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5671.0 - Lending Finance, Australia, Apr 2005  
Previous ISSUE Released at 11:30 AM (CANBERRA TIME) 10/06/2005   
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APRIL KEY FIGURES

Mar 2005
Apr 2005
Mar 2005 to Apr 2005
$m
$m
% change

TREND ESTIMATES
Housing finance for owner occupation
11,795
11,935
1.2
Personal finance
6,087
6,051
-0.6
Commercial finance
25,096
24,920
-0.7
Lease finance
541
548
1.4
SEASONALLY ADJUSTED ESTIMATES
Housing finance for owner occupation
11,864
11,830
-0.3
Personal finance
5,978
6,106
2.1
Commercial finance
26,841
23,177
-13.7
Lease finance
515
575
11.7

Personal finance
Graph: Value of personal finance

Commercial finance
Graph: Value of commercial finance



APRIL KEY POINTS


HOUSING FINANCE FOR OWNER OCCUPATION

  • The total value of owner-occupied housing commitments excluding alterations and additions decreased by 0.3% (seasonally adjusted) in April 2005. The trend series increased by 1.2%.


PERSONAL FINANCE
  • The seasonally adjusted series for total personal finance commitments rose by 2.1% in April 2005. Fixed lending and revolving credit commitments increased by 1.6% and 2.5%, respectively.
  • The total personal finance trend series fell by 0.6% in April 2005. The trend for fixed lending and revolving credit commitments decreased by 1.0% and 0.2%, respectively.


COMMERCIAL FINANCE
  • The total commercial finance series (seasonally adjusted) decreased by 13.7% in April 2005. The decrease in revolving credit (down 50.9%) more than offset the increase in fixed lending (up 12.5%).
  • The purchase of dwellings by individuals for rent or resale (seasonally adjusted) series rose slightly by 0.3% in April 2005, after a decrease of 1.7% in March.
  • The trend series for total commercial finance fell by 0.7% in April 2005. This fall was due to the decreases in fixed lending (down 0.1%) and revolving credit (down 1.9%).


LEASE FINANCE
  • Lease finance (seasonally adjusted) increased by 11.7% in April 2005, after a fall of 7.0% in March.
  • The lease finance trend rose by 1.4% in April 2005, the ninth monthly increase over the last eleven months.


NOTES

CHANGES IN THIS ISSUE

There are no changes in this issue.



INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Vincent Nguyen on Canberra (02) 6252 6398.



SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of commitments excluding alterations and additions (seasonally adjusted) decreased by 0.3% in April 2005. The trend series increased by 1.2%


For further information, please refer to Housing Finance, Australia (cat. no. 5609.0).



PERSONAL FINANCE

In seasonally adjusted terms, total personal finance rose by 2.1% in April 2005. Fixed lending and revolving credit commitments increased by 1.6% and 2.5%, respectively.


The total personal finance commitments trend series decreased by 0.6% in April 2005, the fifth consecutive monthly decrease. The fixed lending trend series decreased by 1.0%, while the revolving credit series fell by 0.2% in April.



COMMERCIAL FINANCE

Total commercial finance (seasonally adjusted) decreased by 13.7% in April 2005, following an increase of 3.7% in March. The increase in the seasonally adjusted series was driven by a decrease in revolving credit commitments (down 50.9%) which was partly offset by an increase in fixed lending (up 12.5%).


The trend series for total commercial finance decreased by 0.7% in April 2005, the fifth monthly decrease following six consecutive monthly increases. This fall was due to the decreases in fixed lending (down 0.1%) and revolving credit (down 1.9%).


The seasonally adjusted purchase of dwellings for rent or resale by individuals series rose slightly by 0.3% to $4,755m in April 2005. The trend series increased by 0.2% in April 2005, the eighth consecutive monthly increase but at a decelerating rate.

Graph: Purchase of dwellings by individuals for rent or resale



LEASE FINANCE

Total lease finance (seasonally adjusted) rose by 11.7% to $575m in April 2005. The lease finance trend series rose by 1.4%, the ninth monthly increase over the last eleven months.



ADDITIONAL TABLES ON AUSSTATS


TABLES AVAILABLE ON AUSSTATS

Additional tables are available from the AusStats as Time Series Spreadsheets. Select 56. Finance, then 5671.0 - Lending Finance, Australia.

Tables available are:

  • longer time series of tables in this publication
  • the following tables
      C1a. Commercial finance commitments (original, seasonally adjusted, trend)
      C1b. Commercial finance commitments, fixed loans and revolving credit
      C1c. Commercial finance commitments, fixed loans and revolving credit by lender
      C1d. Commercial finance commitments, fixed loans by industry
      C1e. Commercial finance commitments, revolving credit by industry
      C2 to C9. Commercial finance commitments, fixed loans and revolving credit by state and territory
      L1a. Lease finance commitments, summary (original, seasonally adjusted, trend)
      L1b. Lease finance commitments by purpose
      L1c. Lease finance commitments by purpose and lender
      L1d. Lease finance commitments by industry
      L2 to L9. Lease finance commitments by purpose and state and territory
      OL1b. Operating lease finance commitments by purpose
      OL1c. Operating lease finance commitments by lender
      OL1d. Operating lease finance commitments by industry
      OL2 to OL9. Operating lease finance commitments by purpose and state and territory
      P1a. Personal finance commitments, summary (original, seasonally adjusted, trend)
      P1b. Personal finance commitments, fixed loans and revolving credit
      P1c. Personal finance commitments, fixed loans and revolving credit by lender
      P2 to P9. Personal finance commitments, fixed loans and revolving credit by state and territory
      13 Lending Finance Seasonal Factors, By Purpose and Lender: Australia, January 1985 to April 2006

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