| Dec Qtr 25 no. | Sep Qtr 25 to Dec Qtr 25 % change | Dec Qtr 24 to Dec Qtr 25 % change | |||
|---|---|---|---|---|---|
| Total loan commitments | 149,434 | 5.1 | 13.4 | ||
| Owner occupier | 88,990 | 4.8 | 7.4 | ||
| First home buyers | 31,783 | 6.8 | 9.1 | ||
| Non-first home buyers | 57,282 | 3.6 | 6.1 | ||
| Investor | 60,445 | 5.5 | 23.6 | ||
a. Dwelling commitments exclude refinancing.
Loan commitments for dwellings includes loans for the purpose of 'Construction of new dwellings', 'Purchase of new dwellings' and 'Purchase of existing dwellings'. 'Residential land' and 'Alterations and additions' are available as separate series.
| Dec Qtr 25 $b | Sep Qtr 25 to Dec Qtr 25 % change | Dec Qtr 24 to Dec Qtr 25 % change | |||
|---|---|---|---|---|---|
| Total loan commitments | 108.3 | 9.5 | 23.5 | ||
| Owner occupier | 65.3 | 10.6 | 18.6 | ||
| First home buyers | 19.3 | 15.5 | 22.4 | ||
| Non-first home buyers | 45.5 | 6.5 | 16.9 | ||
| Investor | 43.0 | 7.9 | 31.8 | ||
a. Dwelling commitments exclude refinancing.
Loan commitments for dwellings includes loans for the purpose of 'Construction of new dwellings', 'Purchase of new dwellings' and 'Purchase of existing dwellings'. 'Residential land' and 'Alterations and additions' are available as separate series.
| Total dwellings (seasadj) (no.) | Owner occupier (seasadj) (no.) | Investor (seasadj) (no.) | Owner occupier first home buyers (seasadj) (no.) | Total dwellings (trend) (no.) | Owner occupier (trend) (no.) | Investor (trend) (no.) | Owner occupier first home buyers (trend) (no.) | |
|---|---|---|---|---|---|---|---|---|
| Dec-15 | NA | 86,394 | NA | 19,968 | NA | 86,279 | NA | 20,355 |
| Mar-16 | NA | 84,630 | NA | 20,297 | NA | 86,479 | NA | 20,486 |
| Jun-16 | NA | 88,784 | NA | 21,300 | NA | 85,399 | NA | 20,530 |
| Sep-16 | NA | 82,569 | NA | 20,024 | NA | 84,716 | NA | 20,371 |
| Dec-16 | NA | 84,147 | NA | 20,010 | NA | 85,319 | NA | 20,332 |
| Mar-17 | NA | 89,498 | NA | 20,851 | NA | 87,974 | NA | 20,730 |
| Jun-17 | NA | 90,155 | NA | 21,579 | NA | 91,094 | NA | 21,311 |
| Sep-17 | NA | 93,218 | NA | 26,341 | NA | 91,555 | NA | 26,580 |
| Dec-17 | NA | 89,488 | NA | 26,615 | NA | 90,127 | NA | 26,553 |
| Mar-18 | NA | 87,108 | NA | 26,466 | NA | 88,043 | NA | 26,445 |
| Jun-18 | NA | 86,804 | NA | 26,065 | NA | 85,986 | NA | 26,218 |
| Sep-18 | NA | 83,329 | NA | 25,898 | NA | 83,589 | NA | 25,563 |
| Dec-18 | NA | 80,865 | NA | 24,744 | NA | 79,687 | NA | 24,562 |
| Mar-19 | NA | 75,200 | NA | 23,587 | NA | 75,956 | NA | 24,006 |
| Jun-19 | NA | 73,445 | NA | 24,217 | NA | 74,947 | NA | 24,726 |
| Sep-19 | 108,315 | 77,189 | 31,127 | 26,910 | 107,998 | 76,461 | 31,537 | 26,655 |
| Dec-19 | 111,866 | 80,397 | 31,470 | 28,550 | 109,606 | 78,801 | 30,805 | 28,243 |
| Mar-20 | 109,522 | 79,848 | 29,674 | 29,042 | 110,600 | 80,685 | 29,915 | 28,250 |
| Jun-20 | 94,892 | 70,788 | 24,104 | 26,950 | 112,912 | 83,923 | 28,989 | 27,647 |
| Sep-20 | 119,696 | 90,512 | 29,184 | 37,938 | 121,928 | 92,365 | 29,563 | 39,325 |
| Dec-20 | 134,845 | 102,937 | 31,908 | 42,516 | 136,951 | 104,466 | 32,485 | 41,630 |
| Mar-21 | 156,394 | 118,453 | 37,942 | 48,161 | 151,251 | 113,697 | 37,553 | 43,263 |
| Jun-21 | 158,594 | 115,345 | 43,249 | 42,805 | 158,899 | 115,259 | 43,641 | 42,023 |
| Sep-21 | 158,273 | 108,805 | 49,468 | 37,971 | 159,501 | 110,387 | 49,114 | 38,782 |
| Dec-21 | 155,726 | 103,268 | 52,458 | 35,157 | 156,596 | 104,189 | 52,407 | 35,516 |
| Mar-22 | 153,068 | 100,004 | 53,064 | 33,340 | 151,516 | 99,237 | 52,278 | 33,002 |
| Jun-22 | 142,587 | 93,606 | 48,980 | 30,812 | 142,038 | 93,223 | 48,815 | 30,781 |
| Sep-22 | 129,412 | 86,187 | 43,226 | 28,799 | 129,163 | 85,466 | 43,697 | 28,418 |
| Dec-22 | 116,401 | 77,026 | 39,376 | 26,160 | 117,436 | 77,979 | 39,457 | 26,793 |
| Mar-23 | 109,727 | 72,907 | 36,819 | 26,441 | 111,219 | 73,556 | 37,662 | 26,684 |
| Jun-23 | 116,406 | 77,474 | 38,932 | 27,972 | 111,288 | 73,177 | 38,111 | 27,806 |
| Sep-23 | 115,729 | 75,791 | 39,938 | 27,046 | 116,081 | 75,763 | 40,318 | 28,833 |
| Dec-23 | 122,574 | 79,393 | 43,181 | 29,359 | 122,800 | 79,159 | 43,640 | 29,137 |
| Mar-24 | 120,526 | 76,327 | 44,200 | 28,313 | 129,198 | 81,948 | 47,250 | 29,181 |
| Jun-24 | 133,513 | 83,566 | 49,947 | 29,897 | 133,384 | 83,541 | 49,843 | 29,347 |
| Sep-24 | 134,601 | 83,575 | 51,026 | 29,468 | 133,501 | 83,276 | 50,225 | 29,388 |
| Dec-24 | 131,735 | 82,838 | 48,897 | 29,134 | 131,316 | 82,181 | 49,135 | 29,122 |
| Mar-25 | 128,255 | 79,787 | 48,468 | 28,533 | 130,771 | 81,655 | 49,116 | 28,797 |
| Jun-25 | 134,566 | 83,902 | 50,665 | 29,319 | 134,881 | 83,031 | 51,850 | 29,243 |
| Sep-25 | 142,216 | 84,947 | 57,269 | 29,772 | 141,599 | 85,547 | 56,052 | 30,157 |
| Dec-25 | 149,434 | 88,990 | 60,445 | 31,783 | 149,199 | 88,586 | 60,613 | 31,344 |
Number of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia
[" ","Total dwellings (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Owner occupier first home buyers (seasadj)","Total dwellings (trend)","Owner occupier (trend)","Investor (trend)","Owner occupier first home buyers (trend)"]
[["Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25"],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[108315],[111866],[109522],[94892],[119696],[134845],[156394],[158594],[158273],[155726],[153068],[142587],[129412],[116401],[109727],[116406],[115729],[122574],[120526],[133513],[134601],[131735],[128255],[134566],[142216],[149434]],[[86394],[84630],[88784],[82569],[84147],[89498],[90155],[93218],[89488],[87108],[86804],[83329],[80865],[75200],[73445],[77189],[80397],[79848],[70788],[90512],[102937],[118453],[115345],[108805],[103268],[100004],[93606],[86187],[77026],[72907],[77474],[75791],[79393],[76327],[83566],[83575],[82838],[79787],[83902],[84947],[88990]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31127],[31470],[29674],[24104],[29184],[31908],[37942],[43249],[49468],[52458],[53064],[48980],[43226],[39376],[36819],[38932],[39938],[43181],[44200],[49947],[51026],[48897],[48468],[50665],[57269],[60445]],[[19968],[20297],[21300],[20024],[20010],[20851],[21579],[26341],[26615],[26466],[26065],[25898],[24744],[23587],[24217],[26910],[28550],[29042],[26950],[37938],[42516],[48161],[42805],[37971],[35157],[33340],[30812],[28799],[26160],[26441],[27972],[27046],[29359],[28313],[29897],[29468],[29134],[28533],[29319],[29772],[31783]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[107998],[109606],[110600],[112912],[121928],[136951],[151251],[158899],[159501],[156596],[151516],[142038],[129163],[117436],[111219],[111288],[116081],[122800],[129198],[133384],[133501],[131316],[130771],[134881],[141599],[149199]],[[86279],[86479],[85399],[84716],[85319],[87974],[91094],[91555],[90127],[88043],[85986],[83589],[79687],[75956],[74947],[76461],[78801],[80685],[83923],[92365],[104466],[113697],[115259],[110387],[104189],[99237],[93223],[85466],[77979],[73556],[73177],[75763],[79159],[81948],[83541],[83276],[82181],[81655],[83031],[85547],[88586]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31537],[30805],[29915],[28989],[29563],[32485],[37553],[43641],[49114],[52407],[52278],[48815],[43697],[39457],[37662],[38111],[40318],[43640],[47250],[49843],[50225],[49135],[49116],[51850],[56052],[60613]],[[20355],[20486],[20530],[20371],[20332],[20730],[21311],[26580],[26553],[26445],[26218],[25563],[24562],[24006],[24726],[26655],[28243],[28250],[27647],[39325],[41630],[43263],[42023],[38782],[35516],[33002],[30781],[28418],[26793],[26684],[27806],[28833],[29137],[29181],[29347],[29388],[29122],[28797],[29243],[30157],[31344]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"4","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"no.","axis_units":"","tooltip_units":"(no.)","table_units":"(no.)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]All series exclude refinancing
Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.
| Total dwellings (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Owner occupier first home buyers (seasadj) ($b) | Total dwellings (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | Owner occupier first home buyers (trend) ($b) | |
|---|---|---|---|---|---|---|---|---|
| Dec-15 | 55.7 | 36.751 | 18.949 | 7.16 | 56.152 | 36.149 | 20.003 | 7.217 |
| Mar-16 | 53.261 | 34.685 | 18.576 | 7.066 | 54.724 | 35.848 | 18.877 | 7.182 |
| Jun-16 | 56.224 | 35.943 | 20.28 | 7.361 | 55.063 | 35.067 | 19.996 | 7.155 |
| Sep-16 | 56.558 | 34.534 | 22.024 | 7.044 | 57.432 | 35.108 | 22.324 | 7.12 |
| Dec-16 | 60.037 | 35.63 | 24.406 | 7.05 | 59.932 | 35.841 | 24.091 | 7.121 |
| Mar-17 | 62.646 | 37.478 | 25.168 | 7.267 | 61.552 | 37.092 | 24.46 | 7.238 |
| Jun-17 | 61.051 | 38.166 | 22.885 | 7.503 | 61.933 | 38.46 | 23.474 | 7.469 |
| Sep-17 | 61.446 | 39.595 | 21.852 | 9.233 | 60.938 | 39.084 | 21.854 | 9.282 |
| Dec-17 | 59.375 | 38.951 | 20.424 | 9.554 | 59.584 | 39.234 | 20.35 | 9.521 |
| Mar-18 | 57.786 | 38.753 | 19.033 | 9.667 | 58.178 | 39.065 | 19.112 | 9.731 |
| Jun-18 | 56.716 | 38.93 | 17.786 | 9.874 | 56.339 | 38.424 | 17.915 | 9.801 |
| Sep-18 | 53.97 | 37.03 | 16.94 | 9.673 | 53.661 | 37.001 | 16.66 | 9.57 |
| Dec-18 | 50.293 | 35.023 | 15.271 | 9.208 | 49.851 | 34.731 | 15.12 | 9.123 |
| Mar-19 | 46.263 | 32.611 | 13.652 | 8.736 | 46.741 | 32.917 | 13.824 | 8.967 |
| Jun-19 | 45.29 | 32.371 | 12.919 | 9.276 | 46.725 | 33.204 | 13.521 | 9.546 |
| Sep-19 | 49.987 | 35.493 | 14.494 | 10.898 | 49.613 | 35.47 | 14.143 | 10.706 |
| Dec-19 | 54.389 | 39.238 | 15.151 | 11.828 | 52.945 | 38.123 | 14.822 | 11.683 |
| Mar-20 | 54.637 | 39.857 | 14.78 | 12.185 | 54.555 | 39.747 | 14.807 | 11.872 |
| Jun-20 | 47.16 | 34.993 | 12.167 | 11.522 | 55.553 | 41.219 | 14.334 | 11.699 |
| Sep-20 | 58.34 | 44.065 | 14.275 | 15.33 | 59.909 | 45.265 | 14.644 | 16.079 |
| Dec-20 | 67.514 | 51.446 | 16.068 | 17.768 | 68.588 | 52.091 | 16.498 | 17.863 |
| Mar-21 | 80.896 | 60.755 | 20.141 | 20.339 | 78.562 | 58.725 | 19.837 | 19.341 |
| Jun-21 | 86.104 | 62.298 | 23.807 | 19.301 | 86.012 | 62.182 | 23.83 | 19.268 |
| Sep-21 | 89.72 | 62.063 | 27.658 | 17.484 | 90.45 | 62.639 | 27.811 | 17.959 |
| Dec-21 | 91.423 | 60.905 | 30.518 | 16.618 | 92.569 | 61.764 | 30.806 | 16.605 |
| Mar-22 | 94.214 | 61.37 | 32.844 | 15.723 | 91.512 | 60.018 | 31.494 | 15.725 |
| Jun-22 | 85.606 | 56.256 | 29.35 | 14.95 | 85.817 | 56.379 | 29.439 | 14.845 |
| Sep-22 | 76.739 | 51.296 | 25.443 | 13.976 | 77.279 | 51.243 | 26.036 | 13.76 |
| Dec-22 | 69.351 | 46.176 | 23.175 | 12.734 | 69.946 | 46.614 | 23.332 | 12.972 |
| Mar-23 | 66.159 | 43.7 | 22.459 | 12.646 | 66.751 | 44.311 | 22.44 | 13.037 |
| Jun-23 | 67.151 | 44.26 | 22.891 | 14.089 | 66.809 | 43.81 | 22.999 | 13.827 |
| Sep-23 | 69.395 | 44.907 | 24.489 | 13.607 | 68.732 | 44.289 | 24.444 | 14.743 |
| Dec-23 | 75.338 | 48.693 | 26.645 | 15.072 | 71.965 | 45.559 | 26.406 | 15.378 |
| Mar-24 | 76.064 | 47.695 | 28.369 | 14.382 | 76.769 | 47.924 | 28.845 | 15.766 |
| Jun-24 | 82.8 | 51.591 | 31.209 | 16.168 | 82.279 | 51.117 | 31.162 | 16.035 |
| Sep-24 | 87.253 | 53.705 | 33.548 | 15.938 | 86.102 | 53.574 | 32.527 | 16.009 |
| Dec-24 | 87.704 | 55.085 | 32.62 | 15.778 | 87.362 | 54.407 | 32.955 | 15.569 |
| Mar-25 | 87.137 | 54.07 | 33.066 | 15.168 | 88.271 | 54.574 | 33.697 | 15.148 |
| Jun-25 | 89.148 | 55.598 | 33.55 | 16.578 | 92.42 | 56.312 | 36.109 | 15.628 |
| Sep-25 | 98.887 | 59.065 | 39.822 | 16.715 | 99.119 | 59.675 | 39.444 | 16.904 |
| Dec-25 | 108.3 | 65.315 | 42.985 | 19.31 | 106.979 | 64.022 | 42.956 | 18.662 |
Value of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia
[" ","Total dwellings (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Owner occupier first home buyers (seasadj)","Total dwellings (trend)","Owner occupier (trend)","Investor (trend)","Owner occupier first home buyers (trend)"]
[["Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25"],[[55.7],[53.261],[56.224],[56.558],[60.037],[62.646],[61.051],[61.446],[59.375],[57.786],[56.716],[53.97],[50.293],[46.263],[45.29],[49.987],[54.389],[54.637],[47.16],[58.34],[67.514],[80.896],[86.104],[89.72],[91.423],[94.214],[85.606],[76.739],[69.351],[66.159],[67.151],[69.395],[75.338],[76.064],[82.8],[87.253],[87.704],[87.137],[89.148],[98.887],[108.3]],[[36.751],[34.685],[35.943],[34.534],[35.63],[37.478],[38.166],[39.595],[38.951],[38.753],[38.93],[37.03],[35.023],[32.611],[32.371],[35.493],[39.238],[39.857],[34.993],[44.065],[51.446],[60.755],[62.298],[62.063],[60.905],[61.37],[56.256],[51.296],[46.176],[43.7],[44.26],[44.907],[48.693],[47.695],[51.591],[53.705],[55.085],[54.07],[55.598],[59.065],[65.315]],[[18.949],[18.576],[20.28],[22.024],[24.406],[25.168],[22.885],[21.852],[20.424],[19.033],[17.786],[16.94],[15.271],[13.652],[12.919],[14.494],[15.151],[14.78],[12.167],[14.275],[16.068],[20.141],[23.807],[27.658],[30.518],[32.844],[29.35],[25.443],[23.175],[22.459],[22.891],[24.489],[26.645],[28.369],[31.209],[33.548],[32.62],[33.066],[33.55],[39.822],[42.985]],[[7.16],[7.066],[7.361],[7.044],[7.05],[7.267],[7.503],[9.233],[9.554],[9.667],[9.874],[9.673],[9.208],[8.736],[9.276],[10.898],[11.828],[12.185],[11.522],[15.33],[17.768],[20.339],[19.301],[17.484],[16.618],[15.723],[14.95],[13.976],[12.734],[12.646],[14.089],[13.607],[15.072],[14.382],[16.168],[15.938],[15.778],[15.168],[16.578],[16.715],[19.31]],[[56.152],[54.724],[55.063],[57.432],[59.932],[61.552],[61.933],[60.938],[59.584],[58.178],[56.339],[53.661],[49.851],[46.741],[46.725],[49.613],[52.945],[54.555],[55.553],[59.909],[68.588],[78.562],[86.012],[90.45],[92.569],[91.512],[85.817],[77.279],[69.946],[66.751],[66.809],[68.732],[71.965],[76.769],[82.279],[86.102],[87.362],[88.271],[92.42],[99.119],[106.979]],[[36.149],[35.848],[35.067],[35.108],[35.841],[37.092],[38.46],[39.084],[39.234],[39.065],[38.424],[37.001],[34.731],[32.917],[33.204],[35.47],[38.123],[39.747],[41.219],[45.265],[52.091],[58.725],[62.182],[62.639],[61.764],[60.018],[56.379],[51.243],[46.614],[44.311],[43.81],[44.289],[45.559],[47.924],[51.117],[53.574],[54.407],[54.574],[56.312],[59.675],[64.022]],[[20.003],[18.877],[19.996],[22.324],[24.091],[24.46],[23.474],[21.854],[20.35],[19.112],[17.915],[16.66],[15.12],[13.824],[13.521],[14.143],[14.822],[14.807],[14.334],[14.644],[16.498],[19.837],[23.83],[27.811],[30.806],[31.494],[29.439],[26.036],[23.332],[22.44],[22.999],[24.444],[26.406],[28.845],[31.162],[32.527],[32.955],[33.697],[36.109],[39.444],[42.956]],[[7.217],[7.182],[7.155],[7.12],[7.121],[7.238],[7.469],[9.282],[9.521],[9.731],[9.801],[9.57],[9.123],[8.967],[9.546],[10.706],[11.683],[11.872],[11.699],[16.079],[17.863],[19.341],[19.268],[17.959],[16.605],[15.725],[14.845],[13.76],[12.972],[13.037],[13.827],[14.743],[15.378],[15.766],[16.035],[16.009],[15.569],[15.148],[15.628],[16.904],[18.662]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"4","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$b","axis_units":"","tooltip_units":"($b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]All series exclude refinancing
Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.
| Australia ('000) | NSW ('000) | Vic ('000) | Qld ('000) | SA ('000) | WA ('000) | Tas ('000) | NT ('000) | ACT ('000) | |
|---|---|---|---|---|---|---|---|---|---|
| Dec-15 | 432 | 534 | 446 | 363 | 318 | 392 | 252 | 354 | 419 |
| Mar-16 | 402 | 481 | 422 | 347 | 308 | 380 | 248 | 368 | 399 |
| Jun-16 | 409 | 498 | 416 | 355 | 311 | 378 | 249 | 365 | 417 |
| Sep-16 | 414 | 506 | 421 | 365 | 315 | 384 | 256 | 347 | 416 |
| Dec-16 | 430 | 529 | 437 | 371 | 321 | 393 | 262 | 386 | 430 |
| Mar-17 | 412 | 497 | 429 | 355 | 317 | 378 | 257 | 360 | 421 |
| Jun-17 | 427 | 523 | 442 | 363 | 326 | 382 | 260 | 348 | 415 |
| Sep-17 | 421 | 509 | 435 | 365 | 315 | 370 | 260 | 338 | 397 |
| Dec-17 | 441 | 534 | 454 | 377 | 330 | 395 | 287 | 365 | 421 |
| Mar-18 | 438 | 518 | 466 | 378 | 341 | 392 | 276 | 348 | 425 |
| Jun-18 | 453 | 543 | 471 | 388 | 341 | 399 | 287 | 379 | 453 |
| Sep-18 | 441 | 525 | 464 | 389 | 337 | 377 | 282 | 371 | 431 |
| Dec-18 | 437 | 521 | 453 | 385 | 344 | 381 | 296 | 339 | 444 |
| Mar-19 | 428 | 507 | 450 | 382 | 341 | 376 | 289 | 356 | 442 |
| Jun-19 | 445 | 539 | 456 | 395 | 347 | 377 | 298 | 369 | 455 |
| Sep-19 | 458 | 552 | 474 | 401 | 352 | 389 | 315 | 358 | 454 |
| Dec-19 | 491 | 609 | 504 | 417 | 371 | 401 | 338 | 364 | 485 |
| Mar-20 | 493 | 607 | 522 | 417 | 372 | 407 | 344 | 369 | 491 |
| Jun-20 | 500 | 617 | 524 | 417 | 374 | 397 | 346 | 359 | 502 |
| Sep-20 | 486 | 605 | 500 | 423 | 370 | 396 | 344 | 376 | 490 |
| Dec-20 | 501 | 638 | 502 | 435 | 385 | 415 | 371 | 387 | 526 |
| Mar-21 | 506 | 634 | 534 | 441 | 384 | 418 | 381 | 407 | 524 |
| Jun-21 | 548 | 704 | 567 | 461 | 401 | 430 | 384 | 393 | 550 |
| Sep-21 | 570 | 735 | 600 | 475 | 411 | 435 | 405 | 396 | 554 |
| Dec-21 | 590 | 762 | 617 | 501 | 430 | 442 | 433 | 429 | 593 |
| Mar-22 | 603 | 770 | 634 | 518 | 456 | 457 | 447 | 428 | 630 |
| Jun-22 | 611 | 775 | 638 | 532 | 464 | 473 | 444 | 427 | 603 |
| Sep-22 | 595 | 742 | 622 | 523 | 466 | 467 | 462 | 448 | 590 |
| Dec-22 | 600 | 748 | 621 | 526 | 480 | 479 | 469 | 442 | 623 |
| Mar-23 | 586 | 731 | 614 | 518 | 482 | 478 | 455 | 438 | 594 |
| Jun-23 | 583 | 723 | 595 | 518 | 480 | 471 | 450 | 445 | 591 |
| Sep-23 | 592 | 741 | 591 | 528 | 495 | 474 | 453 | 436 | 594 |
| Dec-23 | 614 | 765 | 608 | 559 | 512 | 501 | 455 | 433 | 608 |
| Mar-24 | 609 | 746 | 605 | 567 | 517 | 520 | 447 | 441 | 596 |
| Jun-24 | 631 | 773 | 606 | 591 | 542 | 549 | 460 | 443 | 621 |
| Sep-24 | 642 | 779 | 618 | 609 | 556 | 558 | 455 | 435 | 617 |
| Dec-24 | 666 | 810 | 632 | 635 | 579 | 599 | 474 | 465 | 650 |
| Mar-25 | 660 | 794 | 628 | 641 | 593 | 594 | 487 | 486 | 618 |
| Jun-25 | 678 | 815 | 639 | 662 | 597 | 620 | 483 | 484 | 636 |
| Sep-25 | 694 | 829 | 647 | 687 | 616 | 633 | 484 | 482 | 629 |
| Dec-25 | 736 | 873 | 677 | 736 | 658 | 688 | 504 | 515 | 659 |
Average loan sizes for owner occupier dwellings, original, by state
[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]
[["Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25"],[[432],[402],[409],[414],[430],[412],[427],[421],[441],[438],[453.0000000000001],[441],[437],[428],[445],[458.0000000000001],[491.0000000000001],[493.0000000000001],[500.0000000000001],[486.0000000000001],[501.0000000000001],[506.0000000000001],[548.0000000000001],[570.0000000000001],[590.0000000000001],[603.0000000000001],[611.0000000000001],[595.0000000000001],[600.0000000000001],[586.0000000000001],[583.0000000000001],[592.0000000000001],[614.0000000000001],[609.0000000000001],[631.0000000000001],[642.0000000000001],[666.0000000000001],[660.0000000000001],[678.0000000000001],[694.0000000000001],[736.0000000000001]],[[534.0000000000001],[481.0000000000001],[498.0000000000001],[506.0000000000001],[529.0000000000001],[497.0000000000001],[523.0000000000001],[509.0000000000001],[534.0000000000001],[518.0000000000001],[543.0000000000001],[525.0000000000001],[521.0000000000001],[507.0000000000001],[539.0000000000001],[552.0000000000001],[609.0000000000001],[607.0000000000001],[617.0000000000001],[605.0000000000001],[638.0000000000001],[634.0000000000001],[704.0000000000001],[735.0000000000001],[762.0000000000001],[770.0000000000001],[775.0000000000001],[742.0000000000001],[748.0000000000001],[731.0000000000001],[723.0000000000001],[741.0000000000001],[765.0000000000001],[746.0000000000001],[773.0000000000001],[779.0000000000001],[810.0000000000001],[794.0000000000001],[815.0000000000001],[829.0000000000001],[873.0000000000001]],[[446],[422],[416],[421],[437],[429],[442],[435],[454.0000000000001],[466.0000000000001],[471.0000000000001],[464.0000000000001],[453.0000000000001],[450],[456.0000000000001],[474.0000000000001],[504.0000000000001],[522.0000000000001],[524.0000000000001],[500.0000000000001],[502.0000000000001],[534.0000000000001],[567.0000000000001],[600.0000000000001],[617.0000000000001],[634.0000000000001],[638.0000000000001],[622.0000000000001],[621.0000000000001],[614.0000000000001],[595.0000000000001],[591.0000000000001],[608.0000000000001],[605.0000000000001],[606.0000000000001],[618.0000000000001],[632.0000000000001],[628.0000000000001],[639.0000000000001],[647.0000000000001],[677.0000000000001]],[[363],[347],[355],[365],[371],[355],[363],[365],[377],[378],[388],[389],[385],[382],[395],[401],[417],[417],[417],[423],[435],[441],[461.0000000000001],[475.0000000000001],[501.0000000000001],[518.0000000000001],[532.0000000000001],[523.0000000000001],[526.0000000000001],[518.0000000000001],[518.0000000000001],[528.0000000000001],[559.0000000000001],[567.0000000000001],[591.0000000000001],[609.0000000000001],[635.0000000000001],[641.0000000000001],[662.0000000000001],[687.0000000000001],[736.0000000000001]],[[318],[308],[311],[315],[321],[317],[326],[315],[330],[341],[341],[337],[344],[341],[347],[352],[371],[372],[374],[370],[385],[384],[401],[411],[430],[456.0000000000001],[464.0000000000001],[466.0000000000001],[480.0000000000001],[482.0000000000001],[480.0000000000001],[495.0000000000001],[512.0000000000001],[517.0000000000001],[542.0000000000001],[556.0000000000001],[579.0000000000001],[593.0000000000001],[597.0000000000001],[616.0000000000001],[658.0000000000001]],[[392],[380],[378],[384],[393],[378],[382],[370],[395],[392],[399],[377],[381],[376],[377],[389],[401],[407],[397],[396],[415],[418],[430],[435],[442],[457.0000000000001],[473.0000000000001],[467.0000000000001],[479.0000000000001],[478.0000000000001],[471.0000000000001],[474.0000000000001],[501.0000000000001],[520.0000000000001],[549.0000000000001],[558.0000000000001],[599.0000000000001],[594.0000000000001],[620.0000000000001],[633.0000000000001],[688.0000000000001]],[[252],[248],[249],[256],[262],[257],[260],[260],[287],[276],[287],[282],[296],[289],[298],[315],[338],[344],[346],[344],[371],[381],[384],[405],[433],[447],[444],[462.0000000000001],[469.0000000000001],[455.0000000000001],[450],[453.0000000000001],[455.0000000000001],[447],[460.0000000000001],[455.0000000000001],[474.0000000000001],[487.0000000000001],[483.0000000000001],[484.0000000000001],[504.0000000000001]],[[354],[368],[365],[347],[386],[360],[348],[338],[365],[348],[379],[371],[339],[356],[369],[358],[364],[369],[359],[376],[387],[407],[393],[396],[429],[428],[427],[448],[442],[438],[445],[436],[433],[441],[443],[435],[465.0000000000001],[486.0000000000001],[484.0000000000001],[482.0000000000001],[515.0000000000001]],[[419],[399],[417],[416],[430],[421],[415],[397],[421],[425],[453.0000000000001],[431],[444],[442],[455.0000000000001],[454.0000000000001],[485.0000000000001],[491.0000000000001],[502.0000000000001],[490.0000000000001],[526.0000000000001],[524.0000000000001],[550.0000000000001],[554.0000000000001],[593.0000000000001],[630.0000000000001],[603.0000000000001],[590.0000000000001],[623.0000000000001],[594.0000000000001],[591.0000000000001],[594.0000000000001],[608.0000000000001],[596.0000000000001],[621.0000000000001],[617.0000000000001],[650.0000000000001],[618.0000000000001],[636.0000000000001],[629.0000000000001],[659.0000000000001]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"4","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$thousands","axis_units":"","tooltip_units":"('000)","table_units":"('000)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication.
| Australia ('000) | NSW ('000) | Vic ('000) | Qld ('000) | SA ('000) | WA ('000) | Tas ('000) | NT ('000) | ACT ('000) | |
|---|---|---|---|---|---|---|---|---|---|
| Dec-20 | 512 | 639 | 492 | 419 | 364 | 403 | 335 | 358 | 503 |
| Mar-21 | 519 | 641 | 525 | 437 | 352 | 410 | 376 | 349 | 506 |
| Jun-21 | 551 | 696 | 549 | 449 | 375 | 423 | 382 | 444 | 527 |
| Sep-21 | 558 | 707 | 554 | 463 | 386 | 422 | 399 | 417 | 539 |
| Dec-21 | 591 | 766 | 585 | 492 | 416 | 433 | 448 | 410 | 568 |
| Mar-22 | 607 | 771 | 615 | 514 | 434 | 445 | 467 | 406 | 615 |
| Jun-22 | 604 | 776 | 601 | 515 | 431 | 452 | 484 | 386 | 616 |
| Sep-22 | 584 | 739 | 587 | 506 | 446 | 440 | 445 | 374 | 578 |
| Dec-22 | 597 | 765 | 587 | 517 | 442 | 446 | 439 | 432 | 640 |
| Mar-23 | 599 | 783 | 595 | 512 | 436 | 446 | 486 | 416 | 564 |
| Jun-23 | 595 | 771 | 584 | 511 | 447 | 446 | 455 | 418 | 604 |
| Sep-23 | 606 | 785 | 586 | 527 | 471 | 452 | 459 | 427 | 636 |
| Dec-23 | 625 | 805 | 600 | 549 | 503 | 472 | 457 | 362 | 618 |
| Mar-24 | 631 | 813 | 604 | 562 | 507 | 486 | 477 | 393 | 634 |
| Jun-24 | 635 | 809 | 583 | 575 | 526 | 519 | 484 | 411 | 585 |
| Sep-24 | 649 | 817 | 609 | 590 | 540 | 534 | 466 | 411 | 594 |
| Dec-24 | 674 | 863 | 605 | 615 | 559 | 559 | 472 | 397 | 639 |
| Mar-25 | 672 | 847 | 609 | 624 | 580 | 561 | 486 | 437 | 660 |
| Jun-25 | 674 | 833 | 598 | 638 | 600 | 583 | 474 | 421 | 668 |
| Sep-25 | 686 | 841 | 596 | 661 | 607 | 589 | 495 | 433 | 662 |
| Dec-25 | 717 | 873 | 618 | 700 | 622 | 644 | 493 | 460 | 679 |
Average loan sizes for investor dwellings, original, by state
[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]
[["Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25"],[[512.0000000000001],[519.0000000000001],[551.0000000000001],[558.0000000000001],[591.0000000000001],[607.0000000000001],[604.0000000000001],[584.0000000000001],[597.0000000000001],[599.0000000000001],[595.0000000000001],[606.0000000000001],[625.0000000000001],[631.0000000000001],[635.0000000000001],[649.0000000000001],[674.0000000000001],[672.0000000000001],[674.0000000000001],[686.0000000000001],[717.0000000000001]],[[639.0000000000001],[641.0000000000001],[696.0000000000001],[707.0000000000001],[766.0000000000001],[771.0000000000001],[776.0000000000001],[739.0000000000001],[765.0000000000001],[783.0000000000001],[771.0000000000001],[785.0000000000001],[805.0000000000001],[813.0000000000001],[809.0000000000001],[817.0000000000001],[863.0000000000001],[847.0000000000001],[833.0000000000001],[841.0000000000001],[873.0000000000001]],[[492.0000000000001],[525.0000000000001],[549.0000000000001],[554.0000000000001],[585.0000000000001],[615.0000000000001],[601.0000000000001],[587.0000000000001],[587.0000000000001],[595.0000000000001],[584.0000000000001],[586.0000000000001],[600.0000000000001],[604.0000000000001],[583.0000000000001],[609.0000000000001],[605.0000000000001],[609.0000000000001],[598.0000000000001],[596.0000000000001],[618.0000000000001]],[[419],[437],[449],[463.0000000000001],[492.0000000000001],[514.0000000000001],[515.0000000000001],[506.0000000000001],[517.0000000000001],[512.0000000000001],[511.0000000000001],[527.0000000000001],[549.0000000000001],[562.0000000000001],[575.0000000000001],[590.0000000000001],[615.0000000000001],[624.0000000000001],[638.0000000000001],[661.0000000000001],[700.0000000000001]],[[364],[352],[375],[386],[416],[434],[431],[446],[442],[436],[447],[471.0000000000001],[503.0000000000001],[507.0000000000001],[526.0000000000001],[540.0000000000001],[559.0000000000001],[580.0000000000001],[600.0000000000001],[607.0000000000001],[622.0000000000001]],[[403],[410],[423],[422],[433],[445],[452.0000000000001],[440],[446],[446],[446],[452.0000000000001],[472.0000000000001],[486.0000000000001],[519.0000000000001],[534.0000000000001],[559.0000000000001],[561.0000000000001],[583.0000000000001],[589.0000000000001],[644.0000000000001]],[[335],[376],[382],[399],[448],[467.0000000000001],[484.0000000000001],[445],[439],[486.0000000000001],[455.0000000000001],[459.0000000000001],[457.0000000000001],[477.0000000000001],[484.0000000000001],[466.0000000000001],[472.0000000000001],[486.0000000000001],[474.0000000000001],[495.0000000000001],[493.0000000000001]],[[358],[349],[444],[417],[410],[406],[386],[374],[432],[416],[418],[427],[362],[393],[411],[411],[397],[437],[421],[433],[460.0000000000001]],[[503.0000000000001],[506.0000000000001],[527.0000000000001],[539.0000000000001],[568.0000000000001],[615.0000000000001],[616.0000000000001],[578.0000000000001],[640.0000000000001],[564.0000000000001],[604.0000000000001],[636.0000000000001],[618.0000000000001],[634.0000000000001],[585.0000000000001],[594.0000000000001],[639.0000000000001],[660.0000000000001],[668.0000000000001],[662.0000000000001],[679.0000000000001]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"4","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$thousands","axis_units":"","tooltip_units":"('000)","table_units":"('000)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication.
Series commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
| Dec Qtr 25 no. | Sep Qtr 25 to Dec Qtr 25 % change | Dec Qtr 24 to Dec Qtr 25 % change | ||
|---|---|---|---|---|
| Owner occupier | ||||
| Internal | 47,597 | 4.2 | 22.7 | |
| External | 66,943 | -0.3 | 8.7 | |
| Investor | ||||
| Internal | 15,664 | 7.2 | 26.8 | |
| External | 37,277 | -0.5 | 11.8 | |
| Dec Qtr 25 $b | Sep Qtr 25 to Dec Qtr 25 % change | Dec Qtr 24 to Dec Qtr 25 % change | ||
|---|---|---|---|---|
| Owner occupier | ||||
| Internal | 27.1 | 8.2 | 36.7 | |
| External | 42.9 | 3.2 | 15.5 | |
| Investor | ||||
| Internal | 10.5 | 9.2 | 37.0 | |
| External | 25.5 | 3.6 | 19.5 | |
| Owner occupier, external refinancing (seasadj) (no.) | Owner occupier, internal refinancing (seasadj) (no.) | Investor, external refinancing (seasadj) (no.) | Investor, internal refinancing (seasadj) (no.) | Owner occupier, external refinancing (trend) (no.) | Owner occupier, internal refinancing (trend) (no.) | Investor, external refinancing (trend) (no.) | Investor, internal refinancing (trend) (no.) | |
|---|---|---|---|---|---|---|---|---|
| Dec-15 | 47,399 | NA | NA | NA | 46,389 | NA | NA | NA |
| Mar-16 | 46,571 | NA | NA | NA | 48,258 | NA | NA | NA |
| Jun-16 | 50,869 | NA | NA | NA | 48,804 | NA | NA | NA |
| Sep-16 | 47,207 | NA | NA | NA | 47,604 | NA | NA | NA |
| Dec-16 | 44,647 | NA | NA | NA | 45,362 | NA | NA | NA |
| Mar-17 | 43,553 | NA | NA | NA | 42,995 | NA | NA | NA |
| Jun-17 | 41,471 | NA | NA | NA | 41,759 | NA | NA | NA |
| Sep-17 | 40,923 | NA | NA | NA | 41,353 | NA | NA | NA |
| Dec-17 | 41,820 | NA | NA | NA | 41,503 | NA | NA | NA |
| Mar-18 | 42,033 | NA | NA | NA | 41,577 | NA | NA | NA |
| Jun-18 | 40,842 | NA | NA | NA | 41,324 | NA | NA | NA |
| Sep-18 | 40,737 | NA | NA | NA | 40,947 | NA | NA | NA |
| Dec-18 | 40,940 | NA | NA | NA | 40,129 | NA | NA | NA |
| Mar-19 | 39,058 | NA | NA | NA | 38,871 | NA | NA | NA |
| Jun-19 | 37,238 | NA | NA | NA | 38,275 | NA | NA | NA |
| Sep-19 | 39,437 | 30,966 | 21,674 | 11,077 | 39,559 | 31,111 | 21,819 | 11,782 |
| Dec-19 | 42,831 | 29,602 | 23,772 | 12,635 | 42,541 | 29,304 | 23,375 | 11,563 |
| Mar-20 | 45,474 | 27,528 | 24,080 | 10,493 | 45,508 | 27,528 | 24,877 | 11,115 |
| Jun-20 | 55,471 | 25,702 | 27,126 | 10,697 | 46,618 | 26,072 | 25,929 | 10,496 |
| Sep-20 | 46,844 | 25,819 | 26,085 | 10,035 | 46,205 | 25,853 | 26,412 | 10,161 |
| Dec-20 | 45,321 | 26,974 | 26,250 | 10,206 | 46,987 | 27,019 | 26,877 | 10,308 |
| Mar-21 | 55,185 | 29,030 | 28,298 | 10,852 | 51,508 | 29,186 | 27,785 | 10,645 |
| Jun-21 | 59,345 | 31,573 | 29,075 | 10,729 | 58,370 | 31,489 | 29,473 | 11,063 |
| Sep-21 | 65,167 | 33,485 | 35,555 | 11,569 | 62,914 | 32,994 | 30,847 | 11,096 |
| Dec-21 | 63,814 | 33,380 | 32,213 | 10,595 | 64,162 | 33,624 | 31,322 | 10,713 |
| Mar-22 | 62,434 | 32,802 | 30,687 | 9,901 | 65,137 | 33,261 | 31,249 | 10,081 |
| Jun-22 | 69,824 | 33,133 | 30,856 | 9,527 | 68,249 | 31,958 | 31,153 | 9,364 |
| Sep-22 | 72,887 | 29,162 | 32,455 | 8,802 | 72,926 | 29,975 | 32,143 | 8,792 |
| Dec-22 | 76,547 | 27,814 | 33,151 | 8,185 | 76,944 | 27,719 | 34,183 | 8,342 |
| Mar-23 | 80,367 | 26,202 | 36,584 | 8,224 | 79,511 | 25,941 | 35,599 | 8,122 |
| Jun-23 | 81,303 | 24,890 | 35,860 | 8,231 | 81,562 | 25,206 | 35,076 | 8,203 |
| Sep-23 | 79,370 | 25,512 | 35,718 | 8,462 | 50,899 | 25,658 | 32,687 | 8,587 |
| Dec-23 | 60,785 | 29,867 | 29,741 | 9,318 | 52,038 | 27,568 | 30,023 | 9,326 |
| Mar-24 | 53,479 | 30,433 | 28,850 | 10,293 | 53,024 | 30,189 | 29,032 | 10,291 |
| Jun-24 | 53,830 | 33,120 | 29,650 | 11,328 | 54,436 | 33,022 | 29,878 | 11,203 |
| Sep-24 | 56,455 | 35,301 | 31,714 | 11,795 | 57,102 | 35,661 | 31,481 | 11,829 |
| Dec-24 | 61,566 | 38,799 | 33,356 | 12,352 | 60,967 | 38,121 | 32,749 | 12,219 |
| Mar-25 | 64,584 | 39,919 | 33,394 | 12,503 | 64,586 | 40,604 | 33,799 | 12,671 |
| Jun-25 | 67,048 | 43,323 | 34,358 | 13,342 | 66,413 | 43,058 | 35,010 | 13,479 |
| Sep-25 | 67,122 | 45,658 | 37,476 | 14,616 | 67,150 | 45,472 | 36,437 | 14,508 |
| Dec-25 | 66,943 | 47,597 | 37,277 | 15,664 | 67,427 | 47,880 | 37,814 | 15,634 |
Number of refinanced loan commitments, seasonally adjusted and trend, Australia
[" ","Owner occupier, external refinancing (seasadj)","Owner occupier, internal refinancing (seasadj)","Investor, external refinancing (seasadj)","Investor, internal refinancing (seasadj)","Owner occupier, external refinancing (trend)","Owner occupier, internal refinancing (trend)","Investor, external refinancing (trend)","Investor, internal refinancing (trend)"]
[["Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25"],[[47399],[46571],[50869],[47207],[44647],[43553],[41471],[40923],[41820],[42033],[40842],[40737],[40940],[39058],[37238],[39437],[42831],[45474],[55471],[46844],[45321],[55185],[59345],[65167],[63814],[62434],[69824],[72887],[76547],[80367],[81303],[79370],[60785],[53479],[53830],[56455],[61566],[64584],[67048],[67122],[66943]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[30966],[29602],[27528],[25702],[25819],[26974],[29030],[31573],[33485],[33380],[32802],[33133],[29162],[27814],[26202],[24890],[25512],[29867],[30433],[33120],[35301],[38799],[39919],[43323],[45658],[47597]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[21674],[23772],[24080],[27126],[26085],[26250],[28298],[29075],[35555],[32213],[30687],[30856],[32455],[33151],[36584],[35860],[35718],[29741],[28850],[29650],[31714],[33356],[33394],[34358],[37476],[37277]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[11077],[12635],[10493],[10697],[10035],[10206],[10852],[10729],[11569],[10595],[9901],[9527],[8802],[8185],[8224],[8231],[8462],[9318],[10293],[11328],[11795],[12352],[12503],[13342],[14616],[15664]],[[46389],[48258],[48804],[47604],[45362],[42995],[41759],[41353],[41503],[41577],[41324],[40947],[40129],[38871],[38275],[39559],[42541],[45508],[46618],[46205],[46987],[51508],[58370],[62914],[64162],[65137],[68249],[72926],[76944],[79511],[81562],[50899],[52038],[53024],[54436],[57102],[60967],[64586],[66413],[67150],[67427]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31111],[29304],[27528],[26072],[25853],[27019],[29186],[31489],[32994],[33624],[33261],[31958],[29975],[27719],[25941],[25206],[25658],[27568],[30189],[33022],[35661],[38121],[40604],[43058],[45472],[47880]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[21819],[23375],[24877],[25929],[26412],[26877],[27785],[29473],[30847],[31322],[31249],[31153],[32143],[34183],[35599],[35076],[32687],[30023],[29032],[29878],[31481],[32749],[33799],[35010],[36437],[37814]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[11782],[11563],[11115],[10496],[10161],[10308],[10645],[11063],[11096],[10713],[10081],[9364],[8792],[8342],[8122],[8203],[8587],[9326],[10291],[11203],[11829],[12219],[12671],[13479],[14508],[15634]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"4","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"no.","axis_units":"","tooltip_units":"(no.)","table_units":"(no.)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
| Owner occupier, external refinancing (seasadj) ($b) | Owner occupier, internal refinancing (seasadj) ($b) | Investor, external refinancing (seasadj) ($b) | Investor, internal refinancing (seasadj) ($b) | Owner occupier, external refinancing (trend) ($b) | Owner occupier, internal refinancing (trend) ($b) | Investor, external refinancing (trend) ($b) | Investor, internal refinancing (trend) ($b) | |
|---|---|---|---|---|---|---|---|---|
| Dec-15 | 18.367 | NA | 9.522 | NA | 17.839 | NA | 9.689 | NA |
| Mar-16 | 17.765 | NA | 9.922 | NA | 18.394 | NA | 9.843 | NA |
| Jun-16 | 18.821 | NA | 10.338 | NA | 18.358 | NA | 10.303 | NA |
| Sep-16 | 17.918 | NA | 10.751 | NA | 17.877 | NA | 10.407 | NA |
| Dec-16 | 16.906 | NA | 9.92 | NA | 17.172 | NA | 10.238 | NA |
| Mar-17 | 16.522 | NA | 10.148 | NA | 16.403 | NA | 10.144 | NA |
| Jun-17 | 16.071 | NA | 10.185 | NA | 16.023 | NA | 10.114 | NA |
| Sep-17 | 15.729 | NA | 10.482 | NA | 16.042 | NA | 10.331 | NA |
| Dec-17 | 16.514 | NA | 10.009 | NA | 16.353 | NA | 10.677 | NA |
| Mar-18 | 16.855 | NA | 11.686 | NA | 16.738 | NA | 10.898 | NA |
| Jun-18 | 16.781 | NA | 10.644 | NA | 16.916 | NA | 10.792 | NA |
| Sep-18 | 16.842 | NA | 10.069 | NA | 16.73 | NA | 10.366 | NA |
| Dec-18 | 16.408 | NA | 10.185 | NA | 16.182 | NA | 9.846 | NA |
| Mar-19 | 15.568 | NA | 9.529 | NA | 15.659 | NA | 9.655 | NA |
| Jun-19 | 15.353 | NA | 9.609 | NA | 15.781 | NA | 9.831 | NA |
| Sep-19 | 17.094 | 10.905 | 10.485 | 4.331 | 16.969 | 10.881 | 10.366 | 4.519 |
| Dec-19 | 18.725 | 10.548 | 11.445 | 4.805 | 18.812 | 10.488 | 11.309 | 4.493 |
| Mar-20 | 20.772 | 10.042 | 11.769 | 4.179 | 20.385 | 10.126 | 12.249 | 4.396 |
| Jun-20 | 26.089 | 9.88 | 13.565 | 4.371 | 21.361 | 9.838 | 12.791 | 4.249 |
| Sep-20 | 21.882 | 9.884 | 12.774 | 4.098 | 22.238 | 9.909 | 12.994 | 4.184 |
| Dec-20 | 20.886 | 10.306 | 12.828 | 4.264 | 23.582 | 10.452 | 13.21 | 4.248 |
| Mar-21 | 25.855 | 11.5 | 14.032 | 4.48 | 26.062 | 11.479 | 13.811 | 4.439 |
| Jun-21 | 28.553 | 12.657 | 14.839 | 4.576 | 28.936 | 12.74 | 14.947 | 4.783 |
| Sep-21 | 32.31 | 13.858 | 18.205 | 5.284 | 30.846 | 13.614 | 15.925 | 5.048 |
| Dec-21 | 31.425 | 14.037 | 16.875 | 5.107 | 31.91 | 13.894 | 16.411 | 5.094 |
| Mar-22 | 31.922 | 13.266 | 16.281 | 4.808 | 33.068 | 13.67 | 16.553 | 4.895 |
| Jun-22 | 35.881 | 13.509 | 16.528 | 4.623 | 34.914 | 13.139 | 16.634 | 4.569 |
| Sep-22 | 37.226 | 12.359 | 17.322 | 4.339 | 37.317 | 12.482 | 17.238 | 4.335 |
| Dec-22 | 38.778 | 11.756 | 17.937 | 4.13 | 39.485 | 11.767 | 18.343 | 4.239 |
| Mar-23 | 41.284 | 11.267 | 19.854 | 4.365 | 40.885 | 11.232 | 19.457 | 4.289 |
| Jun-23 | 41.276 | 11.128 | 19.792 | 4.507 | 40.584 | 11.22 | 19.791 | 4.462 |
| Sep-23 | 41.684 | 11.756 | 19.626 | 4.687 | 37.753 | 11.802 | 19.041 | 4.764 |
| Dec-23 | 33.546 | 14.126 | 17.284 | 5.235 | 33.793 | 12.995 | 17.933 | 5.279 |
| Mar-24 | 30.405 | 14.626 | 17.385 | 5.987 | 31.088 | 14.514 | 17.53 | 5.977 |
| Jun-24 | 31.025 | 16.205 | 18.386 | 6.761 | 31.092 | 16.2 | 18.279 | 6.683 |
| Sep-24 | 33.237 | 17.744 | 19.499 | 7.175 | 33.478 | 17.863 | 19.671 | 7.198 |
| Dec-24 | 37.107 | 19.821 | 21.375 | 7.639 | 36.653 | 19.515 | 20.763 | 7.498 |
| Mar-25 | 39.505 | 20.903 | 21.418 | 7.721 | 39.158 | 21.243 | 21.705 | 7.849 |
| Jun-25 | 40.548 | 23.245 | 22.396 | 8.33 | 40.614 | 23.115 | 22.824 | 8.531 |
| Sep-25 | 41.537 | 25.058 | 24.64 | 9.59 | 41.7 | 25.081 | 24.182 | 9.439 |
| Dec-25 | 42.87 | 27.104 | 25.534 | 10.469 | 42.755 | 27.097 | 25.627 | 10.45 |
Value of refinanced loan commitments, seasonally adjusted and trend, Australia
[" ","Owner occupier, external refinancing (seasadj)","Owner occupier, internal refinancing (seasadj)","Investor, external refinancing (seasadj)","Investor, internal refinancing (seasadj)","Owner occupier, external refinancing (trend)","Owner occupier, internal refinancing (trend)","Investor, external refinancing (trend)","Investor, internal refinancing (trend)"]
[["Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24","Mar-25","Jun-25","Sep-25","Dec-25"],[[18.367],[17.765],[18.821],[17.918],[16.906],[16.522],[16.071],[15.729],[16.514],[16.855],[16.781],[16.842],[16.408],[15.568],[15.353],[17.094],[18.725],[20.772],[26.089],[21.882],[20.886],[25.855],[28.553],[32.31],[31.425],[31.922],[35.881],[37.226],[38.778],[41.284],[41.276],[41.684],[33.546],[30.405],[31.025],[33.237],[37.107],[39.505],[40.548],[41.537],[42.87]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[10.905],[10.548],[10.042],[9.88],[9.884],[10.306],[11.5],[12.657],[13.858],[14.037],[13.266],[13.509],[12.359],[11.756],[11.267],[11.128],[11.756],[14.126],[14.626],[16.205],[17.744],[19.821],[20.903],[23.245],[25.058],[27.104]],[[9.522],[9.922],[10.338],[10.751],[9.92],[10.148],[10.185],[10.482],[10.009],[11.686],[10.644],[10.069],[10.185],[9.529],[9.609],[10.485],[11.445],[11.769],[13.565],[12.774],[12.828],[14.032],[14.839],[18.205],[16.875],[16.281],[16.528],[17.322],[17.937],[19.854],[19.792],[19.626],[17.284],[17.385],[18.386],[19.499],[21.375],[21.418],[22.396],[24.64],[25.534]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[4.331],[4.805],[4.179],[4.371],[4.098],[4.264],[4.48],[4.576],[5.284],[5.107],[4.808],[4.623],[4.339],[4.13],[4.365],[4.507],[4.687],[5.235],[5.987],[6.761],[7.175],[7.639],[7.721],[8.33],[9.59],[10.469]],[[17.839],[18.394],[18.358],[17.877],[17.172],[16.403],[16.023],[16.042],[16.353],[16.738],[16.916],[16.73],[16.182],[15.659],[15.781],[16.969],[18.812],[20.385],[21.361],[22.238],[23.582],[26.062],[28.936],[30.846],[31.91],[33.068],[34.914],[37.317],[39.485],[40.885],[40.584],[37.753],[33.793],[31.088],[31.092],[33.478],[36.653],[39.158],[40.614],[41.7],[42.755]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[10.881],[10.488],[10.126],[9.838],[9.909],[10.452],[11.479],[12.74],[13.614],[13.894],[13.67],[13.139],[12.482],[11.767],[11.232],[11.22],[11.802],[12.995],[14.514],[16.2],[17.863],[19.515],[21.243],[23.115],[25.081],[27.097]],[[9.689],[9.843],[10.303],[10.407],[10.238],[10.144],[10.114],[10.331],[10.677],[10.898],[10.792],[10.366],[9.846],[9.655],[9.831],[10.366],[11.309],[12.249],[12.791],[12.994],[13.21],[13.811],[14.947],[15.925],[16.411],[16.553],[16.634],[17.238],[18.343],[19.457],[19.791],[19.041],[17.933],[17.53],[18.279],[19.671],[20.763],[21.705],[22.824],[24.182],[25.627]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[4.519],[4.493],[4.396],[4.249],[4.184],[4.248],[4.439],[4.783],[5.048],[5.094],[4.895],[4.569],[4.335],[4.239],[4.289],[4.462],[4.764],[5.279],[5.977],[6.683],[7.198],[7.498],[7.849],[8.531],[9.439],[10.45]]]
[]
[{"value":"0","axis_id":"0","axis_title":"","axis_units":"","tooltip_units":"","table_units":"","axis_min":null,"axis_max":null,"tick_interval":"4","precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}][{"value":"0","axis_id":"0","axis_title":"$b","axis_units":"","tooltip_units":"($b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.