Indicators of household financial stress and deprivation include:

• Spent more money than received in the last 12 months
  
• Were unable to raise $2,000 in a week for something important
  
• Could not pay electricity, gas or telephone bills on time
  
• Could not pay car registration or insurance on time
  
• Pawned or sold something
  
• Went without meals
  
• Could not afford to heat the home
  
• Sought assistance from welfare/community organisations
  
• Sought financial help from friends or family
  
• Could not afford a holiday for at least one week a year
  
• Could not afford a night out once a fortnight
  
• Could not afford friends or family over for a meal once a month
  
• Could not afford a special meal once a week
  
• Could only afford secondhand clothes most of the time
  
• Could not afford leisure or hobby activities