5601.0 - Lending to households and businesses, Australia, Sep 2019 Quality Declaration 
Latest ISSUE Released at 11:30 AM (CANBERRA TIME) 08/11/2019   
   Page tools: Print Print Page Print all pages in this productPrint All RSS Feed RSS Bookmark and Share Search this Product

SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES

Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%

Total lending
71 291
9.8
1.4
Lending to households(a)
34 093
1.1
0.6
Owner occupier dwellings excluding refinancing
14 235
3.2
5.6
Investment dwellings excluding refinancing
4 695
-4.0
-13.6
Personal finance excluding refinancing
5 117
7.7
-5.7
Refinancing(b)
9 808
-2.6
5.3
Alterations and additions
271
-4.5
-4.8
Lending to businesses
37 198
19.1
2.2
Commercial finance
36 615
19.5
2.3
Lease finance
582
1.9
-3.7

(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS

Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%

Total owner occupied dwellings excluding refinancing
34 410
3.6
0.5
Construction of dwellings
5 319
0.9
-4.5
Purchase of newly constructed dwellings
2 314
-2.9
-8.8
Purchase of established dwellings
26 777
4.8
2.5
Owner occupier first home buyers
9 622
-1.9
6.8
Total owner occupied dwellings including refinancing
50 896
1.4
-0.4
Refinancing
16 486
-3.1
-2.3




Owner Occupier Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change

Graph: Owner Occupier Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change


Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change

Graph: Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change


Lending to Households for Dwellings, Value of commitments - Seasonally Adjusted and Trend

Graph: Lending to Households for Dwellings, Value of commitments - Seasonally Adjusted and Trend


Owner Occupier First Home Buyers, Number of commitments (000's)

Graph: Owner Occupier First Home Buyers, Number of commitments (000's)