Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

August 2022

Released

4/10/2022

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Key statistics

In August 2022 in seasonally adjusted terms, the value of new loan commitments:

fell 3.4% for housing
rose 9.5% for personal fixed term loans
rose 51.7% for business construction (a typically volatile series)
fell 23.6% for business purchase of property (a typically volatile series)

Value of new borrower-accepted loan commitments (seasonally adjusted)

			Aug-2022 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		27.39	-3.4	-12.5
		Owner Occupier (a)	18.54	-2.7	-15.1
		Investor (a)	8.85	-4.8	-6.4
	Personal
		Fixed term loans	2.30	9.5	17.6
Businesses
	Construction		2.25	51.7	4.9
	Purchase of Property		6.25	-23.6	0.9

(a) Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

In the April 2020 Lending Indicators release, the ABS advised that the method used to produce seasonally adjusted estimates would be changed from the "concurrent" method to the "forward factors" method, during the COVID-19 period. The forward factors approach is better suited to managing large movements at the end point of series and ensures that large movements do not have a disproportionate influence on the seasonal factors.

Given disruption to typical lending patterns in the wake of COVID-19 and the continuing use of a forward factors approach to seasonal adjustment, the ABS annually undertakes an extensive review of its seasonally adjusted Lending Indicators series. Similar reviews are regularly undertaken across the ABS economic statistics program. The last review was conducted in early April 2022 and its results were implemented in the April 2022 Lending Indicators release, with new static forward factors for the 12 months from this date being calculated through the review process.

The review identified a range of time series treatments to ensure that the seasonal adjustment process continues to be less influenced by the large month-to-month movements over the past two years, and more informed by seasonality before the COVID period. Revisions to most seasonally adjusted series are therefore relatively minor but larger than would be observed through the use of concurrent seasonal adjustment (which was used prior to the COVID period, with revisions progressively made each month).

Further information can be found here:

https://www.abs.gov.au/articles/methods-changes-during-covid-19-period

We will continue to monitor the effects on lending patterns from COVID-19 with a view to reverting to the concurrent adjustment method when there is no longer significant and prolonged disruption to key series. This could be as early as the second half of 2022.

Suspension of trend series

The trend series attempts to measure underlying behaviour in lending activity. In the short term, this measurement has been significantly affected by disruption to regular patterns in lending that have occurred during the COVID period, for example as potential home buyers face uncertainty about their job security. If the trend estimates in this publication were to be published without fully accounting for such irregular events, they would likely provide a misleading view of underlying lending activity.

The Lending Indicators trend series were suspended starting from March 2020. We will continue to monitor the impacts on lending patterns from COVID-19 with a view to resuming publication of trend series when sufficient certainty emerges in the underlying trends in lending. This could be as early as the second half of 2022.

Treatment of Buy Now Pay Later products in Personal finance

The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.

Housing finance

In August 2022 in seasonally adjusted terms, the value of new loan commitments:

for total housing fell 3.4% to $27.4b, after a fall of 8.5% in July
for owner-occupier housing fell 2.7% to $18.5b but remained 35.8% higher than the pre-pandemic level seen in February 2020
for investor housing fell 4.8% to $8.9b but remained 69.9% higher than the pre-pandemic level seen in February 2020

New loan commitments, total housing (seasonally adjusted), values, Australia
	Total (ex. refinancing) ($b)	Owner occupier (ex. refinancing) ($b)	Investor (ex. refinancing) ($b)
Aug-04	12.048	7.392	4.655
Sep-04	12.213	7.415	4.798
Oct-04	11.957	7.415	4.542
Nov-04	12.573	7.695	4.878
Dec-04	12.945	7.933	5.012
Jan-05	13.225	8.097	5.128
Feb-05	13.826	8.491	5.335
Mar-05	13.493	8.206	5.287
Apr-05	13.249	8.087	5.162
May-05	12.733	8.03	4.703
Jun-05	12.685	8.152	4.533
Jul-05	12.841	8.094	4.747
Aug-05	12.9	8.308	4.592
Sep-05	13.527	8.643	4.884
Oct-05	14.014	8.713	5.301
Nov-05	14.053	8.851	5.202
Dec-05	14.033	8.877	5.155
Jan-06	14.269	8.956	5.313
Feb-06	14.427	9.179	5.248
Mar-06	14.539	9.259	5.28
Apr-06	14.722	9.472	5.25
May-06	15.249	9.487	5.762
Jun-06	15.549	9.519	6.03
Jul-06	15.285	9.798	5.487
Aug-06	15.011	9.489	5.522
Sep-06	14.155	9.167	4.988
Oct-06	14.313	9.276	5.037
Nov-06	14.202	9.23	4.972
Dec-06	14.58	9.399	5.181
Jan-07	14.964	9.58	5.384
Feb-07	15.403	9.77	5.633
Mar-07	15.908	10.079	5.829
Apr-07	16.305	10.264	6.041
May-07	17.102	10.697	6.404
Jun-07	18.29	11.344	6.946
Jul-07	17.431	10.794	6.637
Aug-07	17.437	11.056	6.381
Sep-07	16.745	10.432	6.313
Oct-07	16.85	10.772	6.078
Nov-07	16.994	10.662	6.332
Dec-07	16.547	10.361	6.186
Jan-08	16.871	10.777	6.094
Feb-08	15.697	9.921	5.776
Mar-08	14.557	9.145	5.412
Apr-08	13.855	8.694	5.161
May-08	12.996	8.204	4.791
Jun-08	12.96	8.198	4.762
Jul-08	12.786	8.136	4.65
Aug-08	12.62	7.956	4.664
Sep-08	12.983	8.242	4.741
Oct-08	13.373	8.564	4.808
Nov-08	13.034	8.541	4.492
Dec-08	13.929	9.381	4.548
Jan-09	14.888	10.228	4.661
Feb-09	15.371	10.787	4.584
Mar-09	16.708	11.959	4.749
Apr-09	17.013	11.927	5.086
May-09	16.857	11.831	5.026
Jun-09	17.215	11.968	5.247
Jul-09	17.222	11.783	5.44
Aug-09	17.335	11.629	5.706
Sep-09	17.873	12.168	5.705
Oct-09	17.6	11.806	5.794
Nov-09	17.072	11.087	5.985
Dec-09	16.49	10.605	5.885
Jan-10	15.939	10.108	5.831
Feb-10	15.672	9.796	5.876
Mar-10	15.55	9.603	5.947
Apr-10	15.261	9.362	5.898
May-10	15.426	9.437	5.989
Jun-10	15.111	9.123	5.989
Jul-10	15.048	9.291	5.757
Aug-10	14.623	9.222	5.401
Sep-10	14.621	9.147	5.474
Oct-10	14.641	9.156	5.485
Nov-10	14.712	9.322	5.39
Dec-10	15.027	9.454	5.573
Jan-11	14.154	9.01	5.144
Feb-11	14.066	8.873	5.192
Mar-11	13.626	8.827	4.798
Apr-11	13.99	9	4.99
May-11	14.242	9.087	5.155
Jun-11	14.136	9.097	5.039
Jul-11	14.083	9.032	5.051
Aug-11	14.169	9.039	5.13
Sep-11	13.939	8.8	5.139
Oct-11	13.855	8.859	4.996
Nov-11	14.034	8.955	5.079
Dec-11	14.731	9.406	5.325
Jan-12	14.772	9.397	5.375
Feb-12	14.076	8.676	5.4
Mar-12	14.092	8.703	5.389
Apr-12	14.348	8.925	5.423
May-12	14.512	9.111	5.401
Jun-12	14.733	9.249	5.484
Jul-12	14.779	9.28	5.499
Aug-12	14.874	9.441	5.433
Sep-12	15.098	9.493	5.606
Oct-12	14.902	9.385	5.516
Nov-12	15.183	9.431	5.753
Dec-12	15.371	9.528	5.843
Jan-13	15.89	9.79	6.1
Feb-13	16.136	9.873	6.263
Mar-13	16.884	10.352	6.532
Apr-13	16.937	10.299	6.638
May-13	17.236	10.436	6.8
Jun-13	17.303	10.475	6.828
Jul-13	17.475	10.52	6.955
Aug-13	17.362	10.236	7.126
Sep-13	18.204	10.761	7.443
Oct-13	18.693	10.894	7.799
Nov-13	19.219	11.179	8.04
Dec-13	19.004	10.949	8.054
Jan-14	19.167	11.18	7.987
Feb-14	19.368	11.439	7.929
Mar-14	19.489	11.38	8.108
Apr-14	19.59	11.312	8.278
May-14	19.509	11.238	8.271
Jun-14	19.641	11.392	8.248
Jul-14	19.826	11.286	8.54
Aug-14	19.63	10.973	8.657
Sep-14	19.995	11.119	8.876
Oct-14	20.585	11.427	9.159
Nov-14	20.048	10.944	9.104
Dec-14	20.464	11.378	9.086
Jan-15	20.695	11.518	9.177
Feb-15	20.106	11.276	8.83
Mar-15	21.249	11.73	9.52
Apr-15	21.845	11.773	10.072
May-15	20.342	11.166	9.175
Jun-15	21.125	11.994	9.131
Jul-15	21.176	12.336	8.84
Aug-15	21.708	13.218	8.489
Sep-15	20.945	13.566	7.378
Oct-15	20.027	13.146	6.881
Nov-15	19.639	12.984	6.655
Dec-15	19.591	12.892	6.698
Jan-16	19.076	12.466	6.61
Feb-16	19.335	12.716	6.618
Mar-16	19.101	12.446	6.655
Apr-16	19.61	12.707	6.903
May-16	20.039	12.834	7.206
Jun-16	20.215	12.703	7.512
Jul-16	20.081	12.429	7.652
Aug-16	19.887	12.329	7.558
Sep-16	20.778	12.467	8.311
Oct-16	21.195	12.614	8.582
Nov-16	21.482	12.683	8.8
Dec-16	22.01	13.086	8.924
Jan-17	22.119	13.117	9.002
Feb-17	21.676	13.132	8.543
Mar-17	22.611	13.71	8.901
Apr-17	22.564	13.87	8.695
May-17	22.255	13.869	8.386
Jun-17	22.132	13.982	8.15
Jul-17	22.149	14.255	7.894
Aug-17	22.401	14.468	7.933
Sep-17	22.103	14.316	7.787
Oct-17	21.644	14.126	7.517
Nov-17	21.488	14.108	7.381
Dec-17	21.185	14.033	7.152
Jan-18	21.009	14.081	6.928
Feb-18	21.014	14.077	6.937
Mar-18	20.451	13.845	6.606
Apr-18	20.241	13.802	6.439
May-18	20.836	14.312	6.524
Jun-18	20.352	14.031	6.321
Jul-18	20.264	13.957	6.306
Aug-18	19.419	13.387	6.032
Sep-18	18.65	12.816	5.834
Oct-18	18.869	13.224	5.644
Nov-18	17.805	12.467	5.338
Dec-18	16.981	11.857	5.124
Jan-19	16.419	11.5	4.919
Feb-19	16.88	11.986	4.894
Mar-19	16.418	11.592	4.826
Apr-19	16.592	11.806	4.785
May-19	16.471	11.734	4.737
Jun-19	16.63	11.866	4.764
Jul-19	17.053	12.204	4.849
Aug-19	17.885	12.648	5.237
Sep-19	18.084	13.039	5.045
Oct-19	18.533	13.4	5.134
Nov-19	19.285	13.932	5.353
Dec-19	19.628	14.242	5.386
Jan-20	19.39	14.082	5.308
Feb-20	18.86	13.648	5.212
Mar-20	19.21	14.176	5.034
Apr-20	18.384	13.445	4.939
May-20	16.49	12.31	4.18
Jun-20	17.487	13.032	4.455
Jul-20	19.065	14.43	4.635
Aug-20	21.346	16.397	4.95
Sep-20	22.514	17.245	5.269
Oct-20	23.003	17.693	5.31
Nov-20	23.991	18.477	5.514
Dec-20	25.533	19.546	5.987
Jan-21	27.621	21.175	6.446
Feb-21	28.184	21.295	6.889
Mar-21	29.751	21.981	7.77
Apr-21	31.017	22.934	8.083
May-21	32.511	23.468	9.044
Jun-21	31.598	22.664	8.934
Jul-21	31.967	22.666	9.302
Aug-21	31.305	21.844	9.461
Sep-21	30.826	20.996	9.83
Oct-21	30.451	20.294	10.157
Nov-21	32.13	21.561	10.568
Dec-21	32.775	22.006	10.769
Jan-22	33.2	21.889	11.311
Feb-22	32.223	20.863	11.36
Mar-22	32.746	21.106	11.64
Apr-22	31.824	20.74	11.084
May-22	32.387	21.204	11.183
Jun-22	30.973	20.497	10.476
Jul-22	28.351	19.054	9.298
Aug-22	27.393	18.539	8.854

New loan commitments, total housing (seasonally adjusted), values, Australia

[" ","Total (ex. refinancing)","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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.390000000000001],[18.859999999999999],[19.210000000000001],[18.384],[16.489999999999998],[17.486999999999998],[19.065000000000001],[21.346],[22.513999999999999],[23.003],[23.991],[25.533000000000001],[27.620999999999999],[28.184000000000001],[29.751000000000001],[31.016999999999999],[32.511000000000003],[31.597999999999999],[31.966999999999999],[31.305],[30.826000000000001],[30.451000000000001],[32.130000000000003],[32.774999999999999],[33.200000000000003],[32.222999999999999],[32.746000000000002],[31.824000000000002],[32.387],[30.972999999999999],[28.350999999999999],[27.393000000000001]],[[7.3920000000000003],[7.415],[7.415],[7.6950000000000003],[7.9329999999999998],[8.0969999999999995],[8.4909999999999997],[8.2059999999999995],[8.0869999999999997],[8.0299999999999994],[8.1519999999999992],[8.0939999999999994],[8.3079999999999998],[8.6430000000000007],[8.7129999999999992],[8.8510000000000009],[8.8770000000000007],[8.9559999999999995],[9.1790000000000003],[9.2590000000000003],[9.4719999999999995],[9.4870000000000001],[9.5190000000000001],[9.798],[9.4890000000000008],[9.1669999999999998],[9.2759999999999998],[9.2300000000000004],[9.3989999999999991],[9.5800000000000001],[9.7699999999999996],[10.079000000000001],[10.263999999999999],[10.696999999999999],[11.343999999999999],[10.794],[11.055999999999999],[10.432],[10.772],[10.662000000000001],[10.361000000000001],[10.776999999999999],[9.9209999999999994],[9.1449999999999996],[8.6940000000000008],[8.2040000000000006],[8.1980000000000004],[8.1359999999999992],[7.9560000000000004],[8.2420000000000009],[8.5640000000000001],[8.5410000000000004],[9.3810000000000002],[10.228],[10.787000000000001],[11.959],[11.927],[11.831],[11.968],[11.782999999999999],[11.629],[12.167999999999999],[11.805999999999999],[11.087],[10.605],[10.108000000000001],[9.7959999999999994],[9.6029999999999998],[9.3620000000000001],[9.4369999999999994],[9.1229999999999993],[9.2910000000000004],[9.2219999999999995],[9.1470000000000002],[9.1560000000000006],[9.3219999999999992],[9.4540000000000006],[9.0099999999999998],[8.8729999999999993],[8.827],[9],[9.0869999999999997],[9.0969999999999995],[9.032],[9.0389999999999997],[8.8000000000000007],[8.859],[8.9550000000000001],[9.4060000000000006],[9.3970000000000002],[8.6760000000000002],[8.7029999999999994],[8.9250000000000007],[9.1110000000000007],[9.2490000000000006],[9.2799999999999994],[9.4410000000000007],[9.4930000000000003],[9.3849999999999998],[9.4309999999999992],[9.5280000000000005],[9.7899999999999991],[9.8729999999999993],[10.352],[10.298999999999999],[10.436],[10.475],[10.52],[10.236000000000001],[10.760999999999999],[10.894],[11.179],[10.949],[11.18],[11.439],[11.380000000000001],[11.311999999999999],[11.238],[11.391999999999999],[11.286],[10.973000000000001],[11.119],[11.427],[10.944000000000001],[11.378],[11.518000000000001],[11.276],[11.73],[11.773],[11.166],[11.994],[12.336],[13.218],[13.566000000000001],[13.146000000000001],[12.984],[12.891999999999999],[12.465999999999999],[12.715999999999999],[12.446],[12.707000000000001],[12.834],[12.702999999999999],[12.429],[12.329000000000001],[12.467000000000001],[12.614000000000001],[12.683],[13.086],[13.117000000000001],[13.132],[13.710000000000001],[13.869999999999999],[13.869],[13.981999999999999],[14.255000000000001],[14.468],[14.316000000000001],[14.125999999999999],[14.108000000000001],[14.032999999999999],[14.081],[14.077],[13.845000000000001],[13.802],[14.311999999999999],[14.031000000000001],[13.957000000000001],[13.387],[12.816000000000001],[13.224],[12.467000000000001],[11.856999999999999],[11.5],[11.986000000000001],[11.592000000000001],[11.805999999999999],[11.734],[11.866],[12.204000000000001],[12.648],[13.039],[13.4],[13.932],[14.242000000000001],[14.082000000000001],[13.648],[14.176],[13.445],[12.31],[13.032],[14.43],[16.396999999999998],[17.245000000000001],[17.693000000000001],[18.477],[19.545999999999999],[21.175000000000001],[21.295000000000002],[21.981000000000002],[22.934000000000001],[23.468],[22.664000000000001],[22.666],[21.844000000000001],[20.995999999999999],[20.294],[21.561],[22.006],[21.888999999999999],[20.863],[21.106000000000002],[20.739999999999998],[21.204000000000001],[20.497],[19.053999999999998],[18.539000000000001]],[[4.6550000000000002],[4.798],[4.5419999999999998],[4.8780000000000001],[5.0119999999999996],[5.1280000000000001],[5.335],[5.2869999999999999],[5.1619999999999999],[4.7030000000000003],[4.5330000000000004],[4.7469999999999999],[4.5919999999999996],[4.8840000000000003],[5.3010000000000002],[5.202],[5.1550000000000002],[5.3129999999999997],[5.2480000000000002],[5.2800000000000002],[5.25],[5.7619999999999996],[6.0300000000000002],[5.4870000000000001],[5.5220000000000002],[4.9880000000000004],[5.0369999999999999],[4.9720000000000004],[5.181],[5.3840000000000003],[5.633],[5.8289999999999997],[6.0410000000000004],[6.4039999999999999],[6.9459999999999997],[6.6369999999999996],[6.3810000000000002],[6.3129999999999997],[6.0780000000000003],[6.3319999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In August 2022 in seasonally adjusted terms, the value of external refinancing:

for total housing rose 5.3% and was 9.8% higher compared to a year ago
for owner-occupier housing rose 2.8% to a new record high of $12.8b and was 17.5% higher compared to a year ago
for investor housing rose 10.9% but was 3.5% lower compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Aug-04	3.346	2.47	0.876
Sep-04	3.245	2.479	0.766
Oct-04	3.199	2.464	0.735
Nov-04	3.222	2.515	0.707
Dec-04	3.375	2.615	0.76
Jan-05	3.403	2.695	0.709
Feb-05	3.582	2.824	0.759
Mar-05	3.701	2.965	0.737
Apr-05	3.83	3.059	0.771
May-05	3.978	3.105	0.873
Jun-05	3.955	3.039	0.916
Jul-05	4.031	3.116	0.914
Aug-05	4.034	3.105	0.929
Sep-05	4.177	3.237	0.941
Oct-05	4.123	3.181	0.942
Nov-05	4.131	3.209	0.922
Dec-05	4.363	3.159	1.204
Jan-06	3.888	3.04	0.848
Feb-06	4.184	3.193	0.99
Mar-06	4.051	3.156	0.895
Apr-06	4.249	3.185	1.064
May-06	4.076	3.296	0.78
Jun-06	4.219	3.392	0.827
Jul-06	4.329	3.497	0.833
Aug-06	4.446	3.554	0.892
Sep-06	4.458	3.552	0.905
Oct-06	4.462	3.61	0.851
Nov-06	4.53	3.627	0.903
Dec-06	4.43	3.487	0.943
Jan-07	4.55	3.487	1.063
Feb-07	4.621	3.46	1.161
Mar-07	4.471	3.386	1.086
Apr-07	4.668	3.533	1.135
May-07	4.515	3.461	1.054
Jun-07	4.521	3.486	1.035
Jul-07	4.232	3.173	1.058
Aug-07	4.482	3.419	1.063
Sep-07	4.51	3.405	1.105
Oct-07	4.39	3.253	1.138
Nov-07	4.662	3.438	1.224
Dec-07	4.79	3.606	1.184
Jan-08	4.938	3.67	1.269
Feb-08	4.895	3.625	1.27
Mar-08	4.691	3.503	1.188
Apr-08	4.594	3.382	1.212
May-08	4.336	3.195	1.142
Jun-08	4.161	3.148	1.013
Jul-08	4.361	3.131	1.23
Aug-08	4.301	3.128	1.173
Sep-08	4.095	2.837	1.258
Oct-08	4.471	3.128	1.343
Nov-08	4.58	3.224	1.356
Dec-08	5.035	3.524	1.511
Jan-09	4.934	3.4	1.534
Feb-09	4.729	3.146	1.583
Mar-09	5.109	3.448	1.661
Apr-09	5.074	3.47	1.604
May-09	5.01	3.445	1.565
Jun-09	4.876	3.386	1.49
Jul-09	4.602	3.216	1.386
Aug-09	4.383	3	1.383
Sep-09	4.249	2.94	1.31
Oct-09	4.167	2.926	1.241
Nov-09	4.07	2.822	1.248
Dec-09	3.78	2.756	1.023
Jan-10	3.574	2.586	0.987
Feb-10	3.525	2.669	0.856
Mar-10	3.477	2.648	0.829
Apr-10	3.431	2.603	0.828
May-10	3.576	2.636	0.941
Jun-10	3.636	2.72	0.916
Jul-10	3.731	2.817	0.914
Aug-10	3.827	2.91	0.916
Sep-10	3.85	2.929	0.921
Oct-10	4.02	3.019	1
Nov-10	4.073	3.074	0.999
Dec-10	4.435	3.414	1.02
Jan-11	4.132	3.206	0.926
Feb-11	3.927	2.977	0.95
Mar-11	3.967	2.935	1.032
Apr-11	4.237	3.176	1.061
May-11	4.556	3.391	1.166
Jun-11	4.507	3.36	1.147
Jul-11	4.754	3.543	1.211
Aug-11	4.865	3.642	1.224
Sep-11	4.895	3.634	1.261
Oct-11	4.758	3.549	1.209
Nov-11	4.733	3.524	1.21
Dec-11	5.045	3.723	1.322
Jan-12	5.102	3.728	1.373
Feb-12	5.162	3.694	1.469
Mar-12	5.217	3.685	1.532
Apr-12	4.913	3.614	1.299
May-12	4.995	3.571	1.424
Jun-12	4.985	3.488	1.496
Jul-12	4.888	3.406	1.481
Aug-12	5.027	3.436	1.59
Sep-12	5.001	3.403	1.598
Oct-12	5.022	3.487	1.535
Nov-12	5.097	3.454	1.643
Dec-12	4.938	3.387	1.551
Jan-13	5.104	3.43	1.675
Feb-13	5.082	3.434	1.648
Mar-13	5.208	3.573	1.635
Apr-13	5.375	3.65	1.725
May-13	5.421	3.755	1.666
Jun-13	5.616	3.904	1.711
Jul-13	6.467	3.811	2.656
Aug-13	6.155	3.645	2.51
Sep-13	6.722	3.913	2.808
Oct-13	6.816	3.874	2.942
Nov-13	6.944	3.941	3.004
Dec-13	6.888	3.863	3.025
Jan-14	6.889	3.897	2.992
Feb-14	7.33	4.212	3.118
Mar-14	7.126	3.962	3.164
Apr-14	7.377	4.045	3.332
May-14	7.443	4.081	3.362
Jun-14	7.604	4.17	3.434
Jul-14	7.838	4.28	3.558
Aug-14	7.807	4.263	3.544
Sep-14	8.046	4.292	3.755
Oct-14	8.395	4.409	3.986
Nov-14	8.424	4.462	3.962
Dec-14	8.689	4.609	4.08
Jan-15	8.735	4.702	4.032
Feb-15	9.059	4.951	4.108
Mar-15	9.305	5.006	4.299
Apr-15	9.382	5.204	4.178
May-15	9.231	4.977	4.255
Jun-15	9.153	5.335	3.817
Jul-15	8.924	5.425	3.5
Aug-15	8.808	5.468	3.34
Sep-15	8.798	5.744	3.055
Oct-15	8.988	5.907	3.08
Nov-15	9.246	6.091	3.155
Dec-15	9.707	6.461	3.246
Jan-16	9.314	6.034	3.279
Feb-16	9.366	6.027	3.34
Mar-16	9.426	6.211	3.214
Apr-16	9.421	6.198	3.223
May-16	9.348	6.048	3.3
Jun-16	9.698	6.067	3.632
Jul-16	9.681	6.093	3.589
Aug-16	9.435	5.784	3.651
Sep-16	9.569	6.034	3.534
Oct-16	8.994	5.806	3.188
Nov-16	9.077	5.68	3.397
Dec-16	9.009	5.567	3.442
Jan-17	9.092	5.746	3.346
Feb-17	8.701	5.401	3.3
Mar-17	8.773	5.407	3.366
Apr-17	8.532	5.312	3.22
May-17	8.735	5.328	3.407
Jun-17	8.746	5.289	3.458
Jul-17	8.598	5.146	3.452
Aug-17	9.02	5.26	3.76
Sep-17	8.678	5.301	3.377
Oct-17	8.475	5.336	3.139
Nov-17	8.977	5.535	3.442
Dec-17	9.276	5.718	3.558
Jan-18	9.61	5.797	3.813
Feb-18	9.755	5.751	4.005
Mar-18	9.232	5.539	3.693
Apr-18	9.406	5.627	3.779
May-18	9.189	5.62	3.57
Jun-18	8.771	5.363	3.407
Jul-18	9.123	5.727	3.396
Aug-18	9.035	5.653	3.383
Sep-18	8.68	5.335	3.345
Oct-18	9.033	5.593	3.441
Nov-18	8.96	5.517	3.443
Dec-18	8.65	5.374	3.276
Jan-19	8.39	5.174	3.216
Feb-19	8.524	5.33	3.195
Mar-19	8.502	5.251	3.251
Apr-19	8.353	5.159	3.195
May-19	8.389	5.203	3.185
Jun-19	8.05	4.85	3.2
Jul-19	8.382	5.289	3.093
Aug-19	9.087	5.633	3.454
Sep-19	9.79	6.075	3.716
Oct-19	9.81	6.035	3.775
Nov-19	10.16	6.285	3.875
Dec-19	10.385	6.487	3.898
Jan-20	10.83	6.96	3.87
Feb-20	11.161	7.199	3.962
Mar-20	10.721	6.804	3.917
Apr-20	11.555	7.503	4.053
May-20	14.148	9.4	4.748
Jun-20	13.626	8.886	4.74
Jul-20	10.53	6.832	3.699
Aug-20	11.027	6.983	4.044
Sep-20	12.751	7.951	4.8
Oct-20	12.115	7.498	4.617
Nov-20	10.37	6.398	3.972
Dec-20	11.341	7.096	4.246
Jan-21	12.389	7.976	4.413
Feb-21	13.703	8.864	4.839
Mar-21	13.165	8.535	4.63
Apr-21	13.626	8.884	4.742
May-21	14.669	9.633	5.037
Jun-21	15.419	10.174	5.245
Jul-21	16.675	10.997	5.679
Aug-21	17.198	10.876	6.322
Sep-21	16.141	10.295	5.846
Oct-21	16.197	10.439	5.758
Nov-21	16.213	10.527	5.685
Dec-21	16.145	10.692	5.454
Jan-22	15.021	9.711	5.309
Feb-22	16.18	10.723	5.456
Mar-22	16.64	10.975	5.666
Apr-22	16.583	11.329	5.254
May-22	17.101	11.55	5.551
Jun-22	18.157	12.673	5.485
Jul-22	17.934	12.431	5.503
Aug-22	18.878	12.776	6.102

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22"],[[3.3460000000000001],[3.2450000000000001],[3.1989999999999998],[3.222],[3.375],[3.403],[3.5819999999999999],[3.7010000000000001],[3.8300000000000001],[3.9780000000000002],[3.9550000000000001],[4.0309999999999997],[4.0339999999999998],[4.1769999999999996],[4.1230000000000002],[4.1310000000000002],[4.3630000000000004],[3.8879999999999999],[4.1840000000000002],[4.0510000000000002],[4.2489999999999997],[4.0759999999999996],[4.2190000000000003],[4.3289999999999997],[4.4459999999999997],[4.4580000000000002],[4.4619999999999997],[4.5300000000000002],[4.4299999999999997],[4.5499999999999998],[4.6210000000000004],[4.4710000000000001],[4.6680000000000001],[4.5149999999999997],[4.5209999999999999],[4.2320000000000002],[4.4820000000000002],[4.5099999999999998],[4.3899999999999997],[4.6619999999999999],[4.79],[4.9379999999999997],[4.8949999999999996],[4.6909999999999998],[4.5940000000000003],[4.3360000000000003],[4.1609999999999996],[4.3609999999999998],[4.3010000000000002],[4.0949999999999998],[4.4710000000000001],[4.5800000000000001],[5.0350000000000001],[4.9340000000000002],[4.7290000000000001],[5.109],[5.0739999999999998],[5.0099999999999998],[4.8760000000000003],[4.6020000000000003],[4.383],[4.2489999999999997],[4.1669999999999998],[4.0700000000000003],[3.7799999999999998],[3.5739999999999998],[3.5249999999999999],[3.4769999999999999],[3.431],[3.5760000000000001],[3.6360000000000001],[3.7309999999999999],[3.827],[3.8500000000000001],[4.0199999999999996],[4.0730000000000004],[4.4349999999999996],[4.1319999999999997],[3.927],[3.9670000000000001],[4.2370000000000001],[4.556],[4.5069999999999997],[4.7539999999999996],[4.8650000000000002],[4.8949999999999996],[4.758],[4.7329999999999997],[5.0449999999999999],[5.1020000000000003],[5.1619999999999999],[5.2169999999999996],[4.9130000000000003],[4.9950000000000001],[4.9850000000000003],[4.8879999999999999],[5.0270000000000001],[5.0010000000000003],[5.0220000000000002],[5.0970000000000004],[4.9379999999999997],[5.1040000000000001],[5.0819999999999999],[5.2080000000000002],[5.375],[5.4210000000000003],[5.6159999999999997],[6.4669999999999996],[6.1550000000000002],[6.7220000000000004],[6.8159999999999998],[6.944],[6.8879999999999999],[6.8890000000000002],[7.3300000000000001],[7.1260000000000003],[7.3769999999999998],[7.4429999999999996],[7.6040000000000001],[7.8380000000000001],[7.8070000000000004],[8.0459999999999994],[8.3949999999999996],[8.4239999999999995],[8.6890000000000001],[8.7349999999999994],[9.0589999999999993],[9.3049999999999997],[9.3819999999999997],[9.2309999999999999],[9.1530000000000005],[8.9239999999999995],[8.8079999999999998],[8.798],[8.9879999999999995],[9.2460000000000004],[9.7070000000000007],[9.3140000000000001],[9.3659999999999997],[9.4260000000000002],[9.4209999999999994],[9.3480000000000008],[9.6980000000000004],[9.6809999999999992],[9.4350000000000005],[9.5690000000000008],[8.9939999999999998],[9.077],[9.0090000000000003],[9.0920000000000005],[8.7010000000000005],[8.7729999999999997],[8.532],[8.7349999999999994],[8.746000000000000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Personal finance

In August 2022 in seasonally adjusted terms, the value of new loan commitments:

for total fixed term personal finance rose 9.5%, after a rise of 7.7% in July
for the purchase of road vehicles rose 17.7%, after a rise of 5.2% in July

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Aug-04	1.635	0.812	0.53	0.199
Sep-04	1.653	0.838	0.5	0.214
Oct-04	1.682	0.823	0.531	0.207
Nov-04	1.634	0.819	0.525	0.205
Dec-04	1.585	0.739	0.577	0.176
Jan-05	1.512	0.727	0.503	0.188
Feb-05	1.436	0.751	0.405	0.188
Mar-05	1.485	0.74	0.454	0.187
Apr-05	1.512	0.747	0.486	0.194
May-05	1.406	0.736	0.394	0.188
Jun-05	1.445	0.72	0.423	0.183
Jul-05	1.439	0.727	0.4	0.196
Aug-05	1.451	0.742	0.423	0.18
Sep-05	1.47	0.722	0.456	0.192
Oct-05	1.471	0.699	0.472	0.19
Nov-05	1.45	0.7	0.475	0.19
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.856	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.213
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.499	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.408	0.678	0.445	0.204
Apr-09	1.427	0.689	0.434	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.233
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.718	0.79	0.542	0.292
Apr-10	1.711	0.808	0.511	0.268
May-10	1.685	0.817	0.468	0.28
Jun-10	1.82	0.851	0.433	0.396
Jul-10	1.683	0.842	0.437	0.273
Aug-10	1.602	0.854	0.406	0.254
Sep-10	1.668	0.889	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.361	0.274
Jan-11	1.57	0.864	0.342	0.262
Feb-11	1.575	0.878	0.341	0.243
Mar-11	1.592	0.872	0.34	0.27
Apr-11	1.608	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.618	0.852	0.352	0.28
Jul-11	1.615	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.348	0.298
Oct-11	1.668	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.64	0.935	0.308	0.254
Feb-12	1.58	0.896	0.282	0.24
Mar-12	1.548	0.901	0.271	0.23
Apr-12	1.619	0.953	0.28	0.227
May-12	1.664	0.996	0.28	0.248
Jun-12	1.69	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.31	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.819	1.069	0.302	0.287
Nov-12	1.876	1.097	0.307	0.297
Dec-12	1.887	1.098	0.307	0.299
Jan-13	1.854	1.057	0.326	0.292
Feb-13	1.855	1.034	0.318	0.292
Mar-13	1.865	1.046	0.33	0.305
Apr-13	1.81	1.007	0.329	0.306
May-13	1.791	1.019	0.336	0.289
Jun-13	1.705	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.261
Aug-13	1.739	1.025	0.307	0.246
Sep-13	1.756	1.028	0.309	0.254
Oct-13	1.734	1	0.316	0.25
Nov-13	1.714	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.772	1.03	0.299	0.265
Feb-14	1.863	1.052	0.341	0.265
Mar-14	1.794	1.048	0.315	0.266
Apr-14	1.762	1.035	0.298	0.232
May-14	1.769	1.036	0.312	0.252
Jun-14	1.748	1.021	0.315	0.247
Jul-14	1.824	1.03	0.359	0.265
Aug-14	1.811	1.024	0.34	0.265
Sep-14	1.836	1.019	0.386	0.255
Oct-14	1.926	1.032	0.428	0.295
Nov-14	1.843	0.994	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.808	1.037	0.369	0.245
Feb-15	1.862	1.025	0.395	0.254
Mar-15	1.887	1.044	0.403	0.274
Apr-15	2.057	1.105	0.418	0.306
May-15	1.984	1.094	0.393	0.311
Jun-15	1.968	1.115	0.365	NA
Jul-15	1.903	1.088	0.357	NA
Aug-15	1.892	1.103	0.326	NA
Sep-15	1.815	1.102	0.278	0.252
Oct-15	1.769	1.078	0.278	0.246
Nov-15	1.817	1.112	0.282	0.242
Dec-15	1.872	1.12	0.296	0.268
Jan-16	1.849	1.086	0.289	0.281
Feb-16	1.957	1.132	0.299	0.323
Mar-16	2.18	1.354	0.271	0.357
Apr-16	2.302	1.333	0.324	0.426
May-16	2.181	1.29	0.316	0.388
Jun-16	2.11	1.283	0.302	0.37
Jul-16	2.157	1.299	0.319	0.349
Aug-16	2.141	1.271	0.335	0.353
Sep-16	2.065	1.249	0.328	0.313
Oct-16	1.988	1.23	0.306	0.278
Nov-16	2.013	1.241	0.315	0.286
Dec-16	2.048	1.261	0.312	0.285
Jan-17	1.98	1.214	0.303	0.284
Feb-17	1.913	1.169	0.297	0.257
Mar-17	1.811	1.139	0.278	0.229
Apr-17	1.768	1.117	0.249	0.204
May-17	1.755	1.131	0.253	0.199
Jun-17	1.738	1.132	0.25	0.209
Jul-17	1.748	1.132	0.22	0.216
Aug-17	1.752	1.145	0.232	NA
Sep-17	1.844	1.15	0.274	0.243
Oct-17	1.896	1.201	0.247	0.275
Nov-17	1.91	1.229	0.241	0.266
Dec-17	1.796	1.165	0.203	0.248
Jan-18	1.808	1.156	0.226	0.241
Feb-18	1.785	1.152	0.217	0.228
Mar-18	1.751	1.136	0.203	0.238
Apr-18	1.743	1.121	0.191	0.248
May-18	1.733	1.135	0.182	0.25
Jun-18	1.812	1.167	0.229	0.267
Jul-18	1.763	1.158	0.168	0.281
Aug-18	1.788	1.16	0.173	0.302
Sep-18	1.794	1.161	0.149	0.311
Oct-18	1.758	1.128	0.154	0.305
Nov-18	1.694	1.086	0.15	0.297
Dec-18	1.639	1.055	0.151	0.27
Jan-19	1.629	1.056	0.154	0.269
Feb-19	1.631	1.059	0.138	0.261
Mar-19	1.598	1.062	0.146	0.25
Apr-19	1.618	1.056	0.143	0.256
May-19	1.598	1.054	0.141	0.248
Jun-19	1.694	1.083	0.216	0.262
Jul-19	1.641	1.075	0.156	0.266
Aug-19	1.694	1.093	0.146	0.319
Sep-19	1.689	1.098	0.156	0.276
Oct-19	1.718	1.105	0.177	0.289
Nov-19	1.658	1.04	0.159	0.291
Dec-19	1.73	1.103	0.157	0.303
Jan-20	1.761	1.1	0.157	0.333
Feb-20	1.754	1.104	0.164	0.297
Mar-20	1.57	0.978	0.175	0.287
Apr-20	1.184	0.607	0.263	0.207
May-20	1.389	0.883	0.203	0.183
Jun-20	1.507	1.082	0.123	0.21
Jul-20	1.559	1.07	0.158	0.225
Aug-20	1.403	0.927	0.164	0.207
Sep-20	1.534	1.018	0.173	0.224
Oct-20	1.596	1.113	0.167	0.222
Nov-20	1.74	1.188	0.196	0.231
Dec-20	1.742	1.236	0.166	0.223
Jan-21	1.764	1.205	0.178	0.245
Feb-21	1.765	1.117	0.232	0.257
Mar-21	1.789	1.168	0.2	0.263
Apr-21	1.853	1.189	0.225	0.271
May-21	1.985	1.25	0.254	0.288
Jun-21	1.765	1.158	0.17	0.292
Jul-21	1.957	1.177	0.319	0.297
Aug-21	1.954	1.145	0.382	0.287
Sep-21	1.974	1.15	0.352	0.284
Oct-21	2.039	1.155	0.382	0.308
Nov-21	2.111	1.193	0.408	0.317
Dec-21	2.13	1.197	0.454	0.333
Jan-22	2.164	1.202	0.467	0.352
Feb-22	2.27	1.255	0.479	0.362
Mar-22	2.269	1.258	0.485	0.362
Apr-22	2.186	1.173	0.385	0.362
May-22	2.297	1.21	0.424	0.378
Jun-22	1.949	1.036	0.267	0.404
Jul-22	2.098	1.09	0.464	0.354
Aug-22	2.297	1.284	0.428	0.364

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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[]

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New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Aug-04	0.032	0.028	0.040	0.126
Sep-04	0.034	0.029	0.045	0.124
Oct-04	0.033	0.030	0.046	0.124
Nov-04	0.038	0.030	0.042	0.126
Dec-04	0.026	0.033	0.044	0.128
Jan-05	0.029	0.029	0.041	0.126
Feb-05	0.026	0.030	0.041	0.118
Mar-05	0.026	0.030	0.044	0.117
Apr-05	0.029	0.029	0.050	0.112
May-05	0.028	0.030	0.028	0.114
Jun-05	0.023	0.028	0.045	0.094
Jul-05	0.029	0.031	0.046	0.104
Aug-05	0.028	0.029	0.050	0.107
Sep-05	0.031	0.029	0.049	0.111
Oct-05	0.027	0.029	0.047	0.119
Nov-05	0.030	0.028	0.051	0.120
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.050	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.033	0.058	0.042	0.233
Sep-11	0.034	0.058	0.042	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.045	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.046	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.052	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.053	0.257
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.067	0.060	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.243
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.055	0.263
Jun-13	0.036	0.066	0.055	0.244
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.060	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.059	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.061	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.042	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.044	0.081	0.061	0.176
Sep-14	0.043	0.081	0.054	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.080	0.053	0.163
Mar-15	0.039	0.085	0.062	0.162
Apr-15	0.038	0.088	0.060	0.172
May-15	0.041	0.087	0.062	0.167
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.093	0.064	NA
Sep-15	0.040	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.073	0.065	0.113
Dec-15	0.046	0.076	0.064	0.112
Jan-16	0.044	0.078	0.063	0.109
Feb-16	0.045	0.071	0.063	0.115
Mar-16	0.050	0.078	0.063	0.116
Apr-16	0.050	0.084	0.067	0.126
May-16	0.046	0.081	0.066	0.116
Jun-16	0.048	0.078	0.066	0.128
Jul-16	0.046	0.079	0.065	0.130
Aug-16	0.045	0.076	0.066	0.133
Sep-16	0.044	0.074	0.067	0.141
Oct-16	0.045	0.070	0.064	0.140
Nov-16	0.045	0.072	0.061	0.139
Dec-16	0.052	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.072	0.063	0.118
Apr-17	0.038	0.068	0.060	0.107
May-17	0.044	0.071	0.057	0.088
Jun-17	0.044	0.071	0.059	0.080
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.071	0.059	0.106
Sep-17	0.048	0.069	0.061	0.108
Oct-17	0.046	0.075	0.060	0.116
Nov-17	0.046	0.074	0.057	0.106
Dec-17	0.046	0.067	0.059	0.096
Jan-18	0.046	0.065	0.060	0.104
Feb-18	0.046	0.066	0.055	0.103
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.053	0.109
May-18	0.047	0.063	0.055	0.116
Jun-18	0.051	0.072	0.054	0.120
Jul-18	0.049	0.064	0.054	0.120
Aug-18	0.049	0.061	0.058	0.122
Sep-18	0.050	0.065	0.053	0.121
Oct-18	0.054	0.063	0.050	0.121
Nov-18	0.052	0.061	0.047	0.125
Dec-18	0.049	0.057	0.043	0.131
Jan-19	0.048	0.055	0.042	0.135
Feb-19	0.046	0.057	0.041	0.137
Mar-19	0.044	0.056	0.037	0.139
Apr-19	0.046	0.056	0.040	0.129
May-19	0.049	0.057	0.041	0.132
Jun-19	0.048	0.056	0.042	0.131
Jul-19	0.056	0.059	0.038	0.143
Aug-19	0.051	0.062	0.036	0.139
Sep-19	0.047	0.070	0.034	0.142
Oct-19	0.047	0.075	0.034	0.155
Nov-19	0.043	0.080	0.034	0.173
Dec-19	0.045	0.086	0.035	0.163
Jan-20	0.046	0.090	0.034	0.187
Feb-20	0.053	0.073	0.034	0.164
Mar-20	0.044	0.071	0.018	0.161
Apr-20	0.029	0.065	0.002	0.119
May-20	0.043	0.061	0.002	0.121
Jun-20	0.066	0.077	0.004	0.106
Jul-20	0.054	0.068	0.002	0.118
Aug-20	0.044	0.062	0.003	0.124
Sep-20	0.032	0.070	0.006	0.134
Oct-20	0.037	0.059	0.007	0.134
Nov-20	0.046	0.067	0.004	0.128
Dec-20	0.046	0.079	0.008	0.126
Jan-21	0.047	0.071	0.005	0.126
Feb-21	0.050	0.095	0.005	0.129
Mar-21	0.051	0.097	0.007	0.164
Apr-21	0.056	0.100	0.007	0.145
May-21	0.060	0.103	0.007	0.152
Jun-21	0.073	0.108	0.006	0.152
Jul-21	0.068	0.118	0.004	0.160
Aug-21	0.058	0.098	0.005	0.137
Sep-21	0.058	0.110	0.005	0.160
Oct-21	0.059	0.133	0.009	0.153
Nov-21	0.055	0.116	0.012	0.153
Dec-21	0.061	0.110	0.012	0.159
Jan-22	0.065	0.126	0.013	0.160
Feb-22	0.071	0.124	0.016	0.177
Mar-22	0.072	0.134	0.020	0.165
Apr-22	0.069	0.145	0.024	0.162
May-22	0.072	0.144	0.027	0.166
Jun-22	0.064	0.153	0.032	0.158
Jul-22	0.058	0.121	0.033	0.167
Aug-22	0.060	0.140	0.038	0.162

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

[["Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22"],[[0.032000000000000001],[0.034000000000000002],[0.033000000000000002],[0.037999999999999999],[0.025999999999999999],[0.029000000000000001],[0.025999999999999999],[0.025999999999999999],[0.029000000000000001],[0.028000000000000001],[0.023],[0.029000000000000001],[0.028000000000000001],[0.031],[0.027],[0.029999999999999999],[0.029000000000000001],[0.029000000000000001],[0.029000000000000001],[0.029999999999999999],[0.028000000000000001],[0.027],[0.028000000000000001],[0.031],[0.033000000000000002],[0.031],[0.034000000000000002],[0.034000000000000002],[0.035000000000000003],[0.034000000000000002],[0.036999999999999998],[0.035999999999999997],[0.036999999999999998],[0.032000000000000001],[0.042000000000000003],[0.035000000000000003],[0.035000000000000003],[0.034000000000000002],[0.036999999999999998],[0.035999999999999997],[0.036999999999999998],[0.035000000000000003],[0.033000000000000002],[0.032000000000000001],[0.034000000000000002],[0.033000000000000002],[0.031],[0.031],[0.031],[0.034000000000000002],[0.029000000000000001],[0.025999999999999999],[0.027],[0.029000000000000001],[0.029999999999999999],[0.027],[0.029000000000000001],[0.028000000000000001],[0.029999999999999999],[0.029000000000000001],[0.029999999999999999],[0.029000000000000001],[0.028000000000000001],[0.028000000000000001],[0.029999999999999999],[0.032000000000000001],[0.034000000000000002],[0.034000000000000002],[0.032000000000000001],[0.028000000000000001],[0.033000000000000002],[0.034000000000000002],[0.029000000000000001],[0.033000000000000002],[0.033000000000000002],[0.032000000000000001],[0.029999999999999999],[0.025999999999999999],[0.027],[0.031],[0.029999999999999999],[0.032000000000000001],[0.033000000000000002],[0.032000000000000001],[0.033000000000000002],[0.034000000000000002],[0.034000000000000002],[0.035000000000000003],[0.037999999999999999],[0.036999999999999998],[0.036999999999999998],[0.035999999999999997],[0.037999999999999999],[0.035999999999999997],[0.035000000000000003],[0.037999999999999999],[0.037999999999999999],[0.042000000000000003],[0.039],[0.042999999999999997],[0.042000000000000003],[0.041000000000000002],[0.040000000000000001],[0.039],[0.041000000000000002],[0.040000000000000001],[0.035999999999999997],[0.042000000000000003],[0.035999999999999997],[0.039],[0.043999999999999997],[0.039],[0.037999999999999999],[0.042000000000000003],[0.042000000000000003],[0.041000000000000002],[0.035000000000000003],[0.042000000000000003],[0.041000000000000002],[0.040000000000000001],[0.043999999999999997],[0.042999999999999997],[0.043999999999999997],[0.042999999999999997],[0.041000000000000002],[0.035999999999999997],[0.039],[0.039],[0.037999999999999999],[0.041000000000000002],[null],[null],[null],[0.040000000000000001],[0.041000000000000002],[0.042000000000000003],[0.045999999999999999],[0.043999999999999997],[0.044999999999999998],[0.050000000000000003],[0.050000000000000003],[0.045999999999999999],[0.048000000000000001],[0.045999999999999999],[0.044999999999999998],[0.043999999999999997],[0.044999999999999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Business finance

In August 2022 in seasonally adjusted terms, the value of new loan commitments:

for total construction finance rose 51.7%, after a fall of 35.4% in July
for the purchase of property fell 23.6%, after a rise of 40.2% in July

These series can have volatile month-to-month movements as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted), values, Australia
	Construction ($b)	Purchase of property ($b)
Aug-04	1.646	2.23
Sep-04	1.292	2.674
Oct-04	2.848	2.728
Nov-04	1.782	2.32
Dec-04	1.314	2.481
Jan-05	1.224	2.341
Feb-05	1.275	2.262
Mar-05	1.261	2.084
Apr-05	2.521	2.559
May-05	1.845	2.116
Jun-05	1.517	1.988
Jul-05	1.905	2.378
Aug-05	1.439	4.087
Sep-05	1.776	2.27
Oct-05	1.301	2.309
Nov-05	1.434	2.395
Dec-05	2.241	2.407
Jan-06	1.388	3.067
Feb-06	2.025	2.214
Mar-06	1.681	3.039
Apr-06	1.526	2.466
May-06	1.789	3.137
Jun-06	1.423	3.749
Jul-06	1.255	2.734
Aug-06	1.77	2.718
Sep-06	3.058	2.439
Oct-06	1.676	2.911
Nov-06	2.271	3.241
Dec-06	1.807	3.148
Jan-07	1.647	3.594
Feb-07	1.45	3.958
Mar-07	2.059	3.658
Apr-07	1.456	3.578
May-07	1.292	3.051
Jun-07	2.014	5.285
Jul-07	1.84	4.705
Aug-07	3.828	5.364
Sep-07	2.301	5.519
Oct-07	2.086	5.307
Nov-07	1.239	3.341
Dec-07	1.819	5.488
Jan-08	2.831	5.089
Feb-08	2.359	5.815
Mar-08	1.129	4.575
Apr-08	2.377	4.606
May-08	1.77	4.814
Jun-08	2.01	3.178
Jul-08	3.388	3.419
Aug-08	2.029	3.011
Sep-08	1.278	3.813
Oct-08	2.198	3.188
Nov-08	1.39	3.243
Dec-08	1.572	2.463
Jan-09	1.091	2.203
Feb-09	1.386	2.289
Mar-09	1.326	1.853
Apr-09	1.221	3.684
May-09	2.986	2.246
Jun-09	2.016	2.39
Jul-09	1.33	2.212
Aug-09	1.102	2.813
Sep-09	2.872	3.427
Oct-09	1.33	2.196
Nov-09	1.506	2.585
Dec-09	1.083	2.488
Jan-10	1.299	2.688
Feb-10	1.5	2.619
Mar-10	1.219	3.078
Apr-10	1.691	3.101
May-10	1.42	2.548
Jun-10	0.949	2.904
Jul-10	1.163	4.326
Aug-10	1.369	2.92
Sep-10	1.267	2.313
Oct-10	1.004	2.867
Nov-10	1.284	1.766
Dec-10	1.152	3.181
Jan-11	1.199	2.675
Feb-11	1.261	2.633
Mar-11	1.439	2.605
Apr-11	1.03	2.565
May-11	1.612	2.966
Jun-11	1.56	2.762
Jul-11	1.467	2.913
Aug-11	1.832	2.728
Sep-11	1.635	2.262
Oct-11	1.351	2.602
Nov-11	NA	2.67
Dec-11	1.352	2.674
Jan-12	1.039	2.794
Feb-12	1.289	2.553
Mar-12	1.483	3.076
Apr-12	1.041	2.926
May-12	1.022	2.564
Jun-12	1.035	2.848
Jul-12	1.032	2.779
Aug-12	0.692	2.468
Sep-12	1.205	3.278
Oct-12	4.422	3.114
Nov-12	1.018	2.69
Dec-12	2.684	2.693
Jan-13	1.353	3.105
Feb-13	0.878	2.855
Mar-13	0.942	2.653
Apr-13	0.743	2.983
May-13	1.345	3.304
Jun-13	1.471	3.299
Jul-13	1.23	3.055
Aug-13	1.498	3.346
Sep-13	1.464	3.405
Oct-13	1.668	3.415
Nov-13	2.186	5.148
Dec-13	2.212	4.077
Jan-14	1.603	3.225
Feb-14	2.248	4.447
Mar-14	1.503	4.65
Apr-14	3.812	4.197
May-14	1.806	4.577
Jun-14	1.548	3.878
Jul-14	2.912	4.647
Aug-14	1.703	4.779
Sep-14	2.964	4.248
Oct-14	2.173	4.503
Nov-14	1.734	3.045
Dec-14	2.204	4.756
Jan-15	3.657	4.472
Feb-15	2.628	4.372
Mar-15	2.003	4.405
Apr-15	2.431	4.769
May-15	2.341	4.992
Jun-15	2.093	4.828
Jul-15	2.009	4.985
Aug-15	2.256	4.986
Sep-15	1.868	8.322
Oct-15	2.2	5.009
Nov-15	2.397	5.277
Dec-15	2.188	5.634
Jan-16	1.647	4.532
Feb-16	1.836	5.546
Mar-16	2.999	5.194
Apr-16	3.343	5.138
May-16	2.242	4.683
Jun-16	1.816	5.07
Jul-16	2.28	5.505
Aug-16	1.873	5.005
Sep-16	1.526	5.342
Oct-16	1.87	5.125
Nov-16	4.554	5.336
Dec-16	1.964	5.012
Jan-17	2.872	5.916
Feb-17	1.794	5.668
Mar-17	1.882	5.658
Apr-17	2.464	5.26
May-17	1.905	5.459
Jun-17	2.938	5.819
Jul-17	1.824	6.868
Aug-17	2.856	5.439
Sep-17	1.945	5.243
Oct-17	2.208	6.048
Nov-17	3.854	5.627
Dec-17	2.655	4.807
Jan-18	3.022	5.495
Feb-18	2.467	5.422
Mar-18	2.629	5.163
Apr-18	3.013	5.468
May-18	2.68	5.108
Jun-18	2.291	5.339
Jul-18	2.494	5.493
Aug-18	2.115	5.545
Sep-18	2.057	5.69
Oct-18	3.513	5.622
Nov-18	1.634	6.361
Dec-18	1.944	4.196
Jan-19	2.683	5.166
Feb-19	2.792	5.104
Mar-19	1.922	5.454
Apr-19	2.006	5.497
May-19	2.723	6.36
Jun-19	3.127	7.213
Jul-19	2.648	4.76
Aug-19	3.159	5.304
Sep-19	3.84	5.007
Oct-19	3.335	4.091
Nov-19	2.994	4.331
Dec-19	2.894	4.862
Jan-20	2.216	4.596
Feb-20	2.212	5.17
Mar-20	2.812	4.643
Apr-20	2.047	4.152
May-20	2.03	4.013
Jun-20	3.184	3.554
Jul-20	2.186	3.593
Aug-20	1.35	3.734
Sep-20	2.016	3.85
Oct-20	1.98	3.801
Nov-20	1.146	4.177
Dec-20	1.98	4.847
Jan-21	1.108	3.942
Feb-21	2.061	4.474
Mar-21	2.288	4.896
Apr-21	1.961	5.49
May-21	2.001	4.779
Jun-21	1.729	6.626
Jul-21	2.406	7.98
Aug-21	2.143	6.195
Sep-21	2.152	6.019
Oct-21	2.156	7.11
Nov-21	1.491	6.749
Dec-21	2.318	6.876
Jan-22	4.236	7.693
Feb-22	1.896	7.539
Mar-22	2.415	6.358
Apr-22	2.209	6.058
May-22	2.131	7.237
Jun-22	2.294	5.836
Jul-22	1.482	8.183
Aug-22	2.248	6.252

New loan commitments, business finance by purpose (seasonally adjusted), values, Australia

[" ","Construction","Purchase of property"]

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[]

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Housing finance (detailed)

New loan commitments by purpose (seasonally adjusted)

				Aug-2022	Month percent change	Year percent change
Value				($b)	(%)	(%)
	Owner occupier
		Total housing (a)		18.54	-2.7	-15.1
			Construction of dwellings	2.32	1.4	-7.3
			Purchase of newly erected dwellings	0.97	-11.3	-30.9
			Purchase of existing dwellings	13.91	-2.8	-15.9
		First home buyers		4.35	7.0	-23.3
	Investor
		Total housing (a)		8.85	-4.8	-6.4

Number				(No.)	(%)	(%)
	Owner occupier
		Total housing (a) (b)
			Construction of dwellings	4 088	-1.4	-20.7
			Purchase of newly erected dwellings	1 728	-11.3	-31.8
			Purchase of existing dwellings	23 487	0.7	-17.8
		First home buyers		9 258	10.4	-26.0
	Investor
		Total housing (a) (b)

(a) Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
(b) There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In August 2022 in seasonally adjusted terms, the value of new loan commitments:

to owner-occupiers fell 2.7%, after a fall of 7.0% in July
to investors fell 4.8%, after a fall of 11.2% in July

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Aug-20	13.6	6.8
Sep-20	5.2	6.4
Oct-20	2.6	0.8
Nov-20	4.4	3.8
Dec-20	5.8	8.6
Jan-21	8.3	7.7
Feb-21	0.6	6.9
Mar-21	3.2	12.8
Apr-21	4.3	4.0
May-21	2.3	11.9
Jun-21	-3.4	-1.2
Jul-21	0	4.1
Aug-21	-3.6	1.7
Sep-21	-3.9	3.9
Oct-21	-3.3	3.3
Nov-21	6.2	4.1
Dec-21	2.1	1.9
Jan-22	-0.5	5.0
Feb-22	-4.7	0.4
Mar-22	1.2	2.5
Apr-22	-1.7	-4.8
May-22	2.2	0.9
Jun-22	-3.3	-6.3
Jul-22	-7.0	-11.2
Aug-22	-2.7	-4.8

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

[" ","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

[["Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22"],[[13.6],[5.2000000000000002],[2.6000000000000001],[4.4000000000000004],[5.7999999999999998],[8.3000000000000007],[0.59999999999999998],[3.2000000000000002],[4.2999999999999998],[2.2999999999999998],[-3.3999999999999999],[0],[-3.6000000000000001],[-3.8999999999999999],[-3.2999999999999998],[6.2000000000000002],[2.1000000000000001],[-0.5],[-4.7000000000000002],[1.2],[-1.7],[2.2000000000000002],[-3.2999999999999998],[-7],[-2.7000000000000002]],[[6.7999999999999998],[6.4000000000000004],[0.80000000000000004],[3.7999999999999998],[8.5999999999999996],[7.7000000000000002],[6.9000000000000004],[12.800000000000001],[4],[11.9],[-1.2],[4.0999999999999996],[1.7],[3.8999999999999999],[3.2999999999999998],[4.0999999999999996],[1.8999999999999999],[5],[0.40000000000000002],[2.5],[-4.7999999999999998],[0.90000000000000002],[-6.2999999999999998],[-11.199999999999999],[-4.7999999999999998]]]

[]

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In August 2022 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 2.8% and was 15.9% lower compared to a year ago
for the construction of new dwellings rose 1.4% but was 7.3% lower compared to a year ago
for the purchase of new dwellings fell 11.3% and was 30.9% lower compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Aug-04	0.780	0.382	5.430	0.367	0.433
Sep-04	0.775	0.392	5.465	0.358	0.425
Oct-04	0.780	0.385	5.497	0.322	0.431
Nov-04	0.788	0.391	5.735	0.349	0.432
Dec-04	0.788	0.408	5.962	0.338	0.437
Jan-05	0.802	0.425	6.101	0.334	0.435
Feb-05	0.814	0.412	6.491	0.350	0.425
Mar-05	0.842	0.431	6.198	0.353	0.382
Apr-05	0.814	0.425	6.051	0.353	0.443
May-05	0.818	0.450	5.966	0.350	0.445
Jun-05	0.806	0.435	6.139	0.342	0.430
Jul-05	0.809	0.457	6.083	0.342	0.404
Aug-05	0.807	0.475	6.268	0.320	0.438
Sep-05	0.814	0.506	6.536	0.330	0.458
Oct-05	0.816	0.534	6.582	0.327	0.454
Nov-05	0.811	0.512	6.745	0.321	0.461
Dec-05	0.835	0.542	6.707	0.330	0.463
Jan-06	0.857	0.534	6.755	0.331	0.480
Feb-06	0.865	0.584	6.905	0.322	0.503
Mar-06	0.847	0.593	6.988	0.335	0.496
Apr-06	0.849	0.627	7.165	0.336	0.495
May-06	0.857	0.634	7.206	0.347	0.443
Jun-06	0.896	0.618	7.188	0.346	0.471
Jul-06	0.953	0.607	7.411	0.361	0.466
Aug-06	0.937	0.574	7.161	0.353	0.464
Sep-06	0.905	0.555	6.910	0.326	0.471
Oct-06	0.916	0.574	6.978	0.336	0.472
Nov-06	0.918	0.578	6.937	0.333	0.464
Dec-06	0.916	0.526	7.118	0.340	0.499
Jan-07	0.932	0.616	7.180	0.333	0.518
Feb-07	0.908	0.641	7.386	0.324	0.511
Mar-07	0.924	0.680	7.634	0.320	0.520
Apr-07	0.931	0.624	7.863	0.332	0.514
May-07	0.935	0.679	8.210	0.330	0.542
Jun-07	0.991	0.761	8.687	0.332	0.573
Jul-07	0.959	0.692	8.264	0.315	0.564
Aug-07	0.998	0.700	8.411	0.337	0.610
Sep-07	1.027	0.648	7.912	0.312	0.532
Oct-07	1.050	0.576	8.224	0.318	0.605
Nov-07	0.987	0.543	8.221	0.318	0.592
Dec-07	0.992	0.497	8.004	0.303	0.565
Jan-08	0.999	0.489	8.314	0.349	0.627
Feb-08	1.002	0.481	7.583	0.328	0.527
Mar-08	0.995	0.402	6.976	0.295	0.477
Apr-08	0.962	0.390	6.552	0.296	0.494
May-08	0.921	0.367	6.239	0.288	0.389
Jun-08	0.888	0.420	6.135	0.289	0.466
Jul-08	0.874	0.388	6.132	0.291	0.451
Aug-08	0.841	0.348	6.058	0.282	0.427
Sep-08	0.834	0.402	6.244	0.332	0.430
Oct-08	0.861	0.429	6.504	0.334	0.436
Nov-08	0.839	0.475	6.390	0.352	0.487
Dec-08	0.915	0.503	7.090	0.349	0.524
Jan-09	1.010	0.551	7.727	0.375	0.564
Feb-09	1.054	0.589	8.146	0.383	0.616
Mar-09	1.188	0.643	9.042	0.389	0.697
Apr-09	1.306	0.629	8.911	0.382	0.699
May-09	1.346	0.615	8.783	0.380	0.707
Jun-09	1.369	0.607	8.935	0.364	0.693
Jul-09	1.381	0.603	8.729	0.363	0.706
Aug-09	1.406	0.633	8.518	0.346	0.726
Sep-09	1.505	0.647	8.935	0.339	0.742
Oct-09	1.676	0.613	8.410	0.330	0.776
Nov-09	1.542	0.579	7.977	0.315	0.674
Dec-09	1.453	0.582	7.669	0.301	0.600
Jan-10	1.401	0.519	7.317	0.291	0.581
Feb-10	1.360	0.544	7.024	0.292	0.576
Mar-10	1.268	0.548	6.942	0.286	0.558
Apr-10	1.184	0.558	6.807	0.284	0.529
May-10	1.138	0.566	6.938	0.280	0.514
Jun-10	1.087	0.569	6.679	0.270	0.518
Jul-10	1.110	0.588	6.776	0.271	0.546
Aug-10	1.125	0.539	6.773	0.269	0.516
Sep-10	1.103	0.569	6.692	0.271	0.512
Oct-10	1.099	0.609	6.646	0.290	0.514
Nov-10	1.162	0.709	6.673	0.272	0.507
Dec-10	1.129	0.599	6.877	0.275	0.574
Jan-11	1.054	0.591	6.627	0.241	0.496
Feb-11	1.083	0.509	6.588	0.257	0.437
Mar-11	1.053	0.523	6.529	0.268	0.455
Apr-11	1.086	0.552	6.634	0.261	0.467
May-11	1.172	0.613	6.533	0.266	0.503
Jun-11	1.081	0.589	6.599	0.274	0.554
Jul-11	1.090	0.591	6.618	0.260	0.472
Aug-11	1.060	0.615	6.606	0.277	0.482
Sep-11	1.082	0.575	6.397	0.267	0.479
Oct-11	1.048	0.566	6.521	0.242	0.483
Nov-11	1.081	0.592	6.559	0.256	0.468
Dec-11	1.065	0.621	6.955	0.250	0.515
Jan-12	1.086	0.622	6.938	0.272	0.480
Feb-12	1.129	0.549	6.264	0.247	0.487
Mar-12	1.093	0.584	6.325	0.243	0.458
Apr-12	1.113	0.636	6.431	0.244	0.500
May-12	1.153	0.579	6.621	0.239	0.518
Jun-12	1.183	0.584	6.675	0.241	0.567
Jul-12	1.206	0.551	6.780	0.243	0.501
Aug-12	1.174	0.560	6.969	0.241	0.497
Sep-12	1.129	0.591	7.035	0.241	0.496
Oct-12	1.116	0.578	6.922	0.248	0.522
Nov-12	1.114	0.546	7.008	0.243	0.519
Dec-12	1.157	0.530	7.063	0.250	0.529
Jan-13	1.140	0.566	7.272	0.237	0.576
Feb-13	1.166	0.530	7.378	0.242	0.558
Mar-13	1.264	0.572	7.665	0.249	0.601
Apr-13	1.253	0.549	7.644	0.239	0.614
May-13	1.228	0.566	7.790	0.246	0.607
Jun-13	1.265	0.488	7.885	0.240	0.598
Jul-13	1.241	0.554	7.909	0.239	0.578
Aug-13	1.270	0.548	7.564	0.243	0.611
Sep-13	1.291	0.536	8.066	0.241	0.627
Oct-13	1.306	0.566	8.149	0.235	0.638
Nov-13	1.338	0.654	8.278	0.239	0.669
Dec-13	1.306	0.584	8.155	0.246	0.658
Jan-14	1.409	0.569	8.280	0.245	0.677
Feb-14	1.444	0.603	8.436	0.252	0.704
Mar-14	1.488	0.591	8.386	0.238	0.677
Apr-14	1.478	0.577	8.375	0.242	0.641
May-14	1.501	0.591	8.272	0.248	0.625
Jun-14	1.500	0.640	8.363	0.240	0.650
Jul-14	1.495	0.627	8.268	0.244	0.652
Aug-14	1.436	0.640	8.039	0.235	0.623
Sep-14	1.487	0.622	8.146	0.236	0.629
Oct-14	1.534	0.629	8.338	0.244	0.682
Nov-14	1.451	0.645	7.980	0.238	0.630
Dec-14	1.445	0.607	8.534	0.222	0.570
Jan-15	1.461	0.599	8.641	0.254	0.563
Feb-15	1.421	0.689	8.367	0.245	0.554
Mar-15	1.461	0.695	8.786	0.255	0.533
Apr-15	1.512	0.713	8.739	0.263	0.546
May-15	1.404	0.683	8.298	0.255	0.527
Jun-15	1.392	0.721	9.037	0.274	0.570
Jul-15	1.371	0.800	9.300	0.266	0.598
Aug-15	1.411	0.798	10.119	0.276	0.614
Sep-15	1.441	0.933	10.327	0.264	0.601
Oct-15	1.437	0.851	10.008	0.264	0.586
Nov-15	1.481	0.835	9.812	0.272	0.583
Dec-15	1.477	0.898	9.649	0.269	0.599
Jan-16	1.464	0.889	9.323	0.261	0.530
Feb-16	1.429	0.863	9.524	0.273	0.628
Mar-16	1.429	0.836	9.246	0.275	0.660
Apr-16	1.453	0.882	9.425	0.281	0.666
May-16	1.495	0.894	9.520	0.266	0.660
Jun-16	1.449	0.907	9.446	0.268	0.633
Jul-16	1.458	0.850	9.199	0.276	0.645
Aug-16	1.518	0.867	9.045	0.268	0.632
Sep-16	1.496	0.867	9.185	0.276	0.643
Oct-16	1.496	0.889	9.331	0.264	0.634
Nov-16	1.471	0.921	9.372	0.270	0.649
Dec-16	1.498	0.924	9.692	0.267	0.705
Jan-17	1.471	0.955	9.746	0.282	0.663
Feb-17	1.464	0.875	9.800	0.279	0.714
Mar-17	1.519	1.006	10.179	0.280	0.726
Apr-17	1.585	0.986	10.240	0.282	0.778
May-17	1.637	0.986	10.119	0.303	0.825
Jun-17	1.687	1.021	10.193	0.282	0.799
Jul-17	1.803	1.043	10.362	0.260	0.787
Aug-17	1.717	1.049	10.618	0.293	0.791
Sep-17	1.637	1.084	10.463	0.317	0.815
Oct-17	1.648	1.068	10.289	0.297	0.825
Nov-17	1.641	1.023	10.355	0.286	0.802
Dec-17	1.605	1.041	10.320	0.280	0.786
Jan-18	1.701	1.039	10.222	0.279	0.840
Feb-18	1.549	1.121	10.391	0.244	0.772
Mar-18	1.547	1.070	10.215	0.237	0.777
Apr-18	1.504	1.053	10.232	0.231	0.782
May-18	1.542	1.083	10.645	0.232	0.810
Jun-18	1.668	1.041	10.242	0.224	0.856
Jul-18	1.781	1.013	10.134	0.213	0.817
Aug-18	1.590	0.957	9.834	0.212	0.794
Sep-18	1.442	0.929	9.511	0.210	0.725
Oct-18	1.535	0.926	9.838	0.205	0.720
Nov-18	1.501	0.897	9.162	0.208	0.699
Dec-18	1.405	0.844	8.639	0.252	0.717
Jan-19	1.396	0.800	8.379	0.183	0.743
Feb-19	1.490	0.799	8.898	0.210	0.589
Mar-19	1.483	0.752	8.632	0.201	0.523
Apr-19	1.425	0.814	8.753	0.201	0.614
May-19	1.480	0.820	8.621	0.201	0.613
Jun-19	1.458	0.769	8.783	0.204	0.652
Jul-19	1.491	0.856	9.012	0.208	0.637
Aug-19	1.460	0.971	9.324	0.210	0.683
Sep-19	1.502	1.024	9.606	0.212	0.695
Oct-19	1.509	1.012	9.920	0.243	0.717
Nov-19	1.525	1.102	10.364	0.207	0.734
Dec-19	1.566	1.083	10.668	0.207	0.718
Jan-20	1.641	1.072	10.425	0.205	0.739
Feb-20	1.660	1.054	9.967	0.214	0.754
Mar-20	1.607	1.067	10.546	0.194	0.763
Apr-20	1.674	1.077	9.728	0.214	0.752
May-20	1.682	1.072	8.677	0.221	0.657
Jun-20	1.655	1.067	9.303	0.222	0.785
Jul-20	1.822	1.109	10.195	0.226	1.078
Aug-20	2.159	1.172	11.481	0.220	1.364
Sep-20	2.584	1.199	11.852	0.228	1.382
Oct-20	2.833	1.223	11.990	0.275	1.372
Nov-20	3.014	1.299	12.557	0.278	1.328
Dec-20	3.363	1.386	13.161	0.293	1.343
Jan-21	3.912	1.431	14.242	0.305	1.285
Feb-21	4.125	1.505	14.052	0.324	1.290
Mar-21	3.570	1.553	15.298	0.314	1.246
Apr-21	3.224	1.555	16.580	0.394	1.181
May-21	3.226	1.554	17.142	0.464	1.082
Jun-21	2.583	1.633	17.033	0.484	0.932
Jul-21	2.637	1.523	17.060	0.497	0.948
Aug-21	2.504	1.406	16.530	0.500	0.904
Sep-21	2.337	1.323	15.942	0.498	0.895
Oct-21	2.126	1.212	15.582	0.506	0.869
Nov-21	2.262	1.251	16.555	0.600	0.893
Dec-21	2.202	1.329	17.060	0.538	0.877
Jan-22	2.142	1.268	17.134	0.489	0.856
Feb-22	2.163	1.196	16.108	0.550	0.847
Mar-22	2.181	1.216	16.301	0.577	0.831
Apr-22	2.105	1.161	16.130	0.593	0.751
May-22	2.381	1.187	16.175	0.662	0.799
Jun-22	2.433	1.155	15.461	0.616	0.832
Jul-22	2.288	1.095	14.312	0.596	0.761
Aug-22	2.321	0.971	13.908	0.559	0.779

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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(a) For periods prior to July 2019, statistics about owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.

* Hide/unhide series in the graph by clicking the legend above (toggle the 'purchase of existing dwellings' series for a closer look at the other purposes of owner occupier lending).

In August 2022 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in New South Wales fell 8.5%, in Victoria fell 2.9%, in South Australia fell 3.8% and in Queensland fell 0.4%
in Western Australia rose 7.2%, in the Australian Capital Territory rose 6.6%, in Tasmania rose 8.3% and in the Northern Territory rose 7.0%

