Monthly Household Spending Indicator

This is not the latest release View the latest release

Monthly and quarterly estimates of household spending

Cite
Print
Reference period
October 2025
Released
4/12/2025
View all releases
Release date and time
04/12/2025 11:30am AEDT

Key statistics

In October 2025, household spending:

  • Rose 1.3% month-on-month on a current price, seasonally adjusted basis.
  • Rose 5.6% compared with October 2024.

Total Household Spending

Household spending at current prices
 Oct-25 ($ millions)Sep-2025 to Oct-2025 (% change)Oct-2024 to Oct-2025 (% change)
Seasonally Adjusted78,403.91.35.6
Trend77,913.30.44.9

Household Spending by category

In seasonally adjusted, current price terms household spending increased for nine of the nine spending categories. The largest increases were in:

  • clothing and footwear (+3.5%)
  • furnishings and household equipment (+3.0%)
  • hotels, cafes and restaurants (+2.2%).

Goods and services spending

In seasonally adjusted, current price terms, household spending on goods rose 1.7% month-on-month, driven by increased spending on personal effects, clothing and footwear, and furniture, floor coverings and household goods.

In seasonally adjusted, current price terms, household spending on services rose 0.8% month-on-month, driven by increased spending on accommodation services, rail and road transport, and catering services.

Discretionary and non-discretionary spending

In seasonally adjusted, current price terms, household spending on discretionary goods and services rose 1.6% month-on-month, driven by increased spending on personal effects, clothing and footwear, and accommodation services.

In seasonally adjusted, current price terms, household spending on non discretionary goods and services rose 0.8% month-on-month, driven by increased spending on rail and road transport, motor vehicle repair, maintenance and miscellaneous expenditure, and food.

State and territory spending

In seasonally adjusted, current price terms, household spending increased for seven of the eight states and territories. The strongest increases were in:

  • New South Wales (+1.6%)
  • Queensland (+1.5%)
  • Australian Capital Territory (+1.5%).

In New South Wales, the household spending categories that drove the rise for the month were:

  • furnishings and household equipment (+3.9%)
  • clothing and footwear (+3.7%)
  • alcoholic beverages and tobacco (+2.7%).

In Queensland, the household spending categories that drove the rise for the month were:

  • clothing and footwear (+4.6%)
  • furnishings and household equipment (+2.8%)
  • hotels, cafes and restaurants (+2.6%).

In the Australian Capital Territory, the household spending categories that drove the rise for the month were:

  • miscellaneous goods and services (+4.0%)
  • clothing and footwear (+3.4%)
  • furnishings and household equipment (+3.0%).
State household spending by category, percentage change from previous month, current price, seasonally adjusted (%)
 NSWVic.QldSAWATas.NTACT
Food1.01.40.80.80.3-0.11.2-0.1
Alcoholic beverages and tobacco2.71.02.11.90.10.71.60.8
Clothing and footwear3.73.54.62.11.61.83.03.4
Furnishings and household equipment3.92.22.82.32.91.94.63.0
Health0.8-0.30.11.60.80.81.90.8
Transport0.10.80.8-0.20.1-3.7-1.02.6
Recreation and culture1.20.41.40.31.41.31.5-1.5
Hotels, cafes and restaurants2.31.92.61.22.90.00.62.4
Miscellaneous goods and services2.41.61.11.01.00.4-2.54.0
Total1.61.11.50.91.1-0.10.61.5

 

Data downloads

Download all (3.85 MB)

Monthly Household Spending Indicator Data Cubes

Data files

Data Explorer datasets

Caution: Data in Data Explorer is currently released after the 11:30am release on the ABS website. Please check the reference period when using Data Explorer.

For more information about Data Explorer, see the Data Explorer user guide.

Monthly Household Spending Indicator - Monthly and quarterly percentage changes and household spending estimates

MHSI enhancements

The Australian Bureau of Statistics (ABS) has collaborated with key data users to enhance the Monthly Household Spending Indicator (MHSI) and better address their needs. Based on user feedback, enhancements to MHSI have been progressively rolled out.  These improvements provide a more comprehensive view of household consumption, including:

  • Moving to a ‘household consumption’ concept bringing MHSI closer to its predominant use. This includes updates to MHSI methods and data sources.
  • Monthly seasonally adjusted estimates by COICOP category and for the four analytical series (Goods, Services, Discretionary and Non-Discretionary), by State/territory.
  • Quarterly chain volume measures for the nine currently published COICOP categories, by State/territory. Seasonally adjusted chain volume measures are available for selected series.
  • Dollar levels for all series.
  • Back-casted estimates for all current price and volumes series.

In March 2025 the ABS released an information paper, which provides guidance on using MHSI data: Interpreting the Monthly Household Spending Indicator.

The ABS ceased the Retail Trade publication on 31 July 2025. We will continue to work with partners and stakeholders to further enhance the MHSI and provide users with suitable timely data to support their needs. More Information about this transition can be found on the Cessation of the Retail Business Survey and Retail Trade Publication webpage or through contacting us at household.spending@abs.gov.au.

Changes in this release

MHSI estimates are benchmarked to annual household final consumption expenditure (HFCE) estimates. In this issue, an additional year of HFCE estimates has been incorporated. MHSI estimates are now benchmarked up to the 2023/24 financial year.

Acknowledgement

The ABS would like to acknowledge the ongoing support of the participating banks that have enabled the ABS to produce these statistics.

Methodology

Scope

  • Final consumption of goods and services by Australian households.
  • Guided by the UNSD’s COICOP classification and aligned with National Accounts HFCE categories and concepts.

Geography

Data is available for:

  • Australia Total.
  • States and territories.

Source

Aggregated, de-identified bank card transactions data provided to the ABS from participating banks. Also collected are supermarket transactions and new vehicle sales data.

Collection method

Participating banks send transactions data soon after the end of each calendar month. Supermarkets send weekly transactions files, and VFACTS is received as a monthly delivery from the Federal Chamber of Automotive Industries (FCAI).

Concepts, sources and methods

Household consumption is categorised to COICOP Divisions. Outputs from 9 COICOPs and all states and territories are published. Data is benchmarked to annual HFCE and adjusted monthly to cover data gaps such as cash spending.

 

History of changes

October 2025: 

  • Estimates benchmarked to HFCE up to 2023/24
View full methodology

Media releases