Silverleaves

2011 Census All persons QuickStats
Geography type State Suburbs
Area code SSC21217
People 259
Male 128
Female 131
Median age 56
Families 68
Average children per family 2.2
All private dwellings 498
Average people per household 2.2
Median weekly household income $1,208
Median monthly mortgage repayments $1,300
Median weekly rent $390
Average motor vehicles per dwelling 2.1

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Total 259 -- 5,354,042 -- 21,507,717 --
Male 128 49.4 2,632,619 49.2 10,634,013 49.4
Female 131 50.6 2,721,423 50.8 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 3 1.2 37,990 0.7 548,369 2.5

In the 2011 Census, there were 259 people in Silverleaves of these 49.4% were male and 50.6% were female. Aboriginal and/or Torres Strait Islander people made up 1.2% of the population.

Age
People
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
0-4 years 6 2.3 344,733 6.4 1,421,050 6.6
5-9 years 18 6.9 326,121 6.1 1,351,921 6.3
10-14 years 17 6.5 327,939 6.1 1,371,054 6.4
15-19 years 10 3.8 345,339 6.5 1,405,798 6.5
20-24 years 6 2.3 375,108 7.0 1,460,673 6.8
25-29 years 3 1.1 388,669 7.3 1,513,236 7.0
30-34 years 4 1.5 372,214 7.0 1,453,775 6.8
35-39 years 11 4.2 383,415 7.2 1,520,138 7.1
40-44 years 21 8.0 391,197 7.3 1,542,879 7.2
45-49 years 11 4.2 372,367 7.0 1,504,142 7.0
50-54 years 24 9.2 354,110 6.6 1,447,404 6.7
55-59 years 29 11.1 317,438 5.9 1,297,244 6.0
60-64 years 26 10.0 293,812 5.5 1,206,116 5.6
65-69 years 26 10.0 224,911 4.2 919,319 4.3
70-74 years 20 7.7 177,316 3.3 708,090 3.3
75-79 years 17 6.5 140,338 2.6 545,263 2.5
80-84 years 3 1.1 114,020 2.1 436,936 2.0
85 years and over 9 3.4 104,995 2.0 402,681 1.9
Median age 56 -- 37 -- 37 --

The median age of people in Silverleaves was 56 years. Children aged 0 - 14 years made up 15.6% of the population and people aged 65 years and over made up 29.4% of the population.

Registered marital status
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Married 142 65.1 2,136,928 49.1 8,461,114 48.7
Separated 8 3.7 125,441 2.9 529,280 3.0
Divorced 22 10.1 339,497 7.8 1,460,899 8.4
Widowed 11 5.0 242,620 5.6 949,634 5.5
Never married 35 16.1 1,510,759 34.7 5,962,769 34.3

Of people in Silverleaves aged 15 years and over, 65.1% were married and 13.4% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Married 62 -- 50 -- 50 --
Separated 53 -- 49 -- 49 --
Divorced 57 -- 54 -- 54 --
Widowed 77 -- 78 -- 78 --
Never married 45 -- 25 -- 25 --

The median age of married people in Silverleaves was 62 years and the median age of people never married was 45 years.

Social marital status
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Registered marriage 97 59.9 1,948,522 49.4 7,647,042 49.2
De facto marriage 20 12.3 341,315 8.7 1,476,369 9.5
Not married 45 27.8 1,653,820 41.9 6,413,399 41.3

In Silverleaves, of people aged 15 years and over, 59.9% of people were in a registered marriage and 12.3% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Registered marriage 61 -- 50 -- 50 --
De facto marriage 34 -- 35 -- 35 --
Not married 55 -- 32 -- 33 --

The median age of people in a registered marriage in Silverleaves was 61 years and the median age of people in a de facto marriage was 34 years.

Education Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Pre-school 6 7.2 89,819 5.6 332,844 5.1
Primary - Government 13 15.7 271,996 16.8 1,181,787 18.2
Primary - Catholic 0 0.0 93,173 5.8 359,062 5.5
Primary - Other Non Government 4 4.8 45,848 2.8 214,359 3.3
Secondary - Government 8 9.6 193,776 12.0 774,074 11.9
Secondary - Catholic 0 0.0 82,226 5.1 307,142 4.7
Secondary - Other Non Government 9 10.8 69,464 4.3 254,828 3.9
Technical or further education institution 0 0.0 117,953 7.3 473,606 7.3
University or tertiary institution 4 4.8 246,550 15.2 932,524 14.3
Other 6 7.2 50,269 3.1 161,660 2.5
Not Stated 33 39.8 356,483 22.0 1,511,694 23.2
Total 83 -- 1,617,557 -- 6,503,580 --

In Silverleaves 31.8% of people were attending an educational institution. Of these, 19.3% were in primary school, 20.5% in secondary school and 6.0% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
English 107 30.6 1,614,911 23.5 7,238,533 25.9
Australian 99 28.3 1,606,233 23.3 7,098,486 25.4
Scottish 35 10.0 436,976 6.4 1,792,622 6.4
Irish 30 8.6 522,025 7.6 2,087,758 7.5
German 11 3.1 183,700 2.7 898,674 3.2

The most common ancestries in Silverleaves were English 30.6%, Australian 28.3%, Scottish 10.0%, Irish 8.6% and German 3.1%.

Country of birth Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Australia 203 77.5 3,670,933 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 17 6.5 172,070 3.2 911,593 4.2
Netherlands 4 1.5 21,635 0.4 76,046 0.4
Ireland 3 1.1 14,588 0.3 67,318 0.3
Italy 3 1.1 76,908 1.4 185,402 0.9
New Zealand 3 1.1 80,237 1.5 483,398 2.2

In Silverleaves, 77.5% of people were born in Australia. The most common countries of birth were England 6.5%, Netherlands 1.5%, Ireland 1.1%, Italy 1.1% and New Zealand 1.1%.

Birthplace of parents, stated responses Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Both parents born overseas 49 20.9 1,911,658 38.1 6,876,586 34.3
Father only born overseas 18 7.7 343,515 6.9 1,407,270 7.0
Mother only born overseas 17 7.2 230,297 4.6 989,220 4.9
Both parents born in Australia 151 64.3 2,528,189 50.4 10,757,087 53.7

In Silverleaves, 64.3% of people had both parents born in Australia and 20.9% of people had both parents born overseas.

Religious affiliation, top responses Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
No Religion 61 23.5 1,283,881 24.0 4,796,787 22.3
Anglican 58 22.3 656,706 12.3 3,679,907 17.1
Catholic 41 15.8 1,428,758 26.7 5,439,268 25.3
Uniting Church 29 11.2 250,938 4.7 1,065,795 5.0
Presbyterian and Reformed 11 4.2 142,217 2.7 599,515 2.8

The most common responses for religion in Silverleaves were No Religion 23.5%, Anglican 22.3%, Catholic 15.8%, Uniting Church 11.2% and Presbyterian and Reformed 4.2%.

Language, top responses (other than English) Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Dutch 6 2.3 9,510 0.2 37,248 0.2
Italian 5 1.9 124,856 2.3 299,834 1.4
German 4 1.5 20,083 0.4 80,371 0.4
Romanian 4 1.5 5,021 0.1 12,247 0.1
 null  null  null  null  null  null  null
English only spoken at home 226 86.9 3,874,861 72.4 16,509,291 76.8
Households where two or more languages are spoken 4 4.9 500,123 25.7 1,579,949 20.4

In Silverleaves 86.9% of people only spoke English at home. The only other responses for language spoken at home were Dutch 2.3%, Italian 1.9%, German 1.5% and Romanian 1.5%.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Worked full-time 49 49.0 1,583,266 59.2 6,367,554 59.7
Worked part-time 34 34.0 791,836 29.6 3,062,976 28.7
Away from work 14 14.0 155,530 5.8 627,797 5.9
Unemployed 3 3.0 144,844 5.4 600,133 5.6
Total in labour force 100 -- 2,675,476 -- 10,658,460 --

There were 100 people who reported being in the labour force in the week before Census night in Silverleaves. Of these 49.0% were employed full time, 34.0% were employed part-time and 3.0% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
1-15 hours per week 8 8.1 289,746 11.4 1,087,799 10.8
16-24 hours per week 8 8.1 245,456 9.7 947,792 9.4
25-34 hours per week 18 18.2 256,634 10.1 1,027,380 10.2
35-39 hours per week 6 6.1 445,919 17.6 1,808,879 18.0
40 hours or more per week 44 44.4 1,137,351 44.9 4,558,678 45.3

Of employed people in Silverleaves, 8.1% worked 1 to 15 hours, 8.1% worked 16 to 24 hours and 44.4% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Employed full-time 49 -- 40 -- 40 --
Employed part-time 51 -- 40 -- 40 --

The median age of people employed full-time in Silverleaves was 49 years and for people who were employed part-time was 51 years.

Occupation
Employed people aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Professionals 19 19.6 564,781 22.3 2,145,442 21.3
Community and Personal Service Workers 17 17.5 234,381 9.3 971,897 9.7
Managers 15 15.5 332,929 13.2 1,293,970 12.9
Sales Workers 15 15.5 245,334 9.7 942,140 9.4
Technicians and Trades Workers 12 12.4 350,758 13.9 1,425,146 14.2
Clerical and Administrative Workers 9 9.3 364,498 14.4 1,483,558 14.7
Labourers 7 7.2 227,185 9.0 947,608 9.4

The only other responses for occupation in Silverleaves were Professionals 19.6%, Community and Personal Service Workers 17.5%, Managers 15.5%, Sales Workers 15.5%, Technicians and Trades Workers 12.4%, Clerical and Administrative Workers 9.3% and Labourers 7.2%.

Industry of employment, top responses
Employed people aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Residential Building Construction 8 8.2 47,623 1.9 171,395 1.7
Accommodation 8 8.2 23,124 0.9 120,813 1.2
Real Estate Services 7 7.1 19,636 0.8 87,077 0.9
School Education 7 7.1 111,140 4.4 467,373 4.6
Cafes, Restaurants and Takeaway Food Services 6 6.1 106,394 4.2 412,804 4.1

Of the employed people in Silverleaves, the most common responses for industry of employment included Residential Building Construction 8.2%, Accommodation 8.2%, Real Estate Services 7.1%, School Education 7.1% and Cafes, Restaurants and Takeaway Food Services 6.1%.

Median weekly incomes
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Personal 552 -- 561 -- 577 --
Family 1,416 -- 1,460 -- 1,481 --
Household 1,208 -- 1,216 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Silverleaves was $552.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Car, as driver 61 61.6 1,554,490 61.4 6,059,972 60.2
Car, as passenger 3 3.0 116,098 4.6 537,638 5.3
Bicycle 3 3.0 30,912 1.2 103,914 1.0
Other 3 3.0 12,401 0.5 66,616 0.7
Car as driver, other 3 3.0 1,212 0.0 6,038 0.1
 null  null  null  null  null  null  null
People who travelled to work by public transport 0 0.0 281,130 11.1 1,046,721 10.4
People who travelled to work by car as driver or passenger 65 65.7 1,675,663 66.2 6,620,840 65.8

In Silverleaves, on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 61.6%, Car, as passenger 3.0%, Bicycle 3.0%, Other 3.0% and Car as driver, other 3.0%. On the day, 0.0% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 65.7% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Did unpaid domestic work (last week) 171 78.8 3,017,919 69.3 12,149,347 70.0
Cared for child/children (last two weeks) 55 25.6 1,187,433 27.3 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 29 13.4 490,097 11.3 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 71 32.7 772,444 17.7 3,090,874 17.8

In Silverleaves, of people aged 15 years and over, 78.8% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 25.6% provided care for children and 13.4% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 32.7% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Less than 5 hours per week 43 19.9 1,007,118 23.1 3,883,357 22.4
5 to 14 hours per week 50 23.1 1,085,136 24.9 4,444,640 25.6
15 to 29 hours per week 52 24.1 501,575 11.5 2,075,154 12.0
30 hours or more per week 23 10.6 424,094 9.7 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Silverleaves, 23.1% worked 5 to 14 hours, 24.1% worked 15 to 29 hours and 10.6% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Couple family without children 43 64.2 518,535 36.7 2,150,301 37.8
Couple family with children 16 23.9 651,071 46.0 2,534,399 44.6
One parent family 8 11.9 218,930 15.5 901,637 15.9
Other family 0 0.0 26,027 1.8 97,722 1.7

Of the families in Silverleaves, 23.9% were couple families with children, 64.2% were couple families without children and 11.9% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Male -- 42.9 -- 17.2 -- 17.6
Female -- 57.1 -- 82.8 -- 82.4

In Silverleaves 42.9% of single parents were male and 57.1% were female.

Weekly incomes

Median family income, couple families with two incomes Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Families without children 1,949 -- 2,046 -- 2,081 --
Families with children 2,250 -- 2,242 -- 2,310 --

In Silverleaves, for couple families with two incomes, the median income for those with children was $2,250 and those without children was $1,949.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Both employed, worked full-time 6 10.5 245,136 21.0 1,015,165 21.7
Both employed, worked part-time 6 10.5 44,125 3.8 174,795 3.7
One employed full-time, one part-time 12 21.1 262,686 22.5 1,001,907 21.4
One employed full-time, other not working 3 5.3 191,291 16.4 736,322 15.7
One employed part-time, other not working 6 10.5 64,087 5.5 251,191 5.4
Both not working 18 31.6 222,472 19.0 899,598 19.2
Other 6 10.5 71,967 6.2 291,196 6.2
Labour force status not stated 0 0.0 67,841 5.8 314,529 6.7

In Silverleaves, of couple families with children, 10.5% had both partners employed full-time, 10.5% had both employed part-time and 21.1% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Occupied private dwellings 83 17.1 1,944,690 88.7 7,760,320 89.3
Unoccupied private dwellings 403 82.9 246,742 11.3 934,470 10.7

In Silverleaves, 17.1% of private dwellings were occupied and 82.9% were unoccupied.

Dwelling structure
Occupied private dwellings
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Separate house 80 96.4 1,495,970 76.9 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 0 0.0 185,737 9.6 765,980 9.9
Flat, unit or apartment 3 3.6 250,493 12.9 1,056,237 13.6
Other dwelling 0 0.0 11,692 0.6 66,666 0.9

Of occupied private dwellings in Silverleaves, 96.4% were separate houses, 0.0% were semi-detached, row or terrace houses, townhouses etc, 3.6% were flats, units or apartments and 0.0% were other dwellings.

Number of bedrooms
Occupied private dwellings
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
None (includes bedsitters) 0 0.0 8,768 0.5 42,160 0.5
1 bedroom 0 0.0 89,807 4.6 363,129 4.7
2 bedrooms 13 15.5 370,995 19.1 1,481,577 19.1
3 bedrooms 40 47.6 917,911 47.2 3,379,930 43.6
4 or more bedrooms 31 36.9 521,664 26.8 2,350,132 30.3
Number of bedrooms not stated 0 0.0 35,543 1.8 143,394 1.8
Average number of bedrooms per dwelling 3.2 -- 3 -- 3.1 --
Average number of people per household 2.2 -- 2.6 -- 2.6 --

In Silverleaves, of occupied private dwellings 0.0% had 1 bedroom, 15.5% had 2 bedrooms and 47.6% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 3.2. The average household size was 2.2 people.

Tenure
Occupied private dwellings
Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Owned outright 45 55.6 665,416 34.2 2,488,149 32.1
Owned with a mortgage 18 22.2 697,533 35.9 2,709,433 34.9
Rented 14 17.3 515,586 26.5 2,297,458 29.6
Other tenure type 0 0.0 14,619 0.8 70,069 0.9
Tenure type not stated 4 4.9 51,535 2.7 195,213 2.5

Of occupied private dwellings in Silverleaves, 55.6% were owned outright, 22.2% were owned with a mortgage and 17.3% were rented.

Household composition

Household composition Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Family households 69 82.1 1,385,188 71.2 5,550,614 71.5
Single (or lone) person households 15 17.9 476,869 24.5 1,888,698 24.3
Group households 0 0.0 82,630 4.2 321,007 4.1

In Silverleaves, of all households, 82.1% were family households, 17.9% were single person households and 0.0% were group households.

Household income Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Less than $600 gross weekly income -- 21.0 -- 23.8 -- 23.7
More than $3,000 gross weekly income -- 14.8 -- 10.4 -- 11.2

In Silverleaves, 21.0% of households had a weekly household income of less than $600 and 14.8% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Median rent 390 -- 277 -- 285 --
Households where rent payments are less than 30% of household income -- 96.3 -- 90.9 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 3.7 -- 9.1 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Median mortgage repayments 1,300 -- 1,700 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 87.7 -- 89.9 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 12.3 -- 10.1 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
None 0 0.0 164,030 8.4 665,852 8.6
1 motor vehicle 24 28.9 673,937 34.7 2,778,576 35.8
2 motor vehicles 37 44.6 720,287 37.0 2,802,468 36.1
3 or more vehicles 18 21.7 327,268 16.8 1,279,134 16.5
Number of motor vehicles not stated 4 4.8 59,167 3.0 234,292 3.0

In Silverleaves, 28.9% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 44.6% had two registered motor vehicles and 21.7% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Aboriginal and/or Torres Strait Islander 0 -- 37,990 -- 548,368 --
 null  null  null  null  null  null  null
Male 0 0.0 18,675 49.2 270,331 49.3
Female 0 0.0 19,315 50.8 278,037 50.7
 null  null  null  null  null  null  null
Median age 0 -- 22 -- 21 --

In Silverleaves, there were 0 Aboriginal and/or Torres Strait Islander people. Of these, 0 (or 0.0%) were male and 0 (or 0.0%) were female. The median age was 0 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Average number of people per household 0 -- 3 -- 3.3 --
Average number of people per bedroom 0 -- 1.2 -- 1.2 --
Median household income 0 -- 962 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Silverleaves, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 0, with 0 persons per bedroom. The median household income was $0.

Mortgage and rent Silverleaves % Silverleaves Victoria % Victoria Australia % Australia
Median weekly rent 0 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,500 -- 1,647 --

In Silverleaves, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $0 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.