1301.0 - Year Book Australia, 2002  
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Contents >> Labour >> Superannuation

In 2000, 88% of employed persons aged 15-54 were covered by superannuation (table 6.46). The proportion of employed males covered by superannuation was 89%, while that of employed females was 86%. Employees with paid leave entitlements had the highest rate of superannuation coverage, with 98% of those not working on a fixed-term contract and 96% of those working on a fixed term contract covered by superannuation. In contrast, owner- managers of unincorporated enterprises were the least likely to have superannuation coverage.


6.46 SUPERANNUATION COVERAGE, By Employment Type in Main Job(a)(b) - April to June 2000

Units
Males
Females
Persons

Employees with leave entitlements -
- Not working on a fixed-term contract
%
97.7
97.7
97.7
- Working on a fixed-term contract
%
96.9
95.8
96.4
Self-identified casuals
%
72.8
71.6
72.1
Employees without leave entitlements, who do not identify as casuals
%
83.8
79.8
81.9
Owner-managers of incorporated enterprises -
- Not working on a contract basis
%
89.5
84.5
87.8
- Working on a contract basis
%
89.8
80.6
88.3
Owner-managers of unincorporated enterprises -
- Not working on a contract basis
%
67.3
54.4
62.6
- Working on a contract basis
%
74.0
60.0
70.4
Total(a)
%
89.0
86.1
87.7
Number(a)
'000
3,878.0
3,038.8
6,916.6

(a) Aged 15-54.
(b) Excluding persons who were contributing family workers and employees who worked for payment in kind only in their main job.

Source: Employment Arrangements and Superannuation, Australia (6361.0).

Table 6.47 shows the types of contributions being made. A higher proportion of females than males had only employer/business contributions (58% compared to 49%), while a higher proportion of males than females had personal and employer/business contributions (25% compared to 19%).


6.47 SUPERANNUATION COVERAGE, By Type of Contribution(a)(b) - April to June 2000



Units
Males

%
Females

%
Persons

%

Employer or business contributions only
%
49.1
58.1
53.1
Personal/spouse and employer/business contributions
%
25.2
18.7
22.3
Personal/spouse contributions only
%
5.1
2.1
3.7
Has superannuation, but no contributions currently being made
%
9.7
7.1
8.5
No superannuation
%
11.0
13.9
12.3
Total(a)
%
100.0
100.0
100.0
Number(a)
'000
4,357.3
3,529.4
7,886.7

(a) Aged 15-54.
(b) Excluding persons who were contributing family workers and employees who worked for payment in kind only in their main job.

Source: Employment Arrangements and Superannuation, Australia (6361.0).


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