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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 1.0% in trend terms, while the seasonally adjusted series rose 3.5%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 10 December 2018.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.6% in October 2018 compared with September 2018. Revolving credit commitments fell 2.5%, while fixed lending commitments rose 0.3%.

The seasonally adjusted series for the value of total personal finance commitments fell 2.3%. Revolving credit commitments fell 4.6% and fixed lending commitments fell 1.2%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 1.3% in October 2018 compared with September 2018. Fixed lending commitments rose 1.8%, while revolving credit commitments fell 0.3%.

The seasonally adjusted series for the value of total commercial finance commitments fell 3.1% in October 2018, after a rise of 7.3% in September 2018. Revolving credit commitments fell 17.7%, after a rise of 18.2% in the previous month. Fixed lending commitments rose 1.6%, following a rise of 4.2% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 0.7% in October 2018, while the seasonally adjusted series rose 0.4%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE