5601.0 - Lending to households and businesses, Australia, May 2019 Quality Declaration 
Latest ISSUE Released at 11:30 AM (CANBERRA TIME) 11/07/2019   
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SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES

Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%

Total lending
71 559
5.9
6.9
Lending to households(a)
30 520
-1.3
-16.3
Owner occupier dwellings excluding refinancing
12 171
-2.7
-18.0
Investment dwellings excluding refinancing
4 349
-1.7
-27.8
Personal finance excluding refinancing
4 789
-0.7
-16.2
Refinancing(b)
8 932
0.7
-7.1
Alterations and additions
270
-1.6
-14.6
Lending to businesses
41 039
12.1
34.7
Commercial finance
40 299
11.9
35.0
Lease finance
740
20.1
19.0

(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS

Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%

Total owner occupied dwellings excluding refinancing
30 820
-0.1
-15.0
Construction of dwellings
5 473
3.5
-4.6
Purchase of newly constructed dwellings
2 123
-0.6
-25.8
Purchase of established dwellings
23 224
-0.9
-16.0
Owner occupier first home buyers
8 822
0.8
-7.7
Total owner occupied dwellings including refinancing
46 600
-
-12.4
Refinancing
15 780
0.3
-6.9

- nil or rounded to zero (including null cells)
Lending to Households, Value of commitments - Trend
Graph: Lending to Households, Value of commitments - Trend


Owner Occupier First Home Buyers, Number of commitments
Graph: Owner Occupier First Home Buyers, Number of commitments