Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

October 2023

Released

4/12/2023

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Release date and time

04/12/2023 11:30am AEDT

Key statistics

In October 2023, new loan commitments (seasonally adjusted):

rose 5.4% for housing
rose 2.1% for personal fixed term loans
rose 1.2% for business construction (a typically volatile series) and rose 0.3% in trend terms
fell 4.7% for business purchase of property (a typically volatile series) but rose 0.9% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)

			Oct-2023 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		26.75	5.4	4.9
		Owner Occupier (a)	17.23	5.6	1.4
		Investor (a)	9.52	5.0	12.1
	Personal
		Fixed term loans (a)	2.53	2.1	15.6
Businesses
	Construction		2.35	1.2	-0.7
	Purchase of Property		5.77	-4.7	4.9

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

In October 2023, in seasonally adjusted terms, the value of new loan commitments:

for total housing rose 5.4% to $26.7b, after a rise of 1.5% in September. It was 4.9% higher compared to a year ago.
for owner-occupier housing rose 5.6% to $17.2b and was 1.4% higher compared to a year ago
for investor housing rose 5.0% to $ 9.5b and was 12.1% higher compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Oct-05	14.039	8.717	5.322	13.693	8.672	5.02
Nov-05	14.058	8.851	5.207	13.931	8.806	5.125
Dec-05	14.039	8.882	5.157	14.123	8.925	5.197
Jan-06	14.257	8.956	5.301	14.292	9.04	5.252
Feb-06	14.431	9.179	5.252	14.462	9.16	5.302
Mar-06	14.544	9.272	5.272	14.662	9.294	5.369
Apr-06	14.763	9.433	5.33	14.87	9.42	5.45
May-06	15.231	9.516	5.715	15.024	9.508	5.516
Jun-06	15.496	9.516	5.98	15.062	9.535	5.527
Jul-06	15.281	9.788	5.493	14.966	9.498	5.467
Aug-06	15.004	9.494	5.51	14.772	9.423	5.349
Sep-06	14.166	9.174	4.992	14.558	9.344	5.213
Oct-06	14.332	9.275	5.057	14.416	9.299	5.118
Nov-06	14.205	9.231	4.974	14.42	9.316	5.104
Dec-06	14.589	9.403	5.186	14.601	9.411	5.19
Jan-07	14.954	9.576	5.378	14.949	9.587	5.361
Feb-07	15.401	9.767	5.634	15.423	9.823	5.6
Mar-07	15.916	10.08	5.837	15.951	10.085	5.866
Apr-07	16.314	10.272	6.042	16.465	10.35	6.115
May-07	17.112	10.692	6.419	16.904	10.594	6.31
Jun-07	18.25	11.342	6.908	17.218	10.788	6.43
Jul-07	17.414	10.782	6.632	17.386	10.913	6.474
Aug-07	17.431	11.051	6.379	17.411	10.954	6.457
Sep-07	16.763	10.453	6.31	17.328	10.92	6.408
Oct-07	16.871	10.767	6.103	17.161	10.819	6.342
Nov-07	16.993	10.659	6.335	16.91	10.648	6.262
Dec-07	16.546	10.361	6.185	16.544	10.395	6.149
Jan-08	16.88	10.787	6.093	16.028	10.053	5.975
Feb-08	15.684	9.908	5.776	15.376	9.641	5.736
Mar-08	14.558	9.144	5.414	14.647	9.199	5.449
Apr-08	13.873	8.706	5.167	13.932	8.769	5.163
May-08	12.991	8.196	4.795	13.337	8.407	4.93
Jun-08	12.943	8.196	4.747	12.935	8.162	4.773
Jul-08	12.783	8.134	4.648	12.737	8.052	4.685
Aug-08	12.622	7.963	4.659	12.732	8.087	4.645
Sep-08	12.976	8.246	4.729	12.884	8.259	4.625
Oct-08	13.394	8.559	4.835	13.167	8.562	4.605
Nov-08	13.046	8.553	4.493	13.587	9.002	4.585
Dec-08	13.921	9.372	4.548	14.132	9.555	4.576
Jan-09	14.883	10.224	4.659	14.771	10.174	4.598
Feb-09	15.363	10.781	4.582	15.438	10.78	4.658
Mar-09	16.708	11.968	4.74	16.056	11.292	4.764
Apr-09	17.029	11.928	5.101	16.568	11.658	4.91
May-09	16.857	11.832	5.025	16.946	11.867	5.078
Jun-09	17.199	11.967	5.233	17.202	11.942	5.26
Jul-09	17.215	11.769	5.447	17.364	11.92	5.444
Aug-09	17.325	11.627	5.699	17.433	11.823	5.609
Sep-09	17.892	12.187	5.705	17.387	11.648	5.739
Oct-09	17.611	11.802	5.809	17.218	11.39	5.829
Nov-09	17.069	11.085	5.985	16.922	11.044	5.877
Dec-09	16.492	10.608	5.884	16.537	10.643	5.894
Jan-10	15.944	10.113	5.831	16.139	10.235	5.903
Feb-10	15.666	9.793	5.873	15.791	9.873	5.918
Mar-10	15.55	9.6	5.95	15.535	9.599	5.936
Apr-10	15.266	9.359	5.907	15.364	9.42	5.944
May-10	15.412	9.431	5.981	15.24	9.313	5.927
Jun-10	15.12	9.13	5.99	15.122	9.248	5.874
Jul-10	15.038	9.287	5.751	14.997	9.211	5.786
Aug-10	14.617	9.227	5.389	14.869	9.195	5.674
Sep-10	14.628	9.149	5.479	14.75	9.191	5.558
Oct-10	14.658	9.162	5.496	14.635	9.184	5.451
Nov-10	14.707	9.323	5.384	14.515	9.16	5.356
Dec-10	15.027	9.446	5.581	14.389	9.116	5.273
Jan-11	14.149	9.007	5.142	14.26	9.06	5.2
Feb-11	14.062	8.872	5.19	14.145	9.008	5.137
Mar-11	13.626	8.828	4.798	14.063	8.974	5.09
Apr-11	13.999	9.002	4.997	14.031	8.966	5.065
May-11	14.234	9.087	5.147	14.038	8.978	5.061
Jun-11	14.134	9.094	5.04	14.054	8.991	5.064
Jul-11	14.085	9.036	5.049	14.059	8.991	5.068
Aug-11	14.169	9.04	5.129	14.051	8.975	5.077
Sep-11	13.938	8.8	5.138	14.056	8.959	5.097
Oct-11	13.857	8.856	5	14.084	8.951	5.133
Nov-11	14.048	8.965	5.083	14.138	8.948	5.189
Dec-11	14.723	9.4	5.324	14.198	8.943	5.255
Jan-12	14.769	9.396	5.374	14.254	8.936	5.318
Feb-12	14.08	8.679	5.401	14.303	8.931	5.372
Mar-12	14.088	8.699	5.389	14.349	8.941	5.408
Apr-12	14.342	8.92	5.422	14.411	8.984	5.427
May-12	14.508	9.112	5.396	14.504	9.069	5.435
Jun-12	14.737	9.25	5.487	14.624	9.179	5.445
Jul-12	14.777	9.28	5.496	14.744	9.282	5.462
Aug-12	14.87	9.439	5.432	14.849	9.359	5.49
Sep-12	15.104	9.499	5.605	14.941	9.404	5.537
Oct-12	14.908	9.386	5.522	15.057	9.442	5.615
Nov-12	15.185	9.431	5.754	15.238	9.504	5.734
Dec-12	15.365	9.523	5.842	15.506	9.612	5.894
Jan-13	15.896	9.796	6.1	15.85	9.767	6.083
Feb-13	16.138	9.876	6.262	16.232	9.953	6.279
Mar-13	16.882	10.349	6.533	16.598	10.139	6.458
Apr-13	16.936	10.3	6.636	16.905	10.297	6.609
May-13	17.225	10.426	6.8	17.147	10.413	6.735
Jun-13	17.301	10.478	6.823	17.37	10.503	6.867
Jul-13	17.476	10.517	6.959	17.619	10.587	7.033
Aug-13	17.361	10.237	7.124	17.919	10.674	7.245
Sep-13	18.2	10.757	7.444	18.256	10.774	7.482
Oct-13	18.698	10.898	7.8	18.596	10.891	7.705
Nov-13	19.236	11.186	8.05	18.893	11.015	7.878
Dec-13	19.002	10.95	8.052	19.123	11.132	7.991
Jan-14	19.172	11.179	7.992	19.276	11.228	8.048
Feb-14	19.372	11.446	7.927	19.376	11.3	8.076
Mar-14	19.477	11.373	8.104	19.449	11.343	8.106
Apr-14	19.588	11.318	8.269	19.507	11.347	8.16
May-14	19.504	11.231	8.273	19.567	11.316	8.251
Jun-14	19.622	11.38	8.241	19.643	11.263	8.38
Jul-14	19.828	11.291	8.537	19.741	11.206	8.535
Aug-14	19.626	10.973	8.653	19.879	11.179	8.7
Sep-14	20.011	11.119	8.892	20.041	11.185	8.856
Oct-14	20.582	11.417	9.166	20.212	11.219	8.993
Nov-14	20.052	10.958	9.094	20.388	11.28	9.108
Dec-14	20.472	11.373	9.099	20.559	11.357	9.201
Jan-15	20.71	11.537	9.172	20.717	11.436	9.281
Feb-15	20.115	11.287	8.827	20.858	11.504	9.354
Mar-15	21.251	11.727	9.525	20.981	11.579	9.402
Apr-15	21.822	11.791	10.031	21.081	11.694	9.387
May-15	20.318	11.135	9.183	21.135	11.872	9.263
Jun-15	21.125	11.985	9.14	21.114	12.114	8.999
Jul-15	21.168	12.324	8.844	21.008	12.401	8.608
Aug-15	21.7	13.22	8.48	20.81	12.675	8.135
Sep-15	20.961	13.566	7.395	20.532	12.885	7.647
Oct-15	20.025	13.145	6.88	20.201	12.992	7.209
Nov-15	19.634	12.979	6.655	19.848	12.98	6.868
Dec-15	19.599	12.9	6.699	19.542	12.887	6.655
Jan-16	19.117	12.51	6.607	19.355	12.778	6.577
Feb-16	19.344	12.724	6.62	19.311	12.701	6.61
Mar-16	19.119	12.461	6.658	19.393	12.665	6.729
Apr-16	19.594	12.721	6.873	19.56	12.645	6.915
May-16	19.983	12.767	7.216	19.769	12.616	7.153
Jun-16	20.207	12.699	7.508	19.991	12.564	7.428
Jul-16	20.078	12.43	7.648	20.227	12.503	7.725
Aug-16	19.89	12.318	7.572	20.493	12.468	8.026
Sep-16	20.777	12.454	8.323	20.802	12.489	8.312
Oct-16	21.181	12.602	8.58	21.149	12.583	8.566
Nov-16	21.522	12.702	8.82	21.527	12.753	8.774
Dec-16	21.983	13.058	8.925	21.887	12.971	8.916
Jan-17	22.212	13.213	8.999	22.169	13.195	8.974
Feb-17	21.729	13.192	8.537	22.334	13.399	8.936
Mar-17	22.587	13.714	8.873	22.391	13.579	8.812
Apr-17	22.613	13.851	8.762	22.376	13.748	8.628
May-17	22.121	13.812	8.308	22.321	13.902	8.418
Jun-17	22.07	13.924	8.146	22.252	14.041	8.211
Jul-17	22.134	14.251	7.883	22.175	14.149	8.026
Aug-17	22.43	14.494	7.936	22.071	14.21	7.861
Sep-17	22.108	14.295	7.813	21.936	14.227	7.709
Oct-17	21.649	14.116	7.533	21.762	14.207	7.554
Nov-17	21.529	14.139	7.391	21.529	14.15	7.379
Dec-17	21.154	13.986	7.168	21.264	14.079	7.185
Jan-18	21.179	14.237	6.942	21.018	14.028	6.99
Feb-18	21.114	14.184	6.93	20.824	14.01	6.815
Mar-18	20.415	13.851	6.563	20.682	14.012	6.67
Apr-18	20.189	13.788	6.401	20.554	14.004	6.55
May-18	20.709	14.2	6.509	20.4	13.955	6.445
Jun-18	20.258	13.946	6.312	20.182	13.842	6.34
Jul-18	20.233	13.928	6.304	19.868	13.653	6.216
Aug-18	19.392	13.338	6.054	19.437	13.383	6.054
Sep-18	18.731	12.879	5.852	18.898	13.046	5.852
Oct-18	18.888	13.206	5.682	18.301	12.682	5.619
Nov-18	17.807	12.454	5.353	17.733	12.349	5.383
Dec-18	16.945	11.804	5.141	17.247	12.077	5.169
Jan-19	16.674	11.751	4.923	16.861	11.87	4.991
Feb-19	17.024	12.137	4.887	16.59	11.733	4.857
Mar-19	16.408	11.628	4.78	16.438	11.667	4.771
Apr-19	16.524	11.774	4.75	16.413	11.679	4.734
May-19	16.228	11.514	4.715	16.512	11.774	4.739
Jun-19	16.553	11.816	4.737	16.738	11.957	4.781
Jul-19	17.029	12.161	4.868	17.099	12.238	4.862
Aug-19	17.864	12.617	5.247	17.589	12.615	4.974
Sep-19	18.089	13.003	5.086	18.162	13.058	5.104
Oct-19	18.636	13.469	5.167	18.71	13.487	5.223
Nov-19	19.362	13.982	5.38	19.118	13.82	5.297
Dec-19	19.574	14.149	5.424	19.304	13.995	5.309
Jan-20	19.695	14.36	5.336	19.262	14.001	5.261
Feb-20	19.227	14.024	5.204	19.059	13.884	5.175
Mar-20	19.116	14.174	4.942	18.841	13.745	5.096
Apr-20	18.314	13.417	4.897	18.789	13.718	5.07
May-20	16.179	12.047	4.132	18.237	13.905	4.332
Jun-20	17.193	12.785	4.409	18.782	14.327	4.455
Jul-20	18.969	14.318	4.651	19.843	15.21	4.632
Aug-20	21.354	16.364	4.99	21.088	16.239	4.849
Sep-20	22.784	17.403	5.381	22.126	17.036	5.09
Oct-20	23.066	17.744	5.322	23.247	17.883	5.364
Nov-20	23.999	18.461	5.538	24.38	18.693	5.687
Dec-20	25.661	19.604	6.057	25.583	19.516	6.067
Jan-21	28.285	21.779	6.506	26.841	20.342	6.5
Feb-21	28.706	21.816	6.89	28.109	21.137	6.972
Mar-21	29.638	22.011	7.628	29.282	21.822	7.46
Apr-21	30.533	22.589	7.944	30.385	22.442	7.943
May-21	31.676	22.845	8.831	31.05	22.643	8.406
Jun-21	31.13	22.253	8.877	31.421	22.578	8.843
Jul-21	31.906	22.623	9.282	31.573	22.326	9.247
Aug-21	31.307	21.685	9.622	31.635	22.009	9.626
Sep-21	31.225	21.21	10.016	31.744	21.75	9.994
Oct-21	30.629	20.365	10.264	31.984	21.629	10.355
Nov-21	32.312	21.683	10.63	32.317	21.622	10.695
Dec-21	32.868	21.941	10.927	32.639	21.642	10.997
Jan-22	34.094	22.713	11.382	32.833	21.611	11.222
Feb-22	32.892	21.511	11.381	32.788	21.462	11.327
Mar-22	32.524	21.249	11.275	32.447	21.174	11.274
Apr-22	31.466	20.35	11.116	31.829	20.777	11.052
May-22	31.248	20.473	10.776	30.986	20.302	10.684
Jun-22	30.174	19.965	10.208	29.984	19.76	10.224
Jul-22	28.372	18.988	9.384	28.872	19.141	9.731
Aug-22	27.635	18.497	9.139	27.694	18.441	9.253
Sep-22	26.447	17.673	8.774	26.491	17.678	8.813
Oct-22	25.493	16.994	8.499	25.347	16.911	8.436
Nov-22	24.361	16.147	8.214	24.362	16.226	8.136
Dec-22	23.427	15.547	7.88	23.626	15.708	7.918
Jan-23	22.937	15.241	7.696	23.19	15.393	7.798
Feb-23	22.767	15.08	7.687	23.062	15.276	7.786
Mar-23	23.847	15.88	7.967	23.195	15.318	7.877
Apr-23	23.582	15.595	7.987	23.481	15.438	8.043
May-23	24.999	16.421	8.578	23.845	15.593	8.251
Jun-23	24.544	15.911	8.633	24.252	15.777	8.475
Jul-23	24.419	15.743	8.676	24.699	15.996	8.703
Aug-23	25.01	16.18	8.831	25.191	16.257	8.934
Sep-23	25.384	16.309	9.074	25.721	16.556	9.165
Oct-23	26.749	17.226	9.524	26.244	16.864	9.38

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23"],[[14.039],[14.058],[14.039],[14.257],[14.431],[14.544],[14.763],[15.231],[15.496],[15.281],[15.004],[14.166],[14.332],[14.205],[14.589],[14.954],[15.401],[15.916],[16.314],[17.112],[18.25],[17.414],[17.431],[16.763],[16.871],[16.993],[16.546],[16.88],[15.684],[14.558],[13.873],[12.991],[12.943],[12.783],[12.622],[12.976],[13.394],[13.046],[13.921],[14.883],[15.363],[16.708],[17.029],[16.857],[17.199],[17.215],[17.325],[17.892],[17.611],[17.069],[16.492],[15.944],[15.666],[15.55],[15.266],[15.412],[15.12],[15.038],[14.617],[14.628],[14.658],[14.707],[15.027],[14.149],[14.062],[13.626],[13.999],[14.234],[14.134],[14.085],[14.169],[13.938],[13.857],[14.048],[14.723],[14.769],[14.08],[14.088],[14.342],[14.508],[14.737],[14.777],[14.87],[15.104],[14.908],[15.185],[15.365],[15.896],[16.138],[16.882],[16.936],[17.225],[17.301],[17.476],[17.361],[18.2],[18.698],[19.236],[19.002],[19.172],[19.372],[19.477],[19.588],[19.504],[19.622],[19.828],[19.626],[20.011],[20.582],[20.052],[20.472],[20.71],[20.115],[21.251],[21.822],[20.318],[21.125],[21.168],[21.7],[20.961],[20.025],[19.634],[19.599],[19.117],[19.344],[19.119],[19.594],[19.983],[20.207],[20.078],[19.89],[20.777],[21.181],[21.522],[21.983],[22.212],[21.729],[22.587],[22.613],[22.121],[22.07],[22.134],[22.43],[22.108],[21.649],[21.529],[21.154],[21.179],[21.114],[20.415],[20.189],[20.709],[20.258],[20.233],[19.392],[18.731],[18.888],[17.807],[16.945],[16.674],[17.024],[16.408],[16.524],[16.228],[16.553],[17.029],[17.864],[18.089],[18.636],[19.362],[19.574],[19.695],[19.227],[19.116],[18.314],[16.179],[17.193],[18.969],[21.354],[22.784],[23.066],[23.999],[25.661],[28.285],[28.706],[29.638],[30.533],[31.676],[31.13],[31.906],[31.307],[31.225],[30.629],[32.312],[32.868],[34.094],[32.892],[32.524],[31.466],[31.248],[30.174],[28.372],[27.635],[26.447],[25.493],[24.361],[23.427],[22.937],[22.767],[23.847],[23.582],[24.999],[24.544],[24.419],[25.01],[25.384],[26.749]],[[8.717],[8.851],[8.882],[8.956],[9.179],[9.272],[9.433],[9.516],[9.516],[9.788],[9.494],[9.174],[9.275],[9.231],[9.403],[9.576],[9.767],[10.08],[10.272],[10.692],[11.342],[10.782],[11.051],[10.453],[10.767],[10.659],[10.361],[10.787],[9.908],[9.144],[8.706],[8.196],[8.196],[8.134],[7.963],[8.246],[8.559],[8.553],[9.372],[10.224],[10.781],[11.968],[11.928],[11.832],[11.967],[11.769],[11.627],[12.187],[11.802],[11.085],[10.608],[10.113],[9.793],[9.6],[9.359],[9.431],[9.13],[9.287],[9.227],[9.149],[9.162],[9.323],[9.446],[9.007],[8.872],[8.828],[9.002],[9.087],[9.094],[9.036],[9.04],[8.8],[8.856],[8.965],[9.4],[9.396],[8.679],[8.699],[8.92],[9.112],[9.25],[9.28],[9.439],[9.499],[9.386],[9.431],[9.523],[9.796],[9.876],[10.349],[10.3],[10.426],[10.478],[10.517],[10.237],[10.757],[10.898],[11.186],[10.95],[11.179],[11.446],[11.373],[11.318],[11.231],[11.38],[11.291],[10.973],[11.119],[11.417],[10.958],[11.373],[11.537],[11.287],[11.727],[11.791],[11.135],[11.985],[12.324],[13.22],[13.566],[13.145],[12.979],[12.9],[12.51],[12.724],[12.461],[12.721],[12.767],[12.699],[12.43],[12.318],[12.454],[1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All series exclude refinancing

In October 2023, in seasonally adjusted terms, the value of external refinancing:

for total housing fell 7.0% to $17.4b and was 5.0% lower compared to a year ago
for owner-occupier housing fell 9.8% to $11.4b and was 8.6% lower compared to a year ago
for investor housing fell 1.0% to $6.0b but was 2.6% higher compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Oct-05	4.125	3.183	0.943
Nov-05	4.13	3.208	0.921
Dec-05	4.371	3.164	1.207
Jan-06	3.904	3.056	0.848
Feb-06	4.189	3.2	0.989
Mar-06	4.068	3.177	0.891
Apr-06	4.164	3.07	1.094
May-06	4.113	3.359	0.755
Jun-06	4.229	3.398	0.831
Jul-06	4.333	3.5	0.833
Aug-06	4.455	3.562	0.894
Sep-06	4.457	3.551	0.906
Oct-06	4.465	3.613	0.853
Nov-06	4.533	3.629	0.904
Dec-06	4.433	3.488	0.945
Jan-07	4.555	3.496	1.059
Feb-07	4.624	3.465	1.16
Mar-07	4.479	3.388	1.091
Apr-07	4.651	3.522	1.13
May-07	4.496	3.447	1.049
Jun-07	4.523	3.487	1.036
Jul-07	4.235	3.176	1.059
Aug-07	4.488	3.424	1.064
Sep-07	4.52	3.411	1.109
Oct-07	4.379	3.245	1.134
Nov-07	4.671	3.443	1.228
Dec-07	4.792	3.607	1.185
Jan-08	4.956	3.686	1.27
Feb-08	4.891	3.623	1.268
Mar-08	4.69	3.5	1.19
Apr-08	4.575	3.371	1.204
May-08	4.329	3.189	1.14
Jun-08	4.164	3.148	1.015
Jul-08	4.365	3.134	1.232
Aug-08	4.313	3.137	1.176
Sep-08	4.092	2.836	1.256
Oct-08	4.471	3.126	1.345
Nov-08	4.587	3.228	1.359
Dec-08	5.021	3.515	1.506
Jan-09	4.949	3.412	1.537
Feb-09	4.728	3.147	1.582
Mar-09	5.105	3.446	1.659
Apr-09	5.069	3.467	1.602
May-09	5.002	3.438	1.564
Jun-09	4.874	3.386	1.488
Jul-09	4.601	3.215	1.387
Aug-09	4.393	3.008	1.385
Sep-09	4.245	2.937	1.308
Oct-09	4.173	2.929	1.244
Nov-09	4.071	2.82	1.25
Dec-09	3.78	2.757	1.024
Jan-10	3.576	2.588	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.47	2.644	0.826
Apr-10	3.431	2.603	0.828
May-10	3.574	2.633	0.942
Jun-10	3.636	2.721	0.915
Jul-10	3.732	2.817	0.915
Aug-10	3.834	2.918	0.916
Sep-10	3.85	2.928	0.922
Oct-10	4.019	3.019	1
Nov-10	4.072	3.073	0.998
Dec-10	4.432	3.411	1.021
Jan-11	4.133	3.206	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.935	1.029
Apr-11	4.234	3.174	1.06
May-11	4.555	3.389	1.166
Jun-11	4.515	3.367	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.866	3.643	1.223
Sep-11	4.894	3.633	1.262
Oct-11	4.757	3.549	1.209
Nov-11	4.732	3.522	1.21
Dec-11	5.044	3.722	1.322
Jan-12	5.105	3.731	1.374
Feb-12	5.161	3.691	1.47
Mar-12	5.209	3.682	1.528
Apr-12	4.912	3.614	1.298
May-12	4.999	3.573	1.426
Jun-12	4.991	3.494	1.497
Jul-12	4.888	3.407	1.48
Aug-12	5.026	3.436	1.59
Sep-12	5.006	3.408	1.598
Oct-12	5.016	3.481	1.535
Nov-12	5.096	3.452	1.644
Dec-12	4.937	3.387	1.551
Jan-13	5.109	3.433	1.676
Feb-13	5.084	3.436	1.648
Mar-13	5.205	3.574	1.63
Apr-13	5.367	3.644	1.724
May-13	5.42	3.75	1.671
Jun-13	5.639	3.929	1.711
Jul-13	6.457	3.799	2.658
Aug-13	6.15	3.642	2.508
Sep-13	6.724	3.914	2.81
Oct-13	6.82	3.879	2.941
Nov-13	6.936	3.93	3.006
Dec-13	6.891	3.868	3.023
Jan-14	6.888	3.891	2.997
Feb-14	7.331	4.215	3.116
Mar-14	7.117	3.957	3.16
Apr-14	7.378	4.053	3.325
May-14	7.445	4.072	3.373
Jun-14	7.617	4.184	3.434
Jul-14	7.84	4.284	3.556
Aug-14	7.805	4.268	3.537
Sep-14	8.04	4.28	3.76
Oct-14	8.392	4.402	3.99
Nov-14	8.436	4.479	3.957
Dec-14	8.681	4.593	4.088
Jan-15	8.735	4.704	4.031
Feb-15	9.059	4.956	4.102
Mar-15	9.296	5.004	4.292
Apr-15	9.391	5.23	4.161
May-15	9.244	4.973	4.271
Jun-15	9.144	5.324	3.82
Jul-15	8.917	5.412	3.506
Aug-15	8.799	5.466	3.333
Sep-15	8.808	5.746	3.062
Oct-15	8.984	5.907	3.076
Nov-15	9.243	6.09	3.154
Dec-15	9.716	6.473	3.243
Jan-16	9.335	6.059	3.276
Feb-16	9.357	6.008	3.348
Mar-16	9.42	6.206	3.214
Apr-16	9.437	6.228	3.208
May-16	9.344	6.032	3.312
Jun-16	9.689	6.054	3.635
Jul-16	9.683	6.102	3.581
Aug-16	9.411	5.754	3.658
Sep-16	9.587	6.052	3.535
Oct-16	8.993	5.806	3.187
Nov-16	9.075	5.676	3.399
Dec-16	9.004	5.565	3.439
Jan-17	9.112	5.773	3.339
Feb-17	8.707	5.412	3.296
Mar-17	8.79	5.433	3.356
Apr-17	8.478	5.19	3.289
May-17	8.793	5.429	3.364
Jun-17	8.715	5.258	3.457
Jul-17	8.592	5.135	3.457
Aug-17	8.982	5.247	3.736
Sep-17	8.711	5.325	3.387
Oct-17	8.475	5.349	3.126
Nov-17	8.975	5.53	3.446
Dec-17	9.285	5.734	3.551
Jan-18	9.629	5.8	3.829
Feb-18	9.767	5.765	4.002
Mar-18	9.23	5.532	3.698
Apr-18	9.446	5.678	3.769
May-18	9.179	5.6	3.579
Jun-18	8.733	5.318	3.415
Jul-18	9.1	5.716	3.384
Aug-18	8.96	5.594	3.366
Sep-18	8.747	5.404	3.343
Oct-18	9.029	5.577	3.452
Nov-18	8.964	5.524	3.44
Dec-18	8.675	5.385	3.29
Jan-19	8.406	5.194	3.212
Feb-19	8.541	5.349	3.193
Mar-19	8.519	5.276	3.243
Apr-19	8.408	5.228	3.179
May-19	8.357	5.154	3.203
Jun-19	8.024	4.81	3.214
Jul-19	8.315	5.216	3.099
Aug-19	8.957	5.562	3.396
Sep-19	9.893	6.149	3.743
Oct-19	9.845	6.064	3.781
Nov-19	10.151	6.284	3.867
Dec-19	10.467	6.574	3.894
Jan-20	10.825	6.939	3.886
Feb-20	11.202	7.239	3.964
Mar-20	10.776	6.877	3.899
Apr-20	11.661	7.56	4.101
May-20	14.091	9.376	4.715
Jun-20	13.53	8.776	4.755
Jul-20	10.374	6.659	3.714
Aug-20	10.784	6.837	3.947
Sep-20	12.869	8.071	4.798
Oct-20	12.244	7.578	4.666
Nov-20	10.421	6.413	4.008
Dec-20	11.448	7.189	4.259
Jan-21	12.489	8.078	4.412
Feb-21	13.779	8.934	4.845
Mar-21	13.113	8.519	4.594
Apr-21	13.894	9.099	4.795
May-21	14.574	9.536	5.038
Jun-21	15.156	9.923	5.233
Jul-21	16.429	10.745	5.683
Aug-21	16.728	10.67	6.058
Sep-21	16.275	10.345	5.93
Oct-21	16.499	10.658	5.84
Nov-21	16.343	10.645	5.698
Dec-21	16.314	10.817	5.496
Jan-22	15.255	9.858	5.398
Feb-22	16.308	10.837	5.471
Mar-22	16.567	11.028	5.539
Apr-22	16.751	11.279	5.472
May-22	17.165	11.787	5.378
Jun-22	17.713	12.178	5.535
Jul-22	17.598	12.119	5.479
Aug-22	18.058	12.272	5.786
Sep-22	18.267	12.482	5.784
Oct-22	18.275	12.464	5.812
Nov-22	19.833	13.665	6.168
Dec-22	19.33	13.151	6.179
Jan-23	19.637	13.386	6.252
Feb-23	19.983	13.691	6.292
Mar-23	21.075	14.027	7.048
Apr-23	19.572	13.213	6.359
May-23	20.646	13.929	6.717
Jun-23	19.898	13.491	6.407
Jul-23	21.564	14.534	7.03
Aug-23	19.835	13.447	6.388
Sep-23	18.66	12.632	6.028
Oct-23	17.353	11.388	5.965

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

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Personal finance

In October 2023, in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance rose 2.1%, after a rise of 3.0% in September
for road vehicles rose 1.5%
for personal investment rose 3.7%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Oct-05	1.471	0.699	0.472	0.19
Nov-05	1.45	0.7	0.475	0.19
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.856	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.213
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.408	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.234
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.719	0.79	0.542	0.292
Apr-10	1.711	0.808	0.511	0.268
May-10	1.685	0.817	0.468	0.28
Jun-10	1.821	0.851	0.433	0.396
Jul-10	1.683	0.842	0.437	0.273
Aug-10	1.602	0.854	0.406	0.255
Sep-10	1.668	0.89	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.361	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.574	0.878	0.341	0.243
Mar-11	1.593	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.62	0.852	0.352	0.28
Jul-11	1.614	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.348	0.299
Oct-11	1.668	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.639	0.935	0.308	0.254
Feb-12	1.579	0.896	0.282	0.24
Mar-12	1.549	0.902	0.271	0.23
Apr-12	1.619	0.953	0.28	0.227
May-12	1.664	0.996	0.28	0.247
Jun-12	1.691	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.309	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.818	1.069	0.302	0.287
Nov-12	1.876	1.097	0.307	0.298
Dec-12	1.887	1.098	0.307	0.299
Jan-13	1.855	1.057	0.325	0.292
Feb-13	1.854	1.034	0.318	0.292
Mar-13	1.865	1.046	0.33	0.305
Apr-13	1.81	1.006	0.329	0.305
May-13	1.791	1.019	0.336	0.288
Jun-13	1.707	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.739	1.025	0.306	0.247
Sep-13	1.756	1.028	0.31	0.255
Oct-13	1.733	1	0.316	0.25
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.774	1.03	0.299	0.266
Feb-14	1.862	1.052	0.341	0.265
Mar-14	1.793	1.048	0.315	0.266
Apr-14	1.762	1.035	0.297	0.232
May-14	1.77	1.036	0.313	0.252
Jun-14	1.749	1.021	0.316	0.247
Jul-14	1.825	1.03	0.359	0.265
Aug-14	1.811	1.024	0.34	0.265
Sep-14	1.835	1.019	0.387	0.255
Oct-14	1.924	1.032	0.427	0.296
Nov-14	1.843	0.993	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.812	1.037	0.369	0.246
Feb-15	1.861	1.025	0.395	0.254
Mar-15	1.883	1.044	0.402	0.274
Apr-15	2.056	1.105	0.418	0.305
May-15	1.984	1.094	0.393	0.31
Jun-15	1.97	1.115	0.366	NA
Jul-15	1.903	1.088	0.357	NA
Aug-15	1.892	1.103	0.327	NA
Sep-15	1.815	1.103	0.278	0.251
Oct-15	1.768	1.079	0.278	0.247
Nov-15	1.815	1.112	0.282	0.242
Dec-15	1.872	1.12	0.296	0.268
Jan-16	1.853	1.086	0.289	0.281
Feb-16	1.957	1.132	0.299	0.323
Mar-16	2.178	1.354	0.27	0.356
Apr-16	2.309	1.332	0.324	0.425
May-16	2.175	1.29	0.316	0.387
Jun-16	2.107	1.283	0.303	0.369
Jul-16	2.159	1.299	0.319	0.349
Aug-16	2.143	1.272	0.335	0.355
Sep-16	2.067	1.249	0.33	0.313
Oct-16	1.985	1.23	0.306	0.279
Nov-16	2.012	1.239	0.314	0.285
Dec-16	2.052	1.261	0.311	0.286
Jan-17	1.981	1.214	0.303	0.285
Feb-17	1.914	1.169	0.296	0.257
Mar-17	1.81	1.139	0.277	0.228
Apr-17	1.768	1.117	0.249	0.204
May-17	1.75	1.132	0.254	0.198
Jun-17	1.739	1.133	0.25	0.208
Jul-17	1.746	1.132	0.22	0.216
Aug-17	1.753	1.145	0.232	NA
Sep-17	1.854	1.15	0.278	0.243
Oct-17	1.894	1.204	0.245	0.275
Nov-17	1.898	1.225	0.24	0.266
Dec-17	1.8	1.166	0.203	0.249
Jan-18	1.811	1.157	0.225	0.242
Feb-18	1.787	1.151	0.216	0.227
Mar-18	1.753	1.133	0.202	0.237
Apr-18	1.742	1.123	0.191	0.247
May-18	1.72	1.132	0.183	0.248
Jun-18	1.817	1.171	0.231	0.266
Jul-18	1.767	1.158	0.166	0.281
Aug-18	1.792	1.164	0.173	0.304
Sep-18	1.798	1.159	0.152	0.313
Oct-18	1.76	1.134	0.152	0.305
Nov-18	1.684	1.08	0.15	0.296
Dec-18	1.634	1.054	0.15	0.272
Jan-19	1.628	1.046	0.151	0.269
Feb-19	1.634	1.059	0.137	0.26
Mar-19	1.605	1.063	0.146	0.251
Apr-19	1.628	1.057	0.144	0.256
May-19	1.586	1.055	0.144	0.246
Jun-19	1.686	1.083	0.217	0.26
Jul-19	1.652	1.083	0.155	0.268
Aug-19	1.694	1.094	0.145	0.322
Sep-19	1.695	1.099	0.161	0.277
Oct-19	1.715	1.1	0.172	0.289
Nov-19	1.649	1.036	0.16	0.291
Dec-19	1.733	1.1	0.154	0.306
Jan-20	1.769	1.1	0.156	0.333
Feb-20	1.75	1.105	0.161	0.296
Mar-20	1.572	0.972	0.171	0.286
Apr-20	1.186	0.607	0.262	0.205
May-20	1.376	0.882	0.212	0.182
Jun-20	1.51	1.09	0.125	0.209
Jul-20	1.582	1.083	0.158	0.226
Aug-20	1.393	0.933	0.161	0.209
Sep-20	1.552	1.015	0.181	0.227
Oct-20	1.591	1.11	0.163	0.222
Nov-20	1.711	1.177	0.194	0.229
Dec-20	1.739	1.223	0.16	0.224
Jan-21	1.772	1.203	0.176	0.246
Feb-21	1.764	1.12	0.226	0.255
Mar-21	1.809	1.173	0.198	0.265
Apr-21	1.873	1.194	0.229	0.269
May-21	1.94	1.24	0.263	0.284
Jun-21	1.777	1.173	0.176	0.291
Jul-21	1.988	1.192	0.316	0.297
Aug-21	1.942	1.148	0.367	0.29
Sep-21	1.972	1.138	0.364	0.286
Oct-21	2.037	1.158	0.371	0.309
Nov-21	2.085	1.178	0.406	0.316
Dec-21	2.148	1.201	0.447	0.339
Jan-22	2.148	1.195	0.448	0.351
Feb-22	2.266	1.26	0.461	0.359
Mar-22	2.27	1.235	0.457	0.358
Apr-22	2.238	1.199	0.409	0.365
May-22	2.242	1.183	0.439	0.372
Jun-22	1.941	1.048	0.276	0.398
Jul-22	2.154	1.116	0.462	0.357
Aug-22	2.236	1.248	0.435	0.343
Sep-22	2.211	1.19	0.424	0.351
Oct-22	2.188	1.146	0.443	0.36
Nov-22	2.189	1.149	0.406	0.366
Dec-22	2.138	1.139	0.414	0.348
Jan-23	2.163	1.149	0.394	0.361
Feb-23	2.174	1.158	0.383	0.372
Mar-23	2.135	1.182	0.374	0.362
Apr-23	2.175	1.208	0.345	0.366
May-23	2.304	1.325	0.325	0.377
Jun-23	2.127	1.311	0.221	0.418
Jul-23	2.271	1.334	0.322	0.359
Aug-23	2.406	1.426	0.344	0.392
Sep-23	2.477	1.44	0.339	0.407
Oct-23	2.529	1.462	0.351	0.415

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

[["Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23"],[[1.471],[1.45],[1.493],[1.537],[1.54],[1.489],[1.517],[1.592],[1.586],[1.548],[1.463],[1.446],[1.44],[1.484],[1.515],[1.515],[1.537],[1.616],[1.664],[1.684],[1.856],[1.595],[1.649],[1.664],[1.686],[1.72],[1.696],[1.731],[1.703],[1.657],[1.63],[1.624],[1.463],[1.602],[1.559],[1.538],[1.512],[1.346],[1.418],[1.414],[1.394],[1.408],[1.427],[1.401],[1.512],[1.454],[1.484],[1.459],[1.47],[1.422],[1.764],[1.665],[1.738],[1.719],[1.711],[1.685],[1.821],[1.683],[1.602],[1.668],[1.683],[1.638],[1.603],[1.57],[1.574],[1.593],[1.607],[1.613],[1.62],[1.614],[1.693],[1.68],[1.668],[1.646],[1.657],[1.639],[1.579],[1.549],[1.619],[1.664],[1.691],[1.728],[1.724],[1.799],[1.818],[1.876],[1.887],[1.855],[1.854],[1.865],[1.81],[1.791],[1.707],[1.752],[1.739],[1.756],[1.733],[1.713],[1.728],[1.774],[1.862],[1.793],[1.762],[1.77],[1.749],[1.825],[1.811],[1.835],[1.924],[1.843],[1.828],[1.812],[1.861],[1.883],[2.056],[1.984],[1.97],[1.903],[1.892],[1.815],[1.768],[1.815],[1.872],[1.853],[1.957],[2.178],[2.309],[2.175],[2.107],[2.159],[2.143],[2.067],[1.985],[2.012],[2.052],[1.981],[1.914],[1.81],[1.768],[1.75],[1.739],[1.746],[1.753],[1.854],[1.894],[1.898],[1.8],[1.811],[1.787],[1.753],[1.742],[1.72],[1.817],[1.767],[1.792],[1.798],[1.76],[1.684],[1.634],[1.628],[1.634],[1.605],[1.628],[1.586],[1.686],[1.652],[1.694],[1.695],[1.715],[1.649],[1.733],[1.769],[1.75],[1.572],[1.186],[1.376],[1.51],[1.582],[1.393],[1.552],[1.591],[1.711],[1.739],[1.772],[1.764],[1.809],[1.873],[1.94],[1.777],[1.988],[1.942],[1.972],[2.037],[2.085],[2.148],[2.148],[2.266],[2.27],[2.238],[2.242],[1.941],[2.154],[2.236],[2.211],[2.188],[2.189],[2.138],[2.163],[2.174],[2.135],[2.175],[2.304],[2.127],[2.271],[2.406],[2.477],[2.529]],[[0.699],[0.7],[0.705],[0.711],[0.693],[0.681],[0.665],[0.693],[0.688],[0.706],[0.712],[0.723],[0.732],[0.751],[0.734],[0.746],[0.754],[0.779],[0.778],[0.816],[0.819],[0.802],[0.789],[0.789],[0.813],[0.816],[0.837],[0.832],[0.828],[0.829],[0.81],[0.78],[0.788],[0.773],[0.761],[0.751],[0.733],[0.651],[0.702],[0.712],[0.693],[0.678],[0.689],[0.669],[0.638],[0.669],[0.677],[0.659],[0.675],[0.675],[0.742],[0.738],[0.778],[0.79],[0.808],[0.817],[0.851],[0.842],[0.854],[0.89],[0.871],[0.883],[0.866],[0.864],[0.878],[0.872],[0.881],[0.859],[0.852],[0.866],[0.903],[0.904],[0.928],[0.939],[0.96],[0.935],[0.896],[0.902],[0.953],[0.996],[1.008],[1.004],[1.014],[1.035],[1.069],[1.097],[1.098],[1.057],[1.034],[1.046],[1.006],[1.019],[0.995],[1.044],[1.025],[1.028],[1],[0.963],[0.984],[1.03],[1.052],[1.048],[1.035],[1.036],[1.021],[1.03],[1.024],[1.019],[1.032],[0.993],[1.025],[1.037],[1.025],[1.044],[1.105],[1.094],[1.115],[1.088],[1.103],[1.103],[1.079],[1.112],[1.12],[1.086],[1.132],[1.354],[1.332],[1.29],[1.283],[1.299],[1.272],[1.249],[1.23],[1.239],[1.261],[1.214],[1.169],[1.139],[1.117],[1.132],[1.133],[1.132],[1.145],[1.15],[1.204],[1.225],[1.166],[1.157],[1.151],[1.133],[1.123],[1.132],[1.171],[1.158],[1.164],[1.159],[1.134],[1.08],[1.054],[1.046],[1.059],[1.063],[1.057],[1.055],[1.083],[1.083],[1.094],[1.099],[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[]

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[{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]

Any missing data points in the series above are not available for publication.

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Oct-05	0.027	0.029	0.047	0.119
Nov-05	0.030	0.028	0.051	0.120
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.033	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.047	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.053	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.061	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.262
Jun-13	0.036	0.066	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.163
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.061	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.041	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.044	0.080	0.061	0.176
Sep-14	0.043	0.081	0.055	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.080	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.060	0.172
May-15	0.040	0.087	0.062	0.168
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.040	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.112
Dec-15	0.046	0.076	0.064	0.111
Jan-16	0.044	0.077	0.064	0.109
Feb-16	0.045	0.071	0.063	0.115
Mar-16	0.051	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.065	0.128
Jul-16	0.046	0.078	0.065	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.141
Nov-16	0.046	0.072	0.061	0.140
Dec-16	0.051	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.073	0.063	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.071	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.060	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.067	0.060	0.096
Jan-18	0.046	0.064	0.059	0.104
Feb-18	0.046	0.066	0.055	0.103
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.063	0.054	0.116
Jun-18	0.051	0.072	0.054	0.120
Jul-18	0.049	0.064	0.054	0.119
Aug-18	0.049	0.062	0.060	0.122
Sep-18	0.050	0.065	0.054	0.121
Oct-18	0.055	0.063	0.050	0.123
Nov-18	0.052	0.061	0.047	0.125
Dec-18	0.049	0.057	0.043	0.131
Jan-19	0.048	0.055	0.041	0.134
Feb-19	0.046	0.057	0.042	0.135
Mar-19	0.045	0.056	0.037	0.138
Apr-19	0.045	0.056	0.039	0.129
May-19	0.048	0.057	0.041	0.132
Jun-19	0.049	0.056	0.041	0.131
Jul-19	0.056	0.059	0.039	0.142
Aug-19	0.051	0.063	0.037	0.140
Sep-19	0.046	0.070	0.035	0.142
Oct-19	0.047	0.074	0.035	0.158
Nov-19	0.044	0.079	0.034	0.175
Dec-19	0.045	0.085	0.036	0.163
Jan-20	0.046	0.090	0.035	0.186
Feb-20	0.053	0.073	0.034	0.161
Mar-20	0.044	0.071	0.017	0.159
Apr-20	0.029	0.065	0.002	0.119
May-20	0.042	0.060	0.002	0.120
Jun-20	0.066	0.078	0.004	0.107
Jul-20	0.055	0.068	0.002	0.116
Aug-20	0.045	0.063	0.003	0.126
Sep-20	0.032	0.070	0.006	0.134
Oct-20	0.037	0.059	0.008	0.139
Nov-20	0.046	0.068	0.004	0.130
Dec-20	0.046	0.079	0.008	0.127
Jan-21	0.048	0.070	0.005	0.125
Feb-21	0.050	0.095	0.005	0.124
Mar-21	0.052	0.098	0.007	0.162
Apr-21	0.054	0.100	0.007	0.144
May-21	0.057	0.103	0.006	0.153
Jun-21	0.074	0.109	0.006	0.154
Jul-21	0.069	0.117	0.004	0.157
Aug-21	0.058	0.099	0.005	0.137
Sep-21	0.057	0.112	0.005	0.161
Oct-21	0.060	0.132	0.009	0.159
Nov-21	0.056	0.115	0.012	0.156
Dec-21	0.062	0.110	0.013	0.161
Jan-22	0.065	0.125	0.013	0.159
Feb-22	0.070	0.124	0.016	0.168
Mar-22	0.071	0.135	0.019	0.160
Apr-22	0.070	0.142	0.024	0.164
May-22	0.067	0.143	0.026	0.164
Jun-22	0.064	0.155	0.031	0.162
Jul-22	0.060	0.120	0.034	0.163
Aug-22	0.062	0.142	0.038	0.161
Sep-22	0.062	0.142	0.038	0.164
Oct-22	0.060	0.147	0.041	0.159
Nov-22	0.059	0.154	0.041	0.163
Dec-22	0.051	0.158	0.044	0.166
Jan-23	0.060	0.170	0.045	0.191
Feb-23	0.058	0.169	0.043	0.179
Mar-23	0.053	0.142	0.036	0.178
Apr-23	0.046	0.141	0.042	0.163
May-23	0.071	0.155	0.043	0.160
Jun-23	0.073	0.146	0.046	0.148
Jul-23	0.062	0.154	0.050	0.162
Aug-23	0.063	0.161	0.052	0.176
Sep-23	0.066	0.163	0.056	0.159
Oct-23	0.067	0.169	0.051	0.168

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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[]

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Any missing data points in the series above are not available for publication.

Business finance

In October 2023, in seasonally adjusted terms, the value of new loan commitments:

for construction finance rose 1.2%, after a rise of 10.7% in September. In trend terms, it rose 0.3%.
for the purchase of property fell 4.7%, after a rise of 5.7% in September. In trend terms, it rose 0.9%.

These series can have volatile month-to-month movements as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Oct-05	1.301	2.309	1.645	2.39
Nov-05	1.434	2.395	1.649	2.459
Dec-05	2.241	2.407	1.643	2.53
Jan-06	1.389	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.188	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.573	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.503
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.426	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.675	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.44	2.604	1.356	2.751
Apr-11	1.026	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.72
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.514	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.328	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.075	1.15	2.752
Apr-12	1.036	2.926	1.112	2.779
May-12	1.022	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.469	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.421	3.116	1.064	2.848
Nov-12	1.03	2.69	1.066	2.858
Dec-12	2.683	2.693	1.07	2.873
Jan-13	1.347	3.102	1.078	2.892
Feb-13	0.878	2.855	1.094	2.917
Mar-13	0.942	2.653	1.121	2.95
Apr-13	0.738	2.983	1.167	2.992
May-13	1.344	3.304	1.234	3.052
Jun-13	1.47	3.301	1.321	3.133
Jul-13	1.229	3.056	1.424	3.24
Aug-13	1.496	3.344	1.532	3.369
Sep-13	1.464	3.406	1.636	3.513
Oct-13	1.665	3.415	1.726	3.664
Nov-13	2.228	5.146	1.796	3.818
Dec-13	2.209	4.078	1.849	3.969
Jan-14	1.591	3.217	1.887	4.108
Feb-14	2.245	4.448	1.915	4.227
Mar-14	1.502	4.649	1.937	4.326
Apr-14	3.786	4.201	1.957	4.402
May-14	1.804	4.571	1.98	4.452
Jun-14	1.545	3.884	2.008	4.477
Jul-14	2.909	4.645	2.045	4.484
Aug-14	1.699	4.779	2.091	4.481
Sep-14	2.968	4.254	2.141	4.476
Oct-14	2.165	4.499	2.192	4.475
Nov-14	1.779	3.043	2.233	4.483
Dec-14	2.198	4.761	2.259	4.503
Jan-15	3.625	4.454	2.268	4.535
Feb-15	2.622	4.372	2.267	4.579
Mar-15	1.999	4.418	2.258	4.635
Apr-15	2.413	4.759	2.243	4.704
May-15	2.337	4.992	2.218	4.786
Jun-15	2.088	4.847	2.19	4.878
Jul-15	2.009	4.97	2.164	4.975
Aug-15	2.252	4.988	2.142	5.064
Sep-15	1.877	8.345	2.13	5.139
Oct-15	2.191	4.998	2.132	5.195
Nov-15	2.46	5.254	2.148	5.23
Dec-15	2.183	5.645	2.174	5.243
Jan-16	1.618	4.529	2.197	5.239
Feb-16	1.84	5.547	2.206	5.223
Mar-16	2.993	5.204	2.2	5.198
Apr-16	3.317	5.125	2.18	5.171
May-16	2.237	4.677	2.146	5.148
Jun-16	1.807	5.091	2.105	5.138
Jul-16	2.287	5.497	2.061	5.146
Aug-16	1.868	5.025	2.021	5.171
Sep-16	1.534	5.318	1.991	5.213
Oct-16	1.865	5.146	1.976	5.27
Nov-16	4.692	5.309	1.981	5.334
Dec-16	1.961	5.004	2.005	5.397
Jan-17	2.786	5.908	2.046	5.456
Feb-17	1.808	5.647	2.095	5.509
Mar-17	1.871	5.694	2.146	5.551
Apr-17	2.442	5.269	2.193	5.581
May-17	1.9	5.462	2.235	5.599
Jun-17	2.909	5.812	2.278	5.604
Jul-17	1.85	6.889	2.325	5.593
Aug-17	2.829	5.431	2.377	5.569
Sep-17	1.969	5.227	2.438	5.533
Oct-17	2.184	6.07	2.505	5.49
Nov-17	4.001	5.57	2.569	5.443
Dec-17	2.664	4.818	2.624	5.396
Jan-18	2.911	5.564	2.662	5.355
Feb-18	2.489	5.394	2.673	5.328
Mar-18	2.593	5.146	2.655	5.324
Apr-18	2.982	5.531	2.608	5.344
May-18	2.649	5.046	2.538	5.384
Jun-18	2.254	5.367	2.452	5.431
Jul-18	2.586	5.404	2.357	5.477
Aug-18	2.088	5.577	2.267	5.52
Sep-18	2.096	5.71	2.191	5.555
Oct-18	3.433	5.728	2.137	5.576
Nov-18	1.715	6.19	2.112	5.579
Dec-18	1.959	4.246	2.121	5.571
Jan-19	2.584	5.135	2.169	5.551
Feb-19	2.802	5.054	2.259	5.513
Mar-19	1.888	5.497	2.388	5.458
Apr-19	1.972	5.457	2.539	5.388
May-19	2.665	6.352	2.695	5.307
Jun-19	3.059	7.355	2.841	5.223
Jul-19	2.807	4.713	2.96	5.14
Aug-19	3.112	5.214	3.035	5.058
Sep-19	3.953	5.123	3.06	4.975
Oct-19	3.211	4.086	3.031	4.886
Nov-19	3.176	4.238	2.954	4.787
Dec-19	2.934	4.801	2.837	4.677
Jan-20	2.132	4.689	2.689	4.555
Feb-20	2.208	5.129	2.529	4.427
Mar-20	2.753	4.698	2.376	4.297
Apr-20	2.004	4.279	2.248	4.165
May-20	1.96	3.887	2.152	4.038
Jun-20	3.097	3.594	2.09	3.93
Jul-20	2.37	3.509	2.058	3.851
Aug-20	1.333	3.814	2.049	3.811
Sep-20	2.085	3.788	2.048	3.823
Oct-20	1.888	3.786	2.048	3.9
Nov-20	1.225	4.272	2.046	4.045
Dec-20	2.01	4.762	2.043	4.252
Jan-21	1.064	3.952	2.04	4.504
Feb-21	2.055	4.446	2.04	4.782
Mar-21	2.238	5.087	2.04	5.07
Apr-21	1.903	5.517	2.039	5.363
May-21	1.914	4.736	2.042	5.659
Jun-21	1.676	6.715	2.046	5.95
Jul-21	2.647	7.578	2.052	6.226
Aug-21	2.122	6.03	2.062	6.475
Sep-21	2.243	6.101	2.075	6.682
Oct-21	2.045	7.099	2.09	6.841
Nov-21	1.594	6.628	2.103	6.946
Dec-21	2.362	6.964	2.109	6.997
Jan-22	4.042	8.013	2.109	6.998
Feb-22	1.89	7.579	2.103	6.955
Mar-22	2.361	6.513	2.091	6.869
Apr-22	2.136	6.08	2.073	6.742
May-22	2.023	6.803	2.053	6.577
Jun-22	2.209	6.174	2.033	6.377
Jul-22	1.661	7.676	2.015	6.155
Aug-22	2.223	6.176	2.004	5.931
Sep-22	1.492	5.731	2.007	5.725
Oct-22	2.368	5.499	2.025	5.545
Nov-22	0.94	5.336	2.056	5.396
Dec-22	1.898	5.055	2.096	5.285
Jan-23	1.858	5.107	2.139	5.215
Feb-23	2.874	4.942	2.181	5.185
Mar-23	2.293	4.984	2.215	5.199
Apr-23	3.347	5.539	2.24	5.252
May-23	2.606	5.789	2.257	5.333
Jun-23	2.285	5.208	2.265	5.425
Jul-23	1.78	5.15	2.268	5.517
Aug-23	2.1	5.722	2.269	5.599
Sep-23	2.324	6.05	2.272	5.665
Oct-23	2.352	5.768	2.279	5.715

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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Any missing data points in the series above are not available for publication.

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

			Oct-2023 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		17.23	5.6	1.4
		Construction of dwellings	1.65	9.1	-19.5
		Purchase of newly erected dwellings	0.96	1.7	-5.3
		Purchase of existing dwellings	13.36	4.6	5.2
	First home buyers		4.98	6.2	11.8
Investor
	Total housing (a)		9.52	5.0	12.1

Number of new loan commitments by purpose (seasonally adjusted)

			Oct-2023 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		N/A	N/A	N/A
		Construction of dwellings	2 759	2.0	-22.7
		Purchase of newly erected dwellings	1 626	1.5	-10.8
		Purchase of existing dwellings	21 966	3.0	4.0
	First home buyers		9 781	5.1	6.8
Investor
	Total housing (a)		N/A	N/A	N/A

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In October 2023, in seasonally adjusted terms, the value of new loan commitments:

for owner occupiers rose 5.6%, after a rise of 0.8% in September
for investors rose 5.0%, after a rise of 2.8% in September

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Oct-21	-4.0	2.5
Nov-21	6.5	3.6
Dec-21	1.2	2.8
Jan-22	3.5	4.2
Feb-22	-5.3	0.0
Mar-22	-1.2	-0.9
Apr-22	-4.2	-1.4
May-22	0.6	-3.1
Jun-22	-2.5	-5.3
Jul-22	-4.9	-8.1
Aug-22	-2.6	-2.6
Sep-22	-4.5	-4.0
Oct-22	-3.8	-3.1
Nov-22	-5.0	-3.3
Dec-22	-3.7	-4.1
Jan-23	-2.0	-2.3
Feb-23	-1.1	-0.1
Mar-23	5.3	3.6
Apr-23	-1.8	0.3
May-23	5.3	7.4
Jun-23	-3.1	0.6
Jul-23	-1.1	0.5
Aug-23	2.8	1.8
Sep-23	0.8	2.8
Oct-23	5.6	5.0

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

[" ","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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In October 2023, in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings rose 4.6% and was 5.2% higher compared to a year ago
for the construction of new dwellings rose 9.1% but was 19.5% lower compared to a year ago
for the purchase of new dwellings rose 1.7% but was 5.3% lower compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Oct-05	0.815	0.534	6.587	0.327	0.454
Nov-05	0.812	0.512	6.746	0.320	0.461
Dec-05	0.835	0.542	6.713	0.329	0.463
Jan-06	0.857	0.534	6.757	0.329	0.480
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.848	0.593	7.000	0.335	0.496
Apr-06	0.852	0.627	7.118	0.345	0.492
May-06	0.853	0.634	7.242	0.341	0.446
Jun-06	0.896	0.618	7.187	0.344	0.471
Jul-06	0.952	0.607	7.399	0.364	0.465
Aug-06	0.937	0.574	7.166	0.352	0.464
Sep-06	0.905	0.555	6.916	0.327	0.471
Oct-06	0.916	0.575	6.979	0.334	0.472
Nov-06	0.918	0.578	6.937	0.334	0.464
Dec-06	0.916	0.526	7.123	0.338	0.499
Jan-07	0.932	0.616	7.176	0.334	0.518
Feb-07	0.908	0.641	7.382	0.325	0.511
Mar-07	0.925	0.680	7.633	0.321	0.520
Apr-07	0.930	0.624	7.874	0.330	0.514
May-07	0.935	0.678	8.206	0.331	0.543
Jun-07	0.991	0.761	8.686	0.331	0.573
Jul-07	0.959	0.692	8.252	0.315	0.564
Aug-07	0.998	0.700	8.406	0.338	0.609
Sep-07	1.028	0.648	7.931	0.312	0.533
Oct-07	1.050	0.576	8.219	0.318	0.604
Nov-07	0.987	0.543	8.219	0.317	0.592
Dec-07	0.992	0.497	8.004	0.304	0.565
Jan-08	0.999	0.489	8.325	0.347	0.627
Feb-08	1.002	0.481	7.570	0.328	0.527
Mar-08	0.996	0.402	6.974	0.296	0.477
Apr-08	0.961	0.391	6.566	0.294	0.494
May-08	0.920	0.367	6.230	0.288	0.390
Jun-08	0.888	0.420	6.133	0.288	0.466
Jul-08	0.874	0.388	6.130	0.291	0.451
Aug-08	0.841	0.348	6.065	0.282	0.427
Sep-08	0.834	0.402	6.247	0.333	0.430
Oct-08	0.861	0.429	6.500	0.334	0.436
Nov-08	0.839	0.475	6.402	0.350	0.487
Dec-08	0.915	0.503	7.081	0.350	0.523
Jan-09	1.010	0.551	7.724	0.374	0.564
Feb-09	1.054	0.589	8.139	0.383	0.616
Mar-09	1.189	0.643	9.051	0.388	0.697
Apr-09	1.306	0.630	8.912	0.381	0.699
May-09	1.345	0.615	8.784	0.380	0.708
Jun-09	1.370	0.607	8.933	0.364	0.693
Jul-09	1.382	0.603	8.714	0.364	0.706
Aug-09	1.406	0.633	8.516	0.346	0.726
Sep-09	1.505	0.647	8.952	0.340	0.742
Oct-09	1.675	0.613	8.408	0.329	0.777
Nov-09	1.542	0.579	7.975	0.315	0.674
Dec-09	1.453	0.582	7.673	0.301	0.600
Jan-10	1.400	0.519	7.323	0.290	0.581
Feb-10	1.361	0.544	7.020	0.292	0.576
Mar-10	1.269	0.548	6.939	0.286	0.558
Apr-10	1.184	0.558	6.805	0.283	0.529
May-10	1.138	0.566	6.932	0.281	0.514
Jun-10	1.087	0.569	6.685	0.270	0.518
Jul-10	1.110	0.588	6.772	0.271	0.546
Aug-10	1.124	0.539	6.779	0.269	0.516
Sep-10	1.103	0.569	6.694	0.272	0.512
Oct-10	1.098	0.609	6.651	0.289	0.514
Nov-10	1.162	0.709	6.673	0.272	0.506
Dec-10	1.130	0.599	6.869	0.275	0.574
Jan-11	1.054	0.591	6.624	0.241	0.497
Feb-11	1.083	0.509	6.586	0.257	0.437
Mar-11	1.053	0.523	6.529	0.268	0.455
Apr-11	1.085	0.552	6.636	0.261	0.467
May-11	1.172	0.613	6.534	0.266	0.503
Jun-11	1.082	0.589	6.594	0.275	0.554
Jul-11	1.090	0.591	6.622	0.260	0.473
Aug-11	1.059	0.615	6.608	0.277	0.481
Sep-11	1.082	0.575	6.397	0.268	0.479
Oct-11	1.048	0.566	6.518	0.242	0.483
Nov-11	1.082	0.592	6.568	0.256	0.467
Dec-11	1.064	0.621	6.949	0.250	0.515
Jan-12	1.086	0.622	6.938	0.271	0.480
Feb-12	1.130	0.549	6.266	0.247	0.487
Mar-12	1.093	0.584	6.320	0.243	0.458
Apr-12	1.113	0.636	6.427	0.244	0.500
May-12	1.154	0.579	6.622	0.239	0.518
Jun-12	1.183	0.584	6.677	0.240	0.567
Jul-12	1.206	0.551	6.779	0.243	0.500
Aug-12	1.173	0.561	6.967	0.241	0.497
Sep-12	1.129	0.591	7.042	0.241	0.496
Oct-12	1.116	0.578	6.923	0.248	0.521
Nov-12	1.115	0.546	7.007	0.243	0.520
Dec-12	1.157	0.530	7.058	0.250	0.529
Jan-13	1.141	0.566	7.277	0.236	0.577
Feb-13	1.166	0.530	7.380	0.242	0.558
Mar-13	1.263	0.572	7.663	0.249	0.601
Apr-13	1.253	0.549	7.645	0.239	0.614
May-13	1.229	0.565	7.779	0.245	0.607
Jun-13	1.263	0.488	7.889	0.240	0.598
Jul-13	1.242	0.554	7.906	0.239	0.577
Aug-13	1.267	0.548	7.567	0.243	0.612
Sep-13	1.291	0.536	8.061	0.241	0.627
Oct-13	1.306	0.566	8.152	0.235	0.638
Nov-13	1.338	0.654	8.286	0.239	0.669
Dec-13	1.306	0.584	8.155	0.246	0.659
Jan-14	1.411	0.569	8.278	0.244	0.677
Feb-14	1.445	0.603	8.441	0.253	0.704
Mar-14	1.487	0.591	8.379	0.239	0.677
Apr-14	1.479	0.577	8.380	0.241	0.641
May-14	1.501	0.591	8.265	0.248	0.627
Jun-14	1.497	0.640	8.355	0.240	0.649
Jul-14	1.497	0.627	8.271	0.244	0.652
Aug-14	1.432	0.640	8.043	0.235	0.623
Sep-14	1.487	0.622	8.145	0.236	0.628
Oct-14	1.535	0.629	8.328	0.244	0.681
Nov-14	1.452	0.646	7.992	0.238	0.630
Dec-14	1.446	0.607	8.529	0.223	0.570
Jan-15	1.463	0.599	8.655	0.254	0.566
Feb-15	1.424	0.689	8.376	0.245	0.554
Mar-15	1.459	0.695	8.784	0.256	0.532
Apr-15	1.516	0.714	8.754	0.262	0.547
May-15	1.404	0.681	8.267	0.254	0.528
Jun-15	1.386	0.722	9.035	0.274	0.568
Jul-15	1.371	0.800	9.290	0.266	0.597
Aug-15	1.408	0.798	10.125	0.276	0.614
Sep-15	1.444	0.933	10.324	0.265	0.600
Oct-15	1.437	0.851	10.007	0.264	0.586
Nov-15	1.480	0.835	9.809	0.272	0.582
Dec-15	1.480	0.899	9.651	0.269	0.601
Jan-16	1.469	0.888	9.359	0.261	0.534
Feb-16	1.430	0.863	9.530	0.274	0.627
Mar-16	1.431	0.835	9.259	0.276	0.660
Apr-16	1.457	0.883	9.436	0.279	0.666
May-16	1.489	0.892	9.459	0.264	0.663
Jun-16	1.446	0.906	9.451	0.268	0.628
Jul-16	1.459	0.850	9.201	0.276	0.644
Aug-16	1.511	0.867	9.041	0.268	0.631
Sep-16	1.494	0.868	9.174	0.276	0.643
Oct-16	1.496	0.888	9.321	0.264	0.633
Nov-16	1.474	0.922	9.387	0.271	0.648
Dec-16	1.500	0.925	9.656	0.267	0.709
Jan-17	1.473	0.956	9.832	0.282	0.670
Feb-17	1.471	0.874	9.851	0.281	0.715
Mar-17	1.514	1.003	10.192	0.279	0.725
Apr-17	1.610	0.984	10.194	0.290	0.773
May-17	1.621	0.987	10.079	0.293	0.833
Jun-17	1.668	1.018	10.165	0.282	0.791
Jul-17	1.808	1.042	10.356	0.259	0.786
Aug-17	1.715	1.051	10.646	0.293	0.789
Sep-17	1.640	1.086	10.437	0.316	0.815
Oct-17	1.639	1.067	10.289	0.297	0.824
Nov-17	1.647	1.026	10.379	0.287	0.800
Dec-17	1.607	1.042	10.263	0.280	0.793
Jan-18	1.706	1.044	10.358	0.281	0.848
Feb-18	1.559	1.120	10.484	0.246	0.775
Mar-18	1.551	1.064	10.221	0.238	0.777
Apr-18	1.512	1.050	10.214	0.230	0.781
May-18	1.535	1.085	10.538	0.231	0.811
Jun-18	1.653	1.032	10.191	0.224	0.846
Jul-18	1.779	1.014	10.110	0.212	0.814
Aug-18	1.580	0.957	9.801	0.212	0.789
Sep-18	1.457	0.930	9.558	0.209	0.725
Oct-18	1.525	0.929	9.829	0.206	0.718
Nov-18	1.494	0.900	9.152	0.208	0.699
Dec-18	1.409	0.843	8.574	0.253	0.726
Jan-19	1.409	0.808	8.597	0.185	0.751
Feb-19	1.504	0.800	9.029	0.212	0.593
Mar-19	1.489	0.745	8.666	0.202	0.527
Apr-19	1.441	0.817	8.701	0.200	0.616
May-19	1.456	0.815	8.433	0.200	0.610
Jun-19	1.450	0.757	8.767	0.202	0.640
Jul-19	1.490	0.860	8.973	0.207	0.632
Aug-19	1.459	0.974	9.296	0.209	0.679
Sep-19	1.502	1.025	9.573	0.211	0.692
Oct-19	1.505	1.017	9.991	0.243	0.713
Nov-19	1.525	1.111	10.398	0.207	0.741
Dec-19	1.564	1.084	10.562	0.208	0.732
Jan-20	1.641	1.080	10.681	0.208	0.751
Feb-20	1.693	1.063	10.289	0.216	0.763
Mar-20	1.609	1.060	10.542	0.195	0.767
Apr-20	1.693	1.073	9.690	0.215	0.745
May-20	1.668	1.053	8.448	0.220	0.657
Jun-20	1.629	1.048	9.122	0.219	0.766
Jul-20	1.814	1.103	10.111	0.224	1.066
Aug-20	2.156	1.178	11.469	0.217	1.343
Sep-20	2.611	1.222	11.957	0.229	1.383
Oct-20	2.822	1.222	12.055	0.272	1.373
Nov-20	2.982	1.307	12.563	0.278	1.330
Dec-20	3.368	1.398	13.173	0.297	1.369
Jan-21	3.973	1.450	14.714	0.310	1.332
Feb-21	4.181	1.519	14.476	0.329	1.311
Mar-21	3.566	1.538	15.346	0.319	1.241
Apr-21	3.268	1.548	16.191	0.390	1.191
May-21	3.179	1.512	16.636	0.460	1.059
Jun-21	2.553	1.586	16.735	0.478	0.901
Jul-21	2.651	1.523	17.009	0.491	0.949
Aug-21	2.496	1.434	16.369	0.492	0.895
Sep-21	2.338	1.346	16.137	0.503	0.886
Oct-21	2.127	1.199	15.670	0.496	0.873
Nov-21	2.251	1.286	16.636	0.605	0.904
Dec-21	2.183	1.322	17.001	0.541	0.895
Jan-22	2.161	1.296	17.878	0.498	0.880
Feb-22	2.197	1.212	16.677	0.562	0.863
Mar-22	2.178	1.211	16.443	0.588	0.829
Apr-22	2.184	1.150	15.653	0.609	0.755
May-22	2.330	1.157	15.552	0.644	0.790
Jun-22	2.366	1.103	15.109	0.601	0.787
Jul-22	2.319	1.076	14.234	0.591	0.769
Aug-22	2.301	0.996	13.887	0.550	0.762
Sep-22	2.148	0.998	13.296	0.507	0.724
Oct-22	2.052	1.009	12.702	0.550	0.680
Nov-22	1.876	0.949	12.183	0.511	0.628
Dec-22	1.772	0.931	11.760	0.537	0.546
Jan-23	1.675	0.891	11.629	0.476	0.571
Feb-23	1.574	0.892	11.572	0.458	0.583
Mar-23	1.588	0.923	12.237	0.516	0.616
Apr-23	1.497	0.909	12.085	0.488	0.616
May-23	1.536	0.954	12.814	0.463	0.653
Jun-23	1.582	0.938	12.174	0.508	0.710
Jul-23	1.506	0.928	12.242	0.498	0.569
Aug-23	1.527	0.923	12.568	0.520	0.641
Sep-23	1.514	0.940	12.766	0.511	0.579
Oct-23	1.652	0.956	13.359	0.554	0.705

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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For periods prior to July 2019, statistics on owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Users can hide/unhide series in the graph by clicking the legend above (e.g. toggle the "purchase of existing dwellings" series for a closer look at the other purposes of owner occupier lending).

In October 2023, in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in Western Australia rose 16.8%, in New South Wales rose 4.6%, in Queensland rose 4.5%, in Victoria rose 2.0%, in South Australia rose 3.2%, in Tasmania rose 11.9% and in the Northern Territory rose 6.1%
in the Australian Capital Territory fell 0.9%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Oct-05	2.603	1.932	1.944	0.619	1.249	0.147	0.115	0.136
Nov-05	2.591	1.976	1.971	0.623	1.278	0.145	0.121	0.130
Dec-05	2.616	2.009	1.943	0.611	1.336	0.147	0.108	0.129
Jan-06	2.582	1.955	1.981	0.597	1.390	0.167	0.117	0.122
Feb-06	2.653	1.999	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.703	1.974	2.063	0.669	1.464	0.169	0.117	0.150
Apr-06	2.787	2.022	2.059	0.686	1.458	0.168	0.113	0.133
May-06	2.806	2.029	2.123	0.703	1.480	0.148	0.114	0.136
Jun-06	2.764	1.946	2.135	0.690	1.492	0.168	0.107	0.133
Jul-06	2.734	2.099	2.282	0.711	1.584	0.167	0.104	0.159
Aug-06	2.671	2.047	2.187	0.697	1.433	0.173	0.109	0.154
Sep-06	2.557	2.016	2.143	0.716	1.345	0.184	0.094	0.163
Oct-06	2.578	2.052	2.186	0.689	1.318	0.158	0.089	0.168
Nov-06	2.616	2.048	2.199	0.688	1.300	0.165	0.086	0.169
Dec-06	2.603	2.092	2.262	0.665	1.368	0.169	0.091	0.170
Jan-07	2.712	2.099	2.308	0.686	1.319	0.160	0.094	0.145
Feb-07	2.739	2.119	2.403	0.723	1.341	0.161	0.082	0.182
Mar-07	2.849	2.197	2.490	0.739	1.344	0.172	0.106	0.196
Apr-07	2.922	2.249	2.589	0.732	1.354	0.176	0.085	0.184
May-07	2.942	2.393	2.664	0.753	1.453	0.197	0.082	0.206
Jun-07	3.176	2.422	2.735	0.783	1.648	0.203	0.101	0.206
Jul-07	3.016	2.251	2.719	0.763	1.552	0.194	0.100	0.208
Aug-07	3.059	2.431	2.760	0.779	1.506	0.183	0.084	0.201
Sep-07	2.856	2.403	2.595	0.774	1.435	0.194	0.092	0.181
Oct-07	3.108	2.392	2.582	0.781	1.390	0.199	0.094	0.182
Nov-07	2.998	2.423	2.607	0.775	1.409	0.198	0.093	0.187
Dec-07	2.938	2.373	2.518	0.776	1.363	0.178	0.087	0.194
Jan-08	3.111	2.414	2.527	0.759	1.468	0.195	0.075	0.198
Feb-08	2.769	2.340	2.358	0.698	1.275	0.196	0.084	0.181
Mar-08	2.572	2.195	2.078	0.654	1.210	0.200	0.071	0.164
Apr-08	2.453	2.066	1.940	0.661	1.149	0.175	0.098	0.177
May-08	2.365	2.000	1.846	0.597	1.016	0.134	0.080	0.155
Jun-08	2.313	1.989	1.788	0.613	1.073	0.147	0.076	0.172
Jul-08	2.309	1.937	1.766	0.612	1.136	0.142	0.085	0.161
Aug-08	2.313	1.878	1.649	0.640	1.060	0.148	0.082	0.176
Sep-08	2.306	2.014	1.828	0.638	1.074	0.147	0.087	0.170
Oct-08	2.327	2.061	1.895	0.642	1.129	0.165	0.105	0.210
Nov-08	2.347	2.105	1.958	0.680	1.072	0.181	0.099	0.161
Dec-08	2.683	2.212	2.084	0.726	1.165	0.191	0.110	0.203
Jan-09	2.946	2.361	2.306	0.794	1.259	0.207	0.108	0.224
Feb-09	3.309	2.415	2.374	0.830	1.327	0.225	0.125	0.218
Mar-09	3.579	2.776	2.676	0.840	1.447	0.228	0.137	0.262
Apr-09	3.468	2.757	2.699	0.852	1.512	0.225	0.134	0.256
May-09	3.441	2.740	2.651	0.865	1.549	0.198	0.127	0.254
Jun-09	3.509	2.757	2.668	0.833	1.590	0.222	0.109	0.253
Jul-09	3.438	2.830	2.569	0.853	1.570	0.219	0.114	0.229
Aug-09	3.360	2.837	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.546	2.938	2.589	0.810	1.734	0.208	0.115	0.267
Oct-09	3.301	2.946	2.485	0.791	1.679	0.214	0.117	0.232
Nov-09	3.069	2.820	2.323	0.729	1.656	0.198	0.100	0.220
Dec-09	2.895	2.719	2.238	0.710	1.533	0.181	0.097	0.224
Jan-10	2.747	2.659	2.086	0.676	1.428	0.168	0.096	0.202
Feb-10	2.618	2.714	2.007	0.619	1.386	0.160	0.105	0.206
Mar-10	2.654	2.605	1.952	0.639	1.270	0.158	0.086	0.196
Apr-10	2.702	2.578	1.844	0.623	1.208	0.158	0.084	0.182
May-10	2.754	2.594	1.833	0.641	1.151	0.149	0.088	0.184
Jun-10	2.630	2.565	1.794	0.598	1.121	0.144	0.076	0.180
Jul-10	2.718	2.699	1.778	0.605	1.093	0.150	0.067	0.187
Aug-10	2.703	2.669	1.746	0.623	1.110	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.136	0.152	0.088	0.199
Oct-10	2.644	2.632	1.742	0.607	1.122	0.140	0.071	0.182
Nov-10	2.710	2.640	1.778	0.650	1.146	0.137	0.076	0.195
Dec-10	2.797	2.675	1.761	0.626	1.157	0.145	0.070	0.189
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.186
Feb-11	2.711	2.572	1.526	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.540	0.562	1.093	0.145	0.077	0.178
Apr-11	2.714	2.537	1.587	0.565	1.135	0.154	0.073	0.195
May-11	2.748	2.549	1.575	0.600	1.155	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.676	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.560	1.716	0.548	1.123	0.147	0.076	0.175
Sep-11	2.739	2.414	1.534	0.622	1.124	0.137	0.079	0.184
Oct-11	2.812	2.361	1.571	0.569	1.114	0.134	0.071	0.193
Nov-11	2.854	2.348	1.650	0.553	1.148	0.134	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.186
Jan-12	3.054	2.416	1.830	0.525	1.220	0.135	0.085	0.185
Feb-12	2.519	2.355	1.649	0.539	1.219	0.131	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.277	0.120	0.099	0.176
Apr-12	2.526	2.425	1.769	0.531	1.253	0.119	0.092	0.180
May-12	2.566	2.510	1.802	0.538	1.273	0.131	0.088	0.186
Jun-12	2.599	2.589	1.761	0.554	1.329	0.141	0.099	0.188
Jul-12	2.641	2.519	1.742	0.555	1.409	0.133	0.109	0.194
Aug-12	2.724	2.522	1.820	0.559	1.482	0.135	0.100	0.201
Sep-12	2.726	2.529	1.802	0.537	1.453	0.137	0.097	0.192
Oct-12	2.646	2.518	1.840	0.551	1.370	0.138	0.097	0.198
Nov-12	2.667	2.508	1.828	0.557	1.474	0.146	0.104	0.202
Dec-12	2.525	2.592	1.839	0.553	1.556	0.138	0.102	0.193
Jan-13	2.725	2.591	1.833	0.591	1.614	0.132	0.107	0.188
Feb-13	2.766	2.590	1.873	0.609	1.592	0.135	0.096	0.204
Mar-13	2.916	2.699	1.936	0.620	1.671	0.145	0.090	0.211
Apr-13	2.947	2.651	1.902	0.637	1.716	0.135	0.092	0.212
May-13	2.974	2.683	1.967	0.624	1.710	0.144	0.098	0.203
Jun-13	2.948	2.687	2.016	0.673	1.697	0.141	0.106	0.216
Jul-13	3.002	2.634	2.041	0.670	1.665	0.146	0.116	0.232
Aug-13	2.975	2.624	1.918	0.625	1.672	0.158	0.100	0.261
Sep-13	3.083	2.732	2.047	0.677	1.688	0.164	0.102	0.260
Oct-13	3.187	2.666	2.101	0.733	1.702	0.180	0.111	0.213
Nov-13	3.264	2.856	2.144	0.683	1.761	0.164	0.104	0.224
Dec-13	3.199	2.780	2.117	0.688	1.689	0.167	0.088	0.227
Jan-14	3.196	2.818	2.215	0.685	1.756	0.163	0.104	0.240
Feb-14	3.275	2.865	2.285	0.672	1.784	0.171	0.126	0.242
Mar-14	3.241	2.865	2.224	0.685	1.770	0.172	0.112	0.239
Apr-14	3.314	2.879	2.177	0.695	1.673	0.184	0.117	0.225
May-14	3.186	2.838	2.178	0.690	1.806	0.157	0.125	0.228
Jun-14	3.290	2.889	2.172	0.696	1.894	0.182	0.104	0.209
Jul-14	3.242	2.961	2.171	0.700	1.723	0.164	0.113	0.237
Aug-14	3.111	2.856	2.199	0.670	1.700	0.165	0.126	0.234
Sep-14	3.172	2.832	2.231	0.683	1.645	0.174	0.126	0.238
Oct-14	3.336	2.952	2.213	0.683	1.695	0.167	0.127	0.236
Nov-14	3.088	2.869	2.182	0.677	1.652	0.152	0.106	0.238
Dec-14	3.391	2.936	2.149	0.699	1.644	0.157	0.116	0.248
Jan-15	3.544	3.019	2.180	0.737	1.541	0.179	0.102	0.259
Feb-15	3.432	2.847	2.211	0.677	1.581	0.163	0.102	0.266
Mar-15	3.648	3.029	2.244	0.692	1.607	0.168	0.101	0.248
Apr-15	3.552	3.071	2.334	0.684	1.579	0.159	0.107	0.264
May-15	3.335	2.944	2.218	0.666	1.468	0.150	0.093	0.250
Jun-15	3.842	3.215	2.249	0.655	1.530	0.154	0.092	0.262
Jul-15	4.010	3.308	2.330	0.701	1.498	0.162	0.081	0.233
Aug-15	4.432	3.770	2.325	0.719	1.462	0.158	0.093	0.262
Sep-15	4.713	3.695	2.347	0.738	1.496	0.156	0.092	0.280
Oct-15	4.429	3.699	2.302	0.716	1.456	0.158	0.086	0.271
Nov-15	4.307	3.772	2.228	0.732	1.410	0.162	0.101	0.286
Dec-15	4.271	3.657	2.348	0.728	1.403	0.169	0.072	0.270
Jan-16	4.120	3.552	2.278	0.688	1.369	0.171	0.097	0.270
Feb-16	4.217	3.615	2.313	0.713	1.351	0.158	0.093	0.259
Mar-16	4.037	3.561	2.297	0.726	1.339	0.156	0.088	0.276
Apr-16	4.124	3.621	2.333	0.751	1.340	0.164	0.082	0.293
May-16	4.151	3.600	2.389	0.771	1.319	0.170	0.080	0.297
Jun-16	4.182	3.561	2.382	0.747	1.291	0.174	0.078	0.291
Jul-16	4.081	3.413	2.333	0.752	1.324	0.178	0.078	0.269
Aug-16	4.012	3.339	2.401	0.741	1.298	0.179	0.082	0.271
Sep-16	4.022	3.443	2.444	0.738	1.280	0.191	0.071	0.240
Oct-16	4.014	3.530	2.444	0.743	1.271	0.186	0.080	0.266
Nov-16	4.139	3.597	2.423	0.739	1.282	0.197	0.077	0.276
Dec-16	4.337	3.722	2.453	0.736	1.292	0.192	0.079	0.295
Jan-17	4.428	3.764	2.486	0.747	1.246	0.190	0.071	0.306
Feb-17	4.340	3.812	2.426	0.773	1.295	0.184	0.072	0.283
Mar-17	4.642	3.914	2.494	0.791	1.277	0.210	0.102	0.324
Apr-17	4.625	3.956	2.567	0.774	1.281	0.185	0.078	0.301
May-17	4.659	3.971	2.538	0.758	1.295	0.201	0.070	0.335
Jun-17	4.635	4.076	2.541	0.778	1.329	0.193	0.083	0.341
Jul-17	4.728	4.219	2.573	0.757	1.328	0.194	0.078	0.329
Aug-17	5.037	4.317	2.527	0.735	1.315	0.200	0.076	0.330
Sep-17	4.803	4.364	2.470	0.746	1.256	0.193	0.086	0.353
Oct-17	4.573	4.323	2.486	0.743	1.293	0.207	0.082	0.333
Nov-17	4.650	4.334	2.546	0.778	1.249	0.219	0.062	0.333
Dec-17	4.614	4.314	2.517	0.777	1.218	0.212	0.087	0.332
Jan-18	4.660	4.346	2.507	0.767	1.280	0.200	0.073	0.333
Feb-18	4.781	4.355	2.454	0.775	1.165	0.202	0.084	0.342
Mar-18	4.555	4.267	2.486	0.734	1.169	0.210	0.069	0.344
Apr-18	4.614	4.088	2.435	0.727	1.189	0.221	0.075	0.375
May-18	4.799	4.330	2.541	0.787	1.186	0.217	0.077	0.333
Jun-18	4.625	4.289	2.570	0.760	1.141	0.219	0.076	0.328
Jul-18	4.453	4.334	2.582	0.793	1.141	0.234	0.072	0.328
Aug-18	4.414	4.106	2.395	0.796	1.044	0.210	0.069	0.337
Sep-18	4.227	3.862	2.313	0.732	1.127	0.209	0.075	0.316
Oct-18	4.159	3.930	2.368	0.803	1.173	0.244	0.064	0.356
Nov-18	3.922	3.806	2.230	0.771	1.154	0.224	0.069	0.349
Dec-18	3.759	3.632	2.056	0.757	1.024	0.226	0.060	0.323
Jan-19	3.649	3.538	2.112	0.760	1.044	0.218	0.069	0.290
Feb-19	3.930	3.576	2.193	0.755	1.010	0.230	0.058	0.317
Mar-19	3.661	3.547	2.109	0.727	1.023	0.206	0.063	0.292
Apr-19	3.805	3.498	2.092	0.730	1.017	0.208	0.079	0.287
May-19	3.703	3.554	2.079	0.691	1.008	0.204	0.071	0.282
Jun-19	3.779	3.617	2.155	0.718	1.030	0.217	0.062	0.274
Jul-19	3.952	3.700	2.183	0.695	1.037	0.211	0.064	0.308
Aug-19	4.123	3.845	2.283	0.737	1.086	0.218	0.055	0.323
Sep-19	4.281	3.883	2.357	0.757	1.111	0.232	0.061	0.308
Oct-19	4.445	4.119	2.344	0.737	1.096	0.216	0.057	0.342
Nov-19	4.718	4.295	2.446	0.819	1.149	0.219	0.056	0.348
Dec-19	4.748	4.467	2.510	0.805	1.147	0.208	0.064	0.366
Jan-20	4.831	4.454	2.380	0.779	1.142	0.219	0.062	0.364
Feb-20	4.463	4.256	2.551	0.764	1.186	0.229	0.060	0.361
Mar-20	4.952	4.196	2.480	0.752	1.148	0.223	0.060	0.344
Apr-20	4.795	4.207	2.015	0.714	0.973	0.210	0.058	0.358
May-20	3.964	4.036	1.998	0.660	0.907	0.183	0.052	0.334
Jun-20	4.360	3.732	2.404	0.771	1.035	0.214	0.058	0.348
Jul-20	4.882	4.021	2.682	0.854	1.236	0.226	0.078	0.342
Aug-20	5.330	4.687	3.098	0.949	1.447	0.307	0.074	0.457
Sep-20	5.903	4.315	3.536	1.063	1.791	0.303	0.091	0.476
Oct-20	5.878	4.029	3.652	1.095	2.028	0.306	0.098	0.457
Nov-20	6.087	4.735	3.629	1.043	2.024	0.286	0.109	0.453
Dec-20	6.363	5.586	3.804	1.009	2.141	0.309	0.097	0.481
Jan-21	6.653	6.176	4.173	1.130	2.375	0.326	0.105	0.589
Feb-21	6.495	6.409	4.096	1.250	2.425	0.335	0.120	0.477
Mar-21	6.909	6.429	4.137	1.196	2.228	0.314	0.116	0.481
Apr-21	7.382	6.881	4.160	1.222	2.157	0.310	0.118	0.489
May-21	7.500	6.927	4.058	1.166	2.248	0.303	0.130	0.529
Jun-21	7.630	6.604	4.045	1.170	2.061	0.298	0.110	0.553
Jul-21	7.738	6.660	4.055	1.113	2.081	0.283	0.123	0.538
Aug-21	7.430	6.461	3.971	1.113	1.989	0.267	0.117	0.499
Sep-21	7.401	5.689	4.017	1.135	2.048	0.272	0.102	0.488
Oct-21	6.600	5.760	3.919	1.108	1.978	0.272	0.098	0.413
Nov-21	7.260	6.478	3.982	1.137	2.020	0.278	0.117	0.501
Dec-21	7.414	6.609	3.997	1.144	2.047	0.284	0.106	0.496
Jan-22	7.531	6.681	3.911	1.156	2.073	0.266	0.106	0.643
Feb-22	6.919	6.487	3.844	1.097	2.103	0.275	0.107	0.480
Mar-22	6.841	6.415	3.864	1.096	2.057	0.275	0.108	0.524
Apr-22	6.559	6.129	3.790	1.099	2.015	0.290	0.107	0.506
May-22	6.463	6.376	3.852	1.145	1.953	0.295	0.094	0.551
Jun-22	6.271	5.901	3.859	1.171	1.888	0.283	0.112	0.516
Jul-22	5.978	5.650	3.610	1.096	1.801	0.279	0.118	0.489
Aug-22	5.655	5.516	3.559	1.029	1.885	0.291	0.120	0.533
Sep-22	5.420	5.130	3.359	1.004	1.733	0.277	0.103	0.482
Oct-22	5.191	5.011	3.219	0.959	1.762	0.258	0.097	0.441
Nov-22	4.998	4.707	3.145	0.935	1.669	0.244	0.088	0.417
Dec-22	4.801	4.523	3.016	0.926	1.631	0.246	0.091	0.355
Jan-23	4.568	4.160	3.021	0.904	1.584	0.241	0.098	0.403
Feb-23	4.848	4.274	2.876	0.872	1.549	0.228	0.078	0.393
Mar-23	4.948	4.402	3.163	0.957	1.620	0.240	0.095	0.402
Apr-23	4.787	4.421	3.149	0.952	1.618	0.240	0.075	0.386
May-23	5.291	4.705	3.194	0.960	1.724	0.269	0.080	0.382
Jun-23	5.052	4.561	3.181	0.929	1.683	0.234	0.079	0.365
Jul-23	5.056	4.388	3.045	0.867	1.628	0.209	0.063	0.365
Aug-23	5.178	4.595	3.133	0.973	1.680	0.243	0.083	0.355
Sep-23	5.185	4.788	3.161	0.938	1.586	0.227	0.076	0.369
Oct-23	5.422	4.883	3.302	0.967	1.852	0.254	0.080	0.366

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In October 2023, in seasonally adjusted terms for investor housing, the value of new loan commitments:

in New South Wales rose 5.2%, in Queensland rose 4.5%, in Western Australia rose 6.0%, in Victoria rose 2.2%, in South Australia rose 7.5% and in Tasmania rose 29.4%
in the Australian Capital Territory fell 9.6% and in the Northern Territory fell 1.1%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Oct-05	1.724	1.076	1.182	0.300	0.802	0.048	0.030	0.083
Nov-05	1.741	0.978	1.170	0.301	0.840	0.049	0.035	0.084
Dec-05	1.697	0.975	1.134	0.287	0.891	0.045	0.034	0.087
Jan-06	1.689	0.941	1.271	0.296	0.984	0.054	0.031	0.081
Feb-06	1.611	1.003	1.234	0.281	0.995	0.046	0.032	0.070
Mar-06	1.586	0.997	1.221	0.289	1.063	0.063	0.034	0.080
Apr-06	1.419	1.002	1.269	0.291	1.080	0.044	0.035	0.077
May-06	1.719	1.085	1.304	0.307	1.136	0.048	0.035	0.077
Jun-06	1.853	1.104	1.444	0.313	1.128	0.053	0.036	0.087
Jul-06	1.574	1.036	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.571	1.075	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.959	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.409	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.361	0.944	1.304	0.278	0.950	0.059	0.038	0.064
Dec-06	1.390	0.983	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.449	1.049	1.481	0.314	0.984	0.050	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.600	1.126	1.625	0.340	0.952	0.060	0.049	0.083
Apr-07	1.577	1.179	1.668	0.358	0.974	0.061	0.057	0.099
May-07	1.729	1.294	1.772	0.387	1.024	0.064	0.054	0.112
Jun-07	1.933	1.356	1.861	0.420	1.077	0.067	0.051	0.115
Jul-07	1.725	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.662	1.355	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.589	1.388	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.443	1.356	1.738	0.417	0.948	0.050	0.039	0.095
Nov-07	1.547	1.445	1.773	0.427	0.934	0.054	0.038	0.102
Dec-07	1.509	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.436	1.482	1.638	0.391	0.947	0.067	0.044	0.106
Feb-08	1.380	1.445	1.524	0.414	0.795	0.058	0.048	0.104
Mar-08	1.335	1.337	1.415	0.380	0.714	0.052	0.040	0.093
Apr-08	1.275	1.295	1.348	0.360	0.703	0.057	0.040	0.089
May-08	1.182	1.211	1.209	0.344	0.689	0.052	0.035	0.081
Jun-08	1.173	1.214	1.143	0.336	0.710	0.050	0.038	0.084
Jul-08	1.214	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.240	1.108	0.303	0.663	0.045	0.034	0.080
Sep-08	1.293	1.217	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.289	1.256	1.062	0.352	0.672	0.046	0.048	0.095
Nov-08	1.193	1.190	0.965	0.318	0.611	0.054	0.044	0.097
Dec-08	1.283	1.168	1.023	0.320	0.605	0.049	0.035	0.080
Jan-09	1.322	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.312	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.603	0.050	0.051	0.106
Apr-09	1.376	1.290	1.115	0.389	0.649	0.056	0.043	0.110
May-09	1.391	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.504	1.287	1.221	0.308	0.693	0.047	0.044	0.110
Jul-09	1.484	1.365	1.306	0.375	0.686	0.065	0.058	0.120
Aug-09	1.568	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.461	1.240	0.369	0.819	0.074	0.062	0.119
Oct-09	1.530	1.429	1.341	0.364	0.835	0.065	0.074	0.125
Nov-09	1.594	1.569	1.323	0.382	0.898	0.070	0.064	0.123
Dec-09	1.564	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.598	1.488	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.584	1.577	1.301	0.389	0.790	0.061	0.057	0.121
Mar-10	1.653	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.671	1.656	1.245	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.194	0.399	0.717	0.067	0.054	0.114
Jun-10	1.708	1.722	1.200	0.386	0.710	0.064	0.054	0.114
Jul-10	1.677	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.562	1.622	1.057	0.380	0.596	0.054	0.046	0.126
Sep-10	1.592	1.613	1.046	0.410	0.601	0.052	0.041	0.125
Oct-10	1.644	1.584	1.030	0.378	0.600	0.063	0.039	0.123
Nov-10	1.559	1.576	1.061	0.370	0.627	0.068	0.037	0.116
Dec-10	1.741	1.590	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.573	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.690	1.525	0.894	0.369	0.553	0.043	0.030	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.526	1.446	0.869	0.347	0.524	0.049	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.549	0.050	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.550	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.582	1.478	0.959	0.358	0.582	0.060	0.034	0.121
Sep-11	1.572	1.439	1.007	0.316	0.591	0.055	0.040	0.119
Oct-11	1.538	1.361	1.003	0.313	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.642	1.424	1.074	0.328	0.580	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.049	0.124
Feb-12	1.669	1.470	1.146	0.317	0.610	0.053	0.040	0.120
Mar-12	1.667	1.414	1.146	0.324	0.670	0.044	0.052	0.134
Apr-12	1.705	1.355	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.689	1.417	1.139	0.297	0.653	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.049	0.045	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.052	0.131
Aug-12	1.849	1.336	1.061	0.298	0.661	0.049	0.051	0.135
Sep-12	1.850	1.391	1.024	0.299	0.796	0.044	0.048	0.162
Oct-12	1.889	1.427	1.012	0.309	0.657	0.047	0.044	0.144
Nov-12	1.986	1.441	1.111	0.310	0.675	0.046	0.040	0.140
Dec-12	2.019	1.447	1.096	0.316	0.740	0.041	0.055	0.111
Jan-13	2.136	1.517	1.095	0.315	0.790	0.046	0.052	0.125
Feb-13	2.260	1.559	1.094	0.323	0.809	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.335	0.866	0.050	0.057	0.120
Apr-13	2.358	1.633	1.195	0.347	0.887	0.053	0.058	0.142
May-13	2.450	1.607	1.290	0.360	0.903	0.046	0.058	0.134
Jun-13	2.512	1.645	1.213	0.325	0.818	0.046	0.048	0.148
Jul-13	2.575	1.713	1.200	0.376	0.834	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.838	0.047	0.069	0.153
Sep-13	2.894	1.829	1.263	0.389	0.810	0.052	0.070	0.159
Oct-13	3.045	1.885	1.352	0.390	0.843	0.051	0.072	0.141
Nov-13	3.186	1.911	1.341	0.379	0.962	0.052	0.079	0.140
Dec-13	3.187	1.974	1.338	0.369	0.941	0.054	0.074	0.125
Jan-14	3.223	1.880	1.370	0.353	0.909	0.060	0.072	0.116
Feb-14	3.150	1.893	1.400	0.371	0.895	0.052	0.084	0.148
Mar-14	3.350	1.958	1.352	0.358	0.887	0.055	0.076	0.167
Apr-14	3.291	1.999	1.374	0.361	0.927	0.054	0.078	0.128
May-14	3.351	1.992	1.371	0.370	0.922	0.060	0.078	0.123
Jun-14	3.186	2.036	1.392	0.361	0.924	0.063	0.090	0.121
Jul-14	3.468	2.021	1.417	0.386	0.955	0.059	0.086	0.116
Aug-14	3.507	2.068	1.428	0.399	0.935	0.076	0.095	0.125
Sep-14	3.779	2.062	1.455	0.373	1.011	0.060	0.076	0.117
Oct-14	3.914	2.164	1.448	0.418	0.944	0.070	0.080	0.130
Nov-14	3.900	2.141	1.379	0.406	0.951	0.066	0.073	0.132
Dec-14	4.025	2.173	1.374	0.388	0.915	0.062	0.074	0.144
Jan-15	4.033	2.247	1.404	0.408	0.781	0.060	0.052	0.144
Feb-15	3.922	2.164	1.398	0.394	0.835	0.067	0.057	0.126
Mar-15	4.289	2.286	1.450	0.417	0.854	0.061	0.069	0.143
Apr-15	4.381	2.439	1.541	0.459	0.845	0.066	0.060	0.143
May-15	4.074	2.259	1.486	0.396	0.758	0.057	0.053	0.134
Jun-15	4.063	2.216	1.440	0.416	0.741	0.064	0.052	0.134
Jul-15	3.921	2.126	1.465	0.361	0.699	0.060	0.039	0.138
Aug-15	3.639	2.012	1.442	0.344	0.743	0.054	0.035	0.122
Sep-15	3.199	1.769	1.379	0.392	0.538	0.047	0.036	0.088
Oct-15	3.019	1.655	1.188	0.314	0.505	0.051	0.036	0.097
Nov-15	2.763	1.735	1.177	0.311	0.453	0.051	0.026	0.098
Dec-15	2.820	1.702	1.238	0.330	0.457	0.065	0.029	0.088
Jan-16	2.752	1.677	1.212	0.329	0.436	0.056	0.031	0.095
Feb-16	2.835	1.717	1.244	0.324	0.425	0.055	0.031	0.079
Mar-16	2.832	1.676	1.192	0.318	0.396	0.058	0.019	0.103
Apr-16	3.015	1.767	1.228	0.334	0.398	0.050	0.026	0.104
May-16	3.230	1.786	1.269	0.341	0.406	0.059	0.027	0.117
Jun-16	3.349	1.889	1.244	0.345	0.422	0.059	0.027	0.121
Jul-16	3.542	1.912	1.234	0.328	0.413	0.055	0.021	0.112
Aug-16	3.531	1.857	1.243	0.346	0.399	0.061	0.026	0.112
Sep-16	3.934	2.098	1.293	0.326	0.420	0.051	0.023	0.132
Oct-16	4.041	2.189	1.369	0.342	0.433	0.061	0.020	0.125
Nov-16	4.170	2.294	1.401	0.350	0.414	0.067	0.020	0.146
Dec-16	4.180	2.305	1.390	0.350	0.416	0.072	0.022	0.157
Jan-17	4.261	2.398	1.354	0.353	0.431	0.074	0.025	0.153
Feb-17	4.120	2.278	1.321	0.325	0.450	0.072	0.024	0.145
Mar-17	4.175	2.407	1.314	0.345	0.416	0.072	0.023	0.145
Apr-17	4.125	2.328	1.231	0.326	0.383	0.075	0.019	0.142
May-17	4.009	2.258	1.138	0.312	0.341	0.066	0.017	0.147
Jun-17	3.820	2.272	1.132	0.311	0.356	0.065	0.018	0.143
Jul-17	3.687	2.085	1.118	0.325	0.372	0.068	0.020	0.140
Aug-17	3.761	2.208	1.038	0.318	0.356	0.067	0.020	0.121
Sep-17	3.645	2.236	1.033	0.319	0.352	0.073	0.018	0.149
Oct-17	3.615	2.125	0.963	0.299	0.370	0.064	0.019	0.158
Nov-17	3.343	2.124	0.957	0.314	0.368	0.086	0.021	0.136
Dec-17	3.236	2.120	0.908	0.303	0.365	0.072	0.017	0.133
Jan-18	3.175	2.026	0.979	0.276	0.342	0.072	0.012	0.130
Feb-18	3.328	2.044	0.897	0.290	0.310	0.068	0.015	0.138
Mar-18	2.910	1.869	0.850	0.268	0.295	0.073	0.016	0.152
Apr-18	2.923	1.818	0.901	0.274	0.267	0.071	0.015	0.126
May-18	2.918	1.870	0.910	0.263	0.303	0.070	0.016	0.128
Jun-18	2.885	1.768	0.956	0.230	0.282	0.069	0.013	0.122
Jul-18	2.792	1.816	0.944	0.284	0.281	0.074	0.013	0.115
Aug-18	2.704	1.701	0.863	0.250	0.291	0.074	0.012	0.116
Sep-18	2.625	1.686	0.795	0.257	0.268	0.067	0.015	0.108
Oct-18	2.440	1.723	0.839	0.292	0.269	0.068	0.012	0.118
Nov-18	2.371	1.563	0.749	0.241	0.241	0.067	0.012	0.107
Dec-18	2.287	1.465	0.725	0.241	0.222	0.065	0.011	0.106
Jan-19	2.162	1.449	0.716	0.239	0.220	0.056	0.010	0.103
Feb-19	2.179	1.433	0.713	0.245	0.215	0.063	0.011	0.107
Mar-19	2.067	1.379	0.687	0.223	0.235	0.062	0.010	0.098
Apr-19	2.020	1.350	0.684	0.228	0.227	0.072	0.010	0.105
May-19	2.003	1.353	0.694	0.241	0.204	0.064	0.010	0.102
Jun-19	2.062	1.370	0.688	0.233	0.192	0.056	0.010	0.096
Jul-19	2.094	1.460	0.717	0.240	0.217	0.070	0.011	0.108
Aug-19	2.173	1.570	0.761	0.252	0.242	0.079	0.008	0.110
Sep-19	2.136	1.531	0.767	0.243	0.236	0.071	0.012	0.088
Oct-19	2.107	1.640	0.776	0.229	0.224	0.070	0.011	0.127
Nov-19	2.219	1.701	0.786	0.238	0.232	0.072	0.019	0.133
Dec-19	2.236	1.723	0.815	0.250	0.234	0.068	0.014	0.128
Jan-20	2.186	1.665	0.806	0.266	0.246	0.068	0.012	0.120
Feb-20	2.092	1.649	0.854	0.205	0.247	0.077	0.016	0.073
Mar-20	2.039	1.505	0.785	0.224	0.226	0.068	0.012	0.110
Apr-20	2.029	1.681	0.577	0.210	0.173	0.054	0.013	0.084
May-20	1.718	1.316	0.534	0.187	0.156	0.050	0.008	0.097
Jun-20	1.943	1.313	0.631	0.216	0.190	0.065	0.013	0.088
Jul-20	2.037	1.360	0.665	0.223	0.224	0.064	0.009	0.091
Aug-20	2.012	1.415	0.761	0.243	0.291	0.062	0.011	0.138
Sep-20	2.334	1.444	0.809	0.279	0.349	0.070	0.012	0.134
Oct-20	2.417	1.197	0.848	0.268	0.317	0.086	0.016	0.132
Nov-20	2.420	1.332	0.912	0.267	0.371	0.065	0.012	0.154
Dec-20	2.598	1.573	1.030	0.259	0.380	0.096	0.014	0.154
Jan-21	2.715	1.750	1.110	0.278	0.388	0.099	0.023	0.194
Feb-21	2.787	1.945	1.160	0.310	0.408	0.092	0.019	0.178
Mar-21	3.059	2.109	1.323	0.324	0.440	0.097	0.020	0.170
Apr-21	3.226	2.192	1.456	0.350	0.458	0.089	0.031	0.160
May-21	3.501	2.499	1.500	0.360	0.483	0.120	0.025	0.190
Jun-21	3.655	2.444	1.587	0.394	0.496	0.119	0.024	0.233
Jul-21	3.853	2.487	1.742	0.396	0.510	0.119	0.028	0.240
Aug-21	3.902	2.571	1.842	0.397	0.527	0.122	0.043	0.237
Sep-21	4.008	2.609	1.933	0.454	0.581	0.128	0.031	0.238
Oct-21	3.928	2.580	2.138	0.484	0.594	0.132	0.050	0.228
Nov-21	4.252	2.746	2.208	0.523	0.610	0.135	0.036	0.220
Dec-21	4.303	2.881	2.246	0.525	0.612	0.133	0.034	0.231
Jan-22	4.509	3.038	2.270	0.540	0.654	0.130	0.033	0.302
Feb-22	4.368	3.051	2.306	0.514	0.691	0.133	0.027	0.250
Mar-22	4.264	3.009	2.301	0.554	0.726	0.134	0.036	0.279
Apr-22	4.162	2.962	2.206	0.540	0.703	0.125	0.035	0.276
May-22	3.951	2.885	2.140	0.529	0.731	0.136	0.032	0.268
Jun-22	3.692	2.779	2.135	0.508	0.676	0.139	0.036	0.252
Jul-22	3.493	2.511	1.900	0.522	0.675	0.113	0.033	0.230
Aug-22	3.344	2.449	1.800	0.488	0.671	0.115	0.030	0.242
Sep-22	3.180	2.404	1.743	0.457	0.628	0.093	0.032	0.220
Oct-22	3.105	2.334	1.569	0.436	0.632	0.087	0.032	0.232
Nov-22	3.043	2.249	1.594	0.425	0.632	0.077	0.026	0.202
Dec-22	2.884	2.102	1.516	0.440	0.675	0.089	0.024	0.205
Jan-23	2.898	1.999	1.495	0.376	0.601	0.079	0.040	0.263
Feb-23	3.109	1.918	1.415	0.410	0.623	0.094	0.028	0.163
Mar-23	3.090	1.978	1.536	0.398	0.649	0.083	0.028	0.189
Apr-23	3.024	1.946	1.548	0.418	0.679	0.082	0.023	0.133
May-23	3.247	2.128	1.633	0.488	0.695	0.087	0.033	0.183
Jun-23	3.349	2.117	1.722	0.461	0.732	0.090	0.031	0.207
Jul-23	3.342	2.082	1.833	0.449	0.729	0.092	0.044	0.192
Aug-23	3.400	2.083	1.757	0.470	0.830	0.089	0.034	0.177
Sep-23	3.493	2.217	1.765	0.465	0.849	0.074	0.028	0.197
Oct-23	3.673	2.267	1.845	0.500	0.900	0.095	0.028	0.178

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In October 2023, in original terms:

the value of total new variable rate loan commitments funded in the month rose 6.4%
the value of total new fixed rate loan commitments funded in the month fell 43.6% to the lowest point recorded in the series

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Total variable rate housing loans ($b)
Jul-19	4.632	25.284
Aug-19	4.78	27.194
Sep-19	4.76	26.923
Oct-19	4.972	30.025
Nov-19	5.206	30.449
Dec-19	5.48	31
Jan-20	4.613	27.326
Feb-20	4.226	26.3
Mar-20	4.612	29.865
Apr-20	7.573	26.474
May-20	11.25	25.903
Jun-20	14.346	26.969
Jul-20	13.85	23.748
Aug-20	12.306	22.606
Sep-20	13.757	25.12
Oct-20	13.709	26.67
Nov-20	13.048	27.096
Dec-20	15.152	29.944
Jan-21	13.361	23.84
Feb-21	14.818	25.867
Mar-21	20.03	30.865
Apr-21	20.163	27.403
May-21	22.742	28.579
Jun-21	26.114	31.393
Jul-21	26.287	30.832
Aug-21	25.707	30.191
Sep-21	24.67	29.762
Oct-21	22.795	29.523
Nov-21	25.84	34.042
Dec-21	23.898	36.078
Jan-22	15.755	29.819
Feb-22	13.074	33.444
Mar-22	11.793	42.894
Apr-22	8.019	40.748
May-22	6.728	49.788
Jun-22	5.326	52.447
Jul-22	2.752	47.367
Aug-22	2.327	50.436
Sep-22	1.903	45.745
Oct-22	1.901	45.756
Nov-22	2.467	49.06
Dec-22	2.438	47.281
Jan-23	1.881	37.531
Feb-23	2.177	38.347
Mar-23	2.787	47.744
Apr-23	2.11	39.409
May-23	2.635	51.4
Jun-23	4.5	50.514
Jul-23	4.687	44.928
Aug-23	4.082	48.91
Sep-23	2.083	46.429
Oct-23	1.174	49.4

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

["","Total fixed rate housing loans","Total variable rate housing loans"]

[["Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23"],[[4.632],[4.78],[4.76],[4.972],[5.206],[5.48],[4.613],[4.226],[4.612],[7.573],[11.25],[14.346],[13.85],[12.306],[13.757],[13.709],[13.048],[15.152],[13.361],[14.818],[20.03],[20.163],[22.742],[26.114],[26.287],[25.707],[24.67],[22.795],[25.84],[23.898],[15.755],[13.074],[11.793],[8.019],[6.728],[5.326],[2.752],[2.327],[1.903],[1.901],[2.467],[2.438],[1.881],[2.177],[2.787],[2.11],[2.635],[4.5],[4.687],[4.082],[2.083],[1.174]],[[25.284],[27.194],[26.923],[30.025],[30.449],[31],[27.326],[26.3],[29.865],[26.474],[25.903],[26.969],[23.748],[22.606],[25.12],[26.67],[27.096],[29.944],[23.84],[25.867],[30.865],[27.403],[28.579],[31.393],[30.832],[30.191],[29.762],[29.523],[34.042],[36.078],[29.819],[33.444],[42.894],[40.748],[49.788],[52.447],[47.367],[50.436],[45.745],[45.756],[49.06],[47.281],[37.531],[38.347],[47.744],[39.409],[51.4],[50.514],[44.928],[48.91],[46.429],[49.4]]]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.

In October 2023, in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings, excluding land, alterations and additions):

rose 1.9% at the national level from $599k to $610k. It was 1.2% lower compared to the record high of $618k in January 2022.

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Oct-05	248.442	300.377	244.048	248.724	183.902	215.577	173.343	223.517	283.191
Nov-05	250.15	303.036	247.431	247.899	184.504	222.105	172.09	213.865	264.547
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.896	762.238	629.727	516.615	463.127	455.563	451.858	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.512	596.321
May-22	615.054	780.762	643.067	536.304	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.144	725.335	623.974	523.191	462.024	469.094	455.5	464.49	585.172
Sep-22	588.441	743.869	599.598	519.009	471.835	464.408	470.233	NA	NA
Oct-22	594.938	737.478	622.19	522.81	475.703	469.425	478.947	434.928	611.905
Nov-22	601.864	752.296	618.333	532.514	479.305	478.474	459.016	440.26	636.749
Dec-22	604.346	758.864	623.667	520.914	486.097	492.094	471.785	450	619.811
Jan-23	601.252	767.019	639.741	523.297	489.789	478.486	457.373	427.66	573.777
Feb-23	585.557	726.902	618.34	514.362	486.894	480.146	450.114	NA	NA
Mar-23	576.951	710.248	590.726	518.133	473.855	476.489	456.897	463.184	606.569
Apr-23	584.975	726.02	598.782	519.898	504.52	468.623	436.712	NA	NA
May-23	584.778	720.458	599.398	521.574	467.471	472.117	465.313	425.51	588.356
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473
Jul-23	593.213	748.502	590.056	519.654	498.743	472.352	433.813	NA	NA
Aug-23	584.907	722.132	590.45	527.463	489.978	475.578	463.693	NA	NA
Sep-23	598.867	756.821	594.155	537.915	496.587	475.405	460.183	437.821	587.307
Oct-23	610.332	764.455	609.78	548.635	505.279	493.494	455.048	431.25	600.175

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In October 2023, in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level rose 5.1% to 9,781, after a rise of 1.0% in September. It was 6.8% higher compared to a year ago.
in New South Wales rose 15.7%, in Tasmania rose 61.2%, in Victoria rose 2.5%, in Western Australia rose 4.5%, in the Northern Territory rose 30.6% and in the Australian Capital Territory rose 0.4%
in Queensland fell 1.6% and in South Australia fell 0.5%

Additional information

New loan commitments to owner-occupier first home buyers (original), number

	First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia	10 136	38.1%	32.6%
New South Wales	2 520	36.5%	31.2%
Victoria	3 195	42.5%	36.9%
Queensland	1 867	32.7%	27.8%
South Australia	613	36.0%	29.2%
Western Australia	1 404	40.2%	34.8%
Tasmania	216	41.1%	35.1%
Northern Territory	72	37.5%	32.6%
Australian Capital Territory	250	43.6%	38.8%

a. Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

b. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Oct-05	9,440
Nov-05	9,752
Dec-05	9,769
Jan-06	9,684
Feb-06	9,837
Mar-06	10,386
Apr-06	10,449
May-06	10,177
Jun-06	10,034
Jul-06	10,029
Aug-06	9,421
Sep-06	9,822
Oct-06	9,761
Nov-06	9,704
Dec-06	9,583
Jan-07	9,503
Feb-07	9,782
Mar-07	10,030
Apr-07	10,470
May-07	10,065
Jun-07	10,354
Jul-07	10,162
Aug-07	10,317
Sep-07	10,099
Oct-07	10,431
Nov-07	10,615
Dec-07	10,609
Jan-08	10,736
Feb-08	10,018
Mar-08	9,028
Apr-08	8,585
May-08	8,195
Jun-08	8,187
Jul-08	8,455
Aug-08	8,290
Sep-08	8,286
Oct-08	8,214
Nov-08	10,331
Dec-08	12,209
Jan-09	13,865
Feb-09	14,679
Mar-09	16,258
Apr-09	16,765
May-09	16,660
Jun-09	16,477
Jul-09	14,840
Aug-09	13,963
Sep-09	14,264
Oct-09	14,050
Nov-09	11,281
Dec-09	10,061
Jan-10	9,310
Feb-10	8,341
Mar-10	7,327
Apr-10	7,125
May-10	7,251
Jun-10	6,693
Jul-10	6,845
Aug-10	6,655
Sep-10	6,648
Oct-10	6,403
Nov-10	6,654
Dec-10	7,082
Jan-11	6,460
Feb-11	6,156
Mar-11	6,659
Apr-11	6,839
May-11	6,776
Jun-11	6,685
Jul-11	6,638
Aug-11	6,837
Sep-11	7,272
Oct-11	7,829
Nov-11	8,085
Dec-11	9,216
Jan-12	8,813
Feb-12	7,096
Mar-12	7,196
Apr-12	7,322
May-12	7,471
Jun-12	7,708
Jul-12	8,001
Aug-12	8,016
Sep-12	8,010
Oct-12	7,852
Nov-12	7,415
Dec-12	7,000
Jan-13	7,206
Feb-13	7,145
Mar-13	7,530
Apr-13	7,625
May-13	7,746
Jun-13	7,957
Jul-13	8,150
Aug-13	7,917
Sep-13	7,740
Oct-13	7,688
Nov-13	7,686
Dec-13	7,219
Jan-14	7,614
Feb-14	7,683
Mar-14	7,609
Apr-14	7,363
May-14	7,541
Jun-14	7,596
Jul-14	7,230
Aug-14	7,513
Sep-14	7,443
Oct-14	7,499
Nov-14	7,218
Dec-14	7,071
Jan-15	7,010
Feb-15	7,299
Mar-15	7,407
Apr-15	7,363
May-15	6,799
Jun-15	7,052
Jul-15	6,947
Aug-15	6,899
Sep-15	6,800
Oct-15	6,509
Nov-15	6,600
Dec-15	6,916
Jan-16	6,868
Feb-16	6,945
Mar-16	6,760
Apr-16	7,105
May-16	6,958
Jun-16	7,004
Jul-16	6,735
Aug-16	6,478
Sep-16	6,590
Oct-16	6,699
Nov-16	6,723
Dec-16	6,828
Jan-17	6,809
Feb-17	6,686
Mar-17	6,927
Apr-17	7,016
May-17	6,997
Jun-17	7,625
Jul-17	8,611
Aug-17	9,152
Sep-17	8,828
Oct-17	8,877
Nov-17	9,252
Dec-17	8,813
Jan-18	8,932
Feb-18	8,887
Mar-18	8,716
Apr-18	8,554
May-18	8,591
Jun-18	8,684
Jul-18	8,878
Aug-18	8,604
Sep-18	8,482
Oct-18	8,588
Nov-18	8,710
Dec-18	7,728
Jan-19	7,788
Feb-19	7,856
Mar-19	7,798
Apr-19	7,856
May-19	8,009
Jun-19	8,425
Jul-19	8,543
Aug-19	9,133
Sep-19	9,146
Oct-19	9,245
Nov-19	9,463
Dec-19	9,616
Jan-20	9,608
Feb-20	9,595
Mar-20	9,600
Apr-20	9,401
May-20	8,429
Jun-20	9,299
Jul-20	10,765
Aug-20	12,954
Sep-20	13,626
Oct-20	13,754
Nov-20	14,167
Dec-20	15,271
Jan-21	16,295
Feb-21	15,776
Mar-21	15,229
Apr-21	14,650
May-21	14,779
Jun-21	13,729
Jul-21	13,079
Aug-21	12,582
Sep-21	12,272
Oct-21	11,393
Nov-21	11,714
Dec-21	11,742
Jan-22	11,615
Feb-22	10,515
Mar-22	10,999
Apr-22	10,103
May-22	10,712
Jun-22	10,112
Jul-22	8,960
Aug-22	9,885
Sep-22	9,314
Oct-22	9,154
Nov-22	8,621
Dec-22	8,371
Jan-23	8,214
Feb-23	7,767
Mar-23	9,023
Apr-23	9,132
May-23	9,560
Jun-23	9,566
Jul-23	8,801
Aug-23	9,221
Sep-23	9,309
Oct-23	9,781

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Oct-05	2,345	2,586	2,068	677	1,371	175	156	122
Nov-05	2,453	2,680	2,037	616	1,372	195	154	124
Dec-05	2,401	2,952	2,028	602	1,407	167	153	115
Jan-06	2,261	2,656	2,120	608	1,474	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,728	2,587	2,351	643	1,511	222	143	176
Apr-06	2,939	2,648	2,320	635	1,460	231	141	142
May-06	2,632	2,630	2,380	625	1,289	202	127	142
Jun-06	2,655	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,512	2,460	2,391	622	1,113	176	73	174
Sep-06	2,550	2,566	2,426	679	1,091	205	86	183
Oct-06	2,649	2,644	2,372	675	1,002	177	88	165
Nov-06	2,616	2,613	2,335	690	958	198	90	180
Dec-06	2,563	2,567	2,370	636	968	184	97	158
Jan-07	2,625	2,463	2,413	630	944	147	99	140
Feb-07	2,600	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,469	729	1,002	175	108	165
Apr-07	2,843	2,706	2,653	644	1,103	177	90	156
May-07	2,703	2,716	2,548	664	1,026	184	91	138
Jun-07	2,740	2,686	2,513	615	1,325	190	95	167
Jul-07	2,730	2,662	2,419	631	1,344	155	70	157
Aug-07	2,694	2,839	2,524	631	1,354	168	83	137
Sep-07	2,527	2,846	2,430	601	1,253	203	88	138
Oct-07	2,783	2,905	2,447	648	1,250	219	81	137
Nov-07	2,802	2,969	2,458	653	1,279	210	80	139
Dec-07	2,761	2,953	2,436	695	1,298	215	71	152
Jan-08	2,782	3,063	2,314	662	1,424	195	73	149
Feb-08	2,724	2,975	2,111	660	1,275	249	78	94
Mar-08	2,396	2,496	1,785	623	1,192	176	52	125
Apr-08	2,440	2,339	1,711	637	1,191	164	63	150
May-08	2,298	2,263	1,583	591	1,088	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,524	648	1,214	195	93	109
Aug-08	2,356	2,266	1,486	620	1,165	204	79	129
Sep-08	2,346	2,282	1,642	546	1,115	175	62	122
Oct-08	2,203	2,314	1,644	565	1,118	161	81	157
Nov-08	2,972	2,541	2,242	758	1,291	242	103	149
Dec-08	3,532	2,945	2,563	997	1,531	290	120	207
Jan-09	4,051	3,384	2,861	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,185	3,966	3,488	1,080	1,925	359	116	266
Apr-09	5,083	4,131	3,498	1,171	2,046	239	119	289
May-09	4,965	4,052	3,572	1,242	2,163	259	108	297
Jun-09	4,930	4,030	3,418	1,191	2,180	365	113	301
Jul-09	4,332	3,872	2,847	1,075	2,048	296	106	247
Aug-09	4,025	3,796	2,819	994	1,739	245	92	223
Sep-09	3,880	3,901	2,733	1,002	2,181	265	96	265
Oct-09	3,562	4,101	2,587	1,048	2,092	250	101	249
Nov-09	2,903	3,437	1,865	760	1,898	227	59	201
Dec-09	2,533	3,080	1,750	660	1,603	193	52	159
Jan-10	2,354	2,914	1,593	619	1,403	182	57	124
Feb-10	2,086	3,023	1,358	504	1,198	138	56	176
Mar-10	1,876	2,375	1,249	512	1,030	130	36	142
Apr-10	2,000	2,255	1,186	458	885	130	56	125
May-10	2,103	2,299	1,180	460	876	115	52	115
Jun-10	1,884	2,160	1,148	447	826	107	45	107
Jul-10	1,956	2,173	1,192	446	710	114	46	118
Aug-10	1,797	2,116	1,178	470	807	129	51	109
Sep-10	1,804	2,090	1,168	447	843	130	46	115
Oct-10	1,628	2,031	1,155	424	899	115	40	108
Nov-10	1,743	2,043	1,243	448	934	107	43	116
Dec-10	1,875	2,179	1,288	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	945	123	45	102
Feb-11	1,720	1,917	1,104	403	903	86	41	116
Mar-11	1,888	1,962	1,174	414	1,015	117	68	88
Apr-11	1,865	1,964	1,216	374	1,011	129	49	122
May-11	1,951	1,918	1,190	389	1,077	127	51	115
Jun-11	1,843	1,904	1,235	402	1,005	121	59	119
Jul-11	1,789	1,931	1,229	400	945	123	57	114
Aug-11	1,800	1,979	1,309	400	1,047	118	60	110
Sep-11	2,090	1,913	1,344	455	1,140	105	59	108
Oct-11	2,420	2,023	1,488	446	1,094	116	62	110
Nov-11	2,829	1,957	1,435	436	1,156	115	54	133
Dec-11	3,419	2,075	1,653	449	1,181	104	65	124
Jan-12	2,949	2,089	1,788	464	1,378	105	67	127
Feb-12	1,657	2,108	1,478	477	1,240	124	74	111
Mar-12	1,367	2,139	1,626	441	1,270	87	85	112
Apr-12	1,479	2,027	1,693	513	1,311	81	75	111
May-12	1,553	2,290	1,647	447	1,290	114	73	124
Jun-12	1,573	2,393	1,614	433	1,343	120	72	89
Jul-12	1,601	2,677	1,500	469	1,400	115	77	139
Aug-12	1,712	2,298	1,654	476	1,458	119	72	135
Sep-12	1,928	2,184	1,641	473	1,434	136	66	120
Oct-12	1,585	2,217	1,852	462	1,442	135	76	120
Nov-12	1,326	2,128	1,594	485	1,529	123	86	112
Dec-12	1,086	2,105	1,465	502	1,550	118	88	113
Jan-13	1,119	2,176	1,454	521	1,559	125	104	133
Feb-13	1,203	2,166	1,443	559	1,520	131	69	136
Mar-13	1,156	2,248	1,505	576	1,666	113	58	135
Apr-13	1,273	2,209	1,567	598	1,716	127	56	141
May-13	1,209	2,330	1,574	573	1,761	144	67	140
Jun-13	1,246	2,388	1,634	584	1,717	142	52	127
Jul-13	1,379	2,565	1,592	658	1,650	143	72	142
Aug-13	1,337	2,219	1,519	628	1,630	164	52	158
Sep-13	1,294	2,271	1,574	619	1,607	164	50	161
Oct-13	1,296	2,140	1,618	664	1,615	173	57	134
Nov-13	1,357	2,172	1,579	688	1,542	170	59	132
Dec-13	1,293	2,063	1,499	652	1,444	136	51	140
Jan-14	1,337	2,085	1,553	690	1,613	151	50	130
Feb-14	1,359	2,041	1,657	644	1,662	159	68	142
Mar-14	1,382	1,980	1,590	604	1,699	181	61	145
Apr-14	1,307	1,969	1,507	615	1,615	170	71	120
May-14	1,317	1,945	1,584	612	1,702	177	72	128
Jun-14	1,358	1,877	1,500	602	1,824	213	70	143
Jul-14	1,221	1,930	1,516	554	1,598	183	70	144
Aug-14	1,320	2,016	1,677	501	1,521	152	71	148
Sep-14	1,373	2,093	1,611	418	1,523	153	93	156
Oct-14	1,359	2,115	1,577	452	1,567	132	98	189
Nov-14	1,327	2,060	1,516	410	1,524	112	77	158
Dec-14	1,280	2,106	1,523	437	1,456	169	83	162
Jan-15	1,311	2,035	1,450	395	1,315	167	80	167
Feb-15	1,361	2,143	1,609	383	1,469	158	53	164
Mar-15	1,416	2,136	1,635	411	1,468	140	53	151
Apr-15	1,310	2,113	1,588	383	1,597	146	44	169
May-15	1,234	1,990	1,568	396	1,385	127	34	165
Jun-15	1,294	2,006	1,603	410	1,422	124	48	161
Jul-15	1,279	1,978	1,642	399	1,394	112	32	133
Aug-15	1,202	2,017	1,542	399	1,365	127	36	126
Sep-15	1,201	2,035	1,496	442	1,349	102	33	149
Oct-15	1,140	1,947	1,393	346	1,316	109	27	124
Nov-15	1,081	2,035	1,478	391	1,273	115	35	155
Dec-15	1,195	2,199	1,615	405	1,243	152	31	140
Jan-16	1,230	2,024	1,611	395	1,210	163	44	157
Feb-16	1,221	2,150	1,658	406	1,231	152	36	144
Mar-16	1,079	2,082	1,601	425	1,175	144	40	139
Apr-16	1,303	2,231	1,586	444	1,272	168	43	146
May-16	1,209	2,242	1,654	463	1,184	164	42	156
Jun-16	1,295	2,193	1,560	429	1,194	139	43	152
Jul-16	1,111	2,115	1,573	408	1,209	143	57	149
Aug-16	1,059	1,894	1,649	406	1,134	147	47	130
Sep-16	1,018	2,022	1,608	403	1,127	140	37	115
Oct-16	1,062	2,078	1,645	435	1,131	132	37	124
Nov-16	1,048	2,056	1,661	407	1,178	153	43	128
Dec-16	1,150	2,108	1,790	346	1,137	136	44	149
Jan-17	1,139	2,078	1,683	404	1,112	126	30	191
Feb-17	1,054	2,034	1,734	402	1,166	141	50	105
Mar-17	1,138	2,095	1,770	458	1,163	146	57	117
Apr-17	1,148	2,096	1,886	409	1,228	133	58	176
May-17	1,229	2,017	1,866	420	1,294	127	51	168
Jun-17	1,272	2,060	2,092	442	1,349	132	67	218
Jul-17	1,659	2,563	2,091	459	1,500	133	58	212
Aug-17	1,944	2,757	1,992	463	1,413	134	59	230
Sep-17	1,916	2,903	1,782	469	1,260	142	71	219
Oct-17	1,878	2,896	1,844	449	1,226	151	71	224
Nov-17	1,977	2,917	2,032	483	1,192	153	45	228
Dec-17	1,937	2,853	1,960	471	1,234	149	61	198
Jan-18	2,005	2,937	1,973	460	1,191	140	66	213
Feb-18	2,170	2,841	1,825	473	1,165	146	65	301
Mar-18	1,920	2,889	1,765	448	1,153	154	51	230
Apr-18	2,067	2,774	1,828	472	1,203	149	55	224
May-18	2,125	2,766	1,875	466	1,198	162	63	156
Jun-18	2,013	2,827	1,972	443	1,130	164	60	169
Jul-18	1,998	2,817	2,079	493	1,136	192	56	165
Aug-18	1,989	2,666	1,793	504	1,124	171	45	173
Sep-18	1,911	2,595	1,749	497	1,154	161	87	173
Oct-18	1,967	2,647	1,725	514	1,201	222	63	200
Nov-18	1,994	2,621	1,684	512	1,178	177	76	223
Dec-18	1,868	2,457	1,504	482	1,076	159	79	165
Jan-19	1,763	2,445	1,554	488	1,047	170	66	142
Feb-19	1,910	2,532	1,516	509	1,096	167	62	137
Mar-19	1,816	2,536	1,564	479	1,065	165	75	149
Apr-19	1,872	2,593	1,555	505	1,075	187	123	129
May-19	1,970	2,661	1,557	506	1,116	147	89	145
Jun-19	1,988	2,732	1,623	519	1,139	185	69	146
Jul-19	2,169	2,814	1,646	502	1,168	135	71	190
Aug-19	2,223	2,920	1,703	501	1,185	196	70	192
Sep-19	2,215	2,874	1,745	516	1,189	203	64	208
Oct-19	2,168	3,062	1,765	512	1,104	183	70	210
Nov-19	2,325	3,090	1,746	515	1,161	190	54	235
Dec-19	2,307	3,379	1,770	544	1,160	166	67	238
Jan-20	2,319	3,183	1,824	536	1,195	188	65	213
Feb-20	2,399	3,065	1,967	521	1,221	183	65	240
Mar-20	2,581	3,082	1,854	516	1,180	199	92	220
Apr-20	2,461	3,238	1,660	502	1,101	175	72	243
May-20	2,070	2,955	1,565	484	1,004	150	65	242
Jun-20	2,408	2,950	1,909	577	1,165	194	83	231
Jul-20	2,663	3,324	2,238	654	1,445	214	101	249
Aug-20	2,928	4,020	2,698	739	1,722	295	100	265
Sep-20	3,213	3,633	2,964	921	2,008	244	111	298
Oct-20	3,219	3,334	3,099	890	2,230	333	112	293
Nov-20	3,205	3,869	3,125	824	2,242	245	131	276
Dec-20	3,434	4,597	3,263	866	2,417	249	97	324
Jan-21	3,435	4,918	3,494	950	2,589	257	117	323
Feb-21	3,291	4,808	3,407	1,092	2,507	280	151	288
Mar-21	3,534	4,600	3,095	995	2,356	259	131	320
Apr-21	3,491	4,693	3,108	951	2,181	256	119	296
May-21	3,463	4,585	3,003	890	2,281	247	108	291
Jun-21	3,375	4,358	2,685	886	1,915	241	138	320
Jul-21	3,259	4,065	2,620	797	1,899	222	109	334
Aug-21	2,917	3,899	2,631	707	1,787	200	89	279
Sep-21	2,868	3,180	2,608	737	1,931	219	76	254
Oct-21	2,753	3,237	2,426	689	1,602	197	72	221
Nov-21	2,761	3,666	2,424	701	1,614	172	93	277
Dec-21	2,692	3,615	2,400	670	1,861	193	72	262
Jan-22	2,696	3,683	2,174	674	1,687	163	65	298
Feb-22	2,316	3,507	2,032	622	1,667	166	62	201
Mar-22	2,490	3,482	2,109	614	1,716	155	62	292
Apr-22	2,365	3,340	2,114	623	1,632	158	58	307
May-22	2,381	3,400	2,107	612	1,550	175	73	322
Jun-22	2,200	3,207	2,094	593	1,460	175	74	295
Jul-22	2,086	2,835	1,749	564	1,368	166	74	285
Aug-22	2,095	3,143	1,994	568	1,530	210	83	303
Sep-22	2,011	2,919	1,807	516	1,342	159	81	267
Oct-22	1,995	2,823	1,836	531	1,335	133	72	259
Nov-22	1,893	2,663	1,783	509	1,270	154	62	220
Dec-22	1,932	2,563	1,756	542	1,190	158	64	193
Jan-23	1,759	2,432	1,699	523	1,202	148	70	237
Feb-23	1,836	2,309	1,685	484	1,129	146	70	253
Mar-23	2,195	2,601	1,898	574	1,293	161	75	248
Apr-23	2,226	2,630	1,861	589	1,359	162	71	227
May-23	2,505	2,818	1,908	593	1,405	165	68	264
Jun-23	2,340	3,008	1,911	594	1,370	156	44	296
Jul-23	2,201	2,826	1,680	551	1,251	158	48	209
Aug-23	2,307	2,880	1,676	598	1,217	137	54	214
Sep-23	2,092	3,066	1,721	616	1,250	134	49	234
Oct-23	2,420	3,142	1,694	613	1,306	216	64	235

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23"],[[2345],[2453],[2401],[2261],[2533],[2728],[2939],[2632],[2655],[2598],[2512],[2550],[2649],[2616],[2563],[2625],[2600],[2725],[2843],[2703],[2740],[2730],[2694],[2527],[2783],[2802],[2761],[2782],[2724],[2396],[2440],[2298],[2299],[2324],[2356],[2346],[2203],[2972],[3532],[4051],[4644],[5185],[5083],[4965],[4930],[4332],[4025],[3880],[3562],[2903],[2533],[2354],[2086],[1876],[2000],[2103],[1884],[1956],[1797],[1804],[1628],[1743],[1875],[1815],[1720],[1888],[1865],[1951],[1843],[1789],[1800],[2090],[2420],[2829],[3419],[2949],[1657],[1367],[1479],[1553],[1573],[1601],[1712],[1928],[1585],[1326],[1086],[1119],[1203],[1156],[1273],[1209],[1246],[1379],[1337],[1294],[1296],[1357],[1293],[1337],[1359],[1382],[1307],[1317],[1358],[1221],[1320],[1373],[1359],[1327],[1280],[1311],[1361],[1416],[1310],[1234],[1294],[1279],[1202],[1201],[1140],[1081],[1195],[1230],[1221],[1079],[1303],[1209],[1295],[1111],[1059],[1018],[1062],[1048],[1150],[1139],[1054],[1138],[1148],[1229],[1272],[1659],[1944],[1916],[1878],[1977],[1937],[2005],[2170],[1920],[2067],[2125],[2013],[1998],[1989],[1911],[1967],[1994],[1868],[1763],[1910],[1816],[1872],[1970],[1988],[2169],[2223],[2215],[2168],[2325],[2307],[2319],[2399],[2581],[2461],[2070],[2408],[2663],[2928],[3213],[3219],[3205],[3434],[3435],[3291],[3534],[3491],[3463],[3375],[3259],[2917],[2868],[2753],[2761],[2692],[2696],[2316],[2490],[2365],[2381],[2200],[2086],[2095],[2011],[1995],[1893],[1932],[1759],[1836],[2195],[2226],[2505],[2340],[2201],[2307],[2092],[2420]],[[2586],[2680],[2952],[2656],[2616],[2587],[2648],[2630],[2606],[2660],[2460],[2566],[2644],[2613],[2567],[2463],[2663],[2623],[2706],[2716],[2686],[2662],[2839],[2846],[2905],[2969],[2953],[3063],[2975],[2496],[2339],[2263],[2289],[2371],[2266],[2282],[2314],[2541],[2945],[3384],[3467],[3966],[4131],[4052],[4030],[3872],[3796],[3901],[4101],[3437],[3080],[2914],[3023],[2375],[2255],[2299],[2160],[2173],[2116],[2090],[2031],[2043],[2179],[1876],[1917],[1962],[1964],[1918],[1904],[1931],[1979],[1913],[2023],[1957],[2075],[2089],[2108],[2139],[2027],[2290],[2393],[2677],[2298],[2184],[2217],[2128],[2105],[2176],[2166],[2248],[2209],[2330],[2388],[2565],[2219],[2271],[2140],[2172],[2063],[2085],[2041],[1980],[1969],[1945],[1877],[1930],[2016],[2093],[2115],[2060],[2106],[2035],[2143],[2136],[2113],[1990],[2006],[1978],[2017],[2035],[1947],[2035],[2199],[2024],[2150],[2082],[2231],[2242],[2193],[2115],[1894],[2022],[2078],[2056],[2108],[2078],[2034],[2095],[2096],[2017],[2060],[2563],[2757],[2903],[2896],[2917],[2853],[2937],[2841],[2889],[2774],[2766],[2827],[2817],[2666],[2595],[2647],[2621],[2457],[2445],[2532],[2536],[2593],[2661],[2732],[2814],[2920],[2874],[3062],[3090],[3379],[3183],[3065],[3082],[3238],[2955],[2950],[3324],[4020],[3633],[3334],[3869],[4597],[4918],[4808],[4600],[4693],[4585],[4358],[4065],[3899],[3180],[3237],[3666],[3615],[3683],[3507],[3482],[3340],[3400],[3207],[2835],[3143],[2919],[2823],[2663],[2563],[2432],[2309],[2601],[2630],[2818],[3008],[2826],[2880],[3066],[3142]],[[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9],[167],[158],[140],[146],[127],[124],[112],[127],[102],[109],[115],[152],[163],[152],[144],[168],[164],[139],[143],[147],[140],[132],[153],[136],[126],[141],[146],[133],[127],[132],[133],[134],[142],[151],[153],[149],[140],[146],[154],[149],[162],[164],[192],[171],[161],[222],[177],[159],[170],[167],[165],[187],[147],[185],[135],[196],[203],[183],[190],[166],[188],[183],[199],[175],[150],[194],[214],[295],[244],[333],[245],[249],[257],[280],[259],[256],[247],[241],[222],[200],[219],[197],[172],[193],[163],[166],[155],[158],[175],[175],[166],[210],[159],[133],[154],[158],[148],[146],[161],[162],[165],[156],[158],[137],[134],[216]],[[156],[154],[153],[157],[163],[143],[141],[127],[168],[116],[73],[86],[88],[90],[97],[99],[75],[108],[90],[91],[95],[70],[83],[88],[81],[80],[71],[73],[78],[52],[63],[89],[74],[93],[79],[62],[81],[103],[120],[89],[119],[116],[119],[108],[113],[106],[92],[96],[101],[59],[52],[57],[56],[36],[56],[52],[45],[46],[51],[46],[40],[43],[43],[45],[41],[68],[49],[51],[59],[57],[60],[59],[62],[54],[65],[67],[74],[85],[75],[73],[72],[77],[72],[66],[76],[86],[88],[104],[69],[58],[56],[67],[52],[72],[52],[50],[57],[59],[51],[50],[68],[61],[71],[72],[70],[70],[71],[93],[98],[77],[83],[80],[53],[53],[44],[34],[48],[32],[36],[33],[27],[35],[31],[44],[36],[40],[43],[42],[43],[57],[47],[37],[37],[43],[44],[30],[50],[57],[58],[51],[67],[58],[59],[71],[71],[45],[61],[66],[65],[51],[55],[63],[60],[56],[45],[87],[63],[76],[79],[66],[62],[75],[123],[89],[69],[71],[70],[64],[70],[54],[67],[65],[65],[92],[72],[65],[83],[101],[100],[111],[112],[131],[97],[117],[151],[131],[119],[108],[138],[109],[89],[76],[72],[93],[72],[65],[62],[62],[58],[73],[74],[74],[83],[81],[72],[62],[64],[70],[70],[75],[71],[68],[44],[48],[54],[49],[64]],[[122],[124],[115],[119],[135],[176],[142],[142],[141],[154],[174],[183],[165],[180],[158],[140],[170],[165],[156],[138],[167],[157],[137],[138],[137],[139],[152],[149],[94],[125],[150],[110],[107],[109],[129],[122],[157],[149],[207],[227],[236],[266],[289],[297],[301],[247],[223],[265],[249],[201],[159],[124],[176],[142],[125],[115],[107],[118],[109],[115],[108],[116],[122],[102],[116],[88],[122],[115],[119],[114],[110],[108],[110],[133],[124],[127],[111],[112],[111],[124],[89],[139],[135],[120],[120],[112],[113],[133],[136],[135],[141],[140],[127],[142],[158],[161],[134],[132],[140],[130],[142],[145],[120],[128],[143],[144],[148],[156],[189],[158],[162],[167],[164],[151],[169],[165],[161],[133],[126],[149],[124],[155],[140],[157],[144],[139],[146],[156],[152],[149],[130],[115],[124],[128],[149],[191],[105],[117],[176],[168],[218],[212],[230],[219],[224],[228],[198],[213],[301],[230],[224],[156],[169],[165],[173],[173],[200],[223],[165],[142],[137],[149],[129],[145],[146],[190],[192],[208],[210],[235],[238],[213],[240],[220],[243],[242],[231],[249],[265],[298],[293],[276],[324],[323],[288],[320],[296],[291],[320],[334],[279],[254],[221],[277],[262],[298],[201],[292],[307],[322],[295],[285],[303],[267],[259],[220],[193],[237],[253],[248],[227],[264],[296],[209],[214],[234],[235]]]

[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [72.9 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [108.81 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [104.03 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
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Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [68.97 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [68.81 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [67.75 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [68.36 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.48 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [70.1 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [66.43 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [102.62 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [58.51 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [58.38 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [58.22 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [57.66 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [57.9 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [57.62 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [67.06 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [67.43 KB]

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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [58.04 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [146.53 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [57.19 KB]

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [90.23 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xlsx [55.14 KB]

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Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [80.14 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [99.92 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [74.09 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [57.97 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [70.89 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [59.7 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [51.18 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, October 2023

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APA

Lending indicators

APA

Key statistics

Value of new borrower-accepted loan commitments (seasonally adjusted)

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

Personal finance

Business finance

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

Number of new loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner-occupier first home buyers (original), number

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

New owner-occupier loans rose 4.9% in October

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