Most occupations in this minor group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3); or
• AQF Certificate II or III, or at least one year of relevant experience (ANZSCO Skill Level 4)

In New Zealand:

• NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3); or
• NZQF Level 2 or 3 qualification, or at least one year of relevant experience (ANZSCO Skill Level 4)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• preparing and processing documentation related to accounts payable and receivable, and wages and salaries
• reconciling invoices and despatching payments
• investigating, compiling and preparing reports of operating cost data
• keeping financial records
• maintaining, reconciling and balancing accounts
• processing payments of accounts, and wages and salaries

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate II or III (ANZSCO Skill Level 4)

In New Zealand:

• NZQF Level 2 or 3 qualification (ANZSCO Skill Level 4)

At least one year of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• preparing and processing documentation related to accounts payable and receivable
• reconciling invoices and despatching payments
• calculating, analysing and investigating the costs of proposed expenditure, wages and standard costs
• preparing bank reconciliations
• allocating expenditure to specified budget accounts
• summarising expenditure and receipts
• preparing records of standard costs and values for items such as raw materials and packaging supplies
• recording cost variations and contract price movements
• compiling cost data for preparation of operating budgets, and profit and loss calculations
• investigating the costs of proposed expenditures, quotations and estimates
• preparing reports of total costs, inventory adjustments, selling prices and profits
• may work in a call centre

• 551111 Accounts Clerk
• 551112 Cost Clerk

Alternative Title:

• Accounts Payable or Receivable Clerk

Monitors creditor and debtor accounts, and undertakes related routine documentation. May work in a call centre.

Skill Level: 4

Specialisations:

• Audit Clerk
• Investment Accounting Clerk

Calculates and investigates the cost of wages, materials, overheads and other operating expenses.

Skill Level: 4

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

In New Zealand:

• NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• keeping financial records, and maintaining and balancing accounts using manual and computerised systems
• monitoring cash flow and lines of credit
• preparing and producing financial statements, budget and expenditure reports and analyses using account books, ledgers and accounting software packages
• preparing invoices, purchase orders and bank deposits
• reconciling accounts against monthly bank statements
• verifying recorded transactions and reporting irregularities to management
• may be required to prepare forms reporting business tax entitlements and obligations such as the amount of goods and services tax paid and collected

• 551211 Bookkeeper

Maintains and evaluates records of financial transactions in account books and computerised accounting systems.

Skill Level: 3

Specialisation:

• Financial Administration Officer

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate II or III (ANZSCO Skill Level 4)

In New Zealand:

• NZQF Level 2 or 3 qualification (ANZSCO Skill Level 4)

At least one year of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• creating files for new employees to record payroll data
• maintaining and updating files for existing employees to record information such as employee contact details, leave taken, overtime, promotions, transfers, tax deductions, health insurance payments and superannuation
• preparing payroll data from time sheets and other payroll and personnel records
• processing payment of wages and salaries
• issuing and recording adjustments to employees' pay
• interpreting industrial awards
• providing information to employees and managers about payroll matters such as tax issues, benefits and deductions
• finalising files and arrangements when employees retire, resign or transfer
• may be involved in maintaining superannuation and other deduction and contribution records

• 551311 Payroll Clerk

Alternative Titles:

• Pay Clerk
• Payroll Officer

Prepares payroll and related records for employee salaries and statutory record-keeping purposes.

Skill Level: 4

Most occupations in this minor group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV (ANZSCO Skill Level 3); or
• AQF Certificate II or III (ANZSCO Skill Level 4)

In New Zealand:

• NZQF Level 4 qualification (ANZSCO Skill Level 3); or
• NZQF Level 2 or 3 qualification (ANZSCO Skill Level 4)

At least one year of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• answering customer inquiries about bank accounts, credit standing and loans
• receiving deposits of money from and paying withdrawals of money to customers, and crediting and debiting their accounts
• processing and authorising the approval of credit and loan applications
• offering and varying odds on sporting events, and accepting and paying out bets
• processing insurance applications, adjustments to cover and claims against policies
• maintaining records of securities registrations and transactions
• compiling tables, graphs and charts

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

In New Zealand:

• NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• greeting customers, identifying their needs and answering customer inquiries
• ensuring customers' forms are filled in correctly and checking customers' identification
• accepting cash and cheques deposited by customers, verifying records and receipts, and crediting customers' accounts
• paying money to customers according to advice slips, cheques and negotiable documents, and debiting customers' accounts
• providing change, cashing cheques and recording transactions
• opening and closing accounts for customers
• balancing cash and advising supervisors of cash position and discrepancies
• explaining and promoting bank services to customers and referring them to appropriate financial services

• 552111 Bank Worker

Receives deposits and pays out money in a financial or commercial institution, keeps records of transactions, issues receipts and cashes cheques.

Skill Level: 3

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

In New Zealand:

• NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

• analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
• contacting financial and credit institutions to obtain information about customers
• preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
• authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
• keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
• answering inquiries concerning credit standing of customers, loan balances and penalties
• may recommend, approve and arrange mortgages
• may work in a call centre

• 552211 Credit or Loans Officer (Aus) / Finance Clerk (NZ)

Alternative Titles:

• Lending Consultant
• Loans Consultant
• Loans Officer

Analyses, evaluates and processes credit and loan applications. May work in a call centre.

Skill Level: 3

Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:

• AQF Certificate II or III (ANZSCO Skill Level 4)

In New Zealand:

• NZQF Level 2 or 3 qualification (ANZSCO Skill Level 4)

At least one year of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

Registration or licensing may be required.

• obtaining information on the form of competitors by research, attending race trials and liaising with contacts
• offering and varying odds on competitors after considering the type of event, handicaps, weather conditions and odds offered by other Bookmakers
• processing insurance applications, adjustments to insurance cover, standard endorsements and insurance claims
• monitoring balances of accounts and summarising reinsurance to determine outstanding risk
• surveying potential risk exposure
• despatching notices of premiums due and forms concerning conservation and transfer of insurance
• reviewing, checking, verifying and issuing transaction documentation for securities
• claiming accruing dividends and processing dividend payments
• compiling statistics from financial records, survey returns and other data sources, and verifying the authenticity of the material
• operating computers to input, manipulate and output information
• compiling results of calculations into tables, graphs and charts to be used in analysis
• may work in a call centre

• 552311 Bookmaker
• 552312 Insurance Consultant
• 552313 Money Market Clerk
• 552314 Statistical Clerk

Determines risk, offers odds and accepts bets on the outcome of racing and other events. Registration or licensing is required.

This occupation is illegal in New Zealand.

Skill Level: 4

Alternative Title:

• Insurance Clerk

Prepares and checks documentation associated with insurance. May work in a call centre.

Skill Level: 4

Specialisations:

• Health Insurance Assessor
• Superannuation Clerk

Alternative Titles:

• Scrip Clerk (Stockbroking)
• Securities Clerk

Processes documentation and maintains records of securities transactions and registrations.

Skill Level: 4

Compiles data and undertakes statistical and actuarial computations.

Skill Level: 4

Specialisation:

• Actuarial Clerk