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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions rose 1.7% in trend terms and the seasonally adjusted series rose 2.4%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia Housing Finance, Australia (cat. no. 5609.0), which was released on 15 January 2016.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 1.5% in November 2015 compared with October 2015. Fixed lending commitments fell 2.2% and revolving credit commitments fell 0.5%.

The seasonally adjusted series for the value of total personal finance commitments rose 0.9%. Fixed lending commitments rose 2.4%, while revolving credit commitments fell 1.2%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 0.9% in November 2015 compared with October 2015. Revolving credit commitments rose 1.8% and fixed lending commitments rose 0.6%.

The seasonally adjusted series for the value of total commercial finance commitments rose 1.1% in November 2015, after a fall of 1.7% in October 2015. Revolving lending commitments rose 20.7%, following a rise of 2.8% in the previous month. Fixed lending commitments fell 4.5%, following a fall of 2.9% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 3.5% in November 2015 and the seasonally adjusted series rose 1.2%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE