5601.0 - Lending to households and businesses, Australia, Jan 2019 Quality Declaration 
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 12/03/2019   
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SUMMARY OF FINDINGS


SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES

Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%

Total lending
66 026
4.1
-7.4
Lending to households(a)
31 291
-2.4
-17.5
Owner occupier dwellings excluding refinancing
12 450
-1.3
-17.1
Investment dwellings excluding refinancing
4 670
-4.1
-28.6
Personal finance excluding refinancing
5 163
1.2
-16.0
Refinancing(b)
8 807
-3.4
-10.6
Alterations and additions
245
-26.4
-34.0
Lending to businesses
34 735
10.8
4.1
Commercial finance
34 210
11.1
4.3
Lease finance
525
-5.7
-5.1

(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS

Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%

Total owner occupied dwellings excluding refinancing
31 801
-1.2
-14.7
Construction of dwellings
5 427
-0.2
-15.2
Purchase of newly constructed dwellings
2 158
-9.5
-27.6
Purchase of established dwellings
24 216
-0.6
-13.2
Owner occupier first home buyers
8 485
-0.3
-12.7
Total owner occupied dwellings including refinancing
47 407
-2.6
-13.6
Refinancing
15 606
-5.3
-11.3

Lending to Households, Value of commitments - Trend
Graph: Lending to Households, Value of commitments—Trend


Owner Occupier First Home Buyers, Number of commitments
Graph: Owner Occupier First Home Buyers, Number of commitments