5601.0 - Lending to households and businesses, Australia, Apr 2019 Quality Declaration 
Latest ISSUE Released at 11:30 AM (CANBERRA TIME) 07/06/2019   
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SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES

Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%

Total lending
67 007
6.1
-2.9
Lending to households(a)
30 995
0.6
-15.6
Owner occupier dwellings excluding refinancing
12 580
1.0
-13.8
Investment dwellings excluding refinancing
4 431
-2.2
-26.0
Personal finance excluding refinancing
4 824
4.3
-20.3
Refinancing(b)
8 858
-0.8
-8.7
Alterations and additions for owner occupier dwellings
275
-0.4
-11.6
Lending to businesses
36 012
11.3
11.4
Commercial finance
35 423
11.5
11.5
Lease finance
589
3.3
6.7

(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS

Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%

Total owner occupied dwellings excluding refinancing
30 833
-1.1
-13.5
Construction of dwellings
5 266
-5.2
-6.0
Purchase of newly constructed dwellings
2 110
3.7
-25.9
Purchase of established dwellings
23 457
-0.6
-13.8
Owner occupier first home buyers
8 685
0.1
-7.2
Total owner occupied dwellings including refinancing
46 509
-1.2
-11.5
Refinancing
15 675
-1.4
-7.2


Lending to Households, Value of commitments - Trend
Graph: Lending to households, Value of commitments - Trend



Owner Occupier First Home Buyers, Number of commitments
Graph: Owner Occupier First Home Buyers, Number of commitments