In 2000, 88% of employed persons aged 15-54 were covered by superannuation (table 6.46). The proportion of employed males covered by superannuation was 89%, while that of employed females was 86%. Employees with paid leave entitlements had the highest rate of superannuation coverage, with 98% of those not working on a fixed-term contract and 96% of those working on a fixed term contract covered by superannuation. In contrast, owner- managers of unincorporated enterprises were the least likely to have superannuation coverage.
6.46 SUPERANNUATION COVERAGE, By Employment Type in Main Job(a)(b) - April to June 2000
|
| Units | Males | Females | Persons |
|
Employees with leave entitlements - | | | | |
- Not working on a fixed-term contract | % | 97.7 | 97.7 | 97.7 |
- Working on a fixed-term contract | % | 96.9 | 95.8 | 96.4 |
Self-identified casuals | % | 72.8 | 71.6 | 72.1 |
Employees without leave entitlements, who do not identify as casuals | % | 83.8 | 79.8 | 81.9 |
Owner-managers of incorporated enterprises -
- Not working on a contract basis | % | 89.5 | 84.5 | 87.8 |
- Working on a contract basis | % | 89.8 | 80.6 | 88.3 |
Owner-managers of unincorporated enterprises -
- Not working on a contract basis | % | 67.3 | 54.4 | 62.6 |
- Working on a contract basis | % | 74.0 | 60.0 | 70.4 |
Total(a) | % | 89.0 | 86.1 | 87.7 |
Number(a) | '000 | 3,878.0 | 3,038.8 | 6,916.6 |
|
(a) Aged 15-54.
(b) Excluding persons who were contributing family workers and employees who worked for payment in kind only in their main job. |
Source: Employment Arrangements and Superannuation, Australia (6361.0). |
Table 6.47 shows the types of contributions being made. A higher proportion of females than males had only employer/business contributions (58% compared to 49%), while a higher proportion of males than females had personal and employer/business contributions (25% compared to 19%).
6.47 SUPERANNUATION COVERAGE, By Type of Contribution(a)(b) - April to June 2000
|
|
Units
| Males
% | Females
% | Persons
% |
|
Employer or business contributions only | % | 49.1 | 58.1 | 53.1 |
Personal/spouse and employer/business contributions | % | 25.2 | 18.7 | 22.3 |
Personal/spouse contributions only | % | 5.1 | 2.1 | 3.7 |
Has superannuation, but no contributions currently being made | % | 9.7 | 7.1 | 8.5 |
No superannuation | % | 11.0 | 13.9 | 12.3 |
Total(a) | % | 100.0 | 100.0 | 100.0 |
Number(a) | '000 | 4,357.3 | 3,529.4 | 7,886.7 |
|
(a) Aged 15-54.
(b) Excluding persons who were contributing family workers and employees who worked for payment in kind only in their main job. |
Source: Employment Arrangements and Superannuation, Australia (6361.0). |