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Housing costs cover different items for different types of tenure. For owners who have no mortgage, housing costs comprise the rates paid. For owners with a mortgage, housing costs comprise the value of the mortgage payments as well as property rates. For households renting their dwelling, housing costs comprise the regular rental amounts paid to landlords.
Housing costs for owners with a mortgage, at an average of $210 per week, were higher than for other forms of tenure. Households renting from private landlords had mean weekly housing costs of $166, compared to $71 for tenants of State or Territory housing authorities.
8.9 OWNER AND RENTER HOUSEHOLDS, Housing Costs by Household Composition and Tenure and Landlord Type - 1999-2000 |
|
| Couple, one family
| | | | |
Tenure and landlord type | Couple only | Couple with dependent
children only | Couple -
other | Total
couples,
one family | One
parent,
one
family | Lone
person | Other | Total |
|
MEAN WEEKLY HOUSING COSTS ($) |
|
Owner without a mortgage | 20 | 27 | 25 | 23 | 22 | 18 | 33 | 22 |
Owner with a mortgage | 224 | 219 | 200 | 217 | 167 | 178 | 248 | 210 |
Renter - State/Territory housing authority | 81 | 105 | 132 | 103 | 71 | 49 | *76 | 71 |
Renter - private landlord | 178 | 180 | 180 | 179 | 152 | 133 | 201 | 166 |
Total renters(a) | 162 | 163 | 165 | 163 | 121 | 107 | 190 | 143 |
Total owner and renter households | 99 | 166 | 108 | 128 | 106 | 79 | 167 | 117 |
|
MEAN WEEKLY INCOME ($) |
|
Owner without a mortgage | 721 | 1,240 | 1,489 | 1,017 | 792 | 394 | 1,143 | 841 |
Owner with a mortgage | 1,294 | 1,274 | 1,660 | 1,349 | 825 | 768 | 1,599 | 1,254 |
Renter - State/Territory housing authority | 455 | 576 | 796 | 584 | 419 | 220 | *831 | 398 |
Renter - private landlord | 1,048 | 913 | 1,173 | 995 | 581 | 532 | 1,252 | 853 |
Total renters(a) | 970 | 867 | 1,057 | 932 | 522 | 439 | 1,243 | 756 |
Total owner and renter households | 917 | 1,184 | 1,506 | 1,141 | 663 | 477 | 1,299 | 953 |
|
MEAN HOUSING COSTS AS A PROPORTION OF INCOME (%) |
|
Owner without a mortgage | 3 | 2 | 2 | 2 | 3 | 4 | 3 | 3 |
Owner with a mortgage | 17 | 17 | 12 | 16 | 20 | 23 | 16 | 17 |
Renter - State/Territory housing authority | 18 | 18 | 17 | 18 | 17 | 23 | *9 | 18 |
Renter - private landlord | 17 | 20 | 15 | 18 | 26 | 25 | 16 | 20 |
Total renters(a) | 17 | 19 | 16 | 18 | 23 | 24 | 15 | 19 |
Total owner and renter households | 11 | 14 | 7 | 11 | 16 | 17 | 13 | 12 |
|
HOUSEHOLDS (’000) |
|
Owner without a mortgage | 936.6 | 369.2 | 414.1 | 1,719.9 | 166.8 | 745.4 | 126.2 | 2,758.3 |
Owner with a mortgage | 448.0 | 984.8 | 315.9 | 1,748.7 | 152.9 | 293.2 | 120.9 | 2,315.7 |
Renter - State/Territory housing authority | 37.5 | 47.4 | 24.5 | 109.5 | 113.9 | 164.0 | *14.6 | 402.0 |
Renter - private landlord | 236.0 | 272.9 | 57.6 | 566.4 | 199.9 | 413.4 | 266.6 | 1,446.4 |
Total renters(a) | 287.5 | 345.9 | 92.1 | 725.5 | 326.6 | 614.8 | 295.8 | 1,962.8 |
Total owner and renter households | 1,672.1 | 1,700.0 | 822.1 | 4,194.2 | 646.3 | 1,653.4 | 542.9 | 7,036.8 |
|
HOUSEHOLD AND DWELLING SIZE (Number) |
|
Average persons in household | 2.0 | 4.0 | 3.9 | 3.2 | 2.7 | 1.0 | 3.0 | 2.6 |
Average bedrooms in dwelling | 3.0 | 3.4 | 3.5 | 3.2 | 3.0 | 2.4 | 2.9 | 3.0 |
|
(a) Includes other landlord type. |
Source: ABS data available on request, Survey of Income and Housing Costs 1999-2000. |
For many households, weekly housing costs are a significant proportion of their weekly income. In 1999-2000, housing costs represented 17% of weekly income for owners with a mortgage, 18% of weekly income for tenants of State or Territory housing authorities and 20% of weekly income for tenants renting from private landlords. Housing costs as a proportion of income differed depending on tenure type, landlord type and household composition (graph 8.10 and table 8.11).
8.11 OWNER AND RENTER HOUSEHOLDS, Housing Costs as a Proportion of Income, By Tenure and Landlord Type - 1999-2000 |
|
| | | Renter
| | |
Housing costs as a proportion of income | Owner without a mortgage | Owner with
a mortgage | State/Territory housing authority | Private
landlord | Total(a) | Total |
|
| % | % | % | % | % | % |
|
25% or less | 97.6 | 71.4 | 82.1 | 57.9 | 64.5 | 79.8 |
26-30% | n.p. | 9.0 | 12.2 | 9.3 | 9.5 | 5.7 |
31-50% | *0.5 | 13.2 | *4.1 | 21.7 | 17.1 | 9.3 |
More than 50% | *0.7 | 5.6 | *1.3 | 9.6 | 7.7 | 4.3 |
Total(b) | 100.0 | 100.0 | 100.0 | 100.0 | 100.0 | 100.0 |
| '000 | '000 | '000 | '000 | '000 | '000 |
Total owner and rental households | 2,758.3 | 2,315.7 | 402.0 | 1,446.4 | 1,962.8 | 7,036.8 |
|
(a) Includes other landlord type.
(b) Includes households with nil or negative total income. |
Source: ABS data available on request, Survey of Income and Housing Costs, 1999-2000. |
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