Lending indicators

Latest release

Quarterly estimates of new borrower-accepted finance commitments for housing, personal and business loans

Reference period

September Quarter 2025

Released

12/11/2025

Release date and time

12/11/2025 11:30am AEDT

Key statistics

In seasonally adjusted terms:

The total number of new loan commitments for dwellings rose 6.4% in the September quarter 2025 while the value rose 9.6%.
The number of new owner occupier loan commitments for dwellings rose 2.0% in the quarter while the value rose 4.7%.
The number of new investor loan commitments for dwellings rose 13.6% in the quarter while the value rose 17.6%.
The number of new owner occupier first home buyer loan commitments for dwellings rose 2.3% in the quarter while the value rose 1.1%.

Housing finance

Number of new loan commitments for dwellings (a), seasonally adjusted, Australia
			Sep Qtr 25 no.	Jun Qtr 25 to Sep Qtr 25 % change	Sep Qtr 24 to Sep Qtr 25 % change
Total loan commitments			141,470	6.4	5.8
	Owner occupier		83,846	2.0	1.7
		First home buyers	29,637	2.3	0.9
		Non-first home buyers	55,171	2.8	3.3
	Investor		57,624	13.6	12.3

a. Dwelling commitments exclude refinancing.

Loan commitments for dwellings includes loans for the purpose of 'Construction of new dwellings', 'Purchase of new dwellings' and 'Purchase of existing dwellings'. 'Residential land' and 'Alterations and additions' are available as separate series.

Value of new loan commitments for dwellings (a), seasonally adjusted, Australia
			Sep Qtr 25 $b	Jun Qtr 25 to Sep Qtr 25 % change	Sep Qtr 24 to Sep Qtr 25 % change
Total loan commitments			98.0	9.6	13.2
	Owner occupier		58.2	4.7	9.8
		First home buyers	16.5	1.1	4.6
		Non-first home buyers	42.5	6.2	12.7
	Investor		39.8	17.6	18.7

a. Dwelling commitments exclude refinancing.

Number of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia
	Total dwellings (seasadj) (no.)	Owner occupier (seasadj) (no.)	Investor (seasadj) (no.)	Owner occupier first home buyers (seasadj) (no.)	Total dwellings (trend) (no.)	Owner occupier (trend) (no.)	Investor (trend) (no.)	Owner occupier first home buyers (trend) (no.)
Sep-15	NA	86,819	NA	20,840	NA	85,540	NA	20,551
Dec-15	NA	86,397	NA	19,970	NA	86,282	NA	20,355
Mar-16	NA	84,638	NA	20,295	NA	86,481	NA	20,485
Jun-16	NA	88,781	NA	21,296	NA	85,396	NA	20,530
Sep-16	NA	82,555	NA	20,027	NA	84,714	NA	20,372
Dec-16	NA	84,157	NA	20,016	NA	85,325	NA	20,332
Mar-17	NA	89,515	NA	20,842	NA	87,977	NA	20,726
Jun-17	NA	90,144	NA	21,575	NA	91,085	NA	21,311
Sep-17	NA	93,187	NA	26,347	NA	91,552	NA	26,584
Dec-17	NA	89,507	NA	26,634	NA	90,142	NA	26,555
Mar-18	NA	87,168	NA	26,441	NA	88,049	NA	26,436
Jun-18	NA	86,752	NA	26,054	NA	85,963	NA	26,214
Sep-18	NA	83,267	NA	25,908	NA	83,580	NA	25,571
Dec-18	NA	80,920	NA	24,780	NA	79,719	NA	24,567
Mar-19	NA	75,314	NA	23,550	NA	75,972	NA	23,992
Jun-19	NA	73,336	NA	24,193	NA	74,896	NA	24,720
Sep-19	108,220	77,061	31,159	26,927	107,993	76,450	31,544	26,673
Dec-19	111,987	80,517	31,471	28,624	109,675	78,887	30,789	28,255
Mar-20	109,717	80,137	29,580	28,982	110,607	80,712	29,895	28,222
Jun-20	94,688	70,543	24,145	26,882	112,781	83,782	28,999	27,626
Sep-20	119,405	90,187	29,218	37,977	121,931	92,357	29,575	39,366
Dec-20	135,219	103,304	31,915	42,715	137,172	104,709	32,463	41,671
Mar-21	157,038	119,246	37,792	48,028	151,351	113,828	37,522	43,207
Jun-21	157,887	114,551	43,335	42,595	158,671	114,997	43,674	41,948
Sep-21	157,762	108,208	49,553	38,033	159,377	110,229	49,148	38,807
Dec-21	156,318	103,844	52,474	35,403	156,837	104,469	52,368	35,587
Mar-22	153,917	101,130	52,787	33,240	151,702	99,498	52,204	32,970
Jun-22	141,638	92,566	49,072	30,591	141,789	92,961	48,828	30,699
Sep-22	128,867	85,488	43,379	28,823	128,730	84,979	43,751	28,432
Dec-22	117,061	77,684	39,378	26,428	117,918	78,477	39,441	26,997
Mar-23	110,583	74,022	36,560	26,361	112,975	75,385	37,590	26,674
Jun-23	115,343	76,337	39,006	27,717	112,754	74,612	38,142	26,906
Sep-23	115,109	74,978	40,130	27,028	115,175	74,792	40,383	27,154
Dec-23	123,478	80,254	43,224	29,749	119,344	75,757	43,587	27,484
Mar-24	121,558	77,786	43,771	28,239	125,070	77,948	47,122	28,230
Jun-24	132,168	82,114	50,054	29,581	130,930	81,062	49,868	29,197
Sep-24	133,766	82,445	51,322	29,380	133,273	82,934	50,339	29,548
Dec-24	132,942	83,952	48,991	29,617	132,053	82,943	49,110	29,247
Mar-25	129,381	81,482	47,899	28,458	131,787	82,485	49,301	28,971
Jun-25	132,958	82,240	50,718	28,970	134,270	82,571	51,698	29,031
Sep-25	141,470	83,846	57,624	29,637	138,544	82,975	55,569	29,274

Number of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia

[" ","Total dwellings (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Owner occupier first home buyers (seasadj)","Total dwellings (trend)","Owner occupier (trend)","Investor (trend)","Owner occupier first home buyers (trend)"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[108220],[111987],[109717],[94688],[119405],[135219],[157038],[157887],[157762],[156318],[153917],[141638],[128867],[117061],[110583],[115343],[115109],[123478],[121558],[132168],[133766],[132942],[129381],[132958],[141470]],[[86819],[86397],[84638],[88781],[82555],[84157],[89515],[90144],[93187],[89507],[87168],[86752],[83267],[80920],[75314],[73336],[77061],[80517],[80137],[70543],[90187],[103304],[119246],[114551],[108208],[103844],[101130],[92566],[85488],[77684],[74022],[76337],[74978],[80254],[77786],[82114],[82445],[83952],[81482],[82240],[83846]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31159],[31471],[29580],[24145],[29218],[31915],[37792],[43335],[49553],[52474],[52787],[49072],[43379],[39378],[36560],[39006],[40130],[43224],[43771],[50054],[51322],[48991],[47899],[50718],[57624]],[[20840],[19970],[20295],[21296],[20027],[20016],[20842],[21575],[26347],[26634],[26441],[26054],[25908],[24780],[23550],[24193],[26927],[28624],[28982],[26882],[37977],[42715],[48028],[42595],[38033],[35403],[33240],[30591],[28823],[26428],[26361],[27717],[27028],[29749],[28239],[29581],[29380],[29617],[28458],[28970],[29637]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[107993],[109675],[110607],[112781],[121931],[137172],[151351],[158671],[159377],[156837],[151702],[141789],[128730],[117918],[112975],[112754],[115175],[119344],[125070],[130930],[133273],[132053],[131787],[134270],[138544]],[[85540],[86282],[86481],[85396],[84714],[85325],[87977],[91085],[91552],[90142],[88049],[85963],[83580],[79719],[75972],[74896],[76450],[78887],[80712],[83782],[92357],[104709],[113828],[114997],[110229],[104469],[99498],[92961],[84979],[78477],[75385],[74612],[74792],[75757],[77948],[81062],[82934],[82943],[82485],[82571],[82975]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31544],[30789],[29895],[28999],[29575],[32463],[37522],[43674],[49148],[52368],[52204],[48828],[43751],[39441],[37590],[38142],[40383],[43587],[47122],[49868],[50339],[49110],[49301],[51698],[55569]],[[20551],[20355],[20485],[20530],[20372],[20332],[20726],[21311],[26584],[26555],[26436],[26214],[25571],[24567],[23992],[24720],[26673],[28255],[28222],[27626],[39366],[41671],[43207],[41948],[38807],[35587],[32970],[30699],[28432],[26997],[26674],[26906],[27154],[27484],[28230],[29197],[29548],[29247],[28971],[29031],[29274]]]

[]

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All series exclude refinancing
Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.

Value of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia
	Total dwellings (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Owner occupier first home buyers (seasadj) ($b)	Total dwellings (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)	Owner occupier first home buyers (trend) ($b)
Sep-15	59.714	36.486	23.229	7.392	58.038	35.289	22.749	7.294
Dec-15	55.697	36.749	18.948	7.16	56.151	36.148	20.003	7.217
Mar-16	53.26	34.686	18.575	7.068	54.725	35.848	18.877	7.183
Jun-16	56.229	35.946	20.283	7.363	55.064	35.068	19.996	7.155
Sep-16	56.558	34.534	22.024	7.041	57.431	35.108	22.324	7.118
Dec-16	60.029	35.625	24.405	7.049	59.93	35.84	24.09	7.122
Mar-17	62.646	37.482	25.165	7.272	61.553	37.094	24.459	7.24
Jun-17	61.059	38.17	22.888	7.506	61.936	38.461	23.475	7.468
Sep-17	61.448	39.595	21.853	9.224	60.938	39.083	21.854	9.279
Dec-17	59.361	38.938	20.423	9.55	59.582	39.233	20.349	9.522
Mar-18	57.793	38.766	19.026	9.681	58.179	39.068	19.111	9.736
Jun-18	56.722	38.932	17.79	9.877	56.342	38.426	17.916	9.8
Sep-18	53.973	37.031	16.942	9.657	53.66	37	16.661	9.566
Dec-18	50.275	35.004	15.272	9.205	49.849	34.73	15.119	9.124
Mar-19	46.277	32.634	13.643	8.757	46.744	32.922	13.822	8.972
Jun-19	45.293	32.369	12.925	9.276	46.725	33.204	13.522	9.542
Sep-19	49.986	35.49	14.497	10.871	49.611	35.467	14.144	10.7
Dec-19	54.366	39.214	15.152	11.831	52.945	38.126	14.82	11.688
Mar-20	54.671	39.907	14.764	12.225	54.562	39.757	14.805	11.881
Jun-20	47.159	34.981	12.177	11.51	55.549	41.212	14.337	11.693
Sep-20	58.323	44.043	14.279	15.282	59.902	45.26	14.642	16.073
Dec-20	67.487	51.424	16.064	17.788	68.601	52.109	16.492	17.882
Mar-21	80.985	60.877	20.108	20.435	78.586	58.75	19.836	19.36
Jun-21	86.103	62.251	23.852	19.243	86.006	62.163	23.843	19.249
Sep-21	89.638	61.981	27.658	17.406	90.419	62.613	27.806	17.943
Dec-21	91.407	60.906	30.501	16.67	92.578	61.795	30.783	16.629
Mar-22	94.308	61.557	32.75	15.84	91.551	60.068	31.484	15.747
Jun-22	85.686	56.222	29.464	14.849	85.816	56.358	29.458	14.816
Sep-22	76.531	51.091	25.44	13.885	77.231	51.193	26.037	13.738
Dec-22	69.38	46.249	23.131	12.818	69.958	46.647	23.311	13.01
Mar-23	66.27	43.888	22.381	12.782	66.799	44.366	22.433	13.05
Jun-23	67.281	44.252	23.03	13.934	66.796	43.768	23.028	13.763
Sep-23	69.02	44.547	24.474	13.476	68.643	44.212	24.431	14.675
Dec-23	75.455	48.892	26.563	15.237	71.999	45.634	26.365	15.358
Mar-24	76.214	47.955	28.26	14.584	76.855	48.009	28.846	15.703
Jun-24	83.072	51.617	31.456	15.922	82.258	51.04	31.217	15.888
Sep-24	86.55	53.034	33.516	15.737	86.096	53.441	32.655	15.855
Dec-24	87.943	55.464	32.478	16.015	87.261	54.502	32.759	15.755
Mar-25	87.36	54.412	32.948	15.418	88.401	55.127	33.275	15.841
Jun-25	89.413	55.597	33.816	16.272	91.274	56.104	35.17	16.083
Sep-25	98.005	58.229	39.777	16.459	95.421	57.342	38.079	16.39

Value of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia

[" ","Total dwellings (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Owner occupier first home buyers (seasadj)","Total dwellings (trend)","Owner occupier (trend)","Investor (trend)","Owner occupier first home buyers (trend)"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[59.714],[55.697],[53.26],[56.229],[56.558],[60.029],[62.646],[61.059],[61.448],[59.361],[57.793],[56.722],[53.973],[50.275],[46.277],[45.293],[49.986],[54.366],[54.671],[47.159],[58.323],[67.487],[80.985],[86.103],[89.638],[91.407],[94.308],[85.686],[76.531],[69.38],[66.27],[67.281],[69.02],[75.455],[76.214],[83.072],[86.55],[87.943],[87.36],[89.413],[98.005]],[[36.486],[36.749],[34.686],[35.946],[34.534],[35.625],[37.482],[38.17],[39.595],[38.938],[38.766],[38.932],[37.031],[35.004],[32.634],[32.369],[35.49],[39.214],[39.907],[34.981],[44.043],[51.424],[60.877],[62.251],[61.981],[60.906],[61.557],[56.222],[51.091],[46.249],[43.888],[44.252],[44.547],[48.892],[47.955],[51.617],[53.034],[55.464],[54.412],[55.597],[58.229]],[[23.229],[18.948],[18.575],[20.283],[22.024],[24.405],[25.165],[22.888],[21.853],[20.423],[19.026],[17.79],[16.942],[15.272],[13.643],[12.925],[14.497],[15.152],[14.764],[12.177],[14.279],[16.064],[20.108],[23.852],[27.658],[30.501],[32.75],[29.464],[25.44],[23.131],[22.381],[23.03],[24.474],[26.563],[28.26],[31.456],[33.516],[32.478],[32.948],[33.816],[39.777]],[[7.392],[7.16],[7.068],[7.363],[7.041],[7.049],[7.272],[7.506],[9.224],[9.55],[9.681],[9.877],[9.657],[9.205],[8.757],[9.276],[10.871],[11.831],[12.225],[11.51],[15.282],[17.788],[20.435],[19.243],[17.406],[16.67],[15.84],[14.849],[13.885],[12.818],[12.782],[13.934],[13.476],[15.237],[14.584],[15.922],[15.737],[16.015],[15.418],[16.272],[16.459]],[[58.038],[56.151],[54.725],[55.064],[57.431],[59.93],[61.553],[61.936],[60.938],[59.582],[58.179],[56.342],[53.66],[49.849],[46.744],[46.725],[49.611],[52.945],[54.562],[55.549],[59.902],[68.601],[78.586],[86.006],[90.419],[92.578],[91.551],[85.816],[77.231],[69.958],[66.799],[66.796],[68.643],[71.999],[76.855],[82.258],[86.096],[87.261],[88.401],[91.274],[95.421]],[[35.289],[36.148],[35.848],[35.068],[35.108],[35.84],[37.094],[38.461],[39.083],[39.233],[39.068],[38.426],[37],[34.73],[32.922],[33.204],[35.467],[38.126],[39.757],[41.212],[45.26],[52.109],[58.75],[62.163],[62.613],[61.795],[60.068],[56.358],[51.193],[46.647],[44.366],[43.768],[44.212],[45.634],[48.009],[51.04],[53.441],[54.502],[55.127],[56.104],[57.342]],[[22.749],[20.003],[18.877],[19.996],[22.324],[24.09],[24.459],[23.475],[21.854],[20.349],[19.111],[17.916],[16.661],[15.119],[13.822],[13.522],[14.144],[14.82],[14.805],[14.337],[14.642],[16.492],[19.836],[23.843],[27.806],[30.783],[31.484],[29.458],[26.037],[23.311],[22.433],[23.028],[24.431],[26.365],[28.846],[31.217],[32.655],[32.759],[33.275],[35.17],[38.079]],[[7.294],[7.217],[7.183],[7.155],[7.118],[7.122],[7.24],[7.468],[9.279],[9.522],[9.736],[9.8],[9.566],[9.124],[8.972],[9.542],[10.7],[11.688],[11.881],[11.693],[16.073],[17.882],[19.36],[19.249],[17.943],[16.629],[15.747],[14.816],[13.738],[13.01],[13.05],[13.763],[14.675],[15.358],[15.703],[15.888],[15.855],[15.755],[15.841],[16.083],[16.39]]]

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All series exclude refinancing
Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.

Average loan sizes for owner occupier dwellings, original, by state
	Australia ('000)	NSW ('000)	Vic ('000)	Qld ('000)	SA ('000)	WA ('000)	Tas ('000)	NT ('000)	ACT ('000)
Sep-15	416	509	427	358	309	382	239	402	394
Dec-15	432	534	446	363	318	392	252	354	419
Mar-16	402	481	422	347	308	380	248	368	399
Jun-16	409	498	416	355	311	378	249	365	417
Sep-16	414	506	421	365	315	384	256	347	416
Dec-16	430	529	437	371	321	393	262	386	430
Mar-17	412	497	429	355	317	378	257	360	421
Jun-17	427	523	442	363	326	382	260	348	415
Sep-17	421	509	435	365	315	370	260	338	397
Dec-17	441	534	454	377	330	395	287	365	421
Mar-18	438	518	466	378	341	392	276	348	425
Jun-18	453	543	471	388	341	399	287	379	453
Sep-18	441	525	464	389	337	377	282	371	431
Dec-18	437	521	453	385	344	381	296	339	444
Mar-19	428	507	450	382	341	376	289	356	442
Jun-19	445	539	456	395	347	377	298	369	455
Sep-19	458	552	474	401	352	389	315	358	454
Dec-19	491	609	504	417	371	401	338	364	485
Mar-20	493	607	522	417	372	407	344	369	491
Jun-20	500	617	524	417	374	397	346	359	502
Sep-20	486	605	500	423	370	396	344	376	490
Dec-20	501	638	502	435	385	415	371	387	526
Mar-21	506	634	534	441	384	418	381	407	524
Jun-21	548	704	567	461	401	430	384	393	550
Sep-21	570	735	600	475	411	435	405	396	554
Dec-21	590	762	617	501	430	442	433	429	593
Mar-22	603	770	634	518	456	457	447	428	630
Jun-22	611	775	638	532	464	473	444	427	603
Sep-22	595	742	622	523	466	467	462	448	590
Dec-22	600	748	621	526	480	479	469	442	623
Mar-23	586	731	614	518	482	478	455	438	594
Jun-23	583	723	595	518	480	471	450	445	591
Sep-23	592	741	591	528	495	474	453	436	594
Dec-23	614	765	608	559	512	501	455	433	608
Mar-24	609	746	605	567	517	520	447	441	596
Jun-24	631	773	606	591	542	549	460	443	621
Sep-24	642	779	618	609	556	558	455	435	617
Dec-24	666	810	632	635	579	599	474	465	650
Mar-25	660	794	628	641	593	594	487	486	618
Jun-25	678	815	639	662	597	619	483	484	636
Sep-25	694	828	647	687	616	633	484	481	628

Average loan sizes for owner occupier dwellings, original, by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[416],[432],[402],[409],[414],[430],[412],[427],[421],[441],[438],[453],[441],[437],[428],[445],[458],[491],[493],[500],[486],[501],[506],[548],[570],[590],[603],[611],[595],[600],[586],[583],[592],[614],[609],[631],[642],[666],[660],[678],[694]],[[509],[534],[481],[498],[506],[529],[497],[523],[509],[534],[518],[543],[525],[521],[507],[539],[552],[609],[607],[617],[605],[638],[634],[704],[735],[762],[770],[775],[742],[748],[731],[723],[741],[765],[746],[773],[779],[810],[794],[815],[828]],[[427],[446],[422],[416],[421],[437],[429],[442],[435],[454],[466],[471],[464],[453],[450],[456],[474],[504],[522],[524],[500],[502],[534],[567],[600],[617],[634],[638],[622],[621],[614],[595],[591],[608],[605],[606],[618],[632],[628],[639],[647]],[[358],[363],[347],[355],[365],[371],[355],[363],[365],[377],[378],[388],[389],[385],[382],[395],[401],[417],[417],[417],[423],[435],[441],[461],[475],[501],[518],[532],[523],[526],[518],[518],[528],[559],[567],[591],[609],[635],[641],[662],[687]],[[309],[318],[308],[311],[315],[321],[317],[326],[315],[330],[341],[341],[337],[344],[341],[347],[352],[371],[372],[374],[370],[385],[384],[401],[411],[430],[456],[464],[466],[480],[482],[480],[495],[512],[517],[542],[556],[579],[593],[597],[616]],[[382],[392],[380],[378],[384],[393],[378],[382],[370],[395],[392],[399],[377],[381],[376],[377],[389],[401],[407],[397],[396],[415],[418],[430],[435],[442],[457],[473],[467],[479],[478],[471],[474],[501],[520],[549],[558],[599],[594],[619],[633]],[[239],[252],[248],[249],[256],[262],[257],[260],[260],[287],[276],[287],[282],[296],[289],[298],[315],[338],[344],[346],[344],[371],[381],[384],[405],[433],[447],[444],[462],[469],[455],[450],[453],[455],[447],[460],[455],[474],[487],[483],[484]],[[402],[354],[368],[365],[347],[386],[360],[348],[338],[365],[348],[379],[371],[339],[356],[369],[358],[364],[369],[359],[376],[387],[407],[393],[396],[429],[428],[427],[448],[442],[438],[445],[436],[433],[441],[443],[435],[465],[486],[484],[481]],[[394],[419],[399],[417],[416],[430],[421],[415],[397],[421],[425],[453],[431],[444],[442],[455],[454],[485],[491],[502],[490],[526],[524],[550],[554],[593],[630],[603],[590],[623],[594],[591],[594],[608],[596],[621],[617],[650],[618],[636],[628]]]

[]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication.

Average loan sizes for investor dwellings, original, by state
	Australia ('000)	NSW ('000)	Vic ('000)	Qld ('000)	SA ('000)	WA ('000)	Tas ('000)	NT ('000)	ACT ('000)
Sep-20	492	600	492	404	344	381	324	308	473
Dec-20	512	639	492	419	364	403	335	358	503
Mar-21	519	641	525	437	352	410	376	349	506
Jun-21	551	696	549	449	375	423	382	444	527
Sep-21	558	707	554	463	386	422	399	417	539
Dec-21	591	766	585	492	416	433	448	410	568
Mar-22	607	771	615	514	434	445	467	406	615
Jun-22	604	776	601	515	431	452	484	386	616
Sep-22	584	739	587	506	446	440	445	374	578
Dec-22	597	765	587	517	442	446	439	432	640
Mar-23	599	783	595	512	436	446	486	416	564
Jun-23	595	771	584	511	447	446	455	418	604
Sep-23	606	785	586	527	471	452	459	427	636
Dec-23	625	805	600	549	503	472	457	362	618
Mar-24	631	813	604	562	507	486	477	393	634
Jun-24	635	809	583	575	526	519	484	411	585
Sep-24	649	817	609	590	540	534	466	411	594
Dec-24	674	863	605	615	559	559	472	397	639
Mar-25	672	847	609	624	580	561	486	437	660
Jun-25	674	833	598	638	600	583	474	421	668
Sep-25	686	841	596	660	606	589	495	433	661

Average loan sizes for investor dwellings, original, by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[492],[512],[519],[551],[558],[591],[607],[604],[584],[597],[599],[595],[606],[625],[631],[635],[649],[674],[672],[674],[686]],[[600],[639],[641],[696],[707],[766],[771],[776],[739],[765],[783],[771],[785],[805],[813],[809],[817],[863],[847],[833],[841]],[[492],[492],[525],[549],[554],[585],[615],[601],[587],[587],[595],[584],[586],[600],[604],[583],[609],[605],[609],[598],[596]],[[404],[419],[437],[449],[463],[492],[514],[515],[506],[517],[512],[511],[527],[549],[562],[575],[590],[615],[624],[638],[660]],[[344],[364],[352],[375],[386],[416],[434],[431],[446],[442],[436],[447],[471],[503],[507],[526],[540],[559],[580],[600],[606]],[[381],[403],[410],[423],[422],[433],[445],[452],[440],[446],[446],[446],[452],[472],[486],[519],[534],[559],[561],[583],[589]],[[324],[335],[376],[382],[399],[448],[467],[484],[445],[439],[486],[455],[459],[457],[477],[484],[466],[472],[486],[474],[495]],[[308],[358],[349],[444],[417],[410],[406],[386],[374],[432],[416],[418],[427],[362],[393],[411],[411],[397],[437],[421],[433]],[[473],[503],[506],[527],[539],[568],[615],[616],[578],[640],[564],[604],[636],[618],[634],[585],[594],[639],[660],[668],[661]]]

[]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication.

Series commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.

Number of refinanced loan commitments, seasonally adjusted, Australia
			Sep Qtr 25 no.	Jun Qtr 25 to Sep Qtr 25 % change	Sep Qtr 24 to Sep Qtr 25 % change
Refinanced
	Owner occupier
		Internal	45,292	4.5	29.1
		External	67,051	0.1	18.7
	Investor
		Internal	14,516	8.9	23.8
		External	37,303	8.4	17.9

Value of refinanced loan commitments, seasonally adjusted, Australia
			Sep Qtr 25 $b	Jun Qtr 25 to Sep Qtr 25 % change	Sep Qtr 24 to Sep Qtr 25 % change
Refinanced
	Owner occupier
		Internal	24.8	6.5	40.8
		External	41.3	2.1	24.7
	Investor
		Internal	9.5	14.0	33.3
		External	24.5	9.7	26.0

