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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions rose 0.7% in trend terms and the seasonally adjusted series rose 0.9%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 8 September 2017.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.5% in July 2017 compared with June 2017. Fixed lending commitments fell 0.6% and revolving credit commitments fell 0.4%.

The seasonally adjusted series for the value of total personal finance commitments was flat. Revolving credit commitments fell 5.6% while fixed lending commitments rose 3.6%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 0.8% in July 2017 compared with June 2017. Fixed lending commitments rose 1.0% and revolving credit commitments rose 0.1%.

The seasonally adjusted series for the value of total commercial finance commitments fell 6.3% in July 2017, after a rise of 13.4% in June 2017. Revolving lending commitments fell 9.7%, after a rise of 23.9% in the previous month. Fixed lending commitments fell 5.4%, after a rise of 11.0% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 1.0% in July 2017 while the seasonally adjusted series rose 0.7%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE