SUMMARY OF FINDINGS
VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES |
|
 | | Seasonally Adjusted |
| | Value | Month Percent Change | Year Percent Change |
| | $m | % | % |
|
| Total lending | 71 559 | 5.9 | 6.9 |
| Lending to households(a) | 30 520 | -1.3 | -16.3 |
| Owner occupier dwellings excluding refinancing | 12 171 | -2.7 | -18.0 |
| Investment dwellings excluding refinancing | 4 349 | -1.7 | -27.8 |
| Personal finance excluding refinancing | 4 789 | -0.7 | -16.2 |
| Refinancing(b) | 8 932 | 0.7 | -7.1 |
| Alterations and additions | 270 | -1.6 | -14.6 |
| Lending to businesses | 41 039 | 12.1 | 34.7 |
| Commercial finance | 40 299 | 11.9 | 35.0 |
| Lease finance | 740 | 20.1 | 19.0 |
|
| (a) Components may not sum to total due to independent seasonal adjustment |
| (b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance |
NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS |
|
| | Seasonally Adjusted |
| | Number | Month Percent Change | Year Percent Change |
| | no. | % | % |
|
| Total owner occupied dwellings excluding refinancing | 30 820 | -0.1 | -15.0 |
| Construction of dwellings | 5 473 | 3.5 | -4.6 |
| Purchase of newly constructed dwellings | 2 123 | -0.6 | -25.8 |
| Purchase of established dwellings | 23 224 | -0.9 | -16.0 |
| Owner occupier first home buyers | 8 822 | 0.8 | -7.7 |
| Total owner occupied dwellings including refinancing | 46 600 | - | -12.4 |
| Refinancing | 15 780 | 0.3 | -6.9 |
|
| - nil or rounded to zero (including null cells) |
Lending to Households, Value of commitments - Trend
Owner Occupier First Home Buyers, Number of commitments
Quality Declaration 
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