FEBRUARY KEY FIGURES
 | | | Value of loan commitments |
| | | Value | Month Percent Change | Year Percent Change |
| | | $m | % | % |
Trend |
|
| Total lending | 63 506 | -1.8 | -9.8 |
| Lending to households(a)(b) | 31 602 | -1.2 | -15.6 |
| | Lending to households for dwellings excluding refinancing(c) | 17 292 | -1.3 | -18.6 |
| | Lending to households for personal finance excluding refinancing | 5 099 | -1.0 | -16.4 |
| Lending to businesses | 31 904 | -2.4 | -3.3 |
Seasonally Adjusted |
|
| Total lending | 62 720 | -4.6 | -11.9 |
| Lending to households(a)(b) | 32 129 | 2.6 | -15.7 |
| | Lending to households for dwellings excluding refinancing(c) | 17 643 | 2.7 | -18.6 |
| | Lending to households for personal finance excluding refinancing | 5 189 | 0.4 | -15.2 |
| Lending to businesses | 30 591 | -11.1 | -7.6 |
|
| (a) Includes alterations and additions and refinancing |
| (b) Components may not sum to total due to independent seasonal adjustment |
| (c) Excludes alterations and additions |
Lending to Households, Value of commitments
| Lending to Businesses, Value of commitments
|
FEBRUARY KEY POINTS
SUMMARY
- In seasonally adjusted terms, lending commitments to households rose 2.6% in February 2019, driven by new lending for owner occupier dwellings (up 3.4%). There were also rises for lending to households for refinancing (2.6%), investment dwellings (0.9%) and personal finance (0.4%).
- February's rise in lending to households follows a 2.3% fall in January 2019.
- In seasonally adjusted terms, the value of new lending commitments for owner occupier dwellings is down 13.9% from February 2018 and the value of new lending commitments for investment dwellings is down 29.1% from February 2018.
- In trend terms, lending commitments for owner occupier dwellings fell 1.0% and investment dwellings fell 2.2% in February 2019.
- The number of lending commitments made to owner occupier first home buyers (seasonally adjusted) rose 1.8% in February 2019. This outpaced the growth in the number of lending commitments made to non-first home buyers (up 1.6%).
- In trend terms, lending to businesses fell 2.4% in February and is down 3.3% from February 2018.
NOTES
FORTHCOMING ISSUES
| ISSUE | Release Date |
| March 2019 | 13 May 2019 |
| April 2019 | 7 June 2019 |
| May 2019 | 11 July 2019 |
| June 2019 | 7 August 2019 |
July 2019
August 2019 | 9 September 2019
10 October 2019 |
REVISIONS IN THIS ISSUE
There are revisions to the data in this issue due to the incorporation of more up-to-date data and concurrent seasonal adjustment. For information on seasonal adjustment and trend estimation please refer to explanatory notes of this publication.
ROUNDING
Where figures have been rounded, discrepancies may occur between the sums of the component items and totals.
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