Lending indicators

Latest release

This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

February 2024

Released

8/04/2024

Key statistics

In February 2024, new loan commitments (seasonally adjusted):

rose 1.5% for housing
fell 0.9% for personal fixed term loans
rose 31.4% for business construction (a typically volatile series) and rose 2.5% in trend terms
fell 4.7% for business purchase of property (a typically volatile series) and rose 1.3% in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)
			Feb-2024 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		26.40	1.5	13.3
		Owner Occupier (a)	16.87	1.6	9.1
		Investor (a)	9.53	1.2	21.5
	Personal
		Fixed term loans	2.44	-0.9	11.9
Businesses
	Construction		3.27	31.4	21.7
	Purchase of Property		6.04	-4.7	23.3

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Accounting for the leap year day in ABS seasonally adjusted statistics

The leap year day on February 29 has been analysed and accounted for in the Lending Indicators seasonally adjusted and trend estimates, by using trading day adjustments. The impact of the extra leap year day will be evident in the original (non-seasonally adjusted) series.

For further information, please refer to this note.

Changes to seasonal adjustment methods in this issue

Concurrent seasonal adjustment is the method used to seasonally adjust Lending Indicators data, with the exception of the COVID-19 period when forward factors were used. This means that with each additional monthly data point the seasonal factors are reviewed and where appropriate updated.

In this release, seasonal adjustment factors for the COVID-19 period have been updated, resulting in revisions to some series. Compared with previously published statistics, there is generally less volatility in the seasonally adjusted series after 2022. For more general information on Lending Indicators seasonal adjustment, please refer to the methodology.

Seasonal adjustment methods

The ABS regularly undertakes an extensive review of seasonally adjusted Lending Indicators series to ensure that the seasonal adjustment process continues to produce robust, high quality data. Similar reviews are regularly undertaken across the ABS economic statistics program. Past issues of Lending Indicators contain more information on methods changes that were made during those periods. Further information can also be found here: Methods changes during the COVID-19 period

Following the reversion to concurrent seasonal adjustment from the October 2022 release, revisions to historical data will occur each month.

Treatment of Buy Now Pay Later products in Personal finance

The ABS has identified some inconsistencies in how Buy Now Pay Later (BNPL) loan products are being reported. We are working with APRA, the Reserve Bank and lenders to ensure reporting aligns with reporting guidance and definitions, and is consistent across different lenders. Revisions to Personal finance data are expected when this is resolved.

Personal finance data quality

Some inconsistencies with data reporting have been identified with personal finance lending series. While these series continue to be published, they should be used with caution. The ABS is working with APRA and data providers to resolve these issues as quickly as possible.

Housing finance

In February 2024 in seasonally adjusted terms, the value of new loan commitments:

for total housing rose 1.5% to $26.4b, after a fall of 0.8% in January. It was 13.3% higher compared to a year ago.
for owner-occupier housing rose 1.6% to $16.9b and was 9.1% higher compared to a year ago
for investor housing rose 1.2% to $9.5b and was 21.5% higher compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Feb-06	14.436	9.182	5.254	14.467	9.159	5.308
Mar-06	14.591	9.306	5.285	14.667	9.29	5.377
Apr-06	14.552	9.297	5.255	14.885	9.421	5.464
May-06	15.396	9.628	5.768	15.054	9.52	5.534
Jun-06	15.553	9.518	6.035	15.103	9.557	5.545
Jul-06	15.271	9.779	5.492	15.01	9.53	5.481
Aug-06	15.048	9.521	5.526	14.811	9.456	5.355
Sep-06	14.175	9.182	4.993	14.583	9.371	5.212
Oct-06	14.336	9.297	5.04	14.426	9.314	5.112
Nov-06	14.209	9.232	4.976	14.42	9.322	5.099
Dec-06	14.617	9.431	5.186	14.602	9.413	5.188
Jan-07	14.943	9.554	5.389	14.951	9.588	5.363
Feb-07	15.409	9.771	5.638	15.427	9.824	5.603
Mar-07	15.92	10.086	5.834	15.955	10.086	5.869
Apr-07	16.372	10.326	6.046	16.468	10.35	6.118
May-07	17.07	10.66	6.41	16.907	10.592	6.315
Jun-07	18.312	11.36	6.953	17.22	10.783	6.437
Jul-07	17.424	10.78	6.644	17.387	10.906	6.482
Aug-07	17.415	11.029	6.386	17.411	10.946	6.465
Sep-07	16.828	10.509	6.319	17.329	10.915	6.414
Oct-07	16.831	10.75	6.081	17.163	10.816	6.346
Nov-07	17	10.662	6.338	16.915	10.649	6.266
Dec-07	16.569	10.377	6.192	16.552	10.4	6.152
Jan-08	16.903	10.806	6.097	16.04	10.061	5.978
Feb-08	15.672	9.889	5.782	15.39	9.651	5.739
Mar-08	14.572	9.154	5.418	14.661	9.209	5.452
Apr-08	13.905	8.741	5.164	13.946	8.779	5.167
May-08	12.974	8.179	4.795	13.349	8.415	4.934
Jun-08	12.974	8.207	4.767	12.949	8.168	4.781
Jul-08	12.791	8.139	4.653	12.753	8.057	4.697
Aug-08	12.651	7.983	4.668	12.748	8.087	4.661
Sep-08	12.99	8.244	4.746	12.899	8.255	4.643
Oct-08	13.355	8.543	4.812	13.178	8.556	4.622
Nov-08	13.099	8.603	4.496	13.594	8.995	4.598
Dec-08	13.896	9.343	4.553	14.138	9.551	4.588
Jan-09	14.902	10.238	4.664	14.785	10.175	4.61
Feb-09	15.376	10.788	4.588	15.46	10.787	4.672
Mar-09	16.737	11.984	4.753	16.084	11.302	4.782
Apr-09	17.044	11.957	5.087	16.598	11.668	4.931
May-09	16.868	11.835	5.032	16.973	11.874	5.099
Jun-09	17.223	11.972	5.252	17.224	11.947	5.277
Jul-09	17.184	11.739	5.445	17.38	11.925	5.455
Aug-09	17.368	11.656	5.712	17.447	11.832	5.615
Sep-09	17.885	12.175	5.71	17.402	11.661	5.742
Oct-09	17.625	11.825	5.799	17.236	11.406	5.831
Nov-09	17.096	11.103	5.993	16.94	11.06	5.88
Dec-09	16.497	10.611	5.886	16.552	10.654	5.897
Jan-10	15.966	10.128	5.838	16.149	10.241	5.907
Feb-10	15.681	9.8	5.881	15.797	9.875	5.922
Mar-10	15.538	9.585	5.953	15.542	9.601	5.942
Apr-10	15.264	9.364	5.9	15.373	9.423	5.949
May-10	15.446	9.447	6	15.25	9.318	5.932
Jun-10	15.124	9.133	5.991	15.133	9.254	5.878
Jul-10	15.061	9.3	5.761	15.007	9.219	5.788
Aug-10	14.648	9.243	5.405	14.881	9.204	5.676
Sep-10	14.618	9.142	5.477	14.765	9.205	5.56
Oct-10	14.674	9.18	5.494	14.656	9.202	5.454
Nov-10	14.725	9.329	5.396	14.544	9.182	5.361
Dec-10	14.999	9.422	5.577	14.422	9.141	5.281
Jan-11	14.179	9.025	5.154	14.29	9.083	5.208
Feb-11	14.075	8.878	5.197	14.168	9.026	5.142
Mar-11	13.629	8.831	4.798	14.077	8.986	5.092
Apr-11	14.006	9.012	4.994	14.036	8.973	5.064
May-11	14.248	9.087	5.161	14.042	8.983	5.059
Jun-11	14.146	9.104	5.042	14.062	8.999	5.063
Jul-11	14.104	9.048	5.056	14.074	9.005	5.069
Aug-11	14.176	9.041	5.136	14.071	8.993	5.078
Sep-11	13.927	8.786	5.141	14.078	8.978	5.1
Oct-11	13.885	8.876	5.009	14.105	8.97	5.136
Nov-11	14.062	8.981	5.082	14.156	8.965	5.191
Dec-11	14.724	9.397	5.327	14.215	8.957	5.258
Jan-12	14.779	9.399	5.381	14.271	8.948	5.323
Feb-12	14.091	8.684	5.407	14.321	8.943	5.378
Mar-12	14.096	8.703	5.393	14.367	8.953	5.415
Apr-12	14.364	8.933	5.431	14.429	8.996	5.433
May-12	14.518	9.114	5.404	14.52	9.078	5.441
Jun-12	14.742	9.256	5.487	14.636	9.186	5.45
Jul-12	14.789	9.286	5.504	14.754	9.287	5.467
Aug-12	14.88	9.444	5.436	14.859	9.364	5.495
Sep-12	15.118	9.504	5.614	14.952	9.41	5.542
Oct-12	14.909	9.386	5.524	15.069	9.449	5.62
Nov-12	15.206	9.451	5.755	15.252	9.512	5.74
Dec-12	15.385	9.53	5.855	15.52	9.619	5.9
Jan-13	15.904	9.798	6.106	15.863	9.773	6.09
Feb-13	16.154	9.882	6.272	16.244	9.958	6.286
Mar-13	16.887	10.351	6.536	16.608	10.143	6.465
Apr-13	16.946	10.305	6.641	16.915	10.3	6.615
May-13	17.227	10.422	6.805	17.157	10.415	6.742
Jun-13	17.334	10.498	6.836	17.381	10.506	6.874
Jul-13	17.477	10.516	6.96	17.632	10.591	7.041
Aug-13	17.384	10.25	7.134	17.933	10.68	7.252
Sep-13	18.217	10.759	7.459	18.269	10.781	7.487
Oct-13	18.701	10.898	7.803	18.606	10.897	7.708
Nov-13	19.259	11.219	8.04	18.902	11.021	7.881
Dec-13	19.003	10.945	8.059	19.133	11.137	7.996
Jan-14	19.149	11.161	7.988	19.288	11.232	8.056
Feb-14	19.409	11.451	7.958	19.391	11.305	8.087
Mar-14	19.506	11.387	8.119	19.467	11.349	8.118
Apr-14	19.619	11.339	8.28	19.527	11.354	8.173
May-14	19.491	11.22	8.271	19.59	11.327	8.263
Jun-14	19.653	11.398	8.255	19.665	11.274	8.391
Jul-14	19.846	11.297	8.549	19.756	11.212	8.544
Aug-14	19.663	10.993	8.67	19.881	11.173	8.707
Sep-14	20.011	11.116	8.895	20.027	11.166	8.861
Oct-14	20.558	11.403	9.155	20.184	11.188	8.996
Nov-14	20.128	11.018	9.111	20.353	11.244	9.11
Dec-14	20.445	11.356	9.09	20.528	11.325	9.204
Jan-15	20.695	11.532	9.162	20.701	11.416	9.285
Feb-15	20.177	11.292	8.885	20.86	11.5	9.36
Mar-15	21.246	11.717	9.529	20.997	11.588	9.408
Apr-15	21.898	11.84	10.059	21.102	11.71	9.392
May-15	20.282	11.122	9.161	21.152	11.885	9.266
Jun-15	21.141	11.987	9.154	21.123	12.122	9.001
Jul-15	21.157	12.317	8.84	21.015	12.406	8.609
Aug-15	21.781	13.263	8.518	20.817	12.681	8.137
Sep-15	20.982	13.576	7.406	20.542	12.892	7.65
Oct-15	20.013	13.137	6.876	20.21	12.998	7.211
Nov-15	19.68	13.02	6.66	19.854	12.983	6.871
Dec-15	19.605	12.907	6.698	19.545	12.885	6.66
Jan-16	19.065	12.496	6.57	19.356	12.771	6.585
Feb-16	19.396	12.708	6.689	19.313	12.693	6.62
Mar-16	19.08	12.435	6.645	19.398	12.66	6.739
Apr-16	19.695	12.794	6.901	19.569	12.647	6.923
May-16	19.955	12.746	7.208	19.782	12.626	7.156
Jun-16	20.208	12.708	7.5	20.005	12.578	7.426
Jul-16	20.105	12.462	7.643	20.244	12.52	7.724
Aug-16	19.928	12.313	7.615	20.518	12.485	8.033
Sep-16	20.833	12.489	8.344	20.831	12.506	8.325
Oct-16	21.182	12.598	8.584	21.173	12.6	8.573
Nov-16	21.571	12.725	8.846	21.518	12.761	8.757
Dec-16	22.003	13.092	8.911	21.821	12.958	8.863
Jan-17	22.073	13.135	8.939	22.05	13.162	8.888
Feb-17	21.841	13.213	8.629	22.19	13.355	8.835
Mar-17	22.539	13.687	8.851	22.262	13.543	8.719
Apr-17	22.199	13.601	8.598	22.304	13.74	8.564
May-17	22.454	14.039	8.415	22.329	13.936	8.394
Jun-17	22.166	13.987	8.179	22.336	14.111	8.225
Jul-17	22.153	14.281	7.872	22.306	14.242	8.064
Aug-17	22.488	14.523	7.965	22.204	14.3	7.904
Sep-17	22.267	14.393	7.874	22.036	14.295	7.741
Oct-17	21.636	14.072	7.564	21.812	14.242	7.57
Nov-17	21.55	14.157	7.392	21.525	14.152	7.374
Dec-17	21.149	14.015	7.134	21.218	14.059	7.159
Jan-18	20.865	14.024	6.842	20.94	13.996	6.945
Feb-18	21.277	14.25	7.027	20.746	13.985	6.761
Mar-18	20.314	13.784	6.529	20.633	14.01	6.623
Apr-18	20.125	13.765	6.36	20.546	14.026	6.52
May-18	20.765	14.269	6.496	20.432	13.998	6.434
Jun-18	20.458	14.079	6.378	20.256	13.907	6.349
Jul-18	20.33	13.995	6.334	19.972	13.733	6.239
Aug-18	19.354	13.298	6.056	19.539	13.456	6.083
Sep-18	18.867	12.993	5.874	18.971	13.091	5.879
Oct-18	18.814	13.094	5.72	18.321	12.681	5.641
Nov-18	17.944	12.545	5.399	17.703	12.302	5.4
Dec-18	16.83	11.736	5.093	17.178	11.994	5.184
Jan-19	16.347	11.56	4.788	16.77	11.769	5.001
Feb-19	17.215	12.245	4.97	16.498	11.636	4.862
Mar-19	16.289	11.532	4.757	16.375	11.601	4.774
Apr-19	16.594	11.845	4.749	16.407	11.663	4.744
May-19	16.252	11.557	4.695	16.566	11.801	4.765
Jun-19	16.668	11.905	4.763	16.82	11.997	4.823
Jul-19	17.229	12.251	4.977	17.17	12.255	4.915
Aug-19	17.916	12.67	5.247	17.646	12.613	5.033
Sep-19	18.116	12.988	5.128	18.203	13.045	5.158
Oct-19	18.486	13.314	5.172	18.748	13.487	5.262
Nov-19	19.244	13.902	5.343	19.187	13.866	5.321
Dec-19	19.773	14.29	5.483	19.43	14.108	5.323
Jan-20	20.216	14.758	5.458	19.42	14.164	5.256
Feb-20	18.929	13.829	5.1	19.148	14.023	5.125
Mar-20	18.855	13.942	4.913	18.72	13.764	4.956
Apr-20	18.319	13.448	4.871	18.344	13.549	4.795
May-20	15.933	11.929	4.003	18.232	13.543	4.689
Jun-20	17.507	13.011	4.496	18.492	13.828	4.663
Jul-20	19.132	14.412	4.72	19.387	14.668	4.719
Aug-20	21.187	16.235	4.952	20.613	15.755	4.857
Sep-20	23.124	17.646	5.478	21.765	16.696	5.069
Oct-20	22.844	17.548	5.297	23.067	17.721	5.345
Nov-20	23.581	18.092	5.49	24.37	18.69	5.68
Dec-20	25.829	19.744	6.085	25.677	19.611	6.066
Jan-21	29.119	22.471	6.648	26.969	20.465	6.504
Feb-21	28.296	21.496	6.8	28.238	21.25	6.987
Mar-21	29.229	21.669	7.56	29.415	21.92	7.495
Apr-21	30.955	22.957	7.999	30.534	22.527	8.007
May-21	30.828	22.337	8.491	31.225	22.725	8.5
Jun-21	31.655	22.644	9.011	31.617	22.662	8.955
Jul-21	32.383	22.959	9.425	31.766	22.407	9.358
Aug-21	31.445	21.727	9.718	31.791	22.073	9.718
Sep-21	31.26	21.206	10.054	31.833	21.782	10.051
Oct-21	30.192	19.997	10.196	31.999	21.62	10.379
Nov-21	32.281	21.604	10.678	32.256	21.565	10.691
Dec-21	32.928	21.99	10.938	32.513	21.545	10.968
Jan-22	34.704	23.196	11.508	32.672	21.499	11.173
Feb-22	32.467	21.242	11.225	32.611	21.351	11.26
Mar-22	32.282	21.034	11.248	32.293	21.098	11.196
Apr-22	31.308	20.317	10.992	31.732	20.764	10.968
May-22	31.453	20.749	10.704	30.964	20.361	10.603
Jun-22	30.197	20.001	10.196	30.019	19.864	10.155
Jul-22	28.886	19.321	9.565	28.93	19.251	9.679
Aug-22	27.786	18.618	9.168	27.734	18.517	9.217
Sep-22	25.97	17.325	8.644	26.513	17.716	8.798
Oct-22	25.87	17.234	8.636	25.391	16.943	8.447
Nov-22	24.332	16.111	8.222	24.456	16.288	8.168
Dec-22	23.681	15.771	7.909	23.786	15.823	7.963
Jan-23	23.055	15.321	7.734	23.415	15.573	7.842
Feb-23	23.302	15.46	7.842	23.339	15.516	7.823
Mar-23	23.636	15.736	7.9	23.484	15.58	7.904
Apr-23	23.56	15.616	7.944	23.757	15.693	8.064
May-23	24.686	16.327	8.359	24.099	15.823	8.276
Jun-23	24.923	16.175	8.747	24.49	15.978	8.512
Jul-23	24.389	15.675	8.714	24.941	16.183	8.758
Aug-23	25.007	16.157	8.85	25.418	16.425	8.993
Sep-23	25.875	16.687	9.188	25.869	16.672	9.197
Oct-23	26.784	17.264	9.52	26.217	16.867	9.35
Nov-23	26.938	17.401	9.537	26.426	16.976	9.449
Dec-23	26.231	16.748	9.483	26.485	16.984	9.501
Jan-24	26.014	16.604	9.41	26.41	16.897	9.514
Feb-24	26.398	16.873	9.525	26.29	16.778	9.512

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24"],[[14.436],[14.590999999999999],[14.552],[15.396000000000001],[15.553000000000001],[15.271000000000001],[15.048],[14.175000000000001],[14.336],[14.209],[14.617000000000001],[14.943],[15.409000000000001],[15.92],[16.372],[17.07],[18.312000000000001],[17.423999999999999],[17.414999999999999],[16.827999999999999],[16.831],[17],[16.568999999999999],[16.902999999999999],[15.672000000000001],[14.571999999999999],[13.904999999999999],[12.974],[12.974],[12.791],[12.651],[12.99],[13.355],[13.099],[13.896000000000001],[14.901999999999999],[15.375999999999999],[16.736999999999998],[17.044],[16.867999999999999],[17.222999999999999],[17.184000000000001],[17.367999999999999],[17.885000000000002],[17.625],[17.096],[16.497],[15.965999999999999],[15.680999999999999],[15.538],[15.263999999999999],[15.446],[15.124000000000001],[15.061],[14.648],[14.618],[14.673999999999999],[14.725],[14.999000000000001],[14.179],[14.074999999999999],[13.629],[14.006],[14.247999999999999],[14.146000000000001],[14.103999999999999],[14.176],[13.927],[13.885],[14.061999999999999],[14.724],[14.779],[14.090999999999999],[14.096],[14.364000000000001],[14.518000000000001],[14.742000000000001],[14.789],[14.880000000000001],[15.118],[14.909000000000001],[15.206],[15.385],[15.904],[16.154],[16.887],[16.946000000000002],[17.227],[17.334],[17.477],[17.384],[18.216999999999999],[18.701000000000001],[19.259],[19.003],[19.149000000000001],[19.408999999999999],[19.506],[19.619],[19.491],[19.652999999999999],[19.846],[19.663],[20.010999999999999],[20.558],[20.128],[20.445],[20.695],[20.177],[21.245999999999999],[21.898],[20.282],[21.140999999999998],[21.157],[21.780999999999999],[20.981999999999999],[20.013000000000002],[19.68],[19.605],[19.065000000000001],[19.396000000000001],[19.079999999999998],[19.695],[19.954999999999998],[20.207999999999998],[20.105],[19.928000000000001],[20.832999999999998],[21.181999999999999],[21.571000000000002],[22.003],[22.073],[21.841000000000001],[22.539000000000001],[22.199000000000002],[22.454000000000001],[22.166],[22.152999999999999],[22.488],[22.266999999999999],[21.635999999999999],[21.550000000000001],[21.149000000000001],[20.864999999999998],[21.277000000000001],[20.314],[20.125],[20.765000000000001],[20.457999999999998],[20.329999999999998],[19.353999999999999],[18.867000000000001],[18.814],[17.943999999999999],[16.829999999999998],[16.347000000000001],[17.215],[16.289000000000001],[16.594000000000001],[16.251999999999999],[16.667999999999999],[17.228999999999999],[17.916],[18.116],[18.486000000000001],[19.244],[19.773],[20.216000000000001],[18.928999999999998],[18.855],[18.318999999999999],[15.933],[17.507000000000001],[19.132000000000001],[21.187000000000001],[23.123999999999999],[22.844000000000001],[23.581],[25.829000000000001],[29.119],[28.295999999999999],[29.228999999999999],[30.954999999999998],[30.827999999999999],[31.655000000000001],[32.383000000000003],[31.445],[31.260000000000002],[30.192],[32.280999999999999],[32.927999999999997],[34.704000000000001],[32.466999999999999],[32.28199999999999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[]

