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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 0.2% in trend terms and the seasonally adjusted series fell 2.7%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 12 October 2018.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 1.0% in August 2018 compared with July 2018. Revolving credit commitments fell 4.9%, while fixed lending commitments rose 0.9%.

The seasonally adjusted series for the value of total personal finance commitments rose 4.8%. Revolving credit commitments rose 14.3% and fixed lending commitments rose 0.7%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 1.0% in August 2018 compared with July 2018. Revolving credit commitments rose 1.5% and fixed lending commitments rose 0.8%.

The seasonally adjusted series for the value of total commercial finance commitments fell 1.7% in August 2018, after a rise of 0.4% in July 2018. Revolving credit commitments fell 10.0%, after a rise of 0.1% in the previous month. Fixed lending commitments rose 0.9%, following a rise of 0.5% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 1.0% in August 2018 and the seasonally adjusted series fell 1.0%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE