Toora (L)

2011 Census All persons QuickStats
Geography type Urban Centres and Localities
Area code UCL222111
People 443
Male 208
Female 235
Median age 53
Families 111
Average children per family 2
All private dwellings 233
Average people per household 2.1
Median weekly household income $675
Median monthly mortgage repayments $867
Median weekly rent $150
Average motor vehicles per dwelling 1.4

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Total 443 -- 5,354,042 -- 21,507,717 --
Male 208 47.0 2,632,619 49.2 10,634,013 49.4
Female 235 53.0 2,721,423 50.8 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 11 2.5 37,990 0.7 548,369 2.5

In the 2011 Census, there were 443 people in Toora (L) of these 47.0% were male and 53.0% were female. Aboriginal and/or Torres Strait Islander people made up 2.5% of the population.

Age
People
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
0-4 years 24 5.4 344,733 6.4 1,421,050 6.6
5-9 years 12 2.7 326,121 6.1 1,351,921 6.3
10-14 years 25 5.6 327,939 6.1 1,371,054 6.4
15-19 years 30 6.8 345,339 6.5 1,405,798 6.5
20-24 years 24 5.4 375,108 7.0 1,460,673 6.8
25-29 years 19 4.3 388,669 7.3 1,513,236 7.0
30-34 years 16 3.6 372,214 7.0 1,453,775 6.8
35-39 years 12 2.7 383,415 7.2 1,520,138 7.1
40-44 years 20 4.5 391,197 7.3 1,542,879 7.2
45-49 years 26 5.9 372,367 7.0 1,504,142 7.0
50-54 years 30 6.8 354,110 6.6 1,447,404 6.7
55-59 years 29 6.5 317,438 5.9 1,297,244 6.0
60-64 years 39 8.8 293,812 5.5 1,206,116 5.6
65-69 years 31 7.0 224,911 4.2 919,319 4.3
70-74 years 32 7.2 177,316 3.3 708,090 3.3
75-79 years 27 6.1 140,338 2.6 545,263 2.5
80-84 years 15 3.4 114,020 2.1 436,936 2.0
85 years and over 32 7.2 104,995 2.0 402,681 1.9
Median age 53 -- 37 -- 37 --

The median age of people in Toora (L) was 53 years. Children aged 0 - 14 years made up 13.9% of the population and people aged 65 years and over made up 31.2% of the population.

Registered marital status
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Married 148 38.9 2,136,928 49.1 8,461,114 48.7
Separated 16 4.2 125,441 2.9 529,280 3.0
Divorced 46 12.1 339,497 7.8 1,460,899 8.4
Widowed 51 13.4 242,620 5.6 949,634 5.5
Never married 119 31.3 1,510,759 34.7 5,962,769 34.3

Of people in Toora (L) aged 15 years and over, 38.9% were married and 16.3% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Married 62 -- 50 -- 50 --
Separated 52 -- 49 -- 49 --
Divorced 58 -- 54 -- 54 --
Widowed 81 -- 78 -- 78 --
Never married 30 -- 25 -- 25 --

The median age of married people in Toora (L) was 62 years and the median age of people never married was 30 years.

Social marital status
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Registered marriage 130 40.4 1,948,522 49.4 7,647,042 49.2
De facto marriage 30 9.3 341,315 8.7 1,476,369 9.5
Not married 162 50.3 1,653,820 41.9 6,413,399 41.3

In Toora (L), of people aged 15 years and over, 40.4% of people were in a registered marriage and 9.3% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Registered marriage 60 -- 50 -- 50 --
De facto marriage 43 -- 35 -- 35 --
Not married 49 -- 32 -- 33 --

The median age of people in a registered marriage in Toora (L) was 60 years and the median age of people in a de facto marriage was 43 years.

Education Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Pre-school 3 3.4 89,819 5.6 332,844 5.1
Primary - Government 29 32.6 271,996 16.8 1,181,787 18.2
Primary - Catholic 0 0.0 93,173 5.8 359,062 5.5
Primary - Other Non Government 3 3.4 45,848 2.8 214,359 3.3
Secondary - Government 22 24.7 193,776 12.0 774,074 11.9
Secondary - Catholic 0 0.0 82,226 5.1 307,142 4.7
Secondary - Other Non Government 0 0.0 69,464 4.3 254,828 3.9
Technical or further education institution 5 5.6 117,953 7.3 473,606 7.3
University or tertiary institution 0 0.0 246,550 15.2 932,524 14.3
Other 0 0.0 50,269 3.1 161,660 2.5
Not Stated 27 30.3 356,483 22.0 1,511,694 23.2
Total 89 -- 1,617,557 -- 6,503,580 --

In Toora (L) 19.8% of people were attending an educational institution. Of these, 34.8% were in primary school, 24.7% in secondary school and 6.7% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
English 221 37.5 1,614,911 23.5 7,238,533 25.9
Australian 181 30.7 1,606,233 23.3 7,098,486 25.4
Scottish 57 9.7 436,976 6.4 1,792,622 6.4
Irish 45 7.6 522,025 7.6 2,087,758 7.5
German 18 3.1 183,700 2.7 898,674 3.2

The most common ancestries in Toora (L) were English 37.5%, Australian 30.7%, Scottish 9.7%, Irish 7.6% and German 3.1%.

Country of birth Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Australia 374 84.2 3,670,933 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 18 4.1 172,070 3.2 911,593 4.2
Argentina 3 0.7 3,640 0.1 11,985 0.1
Canada 3 0.7 7,775 0.1 38,871 0.2
Cyprus 3 0.7 8,179 0.2 18,070 0.1
Germany 3 0.7 28,022 0.5 108,002 0.5

In Toora (L), 84.2% of people were born in Australia. The most common countries of birth were England 4.1%, Argentina 0.7%, Canada 0.7%, Cyprus 0.7% and Germany 0.7%.

Birthplace of parents, stated responses Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Both parents born overseas 74 17.2 1,911,658 38.1 6,876,586 34.3
Father only born overseas 22 5.1 343,515 6.9 1,407,270 7.0
Mother only born overseas 6 1.4 230,297 4.6 989,220 4.9
Both parents born in Australia 327 76.2 2,528,189 50.4 10,757,087 53.7

In Toora (L), 76.2% of people had both parents born in Australia and 17.2% of people had both parents born overseas.

Religious affiliation, top responses Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
No Religion 131 29.5 1,283,881 24.0 4,796,787 22.3
Anglican 104 23.4 656,706 12.3 3,679,907 17.1
Catholic 81 18.2 1,428,758 26.7 5,439,268 25.3
Uniting Church 56 12.6 250,938 4.7 1,065,795 5.0
Presbyterian and Reformed 14 3.2 142,217 2.7 599,515 2.8

The most common responses for religion in Toora (L) were No Religion 29.5%, Anglican 23.4%, Catholic 18.2%, Uniting Church 12.6% and Presbyterian and Reformed 3.2%.

Language, top responses (other than English) Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
German 3 0.7 20,083 0.4 80,371 0.4
Greek 3 0.7 116,802 2.2 252,217 1.2
Spanish 3 0.7 29,016 0.5 117,498 0.5
Italian 3 0.7 124,856 2.3 299,834 1.4
 null  null  null  null  null  null  null
English only spoken at home 429 96.6 3,874,861 72.4 16,509,291 76.8
Households where two or more languages are spoken 12 6.4 500,123 25.7 1,579,949 20.4

In Toora (L) 96.6% of people only spoke English at home. The only other responses for language spoken at home were German 0.7%, Greek 0.7%, Spanish 0.7% and Italian 0.7%.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Worked full-time 80 46.8 1,583,266 59.2 6,367,554 59.7
Worked part-time 72 42.1 791,836 29.6 3,062,976 28.7
Away from work 10 5.8 155,530 5.8 627,797 5.9
Unemployed 9 5.3 144,844 5.4 600,133 5.6
Total in labour force 171 -- 2,675,476 -- 10,658,460 --

There were 171 people who reported being in the labour force in the week before Census night in Toora (L). Of these 46.8% were employed full time, 42.1% were employed part-time and 5.3% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
1-15 hours per week 24 14.6 289,746 11.4 1,087,799 10.8
16-24 hours per week 19 11.6 245,456 9.7 947,792 9.4
25-34 hours per week 25 15.2 256,634 10.1 1,027,380 10.2
35-39 hours per week 20 12.2 445,919 17.6 1,808,879 18.0
40 hours or more per week 62 37.8 1,137,351 44.9 4,558,678 45.3

Of employed people in Toora (L), 14.6% worked 1 to 15 hours, 11.6% worked 16 to 24 hours and 37.8% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Employed full-time 45 -- 40 -- 40 --
Employed part-time 41 -- 40 -- 40 --

The median age of people employed full-time in Toora (L) was 45 years and for people who were employed part-time was 41 years.

Occupation
Employed people aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Technicians and Trades Workers 27 16.6 350,758 13.9 1,425,146 14.2
Community and Personal Service Workers 26 16.0 234,381 9.3 971,897 9.7
Labourers 24 14.7 227,185 9.0 947,608 9.4
Managers 21 12.9 332,929 13.2 1,293,970 12.9
Sales Workers 19 11.7 245,334 9.7 942,140 9.4
Machinery Operators And Drivers 16 9.8 154,543 6.1 659,551 6.6
Clerical and Administrative Workers 15 9.2 364,498 14.4 1,483,558 14.7
Professionals 11 6.7 564,781 22.3 2,145,442 21.3

The most common occupations in Toora (L) included Technicians and Trades Workers 16.6%, Community and Personal Service Workers 16.0%, Labourers 14.7%, Managers 12.9%, Sales Workers 11.7%, Machinery Operators And Drivers 9.8%, Clerical and Administrative Workers 9.2% and Professionals 6.7%.

Industry of employment, top responses
Employed people aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Dairy Cattle Farming 9 5.5 10,863 0.4 18,726 0.2
Accommodation 8 4.9 23,124 0.9 120,813 1.2
Residential Care Services 8 4.9 40,479 1.6 184,770 1.8
Dairy Product Manufacturing 7 4.3 9,205 0.4 16,438 0.2
Hospitals 7 4.3 99,286 3.9 361,011 3.6

Of the employed people in Toora (L), the most common responses for industry of employment included Dairy Cattle Farming 5.5%, Accommodation 4.9%, Residential Care Services 4.9%, Dairy Product Manufacturing 4.3% and Hospitals 4.3%.

Median weekly incomes
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Personal 356 -- 561 -- 577 --
Family 831 -- 1,460 -- 1,481 --
Household 675 -- 1,216 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Toora (L) was $356.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Car, as driver 99 59.6 1,554,490 61.4 6,059,972 60.2
Walked only 16 9.6 83,524 3.3 377,043 3.7
Car, as passenger 6 3.6 116,098 4.6 537,638 5.3
Bus 3 1.8 26,507 1.0 301,187 3.0
Ferry 3 1.8 580 0.0 10,889 0.1
 null  null  null  null  null  null  null
People who travelled to work by public transport 4 2.4 281,130 11.1 1,046,721 10.4
People who travelled to work by car as driver or passenger 108 66.3 1,675,663 66.2 6,620,840 65.8

In Toora (L), on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 59.6%, Walked only 9.6%, Car, as passenger 3.6%, Bus 1.8% and Ferry 1.8%. On the day, 2.4% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 66.3% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Did unpaid domestic work (last week) 237 62.0 3,017,919 69.3 12,149,347 70.0
Cared for child/children (last two weeks) 81 21.4 1,187,433 27.3 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 46 12.1 490,097 11.3 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 112 29.2 772,444 17.7 3,090,874 17.8

In Toora (L), of people aged 15 years and over, 62.0% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 21.4% provided care for children and 12.1% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 29.2% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Less than 5 hours per week 52 13.6 1,007,118 23.1 3,883,357 22.4
5 to 14 hours per week 87 22.8 1,085,136 24.9 4,444,640 25.6
15 to 29 hours per week 52 13.6 501,575 11.5 2,075,154 12.0
30 hours or more per week 43 11.3 424,094 9.7 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Toora (L), 22.8% worked 5 to 14 hours, 13.6% worked 15 to 29 hours and 11.3% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Couple family without children 57 51.4 518,535 36.7 2,150,301 37.8
Couple family with children 27 24.3 651,071 46.0 2,534,399 44.6
One parent family 27 24.3 218,930 15.5 901,637 15.9
Other family 0 0.0 26,027 1.8 97,722 1.7

Of the families in Toora (L), 24.3% were couple families with children, 51.4% were couple families without children and 24.3% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Male -- 17.2 -- 17.2 -- 17.6
Female -- 82.8 -- 82.8 -- 82.4

In Toora (L) 17.2% of single parents were male and 82.8% were female.

Weekly incomes

Median family income, couple families with two incomes Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Families without children 1,208 -- 2,046 -- 2,081 --
Families with children 582 -- 2,242 -- 2,310 --

In Toora (L), for couple families with two incomes, the median income for those with children was $582 and those without children was $1,208.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Both employed, worked full-time 15 17.9 245,136 21.0 1,015,165 21.7
Both employed, worked part-time 5 6.0 44,125 3.8 174,795 3.7
One employed full-time, one part-time 14 16.7 262,686 22.5 1,001,907 21.4
One employed full-time, other not working 5 6.0 191,291 16.4 736,322 15.7
One employed part-time, other not working 3 3.6 64,087 5.5 251,191 5.4
Both not working 36 42.9 222,472 19.0 899,598 19.2
Other 3 3.6 71,967 6.2 291,196 6.2
Labour force status not stated 3 3.6 67,841 5.8 314,529 6.7

In Toora (L), of couple families with children, 17.9% had both partners employed full-time, 6.0% had both employed part-time and 16.7% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Occupied private dwellings 188 84.7 1,944,690 88.7 7,760,320 89.3
Unoccupied private dwellings 34 15.3 246,742 11.3 934,470 10.7

In Toora (L), 84.7% of private dwellings were occupied and 15.3% were unoccupied.

Dwelling structure
Occupied private dwellings
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Separate house 178 94.2 1,495,970 76.9 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 11 5.8 185,737 9.6 765,980 9.9
Flat, unit or apartment 0 0.0 250,493 12.9 1,056,237 13.6
Other dwelling 0 0.0 11,692 0.6 66,666 0.9

Of occupied private dwellings in Toora (L), 94.2% were separate houses, 5.8% were semi-detached, row or terrace houses, townhouses etc, 0.0% were flats, units or apartments and 0.0% were other dwellings.

Number of bedrooms
Occupied private dwellings
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
None (includes bedsitters) 0 0.0 8,768 0.5 42,160 0.5
1 bedroom 11 5.9 89,807 4.6 363,129 4.7
2 bedrooms 35 18.7 370,995 19.1 1,481,577 19.1
3 bedrooms 110 58.8 917,911 47.2 3,379,930 43.6
4 or more bedrooms 23 12.3 521,664 26.8 2,350,132 30.3
Number of bedrooms not stated 8 4.3 35,543 1.8 143,394 1.8
Average number of bedrooms per dwelling 2.8 -- 3 -- 3.1 --
Average number of people per household 2.1 -- 2.6 -- 2.6 --

In Toora (L), of occupied private dwellings 5.9% had 1 bedroom, 18.7% had 2 bedrooms and 58.8% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 2.8. The average household size was 2.1 people.

Tenure
Occupied private dwellings
Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Owned outright 77 41.2 665,416 34.2 2,488,149 32.1
Owned with a mortgage 51 27.3 697,533 35.9 2,709,433 34.9
Rented 49 26.2 515,586 26.5 2,297,458 29.6
Other tenure type 0 0.0 14,619 0.8 70,069 0.9
Tenure type not stated 10 5.3 51,535 2.7 195,213 2.5

Of occupied private dwellings in Toora (L), 41.2% were owned outright, 27.3% were owned with a mortgage and 26.2% were rented.

Household composition

Household composition Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Family households 106 56.1 1,385,188 71.2 5,550,614 71.5
Single (or lone) person households 75 39.7 476,869 24.5 1,888,698 24.3
Group households 8 4.2 82,630 4.2 321,007 4.1

In Toora (L), of all households, 56.1% were family households, 39.7% were single person households and 4.2% were group households.

Household income Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Less than $600 gross weekly income -- 47.9 -- 23.8 -- 23.7
More than $3,000 gross weekly income -- 1.8 -- 10.4 -- 11.2

In Toora (L), 47.9% of households had a weekly household income of less than $600 and 1.8% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Median rent 150 -- 277 -- 285 --
Households where rent payments are less than 30% of household income -- 91.3 -- 90.9 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 8.7 -- 9.1 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Median mortgage repayments 867 -- 1,700 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 91.1 -- 89.9 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 8.9 -- 10.1 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
None 14 7.5 164,030 8.4 665,852 8.6
1 motor vehicle 90 48.1 673,937 34.7 2,778,576 35.8
2 motor vehicles 54 28.9 720,287 37.0 2,802,468 36.1
3 or more vehicles 22 11.8 327,268 16.8 1,279,134 16.5
Number of motor vehicles not stated 7 3.7 59,167 3.0 234,292 3.0

In Toora (L), 48.1% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 28.9% had two registered motor vehicles and 11.8% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Aboriginal and/or Torres Strait Islander 12 -- 37,990 -- 548,368 --
 null  null  null  null  null  null  null
Male 6 50.0 18,675 49.2 270,331 49.3
Female 6 50.0 19,315 50.8 278,037 50.7
 null  null  null  null  null  null  null
Median age 0 -- 22 -- 21 --

In Toora (L), there were 12 Aboriginal and/or Torres Strait Islander people. Of these, 6 (or 50.0%) were male and 6 (or 50.0%) were female. The median age was 0 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Average number of people per household 3.5 -- 3 -- 3.3 --
Average number of people per bedroom 1 -- 1.2 -- 1.2 --
Median household income 700 -- 962 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Toora (L), for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 3.5, with 1 persons per bedroom. The median household income was $700.

Mortgage and rent Toora (L) % Toora (L) Victoria % Victoria Australia % Australia
Median weekly rent 0 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,500 -- 1,647 --

In Toora (L), for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $0 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.