Junortoun

2011 Census All persons QuickStats
Geography type State Suburbs
Area code SSC20678
People 2,378
Male 1,221
Female 1,157
Median age 39
Families 664
Average children per family 2.1
All private dwellings 804
Average people per household 3.1
Median weekly household income $1,689
Median monthly mortgage repayments $1,610
Median weekly rent $265
Average motor vehicles per dwelling 2.3

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Junortoun % Junortoun Victoria % Victoria Australia % Australia
Total 2,378 -- 5,354,042 -- 21,507,717 --
Male 1,221 51.3 2,632,619 49.2 10,634,013 49.4
Female 1,157 48.7 2,721,423 50.8 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 6 0.3 37,990 0.7 548,369 2.5

In the 2011 Census, there were 2,378 people in Junortoun of these 51.3% were male and 48.7% were female. Aboriginal and/or Torres Strait Islander people made up 0.3% of the population.

Age
People
Junortoun % Junortoun Victoria % Victoria Australia % Australia
0-4 years 152 6.4 344,733 6.4 1,421,050 6.6
5-9 years 204 8.6 326,121 6.1 1,351,921 6.3
10-14 years 237 10.0 327,939 6.1 1,371,054 6.4
15-19 years 195 8.2 345,339 6.5 1,405,798 6.5
20-24 years 76 3.2 375,108 7.0 1,460,673 6.8
25-29 years 66 2.8 388,669 7.3 1,513,236 7.0
30-34 years 129 5.4 372,214 7.0 1,453,775 6.8
35-39 years 159 6.7 383,415 7.2 1,520,138 7.1
40-44 years 216 9.1 391,197 7.3 1,542,879 7.2
45-49 years 197 8.3 372,367 7.0 1,504,142 7.0
50-54 years 183 7.7 354,110 6.6 1,447,404 6.7
55-59 years 174 7.3 317,438 5.9 1,297,244 6.0
60-64 years 148 6.2 293,812 5.5 1,206,116 5.6
65-69 years 105 4.4 224,911 4.2 919,319 4.3
70-74 years 77 3.2 177,316 3.3 708,090 3.3
75-79 years 34 1.4 140,338 2.6 545,263 2.5
80-84 years 29 1.2 114,020 2.1 436,936 2.0
85 years and over 0 0.0 104,995 2.0 402,681 1.9
Median age 39 -- 37 -- 37 --

The median age of people in Junortoun was 39 years. Children aged 0 - 14 years made up 25.0% of the population and people aged 65 years and over made up 10.1% of the population.

Registered marital status
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Married 1,150 64.3 2,136,928 49.1 8,461,114 48.7
Separated 37 2.1 125,441 2.9 529,280 3.0
Divorced 106 5.9 339,497 7.8 1,460,899 8.4
Widowed 40 2.2 242,620 5.6 949,634 5.5
Never married 456 25.5 1,510,759 34.7 5,962,769 34.3

Of people in Junortoun aged 15 years and over, 64.3% were married and 8.1% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Married 50 -- 50 -- 50 --
Separated 48 -- 49 -- 49 --
Divorced 57 -- 54 -- 54 --
Widowed 72 -- 78 -- 78 --
Never married 21 -- 25 -- 25 --

The median age of married people in Junortoun was 50 years and the median age of people never married was 21 years.

Social marital status
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Registered marriage 1,052 64.8 1,948,522 49.4 7,647,042 49.2
De facto marriage 131 8.1 341,315 8.7 1,476,369 9.5
Not married 440 27.1 1,653,820 41.9 6,413,399 41.3

In Junortoun, of people aged 15 years and over, 64.8% of people were in a registered marriage and 8.1% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Registered marriage 50 -- 50 -- 50 --
De facto marriage 40 -- 35 -- 35 --
Not married 22 -- 32 -- 33 --

The median age of people in a registered marriage in Junortoun was 50 years and the median age of people in a de facto marriage was 40 years.

Education Junortoun % Junortoun Victoria % Victoria Australia % Australia
Pre-school 46 5.8 89,819 5.6 332,844 5.1
Primary - Government 139 17.5 271,996 16.8 1,181,787 18.2
Primary - Catholic 119 15.0 93,173 5.8 359,062 5.5
Primary - Other Non Government 33 4.2 45,848 2.8 214,359 3.3
Secondary - Government 107 13.5 193,776 12.0 774,074 11.9
Secondary - Catholic 108 13.6 82,226 5.1 307,142 4.7
Secondary - Other Non Government 33 4.2 69,464 4.3 254,828 3.9
Technical or further education institution 43 5.4 117,953 7.3 473,606 7.3
University or tertiary institution 63 7.9 246,550 15.2 932,524 14.3
Other 7 0.9 50,269 3.1 161,660 2.5
Not Stated 96 12.1 356,483 22.0 1,511,694 23.2
Total 794 -- 1,617,557 -- 6,503,580 --

In Junortoun 33.3% of people were attending an educational institution. Of these, 36.6% were in primary school, 31.2% in secondary school and 13.4% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Junortoun % Junortoun Victoria % Victoria Australia % Australia
Australian 1,087 33.6 1,606,233 23.3 7,098,486 25.4
English 977 30.2 1,614,911 23.5 7,238,533 25.9
Irish 391 12.1 522,025 7.6 2,087,758 7.5
Scottish 274 8.5 436,976 6.4 1,792,622 6.4
German 108 3.3 183,700 2.7 898,674 3.2

The most common ancestries in Junortoun were Australian 33.6%, English 30.2%, Irish 12.1%, Scottish 8.5% and German 3.3%.

Country of birth Junortoun % Junortoun Victoria % Victoria Australia % Australia
Australia 2,141 90.0 3,670,933 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 56 2.4 172,070 3.2 911,593 4.2
New Zealand 16 0.7 80,237 1.5 483,398 2.2
Italy 11 0.5 76,908 1.4 185,402 0.9
Scotland 11 0.5 29,804 0.6 133,432 0.6
Netherlands 9 0.4 21,635 0.4 76,046 0.4

In Junortoun, 90.0% of people were born in Australia. The most common countries of birth were England 2.4%, New Zealand 0.7%, Italy 0.5%, Scotland 0.5% and Netherlands 0.4%.

Birthplace of parents, stated responses Junortoun % Junortoun Victoria % Victoria Australia % Australia
Both parents born overseas 222 9.7 1,911,658 38.1 6,876,586 34.3
Father only born overseas 130 5.7 343,515 6.9 1,407,270 7.0
Mother only born overseas 103 4.5 230,297 4.6 989,220 4.9
Both parents born in Australia 1,840 80.2 2,528,189 50.4 10,757,087 53.7

In Junortoun, 80.2% of people had both parents born in Australia and 9.7% of people had both parents born overseas.

Religious affiliation, top responses Junortoun % Junortoun Victoria % Victoria Australia % Australia
Catholic 699 29.4 1,428,758 26.7 5,439,268 25.3
No Religion 596 25.0 1,283,881 24.0 4,796,787 22.3
Anglican 414 17.4 656,706 12.3 3,679,907 17.1
Uniting Church 189 7.9 250,938 4.7 1,065,795 5.0
Baptist 95 4.0 77,856 1.5 352,497 1.6

The most common responses for religion in Junortoun were Catholic 29.4%, No Religion 25.0%, Anglican 17.4%, Uniting Church 7.9% and Baptist 4.0%.

Language, top responses (other than English) Junortoun % Junortoun Victoria % Victoria Australia % Australia
German 9 0.4 20,083 0.4 80,371 0.4
Italian 8 0.3 124,856 2.3 299,834 1.4
Hungarian 6 0.3 7,366 0.1 20,883 0.1
Auslan 6 0.3 2,566 0.0 8,406 0.0
Russian 4 0.2 16,504 0.3 44,058 0.2
 null  null  null  null  null  null  null
English only spoken at home 2,271 95.4 3,874,861 72.4 16,509,291 76.8
Households where two or more languages are spoken 33 4.5 500,123 25.7 1,579,949 20.4

In Junortoun 95.4% of people only spoke English at home. Other languages spoken at home included German 0.4%, Italian 0.3%, Hungarian 0.3%, Auslan 0.3% and Russian 0.2%.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Worked full-time 688 55.4 1,583,266 59.2 6,367,554 59.7
Worked part-time 448 36.1 791,836 29.6 3,062,976 28.7
Away from work 62 5.0 155,530 5.8 627,797 5.9
Unemployed 44 3.5 144,844 5.4 600,133 5.6
Total in labour force 1,242 -- 2,675,476 -- 10,658,460 --

There were 1,242 people who reported being in the labour force in the week before Census night in Junortoun. Of these 55.4% were employed full time, 36.1% were employed part-time and 3.5% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
1-15 hours per week 166 13.9 289,746 11.4 1,087,799 10.8
16-24 hours per week 131 11.0 245,456 9.7 947,792 9.4
25-34 hours per week 145 12.1 256,634 10.1 1,027,380 10.2
35-39 hours per week 167 14.0 445,919 17.6 1,808,879 18.0
40 hours or more per week 522 43.7 1,137,351 44.9 4,558,678 45.3

Of employed people in Junortoun, 13.9% worked 1 to 15 hours, 11.0% worked 16 to 24 hours and 43.7% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Employed full-time 45 -- 40 -- 40 --
Employed part-time 41 -- 40 -- 40 --

The median age of people employed full-time in Junortoun was 45 years and for people who were employed part-time was 41 years.

Occupation
Employed people aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Professionals 309 25.9 564,781 22.3 2,145,442 21.3
Managers 162 13.6 332,929 13.2 1,293,970 12.9
Technicians and Trades Workers 155 13.0 350,758 13.9 1,425,146 14.2
Clerical and Administrative Workers 155 13.0 364,498 14.4 1,483,558 14.7
Sales Workers 110 9.2 245,334 9.7 942,140 9.4
Labourers 108 9.0 227,185 9.0 947,608 9.4
Community and Personal Service Workers 104 8.7 234,381 9.3 971,897 9.7
Machinery Operators And Drivers 65 5.4 154,543 6.1 659,551 6.6

The most common occupations in Junortoun included Professionals 25.9%, Managers 13.6%, Technicians and Trades Workers 13.0%, Clerical and Administrative Workers 13.0%, Sales Workers 9.2%, Labourers 9.0%, Community and Personal Service Workers 8.7% and Machinery Operators And Drivers 5.4%.

Industry of employment, top responses
Employed people aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Hospitals 93 7.8 99,286 3.9 361,011 3.6
School Education 91 7.6 111,140 4.4 467,373 4.6
Cafes, Restaurants and Takeaway Food Services 49 4.1 106,394 4.2 412,804 4.1
Depository Financial Intermediation 37 3.1 44,242 1.7 148,232 1.5
Tertiary Education 32 2.7 53,854 2.1 198,933 2.0

Of the employed people in Junortoun, the most common responses for industry of employment included Hospitals 7.8%, School Education 7.6%, Cafes, Restaurants and Takeaway Food Services 4.1%, Depository Financial Intermediation 3.1% and Tertiary Education 2.7%.

Median weekly incomes
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Personal 633 -- 561 -- 577 --
Family 1,776 -- 1,460 -- 1,481 --
Household 1,689 -- 1,216 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Junortoun was $633.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Car, as driver 828 69.3 1,554,490 61.4 6,059,972 60.2
Car, as passenger 60 5.0 116,098 4.6 537,638 5.3
Walked only 16 1.3 83,524 3.3 377,043 3.7
Bus 12 1.0 26,507 1.0 301,187 3.0
Truck 8 0.7 20,121 0.8 104,746 1.0
 null  null  null  null  null  null  null
People who travelled to work by public transport 21 1.8 281,130 11.1 1,046,721 10.4
People who travelled to work by car as driver or passenger 890 74.5 1,675,663 66.2 6,620,840 65.8

