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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions rose 0.9% in trend terms and the seasonally adjusted series rose 3.8%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 11 February 2015.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.1% in December 2014 compared with November 2014. Revolving lending commitments fell 0.4%, while fixed lending commitments rose 0.1%.

The seasonally adjusted series for the value of total personal finance commitments fell 2.5%. Revolving lending commitments fell 5.2% and fixed lending commitments fell 0.4%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments fell 2.9% in December 2014 compared with November 2014. Revolving lending commitments fell 5.1% and fixed lending commitments fell 2.2%.

The seasonally adjusted series for the value of total commercial finance commitments rose 0.4% in December 2014, after a fall of 2.8% in November 2014. Revolving lending commitments rose 4.3%, following a rise of 3.2% in the previous month. Fixed lending commitments fell 0.9%, following a fall of 4.7% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) rose 1.3% in December 2014 and the seasonally adjusted series rose 2.3%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE