Value of new borrower-accepted loan commitments (seasonally adjusted)
| Jun-2022 ($b) | Month percent change (%) | Year percent change (%) | |||
|---|---|---|---|---|---|
| Households | |||||
| Housing | 30.97 | -4.4 | -2.0 | ||
| Owner Occupier (a) | 20.50 | -3.3 | -9.6 | ||
| Investor (a) | 10.48 | -6.3 | 17.3 | ||
| Personal | |||||
| Fixed term loans | 1.95 | -15.2 | 10.4 | ||
| Businesses | |||||
| Construction | 2.29 | 7.7 | 32.7 | ||
| Purchase of Property | 5.84 | -19.4 | -11.9 | ||
(a) Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.
Important data quality notes
Seasonal adjustment methods
In the April 2020 Lending Indicators release, the ABS advised that the method used to produce seasonally adjusted estimates would be changed from the "concurrent" method to the "forward factors" method, during the COVID-19 period. The forward factors approach is better suited to managing large movements at the end point of series and ensures that large movements do not have a disproportionate influence on the seasonal factors.
Given disruption to typical lending patterns in the wake of COVID-19 and the continuing use of a forward factors approach to seasonal adjustment, the ABS annually undertakes an extensive review of its seasonally adjusted Lending Indicators series. Similar reviews are regularly undertaken across the ABS economic statistics program. The last review was conducted in early April 2022 and its results were implemented in the April 2022 Lending Indicators release, with new static forward factors for the 12 months from this date being calculated through the review process.
The review identified a range of time series treatments to ensure that the seasonal adjustment process continues to be less influenced by the large month-to-month movements over the past two years, and more informed by seasonality before the COVID period. Revisions to most seasonally adjusted series are therefore relatively minor but larger than would be observed through the use of concurrent seasonal adjustment (which was used prior to the COVID period, with revisions progressively made each month).
Further information can be found here:
https://www.abs.gov.au/articles/methods-changes-during-covid-19-period
We will continue to monitor the effects on lending patterns from COVID-19 with a view to reverting to the concurrent adjustment method when there is no longer significant and prolonged disruption to key series. This could be as early as the second half of 2022.
Suspension of trend series
The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement has been significantly affected by disruption to regular patterns in lending that have occurred during the COVID period, for example as potential home buyers face uncertainty about their job security. If the trend estimates in this publication were to be published without fully accounting for such irregular events, they would likely provide a misleading view of underlying lending activity.
The Lending Indicators trend series were suspended starting from March 2020. We will continue to monitor the impacts on lending patterns from COVID-19 with a view to resuming publication of trend series when sufficient certainty emerges in the underlying trends in lending. This could be as early as the second half of 2022.
Treatment of Buy Now Pay Later products in Personal finance
The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.
Housing finance
In June 2022 in seasonally adjusted terms, the value of new loan commitments:
- for total housing fell 4.4% to $31.0b, close to the level seen in September 2021
- for owner-occupier housing fell 3.3% to $20.5b but remained 50.2% higher than the pre-pandemic level seen in February 2020
- for investor housing fell 6.3% to $10.5b but remained 101.0% higher than the pre-pandemic level seen in February 2020
| Total (ex. refinancing) ($b) | Owner occupier (ex. refinancing) ($b) | Investor (ex. refinancing) ($b) | |
|---|---|---|---|
| Jun-04 | 11.794 | 7.25 | 4.544 |
| Jul-04 | 12.027 | 7.33 | 4.696 |
| Aug-04 | 12.048 | 7.392 | 4.655 |
| Sep-04 | 12.213 | 7.415 | 4.798 |
| Oct-04 | 11.957 | 7.415 | 4.542 |
| Nov-04 | 12.573 | 7.695 | 4.878 |
| Dec-04 | 12.945 | 7.933 | 5.012 |
| Jan-05 | 13.225 | 8.097 | 5.128 |
| Feb-05 | 13.826 | 8.491 | 5.335 |
| Mar-05 | 13.493 | 8.206 | 5.287 |
| Apr-05 | 13.249 | 8.087 | 5.162 |
| May-05 | 12.733 | 8.03 | 4.703 |
| Jun-05 | 12.685 | 8.152 | 4.533 |
| Jul-05 | 12.841 | 8.094 | 4.747 |
| Aug-05 | 12.9 | 8.308 | 4.592 |
| Sep-05 | 13.527 | 8.643 | 4.884 |
| Oct-05 | 14.014 | 8.713 | 5.301 |
| Nov-05 | 14.053 | 8.851 | 5.202 |
| Dec-05 | 14.033 | 8.877 | 5.155 |
| Jan-06 | 14.269 | 8.956 | 5.313 |
| Feb-06 | 14.427 | 9.179 | 5.248 |
| Mar-06 | 14.539 | 9.259 | 5.28 |
| Apr-06 | 14.722 | 9.472 | 5.25 |
| May-06 | 15.249 | 9.487 | 5.762 |
| Jun-06 | 15.549 | 9.519 | 6.03 |
| Jul-06 | 15.285 | 9.798 | 5.487 |
| Aug-06 | 15.011 | 9.489 | 5.522 |
| Sep-06 | 14.155 | 9.167 | 4.988 |
| Oct-06 | 14.313 | 9.276 | 5.037 |
| Nov-06 | 14.202 | 9.23 | 4.972 |
| Dec-06 | 14.58 | 9.399 | 5.181 |
| Jan-07 | 14.964 | 9.58 | 5.384 |
| Feb-07 | 15.403 | 9.77 | 5.633 |
| Mar-07 | 15.908 | 10.079 | 5.829 |
| Apr-07 | 16.305 | 10.264 | 6.041 |
| May-07 | 17.102 | 10.697 | 6.404 |
| Jun-07 | 18.29 | 11.344 | 6.946 |
| Jul-07 | 17.431 | 10.794 | 6.637 |
| Aug-07 | 17.437 | 11.056 | 6.381 |
| Sep-07 | 16.745 | 10.432 | 6.313 |
| Oct-07 | 16.85 | 10.772 | 6.078 |
| Nov-07 | 16.994 | 10.662 | 6.332 |
| Dec-07 | 16.547 | 10.361 | 6.186 |
| Jan-08 | 16.871 | 10.777 | 6.094 |
| Feb-08 | 15.697 | 9.921 | 5.776 |
| Mar-08 | 14.557 | 9.145 | 5.412 |
| Apr-08 | 13.855 | 8.694 | 5.161 |
| May-08 | 12.996 | 8.204 | 4.791 |
| Jun-08 | 12.96 | 8.198 | 4.762 |
| Jul-08 | 12.786 | 8.136 | 4.65 |
| Aug-08 | 12.62 | 7.956 | 4.664 |
| Sep-08 | 12.983 | 8.242 | 4.741 |
| Oct-08 | 13.373 | 8.564 | 4.808 |
| Nov-08 | 13.034 | 8.541 | 4.492 |
| Dec-08 | 13.929 | 9.381 | 4.548 |
| Jan-09 | 14.888 | 10.228 | 4.661 |
| Feb-09 | 15.371 | 10.787 | 4.584 |
| Mar-09 | 16.708 | 11.959 | 4.749 |
| Apr-09 | 17.013 | 11.927 | 5.086 |
| May-09 | 16.857 | 11.831 | 5.026 |
| Jun-09 | 17.215 | 11.968 | 5.247 |
| Jul-09 | 17.222 | 11.783 | 5.44 |
| Aug-09 | 17.335 | 11.629 | 5.706 |
| Sep-09 | 17.873 | 12.168 | 5.705 |
| Oct-09 | 17.6 | 11.806 | 5.794 |
| Nov-09 | 17.072 | 11.087 | 5.985 |
| Dec-09 | 16.49 | 10.605 | 5.885 |
| Jan-10 | 15.939 | 10.108 | 5.831 |
| Feb-10 | 15.672 | 9.796 | 5.876 |
| Mar-10 | 15.55 | 9.603 | 5.947 |
| Apr-10 | 15.261 | 9.362 | 5.898 |
| May-10 | 15.426 | 9.437 | 5.989 |
| Jun-10 | 15.111 | 9.123 | 5.989 |
| Jul-10 | 15.048 | 9.291 | 5.757 |
| Aug-10 | 14.623 | 9.222 | 5.401 |
| Sep-10 | 14.621 | 9.147 | 5.474 |
| Oct-10 | 14.641 | 9.156 | 5.485 |
| Nov-10 | 14.712 | 9.322 | 5.39 |
| Dec-10 | 15.027 | 9.454 | 5.573 |
| Jan-11 | 14.154 | 9.01 | 5.144 |
| Feb-11 | 14.066 | 8.873 | 5.192 |
| Mar-11 | 13.626 | 8.827 | 4.798 |
| Apr-11 | 13.99 | 9 | 4.99 |
| May-11 | 14.242 | 9.087 | 5.155 |
| Jun-11 | 14.136 | 9.097 | 5.039 |
| Jul-11 | 14.083 | 9.032 | 5.051 |
| Aug-11 | 14.169 | 9.039 | 5.13 |
| Sep-11 | 13.939 | 8.8 | 5.139 |
| Oct-11 | 13.855 | 8.859 | 4.996 |
| Nov-11 | 14.034 | 8.955 | 5.079 |
| Dec-11 | 14.731 | 9.406 | 5.325 |
| Jan-12 | 14.772 | 9.397 | 5.375 |
| Feb-12 | 14.076 | 8.676 | 5.4 |
| Mar-12 | 14.092 | 8.703 | 5.389 |
| Apr-12 | 14.348 | 8.925 | 5.423 |
| May-12 | 14.512 | 9.111 | 5.401 |
| Jun-12 | 14.733 | 9.249 | 5.484 |
| Jul-12 | 14.779 | 9.28 | 5.499 |
| Aug-12 | 14.874 | 9.441 | 5.433 |
| Sep-12 | 15.098 | 9.493 | 5.606 |
| Oct-12 | 14.902 | 9.385 | 5.516 |
| Nov-12 | 15.183 | 9.431 | 5.753 |
| Dec-12 | 15.371 | 9.528 | 5.843 |
| Jan-13 | 15.89 | 9.79 | 6.1 |
| Feb-13 | 16.136 | 9.873 | 6.263 |
| Mar-13 | 16.884 | 10.352 | 6.532 |
| Apr-13 | 16.937 | 10.299 | 6.638 |
| May-13 | 17.236 | 10.436 | 6.8 |
| Jun-13 | 17.303 | 10.475 | 6.828 |
| Jul-13 | 17.475 | 10.52 | 6.955 |
| Aug-13 | 17.362 | 10.236 | 7.126 |
| Sep-13 | 18.204 | 10.761 | 7.443 |
| Oct-13 | 18.693 | 10.894 | 7.799 |
| Nov-13 | 19.219 | 11.179 | 8.04 |
| Dec-13 | 19.004 | 10.949 | 8.054 |
| Jan-14 | 19.167 | 11.18 | 7.987 |
| Feb-14 | 19.368 | 11.439 | 7.929 |
| Mar-14 | 19.489 | 11.38 | 8.108 |
| Apr-14 | 19.59 | 11.312 | 8.278 |
| May-14 | 19.509 | 11.238 | 8.271 |
| Jun-14 | 19.641 | 11.392 | 8.248 |
| Jul-14 | 19.826 | 11.286 | 8.54 |
| Aug-14 | 19.63 | 10.973 | 8.657 |
| Sep-14 | 19.995 | 11.119 | 8.876 |
| Oct-14 | 20.585 | 11.427 | 9.159 |
| Nov-14 | 20.048 | 10.944 | 9.104 |
| Dec-14 | 20.464 | 11.378 | 9.086 |
| Jan-15 | 20.695 | 11.518 | 9.177 |
| Feb-15 | 20.106 | 11.276 | 8.83 |
| Mar-15 | 21.249 | 11.73 | 9.52 |
| Apr-15 | 21.845 | 11.773 | 10.072 |
| May-15 | 20.342 | 11.166 | 9.175 |
| Jun-15 | 21.125 | 11.994 | 9.131 |
| Jul-15 | 21.176 | 12.336 | 8.84 |
| Aug-15 | 21.708 | 13.218 | 8.489 |
| Sep-15 | 20.945 | 13.566 | 7.378 |
| Oct-15 | 20.027 | 13.146 | 6.881 |
| Nov-15 | 19.639 | 12.984 | 6.655 |
| Dec-15 | 19.591 | 12.892 | 6.698 |
| Jan-16 | 19.076 | 12.466 | 6.61 |
| Feb-16 | 19.335 | 12.716 | 6.618 |
| Mar-16 | 19.101 | 12.446 | 6.655 |
| Apr-16 | 19.61 | 12.707 | 6.903 |
| May-16 | 20.039 | 12.834 | 7.206 |
| Jun-16 | 20.215 | 12.703 | 7.512 |
| Jul-16 | 20.081 | 12.429 | 7.652 |
| Aug-16 | 19.887 | 12.329 | 7.558 |
| Sep-16 | 20.778 | 12.467 | 8.311 |
| Oct-16 | 21.195 | 12.614 | 8.582 |
| Nov-16 | 21.482 | 12.683 | 8.8 |
| Dec-16 | 22.01 | 13.086 | 8.924 |
| Jan-17 | 22.119 | 13.117 | 9.002 |
| Feb-17 | 21.676 | 13.132 | 8.543 |
| Mar-17 | 22.611 | 13.71 | 8.901 |
| Apr-17 | 22.564 | 13.87 | 8.695 |
| May-17 | 22.255 | 13.869 | 8.386 |
| Jun-17 | 22.132 | 13.982 | 8.15 |
| Jul-17 | 22.149 | 14.255 | 7.894 |
| Aug-17 | 22.401 | 14.468 | 7.933 |
| Sep-17 | 22.103 | 14.316 | 7.787 |
| Oct-17 | 21.644 | 14.126 | 7.517 |
| Nov-17 | 21.488 | 14.108 | 7.381 |
| Dec-17 | 21.185 | 14.033 | 7.152 |
| Jan-18 | 21.009 | 14.081 | 6.928 |
| Feb-18 | 21.014 | 14.077 | 6.937 |
| Mar-18 | 20.451 | 13.845 | 6.606 |
| Apr-18 | 20.241 | 13.802 | 6.439 |
| May-18 | 20.836 | 14.312 | 6.524 |
| Jun-18 | 20.352 | 14.031 | 6.321 |
| Jul-18 | 20.264 | 13.957 | 6.306 |
| Aug-18 | 19.419 | 13.387 | 6.032 |
| Sep-18 | 18.65 | 12.816 | 5.834 |
| Oct-18 | 18.869 | 13.224 | 5.644 |
| Nov-18 | 17.805 | 12.467 | 5.338 |
| Dec-18 | 16.981 | 11.857 | 5.124 |
| Jan-19 | 16.419 | 11.5 | 4.919 |
| Feb-19 | 16.88 | 11.986 | 4.894 |
| Mar-19 | 16.418 | 11.592 | 4.826 |
| Apr-19 | 16.592 | 11.806 | 4.785 |
| May-19 | 16.471 | 11.734 | 4.737 |
| Jun-19 | 16.63 | 11.866 | 4.764 |
| Jul-19 | 17.053 | 12.204 | 4.849 |
| Aug-19 | 17.885 | 12.648 | 5.237 |
| Sep-19 | 18.084 | 13.039 | 5.045 |
| Oct-19 | 18.533 | 13.4 | 5.134 |
| Nov-19 | 19.285 | 13.932 | 5.353 |
| Dec-19 | 19.628 | 14.242 | 5.386 |
| Jan-20 | 19.39 | 14.082 | 5.308 |
| Feb-20 | 18.86 | 13.648 | 5.212 |
| Mar-20 | 19.21 | 14.176 | 5.034 |
| Apr-20 | 18.384 | 13.445 | 4.939 |
| May-20 | 16.49 | 12.31 | 4.18 |
| Jun-20 | 17.487 | 13.032 | 4.455 |
| Jul-20 | 19.065 | 14.43 | 4.635 |
| Aug-20 | 21.346 | 16.397 | 4.95 |
| Sep-20 | 22.514 | 17.245 | 5.269 |
| Oct-20 | 23.003 | 17.693 | 5.31 |
| Nov-20 | 23.991 | 18.477 | 5.514 |
| Dec-20 | 25.533 | 19.546 | 5.987 |
| Jan-21 | 27.621 | 21.175 | 6.446 |
| Feb-21 | 28.184 | 21.295 | 6.889 |
| Mar-21 | 29.751 | 21.981 | 7.77 |
| Apr-21 | 31.017 | 22.934 | 8.083 |
| May-21 | 32.511 | 23.468 | 9.044 |
| Jun-21 | 31.598 | 22.664 | 8.934 |
| Jul-21 | 31.967 | 22.666 | 9.302 |
| Aug-21 | 31.305 | 21.844 | 9.461 |
| Sep-21 | 30.826 | 20.996 | 9.83 |
| Oct-21 | 30.451 | 20.294 | 10.157 |
| Nov-21 | 32.13 | 21.561 | 10.568 |
| Dec-21 | 32.775 | 22.006 | 10.769 |
| Jan-22 | 33.2 | 21.889 | 11.311 |
| Feb-22 | 32.223 | 20.863 | 11.36 |
| Mar-22 | 32.746 | 21.106 | 11.64 |
| Apr-22 | 31.824 | 20.74 | 11.084 |
| May-22 | 32.387 | 21.204 | 11.183 |
| Jun-22 | 30.973 | 20.497 | 10.476 |
New loan commitments, total housing (seasonally adjusted), values, Australia
[" ","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]
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[]
[{"axis_id":"0","tick_interval":"36","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":null,"axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]In June 2022 in seasonally adjusted terms, the value of external refinancing:
- for total housing rose 6.2% and was 17.8% higher compared to a year ago
- for owner-occupier housing rose 9.7% to a new record high of $12.7 billion. It was 24.6% higher compared to a year ago.
- for investor housing fell 1.2% but was 4.6% higher compared to a year ago
| Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
|---|---|---|---|
| Jun-04 | 3.393 | 2.532 | 0.861 |
| Jul-04 | 3.362 | 2.46 | 0.901 |
| Aug-04 | 3.346 | 2.47 | 0.876 |
| Sep-04 | 3.245 | 2.479 | 0.766 |
| Oct-04 | 3.199 | 2.464 | 0.735 |
| Nov-04 | 3.222 | 2.515 | 0.707 |
| Dec-04 | 3.375 | 2.615 | 0.76 |
| Jan-05 | 3.403 | 2.695 | 0.709 |
| Feb-05 | 3.582 | 2.824 | 0.759 |
| Mar-05 | 3.701 | 2.965 | 0.737 |
| Apr-05 | 3.83 | 3.059 | 0.771 |
| May-05 | 3.978 | 3.105 | 0.873 |
