5601.0 - Lending to households and businesses, Australia, Mar 2019 Quality Declaration 
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 13/05/2019   
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  • The value of lending commitments to households fell 3.7% in seasonally adjusted terms. This follows a 2.2% rise in February 2019.
  • Lending to households fell across all components in seasonally adjusted terms, with the largest falls in personal finance (down 11.2%) and owner occupier dwellings (down 3.4%).
  • In trend terms, lending commitments for owner occupier dwellings fell 0.9% and investment dwellings fell 2.1% in March 2019.
  • The number of lending commitments made to owner occupier first home buyers recorded a relatively small fall (down 0.5%) compared to the fall in the number of lending commitments made to non-first home buyers (down 3.3%) in March, seasonally adjusted.
  • Personal finance excluding refinancing fell 11.2% in seasonally adjusted terms during March 2019 and is down 23.8% from March 2018.
  • Lending to households for refinancing was down 0.4% in seasonally adjusted terms, following a 2.3% rise in February 2019.
  • In trend terms, the value of lending commitments to businesses fell 2.0% in March, and is down 1.8% from March 2018.


Value of loan commitments
Month Percent Change
Year Percent Change


Total lending
63 368
Lending to households(a)(b)
30 959
Lending to households for dwellings excluding refinancing(c)
16 958
Lending to households for personal finance excluding refinancing
4 882
Lending to businesses
32 409

Seasonally Adjusted

Total lending
62 880
Lending to households(a)(b)
30 750
Lending to households for dwellings excluding refinancing(c)
16 937
Lending to households for personal finance excluding refinancing
4 624
Lending to businesses
32 130

(a) Includes alterations and additions and refinancing
(b) Components may not sum to total due to independent seasonal adjustment
(c) Excludes alterations and additions

Lending to Households, Value of commitments

Lending to Businesses, Value of commitments



ISSUE Release Date
April 2019 7 June 2019
May 2019 11 July 2019
June 2019 7 August 2019
July 2019 9 September 2019
August 2019 10 October 2019
September 2019 8 November 2019


There are revisions to the data in this issue due to the incorporation of more up-to-date data and concurrent seasonal adjustment. For information on seasonal adjustment and trend estimation please refer to explanatory notes of this publication.


Where figures have been rounded, discrepancies may occur between the sums of the component items and totals.


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