SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES
		Seasonally Adjusted
		Value	Month Percent Change	Year Percent Change
		$m	%	%
Total lending		71 291	9.8	1.4
Lending to households(a)		34 093	1.1	0.6
	Owner occupier dwellings excluding refinancing	14 235	3.2	5.6
	Investment dwellings excluding refinancing	4 695	-4.0	-13.6
	Personal finance excluding refinancing	5 117	7.7	-5.7
	Refinancing(b)	9 808	-2.6	5.3
	Alterations and additions	271	-4.5	-4.8
Lending to businesses		37 198	19.1	2.2
	Commercial finance	36 615	19.5	2.3
	Lease finance	582	1.9	-3.7
(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS
		Seasonally Adjusted
		Number	Month Percent Change	Year Percent Change
		no.	%	%
Total owner occupied dwellings excluding refinancing		34 410	3.6	0.5
	Construction of dwellings	5 319	0.9	-4.5
	Purchase of newly constructed dwellings	2 314	-2.9	-8.8
	Purchase of established dwellings	26 777	4.8	2.5
Owner occupier first home buyers		9 622	-1.9	6.8
Total owner occupied dwellings including refinancing		50 896	1.4	-0.4
	Refinancing	16 486	-3.1	-2.3

Owner Occupier Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change




Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change




Lending to Households for Dwellings, Value of commitments - Seasonally Adjusted and Trend




Owner Occupier First Home Buyers, Number of commitments (000's)