In Junortoun, on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 69.3%, Car, as passenger 5.0%, Walked only 1.3%, Bus 1.0% and Truck 0.7%. On the day, 1.8% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 74.5% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Did unpaid domestic work (last week) 1,406 78.5 3,017,919 69.3 12,149,347 70.0
Cared for child/children (last two weeks) 655 36.6 1,187,433 27.3 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 228 12.7 490,097 11.3 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 476 26.6 772,444 17.7 3,090,874 17.8

In Junortoun, of people aged 15 years and over, 78.5% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 36.6% provided care for children and 12.7% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 26.6% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Less than 5 hours per week 442 24.7 1,007,118 23.1 3,883,357 22.4
5 to 14 hours per week 495 27.6 1,085,136 24.9 4,444,640 25.6
15 to 29 hours per week 269 15.0 501,575 11.5 2,075,154 12.0
30 hours or more per week 201 11.2 424,094 9.7 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Junortoun, 27.6% worked 5 to 14 hours, 15.0% worked 15 to 29 hours and 11.2% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Junortoun % Junortoun Victoria % Victoria Australia % Australia
Couple family without children 237 35.7 518,535 36.7 2,150,301 37.8
Couple family with children 369 55.6 651,071 46.0 2,534,399 44.6
One parent family 55 8.3 218,930 15.5 901,637 15.9
Other family 3 0.5 26,027 1.8 97,722 1.7

Of the families in Junortoun, 55.6% were couple families with children, 35.7% were couple families without children and 8.3% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Male -- 33.3 -- 17.2 -- 17.6
Female -- 66.7 -- 82.8 -- 82.4

In Junortoun 33.3% of single parents were male and 66.7% were female.

Weekly incomes

Median family income, couple families with two incomes Junortoun % Junortoun Victoria % Victoria Australia % Australia
Families without children 1,919 -- 2,046 -- 2,081 --
Families with children 2,285 -- 2,242 -- 2,310 --

In Junortoun, for couple families with two incomes, the median income for those with children was $2,285 and those without children was $1,919.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Both employed, worked full-time 120 19.8 245,136 21.0 1,015,165 21.7
Both employed, worked part-time 21 3.5 44,125 3.8 174,795 3.7
One employed full-time, one part-time 199 32.8 262,686 22.5 1,001,907 21.4
One employed full-time, other not working 82 13.5 191,291 16.4 736,322 15.7
One employed part-time, other not working 34 5.6 64,087 5.5 251,191 5.4
Both not working 87 14.3 222,472 19.0 899,598 19.2
Other 31 5.1 71,967 6.2 291,196 6.2
Labour force status not stated 33 5.4 67,841 5.8 314,529 6.7

In Junortoun, of couple families with children, 19.8% had both partners employed full-time, 3.5% had both employed part-time and 32.8% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Junortoun % Junortoun Victoria % Victoria Australia % Australia
Occupied private dwellings 738 93.4 1,944,690 88.7 7,760,320 89.3
Unoccupied private dwellings 52 6.6 246,742 11.3 934,470 10.7

In Junortoun, 93.4% of private dwellings were occupied and 6.6% were unoccupied.

Dwelling structure
Occupied private dwellings
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Separate house 712 96.3 1,495,970 76.9 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 4 0.5 185,737 9.6 765,980 9.9
Flat, unit or apartment 4 0.5 250,493 12.9 1,056,237 13.6
Other dwelling 19 2.6 11,692 0.6 66,666 0.9

Of occupied private dwellings in Junortoun, 96.3% were separate houses, 0.5% were semi-detached, row or terrace houses, townhouses etc, 0.5% were flats, units or apartments and 2.6% were other dwellings.

