SUMMARY OF FINDINGS
VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES |
|
 | | Seasonally Adjusted |
| | Value | Month Percent Change | Year Percent Change |
| | $m | % | % |
|
| Total lending | 67 007 | 6.1 | -2.9 |
| Lending to households(a) | 30 995 | 0.6 | -15.6 |
| Owner occupier dwellings excluding refinancing | 12 580 | 1.0 | -13.8 |
| Investment dwellings excluding refinancing | 4 431 | -2.2 | -26.0 |
| Personal finance excluding refinancing | 4 824 | 4.3 | -20.3 |
| Refinancing(b) | 8 858 | -0.8 | -8.7 |
| Alterations and additions for owner occupier dwellings | 275 | -0.4 | -11.6 |
| Lending to businesses | 36 012 | 11.3 | 11.4 |
| Commercial finance | 35 423 | 11.5 | 11.5 |
| Lease finance | 589 | 3.3 | 6.7 |
|
| (a) Components may not sum to total due to independent seasonal adjustment |
| (b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance |
NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS |
|
| | Seasonally Adjusted |
| | Number | Month Percent Change | Year Percent Change |
| | no. | % | % |
|
| Total owner occupied dwellings excluding refinancing | 30 833 | -1.1 | -13.5 |
| Construction of dwellings | 5 266 | -5.2 | -6.0 |
| Purchase of newly constructed dwellings | 2 110 | 3.7 | -25.9 |
| Purchase of established dwellings | 23 457 | -0.6 | -13.8 |
| Owner occupier first home buyers | 8 685 | 0.1 | -7.2 |
| Total owner occupied dwellings including refinancing | 46 509 | -1.2 | -11.5 |
| Refinancing | 15 675 | -1.4 | -7.2 |
|
Lending to Households, Value of commitments - Trend
Owner Occupier First Home Buyers, Number of commitments
Quality Declaration 
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