5601.0 - Lending to households and businesses, Australia, Jul 2019 Quality Declaration 
Latest ISSUE Released at 11:30 AM (CANBERRA TIME) 09/09/2019   
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SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES

Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%

Total lending
65 017
1.3
-8.3
Lending to households(a)
32 239
3.9
-9.2
Owner occupier dwellings excluding refinancing
13 253
5.3
-8.3
Investment dwellings excluding refinancing
4 643
4.7
-20.4
Personal finance excluding refinancing
4 887
-2.6
-8.9
Refinancing(b)
9 188
5.4
-4.0
Alterations and additions
270
-2.7
-9.4
Lending to businesses
32 778
-1.1
-7.4
Commercial finance
32 189
-1.1
-7.4
Lease finance
589
-1.0
-9.0

(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS

Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%

Total owner occupied dwellings excluding refinancing
32 427
4.2
-8.7
Construction of dwellings
5 204
-1.6
-14.6
Purchase of newly constructed dwellings
2 357
10.7
-9.8
Purchase of established dwellings
24 866
4.9
-7.2
Owner occupier first home buyers
9 258
1.3
-0.9
Total owner occupied dwellings including refinancing
48 662
5.0
-8.0
Refinancing
16 236
6.8
-6.6




Owner Occupier Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change




Investment Dwellings excluding refinancing, Value of commitments, Seasonally adjusted - Monthly percentage change




Lending to Households, Value of commitments - Seasonally Adjusted and Trend


Owner Occupier First Home Buyers, Number of commitments (000's)