| Jun-05 | 3.955 | 3.039 | 0.916 |
| Jul-05 | 4.031 | 3.116 | 0.914 |
| Aug-05 | 4.034 | 3.105 | 0.929 |
| Sep-05 | 4.177 | 3.237 | 0.941 |
| Oct-05 | 4.123 | 3.181 | 0.942 |
| Nov-05 | 4.131 | 3.209 | 0.922 |
| Dec-05 | 4.363 | 3.159 | 1.204 |
| Jan-06 | 3.888 | 3.04 | 0.848 |
| Feb-06 | 4.184 | 3.193 | 0.99 |
| Mar-06 | 4.051 | 3.156 | 0.895 |
| Apr-06 | 4.249 | 3.185 | 1.064 |
| May-06 | 4.076 | 3.296 | 0.78 |
| Jun-06 | 4.219 | 3.392 | 0.827 |
| Jul-06 | 4.329 | 3.497 | 0.833 |
| Aug-06 | 4.446 | 3.554 | 0.892 |
| Sep-06 | 4.458 | 3.552 | 0.905 |
| Oct-06 | 4.462 | 3.61 | 0.851 |
| Nov-06 | 4.53 | 3.627 | 0.903 |
| Dec-06 | 4.43 | 3.487 | 0.943 |
| Jan-07 | 4.55 | 3.487 | 1.063 |
| Feb-07 | 4.621 | 3.46 | 1.161 |
| Mar-07 | 4.471 | 3.386 | 1.086 |
| Apr-07 | 4.668 | 3.533 | 1.135 |
| May-07 | 4.515 | 3.461 | 1.054 |
| Jun-07 | 4.521 | 3.486 | 1.035 |
| Jul-07 | 4.232 | 3.173 | 1.058 |
| Aug-07 | 4.482 | 3.419 | 1.063 |
| Sep-07 | 4.51 | 3.405 | 1.105 |
| Oct-07 | 4.39 | 3.253 | 1.138 |
| Nov-07 | 4.662 | 3.438 | 1.224 |
| Dec-07 | 4.79 | 3.606 | 1.184 |
| Jan-08 | 4.938 | 3.67 | 1.269 |
| Feb-08 | 4.895 | 3.625 | 1.27 |
| Mar-08 | 4.691 | 3.503 | 1.188 |
| Apr-08 | 4.594 | 3.382 | 1.212 |
| May-08 | 4.336 | 3.195 | 1.142 |
| Jun-08 | 4.161 | 3.148 | 1.013 |
| Jul-08 | 4.361 | 3.131 | 1.23 |
| Aug-08 | 4.301 | 3.128 | 1.173 |
| Sep-08 | 4.095 | 2.837 | 1.258 |
| Oct-08 | 4.471 | 3.128 | 1.343 |
| Nov-08 | 4.58 | 3.224 | 1.356 |
| Dec-08 | 5.035 | 3.524 | 1.511 |
| Jan-09 | 4.934 | 3.4 | 1.534 |
| Feb-09 | 4.729 | 3.146 | 1.583 |
| Mar-09 | 5.109 | 3.448 | 1.661 |
| Apr-09 | 5.074 | 3.47 | 1.604 |
| May-09 | 5.01 | 3.445 | 1.565 |
| Jun-09 | 4.876 | 3.386 | 1.49 |
| Jul-09 | 4.602 | 3.216 | 1.386 |
| Aug-09 | 4.383 | 3 | 1.383 |
| Sep-09 | 4.249 | 2.94 | 1.31 |
| Oct-09 | 4.167 | 2.926 | 1.241 |
| Nov-09 | 4.07 | 2.822 | 1.248 |
| Dec-09 | 3.78 | 2.756 | 1.023 |
| Jan-10 | 3.574 | 2.586 | 0.987 |
| Feb-10 | 3.525 | 2.669 | 0.856 |
| Mar-10 | 3.477 | 2.648 | 0.829 |
| Apr-10 | 3.431 | 2.603 | 0.828 |
| May-10 | 3.576 | 2.636 | 0.941 |
| Jun-10 | 3.636 | 2.72 | 0.916 |
| Jul-10 | 3.731 | 2.817 | 0.914 |
| Aug-10 | 3.827 | 2.91 | 0.916 |
| Sep-10 | 3.85 | 2.929 | 0.921 |
| Oct-10 | 4.02 | 3.019 | 1 |
| Nov-10 | 4.073 | 3.074 | 0.999 |
| Dec-10 | 4.435 | 3.414 | 1.02 |
| Jan-11 | 4.132 | 3.206 | 0.926 |
| Feb-11 | 3.927 | 2.977 | 0.95 |
| Mar-11 | 3.967 | 2.935 | 1.032 |
| Apr-11 | 4.237 | 3.176 | 1.061 |
| May-11 | 4.556 | 3.391 | 1.166 |
| Jun-11 | 4.507 | 3.36 | 1.147 |
| Jul-11 | 4.754 | 3.543 | 1.211 |
| Aug-11 | 4.865 | 3.642 | 1.224 |
| Sep-11 | 4.895 | 3.634 | 1.261 |
| Oct-11 | 4.758 | 3.549 | 1.209 |
| Nov-11 | 4.733 | 3.524 | 1.21 |
| Dec-11 | 5.045 | 3.723 | 1.322 |
| Jan-12 | 5.102 | 3.728 | 1.373 |
| Feb-12 | 5.162 | 3.694 | 1.469 |
| Mar-12 | 5.217 | 3.685 | 1.532 |
| Apr-12 | 4.913 | 3.614 | 1.299 |
| May-12 | 4.995 | 3.571 | 1.424 |
| Jun-12 | 4.985 | 3.488 | 1.496 |
| Jul-12 | 4.888 | 3.406 | 1.481 |
| Aug-12 | 5.027 | 3.436 | 1.59 |
| Sep-12 | 5.001 | 3.403 | 1.598 |
| Oct-12 | 5.022 | 3.487 | 1.535 |
| Nov-12 | 5.097 | 3.454 | 1.643 |
| Dec-12 | 4.938 | 3.387 | 1.551 |
| Jan-13 | 5.104 | 3.43 | 1.675 |
| Feb-13 | 5.082 | 3.434 | 1.648 |
| Mar-13 | 5.208 | 3.573 | 1.635 |
| Apr-13 | 5.375 | 3.65 | 1.725 |
| May-13 | 5.421 | 3.755 | 1.666 |
| Jun-13 | 5.616 | 3.904 | 1.711 |
| Jul-13 | 6.467 | 3.811 | 2.656 |
| Aug-13 | 6.155 | 3.645 | 2.51 |
| Sep-13 | 6.722 | 3.913 | 2.808 |
| Oct-13 | 6.816 | 3.874 | 2.942 |
| Nov-13 | 6.944 | 3.941 | 3.004 |
| Dec-13 | 6.888 | 3.863 | 3.025 |
| Jan-14 | 6.889 | 3.897 | 2.992 |
| Feb-14 | 7.33 | 4.212 | 3.118 |
| Mar-14 | 7.126 | 3.962 | 3.164 |
| Apr-14 | 7.377 | 4.045 | 3.332 |
| May-14 | 7.443 | 4.081 | 3.362 |
| Jun-14 | 7.604 | 4.17 | 3.434 |
| Jul-14 | 7.838 | 4.28 | 3.558 |
| Aug-14 | 7.807 | 4.263 | 3.544 |
| Sep-14 | 8.046 | 4.292 | 3.755 |
| Oct-14 | 8.395 | 4.409 | 3.986 |
| Nov-14 | 8.424 | 4.462 | 3.962 |
| Dec-14 | 8.689 | 4.609 | 4.08 |
| Jan-15 | 8.735 | 4.702 | 4.032 |
| Feb-15 | 9.059 | 4.951 | 4.108 |
| Mar-15 | 9.305 | 5.006 | 4.299 |
| Apr-15 | 9.382 | 5.204 | 4.178 |
| May-15 | 9.231 | 4.977 | 4.255 |
| Jun-15 | 9.153 | 5.335 | 3.817 |
| Jul-15 | 8.924 | 5.425 | 3.5 |
| Aug-15 | 8.808 | 5.468 | 3.34 |
| Sep-15 | 8.798 | 5.744 | 3.055 |
| Oct-15 | 8.988 | 5.907 | 3.08 |
| Nov-15 | 9.246 | 6.091 | 3.155 |
| Dec-15 | 9.707 | 6.461 | 3.246 |
| Jan-16 | 9.314 | 6.034 | 3.279 |
| Feb-16 | 9.366 | 6.027 | 3.34 |
| Mar-16 | 9.426 | 6.211 | 3.214 |
| Apr-16 | 9.421 | 6.198 | 3.223 |
| May-16 | 9.348 | 6.048 | 3.3 |
| Jun-16 | 9.698 | 6.067 | 3.632 |
| Jul-16 | 9.681 | 6.093 | 3.589 |
| Aug-16 | 9.435 | 5.784 | 3.651 |
| Sep-16 | 9.569 | 6.034 | 3.534 |
| Oct-16 | 8.994 | 5.806 | 3.188 |
| Nov-16 | 9.077 | 5.68 | 3.397 |
| Dec-16 | 9.009 | 5.567 | 3.442 |
| Jan-17 | 9.092 | 5.746 | 3.346 |
| Feb-17 | 8.701 | 5.401 | 3.3 |
| Mar-17 | 8.773 | 5.407 | 3.366 |
| Apr-17 | 8.532 | 5.312 | 3.22 |
| May-17 | 8.735 | 5.328 | 3.407 |
| Jun-17 | 8.746 | 5.289 | 3.458 |
| Jul-17 | 8.598 | 5.146 | 3.452 |
| Aug-17 | 9.02 | 5.26 | 3.76 |
| Sep-17 | 8.678 | 5.301 | 3.377 |
| Oct-17 | 8.475 | 5.336 | 3.139 |
| Nov-17 | 8.977 | 5.535 | 3.442 |
| Dec-17 | 9.276 | 5.718 | 3.558 |
| Jan-18 | 9.61 | 5.797 | 3.813 |
| Feb-18 | 9.755 | 5.751 | 4.005 |
| Mar-18 | 9.232 | 5.539 | 3.693 |
| Apr-18 | 9.406 | 5.627 | 3.779 |
| May-18 | 9.189 | 5.62 | 3.57 |
| Jun-18 | 8.771 | 5.363 | 3.407 |
| Jul-18 | 9.123 | 5.727 | 3.396 |
| Aug-18 | 9.035 | 5.653 | 3.383 |
| Sep-18 | 8.68 | 5.335 | 3.345 |
| Oct-18 | 9.033 | 5.593 | 3.441 |
| Nov-18 | 8.96 | 5.517 | 3.443 |
| Dec-18 | 8.65 | 5.374 | 3.276 |
| Jan-19 | 8.39 | 5.174 | 3.216 |
| Feb-19 | 8.524 | 5.33 | 3.195 |
| Mar-19 | 8.502 | 5.251 | 3.251 |
| Apr-19 | 8.353 | 5.159 | 3.195 |
| May-19 | 8.389 | 5.203 | 3.185 |
| Jun-19 | 8.05 | 4.85 | 3.2 |
| Jul-19 | 8.382 | 5.289 | 3.093 |
| Aug-19 | 9.087 | 5.633 | 3.454 |
| Sep-19 | 9.79 | 6.075 | 3.716 |
| Oct-19 | 9.81 | 6.035 | 3.775 |
| Nov-19 | 10.16 | 6.285 | 3.875 |
| Dec-19 | 10.385 | 6.487 | 3.898 |
| Jan-20 | 10.83 | 6.96 | 3.87 |
| Feb-20 | 11.161 | 7.199 | 3.962 |
| Mar-20 | 10.721 | 6.804 | 3.917 |
| Apr-20 | 11.555 | 7.503 | 4.053 |
| May-20 | 14.148 | 9.4 | 4.748 |
| Jun-20 | 13.626 | 8.886 | 4.74 |
| Jul-20 | 10.53 | 6.832 | 3.699 |
| Aug-20 | 11.027 | 6.983 | 4.044 |
| Sep-20 | 12.751 | 7.951 | 4.8 |
| Oct-20 | 12.115 | 7.498 | 4.617 |
| Nov-20 | 10.37 | 6.398 | 3.972 |
| Dec-20 | 11.341 | 7.096 | 4.246 |
| Jan-21 | 12.389 | 7.976 | 4.413 |
| Feb-21 | 13.703 | 8.864 | 4.839 |
| Mar-21 | 13.165 | 8.535 | 4.63 |
| Apr-21 | 13.626 | 8.884 | 4.742 |
| May-21 | 14.669 | 9.633 | 5.037 |
| Jun-21 | 15.419 | 10.174 | 5.245 |
| Jul-21 | 16.675 | 10.997 | 5.679 |
| Aug-21 | 17.198 | 10.876 | 6.322 |
| Sep-21 | 16.141 | 10.295 | 5.846 |
| Oct-21 | 16.197 | 10.439 | 5.758 |
| Nov-21 | 16.213 | 10.527 | 5.685 |
| Dec-21 | 16.145 | 10.692 | 5.454 |
| Jan-22 | 15.021 | 9.711 | 5.309 |
| Feb-22 | 16.18 | 10.723 | 5.456 |
| Mar-22 | 16.64 | 10.975 | 5.666 |
| Apr-22 | 16.583 | 11.329 | 5.254 |
| May-22 | 17.101 | 11.55 | 5.551 |
| Jun-22 | 18.157 | 12.673 | 5.485 |
External refinancing (seasonally adjusted), values, Australia
[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]
[["Jun-04","Jul-04","Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22"],[[3.393],[3.362],[3.346],[3.245],[3.199],[3.222],[3.375],[3.403],[3.582],[3.701],[3.83],[3.978],[3.955],[4.031],[4.034],[4.177],[4.123],[4.131],[4.363],[3.888],[4.184],[4.051],[4.249],[4.076],[4.219],[4.329],[4.446],[4.458],[4.462],[4.53],[4.43],[4.55],[4.621],[4.471],[4.668],[4.515],[4.521],[4.232],[4.482],[4.51],[4.39],[4.662],[4.79],[4.938],[4.895],[4.691],[4.594],[4.336],[4.161],[4.361],[4.301],[4.095],[4.471],[4.58],[5.035],[4.934],[4.729],[5.109],[5.074],[5.01],[4.876],[4.602],[4.383],[4.249],[4.167],[4.07],[3.78],[3.574],[3.525],[3.477],[3.431],[3.576],[3.636],[3.731],[3.827],[3.85],[4.02],[4.073],[4.435],[4.132],[3.927],[3.967],[4.237],[4.556],[4.507],[4.754],[4.865],[4.895],[4.758],[4.733],[5.045],[5.102],[5.162],[5.217],[4.913],[4.995],[4.985],[4.888],[5.027],[5.001],[5.022],[5.097],[4.938],[5.104],[5.082],[5.208],[5.375],[5.421],[5.616],[6.467],[6.155],[6.722],[6.816],[6.944],[6.888],[6.889],[7.33],[7.126],[7.377],[7.443],[7.604],[7.838],[7.807],[8.046],[8.395],[8.424],[8.689],[8.735],[9.059],[9.305],[9.382],[9.231],[9.153],[8.924],[8.808],[8.798],[8.988],[9.246],[9.707],[9.314],[9.366],[9.426],[9.421],[9.348],[9.698],[9.681],[9.435],[9.569],[8.994],[9.077],[9.009],[9.092],[8.701],[8.773],[8.532],[8.735],[8.746],[8.598],[9.02],[8.678],[8.475],[8.977],[9.276],[9.61],[9.755],[9.232],[9.406],[9.189],[8.771],[9.123],[9.035],[8.68],[9.033],[8.96],[8.65],[8.39],[8.524],[8.502],[8.353],[8.389],[8.05],[8.382],[9.087],[9.79],[9.81],[10.16],[10.385],[10.83],[11.161],[10.721],[11.555],[14.148],[13.626],[10.53],[11.027],[12.751],[12.115],[10.37],[11.341],[12.389],[13.703],[13.165],[13.626],[14.669],[15.419],[16.675],[17.198],[16.141],[16.197],[16.213],[16.145],[15.021],[16.18],[16.64],[16.583],[17.101],[18.157]],[[2.532],[2.46],[2.47],[2.479],[2.464],[2.515],[2.615],[2.695],[2.824],[2.965],[3.059],[3.105],[3.039],[3.116],[3.105],[3.237],[3.181],[3.209],[3.159],[3.04],[3.193],[3.156],[3.185],[3.296],[3.392],[3.497],[3.554],[3.552],[3.61],[3.627],[3.487],[3.487],[3.46],[3.386],[3.533],[3.461],[3.486],[3.173],[3.419],[3.405],[3.253],[3.438],[3.606],[3.67],[3.625],[3.503],[3.382],[3.195],[3.148],[3.131],[3.128],[2.837],[3.128],[3.224],[3.524],[3.4],[3.146],[3.448],[3.47],[3.445],[3.386],[3.216],[3],[2.94],[2.926],[2.822],[2.756],[2.586],[2.669],[2.648],[2.603],[2.636],[2.72],[2.817],[2.91],[2.929],[3.019],[3.074],[3.414],[3.206],[2.977],[2.935],[3.176],[3.391],[3.36],[3.543],[3.642],[3.634],[3.549],[3.524],[3.723],[3.728],[3.694],[3.685],[3.614],[3.571],[3.488],[3.406],[3.436],[3.403],[3.487],[3.454],[3.387],[3.43],[3.434],[3.573],[3.65],[3.755],[3.904],[3.811],[3.645],[3.913],[3.874],[3.941],[3.863],[3.897],[4.212],[3.962],[4.045],[4.081],[4.17],[4.28],[4.263],[4.292],[4.409],[4.462],[4.609],[4.702],[4.951],[5.006],[5.204],[4.977],[5.335],[5.425],[5.468],[5.744],[5.907],[6.091],[6.461],[6.034],[6.027],[6.211],[6.198],[6.048],[6.067],[6.093],[5.784],[6.034],[5.806],[5.68],[5.567],[5.746],[5.401],[5.407],[5.312],[5.328],[5.289],[5.146],[5.26],[5.301],[5.336],[5.535],[5.718],[5.797],[5.751],[5.539],[5.627],[5.62],[5.363],[5.727],[5.653],[5.335],[5.593],[5.517],[5.374],[5.174],[5.33],[5.251],[5.159],[5.203],[4.85],[5.289],[5.633],[6.075],[6.035],[6.285],[6.487],[6.96],[7.199],[6.804],[7.503],[9.4],[8.886],[6.832],[6.983],[7.951],[7.498],[6.398],[7.096],[7.976],[8.864],[8.535],[8.884],[9.633],[10.174],[10.997],[10.876],[10.295],[10.439],[10.527],[10.692],[9.711],[10.723],[10.975],[11.329],[11.55],[12.673]],[[0.861],[0.901],[0.876],[0.766],[0.735],[0.707],[0.76],[0.709],[0.759],[0.737],[0.771],[0.873],[0.916],[0.914],[0.929],[0.941],[0.942],[0.922],[1.204],[0.848],[0.99],[0.895],[1.064],[0.78],[0.827],[0.833],[0.892],[0.905],[0.851],[0.903],[0.943],[1.063],[1.161],[1.086],[1.135],[1.054],[1.035],[1.058],[1.063],[1.105],[1.138],[1.224],[1.184],[1.269],[1.27],[1.188],[1.212],[1.142],[1.013],[1.23],[1.173],[1.258],[1.343],[1.356],[1.511],[1.534],[1.583],[1.661],[1.604],[1.565],[1.49],[1.386],[1.383],[1.31],[1.241],[1.248],[1.023],[0.987],[0.856],[0.829],[0.828],[0.941],[0.916],[0.914],[0.916],[0.921],[1],[0.999],[1.02],[0.926],[0.95],[1.032],[1.061],[1.166],[1.147],[1.211],[1.224],[1.261],[1.209],[1.21],[1.322],[1.373],[1.469],[1.532],[1.299],[1.424],[1.496],[1.481],[1.59],[1.598],[1.535],[1.643],[1.551],[1.675],[1.648],[1.635],[1.725],[1.666],[1.711],[2.656],[2.51],[2.808],[2.942],[3.004],[3.025],[2.992],[3.118],[3.164],[3.332],[3.362],[3.434],[3.558],[3.544],[3.755],[3.986],[3.962],[4.08],[4.032],[4.108],[4.299],[4.178],[4.255],[3.817],[3.5],[3.34],[3.055],[3.08],[3.155],[3.246],[3.279],[3.34],[3.214],[3.223],[3.3],[3.632],[3.589],[3.651],[3.534],[3.188],[3.397],[3.442],[3.346],[3.3],[3.366],[3.22],[3.407],[3.458],[3.452],[3.76],[3.377],[3.139],[3.442],[3.558],[3.813],[4.005],[3.693],[3.779],[3.57],[3.407],[3.396],[3.383],[3.345],[3.441],[3.443],[3.276],[3.216],[3.195],[3.251],[3.195],[3.185],[3.2],[3.093],[3.454],[3.716],[3.775],[3.875],[3.898],[3.87],[3.962],[3.917],[4.053],[4.748],[4.74],[3.699],[4.044],[4.8],[4.617],[3.972],[4.246],[4.413],[4.839],[4.63],[4.742],[5.037],[5.245],[5.679],[6.322],[5.846],[5.758],[5.685],[5.454],[5.309],[5.456],[5.666],[5.254],[5.551],[5.485]]]
[]
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In June 2022 in seasonally adjusted terms, the value of new loan commitments:
- for total fixed term personal finance fell 15.2%, the largest fall in the series with the exception of April 2020
- for the purchase of road vehicles fell 14.4%, the largest fall in the series with the exception of April 2020
- for personal investment fell 37.1%, the largest fall since June 2020
| Total purpose excluding refinancing ($b) | Purchase of road vehicles ($b) | Personal investment (excluding housing) ($b) | Other purposes ($b) | |
|---|---|---|---|---|
| Jun-04 | 1.627 | 0.814 | 0.49 | 0.203 |
| Jul-04 | 1.624 | 0.827 | 0.49 | 0.201 |
| Aug-04 | 1.635 | 0.812 | 0.53 | 0.199 |
| Sep-04 | 1.653 | 0.838 | 0.5 | 0.214 |
| Oct-04 | 1.682 | 0.823 | 0.531 | 0.207 |
| Nov-04 | 1.634 | 0.819 | 0.525 | 0.205 |
| Dec-04 | 1.585 | 0.739 | 0.577 | 0.176 |
| Jan-05 | 1.512 | 0.727 | 0.503 | 0.188 |
| Feb-05 | 1.436 | 0.751 | 0.405 | 0.188 |
| Mar-05 | 1.485 | 0.74 | 0.454 | 0.187 |
| Apr-05 | 1.512 | 0.747 | 0.486 | 0.194 |
| May-05 | 1.406 | 0.736 | 0.394 | 0.188 |
| Jun-05 | 1.445 | 0.72 | 0.423 | 0.183 |
| Jul-05 | 1.439 | 0.727 | 0.4 | 0.196 |
| Aug-05 | 1.451 | 0.742 | 0.423 | 0.18 |
| Sep-05 | 1.47 | 0.722 | 0.456 | 0.192 |
| Oct-05 | 1.471 | 0.699 | 0.472 | 0.19 |
| Nov-05 | 1.45 | 0.7 | 0.475 | 0.19 |
| Dec-05 | 1.493 | 0.705 | 0.491 | 0.201 |
| Jan-06 | 1.537 | 0.711 | 0.532 | 0.199 |
| Feb-06 | 1.54 | 0.693 | 0.565 | 0.191 |
| Mar-06 | 1.489 | 0.681 | 0.531 | 0.192 |
| Apr-06 | 1.517 | 0.665 | 0.558 | 0.183 |
| May-06 | 1.592 | 0.693 | 0.563 | 0.214 |
| Jun-06 | 1.586 | 0.688 | 0.506 | 0.211 |
| Jul-06 | 1.548 | 0.706 | 0.485 | 0.228 |
| Aug-06 | 1.463 | 0.712 | 0.408 | 0.227 |
| Sep-06 | 1.446 | 0.723 | 0.366 | 0.226 |
| Oct-06 | 1.44 | 0.732 | 0.352 | 0.21 |
| Nov-06 | 1.484 | 0.751 | 0.372 | 0.238 |
| Dec-06 | 1.515 | 0.734 | 0.406 | 0.232 |
| Jan-07 | 1.515 | 0.746 | 0.427 | 0.217 |
| Feb-07 | 1.537 | 0.754 | 0.437 | 0.222 |
| Mar-07 | 1.616 | 0.779 | 0.481 | 0.235 |
| Apr-07 | 1.664 | 0.778 | 0.536 | 0.24 |
| May-07 | 1.684 | 0.816 | 0.548 | 0.228 |
| Jun-07 | 1.856 | 0.819 | 0.556 | 0.278 |
| Jul-07 | 1.595 | 0.802 | 0.472 | 0.215 |
| Aug-07 | 1.649 | 0.789 | 0.576 | 0.21 |
| Sep-07 | 1.664 | 0.789 | 0.572 | 0.213 |
| Oct-07 | 1.686 | 0.813 | 0.545 | 0.23 |
| Nov-07 | 1.72 | 0.816 | 0.597 | 0.237 |
| Dec-07 | 1.696 | 0.837 | 0.499 | 0.241 |
| Jan-08 | 1.731 | 0.832 | 0.562 | 0.249 |
| Feb-08 | 1.703 | 0.828 | 0.551 | 0.239 |
| Mar-08 | 1.657 | 0.829 | 0.482 | 0.217 |
| Apr-08 | 1.63 | 0.81 | 0.512 | 0.242 |
| May-08 | 1.624 | 0.78 | 0.54 | 0.198 |
| Jun-08 | 1.463 | 0.788 | 0.34 | 0.236 |
| Jul-08 | 1.602 | 0.773 | 0.493 | 0.232 |
| Aug-08 | 1.559 | 0.761 | 0.483 | 0.228 |
| Sep-08 | 1.538 | 0.751 | 0.487 | 0.2 |
| Oct-08 | 1.512 | 0.733 | 0.501 | 0.188 |
| Nov-08 | 1.346 | 0.651 | 0.452 | 0.172 |
| Dec-08 | 1.418 | 0.702 | 0.46 | 0.167 |
| Jan-09 | 1.414 | 0.712 | 0.424 | 0.191 |
| Feb-09 | 1.394 | 0.693 | 0.406 | 0.205 |
| Mar-09 | 1.408 | 0.678 | 0.445 | 0.204 |
| Apr-09 | 1.427 | 0.689 | 0.434 | 0.206 |
| May-09 | 1.401 | 0.669 | 0.427 | 0.2 |
| Jun-09 | 1.512 | 0.638 | 0.459 | 0.224 |
| Jul-09 | 1.454 | 0.669 | 0.462 | 0.222 |
| Aug-09 | 1.484 | 0.677 | 0.498 | 0.233 |
| Sep-09 | 1.459 | 0.659 | 0.507 | 0.212 |
| Oct-09 | 1.47 | 0.675 | 0.503 | 0.206 |
| Nov-09 | 1.422 | 0.675 | 0.447 | 0.239 |
| Dec-09 | 1.764 | 0.742 | 0.604 | 0.321 |
| Jan-10 | 1.665 | 0.738 | 0.573 | 0.294 |
| Feb-10 | 1.738 | 0.778 | 0.554 | 0.315 |
| Mar-10 | 1.718 | 0.79 | 0.542 | 0.292 |
| Apr-10 | 1.711 | 0.808 | 0.511 | 0.268 |
| May-10 | 1.685 | 0.817 | 0.468 | 0.28 |
| Jun-10 | 1.82 | 0.851 | 0.433 | 0.396 |
| Jul-10 | 1.683 | 0.842 | 0.437 | 0.273 |
| Aug-10 | 1.602 | 0.854 | 0.406 | 0.254 |
| Sep-10 | 1.668 | 0.889 | 0.392 | 0.281 |
| Oct-10 | 1.683 | 0.871 | 0.403 | 0.286 |
| Nov-10 | 1.638 | 0.883 | 0.371 | 0.284 |
| Dec-10 | 1.603 | 0.866 | 0.361 | 0.274 |
| Jan-11 | 1.57 | 0.864 | 0.342 | 0.262 |
| Feb-11 | 1.575 | 0.878 | 0.341 | 0.243 |
| Mar-11 | 1.592 | 0.872 | 0.34 | 0.27 |
| Apr-11 | 1.608 | 0.881 | 0.331 | 0.258 |
| May-11 | 1.613 | 0.859 | 0.348 | 0.277 |
| Jun-11 | 1.618 | 0.852 | 0.352 | 0.28 |
| Jul-11 | 1.615 | 0.866 | 0.343 | 0.27 |
| Aug-11 | 1.693 | 0.903 | 0.386 | 0.294 |
| Sep-11 | 1.68 | 0.904 | 0.348 | 0.298 |
| Oct-11 | 1.668 | 0.928 | 0.327 | 0.279 |
| Nov-11 | 1.646 | 0.939 | 0.308 | 0.266 |
| Dec-11 | 1.657 | 0.96 | 0.287 | 0.258 |
| Jan-12 | 1.64 | 0.935 | 0.308 | 0.254 |
| Feb-12 | 1.58 | 0.896 | 0.282 | 0.24 |
| Mar-12 | 1.548 | 0.901 | 0.271 | 0.23 |
| Apr-12 | 1.619 | 0.953 | 0.28 | 0.227 |
| May-12 | 1.664 | 0.996 | 0.28 | 0.248 |
| Jun-12 | 1.69 | 1.008 | 0.305 | 0.256 |
| Jul-12 | 1.728 | 1.004 | 0.31 | 0.255 |
| Aug-12 | 1.724 | 1.014 | 0.31 | 0.255 |
| Sep-12 | 1.799 | 1.035 | 0.296 | 0.287 |
| Oct-12 | 1.819 | 1.069 | 0.302 | 0.287 |
| Nov-12 | 1.876 | 1.097 | 0.307 | 0.297 |
| Dec-12 | 1.887 | 1.098 | 0.307 | 0.299 |
| Jan-13 | 1.854 | 1.057 | 0.326 | 0.292 |
| Feb-13 | 1.855 | 1.034 | 0.318 | 0.292 |
| Mar-13 | 1.865 | 1.046 | 0.33 | 0.305 |
| Apr-13 | 1.81 | 1.007 | 0.329 | 0.306 |
| May-13 | 1.791 | 1.019 | 0.336 | 0.289 |
| Jun-13 | 1.705 | 0.995 | 0.305 | 0.264 |
| Jul-13 | 1.752 | 1.044 | 0.287 | 0.261 |
| Aug-13 | 1.739 | 1.025 | 0.307 | 0.246 |
| Sep-13 | 1.756 | 1.028 | 0.309 | 0.254 |
| Oct-13 | 1.734 | 1 | 0.316 | 0.25 |
| Nov-13 | 1.714 | 0.963 | 0.316 | 0.255 |
| Dec-13 | 1.728 | 0.984 | 0.312 | 0.261 |
| Jan-14 | 1.772 | 1.03 | 0.299 | 0.265 |
| Feb-14 | 1.863 | 1.052 | 0.341 | 0.265 |
| Mar-14 | 1.794 | 1.048 | 0.315 | 0.266 |
| Apr-14 | 1.762 | 1.035 | 0.298 | 0.232 |
| May-14 | 1.769 | 1.036 | 0.312 | 0.252 |
| Jun-14 | 1.748 | 1.021 | 0.315 | 0.247 |
| Jul-14 | 1.824 | 1.03 | 0.359 | 0.265 |
| Aug-14 | 1.811 | 1.024 | 0.34 | 0.265 |
| Sep-14 | 1.836 | 1.019 | 0.386 | 0.255 |
| Oct-14 | 1.926 | 1.032 | 0.428 | 0.295 |
| Nov-14 | 1.843 | 0.994 | 0.383 | 0.264 |
| Dec-14 | 1.828 | 1.025 | 0.384 | 0.253 |
| Jan-15 | 1.808 | 1.037 | 0.369 | 0.245 |
| Feb-15 | 1.862 | 1.025 | 0.395 | 0.254 |
| Mar-15 | 1.887 | 1.044 | 0.403 | 0.274 |
| Apr-15 | 2.057 | 1.105 | 0.418 | 0.306 |
| May-15 | 1.984 | 1.094 | 0.393 | 0.311 |
| Jun-15 | 1.968 | 1.115 | 0.365 | NA |
| Jul-15 | 1.903 | 1.088 | 0.357 | NA |
| Aug-15 | 1.892 | 1.103 | 0.326 | NA |
| Sep-15 | 1.815 | 1.102 | 0.278 | 0.252 |
| Oct-15 | 1.769 | 1.078 | 0.278 | 0.246 |
| Nov-15 | 1.817 | 1.112 | 0.282 | 0.242 |
| Dec-15 | 1.872 | 1.12 | 0.296 | 0.268 |
| Jan-16 | 1.849 | 1.086 | 0.289 | 0.281 |
| Feb-16 | 1.957 | 1.132 | 0.299 | 0.323 |
| Mar-16 | 2.18 | 1.354 | 0.271 | 0.357 |
| Apr-16 | 2.302 | 1.333 | 0.324 | 0.426 |
| May-16 | 2.181 | 1.29 | 0.316 | 0.388 |
| Jun-16 | 2.11 | 1.283 | 0.302 | 0.37 |
| Jul-16 | 2.157 | 1.299 | 0.319 | 0.349 |
| Aug-16 | 2.141 | 1.271 | 0.335 | 0.353 |
| Sep-16 | 2.065 | 1.249 | 0.328 | 0.313 |
| Oct-16 | 1.988 | 1.23 | 0.306 | 0.278 |
| Nov-16 | 2.013 | 1.241 | 0.315 | 0.286 |
| Dec-16 | 2.048 | 1.261 | 0.312 | 0.285 |
| Jan-17 | 1.98 | 1.214 | 0.303 | 0.284 |
| Feb-17 | 1.913 | 1.169 | 0.297 | 0.257 |
| Mar-17 | 1.811 | 1.139 | 0.278 | 0.229 |
| Apr-17 | 1.768 | 1.117 | 0.249 | 0.204 |
| May-17 | 1.755 | 1.131 | 0.253 | 0.199 |
| Jun-17 | 1.738 | 1.132 | 0.25 | 0.209 |
| Jul-17 | 1.748 | 1.132 | 0.22 | 0.216 |
| Aug-17 | 1.752 | 1.145 | 0.232 | NA |
| Sep-17 | 1.844 | 1.15 | 0.274 | 0.243 |
| Oct-17 | 1.896 | 1.201 | 0.247 | 0.275 |
| Nov-17 | 1.91 | 1.229 | 0.241 | 0.266 |
| Dec-17 | 1.796 | 1.165 | 0.203 | 0.248 |
| Jan-18 | 1.808 | 1.156 | 0.226 | 0.241 |
| Feb-18 | 1.785 | 1.152 | 0.217 | 0.228 |
| Mar-18 | 1.751 | 1.136 | 0.203 | 0.238 |
| Apr-18 | 1.743 | 1.121 | 0.191 | 0.248 |
| May-18 | 1.733 | 1.135 | 0.182 | 0.25 |
| Jun-18 | 1.812 | 1.167 | 0.229 | 0.267 |
| Jul-18 | 1.763 | 1.158 | 0.168 | 0.281 |
| Aug-18 | 1.788 | 1.16 | 0.173 | 0.302 |
| Sep-18 | 1.794 | 1.161 | 0.149 | 0.311 |
| Oct-18 | 1.758 | 1.128 | 0.154 | 0.305 |
| Nov-18 | 1.694 | 1.086 | 0.15 | 0.297 |
| Dec-18 | 1.639 | 1.055 | 0.151 | 0.27 |
| Jan-19 | 1.629 | 1.056 | 0.154 | 0.269 |
| Feb-19 | 1.631 | 1.059 | 0.138 | 0.261 |
| Mar-19 | 1.598 | 1.062 | 0.146 | 0.25 |
| Apr-19 | 1.618 | 1.056 | 0.143 | 0.256 |
| May-19 | 1.598 | 1.054 | 0.141 | 0.248 |
| Jun-19 | 1.694 | 1.083 | 0.216 | 0.262 |
| Jul-19 | 1.641 | 1.075 | 0.156 | 0.266 |
| Aug-19 | 1.694 | 1.093 | 0.146 | 0.319 |
| Sep-19 | 1.689 | 1.098 | 0.156 | 0.276 |
| Oct-19 | 1.718 | 1.105 | 0.177 | 0.289 |
| Nov-19 | 1.658 | 1.04 | 0.159 | 0.291 |
| Dec-19 | 1.73 | 1.103 | 0.157 | 0.303 |
| Jan-20 | 1.761 | 1.1 | 0.157 | 0.333 |
| Feb-20 | 1.754 | 1.104 | 0.164 | 0.297 |
| Mar-20 | 1.57 | 0.978 | 0.175 | 0.287 |
| Apr-20 | 1.184 | 0.607 | 0.263 | 0.207 |
| May-20 | 1.389 | 0.883 | 0.203 | 0.183 |
| Jun-20 | 1.507 | 1.082 | 0.123 | 0.21 |
| Jul-20 | 1.559 | 1.07 | 0.158 | 0.225 |
| Aug-20 | 1.403 | 0.927 | 0.164 | 0.207 |
| Sep-20 | 1.534 | 1.018 | 0.173 | 0.224 |
| Oct-20 | 1.596 | 1.113 | 0.167 | 0.222 |
| Nov-20 | 1.74 | 1.188 | 0.196 | 0.231 |
| Dec-20 | 1.742 | 1.236 | 0.166 | 0.223 |
| Jan-21 | 1.764 | 1.205 | 0.178 | 0.245 |
| Feb-21 | 1.765 | 1.117 | 0.232 | 0.257 |
| Mar-21 | 1.789 | 1.168 | 0.2 | 0.263 |
| Apr-21 | 1.853 | 1.189 | 0.225 | 0.271 |
| May-21 | 1.985 | 1.25 | 0.254 | 0.288 |
| Jun-21 | 1.765 | 1.158 | 0.17 | 0.292 |
| Jul-21 | 1.957 | 1.177 | 0.319 | 0.297 |
| Aug-21 | 1.954 | 1.145 | 0.382 | 0.287 |
| Sep-21 | 1.974 | 1.15 | 0.352 | 0.284 |
| Oct-21 | 2.039 | 1.155 | 0.382 | 0.308 |
| Nov-21 | 2.111 | 1.193 | 0.408 | 0.317 |
| Dec-21 | 2.13 | 1.197 | 0.454 | 0.333 |
| Jan-22 | 2.164 | 1.202 | 0.467 | 0.352 |
| Feb-22 | 2.27 | 1.255 | 0.479 | 0.362 |
| Mar-22 | 2.269 | 1.258 | 0.485 | 0.362 |
| Apr-22 | 2.186 | 1.173 | 0.385 | 0.362 |
| May-22 | 2.297 | 1.21 | 0.424 | 0.378 |
| Jun-22 | 1.949 | 1.036 | 0.267 | 0.404 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]
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[]
[{"axis_id":"0","tick_interval":"36","axis_min":"","axis_max":"","axis_title":"","precision":-1,"axis_units":"","tooltip_units":"","table_units":"","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]| Purchase of other vehicles and equipment ($b) | Household and personal goods ($b) | Travel and holidays ($b) | External refinancing ($b) | |
|---|---|---|---|---|
| Jun-04 | 0.035 | 0.028 | 0.040 | 0.115 |
| Jul-04 | 0.033 | 0.029 | 0.045 | 0.130 |
| Aug-04 | 0.032 | 0.028 | 0.040 | 0.126 |
| Sep-04 | 0.034 | 0.029 | 0.045 | 0.124 |
| Oct-04 | 0.033 | 0.030 | 0.046 | 0.124 |
| Nov-04 | 0.038 | 0.030 | 0.042 | 0.126 |
| Dec-04 | 0.026 | 0.033 | 0.044 | 0.128 |
| Jan-05 | 0.029 | 0.029 | 0.041 | 0.126 |
| Feb-05 | 0.026 | 0.030 | 0.041 | 0.118 |
| Mar-05 | 0.026 | 0.030 | 0.044 | 0.117 |
| Apr-05 | 0.029 | 0.029 | 0.050 | 0.112 |
| May-05 | 0.028 | 0.030 | 0.028 | 0.114 |
| Jun-05 | 0.023 | 0.028 | 0.045 | 0.094 |
| Jul-05 | 0.029 | 0.031 | 0.046 | 0.104 |
| Aug-05 | 0.028 | 0.029 | 0.050 | 0.107 |
| Sep-05 | 0.031 | 0.029 | 0.049 | 0.111 |
| Oct-05 | 0.027 | 0.029 | 0.047 | 0.119 |
| Nov-05 | 0.030 | 0.028 | 0.051 | 0.120 |
| Dec-05 | 0.029 | 0.028 | 0.047 | 0.134 |
| Jan-06 | 0.029 | 0.031 | 0.050 | 0.139 |
| Feb-06 | 0.029 | 0.031 | 0.048 | 0.151 |
| Mar-06 | 0.030 | 0.030 | 0.052 | 0.152 |
| Apr-06 | 0.028 | 0.030 | 0.054 | 0.143 |
| May-06 | 0.027 | 0.032 | 0.058 | 0.166 |
| Jun-06 | 0.028 | 0.031 | 0.047 | 0.172 |
| Jul-06 | 0.031 | 0.032 | 0.057 | 0.170 |
| Aug-06 | 0.033 | 0.032 | 0.063 | 0.173 |
| Sep-06 | 0.031 | 0.034 | 0.063 | 0.169 |
| Oct-06 | 0.034 | 0.032 | 0.070 | 0.155 |
| Nov-06 | 0.034 | 0.035 | 0.070 | 0.155 |
| Dec-06 | 0.035 | 0.032 | 0.065 | 0.139 |
| Jan-07 | 0.034 | 0.031 | 0.062 | 0.138 |
| Feb-07 | 0.037 | 0.032 | 0.060 | 0.138 |
| Mar-07 | 0.036 | 0.034 | 0.063 | 0.143 |
| Apr-07 | 0.037 | 0.034 | 0.033 | 0.151 |
| May-07 | 0.032 | 0.035 | 0.032 | 0.148 |
| Jun-07 | 0.042 | 0.043 | 0.034 | 0.158 |
| Jul-07 | 0.035 | 0.033 | 0.032 | 0.152 |
| Aug-07 | 0.035 | 0.034 | 0.029 | 0.159 |
| Sep-07 | 0.034 | 0.033 | 0.031 | 0.167 |
| Oct-07 | 0.037 | 0.035 | 0.031 | 0.173 |
| Nov-07 | 0.036 | 0.036 | 0.033 | 0.186 |
| Dec-07 | 0.037 | 0.034 | 0.042 | 0.174 |
| Jan-08 | 0.035 | 0.037 | 0.042 | 0.199 |
| Feb-08 | 0.033 | 0.036 | 0.037 | 0.220 |
| Mar-08 | 0.032 | 0.036 | 0.038 | 0.199 |
| Apr-08 | 0.034 | 0.035 | 0.037 | 0.187 |
| May-08 | 0.033 | 0.029 | 0.036 | 0.143 |
| Jun-08 | 0.031 | 0.035 | 0.040 | 0.161 |
| Jul-08 | 0.031 | 0.034 | 0.039 | 0.166 |
| Aug-08 | 0.031 | 0.035 | 0.038 | 0.157 |
| Sep-08 | 0.034 | 0.032 | 0.039 | 0.163 |
| Oct-08 | 0.029 | 0.035 | 0.038 | 0.176 |
| Nov-08 | 0.026 | 0.033 | 0.035 | 0.173 |
| Dec-08 | 0.027 | 0.038 | 0.032 | 0.216 |
| Jan-09 | 0.029 | 0.038 | 0.032 | 0.211 |
| Feb-09 | 0.030 | 0.038 | 0.032 | 0.216 |
| Mar-09 | 0.027 | 0.036 | 0.031 | 0.209 |
| Apr-09 | 0.029 | 0.037 | 0.033 | 0.221 |
| May-09 | 0.028 | 0.036 | 0.032 | 0.233 |
| Jun-09 | 0.030 | 0.036 | 0.033 | 0.255 |
| Jul-09 | 0.029 | 0.034 | 0.035 | 0.251 |
| Aug-09 | 0.030 | 0.035 | 0.036 | 0.258 |
| Sep-09 | 0.029 | 0.035 | 0.034 | 0.242 |
| Oct-09 | 0.028 | 0.032 | 0.031 | 0.235 |
| Nov-09 | 0.028 | 0.034 | 0.030 | 0.222 |
| Dec-09 | 0.030 | 0.052 | 0.032 | 0.224 |
| Jan-10 | 0.032 | 0.044 | 0.030 | 0.221 |
| Feb-10 | 0.034 | 0.048 | 0.032 | 0.214 |
| Mar-10 | 0.034 | 0.049 | 0.035 | 0.215 |
| Apr-10 | 0.032 | 0.047 | 0.037 | 0.213 |
| May-10 | 0.028 | 0.046 | 0.034 | 0.216 |
| Jun-10 | 0.033 | 0.047 | 0.036 | 0.255 |
| Jul-10 | 0.034 | 0.048 | 0.032 | 0.227 |
| Aug-10 | 0.029 | 0.044 | 0.035 | 0.225 |
| Sep-10 | 0.033 | 0.045 | 0.033 | 0.235 |
| Oct-10 | 0.033 | 0.045 | 0.037 | 0.240 |
| Nov-10 | 0.032 | 0.045 | 0.038 | 0.261 |
| Dec-10 | 0.030 | 0.042 | 0.038 | 0.277 |
| Jan-11 | 0.026 | 0.042 | 0.040 | 0.241 |
| Feb-11 | 0.027 | 0.035 | 0.039 | 0.222 |
| Mar-11 | 0.031 | 0.043 | 0.039 | 0.210 |
| Apr-11 | 0.030 | 0.048 | 0.040 | 0.228 |
| May-11 | 0.032 | 0.052 | 0.043 | 0.235 |
| Jun-11 | 0.033 | 0.057 | 0.043 | 0.236 |
| Jul-11 | 0.032 | 0.054 | 0.042 | 0.231 |
| Aug-11 | 0.033 | 0.058 | 0.042 | 0.233 |
| Sep-11 | 0.034 | 0.058 | 0.042 | 0.242 |
| Oct-11 | 0.034 | 0.054 | 0.043 | 0.240 |
| Nov-11 | 0.035 | 0.055 | 0.045 | 0.240 |
| Dec-11 | 0.038 | 0.057 | 0.046 | 0.238 |
| Jan-12 | 0.037 | 0.056 | 0.046 | 0.242 |
| Feb-12 | 0.037 | 0.056 | 0.047 | 0.263 |
| Mar-12 | 0.036 | 0.058 | 0.052 | 0.265 |
| Apr-12 | 0.038 | 0.060 | 0.048 | 0.244 |
| May-12 | 0.036 | 0.062 | 0.052 | 0.247 |
| Jun-12 | 0.035 | 0.064 | 0.052 | 0.234 |
| Jul-12 | 0.038 | 0.068 | 0.052 | 0.278 |
| Aug-12 | 0.038 | 0.068 | 0.053 | 0.257 |
| Sep-12 | 0.042 | 0.071 | 0.059 | 0.262 |
| Oct-12 | 0.039 | 0.070 | 0.059 | 0.240 |
| Nov-12 | 0.043 | 0.067 | 0.060 | 0.234 |
| Dec-12 | 0.042 | 0.071 | 0.062 | 0.242 |
| Jan-13 | 0.041 | 0.076 | 0.063 | 0.243 |
| Feb-13 | 0.040 | 0.075 | 0.061 | 0.243 |
| Mar-13 | 0.039 | 0.070 | 0.057 | 0.271 |
| Apr-13 | 0.041 | 0.068 | 0.058 | 0.296 |
| May-13 | 0.040 | 0.068 | 0.055 | 0.263 |
| Jun-13 | 0.036 | 0.066 | 0.055 | 0.244 |
| Jul-13 | 0.042 | 0.068 | 0.059 | 0.186 |
| Aug-13 | 0.036 | 0.067 | 0.060 | 0.164 |
| Sep-13 | 0.039 | 0.069 | 0.059 | 0.173 |
| Oct-13 | 0.044 | 0.072 | 0.060 | 0.189 |
| Nov-13 | 0.039 | 0.072 | 0.060 | 0.190 |
| Dec-13 | 0.038 | 0.072 | 0.060 | 0.177 |
| Jan-14 | 0.042 | 0.072 | 0.059 | 0.171 |
| Feb-14 | 0.042 | 0.073 | 0.061 | 0.170 |
| Mar-14 | 0.041 | 0.074 | 0.061 | 0.159 |
| Apr-14 | 0.035 | 0.072 | 0.062 | 0.153 |
| May-14 | 0.042 | 0.073 | 0.068 | 0.152 |
| Jun-14 | 0.041 | 0.074 | 0.062 | 0.151 |
| Jul-14 | 0.040 | 0.074 | 0.061 | 0.166 |
| Aug-14 | 0.044 | 0.081 | 0.061 | 0.176 |
| Sep-14 | 0.043 | 0.081 | 0.054 | 0.177 |
| Oct-14 | 0.044 | 0.088 | 0.059 | 0.184 |
| Nov-14 | 0.043 | 0.089 | 0.064 | 0.159 |
| Dec-14 | 0.041 | 0.071 | 0.057 | 0.162 |
| Jan-15 | 0.036 | 0.082 | 0.054 | 0.150 |
| Feb-15 | 0.039 | 0.080 | 0.053 | 0.163 |
| Mar-15 | 0.039 | 0.085 | 0.062 | 0.162 |
| Apr-15 | 0.038 | 0.088 | 0.060 | 0.172 |
| May-15 | 0.041 | 0.087 | 0.062 | 0.167 |
| Jun-15 | NA | 0.090 | 0.061 | NA |
| Jul-15 | NA | 0.086 | 0.064 | NA |
| Aug-15 | NA | 0.093 | 0.064 | NA |
| Sep-15 | 0.040 | 0.081 | 0.062 | 0.103 |
| Oct-15 | 0.041 | 0.071 | 0.063 | 0.101 |
| Nov-15 | 0.042 | 0.073 | 0.065 | 0.113 |
| Dec-15 | 0.046 | 0.076 | 0.064 | 0.112 |
| Jan-16 | 0.044 | 0.078 | 0.063 | 0.109 |
| Feb-16 | 0.045 | 0.071 | 0.063 | 0.115 |
| Mar-16 | 0.050 | 0.078 | 0.063 | 0.116 |
| Apr-16 | 0.050 | 0.084 | 0.067 | 0.126 |
| May-16 | 0.046 | 0.081 | 0.066 | 0.116 |
| Jun-16 | 0.048 | 0.078 | 0.066 | 0.128 |
| Jul-16 | 0.046 | 0.079 | 0.065 | 0.130 |
| Aug-16 | 0.045 | 0.076 | 0.066 | 0.133 |
| Sep-16 | 0.044 | 0.074 | 0.067 | 0.141 |
| Oct-16 | 0.045 | 0.070 | 0.064 | 0.140 |
| Nov-16 | 0.045 | 0.072 | 0.061 | 0.139 |
| Dec-16 | 0.052 | 0.073 | 0.060 | 0.162 |
| Jan-17 | 0.048 | 0.070 | 0.059 | 0.139 |
| Feb-17 | 0.048 | 0.070 | 0.055 | 0.123 |
| Mar-17 | 0.044 | 0.072 | 0.063 | 0.118 |
| Apr-17 | 0.038 | 0.068 | 0.060 | 0.107 |
| May-17 | 0.044 | 0.071 | 0.057 | 0.088 |
| Jun-17 | 0.044 | 0.071 | 0.059 | 0.080 |
| Jul-17 | 0.045 | 0.072 | 0.059 | 0.106 |
| Aug-17 | NA | 0.071 | 0.059 | 0.106 |
| Sep-17 | 0.048 | 0.069 | 0.061 | 0.108 |
| Oct-17 | 0.046 | 0.075 | 0.060 | 0.116 |
| Nov-17 | 0.046 | 0.074 | 0.057 | 0.106 |
| Dec-17 | 0.046 | 0.067 | 0.059 | 0.096 |
| Jan-18 | 0.046 | 0.065 | 0.060 | 0.104 |
| Feb-18 | 0.046 | 0.066 | 0.055 | 0.103 |
| Mar-18 | 0.051 | 0.063 | 0.054 | 0.103 |
| Apr-18 | 0.048 | 0.064 | 0.053 | 0.109 |
| May-18 | 0.047 | 0.063 | 0.055 | 0.116 |
| Jun-18 | 0.051 | 0.072 | 0.054 | 0.120 |
| Jul-18 | 0.049 | 0.064 | 0.054 | 0.120 |
| Aug-18 | 0.049 | 0.061 | 0.058 | 0.122 |
| Sep-18 | 0.050 | 0.065 | 0.053 | 0.121 |
| Oct-18 | 0.054 | 0.063 | 0.050 | 0.121 |
| Nov-18 | 0.052 | 0.061 | 0.047 | 0.125 |
| Dec-18 | 0.049 | 0.057 | 0.043 | 0.131 |
| Jan-19 | 0.048 | 0.055 | 0.042 | 0.135 |
| Feb-19 | 0.046 | 0.057 | 0.041 | 0.137 |
| Mar-19 | 0.044 | 0.056 | 0.037 | 0.139 |
| Apr-19 | 0.046 | 0.056 | 0.040 | 0.129 |
| May-19 | 0.049 | 0.057 | 0.041 | 0.132 |
| Jun-19 | 0.048 | 0.056 | 0.042 | 0.131 |
| Jul-19 | 0.056 | 0.059 | 0.038 | 0.143 |
| Aug-19 | 0.051 | 0.062 | 0.036 | 0.139 |
| Sep-19 | 0.047 | 0.070 | 0.034 | 0.142 |
| Oct-19 | 0.047 | 0.075 | 0.034 | 0.155 |
| Nov-19 | 0.043 | 0.080 | 0.034 | 0.173 |
| Dec-19 | 0.045 | 0.086 | 0.035 | 0.163 |
| Jan-20 | 0.046 | 0.090 | 0.034 | 0.187 |
| Feb-20 | 0.053 | 0.073 | 0.034 | 0.164 |
| Mar-20 | 0.044 | 0.071 | 0.018 | 0.161 |
| Apr-20 | 0.029 | 0.065 | 0.002 | 0.119 |
| May-20 | 0.043 | 0.061 | 0.002 | 0.121 |
| Jun-20 | 0.066 | 0.077 | 0.004 | 0.106 |
| Jul-20 | 0.054 | 0.068 | 0.002 | 0.118 |
| Aug-20 | 0.044 | 0.062 | 0.003 | 0.124 |
| Sep-20 | 0.032 | 0.070 | 0.006 | 0.134 |
| Oct-20 | 0.037 | 0.059 | 0.007 | 0.134 |
| Nov-20 | 0.046 | 0.067 | 0.004 | 0.128 |
| Dec-20 | 0.046 | 0.079 | 0.008 | 0.126 |
| Jan-21 | 0.047 | 0.071 | 0.005 | 0.126 |
| Feb-21 | 0.050 | 0.095 | 0.005 | 0.129 |
| Mar-21 | 0.051 | 0.097 | 0.007 | 0.164 |
| Apr-21 | 0.056 | 0.100 | 0.007 | 0.145 |
| May-21 | 0.060 | 0.103 | 0.007 | 0.152 |
| Jun-21 | 0.073 | 0.108 | 0.006 | 0.152 |
| Jul-21 | 0.068 | 0.118 | 0.004 | 0.160 |
| Aug-21 | 0.058 | 0.098 | 0.005 | 0.137 |
| Sep-21 | 0.058 | 0.110 | 0.005 | 0.160 |
| Oct-21 | 0.059 | 0.133 | 0.009 | 0.153 |
| Nov-21 | 0.055 | 0.116 | 0.012 | 0.153 |
| Dec-21 | 0.061 | 0.110 | 0.012 | 0.159 |
| Jan-22 | 0.065 | 0.126 | 0.013 | 0.160 |
| Feb-22 | 0.071 | 0.124 | 0.016 | 0.177 |
| Mar-22 | 0.072 | 0.134 | 0.020 | 0.165 |
| Apr-22 | 0.069 | 0.145 | 0.024 | 0.162 |
| May-22 | 0.072 | 0.144 | 0.027 | 0.166 |
| Jun-22 | 0.064 | 0.153 | 0.032 | 0.158 |
New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]
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[]
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In June 2022 in seasonally adjusted terms, the value of new loan commitments:
- for total construction finance rose 7.7%, after a fall of 3.5% in May
- for the purchase of property fell 19.4%, after a rise of 19.5% in May. This series has begun trending down in recent months after an upward trend through 2021.
| Construction ($b) | Purchase of property ($b) | |
|---|---|---|
| Jun-04 | 1.762 | 2.257 |
| Jul-04 | 1.749 | 2.569 |
| Aug-04 | 1.646 | 2.23 |
| Sep-04 | 1.292 | 2.674 |
| Oct-04 | 2.848 | 2.728 |
| Nov-04 | 1.782 | 2.32 |
| Dec-04 | 1.314 | 2.481 |
| Jan-05 | 1.224 | 2.341 |
| Feb-05 | 1.275 | 2.262 |
| Mar-05 | 1.261 | 2.084 |
| Apr-05 | 2.521 | 2.559 |
| May-05 | 1.845 | 2.116 |
| Jun-05 | 1.517 | 1.988 |
| Jul-05 | 1.905 | 2.378 |
| Aug-05 | 1.439 | 4.087 |
| Sep-05 | 1.776 | 2.27 |
| Oct-05 | 1.301 | 2.309 |
| Nov-05 | 1.434 | 2.395 |
| Dec-05 | 2.241 | 2.407 |
| Jan-06 | 1.388 | 3.067 |
| Feb-06 | 2.025 | 2.214 |
| Mar-06 | 1.681 | 3.039 |
| Apr-06 | 1.526 | 2.466 |
| May-06 | 1.789 | 3.137 |
| Jun-06 | 1.423 | 3.749 |
| Jul-06 | 1.255 | 2.734 |
| Aug-06 | 1.77 | 2.718 |
| Sep-06 | 3.058 | 2.439 |
| Oct-06 | 1.676 | 2.911 |
| Nov-06 | 2.271 | 3.241 |
| Dec-06 | 1.807 | 3.148 |
| Jan-07 | 1.647 | 3.594 |
| Feb-07 | 1.45 | 3.958 |
| Mar-07 | 2.059 | 3.658 |
| Apr-07 | 1.456 | 3.578 |
| May-07 | 1.292 | 3.051 |
| Jun-07 | 2.014 | 5.285 |
| Jul-07 | 1.84 | 4.705 |
| Aug-07 | 3.828 | 5.364 |
| Sep-07 | 2.301 | 5.519 |
| Oct-07 | 2.086 | 5.307 |
| Nov-07 | 1.239 | 3.341 |
| Dec-07 | 1.819 | 5.488 |
| Jan-08 | 2.831 | 5.089 |
| Feb-08 | 2.359 | 5.815 |
| Mar-08 | 1.129 | 4.575 |
| Apr-08 | 2.377 | 4.606 |
| May-08 | 1.77 | 4.814 |
| Jun-08 | 2.01 | 3.178 |
| Jul-08 | 3.388 | 3.419 |
| Aug-08 | 2.029 | 3.011 |
| Sep-08 | 1.278 | 3.813 |
| Oct-08 | 2.198 | 3.188 |
| Nov-08 | 1.39 | 3.243 |
| Dec-08 | 1.572 | 2.463 |
| Jan-09 | 1.091 | 2.203 |
| Feb-09 | 1.386 | 2.289 |
| Mar-09 | 1.326 | 1.853 |
| Apr-09 | 1.221 | 3.684 |
| May-09 | 2.986 | 2.246 |
| Jun-09 | 2.016 | 2.39 |
| Jul-09 | 1.33 | 2.212 |
| Aug-09 | 1.102 | 2.813 |
| Sep-09 | 2.872 | 3.427 |
| Oct-09 | 1.33 | 2.196 |
| Nov-09 | 1.506 | 2.585 |
| Dec-09 | 1.083 | 2.488 |
| Jan-10 | 1.299 | 2.688 |
| Feb-10 | 1.5 | 2.619 |
| Mar-10 | 1.219 | 3.078 |
| Apr-10 | 1.691 | 3.101 |
| May-10 | 1.42 | 2.548 |
| Jun-10 | 0.949 | 2.904 |
| Jul-10 | 1.163 | 4.326 |
| Aug-10 | 1.369 | 2.92 |
| Sep-10 | 1.267 | 2.313 |
| Oct-10 | 1.004 | 2.867 |
| Nov-10 | 1.284 | 1.766 |
| Dec-10 | 1.152 | 3.181 |
| Jan-11 | 1.199 | 2.675 |
| Feb-11 | 1.261 | 2.633 |
| Mar-11 | 1.439 | 2.605 |
| Apr-11 | 1.03 | 2.565 |
| May-11 | 1.612 | 2.966 |
| Jun-11 | 1.56 | 2.762 |
| Jul-11 | 1.467 | 2.913 |
| Aug-11 | 1.832 | 2.728 |
| Sep-11 | 1.635 | 2.262 |
| Oct-11 | 1.351 | 2.602 |
| Nov-11 | NA | 2.67 |
| Dec-11 | 1.352 | 2.674 |
| Jan-12 | 1.039 | 2.794 |
| Feb-12 | 1.289 | 2.553 |
| Mar-12 | 1.483 | 3.076 |
| Apr-12 | 1.041 | 2.926 |
| May-12 | 1.022 | 2.564 |
| Jun-12 | 1.035 | 2.848 |
| Jul-12 | 1.032 | 2.779 |
| Aug-12 | 0.692 | 2.468 |
| Sep-12 | 1.205 | 3.278 |
| Oct-12 | 4.422 | 3.114 |
| Nov-12 | 1.018 | 2.69 |
| Dec-12 | 2.684 | 2.693 |
| Jan-13 | 1.353 | 3.105 |
| Feb-13 | 0.878 | 2.855 |
| Mar-13 | 0.942 | 2.653 |
| Apr-13 | 0.743 | 2.983 |
| May-13 | 1.345 | 3.304 |
| Jun-13 | 1.471 | 3.299 |
| Jul-13 | 1.23 | 3.055 |
| Aug-13 | 1.498 | 3.346 |
| Sep-13 | 1.464 | 3.405 |
| Oct-13 | 1.668 | 3.415 |
| Nov-13 | 2.186 | 5.148 |
| Dec-13 | 2.212 | 4.077 |
| Jan-14 | 1.603 | 3.225 |
| Feb-14 | 2.248 | 4.447 |
| Mar-14 | 1.503 | 4.65 |
| Apr-14 | 3.812 | 4.197 |
| May-14 | 1.806 | 4.577 |
| Jun-14 | 1.548 | 3.878 |
| Jul-14 | 2.912 | 4.647 |
| Aug-14 | 1.703 | 4.779 |
| Sep-14 | 2.964 | 4.248 |
| Oct-14 | 2.173 | 4.503 |
| Nov-14 | 1.734 | 3.045 |
| Dec-14 | 2.204 | 4.756 |
| Jan-15 | 3.657 | 4.472 |
| Feb-15 | 2.628 | 4.372 |
| Mar-15 | 2.003 | 4.405 |
| Apr-15 | 2.431 | 4.769 |
| May-15 | 2.341 | 4.992 |
| Jun-15 | 2.093 | 4.828 |
| Jul-15 | 2.009 | 4.985 |
| Aug-15 | 2.256 | 4.986 |
| Sep-15 | 1.868 | 8.322 |
| Oct-15 | 2.2 | 5.009 |
| Nov-15 | 2.397 | 5.277 |
| Dec-15 | 2.188 | 5.634 |
| Jan-16 | 1.647 | 4.532 |
| Feb-16 | 1.836 | 5.546 |
| Mar-16 | 2.999 | 5.194 |
| Apr-16 | 3.343 | 5.138 |
| May-16 | 2.242 | 4.683 |
| Jun-16 | 1.816 | 5.07 |
| Jul-16 | 2.28 | 5.505 |
| Aug-16 | 1.873 | 5.005 |
| Sep-16 | 1.526 | 5.342 |
| Oct-16 | 1.87 | 5.125 |
| Nov-16 | 4.554 | 5.336 |
| Dec-16 | 1.964 | 5.012 |
| Jan-17 | 2.872 | 5.916 |
| Feb-17 | 1.794 | 5.668 |
| Mar-17 | 1.882 | 5.658 |
| Apr-17 | 2.464 | 5.26 |
| May-17 | 1.905 | 5.459 |
| Jun-17 | 2.938 | 5.819 |
| Jul-17 | 1.824 | 6.868 |
| Aug-17 | 2.856 | 5.439 |
| Sep-17 | 1.945 | 5.243 |
| Oct-17 | 2.208 | 6.048 |
| Nov-17 | 3.854 | 5.627 |
| Dec-17 | 2.655 | 4.807 |
| Jan-18 | 3.022 | 5.495 |
| Feb-18 | 2.467 | 5.422 |
| Mar-18 | 2.629 | 5.163 |
| Apr-18 | 3.013 | 5.468 |
| May-18 | 2.68 | 5.108 |
| Jun-18 | 2.291 | 5.339 |
| Jul-18 | 2.494 | 5.493 |
| Aug-18 | 2.115 | 5.545 |
| Sep-18 | 2.057 | 5.69 |
| Oct-18 | 3.513 | 5.622 |
| Nov-18 | 1.634 | 6.361 |
| Dec-18 | 1.944 | 4.196 |
| Jan-19 | 2.683 | 5.166 |
| Feb-19 | 2.792 | 5.104 |
| Mar-19 | 1.922 | 5.454 |
| Apr-19 | 2.006 | 5.497 |
| May-19 | 2.723 | 6.36 |
| Jun-19 | 3.127 | 7.213 |
| Jul-19 | 2.648 | 4.76 |
| Aug-19 | 3.159 | 5.304 |
| Sep-19 | 3.84 | 5.007 |
| Oct-19 | 3.335 | 4.091 |
| Nov-19 | 2.994 | 4.331 |
| Dec-19 | 2.894 | 4.862 |
| Jan-20 | 2.216 | 4.596 |
| Feb-20 | 2.212 | 5.17 |
| Mar-20 | 2.812 | 4.643 |
| Apr-20 | 2.047 | 4.152 |
| May-20 | 2.03 | 4.013 |
| Jun-20 | 3.184 | 3.554 |
| Jul-20 | 2.186 | 3.593 |
| Aug-20 | 1.35 | 3.734 |
| Sep-20 | 2.016 | 3.85 |
| Oct-20 | 1.98 | 3.801 |
| Nov-20 | 1.146 | 4.177 |
| Dec-20 | 1.98 | 4.847 |
| Jan-21 | 1.108 | 3.942 |
| Feb-21 | 2.061 | 4.474 |
| Mar-21 | 2.288 | 4.896 |
| Apr-21 | 1.961 | 5.49 |
| May-21 | 2.001 | 4.779 |
| Jun-21 | 1.729 | 6.626 |
| Jul-21 | 2.406 | 7.98 |
| Aug-21 | 2.143 | 6.195 |
| Sep-21 | 2.152 | 6.019 |
| Oct-21 | 2.156 | 7.11 |
| Nov-21 | 1.491 | 6.749 |
| Dec-21 | 2.318 | 6.876 |
| Jan-22 | 4.236 | 7.693 |
| Feb-22 | 1.896 | 7.539 |
| Mar-22 | 2.415 | 6.358 |
| Apr-22 | 2.209 | 6.058 |
| May-22 | 2.131 | 7.237 |
| Jun-22 | 2.294 | 5.836 |
New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
[" ","Construction","Purchase of property"]
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