Harkaway

2011 Census All persons QuickStats
Geography type State Suburbs
Area code SSC20594
People 772
Male 415
Female 357
Median age 42
Families 218
Average children per family 2
All private dwellings 278
Average people per household 3
Median weekly household income $1,902
Median monthly mortgage repayments $2,173
Median weekly rent $346
Average motor vehicles per dwelling 2.7

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People

demographics & education | cultural & language diversity | employment

Demographics & education

People Harkaway % Harkaway Victoria % Victoria Australia % Australia
Total 772 -- 5,354,042 -- 21,507,717 --
Male 415 53.8 2,632,619 49.2 10,634,013 49.4
Female 357 46.2 2,721,423 50.8 10,873,704 50.6
 null  null  null  null  null  null  null
Aboriginal and/or Torres Strait Islander people 3 0.4 37,990 0.7 548,369 2.5

In the 2011 Census, there were 772 people in Harkaway of these 53.8% were male and 46.2% were female. Aboriginal and/or Torres Strait Islander people made up 0.4% of the population.

Age
People
Harkaway % Harkaway Victoria % Victoria Australia % Australia
0-4 years 27 3.5 344,733 6.4 1,421,050 6.6
5-9 years 45 5.8 326,121 6.1 1,351,921 6.3
10-14 years 77 9.9 327,939 6.1 1,371,054 6.4
15-19 years 61 7.9 345,339 6.5 1,405,798 6.5
20-24 years 50 6.5 375,108 7.0 1,460,673 6.8
25-29 years 24 3.1 388,669 7.3 1,513,236 7.0
30-34 years 21 2.7 372,214 7.0 1,453,775 6.8
35-39 years 40 5.2 383,415 7.2 1,520,138 7.1
40-44 years 64 8.3 391,197 7.3 1,542,879 7.2
45-49 years 74 9.6 372,367 7.0 1,504,142 7.0
50-54 years 56 7.2 354,110 6.6 1,447,404 6.7
55-59 years 51 6.6 317,438 5.9 1,297,244 6.0
60-64 years 68 8.8 293,812 5.5 1,206,116 5.6
65-69 years 40 5.2 224,911 4.2 919,319 4.3
70-74 years 39 5.0 177,316 3.3 708,090 3.3
75-79 years 24 3.1 140,338 2.6 545,263 2.5
80-84 years 5 0.6 114,020 2.1 436,936 2.0
85 years and over 8 1.0 104,995 2.0 402,681 1.9
Median age 42 -- 37 -- 37 --

The median age of people in Harkaway was 42 years. Children aged 0 - 14 years made up 19.1% of the population and people aged 65 years and over made up 14.9% of the population.

Registered marital status
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Married 367 58.8 2,136,928 49.1 8,461,114 48.7
Separated 18 2.9 125,441 2.9 529,280 3.0
Divorced 32 5.1 339,497 7.8 1,460,899 8.4
Widowed 23 3.7 242,620 5.6 949,634 5.5
Never married 184 29.5 1,510,759 34.7 5,962,769 34.3

Of people in Harkaway aged 15 years and over, 58.8% were married and 8.0% were either divorced or separated.

Median age by registered marital status
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Married 54 -- 50 -- 50 --
Separated 48 -- 49 -- 49 --
Divorced 56 -- 54 -- 54 --
Widowed 79 -- 78 -- 78 --
Never married 23 -- 25 -- 25 --

The median age of married people in Harkaway was 54 years and the median age of people never married was 23 years.

Social marital status
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Registered marriage 343 60.3 1,948,522 49.4 7,647,042 49.2
De facto marriage 25 4.4 341,315 8.7 1,476,369 9.5
Not married 201 35.3 1,653,820 41.9 6,413,399 41.3

In Harkaway, of people aged 15 years and over, 60.3% of people were in a registered marriage and 4.4% were in a de facto marriage.

Median age by social marital status
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Registered marriage 52 -- 50 -- 50 --
De facto marriage 37 -- 35 -- 35 --
Not married 25 -- 32 -- 33 --

The median age of people in a registered marriage in Harkaway was 52 years and the median age of people in a de facto marriage was 37 years.

Education Harkaway % Harkaway Victoria % Victoria Australia % Australia
Pre-school 13 4.9 89,819 5.6 332,844 5.1
Primary - Government 33 12.5 271,996 16.8 1,181,787 18.2
Primary - Catholic 8 3.0 93,173 5.8 359,062 5.5
Primary - Other Non Government 18 6.8 45,848 2.8 214,359 3.3
Secondary - Government 21 7.9 193,776 12.0 774,074 11.9
Secondary - Catholic 11 4.2 82,226 5.1 307,142 4.7
Secondary - Other Non Government 49 18.5 69,464 4.3 254,828 3.9
Technical or further education institution 22 8.3 117,953 7.3 473,606 7.3
University or tertiary institution 33 12.5 246,550 15.2 932,524 14.3
Other 0 0.0 50,269 3.1 161,660 2.5
Not Stated 57 21.5 356,483 22.0 1,511,694 23.2
Total 265 -- 1,617,557 -- 6,503,580 --

In Harkaway 34.6% of people were attending an educational institution. Of these, 22.3% were in primary school, 30.7% in secondary school and 20.5% in a tertiary or technical institution.

Cultural & language diversity

Ancestry, top responses Harkaway % Harkaway Victoria % Victoria Australia % Australia
Australian 331 32.9 1,606,233 23.3 7,098,486 25.4
English 319 31.7 1,614,911 23.5 7,238,533 25.9
Irish 90 8.9 522,025 7.6 2,087,758 7.5
Scottish 61 6.1 436,976 6.4 1,792,622 6.4
German 31 3.1 183,700 2.7 898,674 3.2

The most common ancestries in Harkaway were Australian 32.9%, English 31.7%, Irish 8.9%, Scottish 6.1% and German 3.1%.

Country of birth Harkaway % Harkaway Victoria % Victoria Australia % Australia
Australia 622 80.3 3,670,933 68.6 15,017,847 69.8
Other top responses:  null  null  null  null  null  null
England 39 5.0 172,070 3.2 911,593 4.2
New Zealand 14 1.8 80,237 1.5 483,398 2.2
China (excludes SARs and Taiwan) 11 1.4 93,899 1.8 318,969 1.5
Ireland 7 0.9 14,588 0.3 67,318 0.3
Netherlands 7 0.9 21,635 0.4 76,046 0.4

In Harkaway, 80.3% of people were born in Australia. The most common countries of birth were England 5.0%, New Zealand 1.8%, China (excludes SARs and Taiwan) 1.4%, Ireland 0.9% and Netherlands 0.9%.

Birthplace of parents, stated responses Harkaway % Harkaway Victoria % Victoria Australia % Australia
Both parents born overseas 154 21.2 1,911,658 38.1 6,876,586 34.3
Father only born overseas 57 7.8 343,515 6.9 1,407,270 7.0
Mother only born overseas 58 8.0 230,297 4.6 989,220 4.9
Both parents born in Australia 458 63.0 2,528,189 50.4 10,757,087 53.7

In Harkaway, 63.0% of people had both parents born in Australia and 21.2% of people had both parents born overseas.

Religious affiliation, top responses Harkaway % Harkaway Victoria % Victoria Australia % Australia
Catholic 198 25.6 1,428,758 26.7 5,439,268 25.3
No Religion 198 25.6 1,283,881 24.0 4,796,787 22.3
Anglican 140 18.1 656,706 12.3 3,679,907 17.1
Uniting Church 45 5.8 250,938 4.7 1,065,795 5.0
Presbyterian and Reformed 28 3.6 142,217 2.7 599,515 2.8

The most common responses for religion in Harkaway were Catholic 25.6%, No Religion 25.6%, Anglican 18.1%, Uniting Church 5.8% and Presbyterian and Reformed 3.6%.

Language, top responses (other than English) Harkaway % Harkaway Victoria % Victoria Australia % Australia
Mandarin 6 0.8 103,743 1.9 336,410 1.6
Dutch 4 0.5 9,510 0.2 37,248 0.2
Afrikaans 4 0.5 4,438 0.1 35,031 0.2
Russian 4 0.5 16,504 0.3 44,058 0.2
Thai 4 0.5 7,639 0.1 36,681 0.2
 null  null  null  null  null  null  null
English only spoken at home 710 91.6 3,874,861 72.4 16,509,291 76.8
Households where two or more languages are spoken 18 7.3 500,123 25.7 1,579,949 20.4

In Harkaway 91.6% of people only spoke English at home. Other languages spoken at home included Mandarin 0.8%, Dutch 0.5%, Afrikaans 0.5%, Russian 0.5% and Thai 0.5%.

Employment

Employment
People who reported being in the labour force, aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Worked full-time 236 57.0 1,583,266 59.2 6,367,554 59.7
Worked part-time 136 32.9 791,836 29.6 3,062,976 28.7
Away from work 29 7.0 155,530 5.8 627,797 5.9
Unemployed 13 3.1 144,844 5.4 600,133 5.6
Total in labour force 414 -- 2,675,476 -- 10,658,460 --

There were 414 people who reported being in the labour force in the week before Census night in Harkaway. Of these 57.0% were employed full time, 32.9% were employed part-time and 3.1% were unemployed.

View the labour force fact sheet
Employment - hours worked
Labour force, people aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
1-15 hours per week 52 12.8 289,746 11.4 1,087,799 10.8
16-24 hours per week 43 10.6 245,456 9.7 947,792 9.4
25-34 hours per week 47 11.6 256,634 10.1 1,027,380 10.2
35-39 hours per week 56 13.8 445,919 17.6 1,808,879 18.0
40 hours or more per week 177 43.7 1,137,351 44.9 4,558,678 45.3

Of employed people in Harkaway, 12.8% worked 1 to 15 hours, 10.6% worked 16 to 24 hours and 43.7% worked 40 hours or more.

Median age by employment status
Labour force, people aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Employed full-time 47 -- 40 -- 40 --
Employed part-time 51 -- 40 -- 40 --

The median age of people employed full-time in Harkaway was 47 years and for people who were employed part-time was 51 years.

Occupation
Employed people aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Professionals 92 22.7 564,781 22.3 2,145,442 21.3
Managers 69 17.0 332,929 13.2 1,293,970 12.9
Clerical and Administrative Workers 67 16.5 364,498 14.4 1,483,558 14.7
Technicians and Trades Workers 64 15.8 350,758 13.9 1,425,146 14.2
Community and Personal Service Workers 32 7.9 234,381 9.3 971,897 9.7
Labourers 29 7.2 227,185 9.0 947,608 9.4
Sales Workers 27 6.7 245,334 9.7 942,140 9.4
Machinery Operators And Drivers 17 4.2 154,543 6.1 659,551 6.6

The most common occupations in Harkaway included Professionals 22.7%, Managers 17.0%, Clerical and Administrative Workers 16.5%, Technicians and Trades Workers 15.8%, Community and Personal Service Workers 7.9%, Labourers 7.2%, Sales Workers 6.7% and Machinery Operators And Drivers 4.2%.

Industry of employment, top responses
Employed people aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
School Education 34 8.4 111,140 4.4 467,373 4.6
Residential Building Construction 18 4.4 47,623 1.9 171,395 1.7
Building Installation Services 16 4.0 46,504 1.8 177,159 1.8
Cafes, Restaurants and Takeaway Food Services 14 3.5 106,394 4.2 412,804 4.1
Allied Health Services 12 3.0 35,190 1.4 131,795 1.3

Of the employed people in Harkaway, the most common responses for industry of employment included School Education 8.4%, Residential Building Construction 4.4%, Building Installation Services 4.0%, Cafes, Restaurants and Takeaway Food Services 3.5% and Allied Health Services 3.0%.

Median weekly incomes
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Personal 679 -- 561 -- 577 --
Family 1,978 -- 1,460 -- 1,481 --
Household 1,902 -- 1,216 -- 1,234 --

The median weekly personal income for people aged 15 years and over in Harkaway was $679.

View the income fact sheet
Travel to work, top responses
Employed people aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Car, as driver 281 69.0 1,554,490 61.4 6,059,972 60.2
Car, as passenger 16 3.9 116,098 4.6 537,638 5.3
Truck 9 2.2 20,121 0.8 104,746 1.0
Train, car as driver 6 1.5 24,800 1.0 77,819 0.8
Train 5 1.2 120,234 4.8 388,012 3.9
 null  null  null  null  null  null  null
People who travelled to work by public transport 12 3.0 281,130 11.1 1,046,721 10.4
People who travelled to work by car as driver or passenger 299 73.8 1,675,663 66.2 6,620,840 65.8

In Harkaway, on the day of the Census, the most common methods of travel to work for employed people included Car, as driver 69.0%, Car, as passenger 3.9%, Truck 2.2%, Train, car as driver 1.5% and Train 1.2%. On the day, 3.0% of employed people used public transport (train, bus, ferry, tram/light rail) as at least one of their methods of travel to work and 73.8% used car (either as driver or as passenger).

Unpaid work
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Did unpaid domestic work (last week) 466 74.7 3,017,919 69.3 12,149,347 70.0
Cared for child/children (last two weeks) 183 29.3 1,187,433 27.3 4,827,808 27.8
Provided unpaid assistance to a person with a disability (last two weeks) 70 11.2 490,097 11.3 1,896,957 10.9
Did voluntary work through an organisation or group (last 12 months) 148 23.7 772,444 17.7 3,090,874 17.8

In Harkaway, of people aged 15 years and over, 74.7% did unpaid domestic work in the week before the Census. During the two weeks before the Census, 29.3% provided care for children and 11.2% assisted family members or others due to a disability, long term illness or problems related to old age. In the year before the Census, 23.7% of people did voluntary work through an organisation or a group.

Unpaid domestic work, number of hours
People aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Less than 5 hours per week 140 22.4 1,007,118 23.1 3,883,357 22.4
5 to 14 hours per week 157 25.1 1,085,136 24.9 4,444,640 25.6
15 to 29 hours per week 85 13.6 501,575 11.5 2,075,154 12.0
30 hours or more per week 86 13.7 424,094 9.7 1,746,196 10.1

Of people who did unpaid domestic work in the week before the Census in Harkaway, 25.1% worked 5 to 14 hours, 13.6% worked 15 to 29 hours and 13.7% worked 30 hours or more.

Families

family composition | weekly incomes | employment status of couple families

Family composition

Family composition Harkaway % Harkaway Victoria % Victoria Australia % Australia
Couple family without children 80 36.9 518,535 36.7 2,150,301 37.8
Couple family with children 106 48.8 651,071 46.0 2,534,399 44.6
One parent family 27 12.4 218,930 15.5 901,637 15.9
Other family 4 1.8 26,027 1.8 97,722 1.7

Of the families in Harkaway, 48.8% were couple families with children, 36.9% were couple families without children and 12.4% were one parent families.

Single (or lone) parents
Proportion of the total single (or lone) parent population
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Male -- 18.5 -- 17.2 -- 17.6
Female -- 81.5 -- 82.8 -- 82.4

In Harkaway 18.5% of single parents were male and 81.5% were female.

Weekly incomes

Median family income, couple families with two incomes Harkaway % Harkaway Victoria % Victoria Australia % Australia
Families without children 2,083 -- 2,046 -- 2,081 --
Families with children 2,250 -- 2,242 -- 2,310 --

In Harkaway, for couple families with two incomes, the median income for those with children was $2,250 and those without children was $2,083.

