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TABLE 14. Housing Finance Seasonal Factors,



By Purpose and Lender: Australia, October 1975 to April 2007
Investment Housing Finance Commitments
Construction for rent or resale
Purchase by individuals for rent or resale
Year
Value
Value

1975



1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
.76585
.8199
1.04414
1.05681
.98251
1.12887
.90068
.99616
.95374
1.15807
1.15214
.99154
1986
.78006
.82447
1.05581
1.09528
.99455
1.07178
.93364
.979
.92467
1.148
1.17558
1.02363
1987
.81771
.82998
.96116
1.13663
.97602
1.04301
.96002
.99294
.96426
1.14312
1.09857
1.05459
1988
.82256
.85618
1.02185
1.08347
.93451
1.12656
.97357
.96498
.94344
1.10451
1.12785
1.06542
1989
.81214
.83628
1.01344
1.06204
1.01969
1.04187
1.02209
.99189
.95905
1.00895
1.16881
1.02381
1990
.88996
.83833
1.002
.98321
1.08251
1.0454
1.01477
.97335
.94151
1.06101
1.08877
1.04393
1991
.92209
.84334
.95519
.98667
1.09088
1.02777
1.13191
1.08719
.96118
.9562
.87314
.98475
1.07836
1.03994
1.10426
1.03627
1.03172
.92592
1992
.87324
.86384
.89476
.98819
.95598
1.05551
1.01092
.96684
1.05431
.98437
1.03293
1.07474
1.15109
1.11698
.91008
.92459
.98484
1.08315
.99206
.96391
1.03356
1.00974
1.17665
1.01158
1993
.79149
.7858
.87458
.98571
1.04085
1.14104
.93233
.92176
1.04748
.94813
1.11935
1.1663
1.09058
1.02542
.95888
.96456
.96689
1.05354
.94207
.95531
1.09456
1.03188
1.15549
1.03434
1994
.72714
.75879
.89186
.9875
1.05358
1.15628
.9187
.89098
1.13539
.98561
1.04867
1.14686
1.06541
1.01269
1.04893
1.05181
.98015
1.0009
.87209
.92409
1.14898
1.11178
1.10259
.95227
1995
.78039
.79079
.90179
.98854
1.022
1.14687
.83597
.86539
1.22815
1.07226
1.04998
1.11159
.99456
.97595
1.06216
1.0487
1.04365
.97259
.92729
.95897
1.03866
1.08949
1.07516
.9487
1996
.8072
.8539
.90424
1.00708
.9769
1.04505
.91876
.93529
1.22054
1.08473
.96404
1.03314
1.13487
1.07906
1.01464
.98769
1.01457
.94088
.96435
1.02065
1.06031
1.05219
1.04811
.96302
1997
.80062
.85413
.88748
.98204
.90899
.95079
.94691
1.04128
1.19224
1.03283
.97765
1.0705
1.11657
1.05071
1.01338
.96977
1.15559
.98255
.97267
1.02678
.96624
.98913
1.02356
1.03273
1998
.78479
.80791
.85538
.97005
1.0158
1.06594
.89967
.94771
1.17931
1.03699
1.08917
1.14128
1.12394
1.04108
.91862
.94169
1.157
1.00951
.98493
.96926
.99911
1.01537
.95461
1.01866
1999
.79035
.79563
.82675
.95688
1.04385
1.13621
1.01241
.94245
1.081
1.02417
1.09256
1.18066
1.1068
.97786
.9806
1.00947
1.04688
.96493
1.0284
.9525
1.093
1.07171
.95226
1.02136
2000
.73768
.76546
.87474
1.00607
1.04758
1.1087
.93169
.87418
1.15301
1.16349
1.13861
1.14332
1.032
.93293
.94859
1.05738
1.08994
.9674
1.10338
.98164
.97876
1.03637
.94797
.95173
2001
.78892
.84966
.80266
.93029
1.05963
1.05556
.98716
.90276
1.08683
1.14799
1.14102
1.12623
1.10678
.99806
.96792
1.07332
.95517
.91484
1.14519
1.03083
1.0422
1.04496
.95435
.92168
2002
.74383
.82569
.80967
.91724
1.02751
1.00432
1.03472
.99575
1.0776
1.15242
1.09796
1.04578
1.09586
1.05236
.9705
1.03119
.99445
.96373
1.12809
1.01125
.97043
1.03046
1.06101
.97764
2003
.75045
.83167
.83469
.90655
1.0416
1.01678
.9315
.97044
1.04685
1.09512
1.22709
1.07651
1.0655
1.03547
.93371
1.01773
1.00289
1.02934
1.17507
1.02321
.8703
.96861
1.13491
1.02668
2004
.69896
.79582
.86246
.90233
1.09409
1.113
.95352
.95345
.99455
1.04433
1.23424
1.1348
1.06427
1.0106
.97269
1.0272
1.00983
1.02554
1.06164
.96657
.91651
1.05212
1.21013
1.02387
2005
.64698
.76527
.88254
.89594
1.12524
1.03322
.84489
.99919
.98612
1.07349
1.35238
1.11084
.98712
.9894
1.03125
1.07369
1.00053
1.03572
1.07613
.95229
.88896
1.06671
1.17133
.98719
2006
.63436
.78315
.8869
.89425
1.17208
1.11064
.81249
.89677
1.04158
1.12198
1.31881
1.10858
1.02843
.97869
1.05927
1.06089
.91556
1.01928
1.06633
.9778
.96355
1.06067
1.07944
.96377
2007
.66878
.82048
.88908
.89341
1.11176
1.06838
.86489
.92301