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Aug-04	2.359	1.675	1.556	0.546	0.966	0.126	0.087	0.114
Sep-04	2.335	1.709	1.570	0.529	0.977	0.128	0.087	0.110
Oct-04	2.313	1.714	1.584	0.525	0.965	0.121	0.084	0.095
Nov-04	2.413	1.732	1.655	0.577	0.988	0.123	0.083	0.110
Dec-04	2.531	1.741	1.732	0.572	0.994	0.139	0.085	0.120
Jan-05	2.520	1.828	1.781	0.579	1.031	0.160	0.096	0.142
Feb-05	2.718	1.877	1.824	0.621	1.065	0.146	0.085	0.128
Mar-05	2.468	1.931	1.786	0.666	1.049	0.134	0.083	0.109
Apr-05	2.328	1.939	1.778	0.615	1.084	0.133	0.092	0.128
May-05	2.359	1.960	1.734	0.558	1.070	0.148	0.094	0.127
Jun-05	2.399	1.942	1.752	0.578	1.073	0.135	0.104	0.119
Jul-05	2.460	1.867	1.704	0.588	1.106	0.134	0.096	0.119
Aug-05	2.493	1.896	1.800	0.592	1.156	0.145	0.101	0.126
Sep-05	2.657	1.915	1.861	0.618	1.203	0.138	0.136	0.133
Oct-05	2.602	1.932	1.944	0.619	1.248	0.147	0.115	0.135
Nov-05	2.592	1.976	1.971	0.623	1.279	0.145	0.121	0.130
Dec-05	2.615	2.009	1.943	0.611	1.336	0.147	0.108	0.128
Jan-06	2.582	1.955	1.981	0.597	1.391	0.167	0.116	0.122
Feb-06	2.653	1.999	2.002	0.673	1.418	0.160	0.113	0.131
Mar-06	2.702	1.974	2.062	0.669	1.464	0.169	0.116	0.149
Apr-06	2.793	2.019	2.062	0.686	1.455	0.168	0.114	0.139
May-06	2.800	2.030	2.122	0.704	1.480	0.147	0.114	0.133
Jun-06	2.765	1.945	2.135	0.690	1.493	0.168	0.107	0.133
Jul-06	2.734	2.099	2.281	0.711	1.582	0.166	0.104	0.159
Aug-06	2.670	2.048	2.186	0.697	1.434	0.174	0.108	0.153
Sep-06	2.557	2.016	2.142	0.716	1.346	0.183	0.094	0.163
Oct-06	2.578	2.053	2.185	0.689	1.318	0.157	0.089	0.168
Nov-06	2.616	2.048	2.199	0.688	1.299	0.166	0.086	0.169
Dec-06	2.603	2.093	2.262	0.665	1.369	0.168	0.090	0.170
Jan-07	2.713	2.098	2.309	0.686	1.320	0.160	0.094	0.147
Feb-07	2.739	2.119	2.404	0.723	1.341	0.161	0.082	0.182
Mar-07	2.850	2.198	2.490	0.739	1.345	0.173	0.106	0.195
Apr-07	2.918	2.250	2.588	0.732	1.351	0.175	0.084	0.182
May-07	2.944	2.392	2.664	0.754	1.454	0.198	0.082	0.207
Jun-07	3.176	2.421	2.735	0.783	1.649	0.203	0.101	0.207
Jul-07	3.016	2.251	2.719	0.762	1.552	0.194	0.100	0.208
Aug-07	3.061	2.431	2.760	0.780	1.506	0.183	0.084	0.202
Sep-07	2.853	2.404	2.593	0.774	1.434	0.193	0.092	0.179
Oct-07	3.109	2.392	2.582	0.781	1.391	0.199	0.094	0.184
Nov-07	2.999	2.423	2.608	0.775	1.409	0.198	0.094	0.187
Dec-07	2.937	2.373	2.518	0.776	1.363	0.178	0.087	0.193
Jan-08	3.110	2.414	2.527	0.758	1.468	0.196	0.075	0.198
Feb-08	2.770	2.340	2.359	0.698	1.276	0.196	0.084	0.181
Mar-08	2.572	2.195	2.078	0.654	1.209	0.199	0.072	0.163
Apr-08	2.451	2.067	1.939	0.661	1.148	0.175	0.097	0.176
May-08	2.366	2.000	1.846	0.598	1.016	0.134	0.081	0.156
Jun-08	2.313	1.989	1.788	0.613	1.073	0.147	0.076	0.172
Jul-08	2.309	1.938	1.765	0.612	1.136	0.143	0.085	0.160
Aug-08	2.313	1.878	1.648	0.640	1.060	0.148	0.082	0.176
Sep-08	2.307	2.014	1.828	0.638	1.075	0.147	0.087	0.169
Oct-08	2.328	2.061	1.896	0.642	1.129	0.165	0.105	0.212
Nov-08	2.345	2.105	1.958	0.679	1.070	0.180	0.099	0.160
Dec-08	2.685	2.212	2.084	0.726	1.166	0.191	0.110	0.204
Jan-09	2.946	2.361	2.305	0.794	1.260	0.208	0.108	0.224
Feb-09	3.309	2.415	2.376	0.830	1.327	0.225	0.125	0.217
Mar-09	3.579	2.776	2.676	0.840	1.447	0.228	0.137	0.261
Apr-09	3.467	2.758	2.699	0.851	1.510	0.225	0.133	0.255
May-09	3.442	2.740	2.651	0.867	1.548	0.197	0.127	0.255
Jun-09	3.509	2.756	2.668	0.833	1.591	0.222	0.109	0.253
Jul-09	3.439	2.830	2.568	0.853	1.570	0.219	0.115	0.230
Aug-09	3.360	2.837	2.562	0.804	1.528	0.200	0.117	0.229
Sep-09	3.546	2.938	2.588	0.810	1.733	0.208	0.114	0.266
Oct-09	3.301	2.946	2.487	0.790	1.681	0.214	0.117	0.231
Nov-09	3.068	2.820	2.323	0.728	1.654	0.197	0.100	0.220
Dec-09	2.894	2.719	2.237	0.709	1.533	0.181	0.097	0.223
Jan-10	2.747	2.659	2.086	0.675	1.428	0.168	0.096	0.202
Feb-10	2.618	2.713	2.009	0.619	1.386	0.160	0.105	0.206
Mar-10	2.654	2.605	1.952	0.639	1.269	0.158	0.085	0.197
Apr-10	2.702	2.578	1.844	0.623	1.209	0.158	0.084	0.181
May-10	2.755	2.594	1.833	0.643	1.151	0.148	0.088	0.184
Jun-10	2.629	2.564	1.794	0.598	1.120	0.144	0.076	0.180
Jul-10	2.718	2.699	1.777	0.605	1.093	0.150	0.067	0.187
Aug-10	2.703	2.670	1.746	0.623	1.110	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.135	0.152	0.088	0.198
Oct-10	2.644	2.632	1.743	0.607	1.123	0.140	0.071	0.182
Nov-10	2.710	2.640	1.778	0.650	1.145	0.137	0.076	0.195
Dec-10	2.798	2.675	1.761	0.626	1.157	0.145	0.070	0.190
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.187
Feb-11	2.710	2.571	1.527	0.592	1.125	0.148	0.069	0.188
Mar-11	2.681	2.563	1.540	0.561	1.093	0.145	0.077	0.178
Apr-11	2.715	2.537	1.586	0.566	1.136	0.154	0.073	0.195
May-11	2.749	2.549	1.575	0.602	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.518	1.675	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.560	1.716	0.548	1.122	0.147	0.076	0.176
Sep-11	2.738	2.414	1.534	0.622	1.123	0.137	0.079	0.184
Oct-11	2.812	2.361	1.572	0.568	1.115	0.135	0.071	0.193
Nov-11	2.853	2.348	1.650	0.553	1.147	0.134	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.157	0.132	0.088	0.185
Jan-12	3.054	2.415	1.830	0.525	1.221	0.135	0.085	0.185
Feb-12	2.519	2.354	1.649	0.539	1.218	0.132	0.086	0.186
Mar-12	2.417	2.355	1.694	0.539	1.276	0.120	0.099	0.175
Apr-12	2.527	2.425	1.769	0.532	1.254	0.119	0.091	0.180
May-12	2.566	2.510	1.802	0.540	1.274	0.131	0.088	0.186
Jun-12	2.600	2.588	1.760	0.554	1.329	0.141	0.100	0.188
Jul-12	2.641	2.521	1.740	0.554	1.410	0.133	0.109	0.194
Aug-12	2.724	2.523	1.820	0.559	1.481	0.136	0.100	0.202
Sep-12	2.725	2.529	1.802	0.537	1.452	0.137	0.097	0.193
Oct-12	2.648	2.518	1.842	0.551	1.370	0.138	0.097	0.198
Nov-12	2.665	2.510	1.828	0.557	1.474	0.145	0.104	0.202
Dec-12	2.526	2.592	1.838	0.553	1.555	0.138	0.102	0.194
Jan-13	2.721	2.589	1.833	0.590	1.613	0.132	0.107	0.188
Feb-13	2.766	2.589	1.873	0.609	1.593	0.135	0.096	0.203
Mar-13	2.918	2.699	1.935	0.620	1.675	0.145	0.090	0.210
Apr-13	2.948	2.651	1.902	0.637	1.716	0.135	0.091	0.211
May-13	2.977	2.683	1.967	0.628	1.712	0.144	0.098	0.203
Jun-13	2.946	2.685	2.016	0.673	1.699	0.141	0.106	0.216
Jul-13	3.004	2.638	2.041	0.669	1.664	0.147	0.116	0.232
Aug-13	2.974	2.626	1.918	0.625	1.670	0.158	0.100	0.261
Sep-13	3.085	2.732	2.046	0.676	1.685	0.164	0.102	0.260
Oct-13	3.183	2.666	2.102	0.732	1.702	0.180	0.111	0.213
Nov-13	3.264	2.857	2.145	0.683	1.761	0.164	0.104	0.224
Dec-13	3.199	2.780	2.116	0.687	1.690	0.167	0.088	0.227
Jan-14	3.197	2.815	2.215	0.684	1.756	0.162	0.104	0.241
Feb-14	3.274	2.864	2.285	0.672	1.785	0.171	0.126	0.239
Mar-14	3.245	2.864	2.224	0.685	1.771	0.172	0.112	0.240
Apr-14	3.311	2.880	2.177	0.696	1.675	0.185	0.116	0.225
May-14	3.188	2.838	2.179	0.696	1.807	0.157	0.125	0.229
Jun-14	3.293	2.887	2.172	0.696	1.894	0.182	0.104	0.209
Jul-14	3.236	2.965	2.171	0.698	1.721	0.164	0.113	0.237
Aug-14	3.114	2.857	2.199	0.670	1.702	0.166	0.127	0.234
Sep-14	3.172	2.832	2.231	0.682	1.640	0.174	0.126	0.238
Oct-14	3.339	2.953	2.213	0.682	1.696	0.167	0.127	0.237
Nov-14	3.083	2.868	2.183	0.677	1.652	0.152	0.106	0.239
Dec-14	3.394	2.936	2.148	0.698	1.645	0.157	0.116	0.249
Jan-15	3.541	3.013	2.180	0.736	1.538	0.178	0.102	0.259
Feb-15	3.430	2.845	2.209	0.677	1.582	0.163	0.101	0.260
Mar-15	3.648	3.029	2.244	0.693	1.607	0.168	0.100	0.249
Apr-15	3.548	3.073	2.336	0.686	1.577	0.159	0.106	0.263
May-15	3.342	2.939	2.219	0.671	1.472	0.150	0.094	0.252
Jun-15	3.842	3.217	2.249	0.655	1.531	0.154	0.092	0.263
Jul-15	4.015	3.318	2.332	0.698	1.497	0.162	0.082	0.234
Aug-15	4.435	3.771	2.324	0.720	1.461	0.159	0.093	0.262
Sep-15	4.708	3.691	2.346	0.737	1.496	0.156	0.092	0.282
Oct-15	4.428	3.700	2.299	0.716	1.454	0.157	0.086	0.271
Nov-15	4.310	3.773	2.230	0.730	1.409	0.162	0.101	0.287
Dec-15	4.263	3.657	2.347	0.726	1.403	0.169	0.072	0.271
Jan-16	4.115	3.538	2.278	0.686	1.370	0.171	0.098	0.271
Feb-16	4.218	3.619	2.310	0.713	1.353	0.157	0.092	0.252
Mar-16	4.034	3.559	2.299	0.726	1.339	0.156	0.088	0.277
Apr-16	4.124	3.627	2.335	0.755	1.342	0.164	0.081	0.290
May-16	4.158	3.598	2.391	0.779	1.321	0.170	0.079	0.300
Jun-16	4.184	3.560	2.384	0.749	1.290	0.174	0.080	0.292
Jul-16	4.085	3.417	2.338	0.745	1.323	0.178	0.079	0.270
Aug-16	4.012	3.345	2.399	0.741	1.301	0.180	0.082	0.272
Sep-16	4.023	3.447	2.446	0.737	1.273	0.190	0.071	0.241
Oct-16	4.017	3.526	2.434	0.744	1.271	0.186	0.080	0.267
Nov-16	4.129	3.594	2.424	0.736	1.283	0.197	0.077	0.278
Dec-16	4.337	3.723	2.449	0.734	1.289	0.192	0.078	0.295
Jan-17	4.413	3.748	2.484	0.744	1.247	0.190	0.071	0.306
Feb-17	4.332	3.810	2.428	0.772	1.297	0.184	0.072	0.275
Mar-17	4.651	3.922	2.494	0.792	1.275	0.210	0.102	0.321
Apr-17	4.641	3.944	2.582	0.781	1.284	0.185	0.078	0.316
May-17	4.655	3.981	2.534	0.766	1.302	0.202	0.069	0.324
Jun-17	4.647	4.087	2.547	0.782	1.323	0.193	0.084	0.340
Jul-17	4.743	4.228	2.578	0.751	1.325	0.194	0.079	0.329
Aug-17	5.031	4.320	2.532	0.735	1.314	0.201	0.078	0.331
Sep-17	4.793	4.359	2.466	0.744	1.257	0.192	0.085	0.357
Oct-17	4.570	4.320	2.469	0.741	1.294	0.208	0.081	0.334
Nov-17	4.642	4.331	2.545	0.776	1.242	0.216	0.063	0.333
Dec-17	4.610	4.301	2.510	0.772	1.220	0.212	0.088	0.333
Jan-18	4.635	4.326	2.503	0.763	1.285	0.200	0.073	0.333
Feb-18	4.768	4.352	2.457	0.774	1.168	0.201	0.083	0.333
Mar-18	4.571	4.272	2.485	0.737	1.168	0.210	0.069	0.345
Apr-18	4.626	4.104	2.448	0.735	1.189	0.220	0.073	0.369
May-18	4.809	4.336	2.551	0.799	1.190	0.219	0.078	0.338
Jun-18	4.641	4.295	2.576	0.763	1.143	0.220	0.077	0.328
Jul-18	4.482	4.346	2.594	0.782	1.136	0.235	0.072	0.330
Aug-18	4.420	4.116	2.402	0.797	1.038	0.212	0.072	0.338
Sep-18	4.202	3.852	2.309	0.730	1.130	0.208	0.074	0.322
Oct-18	4.149	3.927	2.343	0.799	1.177	0.245	0.064	0.357
Nov-18	3.912	3.802	2.224	0.768	1.140	0.222	0.068	0.347
Dec-18	3.753	3.624	2.042	0.755	1.028	0.225	0.060	0.321
Jan-19	3.610	3.505	2.106	0.756	1.044	0.219	0.070	0.288
Feb-19	3.913	3.572	2.194	0.753	1.013	0.228	0.057	0.310
Mar-19	3.678	3.543	2.111	0.728	1.026	0.205	0.063	0.294
Apr-19	3.813	3.508	2.109	0.737	1.024	0.210	0.076	0.285
May-19	3.739	3.576	2.100	0.705	1.006	0.205	0.072	0.285
Jun-19	3.800	3.627	2.168	0.723	1.036	0.216	0.063	0.274
Jul-19	3.998	3.717	2.197	0.683	1.030	0.212	0.066	0.310
Aug-19	4.120	3.856	2.285	0.741	1.084	0.222	0.057	0.324
Sep-19	4.258	3.893	2.349	0.754	1.107	0.230	0.059	0.314
Oct-19	4.410	4.106	2.308	0.735	1.097	0.216	0.057	0.341
Nov-19	4.684	4.267	2.431	0.813	1.142	0.217	0.056	0.347
Dec-19	4.723	4.440	2.486	0.798	1.152	0.209	0.063	0.365
Jan-20	4.797	4.415	2.375	0.773	1.130	0.219	0.063	0.356
Feb-20	4.419	4.232	2.539	0.763	1.196	0.227	0.058	0.353
Mar-20	4.990	4.207	2.486	0.753	1.156	0.224	0.060	0.349
Apr-20	4.804	4.228	2.043	0.728	0.976	0.210	0.057	0.350
May-20	4.016	4.065	2.032	0.673	0.915	0.185	0.052	0.342
Jun-20	4.428	3.767	2.435	0.772	1.041	0.214	0.059	0.351
Jul-20	4.980	4.048	2.699	0.840	1.208	0.225	0.081	0.343
Aug-20	5.325	4.708	3.100	0.954	1.455	0.311	0.078	0.456
Sep-20	5.780	4.299	3.522	1.056	1.789	0.303	0.088	0.498
Oct-20	5.844	4.023	3.570	1.093	2.024	0.308	0.097	0.450
Nov-20	6.057	4.717	3.602	1.034	2.008	0.280	0.107	0.443
Dec-20	6.270	5.524	3.747	1.004	2.146	0.310	0.098	0.477
Jan-21	6.567	6.070	4.135	1.118	2.368	0.325	0.105	0.579
Feb-21	6.447	6.363	4.078	1.245	2.421	0.330	0.116	0.462
Mar-21	6.966	6.465	4.185	1.201	2.263	0.316	0.115	0.488
Apr-21	7.440	6.916	4.220	1.241	2.150	0.312	0.115	0.487
May-21	7.674	7.047	4.156	1.194	2.292	0.304	0.132	0.538
Jun-21	7.741	6.668	4.161	1.180	2.087	0.299	0.113	0.563
Jul-21	7.911	6.687	4.032	1.093	2.025	0.282	0.126	0.544
Aug-21	7.395	6.473	3.977	1.113	1.986	0.272	0.124	0.504
Sep-21	7.253	5.707	3.966	1.135	2.015	0.271	0.099	0.506
Oct-21	6.539	5.750	3.839	1.102	1.989	0.271	0.097	0.406
Nov-21	7.159	6.397	3.938	1.120	2.014	0.274	0.115	0.494
Dec-21	7.341	6.548	3.930	1.136	2.038	0.284	0.106	0.484
Jan-22	7.447	6.573	3.852	1.144	2.076	0.263	0.107	0.619
Feb-22	6.862	6.414	3.815	1.091	2.093	0.270	0.103	0.461
Mar-22	6.877	6.444	3.905	1.112	2.083	0.277	0.109	0.529
Apr-22	6.588	6.127	3.883	1.116	2.054	0.294	0.103	0.538
May-22	6.609	6.499	3.980	1.167	1.986	0.297	0.095	0.549
Jun-22	6.475	6.040	3.981	1.192	1.893	0.282	0.116	0.515
Jul-22	6.117	5.678	3.601	1.072	1.756	0.277	0.120	0.498
Aug-22	5.599	5.514	3.584	1.032	1.882	0.300	0.128	0.531

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In August 2022 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in New South Wales fell 4.9%, in Victoria fell 4.0%, in South Australia fell 9.6%, in Queensland fell 2.7% and in the Northern Territory (a smaller and more volatile series) fell 26.5%
in Western Australia rose 3.0%, in the Australian Capital Territory rose 3.0% and in Tasmania rose 4.1%

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Aug-04	1.766	0.901	1.085	0.282	0.469	0.058	0.023	0.065
Sep-04	1.777	1.018	1.089	0.302	0.502	0.041	0.022	0.078
Oct-04	1.680	0.866	1.016	0.310	0.456	0.052	0.025	0.069
Nov-04	1.791	0.982	1.082	0.305	0.552	0.047	0.024	0.075
Dec-04	1.855	0.964	1.173	0.319	0.572	0.062	0.027	0.063
Jan-05	1.933	1.044	1.135	0.305	0.594	0.050	0.031	0.060
Feb-05	2.009	1.049	1.194	0.307	0.648	0.046	0.040	0.101
Mar-05	1.923	1.031	1.174	0.322	0.675	0.052	0.030	0.073
Apr-05	1.877	1.028	1.126	0.320	0.641	0.053	0.030	0.073
May-05	1.630	0.923	1.083	0.292	0.601	0.050	0.019	0.071
Jun-05	1.654	0.881	1.090	0.266	0.559	0.046	0.032	0.062
Jul-05	1.649	0.933	1.084	0.271	0.646	0.051	0.016	0.060
Aug-05	1.564	0.891	1.049	0.275	0.677	0.046	0.032	0.075
Sep-05	1.652	0.922	1.108	0.280	0.773	0.051	0.033	0.070
Oct-05	1.733	1.077	1.182	0.300	0.802	0.048	0.030	0.083
Nov-05	1.739	0.978	1.170	0.301	0.840	0.049	0.035	0.084
Dec-05	1.712	0.976	1.134	0.288	0.891	0.045	0.034	0.087
Jan-06	1.691	0.941	1.271	0.297	0.984	0.055	0.031	0.081
Feb-06	1.616	1.003	1.234	0.281	0.995	0.046	0.032	0.070
Mar-06	1.592	1.000	1.221	0.289	1.064	0.064	0.034	0.080
Apr-06	1.388	0.988	1.270	0.288	1.077	0.042	0.036	0.077
May-06	1.735	1.095	1.303	0.310	1.139	0.048	0.034	0.077
Jun-06	1.841	1.104	1.444	0.314	1.128	0.053	0.036	0.087
Jul-06	1.578	1.035	1.280	0.288	1.128	0.056	0.039	0.085
Aug-06	1.580	1.074	1.330	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.961	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.410	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.366	0.944	1.304	0.277	0.950	0.059	0.038	0.064
Dec-06	1.391	0.984	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.442	1.049	1.481	0.314	0.984	0.050	0.043	0.076
Feb-07	1.517	1.039	1.559	0.338	0.989	0.054	0.048	0.085
Mar-07	1.607	1.126	1.625	0.339	0.951	0.060	0.049	0.083
Apr-07	1.582	1.183	1.667	0.361	0.974	0.061	0.057	0.099
May-07	1.719	1.290	1.772	0.386	1.024	0.064	0.054	0.112
Jun-07	1.927	1.356	1.861	0.421	1.077	0.067	0.050	0.115
Jul-07	1.722	1.349	1.871	0.428	1.056	0.063	0.051	0.112
Aug-07	1.655	1.354	1.750	0.442	1.023	0.067	0.049	0.097
Sep-07	1.602	1.390	1.690	0.437	0.961	0.063	0.042	0.107
Oct-07	1.436	1.354	1.738	0.416	0.948	0.050	0.039	0.095
Nov-07	1.550	1.446	1.773	0.427	0.934	0.054	0.038	0.102
Dec-07	1.514	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.441	1.483	1.638	0.392	0.947	0.067	0.045	0.106
Feb-08	1.374	1.445	1.525	0.414	0.795	0.058	0.048	0.104
Mar-08	1.336	1.336	1.416	0.380	0.714	0.052	0.040	0.093
Apr-08	1.281	1.298	1.348	0.362	0.703	0.057	0.040	0.089
May-08	1.180	1.210	1.210	0.343	0.689	0.052	0.035	0.081
Jun-08	1.168	1.214	1.143	0.336	0.710	0.050	0.037	0.084
Jul-08	1.217	1.155	1.109	0.329	0.708	0.046	0.026	0.075
Aug-08	1.204	1.239	1.108	0.303	0.663	0.045	0.034	0.080
Sep-08	1.291	1.218	1.072	0.290	0.663	0.062	0.051	0.080
Oct-08	1.283	1.255	1.062	0.351	0.672	0.046	0.048	0.095
Nov-08	1.205	1.190	0.965	0.318	0.611	0.054	0.044	0.097
Dec-08	1.278	1.168	1.023	0.320	0.605	0.049	0.035	0.080
Jan-09	1.325	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.313	1.184	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.327	1.265	1.055	0.335	0.603	0.050	0.051	0.106
Apr-09	1.380	1.292	1.115	0.389	0.649	0.056	0.043	0.110
May-09	1.387	1.240	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.503	1.286	1.221	0.308	0.693	0.047	0.044	0.110
Jul-09	1.478	1.366	1.306	0.375	0.685	0.065	0.058	0.120
Aug-09	1.569	1.394	1.397	0.361	0.801	0.068	0.058	0.124
Sep-09	1.553	1.462	1.240	0.369	0.819	0.074	0.062	0.119
Oct-09	1.535	1.428	1.340	0.364	0.835	0.065	0.073	0.125
Nov-09	1.594	1.570	1.324	0.382	0.898	0.070	0.064	0.123
Dec-09	1.566	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.597	1.489	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.586	1.577	1.301	0.389	0.789	0.061	0.057	0.121
Mar-10	1.651	1.592	1.318	0.383	0.738	0.063	0.052	0.135
Apr-10	1.671	1.656	1.244	0.382	0.743	0.064	0.046	0.111
May-10	1.738	1.732	1.195	0.399	0.718	0.067	0.054	0.114
Jun-10	1.707	1.722	1.200	0.386	0.710	0.064	0.054	0.114
Jul-10	1.678	1.692	1.112	0.359	0.641	0.058	0.044	0.123
Aug-10	1.560	1.621	1.057	0.380	0.596	0.054	0.046	0.126
Sep-10	1.593	1.614	1.046	0.409	0.600	0.052	0.041	0.125
Oct-10	1.643	1.583	1.030	0.378	0.600	0.064	0.039	0.123
Nov-10	1.561	1.576	1.061	0.370	0.627	0.068	0.037	0.116
Dec-10	1.738	1.592	1.089	0.348	0.575	0.049	0.039	0.119
Jan-11	1.573	1.549	0.910	0.351	0.552	0.049	0.035	0.115
Feb-11	1.692	1.524	0.894	0.369	0.553	0.043	0.031	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.053	0.029	0.111
Apr-11	1.525	1.447	0.869	0.348	0.525	0.050	0.039	0.118
May-11	1.705	1.505	0.883	0.344	0.549	0.050	0.036	0.116
Jun-11	1.572	1.464	0.893	0.324	0.550	0.046	0.043	0.114
Jul-11	1.582	1.468	0.907	0.321	0.532	0.049	0.038	0.113
Aug-11	1.579	1.480	0.959	0.357	0.582	0.060	0.034	0.120
Sep-11	1.573	1.437	1.007	0.316	0.591	0.055	0.040	0.119
Oct-11	1.538	1.361	1.002	0.314	0.565	0.051	0.032	0.116
Nov-11	1.597	1.380	1.028	0.308	0.584	0.045	0.040	0.126
Dec-11	1.643	1.424	1.074	0.329	0.580	0.055	0.041	0.133
Jan-12	1.652	1.384	1.183	0.322	0.608	0.048	0.050	0.124
Feb-12	1.670	1.471	1.146	0.317	0.611	0.053	0.041	0.120
Mar-12	1.667	1.412	1.146	0.324	0.670	0.044	0.052	0.134
Apr-12	1.709	1.357	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.688	1.416	1.139	0.297	0.654	0.048	0.052	0.145
Jun-12	1.751	1.349	1.129	0.316	0.665	0.049	0.044	0.137
Jul-12	1.820	1.358	1.094	0.318	0.655	0.052	0.052	0.130
Aug-12	1.846	1.337	1.060	0.297	0.662	0.049	0.051	0.135
Sep-12	1.850	1.391	1.024	0.299	0.795	0.044	0.048	0.162
Oct-12	1.887	1.428	1.011	0.309	0.657	0.047	0.044	0.144
Nov-12	1.988	1.439	1.112	0.310	0.675	0.046	0.040	0.140
Dec-12	2.018	1.450	1.097	0.316	0.739	0.041	0.055	0.111
Jan-13	2.135	1.516	1.095	0.316	0.789	0.046	0.055	0.125
Feb-13	2.263	1.554	1.095	0.323	0.810	0.048	0.056	0.141
Mar-13	2.275	1.676	1.168	0.336	0.866	0.050	0.057	0.120
Apr-13	2.364	1.633	1.193	0.347	0.885	0.053	0.058	0.141
May-13	2.447	1.608	1.290	0.359	0.907	0.046	0.058	0.135
Jun-13	2.514	1.646	1.213	0.326	0.818	0.046	0.047	0.148
Jul-13	2.569	1.715	1.200	0.375	0.834	0.045	0.067	0.159
Aug-13	2.683	1.733	1.167	0.367	0.838	0.047	0.068	0.153
Sep-13	2.897	1.830	1.264	0.386	0.809	0.052	0.070	0.160
Oct-13	3.044	1.882	1.349	0.391	0.843	0.051	0.072	0.141
Nov-13	3.186	1.911	1.343	0.379	0.962	0.052	0.078	0.140
Dec-13	3.188	1.976	1.339	0.369	0.939	0.054	0.074	0.125
Jan-14	3.216	1.880	1.370	0.353	0.911	0.060	0.077	0.116
Feb-14	3.155	1.885	1.402	0.372	0.895	0.052	0.084	0.148
Mar-14	3.347	1.961	1.355	0.358	0.887	0.055	0.076	0.167
Apr-14	3.312	2.003	1.370	0.362	0.927	0.054	0.078	0.128
May-14	3.342	1.991	1.370	0.370	0.926	0.060	0.077	0.123
Jun-14	3.186	2.039	1.393	0.359	0.923	0.063	0.088	0.121
Jul-14	3.467	2.022	1.415	0.386	0.955	0.059	0.085	0.116
Aug-14	3.504	2.070	1.426	0.399	0.936	0.076	0.094	0.125
Sep-14	3.777	2.057	1.456	0.369	1.009	0.060	0.075	0.117
Oct-14	3.907	2.161	1.445	0.420	0.945	0.070	0.081	0.131
Nov-14	3.919	2.145	1.382	0.408	0.950	0.066	0.072	0.131
Dec-14	4.012	2.174	1.375	0.387	0.915	0.062	0.075	0.144
Jan-15	4.030	2.249	1.407	0.409	0.781	0.061	0.056	0.144
Feb-15	3.929	2.152	1.401	0.395	0.835	0.067	0.057	0.126
Mar-15	4.281	2.288	1.459	0.416	0.855	0.061	0.068	0.142
Apr-15	4.423	2.453	1.536	0.462	0.844	0.066	0.060	0.143
May-15	4.063	2.257	1.483	0.397	0.760	0.057	0.053	0.134
Jun-15	4.053	2.214	1.435	0.412	0.740	0.064	0.051	0.134
Jul-15	3.911	2.129	1.458	0.360	0.699	0.060	0.039	0.138
Aug-15	3.632	2.018	1.440	0.344	0.744	0.055	0.034	0.122
Sep-15	3.199	1.760	1.381	0.390	0.538	0.046	0.035	0.088
Oct-15	3.019	1.652	1.183	0.316	0.505	0.051	0.036	0.097
Nov-15	2.771	1.741	1.182	0.311	0.452	0.051	0.026	0.098
Dec-15	2.820	1.702	1.243	0.331	0.456	0.064	0.030	0.088
Jan-16	2.757	1.676	1.220	0.332	0.436	0.056	0.034	0.095
Feb-16	2.832	1.710	1.247	0.324	0.426	0.055	0.031	0.079
Mar-16	2.822	1.675	1.207	0.318	0.397	0.057	0.019	0.103
Apr-16	3.046	1.773	1.220	0.337	0.398	0.051	0.026	0.104
May-16	3.214	1.789	1.264	0.338	0.407	0.059	0.027	0.117
Jun-16	3.348	1.889	1.233	0.343	0.420	0.059	0.027	0.121
Jul-16	3.545	1.917	1.222	0.326	0.412	0.055	0.020	0.112
Aug-16	3.508	1.850	1.234	0.344	0.401	0.060	0.025	0.112
Sep-16	3.934	2.102	1.297	0.325	0.420	0.051	0.022	0.132
Oct-16	4.045	2.186	1.362	0.345	0.432	0.061	0.020	0.126
Nov-16	4.176	2.280	1.411	0.350	0.412	0.066	0.020	0.146
Dec-16	4.177	2.310	1.405	0.353	0.416	0.072	0.022	0.157
Jan-17	4.268	2.409	1.373	0.353	0.430	0.074	0.028	0.153
Feb-17	4.131	2.268	1.329	0.327	0.450	0.072	0.024	0.145
Mar-17	4.189	2.411	1.336	0.350	0.418	0.072	0.023	0.145
Apr-17	4.038	2.306	1.234	0.321	0.380	0.072	0.020	0.142
May-17	4.085	2.272	1.122	0.314	0.344	0.067	0.017	0.148
Jun-17	3.814	2.282	1.109	0.309	0.356	0.065	0.018	0.143
Jul-17	3.685	2.100	1.093	0.319	0.370	0.069	0.019	0.141
Aug-17	3.756	2.211	1.031	0.313	0.358	0.067	0.019	0.121
Sep-17	3.629	2.225	1.035	0.320	0.353	0.072	0.018	0.150
Oct-17	3.628	2.122	0.955	0.301	0.369	0.064	0.020	0.158
Nov-17	3.347	2.122	0.968	0.316	0.366	0.086	0.020	0.136
Dec-17	3.242	2.108	0.931	0.307	0.365	0.071	0.017	0.132
Jan-18	3.166	2.014	1.002	0.278	0.341	0.071	0.013	0.131
Feb-18	3.339	2.038	0.907	0.293	0.310	0.068	0.015	0.138
Mar-18	2.901	1.885	0.878	0.272	0.298	0.074	0.016	0.151
Apr-18	2.958	1.834	0.897	0.275	0.265	0.071	0.014	0.127
May-18	2.910	1.870	0.899	0.258	0.305	0.070	0.016	0.127
Jun-18	2.876	1.763	0.917	0.230	0.282	0.069	0.013	0.122
Jul-18	2.794	1.832	0.910	0.274	0.280	0.074	0.012	0.115
Aug-18	2.690	1.696	0.850	0.246	0.294	0.074	0.011	0.116
Sep-18	2.620	1.686	0.799	0.257	0.266	0.066	0.014	0.109
Oct-18	2.444	1.703	0.824	0.296	0.269	0.068	0.012	0.118
Nov-18	2.364	1.568	0.762	0.246	0.242	0.067	0.012	0.106
Dec-18	2.282	1.459	0.752	0.243	0.221	0.065	0.011	0.107
Jan-19	2.163	1.448	0.754	0.242	0.219	0.056	0.011	0.101
Feb-19	2.189	1.432	0.728	0.249	0.215	0.063	0.011	0.107
Mar-19	2.081	1.386	0.721	0.227	0.237	0.061	0.010	0.099
Apr-19	2.037	1.359	0.679	0.228	0.228	0.071	0.010	0.106
May-19	2.003	1.352	0.677	0.239	0.206	0.065	0.010	0.103
Jun-19	2.066	1.378	0.651	0.228	0.189	0.057	0.010	0.096
Jul-19	2.082	1.453	0.674	0.229	0.215	0.070	0.011	0.109
Aug-19	2.161	1.577	0.749	0.249	0.247	0.081	0.007	0.110
Sep-19	2.109	1.537	0.764	0.242	0.234	0.070	0.012	0.090
Oct-19	2.128	1.635	0.768	0.233	0.224	0.070	0.011	0.124
Nov-19	2.208	1.690	0.799	0.246	0.234	0.072	0.019	0.133
Dec-19	2.225	1.709	0.857	0.249	0.235	0.067	0.014	0.127
Jan-20	2.184	1.653	0.858	0.275	0.244	0.067	0.014	0.119
Feb-20	2.103	1.645	0.885	0.211	0.248	0.078	0.016	0.073
Mar-20	2.063	1.531	0.841	0.222	0.227	0.068	0.012	0.110
Apr-20	2.051	1.681	0.570	0.211	0.171	0.054	0.012	0.084
May-20	1.736	1.322	0.517	0.184	0.158	0.050	0.008	0.098
Jun-20	1.936	1.335	0.587	0.210	0.190	0.066	0.012	0.088
Jul-20	2.027	1.351	0.621	0.217	0.221	0.066	0.009	0.092
Aug-20	1.996	1.411	0.735	0.233	0.293	0.064	0.010	0.142
Sep-20	2.282	1.424	0.801	0.276	0.349	0.067	0.011	0.135
Oct-20	2.447	1.207	0.843	0.282	0.320	0.086	0.017	0.130
Nov-20	2.417	1.334	0.931	0.269	0.366	0.065	0.011	0.153
Dec-20	2.564	1.544	1.099	0.260	0.380	0.096	0.014	0.149
Jan-21	2.699	1.728	1.192	0.288	0.386	0.095	0.028	0.196
Feb-21	2.817	1.937	1.216	0.317	0.408	0.092	0.019	0.177
Mar-21	3.124	2.133	1.432	0.324	0.441	0.096	0.019	0.172
Apr-21	3.263	2.209	1.431	0.359	0.461	0.087	0.031	0.161
May-21	3.563	2.553	1.435	0.346	0.484	0.124	0.024	0.195
Jun-21	3.654	2.466	1.469	0.382	0.492	0.121	0.024	0.233
Jul-21	3.807	2.481	1.620	0.392	0.509	0.120	0.030	0.241
Aug-21	3.841	2.534	1.772	0.374	0.536	0.124	0.038	0.239
Sep-21	3.892	2.610	1.913	0.450	0.572	0.126	0.030	0.240
Oct-21	3.996	2.579	2.108	0.507	0.596	0.131	0.052	0.228
Nov-21	4.234	2.740	2.267	0.535	0.614	0.133	0.033	0.210
Dec-21	4.247	2.820	2.390	0.538	0.612	0.132	0.035	0.230
Jan-22	4.466	3.025	2.445	0.545	0.641	0.128	0.038	0.305
Feb-22	4.431	3.028	2.441	0.526	0.690	0.133	0.028	0.247
Mar-22	4.404	3.068	2.577	0.556	0.735	0.136	0.036	0.272
Apr-22	4.040	2.905	2.134	0.550	0.711	0.116	0.035	0.283
May-22	4.164	2.985	2.049	0.511	0.740	0.143	0.030	0.268
Jun-22	3.725	2.885	1.996	0.494	0.661	0.145	0.037	0.257
Jul-22	3.445	2.469	1.744	0.510	0.664	0.114	0.034	0.239
Aug-22	3.275	2.370	1.698	0.461	0.684	0.118	0.025	0.246

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In August 2022, in original terms:

the value of new variable rate loan commitments funded in the month rose 6.5%
the value of new variable rate loan commitments to first home buyers funded in the month rose 16.8%
the value of new fixed rate loan commitments funded in the month fell 15.4%
the value of new fixed rate loan commitments to first home buyers funded in the month fell 24.6%

Loan commitments to residents funded* in the month, including internal and external refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Fixed rate first home buyer housing loans ($b)	Total variable rate housing loans ($b)	Variable rate first home buyer housing loans ($b)
Jul-19	4.632	0.803	25.284	2.106
Aug-19	4.78	0.816	27.194	2.358
Sep-19	4.76	0.802	26.923	2.28
Oct-19	4.972	0.891	30.025	2.616
Nov-19	5.206	0.92	30.449	2.673
Dec-19	5.48	1.052	31	2.893
Jan-20	4.613	0.877	27.326	2.499
Feb-20	4.226	0.718	26.3	2.111
Mar-20	4.612	0.803	29.865	2.423
Apr-20	7.573	0.933	26.474	2.445
May-20	11.25	1.065	25.903	1.955
Jun-20	14.346	1.405	26.969	1.92
Jul-20	13.85	1.613	23.748	1.944
Aug-20	12.306	1.682	22.606	2.243
Sep-20	13.757	1.974	25.12	2.604
Oct-20	13.709	1.978	26.67	2.706
Nov-20	13.048	2.011	27.096	2.854
Dec-20	15.152	2.51	29.944	3.68
Jan-21	13.361	2.235	23.84	2.883
Feb-21	14.818	2.052	25.867	2.711
Mar-21	20.03	2.75	30.865	3.041
Apr-21	20.163	2.909	27.403	2.633
May-21	22.742	3.038	28.579	2.545
Jun-21	26.114	3.08	31.393	2.401
Jul-21	26.287	2.947	30.832	2.186
Aug-21	25.707	2.888	30.191	1.995
Sep-21	24.67	2.737	29.762	1.829
Oct-21	22.795	2.577	29.523	1.709
Nov-21	25.84	2.965	34.042	1.977
Dec-21	23.898	3.186	36.078	2.275
Jan-22	15.755	2.211	29.819	1.976
Feb-22	13.074	1.504	33.444	1.953
Mar-22	11.793	1.486	42.894	2.541
Apr-22	8.019	1.18	40.748	2.678
May-22	6.728	0.893	49.788	3.167
Jun-22	5.326	0.619	52.447	3.271
Jul-22	2.752	0.362	47.367	2.77
Aug-22	2.327	0.273	50.436	3.236

Loan commitments to residents funded* in the month, including internal and external refinancing (original), value, Australia

[" ","Total fixed rate housing loans","Fixed rate first home buyer housing loans","Total variable rate housing loans","Variable rate first home buyer housing loans"]

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[]

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*A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance.

**Total Fixed rate and Total Variable rate housing loans include first home buyer loans

In August 2022 in original terms, average loan size for owner-occupier dwellings (which includes construction and the purchase of new and existing dwellings):

fell at the national level from $609k to $589k
had the largest fall in New South Wales from $761k to $725k
fell in all states but rose slightly in the two territories

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Aug-04	236.818	295.944	242.822	231.207	169.508	191.754	155.74	204.061	266.579
Sep-04	238.607	298.78	238.026	235.096	174.26	191.829	156.637	196.03	263.294
Oct-04	240.095	301.637	238.207	238.126	167.516	199.066	162.007	198.469	274.499
Nov-04	239.695	302.242	240.46	236.104	170.399	195.833	155.769	207.604	271.498
Dec-04	245.106	309.528	245.746	243.198	177.325	195.476	166.848	195.642	274.545
Jan-05	240.042	291.16	245.542	241.72	177.331	199.944	178.227	206.481	276.638
Feb-05	241.05	290.709	240.972	244.757	177.801	205.026	170.297	198.383	262.836
Mar-05	239.59	291.515	242.259	239.29	182.618	196.833	171.429	193.208	274.163
Apr-05	241.523	290.377	242.351	245.87	180.092	205.108	169.636	198.477	265.495
May-05	243.751	297.339	244.907	246.562	178.994	201.894	169.539	217.09	268.565
Jun-05	245.14	297.083	248.39	244.661	180.256	203.564	165.418	221.462	277.458
Jul-05	247.987	301.912	249.145	245.027	183.417	211.024	173.783	210.606	257.763
Aug-05	247.586	301.007	252.121	248.318	178.54	208.618	175.741	202.058	267.8
Sep-05	250.216	302.989	246.017	250.586	184.362	214.15	177.08	229.016	260.672
Oct-05	248.442	300.377	244.048	248.724	183.902	215.577	173.343	223.517	283.191
Nov-05	250.15	303.036	247.431	247.899	184.504	222.105	172.09	213.865	264.547
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.922	762.238	629.727	516.615	463.127	455.563	451.438	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.977	596.321
May-22	615.054	780.762	643.067	536.289	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.141	725.335	623.974	523.191	461.976	469.094	455.5	464.49	585.172

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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*Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In August 2022 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level rose 10.4% to 9,258. This is the largest rise since August 2020, though the level was 43.3% below the January 2021 high of 16,330.
in Victoria rose 11.9%, in Queensland rose 14.3%, in Western Australia rose 13.9%, in New South Wales rose 4.4%, in Tasmania (a smaller and more volatile series) rose 30.7%, in the Australian Capital Territory rose 9.5% and in the Northern Territory (also a smaller and more volatile series) rose 22.6%
in South Australia fell 1.4%

Additional information

Previously, the ABS published a first home buyer ratio which was the ratio of owner occupier first home buyer loan commitments to all owner occupier loan commitments. The table below presents two owner occupier first home buyer ratios.

The first ratio is the ratio of first home buyer loan commitments to total dwelling commitments (excluding refinancing). This is similar to the ratio published prior to October 2019. Loan commitments for dwellings is the sum of loan commitments for construction of dwellings, newly erected dwellings and existing dwellings.
The second ratio is a new ratio, the ratio of first home buyer loan commitments to total housing loan commitments (excluding refinancing). This ratio uses the new key statistic, total housing loan commitments. Total housing loan commitments is the sum of loan commitments for dwellings and loan commitments for purchases of residential land and alterations and additions.

First home buyer ratios should be used with caution because the direction of movements in the ratio are often not indicative of the direction of movement in the number of first home buyers. First home buyer ratios are no longer routinely published by the ABS in the time series spreadsheets.

The table below does not include first home buyer loan commitments for investors. Information about the number of loan commitments for investors is new and is separately presented in a graph below.

New loan commitments to owner occupier first home buyers (original), number

		First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia		9 652	32.1%	27.2%
	New South Wales	2 040	28.2%	23.5%
	Victoria	3 030	35.4%	30.3%
	Queensland	1 964	29.9%	25.0%
	South Australia	532	25.6%	21.2%
	Western Australia	1 524	38.7%	34.4%
	Tasmania	196	32.7%	27.1%
	Northern Territory	76	31.0%	26.9%
	Australian Capital Territory	290	34.4%	30.7%

(a) Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

(b) Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Aug-04	7,387
Sep-04	7,381
Oct-04	7,158
Nov-04	7,493
Dec-04	7,677
Jan-05	8,107
Feb-05	8,309
Mar-05	8,433
Apr-05	8,386
May-05	8,664
Jun-05	8,660
Jul-05	8,504
Aug-05	9,035
Sep-05	9,318
Oct-05	9,432
Nov-05	9,754
Dec-05	9,762
Jan-06	9,680
Feb-06	9,838
Mar-06	10,378
Apr-06	10,509
May-06	10,137
Jun-06	10,035
Jul-06	10,031
Aug-06	9,413
Sep-06	9,825
Oct-06	9,755
Nov-06	9,704
Dec-06	9,576
Jan-07	9,507
Feb-07	9,785
Mar-07	10,033
Apr-07	10,464
May-07	10,069
Jun-07	10,355
Jul-07	10,166
Aug-07	10,320
Sep-07	10,090
Oct-07	10,435
Nov-07	10,616
Dec-07	10,600
Jan-08	10,728
Feb-08	10,028
Mar-08	9,035
Apr-08	8,579
May-08	8,199
Jun-08	8,187
Jul-08	8,457
Aug-08	8,284
Sep-08	8,289
Oct-08	8,216
Nov-08	10,320
Dec-08	12,208
Jan-09	13,853
Feb-09	14,686
Mar-09	16,280
Apr-09	16,753
May-09	16,666
Jun-09	16,477
Jul-09	14,853
Aug-09	13,953
Sep-09	14,270
Oct-09	14,037
Nov-09	11,282
Dec-09	10,050
Jan-10	9,303
Feb-10	8,345
Mar-10	7,342
Apr-10	7,120
May-10	7,254
Jun-10	6,694
Jul-10	6,844
Aug-10	6,652
Sep-10	6,651
Oct-10	6,397
Nov-10	6,654
Dec-10	7,076
Jan-11	6,454
Feb-11	6,160
Mar-11	6,672
Apr-11	6,837
May-11	6,776
Jun-11	6,688
Jul-11	6,636
Aug-11	6,837
Sep-11	7,272
Oct-11	7,824
Nov-11	8,086
Dec-11	9,206
Jan-12	8,789
Feb-12	7,110
Mar-12	7,218
Apr-12	7,309
May-12	7,481
Jun-12	7,713
Jul-12	7,983
Aug-12	8,018
Sep-12	8,012
Oct-12	7,850
Nov-12	7,409
Dec-12	6,991
Jan-13	7,204
Feb-13	7,151
Mar-13	7,547
Apr-13	7,608
May-13	7,768
Jun-13	7,962
Jul-13	8,147
Aug-13	7,924
Sep-13	7,725
Oct-13	7,689
Nov-13	7,686
Dec-13	7,187
Jan-14	7,614
Feb-14	7,689
Mar-14	7,629
Apr-14	7,371
May-14	7,564
Jun-14	7,586
Jul-14	7,230
Aug-14	7,507
Sep-14	7,426
Oct-14	7,504
Nov-14	7,206
Dec-14	7,065
Jan-15	6,992
Feb-15	7,307
Mar-15	7,412
Apr-15	7,380
May-15	6,824
Jun-15	7,047
Jul-15	6,952
Aug-15	6,893
Sep-15	6,808
Oct-15	6,498
Nov-15	6,561
Dec-15	6,911
Jan-16	6,867
Feb-16	6,940
Mar-16	6,778
Apr-16	7,134
May-16	6,975
Jun-16	7,022
Jul-16	6,749
Aug-16	6,486
Sep-16	6,574
Oct-16	6,678
Nov-16	6,691
Dec-16	6,808
Jan-17	6,771
Feb-17	6,693
Mar-17	6,959
Apr-17	7,105
May-17	7,007
Jun-17	7,641
Jul-17	8,589
Aug-17	9,133
Sep-17	8,841
Oct-17	8,846
Nov-17	9,134
Dec-17	8,848
Jan-18	8,874
Feb-18	8,894
Mar-18	8,742
Apr-18	8,628
May-18	8,632
Jun-18	8,767
Jul-18	8,849
Aug-18	8,639
Sep-18	8,436
Oct-18	8,574
Nov-18	8,599
Dec-18	7,702
Jan-19	7,658
Feb-19	7,857
Mar-19	7,912
Apr-19	7,947
May-19	8,160
Jun-19	8,432
Jul-19	8,519
Aug-19	9,139
Sep-19	9,071
Oct-19	9,152
Nov-19	9,407
Dec-19	9,574
Jan-20	9,568
Feb-20	9,549
Mar-20	9,639
Apr-20	9,475
May-20	8,670
Jun-20	9,338
Jul-20	10,812
Aug-20	12,844
Sep-20	13,488
Oct-20	13,742
Nov-20	13,890
Dec-20	15,084
Jan-21	16,330
Feb-21	15,760
Mar-21	15,339
Apr-21	15,081
May-21	14,919
Jun-21	13,848
Jul-21	13,082
Aug-21	12,503
Sep-21	11,980
Oct-21	11,505
Nov-21	11,470
Dec-21	11,804
Jan-22	10,888
Feb-22	9,946
Mar-22	10,392
Apr-22	9,978
May-22	10,211
Jun-22	9,393
Jul-22	8,388
Aug-22	9,258

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Aug-04	1,875	1,895	1,483	508	1,316	128	124	87
Sep-04	1,790	2,000	1,408	498	1,333	117	131	95
Oct-04	1,745	1,959	1,449	444	1,231	109	124	67
Nov-04	1,767	2,041	1,554	503	1,273	124	132	93
Dec-04	1,891	2,135	1,539	525	1,243	152	133	110
Jan-05	1,914	2,256	1,671	548	1,292	163	131	112
Feb-05	2,093	2,293	1,679	621	1,356	151	94	105
Mar-05	1,906	2,487	1,676	540	1,339	124	111	102
Apr-05	1,954	2,532	1,693	575	1,294	178	127	100
May-05	1,981	2,720	1,577	569	1,309	226	121	127
Jun-05	2,064	2,597	1,746	567	1,288	158	130	124
Jul-05	2,115	2,440	1,595	625	1,238	149	140	127
Aug-05	2,223	2,529	1,866	621	1,339	202	196	132
Sep-05	2,375	2,482	1,976	631	1,397	190	164	108
Oct-05	2,344	2,586	2,066	677	1,371	175	156	122
Nov-05	2,453	2,680	2,039	616	1,372	195	154	124
Dec-05	2,400	2,953	2,029	602	1,407	167	153	114
Jan-06	2,261	2,656	2,120	608	1,474	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,725	2,588	2,348	643	1,510	222	143	176
Apr-06	2,951	2,644	2,318	634	1,461	232	143	142
May-06	2,626	2,632	2,382	626	1,288	201	126	142
Jun-06	2,654	2,606	2,432	646	1,230	201	168	141
Jul-06	2,598	2,660	2,462	628	1,250	187	116	154
Aug-06	2,512	2,460	2,392	623	1,113	176	73	174
Sep-06	2,549	2,566	2,428	679	1,091	204	86	183
Oct-06	2,648	2,644	2,371	675	1,002	177	88	165
Nov-06	2,616	2,613	2,333	690	958	198	90	180
Dec-06	2,562	2,568	2,373	636	968	184	97	158
Jan-07	2,626	2,463	2,413	629	944	147	99	140
Feb-07	2,601	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,467	729	1,002	175	108	165
Apr-07	2,840	2,707	2,651	645	1,103	177	90	156
May-07	2,707	2,715	2,548	663	1,026	184	92	138
Jun-07	2,740	2,686	2,518	615	1,325	190	95	167
Jul-07	2,730	2,662	2,419	631	1,344	155	69	157
Aug-07	2,695	2,839	2,524	631	1,354	168	83	137
Sep-07	2,526	2,847	2,430	601	1,253	203	88	138
Oct-07	2,784	2,905	2,447	648	1,251	219	81	137
Nov-07	2,801	2,969	2,458	653	1,279	210	80	139
Dec-07	2,760	2,953	2,434	695	1,298	215	71	152
Jan-08	2,781	3,064	2,314	662	1,424	195	73	149
Feb-08	2,725	2,974	2,112	660	1,276	249	78	94
Mar-08	2,397	2,496	1,783	623	1,192	176	52	125
Apr-08	2,438	2,340	1,711	637	1,191	164	63	150
May-08	2,300	2,262	1,584	591	1,087	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,524	648	1,215	195	93	109
Aug-08	2,356	2,267	1,487	621	1,165	204	79	129
Sep-08	2,345	2,282	1,642	546	1,114	175	62	122
Oct-08	2,203	2,313	1,644	565	1,118	161	81	157
Nov-08	2,971	2,541	2,243	759	1,291	242	103	149
Dec-08	3,531	2,945	2,561	997	1,531	291	120	208
Jan-09	4,049	3,385	2,862	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,859	366	119	236
Mar-09	5,188	3,966	3,484	1,080	1,925	360	116	266
Apr-09	5,078	4,131	3,499	1,171	2,047	239	119	289
May-09	4,969	4,052	3,571	1,242	2,161	259	108	297
Jun-09	4,931	4,030	3,419	1,191	2,180	365	113	301
Jul-09	4,333	3,872	2,850	1,075	2,050	296	106	247
Aug-09	4,026	3,796	2,820	995	1,738	244	92	223
Sep-09	3,879	3,901	2,733	1,002	2,181	265	96	265
Oct-09	3,560	4,100	2,588	1,048	2,093	250	101	249
Nov-09	2,902	3,437	1,865	760	1,898	227	59	201
Dec-09	2,532	3,080	1,749	660	1,603	193	52	159
Jan-10	2,354	2,915	1,593	619	1,401	182	57	124
Feb-10	2,086	3,023	1,357	504	1,199	138	56	176
Mar-10	1,877	2,376	1,248	512	1,029	130	36	142
Apr-10	1,999	2,254	1,186	458	886	129	56	126
May-10	2,105	2,299	1,179	460	875	115	52	115
Jun-10	1,885	2,160	1,148	447	826	107	45	107
Jul-10	1,956	2,173	1,193	446	711	114	46	118
Aug-10	1,798	2,116	1,179	470	807	128	51	109
Sep-10	1,803	2,090	1,167	447	843	130	46	115
Oct-10	1,627	2,030	1,155	424	898	115	40	108
Nov-10	1,742	2,043	1,242	448	934	107	43	116
Dec-10	1,874	2,179	1,287	435	1,002	118	43	122
Jan-11	1,814	1,876	1,137	395	945	123	45	102
Feb-11	1,720	1,917	1,104	403	903	86	41	116
Mar-11	1,890	1,961	1,173	414	1,015	117	68	87
Apr-11	1,864	1,964	1,217	374	1,011	129	49	122
May-11	1,953	1,918	1,189	389	1,074	127	51	115
Jun-11	1,845	1,904	1,235	402	1,007	121	59	119
Jul-11	1,788	1,931	1,230	400	944	123	57	114
Aug-11	1,802	1,980	1,310	400	1,045	118	60	109
Sep-11	2,089	1,913	1,344	455	1,142	105	59	108
Oct-11	2,419	2,023	1,490	446	1,094	116	62	110
Nov-11	2,827	1,956	1,435	436	1,155	115	54	133
Dec-11	3,414	2,074	1,651	449	1,183	105	65	124
Jan-12	2,948	2,089	1,788	464	1,375	105	67	127
Feb-12	1,657	2,108	1,476	477	1,240	124	74	112
Mar-12	1,368	2,139	1,626	441	1,273	87	85	112
Apr-12	1,476	2,027	1,693	513	1,312	81	75	111
May-12	1,558	2,289	1,646	447	1,291	114	73	124
Jun-12	1,574	2,394	1,617	433	1,341	119	72	89
Jul-12	1,600	2,677	1,502	469	1,398	115	77	138
Aug-12	1,712	2,298	1,655	476	1,459	119	72	135
Sep-12	1,929	2,183	1,639	473	1,433	136	66	120
Oct-12	1,585	2,217	1,853	462	1,440	135	76	120
Nov-12	1,324	2,128	1,595	485	1,532	123	86	112
Dec-12	1,083	2,105	1,462	502	1,550	118	88	113
Jan-13	1,121	2,177	1,454	521	1,561	125	104	133
Feb-13	1,202	2,165	1,441	559	1,521	131	69	136
Mar-13	1,158	2,248	1,505	576	1,665	114	58	135
Apr-13	1,273	2,210	1,568	598	1,716	127	56	140
May-13	1,211	2,331	1,574	574	1,762	144	67	141
Jun-13	1,249	2,388	1,637	585	1,716	142	52	127
Jul-13	1,379	2,565	1,592	658	1,648	143	72	141
Aug-13	1,338	2,219	1,522	628	1,630	163	52	158
Sep-13	1,291	2,270	1,571	619	1,605	164	50	161
Oct-13	1,298	2,140	1,618	665	1,619	173	57	135
Nov-13	1,353	2,172	1,579	688	1,540	170	59	132
Dec-13	1,289	2,062	1,496	651	1,442	137	51	139
Jan-14	1,335	2,084	1,556	690	1,614	151	50	131
Feb-14	1,358	2,040	1,655	644	1,663	159	68	142
Mar-14	1,385	1,979	1,585	604	1,701	182	61	145
Apr-14	1,309	1,970	1,505	615	1,616	169	71	120
May-14	1,322	1,947	1,588	614	1,704	177	72	128
Jun-14	1,359	1,875	1,507	602	1,825	214	70	143
Jul-14	1,226	1,933	1,516	554	1,598	183	70	144
Aug-14	1,317	2,015	1,681	501	1,517	152	71	148
Sep-14	1,371	2,093	1,609	418	1,518	152	93	155
Oct-14	1,355	2,113	1,579	452	1,573	132	98	191
Nov-14	1,325	2,060	1,510	410	1,522	112	77	158
Dec-14	1,274	2,104	1,515	436	1,452	170	83	162
Jan-15	1,308	2,034	1,455	395	1,315	167	80	167
Feb-15	1,361	2,142	1,606	383	1,470	158	53	164
Mar-15	1,425	2,137	1,635	411	1,470	141	53	151
Apr-15	1,311	2,113	1,588	383	1,602	146	44	170
May-15	1,238	1,991	1,573	398	1,388	127	34	165
Jun-15	1,301	2,008	1,614	410	1,423	124	48	161
Jul-15	1,278	1,976	1,649	399	1,392	112	32	133
Aug-15	1,200	2,016	1,538	399	1,362	126	36	126
Sep-15	1,199	2,035	1,488	441	1,343	101	33	150
Oct-15	1,137	1,946	1,396	347	1,322	109	27	124
Nov-15	1,075	2,034	1,472	390	1,269	115	35	155
Dec-15	1,192	2,200	1,608	404	1,239	153	31	141
Jan-16	1,225	2,022	1,609	395	1,210	163	44	156
Feb-16	1,220	2,148	1,656	406	1,232	152	36	145
Mar-16	1,089	2,084	1,599	426	1,178	145	40	140
Apr-16	1,303	2,227	1,591	444	1,277	167	43	146
May-16	1,218	2,251	1,664	465	1,188	164	42	157
Jun-16	1,306	2,196	1,570	430	1,197	139	43	153
Jul-16	1,109	2,112	1,578	407	1,207	143	57	148
Aug-16	1,058	1,893	1,645	406	1,130	147	47	130
Sep-16	1,013	2,022	1,614	402	1,122	140	37	115
Oct-16	1,057	2,077	1,635	435	1,137	132	36	124
Nov-16	1,043	2,055	1,644	405	1,170	152	43	128
Dec-16	1,142	2,104	1,792	345	1,132	137	44	148
Jan-17	1,140	2,082	1,679	403	1,113	125	30	191
Feb-17	1,053	2,033	1,729	402	1,167	141	50	106
Mar-17	1,147	2,096	1,773	461	1,166	147	57	117
Apr-17	1,157	2,086	1,884	408	1,236	133	59	177
May-17	1,237	2,028	1,877	423	1,304	127	51	168
Jun-17	1,286	2,069	2,129	443	1,350	132	67	218
Jul-17	1,657	2,565	2,098	460	1,498	132	59	212
Aug-17	1,939	2,754	1,992	461	1,408	133	59	231
Sep-17	1,899	2,897	1,774	468	1,253	142	71	219
Oct-17	1,874	2,899	1,833	448	1,233	150	71	223
Nov-17	1,959	2,914	2,011	481	1,183	153	45	227
Dec-17	1,918	2,841	1,955	468	1,222	151	61	198
Jan-18	1,999	2,931	1,956	459	1,193	139	66	213
Feb-18	2,166	2,839	1,817	473	1,167	146	66	303
Mar-18	1,948	2,893	1,779	452	1,158	155	51	230
Apr-18	2,089	2,774	1,837	474	1,215	149	55	225
May-18	2,155	2,786	1,894	468	1,212	163	64	158
Jun-18	2,032	2,837	2,009	447	1,132	165	60	169
Jul-18	1,996	2,822	2,089	492	1,131	189	57	164
Aug-18	1,979	2,665	1,794	504	1,116	171	45	173
Sep-18	1,887	2,592	1,732	495	1,145	160	88	172
Oct-18	1,954	2,639	1,705	512	1,211	221	62	200
Nov-18	1,978	2,620	1,672	506	1,165	176	74	220
Dec-18	1,850	2,444	1,501	477	1,065	163	78	164
Jan-19	1,756	2,416	1,533	485	1,044	168	66	142
Feb-19	1,905	2,530	1,508	512	1,098	166	64	138
Mar-19	1,839	2,543	1,579	485	1,073	166	77	150
Apr-19	1,905	2,583	1,564	509	1,094	185	123	131
May-19	2,006	2,722	1,587	512	1,131	150	91	148
Jun-19	2,010	2,733	1,653	526	1,142	185	68	145
Jul-19	2,145	2,814	1,654	500	1,160	134	71	188
Aug-19	2,216	2,928	1,706	503	1,173	194	71	192
Sep-19	2,200	2,895	1,724	510	1,178	204	64	207
Oct-19	2,150	3,025	1,737	505	1,111	181	70	211
Nov-19	2,284	3,085	1,733	509	1,150	189	52	227
Dec-19	2,292	3,339	1,760	531	1,149	168	65	236
Jan-20	2,306	3,157	1,813	532	1,188	189	65	213
Feb-20	2,378	3,056	1,956	530	1,221	181	68	241
Mar-20	2,653	3,088	1,859	522	1,201	198	95	226
Apr-20	2,499	3,204	1,670	509	1,110	179	73	244
May-20	2,106	3,068	1,612	497	1,025	151	68	251
Jun-20	2,469	2,972	1,944	586	1,180	192	79	235
Jul-20	2,630	3,321	2,264	648	1,418	215	100	242
Aug-20	2,907	4,045	2,682	743	1,710	293	104	263
Sep-20	3,135	3,623	2,927	904	1,977	241	110	295
Oct-20	3,196	3,323	3,065	884	2,237	329	114	295
Nov-20	3,176	3,859	3,067	797	2,232	247	123	263
Dec-20	3,394	4,467	3,234	842	2,371	256	93	316
Jan-21	3,397	4,842	3,479	948	2,585	253	118	322
Feb-21	3,278	4,791	3,383	1,099	2,515	277	160	296
Mar-21	3,604	4,647	3,138	1,017	2,398	263	137	332
Apr-21	3,593	4,675	3,139	981	2,216	255	121	303
May-21	3,556	4,859	3,084	921	2,342	253	117	307
Jun-21	3,418	4,341	2,750	903	1,930	240	129	327
Jul-21	3,228	4,049	2,640	796	1,856	217	106	317
Aug-21	2,909	3,886	2,590	704	1,785	194	93	283
Sep-21	2,814	3,192	2,566	717	1,874	224	75	245
Oct-21	2,703	3,226	2,413	680	1,615	194	74	224
Nov-21	2,732	3,624	2,360	675	1,614	168	85	261
Dec-21	2,653	3,552	2,415	650	1,817	204	67	252
Jan-22	2,559	3,496	2,042	632	1,627	158	64	284
Feb-22	2,151	3,321	1,930	584	1,592	157	57	197
Mar-22	2,406	3,312	2,028	575	1,659	151	62	282
Apr-22	2,249	3,126	2,063	587	1,594	150	58	296
May-22	2,292	3,396	2,052	578	1,556	165	79	334
Jun-22	2,076	3,014	2,026	567	1,341	174	62	284
Jul-22	1,835	2,634	1,646	518	1,269	153	62	252
Aug-22	1,916	2,948	1,881	511	1,445	200	76	276

New loan commitments to owner occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Aug-04","Sep-04","Oct-04","Nov-04","Dec-04","Jan-05","Feb-05","Mar-05","Apr-05","May-05","Jun-05","Jul-05","Aug-05","Sep-05","Oct-05","Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22"],[[1875],[1790],[1745],[1767],[1891],[1914],[2093],[1906],[1954],[1981],[2064],[2115],[2223],[2375],[2344],[2453],[2400],[2261],[2533],[2725],[2951],[2626],[2654],[2598],[2512],[2549],[2648],[2616],[2562],[2626],[2601],[2725],[2840],[2707],[2740],[2730],[2695],[2526],[2784],[2801],[2760],[2781],[2725],[2397],[2438],[2300],[2299],[2324],[2356],[2345],[2203],[2971],[3531],[4049],[4644],[5188],[5078],[4969],[4931],[4333],[4026],[3879],[3560],[2902],[2532],[2354],[2086],[1877],[1999],[2105],[1885],[1956],[1798],[1803],[1627],[1742],[1874],[1814],[1720],[1890],[1864],[1953],[1845],[1788],[1802],[2089],[2419],[2827],[3414],[2948],[1657],[1368],[1476],[1558],[1574],[1600],[1712],[1929],[1585],[1324],[1083],[1121],[1202],[1158],[1273],[1211],[1249],[1379],[1338],[1291],[1298],[1353],[1289],[1335],[1358],[1385],[1309],[1322],[1359],[1226],[1317],[1371],[1355],[1325],[1274],[1308],[1361],[1425],[1311],[1238],[1301],[1278],[1200],[1199],[1137],[1075],[1192],[1225],[1220],[1089],[1303],[1218],[1306],[1109],[1058],[1013],[1057],[1043],[1142],[1140],[1053],[1147],[1157],[1237],[1286],[1657],[1939],[1899],[1874],[1959],[1918],[1999],[2166],[1948],[2089],[2155],[2032],[1996],[1979],[1887],[1954],[1978],[1850],[1756],[1905],[1839],[1905],[2006],[2010],[2145],[2216],[2200],[2150],[2284],[2292],[2306],[2378],[2653],[2499],[2106],[2469],[2630],[2907],[3135],[3196],[3176],[3394],[3397],[3278],[3604],[3593],[3556],[3418],[3228],[2909],[2814],[2703],[2732],[2653],[2559],[2151],[2406],[2249],[2292],[2076],[1835],[1916]],[[1895],[2000],[1959],[2041],[2135],[2256],[2293],[2487],[2532],[2720],[2597],[2440],[2529],[2482],[2586],[2680],[2953],[2656],[2616],[2588],[2644],[2632],[2606],[2660],[2460],[2566],[2644],[2613],[2568],[2463],[2663],[2623],[2707],[2715],[2686],[2662],[2839],[2847],[2905],[2969],[2953],[3064],[2974],[2496],[2340],[2262],[2289],[2371],[2267],[2282],[2313],[2541],[2945],[3385],[3467],[3966],[4131],[4052],[4030],[3872],[3796],[3901],[4100],[3437],[3080],[2915],[3023],[2376],[2254],[2299],[2160],[2173],[2116],[2090],[2030],[2043],[2179],[1876],[1917],[1961],[1964],[1918],[1904],[1931],[1980],[1913],[2023],[1956],[2074],[2089],[2108],[2139],[2027],[2289],[2394],[2677],[2298],[2183],[2217],[2128],[2105],[2177],[2165],[2248],[2210],[2331],[2388],[2565],[2219],[2270],[2140],[2172],[2062],[2084],[2040],[1979],[1970],[1947],[1875],[1933],[2015],[2093],[2113],[2060],[2104],[2034],[2142],[2137],[2113],[1991],[2008],[1976],[2016],[2035],[1946],[2034],[2200],[2022],[2148],[2084],[2227],[2251],[2196],[2112],[1893],[2022],[2077],[2055],[2104],[2082],[2033],[2096],[2086],[2028],[2069],[2565],[2754],[2897],[2899],[2914],[2841],[2931],[2839],[2893],[2774],[2786],[2837],[2822],[2665],[2592],[2639],[2620],[2444],[2416],[2530],[2543],[2583],[2722],[2733],[2814],[2928],[2895],[3025],[3085],[3339],[3157],[3056],[3088],[3204],[3068],[2972],[3321],[4045],[3623],[3323],[3859],[4467],[4842],[4791],[4647],[4675],[4859],[4341],[4049],[3886],[3192],[3226],[3624],[3552],[3496],[3321],[3312],[3126],[3396],[3014],[2634],[2948]],[[1483],[1408],[1449],[1554],[1539],[1671],[1679],[1676],[1693],[1577],[1746],[1595],[1866],[1976],[2066],[2039],[2029],[2120],[2205],[2348],[2318],[2382],[2432],[2462],[2392],[2428],[2371],[2333],[2373],[2413],[2565],[2467],[2651],[2548],[2518],[2419],[2524],[2430],[2447],[2458],[2434],[2314],[2112],[1783],[1711],[1584],[1468],[1524],[1487],[1642],[1644],[2243],[2561],[2862],[3121],[3484],[3499],[3571],[3419],[2850],[2820],[2733],[2588],[1865],[1749],[1593],[1357],[1248],[1186],[1179],[1148],[1193],[1179],[1167],[1155],[1242],[1287],[1137],[1104],[1173],[1217],[1189],[1235],[1230],[1310],[1344],[1490],[1435],[1651],[1788],[1476],[1626],[1693],[1646],[1617],[1502],[1655],[1639],[1853],[1595],[1462],[1454],[1441],[1505],[1568],[1574],[1637],[1592],[1522],[1571],[1618],[1579],[1496],[1556],[1655],[1585],[1505],[1588],[1507],[1516],[1681],[1609],[1579],[1510],[1515],[1455],[1606],[1635],[1588],[1573],[1614],[1649],[1538],[1488],[1396],[1472],[1608],[1609],[1656],[1599],[1591],[1664],[1570],[1578],[1645],[1614],[1635],[1644],[1792],[1679],[1729],[1773],[1884],[1877],[2129],[2098],[1992],[1774],[1833],[2011],[1955],[1956],[1817],[1779],[1837],[1894],[2009],[2089],[1794],[1732],[1705],[1672],[1501],[1533],[1508],[1579],[1564],[1587],[1653],[1654],[1706],[1724],[1737],[1733],[1760],[1813],[1956],[1859],[1670],[1612],[1944],[2264],[2682],[2927],[3065],[3067],[3234],[3479],[3383],[3138],[3139],[3084],[2750],[2640],[2590],[2566],[2413],[2360],[2415],[2042],[1930],[2028],[2063],[2052],[2026],[1646],[1881]],[[508],[498],[444],[503],[525],[548],[621],[540],[575],[569],[567],[625],[621],[631],[677],[616],[602],[608],[592],[643],[634],[626],[646],[628],[623],[679],[675],[690],[636],[629],[675],[729],[645],[663],[615],[631],[631],[601],[648],[653],[695],[662],[660],[623],[637],[591],[598],[648],[621],[546],[565],[759],[997],[1019],[1067],[1080],[1171],[1242],[1191],[1075],[995],[1002],[1048],[760],[660],[619],[504],[512],[458],[460],[447],[446],[470],[447],[424],[448],[435],[395],[403],[414],[374],[389],[402],[400],[400],[455],[446],[436],[449],[464],[477],[441],[513],[447],[433],[469],[476],[473],[462],[485],[502],[521],[559],[576],[598],[574],[585],[658],[628],[619],[665],[688],[651],[690],[644],[604],[615],[614],[602],[554],[501],[418],[452],[410],[436],[395],[383],[411],[383],[398],[410],[399],[399],[441],[347],[390],[404],[395],[406],[426],[444],[465],[430],[407],[406],[402],[435],[405],[345],[403],[402],[461],[408],[423],[443],[460],[461],[468],[448],[481],[468],[459],[473],[452],[474],[468],[447],[492],[504],[495],[512],[506],[477],[485],[512],[485],[509],[512],[526],[500],[503],[510],[505],[509],[531],[532],[530],[522],[509],[497],[586],[648],[743],[904],[884],[797],[842],[948],[1099],[1017],[981],[921],[903],[796],[704],[717],[680],[675],[650],[632],[584],[575],[587],[578],[567],[518],[511]],[[1316],[1333],[1231],[1273],[1243],[1292],[1356],[1339],[1294],[1309],[1288],[1238],[1339],[1397],[1371],[1372],[1407],[1474],[1465],[1510],[1461],[1288],[1230],[1250],[1113],[1091],[1002],[958],[968],[944],[950],[1002],[1103],[1026],[1325],[1344],[1354],[1253],[1251],[1279],[1298],[1424],[1276],[1192],[1191],[1087],[1169],[1215],[1165],[1114],[1118],[1291],[1531],[1749],[1859],[1925],[2047],[2161],[2180],[2050],[1738],[2181],[2093],[1898],[1603],[1401],[1199],[1029],[886],[875],[826],[711],[807],[843],[898],[934],[1002],[945],[903],[1015],[1011],[1074],[1007],[944],[1045],[1142],[1094],[1155],[1183],[1375],[1240],[1273],[1312],[1291],[1341],[1398],[1459],[1433],[1440],[1532],[1550],[1561],[1521],[1665],[1716],[1762],[1716],[1648],[1630],[1605],[1619],[1540],[1442],[1614],[1663],[1701],[1616],[1704],[1825],[1598],[1517],[1518],[1573],[1522],[1452],[1315],[1470],[1470],[1602],[1388],[1423],[1392],[1362],[1343],[1322],[1269],[1239],[1210],[1232],[1178],[1277],[1188],[1197],[1207],[1130],[1122],[1137],[1170],[1132],[1113],[1167],[1166],[1236],[1304],[1350],[1498],[1408],[1253],[1233],[1183],[1222],[1193],[1167],[1158],[1215],[1212],[1132],[1131],[1116],[1145],[1211],[1165],[1065],[1044],[1098],[1073],[1094],[1131],[1142],[1160],[1173],[1178],[1111],[1150],[1149],[1188],[1221],[1201],[1110],[1025],[1180],[1418],[1710],[1977],[2237],[2232],[2371],[2585],[2515],[2398],[2216],[2342],[1930],[1856],[1785],[1874],[1615],[1614],[1817],[1627],[1592],[1659],[1594],[1556],[1341],[1269],[1445]],[[128],[117],[109],[124],[152],[163],[151],[124],[178],[226],[158],[149],[202],[190],[175],[195],[167],[196],[208],[222],[232],[201],[201],[187],[176],[204],[177],[198],[184],[147],[165],[175],[177],[184],[190],[155],[168],[203],[219],[210],[215],[195],[249],[176],[164],[122],[182],[195],[204],[175],[161],[242],[291],[325],[366],[360],[239],[259],[365],[296],[244],[265],[250],[227],[193],[182],[138],[130],[129],[115],[107],[114],[128],[130],[115],[107],[118],[123],[86],[117],[129],[127],[121],[123],[118],[105],[116],[115],[105],[105],[124],[87],[81],[114],[119],[115],[119],[136],[135],[123],[118],[125],[131],[114],[127],[144],[142],[143],[163],[164],[173],[170],[137],[151],[159],[182],[169],[177],[214],[183],[152],[152],[132],[112],[170],[167],[158],[141],[146],[127],[124],[112],[126],[101],[109],[115],[153],[163],[152],[145],[167],[164],[139],[143],[147],[140],[132],[152],[137],[125],[141],[147],[133],[127],[132],[132],[133],[142],[150],[153],[151],[139],[146],[155],[149],[163],[165],[189],[171],[160],[221],[176],[163],[168],[166],[166],[185],[150],[185],[134],[194],[204],[181],[189],[168],[189],[181],[198],[179],[151],[192],[215],[293],[241],[329],[247],[256],[253],[277],[263],[255],[253],[240],[217],[194],[224],[194],[168],[204],[158],[157],[151],[150],[165],[174],[153],[200]],[[124],[131],[124],[132],[133],[131],[94],[111],[127],[121],[130],[140],[196],[164],[156],[154],[153],[157],[163],[143],[143],[126],[168],[116],[73],[86],[88],[90],[97],[99],[75],[108],[90],[92],[95],[69],[83],[88],[81],[80],[71],[73],[78],[52],[63],[89],[74],[93],[79],[62],[81],[103],[120],[89],[119],[116],[119],[108],[113],[106],[92],[96],[101],[59],[52],[57],[56],[36],[56],[52],[45],[46],[51],[46],[40],[43],[43],[45],[41],[68],[49],[51],[59],[57],[60],[59],[62],[54],[65],[67],[74],[85],[75],[73],[72],[77],[72],[66],[76],[86],[88],[104],[69],[58],[56],[67],[52],[72],[52],[50],[57],[59],[51],[50],[68],[61],[71],[72],[70],[70],[71],[93],[98],[77],[83],[80],[53],[53],[44],[34],[48],[32],[36],[33],[27],[35],[31],[44],[36],[40],[43],[42],[43],[57],[47],[37],[36],[43],[44],[30],[50],[57],[59],[51],[67],[59],[59],[71],[71],[45],[61],[66],[66],[51],[55],[64],[60],[57],[45],[88],[62],[74],[78],[66],[64],[77],[123],[91],[68],[71],[71],[64],[70],[52],[65],[65],[68],[95],[73],[68],[79],[100],[104],[110],[114],[123],[93],[118],[160],[137],[121],[117],[129],[106],[93],[75],[74],[85],[67],[64],[57],[62],[58],[79],[62],[62],[76]],[[87],[95],[67],[93],[110],[112],[105],[102],[100],[127],[124],[127],[132],[108],[122],[124],[114],[119],[135],[176],[142],[142],[141],[154],[174],[183],[165],[180],[158],[140],[170],[165],[156],[138],[167],[157],[137],[138],[137],[139],[152],[149],[94],[125],[150],[110],[107],[109],[129],[122],[157],[149],[208],[227],[236],[266],[289],[297],[301],[247],[223],[265],[249],[201],[159],[124],[176],[142],[126],[115],[107],[118],[109],[115],[108],[116],[122],[102],[116],[87],[122],[115],[119],[114],[109],[108],[110],[133],[124],[127],[112],[112],[111],[124],[89],[138],[135],[120],[120],[112],[113],[133],[136],[135],[140],[141],[127],[141],[158],[161],[135],[132],[139],[131],[142],[145],[120],[128],[143],[144],[148],[155],[191],[158],[162],[167],[164],[151],[170],[165],[161],[133],[126],[150],[124],[155],[141],[156],[145],[140],[146],[157],[153],[148],[130],[115],[124],[128],[148],[191],[106],[117],[177],[168],[218],[212],[231],[219],[223],[227],[198],[213],[303],[230],[225],[158],[169],[164],[173],[172],[200],[220],[164],[142],[138],[150],[131],[148],[145],[188],[192],[207],[211],[227],[236],[213],[241],[226],[244],[251],[235],[242],[263],[295],[295],[263],[316],[322],[296],[332],[303],[307],[327],[317],[283],[245],[224],[261],[252],[284],[197],[282],[296],[334],[284],[252],[276]]]

[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [97.57 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [253.42 KB]

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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [171.76 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [158.35 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [68.91 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [68.8 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [68.74 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [67.81 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [68.42 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.68 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [69.89 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [77.86 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [157.23 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [57.34 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [57.31 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [57.08 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [56.62 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [56.78 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [56.45 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [64.29 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
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Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
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Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
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Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
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Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
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Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [109.56 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [130.13 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [67.61 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [55.12 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [66.12 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [56.23 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [49.23 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, August 2022

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APA

Lending indicators

APA

Key statistics

Value of new borrower-accepted loan commitments (seasonally adjusted)

Important data quality notes

Seasonal adjustment methods

Suspension of trend series

Treatment of Buy Now Pay Later products in Personal finance

Housing finance

Personal finance

Business finance

Housing finance (detailed)

New loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner occupier first home buyers (original), number

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Housing loan commitments fell 3.4 per cent in August

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