1220.0 - ANZSCO - Australian and New Zealand Standard Classification of Occupations, 2013, Version 1.3  
Latest ISSUE Released at 11:30 AM (CANBERRA TIME) 05/11/2019   
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UNIT GROUP 5522 CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ)


    CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) analyse, evaluate and process credit and loan applications.

    Indicative Skill Level:
    Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.

In Australia:
    AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

In New Zealand:
    NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

    Tasks Include:
    • analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
    • contacting financial and credit institutions to obtain information about customers
    • preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers' standing to financial and credit institutions
    • authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
    • keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
    • answering inquiries concerning credit standing of customers, loan balances and penalties
    • may recommend, approve and arrange mortgages
    • may work in a call centre

    Occupation:
      552211 Credit or Loans Officer (Aus) / Finance Clerk (NZ)

552211 CREDIT OR LOANS OFFICER
(AUS) / FINANCE CLERK (NZ)

    Alternative Titles:
      Lending Consultant
      Loans Consultant
      Loans Officer

    Analyses, evaluates and processes credit and loan applications. May work in a call centre.

    Skill Level: 3




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