Number of bedrooms
Occupied private dwellings
Junortoun % Junortoun Victoria % Victoria Australia % Australia
None (includes bedsitters) 6 0.8 8,768 0.5 42,160 0.5
1 bedroom 24 3.2 89,807 4.6 363,129 4.7
2 bedrooms 43 5.8 370,995 19.1 1,481,577 19.1
3 bedrooms 248 33.5 917,911 47.2 3,379,930 43.6
4 or more bedrooms 414 55.9 521,664 26.8 2,350,132 30.3
Number of bedrooms not stated 6 0.8 35,543 1.8 143,394 1.8
Average number of bedrooms per dwelling 3.5 -- 3 -- 3.1 --
Average number of people per household 3.1 -- 2.6 -- 2.6 --

In Junortoun, of occupied private dwellings 3.2% had 1 bedroom, 5.8% had 2 bedrooms and 33.5% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 3.5. The average household size was 3.1 people.

Tenure
Occupied private dwellings
Junortoun % Junortoun Victoria % Victoria Australia % Australia
Owned outright 272 36.8 665,416 34.2 2,488,149 32.1
Owned with a mortgage 387 52.3 697,533 35.9 2,709,433 34.9
Rented 55 7.4 515,586 26.5 2,297,458 29.6
Other tenure type 14 1.9 14,619 0.8 70,069 0.9
Tenure type not stated 12 1.6 51,535 2.7 195,213 2.5

Of occupied private dwellings in Junortoun, 36.8% were owned outright, 52.3% were owned with a mortgage and 7.4% were rented.

Household composition

Household composition Junortoun % Junortoun Victoria % Victoria Australia % Australia
Family households 654 88.4 1,385,188 71.2 5,550,614 71.5
Single (or lone) person households 77 10.4 476,869 24.5 1,888,698 24.3
Group households 9 1.2 82,630 4.2 321,007 4.1

In Junortoun, of all households, 88.4% were family households, 10.4% were single person households and 1.2% were group households.

Household income Junortoun % Junortoun Victoria % Victoria Australia % Australia
Less than $600 gross weekly income -- 15.4 -- 23.8 -- 23.7
More than $3,000 gross weekly income -- 14.8 -- 10.4 -- 11.2

In Junortoun, 15.4% of households had a weekly household income of less than $600 and 14.8% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Junortoun % Junortoun Victoria % Victoria Australia % Australia
Median rent 265 -- 277 -- 285 --
Households where rent payments are less than 30% of household income -- 97.9 -- 90.9 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 2.1 -- 9.1 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Junortoun % Junortoun Victoria % Victoria Australia % Australia
Median mortgage repayments 1,610 -- 1,700 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 89.9 -- 89.9 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 10.1 -- 10.1 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Junortoun % Junortoun Victoria % Victoria Australia % Australia
None 10 1.3 164,030 8.4 665,852 8.6
1 motor vehicle 130 17.5 673,937 34.7 2,778,576 35.8
2 motor vehicles 349 47.1 720,287 37.0 2,802,468 36.1
3 or more vehicles 240 32.4 327,268 16.8 1,279,134 16.5
Number of motor vehicles not stated 12 1.6 59,167 3.0 234,292 3.0

In Junortoun, 17.5% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 47.1% had two registered motor vehicles and 32.4% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Junortoun % Junortoun Victoria % Victoria Australia % Australia
Aboriginal and/or Torres Strait Islander 5 -- 37,990 -- 548,368 --
 null  null  null  null  null  null  null
Male 5 100.0 18,675 49.2 270,331 49.3
Female 0 0.0 19,315 50.8 278,037 50.7
 null  null  null  null  null  null  null
Median age 17 -- 22 -- 21 --

In Junortoun, there were 5 Aboriginal and/or Torres Strait Islander people. Of these, 5 (or 100.0%) were male and 0 (or 0.0%) were female. The median age was 17 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Junortoun % Junortoun Victoria % Victoria Australia % Australia
Average number of people per household 4 -- 3 -- 3.3 --
Average number of people per bedroom 1.5 -- 1.2 -- 1.2 --
Median household income 4,500 -- 962 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Junortoun, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 4, with 1.5 persons per bedroom. The median household income was $4,500.

Mortgage and rent Junortoun % Junortoun Victoria % Victoria Australia % Australia
Median weekly rent 0 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,500 -- 1,647 --

In Junortoun, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $0 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.