SUMMARY OF FINDINGS
VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES |
|
| | Seasonally Adjusted |
| | Value | Month Percent Change | Year Percent Change |
| | $m | % | % |
|
Total lending | 71 291 | 9.8 | 1.4 |
Lending to households(a) | 34 093 | 1.1 | 0.6 |
| Owner occupier dwellings excluding refinancing | 14 235 | 3.2 | 5.6 |
| Investment dwellings excluding refinancing | 4 695 | -4.0 | -13.6 |
| Personal finance excluding refinancing | 5 117 | 7.7 | -5.7 |
| Refinancing(b) | 9 808 | -2.6 | 5.3 |
| Alterations and additions | 271 | -4.5 | -4.8 |
Lending to businesses | 37 198 | 19.1 | 2.2 |
| Commercial finance | 36 615 | 19.5 | 2.3 |
| Lease finance | 582 | 1.9 | -3.7 |
|
(a) Components may not sum to total due to independent seasonal adjustment |
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance |
NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS |
|
| | Seasonally Adjusted |
| | Number | Month Percent Change | Year Percent Change |
| | no. | % | % |
|
Total owner occupied dwellings excluding refinancing | 34 410 | 3.6 | 0.5 |
| Construction of dwellings | 5 319 | 0.9 | -4.5 |
| Purchase of newly constructed dwellings | 2 314 | -2.9 | -8.8 |
| Purchase of established dwellings | 26 777 | 4.8 | 2.5 |
Owner occupier first home buyers | 9 622 | -1.9 | 6.8 |
Total owner occupied dwellings including refinancing | 50 896 | 1.4 | -0.4 |
| Refinancing | 16 486 | -3.1 | -2.3 |
|
Owner Occupier Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change
Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change
Lending to Households for Dwellings, Value of commitments - Seasonally Adjusted and Trend
Owner Occupier First Home Buyers, Number of commitments (000's)