the resolution of reporting errors.
- for the purchase of property grew 137% since the recent low in July 2020, driven by lending to small and medium-sized businesses. The largest growth over this time has been in lending for the purchase of non-residential buildings which grew 118% ($972m).
New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
[]
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