View the income fact sheet

Employment status of couple families

Employment status of couple families
Labour force, parents or partners aged 15 years and over
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Both employed, worked full-time 32 17.0 245,136 21.0 1,015,165 21.7
Both employed, worked part-time 11 5.9 44,125 3.8 174,795 3.7
One employed full-time, one part-time 58 30.9 262,686 22.5 1,001,907 21.4
One employed full-time, other not working 28 14.9 191,291 16.4 736,322 15.7
One employed part-time, other not working 14 7.4 64,087 5.5 251,191 5.4
Both not working 20 10.6 222,472 19.0 899,598 19.2
Other 11 5.9 71,967 6.2 291,196 6.2
Labour force status not stated 14 7.4 67,841 5.8 314,529 6.7

In Harkaway, of couple families with children, 17.0% had both partners employed full-time, 5.9% had both employed part-time and 30.9% had one employed full-time and the other part-time.

Dwellings

dwelling structure | household composition | mortgage & rent | number of motor vehicles

Dwelling structure

Dwelling tables exclude visitor only and other non-classifiable households

Dwelling type Harkaway % Harkaway Victoria % Victoria Australia % Australia
Occupied private dwellings 246 93.2 1,944,690 88.7 7,760,320 89.3
Unoccupied private dwellings 18 6.8 246,742 11.3 934,470 10.7

In Harkaway, 93.2% of private dwellings were occupied and 6.8% were unoccupied.

Dwelling structure
Occupied private dwellings
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Separate house 247 100.0 1,495,970 76.9 5,864,574 75.6
Semi-detached, row or terrace house, townhouse etc 0 0.0 185,737 9.6 765,980 9.9
Flat, unit or apartment 0 0.0 250,493 12.9 1,056,237 13.6
Other dwelling 0 0.0 11,692 0.6 66,666 0.9

Of occupied private dwellings in Harkaway, 100.0% were separate houses, 0.0% were semi-detached, row or terrace houses, townhouses etc, 0.0% were flats, units or apartments and 0.0% were other dwellings.

Number of bedrooms
Occupied private dwellings
Harkaway % Harkaway Victoria % Victoria Australia % Australia
None (includes bedsitters) 0 0.0 8,768 0.5 42,160 0.5
1 bedroom 3 1.2 89,807 4.6 363,129 4.7
2 bedrooms 8 3.3 370,995 19.1 1,481,577 19.1
3 bedrooms 106 43.1 917,911 47.2 3,379,930 43.6
4 or more bedrooms 125 50.8 521,664 26.8 2,350,132 30.3
Number of bedrooms not stated 4 1.6 35,543 1.8 143,394 1.8
Average number of bedrooms per dwelling 3.6 -- 3 -- 3.1 --
Average number of people per household 3 -- 2.6 -- 2.6 --

In Harkaway, of occupied private dwellings 1.2% had 1 bedroom, 3.3% had 2 bedrooms and 43.1% had 3 bedrooms. The average number of bedrooms per occupied private dwelling was 3.6. The average household size was 3 people.

Tenure
Occupied private dwellings
Harkaway % Harkaway Victoria % Victoria Australia % Australia
Owned outright 130 52.8 665,416 34.2 2,488,149 32.1
Owned with a mortgage 94 38.2 697,533 35.9 2,709,433 34.9
Rented 18 7.3 515,586 26.5 2,297,458 29.6
Other tenure type 0 0.0 14,619 0.8 70,069 0.9
Tenure type not stated 4 1.6 51,535 2.7 195,213 2.5

Of occupied private dwellings in Harkaway, 52.8% were owned outright, 38.2% were owned with a mortgage and 7.3% were rented.

Household composition

Household composition Harkaway % Harkaway Victoria % Victoria Australia % Australia
Family households 214 85.9 1,385,188 71.2 5,550,614 71.5
Single (or lone) person households 32 12.9 476,869 24.5 1,888,698 24.3
Group households 3 1.2 82,630 4.2 321,007 4.1

In Harkaway, of all households, 85.9% were family households, 12.9% were single person households and 1.2% were group households.

Household income Harkaway % Harkaway Victoria % Victoria Australia % Australia
Less than $600 gross weekly income -- 11.0 -- 23.8 -- 23.7
More than $3,000 gross weekly income -- 21.9 -- 10.4 -- 11.2

In Harkaway, 11.0% of households had a weekly household income of less than $600 and 21.9% of households had a weekly income of more than $3,000.

