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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 0.2% in trend terms while the seasonally adjusted series rose 0.7%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 11 July 2018.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.5% in May 2018 compared with April 2018. Fixed lending commitments fell 0.8%, while revolving credit commitments was flat.

The seasonally adjusted series for the value of total personal finance commitments fell 4.5%. Revolving credit commitments fell 12.0%, while fixed lending commitments rose 0.6%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments fell 2.1% in May 2018 compared with April 2018. Fixed lending commitments fell 2.6% and revolving credit commitments fell 0.4%.

The seasonally adjusted series for the value of total commercial finance commitments fell 2.2% in May 2018, following a fall of 0.9% in April 2018. Fixed lending commitments fell 6.3%, after a rise of 0.5% in the previous month. Revolving credit commitments rose 12.6%, after a fall of 5.6% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 1.5% in May 2018 while the seasonally adjusted series rose 0.2%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE