SUMMARY OF FINDINGS
VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES |
|
![](/icons/ecblank.gif) | ![](/icons/ecblank.gif) | Seasonally Adjusted |
![](/icons/ecblank.gif) | ![](/icons/ecblank.gif) | Value | Month Percent Change | Year Percent Change |
![](/icons/ecblank.gif) | ![](/icons/ecblank.gif) | $m | % | % |
|
Total lending | 71 559 | 5.9 | 6.9 |
Lending to households(a) | 30 520 | -1.3 | -16.3 |
![](/icons/ecblank.gif) | Owner occupier dwellings excluding refinancing | 12 171 | -2.7 | -18.0 |
![](/icons/ecblank.gif) | Investment dwellings excluding refinancing | 4 349 | -1.7 | -27.8 |
![](/icons/ecblank.gif) | Personal finance excluding refinancing | 4 789 | -0.7 | -16.2 |
![](/icons/ecblank.gif) | Refinancing(b) | 8 932 | 0.7 | -7.1 |
![](/icons/ecblank.gif) | Alterations and additions | 270 | -1.6 | -14.6 |
Lending to businesses | 41 039 | 12.1 | 34.7 |
![](/icons/ecblank.gif) | Commercial finance | 40 299 | 11.9 | 35.0 |
![](/icons/ecblank.gif) | Lease finance | 740 | 20.1 | 19.0 |
|
(a) Components may not sum to total due to independent seasonal adjustment |
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance |
NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS |
|
![](/icons/ecblank.gif) | ![](/icons/ecblank.gif) | Seasonally Adjusted |
![](/icons/ecblank.gif) | ![](/icons/ecblank.gif) | Number | Month Percent Change | Year Percent Change |
![](/icons/ecblank.gif) | ![](/icons/ecblank.gif) | no. | % | % |
|
Total owner occupied dwellings excluding refinancing | 30 820 | -0.1 | -15.0 |
![](/icons/ecblank.gif) | Construction of dwellings | 5 473 | 3.5 | -4.6 |
![](/icons/ecblank.gif) | Purchase of newly constructed dwellings | 2 123 | -0.6 | -25.8 |
![](/icons/ecblank.gif) | Purchase of established dwellings | 23 224 | -0.9 | -16.0 |
Owner occupier first home buyers | 8 822 | 0.8 | -7.7 |
Total owner occupied dwellings including refinancing | 46 600 | - | -12.4 |
![](/icons/ecblank.gif) | Refinancing | 15 780 | 0.3 | -6.9 |
|
- nil or rounded to zero (including null cells) |
Lending to Households, Value of commitments - Trend
Owner Occupier First Home Buyers, Number of commitments
![Graph: Owner Occupier First Home Buyers, Number of commitments](/ausstats/abs@.nsf/0/6958f0658e8602c8ca25844e001b6a5c/Body/0.4702!OpenElement&FieldElemFormat=gif)