View the income fact sheet

Mortgage & rent

Proportions are calculated using all tenure types for occupied private dwellings. This excludes visitor only and other non-classifiable households.

Rent weekly payments Harkaway % Harkaway Victoria % Victoria Australia % Australia
Median rent 346 -- 277 -- 285 --
Households where rent payments are less than 30% of household income -- 98.3 -- 90.9 -- 89.6
Households where rent payments are 30%, or greater, of household income -- 1.7 -- 9.1 -- 10.4

Proportions in this table are calculated by taking the number of households whose rent payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which are not renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet
Mortgage monthly repayments Harkaway % Harkaway Victoria % Victoria Australia % Australia
Median mortgage repayments 2,173 -- 1,700 -- 1,800 --
Households where mortgage payments are less than 30% of household income -- 89.9 -- 89.9 -- 90.1
Households where mortgage payments are 30%, or greater, of household income -- 10.1 -- 10.1 -- 9.9

Proportions in this table are calculated by taking the number of households who own their dwelling, and whose mortgage payments were 30% or more of an imputed income measure and expressing this number as a proportion of the total number of households in an area, including those households which were renting their dwelling (excluding the small proportion of visitor only and other non-classifiable households). The nature of the income imputation means that the reported proportion may significantly overstate the true proportion. Further information on the method to impute income is available in the income fact sheet.

View the income fact sheet

Number of motor vehicles

Number of registered motor vehicles Harkaway % Harkaway Victoria % Victoria Australia % Australia
None 0 0.0 164,030 8.4 665,852 8.6
1 motor vehicle 37 15.0 673,937 34.7 2,778,576 35.8
2 motor vehicles 91 37.0 720,287 37.0 2,802,468 36.1
3 or more vehicles 114 46.3 327,268 16.8 1,279,134 16.5
Number of motor vehicles not stated 4 1.6 59,167 3.0 234,292 3.0

In Harkaway, 15.0% of occupied private dwellings had one registered motor vehicle garaged or parked at their address, 37.0% had two registered motor vehicles and 46.3% had three or more registered motor vehicles.

Aboriginal and/or Torres Strait Islander people

selected people & dwelling characteristics

People characteristics

People characteristics Harkaway % Harkaway Victoria % Victoria Australia % Australia
Aboriginal and/or Torres Strait Islander 3 -- 37,990 -- 548,368 --
 null  null  null  null  null  null  null
Male 3 100.0 18,675 49.2 270,331 49.3
Female 0 0.0 19,315 50.8 278,037 50.7
 null  null  null  null  null  null  null
Median age 69 -- 22 -- 21 --

In Harkaway, there were 3 Aboriginal and/or Torres Strait Islander people. Of these, 3 (or 100.0%) were male and 0 (or 0.0%) were female. The median age was 69 years.

Dwelling characteristics

Dwelling tables exclude visitor only and other non-classifiable households. These tables represent occupied private dwellings where at least one Aboriginal and/or Torres Strait islander person was present.

Dwelling characteristics Harkaway % Harkaway Victoria % Victoria Australia % Australia
Average number of people per household 2 -- 3 -- 3.3 --
Average number of people per bedroom 1 -- 1.2 -- 1.2 --
Median household income 100 -- 962 -- 991 --

Average number of people per bedroom includes a miscalculation. For more information see the persons per bedroom correction page.

In Harkaway, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the average household size was 2, with 1 persons per bedroom. The median household income was $100.

Mortgage and rent Harkaway % Harkaway Victoria % Victoria Australia % Australia
Median weekly rent 0 -- 200 -- 195 --
Median monthly mortgage repayments 0 -- 1,500 -- 1,647 --

In Harkaway, for dwellings occupied by Aboriginal and/or Torres Strait Islander people, the median weekly rent was $0 and the median monthly mortgage repayment was $0.

Some values may have been adjusted to avoid release of confidential data. This may have a significant impact on the calculated percentages.