Number of refinanced loan commitments, seasonally adjusted and trend, Australia
	Owner occupier, external refinancing (seasadj) (no.)	Owner occupier, internal refinancing (seasadj) (no.)	Investor, external refinancing (seasadj) (no.)	Investor, internal refinancing (seasadj) (no.)	Owner occupier, external refinancing (trend) (no.)	Owner occupier, internal refinancing (trend) (no.)	Investor, external refinancing (trend) (no.)	Investor, internal refinancing (trend) (no.)
Sep-15	43,842	NA	NA	NA	44,597	NA	NA	NA
Dec-15	47,399	NA	NA	NA	46,388	NA	NA	NA
Mar-16	46,570	NA	NA	NA	48,258	NA	NA	NA
Jun-16	50,869	NA	NA	NA	48,804	NA	NA	NA
Sep-16	47,207	NA	NA	NA	47,604	NA	NA	NA
Dec-16	44,647	NA	NA	NA	45,362	NA	NA	NA
Mar-17	43,553	NA	NA	NA	42,995	NA	NA	NA
Jun-17	41,471	NA	NA	NA	41,759	NA	NA	NA
Sep-17	40,924	NA	NA	NA	41,354	NA	NA	NA
Dec-17	41,820	NA	NA	NA	41,503	NA	NA	NA
Mar-18	42,032	NA	NA	NA	41,576	NA	NA	NA
Jun-18	40,841	NA	NA	NA	41,324	NA	NA	NA
Sep-18	40,739	NA	NA	NA	40,948	NA	NA	NA
Dec-18	40,940	NA	NA	NA	40,128	NA	NA	NA
Mar-19	39,058	NA	NA	NA	38,870	NA	NA	NA
Jun-19	37,235	NA	NA	NA	38,275	NA	NA	NA
Sep-19	39,443	30,955	21,679	11,060	39,560	31,111	21,813	11,780
Dec-19	42,829	29,613	23,753	12,650	42,541	29,309	23,371	11,570
Mar-20	45,473	27,540	24,083	10,508	45,506	27,531	24,878	11,120
Jun-20	55,463	25,692	27,139	10,687	46,618	26,069	25,933	10,493
Sep-20	46,858	25,807	26,091	10,016	46,207	25,850	26,411	10,157
Dec-20	45,314	26,987	26,226	10,222	46,984	27,026	26,872	10,314
Mar-21	55,180	29,048	28,304	10,869	51,506	29,189	27,787	10,651
Jun-21	59,337	31,558	29,093	10,722	58,374	31,480	29,479	11,058
Sep-21	65,199	33,450	35,559	11,538	62,919	32,988	30,843	11,089
Dec-21	63,797	33,414	32,177	10,615	64,154	33,636	31,313	10,718
Mar-22	62,416	32,828	30,691	9,918	65,132	33,269	31,253	10,087
Jun-22	69,819	33,119	30,895	9,524	68,258	31,947	31,163	9,360
Sep-22	72,954	29,099	32,447	8,760	72,934	29,962	32,135	8,786
Dec-22	76,499	27,864	33,105	8,222	76,933	27,735	34,172	8,349
Mar-23	80,326	26,234	36,591	8,233	79,488	25,953	35,606	8,128
Jun-23	81,326	24,885	35,936	8,225	81,564	25,191	35,093	8,198
Sep-23	79,426	25,407	35,670	8,422	50,915	25,640	32,680	8,580
Dec-23	60,760	29,963	29,710	9,359	52,047	27,598	30,013	9,338
Mar-24	53,433	30,481	28,852	10,306	53,027	30,206	29,038	10,297
Jun-24	53,864	33,122	29,738	11,322	54,448	32,990	29,890	11,192
Sep-24	56,472	35,086	31,629	11,727	57,112	35,626	31,469	11,819
Dec-24	61,567	38,974	33,348	12,418	60,957	38,173	32,738	12,235
Mar-25	64,508	39,999	33,395	12,519	64,270	40,638	33,758	12,741
Jun-25	67,011	43,330	34,397	13,335	66,438	43,013	34,988	13,445
Sep-25	67,051	45,292	37,303	14,516	67,783	45,248	36,451	14,256

Number of refinanced loan commitments, seasonally adjusted and trend, Australia

[" ","Owner occupier, external refinancing (seasadj)","Owner occupier, internal refinancing (seasadj)","Investor, external refinancing (seasadj)","Investor, internal refinancing (seasadj)","Owner occupier, external refinancing (trend)","Owner occupier, internal refinancing (trend)","Investor, external refinancing (trend)","Investor, internal refinancing (trend)"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[43842],[47399],[46570],[50869],[47207],[44647],[43553],[41471],[40924],[41820],[42032],[40841],[40739],[40940],[39058],[37235],[39443],[42829],[45473],[55463],[46858],[45314],[55180],[59337],[65199],[63797],[62416],[69819],[72954],[76499],[80326],[81326],[79426],[60760],[53433],[53864],[56472],[61567],[64508],[67011],[67051]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[30955],[29613],[27540],[25692],[25807],[26987],[29048],[31558],[33450],[33414],[32828],[33119],[29099],[27864],[26234],[24885],[25407],[29963],[30481],[33122],[35086],[38974],[39999],[43330],[45292]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[21679],[23753],[24083],[27139],[26091],[26226],[28304],[29093],[35559],[32177],[30691],[30895],[32447],[33105],[36591],[35936],[35670],[29710],[28852],[29738],[31629],[33348],[33395],[34397],[37303]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[11060],[12650],[10508],[10687],[10016],[10222],[10869],[10722],[11538],[10615],[9918],[9524],[8760],[8222],[8233],[8225],[8422],[9359],[10306],[11322],[11727],[12418],[12519],[13335],[14516]],[[44597],[46388],[48258],[48804],[47604],[45362],[42995],[41759],[41354],[41503],[41576],[41324],[40948],[40128],[38870],[38275],[39560],[42541],[45506],[46618],[46207],[46984],[51506],[58374],[62919],[64154],[65132],[68258],[72934],[76933],[79488],[81564],[50915],[52047],[53027],[54448],[57112],[60957],[64270],[66438],[67783]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31111],[29309],[27531],[26069],[25850],[27026],[29189],[31480],[32988],[33636],[33269],[31947],[29962],[27735],[25953],[25191],[25640],[27598],[30206],[32990],[35626],[38173],[40638],[43013],[45248]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[21813],[23371],[24878],[25933],[26411],[26872],[27787],[29479],[30843],[31313],[31253],[31163],[32135],[34172],[35606],[35093],[32680],[30013],[29038],[29890],[31469],[32738],[33758],[34988],[36451]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[11780],[11570],[11120],[10493],[10157],[10314],[10651],[11058],[11089],[10718],[10087],[9360],[8786],[8349],[8128],[8198],[8580],[9338],[10297],[11192],[11819],[12235],[12741],[13445],[14256]]]

[]

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[{"value":"0","axis_id":"0","axis_title":"no.","axis_units":"","tooltip_units":"(no.)","table_units":"(no.)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]

Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.

Value of refinanced loan commitments, seasonally adjusted and trend, Australia
	Owner occupier, external refinancing (seasadj) ($b)	Owner occupier, internal refinancing (seasadj) ($b)	Investor, external refinancing (seasadj) ($b)	Investor, internal refinancing (seasadj) ($b)	Owner occupier, external refinancing (trend) ($b)	Owner occupier, internal refinancing (trend) ($b)	Investor, external refinancing (trend) ($b)	Investor, internal refinancing (trend) ($b)
Sep-15	16.84	NA	9.876	NA	16.884	NA	10.441	NA
Dec-15	18.368	NA	9.522	NA	17.839	NA	9.689	NA
Mar-16	17.765	NA	9.921	NA	18.394	NA	9.843	NA
Jun-16	18.819	NA	10.338	NA	18.357	NA	10.303	NA
Sep-16	17.918	NA	10.752	NA	17.877	NA	10.407	NA
Dec-16	16.907	NA	9.921	NA	17.173	NA	10.238	NA
Mar-17	16.523	NA	10.147	NA	16.403	NA	10.144	NA
Jun-17	16.069	NA	10.185	NA	16.023	NA	10.114	NA
Sep-17	15.729	NA	10.483	NA	16.042	NA	10.331	NA
Dec-17	16.515	NA	10.01	NA	16.354	NA	10.676	NA
Mar-18	16.856	NA	11.684	NA	16.739	NA	10.898	NA
Jun-18	16.778	NA	10.645	NA	16.915	NA	10.792	NA
Sep-18	16.842	NA	10.07	NA	16.73	NA	10.366	NA
Dec-18	16.41	NA	10.187	NA	16.183	NA	9.846	NA
Mar-19	15.571	NA	9.527	NA	15.66	NA	9.655	NA
Jun-19	15.348	NA	9.608	NA	15.78	NA	9.831	NA
Sep-19	17.095	10.899	10.486	4.334	16.97	10.878	10.366	4.52
Dec-19	18.726	10.547	11.447	4.803	18.814	10.49	11.31	4.493
Mar-20	20.778	10.055	11.766	4.18	20.385	10.129	12.248	4.395
Jun-20	26.077	9.877	13.562	4.37	21.359	9.837	12.79	4.249
Sep-20	21.883	9.875	12.776	4.099	22.238	9.907	12.995	4.185
Dec-20	20.889	10.305	12.834	4.263	23.585	10.455	13.211	4.249
Mar-21	25.865	11.518	14.026	4.482	26.062	11.483	13.808	4.439
Jun-21	28.535	12.652	14.836	4.574	28.932	12.737	14.946	4.783
Sep-21	32.311	13.842	18.205	5.285	30.847	13.608	15.927	5.048
Dec-21	31.437	14.033	16.892	5.105	31.916	13.897	16.412	5.094
Mar-22	31.934	13.299	16.265	4.813	33.067	13.679	16.549	4.896
Jun-22	35.853	13.508	16.523	4.621	34.905	13.136	16.633	4.569
Sep-22	37.219	12.326	17.326	4.334	37.318	12.472	17.241	4.334
Dec-22	38.812	11.752	17.958	4.132	39.501	11.771	18.346	4.241
Mar-23	41.301	11.312	19.823	4.372	40.885	11.245	19.448	4.29
Jun-23	41.244	11.133	19.793	4.507	40.565	11.214	19.785	4.459
Sep-23	41.62	11.694	19.612	4.67	37.745	11.786	19.043	4.761
Dec-23	33.629	14.131	17.33	5.249	33.815	13.01	17.94	5.286
Mar-24	30.413	14.709	17.345	5.999	31.092	14.539	17.519	5.98
Jun-24	31.003	16.222	18.39	6.762	31.071	16.184	18.271	6.676
Sep-24	33.128	17.593	19.465	7.126	33.476	17.826	19.678	7.191
Dec-24	37.27	19.853	21.465	7.681	36.695	19.541	20.779	7.511
Mar-25	39.507	21.048	21.354	7.737	39.058	21.33	21.714	7.912
Jun-25	40.455	23.278	22.361	8.332	40.557	23.094	22.758	8.501
Sep-25	41.306	24.78	24.529	9.498	41.557	24.784	23.895	9.209

Value of refinanced loan commitments, seasonally adjusted and trend, Australia

[" ","Owner occupier, external refinancing (seasadj)","Owner occupier, internal refinancing (seasadj)","Investor, external refinancing (seasadj)","Investor, internal refinancing (seasadj)","Owner occupier, external refinancing (trend)","Owner occupier, internal refinancing (trend)","Investor, external refinancing (trend)","Investor, internal refinancing (trend)"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[16.84],[18.368],[17.765],[18.819],[17.918],[16.907],[16.523],[16.069],[15.729],[16.515],[16.856],[16.778],[16.842],[16.41],[15.571],[15.348],[17.095],[18.726],[20.778],[26.077],[21.883],[20.889],[25.865],[28.535],[32.311],[31.437],[31.934],[35.853],[37.219],[38.812],[41.301],[41.244],[41.62],[33.629],[30.413],[31.003],[33.128],[37.27],[39.507],[40.455],[41.306]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[10.899],[10.547],[10.055],[9.877],[9.875],[10.305],[11.518],[12.652],[13.842],[14.033],[13.299],[13.508],[12.326],[11.752],[11.312],[11.133],[11.694],[14.131],[14.709],[16.222],[17.593],[19.853],[21.048],[23.278],[24.78]],[[9.876],[9.522],[9.921],[10.338],[10.752],[9.921],[10.147],[10.185],[10.483],[10.01],[11.684],[10.645],[10.07],[10.187],[9.527],[9.608],[10.486],[11.447],[11.766],[13.562],[12.776],[12.834],[14.026],[14.836],[18.205],[16.892],[16.265],[16.523],[17.326],[17.958],[19.823],[19.793],[19.612],[17.33],[17.345],[18.39],[19.465],[21.465],[21.354],[22.361],[24.529]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[4.334],[4.803],[4.18],[4.37],[4.099],[4.263],[4.482],[4.574],[5.285],[5.105],[4.813],[4.621],[4.334],[4.132],[4.372],[4.507],[4.67],[5.249],[5.999],[6.762],[7.126],[7.681],[7.737],[8.332],[9.498]],[[16.884],[17.839],[18.394],[18.357],[17.877],[17.173],[16.403],[16.023],[16.042],[16.354],[16.739],[16.915],[16.73],[16.183],[15.66],[15.78],[16.97],[18.814],[20.385],[21.359],[22.238],[23.585],[26.062],[28.932],[30.847],[31.916],[33.067],[34.905],[37.318],[39.501],[40.885],[40.565],[37.745],[33.815],[31.092],[31.071],[33.476],[36.695],[39.058],[40.557],[41.557]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[10.878],[10.49],[10.129],[9.837],[9.907],[10.455],[11.483],[12.737],[13.608],[13.897],[13.679],[13.136],[12.472],[11.771],[11.245],[11.214],[11.786],[13.01],[14.539],[16.184],[17.826],[19.541],[21.33],[23.094],[24.784]],[[10.441],[9.689],[9.843],[10.303],[10.407],[10.238],[10.144],[10.114],[10.331],[10.676],[10.898],[10.792],[10.366],[9.846],[9.655],[9.831],[10.366],[11.31],[12.248],[12.79],[12.995],[13.211],[13.808],[14.946],[15.927],[16.412],[16.549],[16.633],[17.241],[18.346],[19.448],[19.785],[19.043],[17.94],[17.519],[18.271],[19.678],[20.779],[21.714],[22.758],[23.895]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[4.52],[4.493],[4.395],[4.249],[4.185],[4.249],[4.439],[4.783],[5.048],[5.094],[4.896],[4.569],[4.334],[4.241],[4.29],[4.459],[4.761],[5.286],[5.98],[6.676],[7.191],[7.511],[7.912],[8.501],[9.209]]]

[]

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Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.

Personal finance

Value of new loan commitments, personal fixed term (a), seasonally adjusted, Australia
		Sep Qtr 25 $b	Jun Qtr 25 to Sep Qtr 25 % change	Sep Qtr 24 to Sep Qtr 25 % change
Personal		9.3	2.8	12.7
	Road vehicles	4.9	0.4	7.0
	Other (b)	4.5	8.7	21.8

Loan commitments for personal fixed term loans exclude refinancing.

Value of new loan commitments, personal fixed term loans, seasonally adjusted and trend, Australia
	Total (seasadj) ($b)	Road vehicles (seasadj) ($b)	Other (seasadj) ($b)	Total (trend) ($b)	Road vehicles (trend) ($b)	Other (trend) ($b)
Sep-15	5.616	3.283	2.338	5.632	3.272	2.361
Dec-15	5.481	3.316	2.197	5.701	3.392	2.315
Mar-16	5.969	3.544	2.414	6.032	3.612	2.416
Jun-16	6.651	3.976	2.647	6.384	3.815	2.551
Sep-16	6.407	3.829	2.552	6.415	3.859	2.545
Dec-16	5.986	3.7	2.324	6.085	3.728	2.359
Mar-17	5.772	3.578	2.184	5.653	3.535	2.121
Jun-17	5.249	3.378	1.861	5.401	3.433	1.968
Sep-17	5.289	3.372	1.931	5.338	3.423	1.923
Dec-17	5.533	3.562	1.991	5.379	3.468	1.927
Mar-18	5.349	3.463	1.9	5.415	3.497	1.919
Jun-18	5.334	3.453	1.851	5.353	3.458	1.883
Sep-18	5.296	3.41	1.867	5.224	3.379	1.843
Dec-18	5.061	3.276	1.824	5.065	3.291	1.782
Mar-19	4.868	3.207	1.668	4.933	3.214	1.714
Jun-19	4.908	3.176	1.686	4.911	3.191	1.708
Sep-19	5.026	3.225	1.786	4.976	3.209	1.762
Dec-19	5.053	3.252	1.888	5.052	3.238	1.854
Mar-20	5.154	3.258	1.88	5.151	3.28	1.958
Jun-20	4.163	2.622	1.487	4.195	3.351	1.436
Sep-20	4.491	2.965	1.516	4.532	3.443	1.508
Dec-20	5.001	3.537	1.564	4.949	3.528	1.617
Mar-21	5.35	3.547	1.768	5.328	3.547	1.766
Jun-21	5.64	3.578	1.993	5.63	3.517	1.93
Sep-21	5.877	3.415	2.5	5.962	3.53	2.561
Dec-21	6.289	3.617	2.713	6.314	3.62	2.752
Mar-22	6.715	3.775	3.01	6.536	3.676	2.913
Jun-22	6.495	3.403	2.979	6.558	3.614	3.016
Sep-22	6.425	3.397	3.004	6.475	3.49	3.044
Dec-22	6.476	3.482	3.082	6.462	3.477	3.011
Mar-23	6.564	3.611	2.949	6.58	3.624	2.951
Jun-23	6.75	3.849	2.828	6.736	3.834	2.89
Sep-23	6.951	4.031	2.956	6.923	4.002	2.92
Dec-23	7.101	4.113	3.014	7.142	4.103	3.049
Mar-24	7.456	4.174	3.269	7.438	4.195	3.23
Jun-24	7.753	4.298	3.393	7.818	4.353	3.436
Sep-24	8.26	4.597	3.654	8.166	4.549	3.614
Dec-24	8.474	4.745	3.788	8.441	4.715	3.738
Mar-25	8.567	4.768	3.796	8.697	4.808	3.893
Jun-25	9.052	4.901	4.094	8.982	4.872	4.108
Sep-25	9.307	4.919	4.45	9.286	4.93	4.363

Value of new loan commitments, personal fixed term loans, seasonally adjusted and trend, Australia

[" ","Total (seasadj)","Road vehicles (seasadj)","Other (seasadj)","Total (trend)","Road vehicles (trend)","Other (trend)"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[5.616],[5.481],[5.969],[6.651],[6.407],[5.986],[5.772],[5.249],[5.289],[5.533],[5.349],[5.334],[5.296],[5.061],[4.868],[4.908],[5.026],[5.053],[5.154],[4.163],[4.491],[5.001],[5.35],[5.64],[5.877],[6.289],[6.715],[6.495],[6.425],[6.476],[6.564],[6.75],[6.951],[7.101],[7.456],[7.753],[8.26],[8.474],[8.567],[9.052],[9.307]],[[3.283],[3.316],[3.544],[3.976],[3.829],[3.7],[3.578],[3.378],[3.372],[3.562],[3.463],[3.453],[3.41],[3.276],[3.207],[3.176],[3.225],[3.252],[3.258],[2.622],[2.965],[3.537],[3.547],[3.578],[3.415],[3.617],[3.775],[3.403],[3.397],[3.482],[3.611],[3.849],[4.031],[4.113],[4.174],[4.298],[4.597],[4.745],[4.768],[4.901],[4.919]],[[2.338],[2.197],[2.414],[2.647],[2.552],[2.324],[2.184],[1.861],[1.931],[1.991],[1.9],[1.851],[1.867],[1.824],[1.668],[1.686],[1.786],[1.888],[1.88],[1.487],[1.516],[1.564],[1.768],[1.993],[2.5],[2.713],[3.01],[2.979],[3.004],[3.082],[2.949],[2.828],[2.956],[3.014],[3.269],[3.393],[3.654],[3.788],[3.796],[4.094],[4.45]],[[5.632],[5.701],[6.032],[6.384],[6.415],[6.085],[5.653],[5.401],[5.338],[5.379],[5.415],[5.353],[5.224],[5.065],[4.933],[4.911],[4.976],[5.052],[5.151],[4.195],[4.532],[4.949],[5.328],[5.63],[5.962],[6.314],[6.536],[6.558],[6.475],[6.462],[6.58],[6.736],[6.923],[7.142],[7.438],[7.818],[8.166],[8.441],[8.697],[8.982],[9.286]],[[3.272],[3.392],[3.612],[3.815],[3.859],[3.728],[3.535],[3.433],[3.423],[3.468],[3.497],[3.458],[3.379],[3.291],[3.214],[3.191],[3.209],[3.238],[3.28],[3.351],[3.443],[3.528],[3.547],[3.517],[3.53],[3.62],[3.676],[3.614],[3.49],[3.477],[3.624],[3.834],[4.002],[4.103],[4.195],[4.353],[4.549],[4.715],[4.808],[4.872],[4.93]],[[2.361],[2.315],[2.416],[2.551],[2.545],[2.359],[2.121],[1.968],[1.923],[1.927],[1.919],[1.883],[1.843],[1.782],[1.714],[1.708],[1.762],[1.854],[1.958],[1.436],[1.508],[1.617],[1.766],[1.93],[2.561],[2.752],[2.913],[3.016],[3.044],[3.011],[2.951],[2.89],[2.92],[3.049],[3.23],[3.436],[3.614],[3.738],[3.893],[4.108],[4.363]]]

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Any missing data points in the series above are not available for publication.
Loan commitments for Personal 'Other' includes 'Personal investment', 'Travel and holidays', 'Other vehicles' and 'Household goods'.

Business finance

Value of new loan commitments, business, seasonally adjusted, Australia
		Sep Qtr 25 $b	Jun Qtr 25 to Sep Qtr 25 % change	Sep Qtr 24 to Sep Qtr 25 % change
Business
	Construction	12.0	-5.2	22.1
	Purchase of Property	24.6	7.1	21.9

Value of new loan commitments, business finance by purpose, seasonally adjusted and trend, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Sep-15	6.61	17.44	6.699	16.511
Dec-15	6.404	16.806	6.572	16.796
Mar-16	6.851	15.89	6.683	15.996
Jun-16	7.083	14.979	6.807	15.06
Sep-16	6.136	14.837	6.888	15.204
Dec-16	7.808	15.898	6.914	16.081
Mar-17	6.407	17.732	6.912	16.821
Jun-17	7.139	16.592	7.056	16.975
Sep-17	7.215	16.433	7.462	16.775
Dec-17	8.325	16.934	8.02	16.558
Mar-18	8.131	16.378	8.094	16.275
Jun-18	7.694	15.696	7.68	15.949
Sep-18	7.107	15.665	7.09	15.747
Dec-18	6.603	16.625	6.77	16.44
Mar-19	7.213	16.083	7.196	17.129
Jun-19	7.718	19.098	8.324	16.728
Sep-19	10.002	14.053	9.131	15.509
Dec-19	9.182	14.004	8.97	14.499
Mar-20	7.246	14.999	7.943	14.337
Jun-20	7.17	11.536	6.705	14.687
Sep-20	5.694	10.339	5.939	14.198
Dec-20	5.413	13.892	5.422	13.922
Mar-21	5.508	13.83	5.388	14.662
Jun-21	5.377	17.218	5.827	16.61
Sep-21	7.033	18.782	6.461	19.369
Dec-21	6.466	21.673	6.958	21.274
Mar-22	7.468	22.352	6.89	21.321
Jun-22	6.188	18.934	6.268	19.93
Sep-22	5.534	18.053	5.754	17.883
Dec-22	5.619	16.69	5.956	16.519
Mar-23	6.822	15.312	6.655	15.966
Jun-23	7.773	16.465	7.078	15.733
Sep-23	6.348	15.874	7.118	16.2
Dec-23	7.276	16.508	6.917	16.967
Mar-24	7.321	18.887	7.127	17.896
Jun-24	7.18	18.09	8.053	18.936
Sep-24	9.831	20.158	9.221	19.704
Dec-24	10.77	20.567	10.532	20.468
Mar-25	7.67	21.126	11.417	21.596
Jun-25	12.668	22.947	11.951	22.86
Sep-25	12.007	24.578	12.303	24.131

Value of new loan commitments, business finance by purpose, seasonally adjusted and trend, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

[["Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25"],[[6.61],[6.404],[6.851],[7.083],[6.136],[7.808],[6.407],[7.139],[7.215],[8.325],[8.131],[7.694],[7.107],[6.603],[7.213],[7.718],[10.002],[9.182],[7.246],[7.17],[5.694],[5.413],[5.508],[5.377],[7.033],[6.466],[7.468],[6.188],[5.534],[5.619],[6.822],[7.773],[6.348],[7.276],[7.321],[7.18],[9.831],[10.77],[7.67],[12.668],[12.007]],[[17.44],[16.806],[15.89],[14.979],[14.837],[15.898],[17.732],[16.592],[16.433],[16.934],[16.378],[15.696],[15.665],[16.625],[16.083],[19.098],[14.053],[14.004],[14.999],[11.536],[10.339],[13.892],[13.83],[17.218],[18.782],[21.673],[22.352],[18.934],[18.053],[16.69],[15.312],[16.465],[15.874],[16.508],[18.887],[18.09],[20.158],[20.567],[21.126],[22.947],[24.578]],[[6.699],[6.572],[6.683],[6.807],[6.888],[6.914],[6.912],[7.056],[7.462],[8.02],[8.094],[7.68],[7.09],[6.77],[7.196],[8.324],[9.131],[8.97],[7.943],[6.705],[5.939],[5.422],[5.388],[5.827],[6.461],[6.958],[6.89],[6.268],[5.754],[5.956],[6.655],[7.078],[7.118],[6.917],[7.127],[8.053],[9.221],[10.532],[11.417],[11.951],[12.303]],[[16.511],[16.796],[15.996],[15.06],[15.204],[16.081],[16.821],[16.975],[16.775],[16.558],[16.275],[15.949],[15.747],[16.44],[17.129],[16.728],[15.509],[14.499],[14.337],[14.687],[14.198],[13.922],[14.662],[16.61],[19.369],[21.274],[21.321],[19.93],[17.883],[16.519],[15.966],[15.733],[16.2],[16.967],[17.896],[18.936],[19.704],[20.468],[21.596],[22.86],[24.131]]]

[]

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Any missing data points in the series above are not available for publication.

Important quality notes

Seasonal adjustment methods

Housing finance data quality

Housing finance: Changes this quarter

Data downloads

Download all (156.2 KB)

Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total dwellings; By property purpose; New loan commitments; Values
Download xlsx [67.66 KB]
Table 2. Households; Housing finance; Total dwellings; By property purpose; By lender type; New loan commitments; Values
Download xlsx [113.91 KB]

Download all (647.15 KB)

Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [77.6 KB]
Table 4. Households; Housing finance; Owner occupiers; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [88.88 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [67.81 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [67.99 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [67.72 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [66.77 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [67.53 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [65.14 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [64.56 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [65.64 KB]

Download all (552.58 KB)

Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [64.16 KB]
Table 14. Households; Housing finance; Investors; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [75.21 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [57.63 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [57.63 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [57.45 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [56.98 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [57.09 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [56.25 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [61.22 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [61.58 KB]

Housing Finance - Non First Home Buyers

Table 23. Households; Housing finance; Non First home buyers; Owner occupier; By state; New loan commitments; Numbers and values

Data files

Download xlsx [88.42 KB]

Download all (137.4 KB)

Housing Finance - First home buyers

Data files

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [87.14 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [61.03 KB]

Housing Finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

Download xlsx [45.11 KB]

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Data files

Download xlsx [55.54 KB]

Download all (351.82 KB)

Business Finance

Data files

Table 28. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [59.96 KB]
Table 29. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [59.54 KB]
Table 30. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [60.43 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [51.38 KB]
Table 32. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [58.18 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
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Table 34. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
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Data cubes

Series ID concordance mapping

Data files

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Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending indicators methodology, September Quarter 2025

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APA

Lending indicators

APA

Key statistics

Housing finance

Personal finance

Business finance

Important quality notes

Seasonal adjustment methods

Housing finance data quality

Housing finance: Changes this quarter

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total dwellings; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total dwellings; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Non First Home Buyers

Table 23. Households; Housing finance; Non First home buyers; Owner occupier; By state; New loan commitments; Numbers and values

Housing Finance - First home buyers

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Housing Finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Business Finance

Table 28. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 29. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Investment loans reach record high

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