SUMMARY OF FINDINGS
SUMMARY OF FINDINGS
VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES |
|
| | Seasonally Adjusted |
| | Value | Month Percent Change | Year Percent Change |
| | $m | % | % |
|
Total lending | 62 880 | -2.6 | -10.5 |
Lending to households(a) | 30 750 | -3.7 | -16.2 |
| Owner occupier dwellings excluding refinancing | 12 396 | -3.4 | -15.2 |
| Investment dwellings excluding refinancing | 4 540 | -2.7 | -25.9 |
| Personal finance excluding refinancing | 4 624 | -11.2 | -23.8 |
| Refinancing(b) | 8 949 | -0.4 | -7.0 |
| Alterations and additions | 275 | -4.9 | -15.0 |
Lending to businesses | 32 130 | -1.5 | -4.2 |
| Commercial finance | 31 569 | -1.5 | -4.4 |
| Lease finance | 561 | -2.2 | 7.5 |
|
(a) Components may not sum to total due to independent seasonal adjustment |
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance |
NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS |
|
| | Seasonally Adjusted |
| | Number | Month Percent Change | Year Percent Change |
| | no. | % | % |
|
Total owner occupied dwellings excluding refinancing | 31 130 | -2.8 | -13.8 |
| Construction of dwellings | 5 612 | 0.1 | -1.8 |
| Purchase of newly constructed dwellings | 2 005 | -4.7 | -33.5 |
| Purchase of established dwellings | 23 513 | -3.3 | -14.2 |
Owner occupier first home buyers | 8 641 | -0.5 | -10.3 |
Total owner occupied dwellings including refinancing | 47 014 | -2.5 | -11.3 |
| Refinancing | 15 884 | -2.0 | -5.9 |
|
Lending to Households, Value of commitments - Trend
Owner Occupier First Home Buyers, Number of commitments