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All series exclude refinancing

In February 2024 in seasonally adjusted terms, the value of external refinancing:

for total housing rose 3.0% to $16.6b but was 17.9% lower compared to a year ago
for owner-occupier housing rose 3.5% to $10.7b but was 22.9% lower compared to a year ago
for investor housing rose 2.1% to $5.9b but was 7.2% lower compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Feb-06	4.189	3.2	0.989
Mar-06	4.068	3.177	0.891
Apr-06	4.163	3.07	1.093
May-06	4.114	3.359	0.755
Jun-06	4.229	3.398	0.831
Jul-06	4.333	3.5	0.833
Aug-06	4.455	3.562	0.894
Sep-06	4.457	3.551	0.905
Oct-06	4.465	3.613	0.853
Nov-06	4.533	3.629	0.904
Dec-06	4.433	3.488	0.945
Jan-07	4.555	3.496	1.059
Feb-07	4.625	3.465	1.16
Mar-07	4.479	3.388	1.091
Apr-07	4.651	3.522	1.13
May-07	4.496	3.447	1.049
Jun-07	4.523	3.487	1.036
Jul-07	4.235	3.176	1.059
Aug-07	4.488	3.424	1.064
Sep-07	4.52	3.411	1.109
Oct-07	4.379	3.245	1.134
Nov-07	4.671	3.443	1.228
Dec-07	4.792	3.607	1.185
Jan-08	4.956	3.686	1.27
Feb-08	4.891	3.623	1.268
Mar-08	4.69	3.5	1.19
Apr-08	4.575	3.371	1.204
May-08	4.329	3.189	1.14
Jun-08	4.164	3.148	1.015
Jul-08	4.365	3.134	1.231
Aug-08	4.313	3.137	1.176
Sep-08	4.092	2.836	1.256
Oct-08	4.471	3.126	1.345
Nov-08	4.587	3.228	1.359
Dec-08	5.021	3.515	1.506
Jan-09	4.949	3.412	1.537
Feb-09	4.729	3.147	1.582
Mar-09	5.105	3.446	1.659
Apr-09	5.069	3.467	1.602
May-09	5.002	3.438	1.564
Jun-09	4.874	3.385	1.488
Jul-09	4.601	3.215	1.387
Aug-09	4.393	3.008	1.385
Sep-09	4.245	2.937	1.308
Oct-09	4.173	2.929	1.244
Nov-09	4.071	2.82	1.25
Dec-09	3.78	2.757	1.024
Jan-10	3.577	2.589	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.47	2.644	0.826
Apr-10	3.431	2.603	0.828
May-10	3.575	2.633	0.942
Jun-10	3.635	2.72	0.915
Jul-10	3.732	2.818	0.915
Aug-10	3.833	2.917	0.916
Sep-10	3.851	2.929	0.922
Oct-10	4.019	3.019	1
Nov-10	4.071	3.073	0.998
Dec-10	4.432	3.411	1.021
Jan-11	4.134	3.207	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.936	1.029
Apr-11	4.235	3.174	1.06
May-11	4.556	3.39	1.166
Jun-11	4.513	3.364	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.867	3.644	1.223
Sep-11	4.895	3.634	1.262
Oct-11	4.757	3.548	1.209
Nov-11	4.732	3.522	1.21
Dec-11	5.045	3.723	1.322
Jan-12	5.105	3.731	1.374
Feb-12	5.162	3.691	1.47
Mar-12	5.211	3.683	1.528
Apr-12	4.912	3.614	1.298
May-12	4.999	3.573	1.426
Jun-12	4.988	3.491	1.496
Jul-12	4.887	3.407	1.48
Aug-12	5.027	3.436	1.59
Sep-12	5.004	3.406	1.598
Oct-12	5.017	3.482	1.535
Nov-12	5.096	3.453	1.644
Dec-12	4.937	3.386	1.551
Jan-13	5.109	3.433	1.676
Feb-13	5.084	3.436	1.648
Mar-13	5.204	3.573	1.631
Apr-13	5.371	3.647	1.724
May-13	5.422	3.752	1.671
Jun-13	5.629	3.92	1.709
Jul-13	6.46	3.802	2.658
Aug-13	6.15	3.642	2.508
Sep-13	6.723	3.914	2.81
Oct-13	6.819	3.878	2.941
Nov-13	6.939	3.933	3.006
Dec-13	6.891	3.867	3.023
Jan-14	6.888	3.891	2.997
Feb-14	7.333	4.215	3.117
Mar-14	7.12	3.958	3.162
Apr-14	7.381	4.054	3.327
May-14	7.448	4.075	3.373
Jun-14	7.604	4.178	3.425
Jul-14	7.84	4.284	3.556
Aug-14	7.804	4.265	3.539
Sep-14	8.042	4.283	3.759
Oct-14	8.393	4.404	3.99
Nov-14	8.435	4.476	3.958
Dec-14	8.683	4.594	4.089
Jan-15	8.736	4.704	4.032
Feb-15	9.061	4.957	4.104
Mar-15	9.303	5.003	4.3
Apr-15	9.389	5.232	4.157
May-15	9.25	4.974	4.276
Jun-15	9.133	5.322	3.811
Jul-15	8.918	5.413	3.505
Aug-15	8.796	5.462	3.334
Sep-15	8.807	5.746	3.061
Oct-15	8.987	5.91	3.077
Nov-15	9.244	6.09	3.155
Dec-15	9.714	6.473	3.241
Jan-16	9.34	6.06	3.28
Feb-16	9.357	6.008	3.349
Mar-16	9.42	6.206	3.214
Apr-16	9.448	6.232	3.216
May-16	9.35	6.032	3.318
Jun-16	9.667	6.055	3.612
Jul-16	9.692	6.105	3.587
Aug-16	9.409	5.747	3.662
Sep-16	9.583	6.05	3.533
Oct-16	8.994	5.807	3.187
Nov-16	9.078	5.676	3.402
Dec-16	9.007	5.568	3.439
Jan-17	9.114	5.769	3.345
Feb-17	8.709	5.412	3.297
Mar-17	8.792	5.435	3.357
Apr-17	8.477	5.19	3.286
May-17	8.795	5.427	3.368
Jun-17	8.713	5.267	3.446
Jul-17	8.59	5.135	3.456
Aug-17	8.975	5.241	3.734
Sep-17	8.711	5.322	3.389
Oct-17	8.48	5.348	3.132
Nov-17	8.965	5.529	3.436
Dec-17	9.294	5.739	3.555
Jan-18	9.625	5.793	3.832
Feb-18	9.769	5.766	4.003
Mar-18	9.245	5.54	3.704
Apr-18	9.443	5.674	3.769
May-18	9.176	5.6	3.576
Jun-18	8.74	5.328	3.412
Jul-18	9.105	5.715	3.389
Aug-18	8.959	5.594	3.365
Sep-18	8.725	5.39	3.335
Oct-18	9.024	5.572	3.453
Nov-18	8.973	5.531	3.442
Dec-18	8.671	5.383	3.288
Jan-19	8.406	5.194	3.211
Feb-19	8.545	5.351	3.193
Mar-19	8.531	5.277	3.254
Apr-19	8.415	5.226	3.188
May-19	8.359	5.163	3.196
Jun-19	8.019	4.81	3.209
Jul-19	8.315	5.218	3.097
Aug-19	8.964	5.565	3.399
Sep-19	9.863	6.128	3.734
Oct-19	9.834	6.059	3.775
Nov-19	10.156	6.285	3.871
Dec-19	10.47	6.567	3.903
Jan-20	10.847	6.964	3.883
Feb-20	11.214	7.248	3.967
Mar-20	10.789	6.872	3.917
Apr-20	11.645	7.557	4.088
May-20	14.103	9.379	4.724
Jun-20	13.555	8.789	4.766
Jul-20	10.383	6.683	3.7
Aug-20	10.773	6.824	3.949
Sep-20	12.802	8.016	4.786
Oct-20	12.249	7.596	4.653
Nov-20	10.385	6.388	3.998
Dec-20	11.439	7.176	4.263
Jan-21	12.546	8.11	4.436
Feb-21	13.814	8.96	4.854
Mar-21	13.162	8.555	4.608
Apr-21	13.884	9.087	4.797
May-21	14.573	9.543	5.03
Jun-21	15.185	9.935	5.249
Jul-21	16.442	10.774	5.667
Aug-21	16.679	10.61	6.07
Sep-21	16.182	10.298	5.885
Oct-21	16.485	10.656	5.829
Nov-21	16.264	10.576	5.688
Dec-21	16.327	10.823	5.504
Jan-22	15.373	9.951	5.421
Feb-22	16.396	10.905	5.491
Mar-22	16.602	11.049	5.553
Apr-22	16.742	11.259	5.483
May-22	17.217	11.814	5.402
Jun-22	17.78	12.252	5.528
Jul-22	17.6	12.124	5.476
Aug-22	18.095	12.311	5.784
Sep-22	18.216	12.447	5.769
Oct-22	18.288	12.512	5.776
Nov-22	19.714	13.564	6.15
Dec-22	19.352	13.132	6.22
Jan-23	19.886	13.546	6.34
Feb-23	20.162	13.834	6.328
Mar-23	21.186	14.143	7.042
Apr-23	19.428	13.066	6.362
May-23	20.769	14.043	6.726
Jun-23	19.907	13.491	6.416
Jul-23	21.492	14.504	6.988
Aug-23	19.733	13.37	6.363
Sep-23	18.586	12.572	6.014
Oct-23	17.334	11.38	5.955
Nov-23	17.252	11.374	5.879
Dec-23	16.973	11.183	5.791
Jan-24	16.067	10.314	5.753
Feb-24	16.545	10.671	5.875

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24"],[[4.1890000000000001],[4.0679999999999996],[4.1630000000000003],[4.1139999999999999],[4.2290000000000001],[4.3330000000000002],[4.4550000000000001],[4.4569999999999999],[4.4649999999999999],[4.5330000000000004],[4.4329999999999998],[4.5549999999999997],[4.625],[4.4790000000000001],[4.6509999999999998],[4.4960000000000004],[4.5229999999999997],[4.2350000000000003],[4.4880000000000004],[4.5199999999999996],[4.3789999999999996],[4.6710000000000003],[4.7919999999999998],[4.9560000000000004],[4.891],[4.6900000000000004],[4.5750000000000002],[4.3289999999999997],[4.1639999999999997],[4.3650000000000002],[4.3129999999999997],[4.0919999999999996],[4.4710000000000001],[4.5869999999999997],[5.0209999999999999],[4.9489999999999998],[4.7290000000000001],[5.1050000000000004],[5.069],[5.0019999999999998],[4.8739999999999997],[4.601],[4.3929999999999998],[4.2450000000000001],[4.173],[4.0709999999999997],[3.7799999999999998],[3.577],[3.5249999999999999],[3.4700000000000002],[3.431],[3.5750000000000002],[3.6349999999999998],[3.7320000000000002],[3.8330000000000002],[3.851],[4.0190000000000001],[4.0709999999999997],[4.4320000000000004],[4.1340000000000003],[3.927],[3.964],[4.2350000000000003],[4.556],[4.5129999999999999],[4.7530000000000001],[4.867],[4.8949999999999996],[4.7569999999999997],[4.7320000000000002],[5.0449999999999999],[5.1050000000000004],[5.1619999999999999],[5.2110000000000003],[4.9119999999999999],[4.9989999999999997],[4.9880000000000004],[4.8869999999999996],[5.0270000000000001],[5.0039999999999996],[5.0170000000000003],[5.0960000000000001],[4.9370000000000003],[5.109],[5.0839999999999996],[5.2039999999999997],[5.3710000000000004],[5.4219999999999997],[5.6289999999999996],[6.46],[6.1500000000000004],[6.7229999999999999],[6.819],[6.9390000000000001],[6.891],[6.8879999999999999],[7.3330000000000002],[7.1200000000000001],[7.3810000000000002],[7.4480000000000004],[7.6040000000000001],[7.8399999999999999],[7.8040000000000003],[8.0419999999999998],[8.3930000000000007],[8.4350000000000005],[8.6829999999999998],[8.7360000000000007],[9.0609999999999999],[9.3030000000000008],[9.3889999999999993],[9.25],[9.1329999999999991],[8.9179999999999993],[8.7959999999999994],[8.8070000000000004],[8.9870000000000001],[9.2439999999999998],[9.7140000000000004],[9.3399999999999999],[9.3569999999999993],[9.4199999999999999],[9.4480000000000004],[9.3499999999999996],[9.6669999999999998],[9.6920000000000002],[9.4090000000000007],[9.5830000000000002],[8.9939999999999998],[9.0779999999999994],[9.0069999999999997],[9.1140000000000008],[8.7089999999999996],[8.7919999999999998],[8.4770000000000003],[8.7949999999999999],[8.7129999999999992],[8.5899999999999999],[8.9749999999999996],[8.7110000000000003],[8.4800000000000004],[8.9649999999999999],[9.2940000000000005],[9.625],[9.7690000000000001],[9.2449999999999992],[9.4429999999999996],[9.1760000000000002],[8.7400000000000002],[9.1050000000000004],[8.9589999999999996],[8.7249999999999996],[9.0239999999999991],[8.9730000000000008],[8.6709999999999994],[8.4060000000000006],[8.5449999999999999],[8.5310000000000006],[8.4149999999999991],[8.359],[8.0190000000000001],[8.3149999999999995],[8.9640000000000004],[9.8629999999999995],[9.8339999999999996],[10.156000000000001],[10.470000000000001],[10.847],[11.214],[10.789],[11.645],[14.103],[13.555],[10.382999999999999],[10.773],[12.802],[12.249000000000001],[10.385],[11.439],[12.545999999999999],[13.814],[13.162000000000001],[13.884],[14.573],[15.185],[16.442],[16.678999999999998],[16.181999999999999],[16.484999999999999],[16.263999999999999],[16.327000000000002],[15.372999999999999],[16.396000000000001],[16.602],[16.742000000000001],[17.216999999999999],[17.780000000000001],[17.600000000000001],[18.094999999999999],[18.216000000000001],[18.288],[19.713999999999999],[19.352],[19.885999999999999],[20.161999999999999],[21.186],[19.428000000000001],[20.768999999999998],[19.907],[21.492000000000001],[19.733000000000001],[18.585999999999999],[17.334],[17.251999999999999],[16.972999999999999],[16.067],[16.545000000000002]],[[3.2000000000000002],[3.177],[3.0699999999999998],[3.359],[3.3980000000000001],[3.5],[3.5619999999999998],[3.5510000000000002],[3.613],[3.629],[3.488],[3.496],[3.4649999999999999],[3.3879999999999999],[3.5219999999999998],[3.4470000000000001],[3.4870000000000001],[3.1760000000000002],[3.4239999999999999],[3.411],[3.2450000000000001],[3.4430000000000001],[3.6070000000000002],[3.6859999999999999],[3.6230000000000002],[3.5],[3.371],[3.1890000000000001],[3.1480000000000001],[3.1339999999999999],[3.137],[2.8359999999999999],[3.1259999999999999],[3.2280000000000002],[3.5150000000000001],[3.4119999999999999],[3.1469999999999998],[3.4460000000000002],[3.4670000000000001],[3.4380000000000002],[3.3849999999999998],[3.2149999999999999],[3.008],[2.9369999999999998],[2.9289999999999998],[2.8199999999999998],[2.7570000000000001],[2.589],[2.669],[2.6440000000000001],[2.6030000000000002],[2.633],[2.7200000000000002],[2.8180000000000001],[2.9169999999999998],[2.9289999999999998],[3.0190000000000001],[3.073],[3.411],[3.2069999999999999],[2.9769999999999999],[2.9359999999999999],[3.1739999999999999],[3.3900000000000001],[3.3639999999999999],[3.5419999999999998],[3.6440000000000001],[3.6339999999999999],[3.548],[3.5219999999999998],[3.7229999999999999],[3.7309999999999999],[3.6909999999999998],[3.6829999999999998],[3.6139999999999999],[3.573],[3.4910000000000001],[3.407],[3.4359999999999999],[3.4060000000000001],[3.4820000000000002],[3.4529999999999998],[3.3860000000000001],[3.4329999999999998],[3.4359999999999999],[3.573],[3.6469999999999998],[3.7519999999999998],[3.9199999999999999],[3.802],[3.6419999999999999],[3.9140000000000001],[3.8780000000000001],[3.9329999999999998],[3.867],[3.891],[4.2149999999999999],[3.9580000000000002],[4.0540000000000003],[4.0750000000000002],[4.1779999999999999],[4.2839999999999998],[4.2649999999999997],[4.2830000000000004],[4.4039999999999999],[4.476],[4.5940000000000003],[4.7039999999999997],[4.9569999999999999],[5.0030000000000001],[5.2320000000000002],[4.9740000000000002],[5.3220000000000001],[5.4130000000000003],[5.4619999999999997],[5.7460000000000004],[5.9100000000000001],[6.0899999999999999],[6.4729999999999999],[6.0599999999999996],[6.008],[6.2060000000000004],[6.2320000000000002],[6.032],[6.0549999999999997],[6.1050000000000004],[5.7469999999999999],[6.0499999999999998],[5.8070000000000004],[5.6760000000000002],[5.5679999999999996],[5.7690000000000001],[5.4119999999999999],[5.4349999999999996],[5.1900000000000004],[5.4269999999999996],[5.2670000000000003],[5.1349999999999998],[5.2409999999999997],[5.3220000000000001],[5.3479999999999999],[5.5289999999999999],[5.7389999999999999],[5.7930000000000001],[5.766],[5.54],[5.6740000000000004],[5.5999999999999996],[5.3280000000000003],[5.7149999999999999],[5.5940000000000003],[5.3899999999999997],[5.5720000000000001],[5.5309999999999997],[5.383],[5.194],[5.351],[5.2770000000000001],[5.226],[5.1630000000000003],[4.8099999999999996],[5.218],[5.5650000000000004],[6.1280000000000001],[6.0590000000000002],[6.2850000000000001],[6.5670000000000002],[6.9640000000000004],[7.2480000000000002],[6.8719999999999999],[7.5570000000000004],[9.3789999999999996],[8.7889999999999997],[6.6829999999999998],[6.8239999999999998],[8.016],[7.5960000000000001],[6.3879999999999999],[7.1760000000000002],[8.1099999999999994],[8.9600000000000009],[8.5549999999999997],[9.0869999999999997],[9.5429999999999993],[9.9350000000000005],[10.773999999999999],[10.609999999999999],[10.298],[10.656000000000001],[10.576000000000001],[10.823],[9.9510000000000005],[10.904999999999999],[11.048999999999999],[11.259],[11.814],[12.252000000000001],[12.124000000000001],[12.311],[12.446999999999999],[12.512],[13.564],[13.132],[13.545999999999999],[13.834],[14.143000000000001],[13.066000000000001],[14.042999999999999],[13.491],[14.504],[13.369999999999999],[12.571999999999999],[11.380000000000001],[11.374000000000001],[11.183],[10.314],[10.670999999999999]],[[0.98899999999999999],[0.89100000000000001],[1.093],[0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Personal finance

In February 2024 in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance fell 0.9%, after a rise of 5.9% in January
for road vehicles fell 2.7%
for personal investment rose 6.2%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.548	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.44	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.664	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.857	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.212
Oct-07	1.686	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.63	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.602	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.538	0.751	0.487	0.2
Oct-08	1.512	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.408	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.512	0.638	0.459	0.224
Jul-09	1.454	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.234
Sep-09	1.459	0.659	0.507	0.212
Oct-09	1.47	0.675	0.503	0.206
Nov-09	1.422	0.675	0.447	0.239
Dec-09	1.764	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.719	0.79	0.542	0.292
Apr-10	1.711	0.808	0.511	0.268
May-10	1.685	0.817	0.468	0.28
Jun-10	1.821	0.851	0.433	0.396
Jul-10	1.683	0.842	0.438	0.273
Aug-10	1.602	0.854	0.406	0.255
Sep-10	1.668	0.89	0.392	0.281
Oct-10	1.683	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.603	0.866	0.361	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.574	0.878	0.341	0.243
Mar-11	1.593	0.872	0.34	0.27
Apr-11	1.607	0.881	0.331	0.258
May-11	1.613	0.859	0.348	0.277
Jun-11	1.62	0.852	0.352	0.28
Jul-11	1.614	0.866	0.343	0.27
Aug-11	1.693	0.903	0.386	0.294
Sep-11	1.68	0.904	0.348	0.299
Oct-11	1.668	0.928	0.327	0.279
Nov-11	1.646	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.639	0.935	0.308	0.254
Feb-12	1.579	0.896	0.282	0.24
Mar-12	1.549	0.902	0.271	0.23
Apr-12	1.619	0.953	0.28	0.227
May-12	1.664	0.996	0.28	0.247
Jun-12	1.691	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.309	0.255
Sep-12	1.799	1.035	0.296	0.287
Oct-12	1.818	1.069	0.302	0.287
Nov-12	1.876	1.097	0.307	0.298
Dec-12	1.887	1.098	0.307	0.299
Jan-13	1.855	1.057	0.325	0.292
Feb-13	1.854	1.034	0.318	0.292
Mar-13	1.865	1.046	0.33	0.305
Apr-13	1.81	1.006	0.329	0.305
May-13	1.791	1.019	0.336	0.288
Jun-13	1.707	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.739	1.025	0.306	0.247
Sep-13	1.756	1.028	0.309	0.255
Oct-13	1.733	1	0.316	0.25
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.728	0.984	0.312	0.261
Jan-14	1.774	1.03	0.299	0.266
Feb-14	1.862	1.052	0.341	0.265
Mar-14	1.794	1.048	0.315	0.266
Apr-14	1.762	1.035	0.297	0.232
May-14	1.77	1.036	0.313	0.252
Jun-14	1.749	1.021	0.316	0.247
Jul-14	1.825	1.03	0.36	0.265
Aug-14	1.81	1.024	0.339	0.265
Sep-14	1.835	1.019	0.386	0.255
Oct-14	1.924	1.032	0.428	0.296
Nov-14	1.843	0.993	0.384	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.812	1.037	0.37	0.246
Feb-15	1.861	1.025	0.395	0.254
Mar-15	1.885	1.044	0.403	0.274
Apr-15	2.057	1.105	0.418	0.305
May-15	1.983	1.094	0.393	0.31
Jun-15	1.969	1.115	0.365	NA
Jul-15	1.903	1.088	0.357	NA
Aug-15	1.891	1.103	0.326	NA
Sep-15	1.815	1.103	0.278	0.251
Oct-15	1.768	1.079	0.278	0.246
Nov-15	1.816	1.112	0.282	0.242
Dec-15	1.873	1.12	0.296	0.268
Jan-16	1.852	1.086	0.289	0.281
Feb-16	1.957	1.132	0.299	0.323
Mar-16	2.181	1.354	0.27	0.356
Apr-16	2.306	1.331	0.323	0.425
May-16	2.176	1.29	0.317	0.387
Jun-16	2.108	1.284	0.303	0.369
Jul-16	2.158	1.299	0.319	0.349
Aug-16	2.141	1.271	0.335	0.355
Sep-16	2.067	1.249	0.329	0.313
Oct-16	1.984	1.23	0.307	0.279
Nov-16	2.014	1.24	0.314	0.285
Dec-16	2.051	1.261	0.311	0.286
Jan-17	1.982	1.214	0.303	0.285
Feb-17	1.914	1.168	0.296	0.257
Mar-17	1.811	1.14	0.278	0.228
Apr-17	1.768	1.117	0.249	0.204
May-17	1.75	1.131	0.254	0.198
Jun-17	1.738	1.133	0.25	0.208
Jul-17	1.746	1.133	0.221	0.216
Aug-17	1.753	1.145	0.232	NA
Sep-17	1.848	1.148	0.276	0.243
Oct-17	1.894	1.204	0.246	0.275
Nov-17	1.907	1.228	0.241	0.266
Dec-17	1.799	1.165	0.202	0.25
Jan-18	1.809	1.156	0.225	0.242
Feb-18	1.787	1.151	0.216	0.227
Mar-18	1.754	1.133	0.203	0.237
Apr-18	1.742	1.123	0.191	0.247
May-18	1.721	1.133	0.182	0.248
Jun-18	1.814	1.169	0.231	0.266
Jul-18	1.766	1.158	0.167	0.281
Aug-18	1.79	1.163	0.173	0.304
Sep-18	1.794	1.16	0.151	0.312
Oct-18	1.757	1.132	0.154	0.305
Nov-18	1.695	1.081	0.15	0.296
Dec-18	1.635	1.055	0.15	0.273
Jan-19	1.629	1.048	0.151	0.269
Feb-19	1.634	1.059	0.137	0.26
Mar-19	1.606	1.063	0.146	0.251
Apr-19	1.622	1.056	0.143	0.255
May-19	1.585	1.055	0.144	0.246
Jun-19	1.688	1.086	0.218	0.26
Jul-19	1.647	1.081	0.155	0.267
Aug-19	1.693	1.093	0.146	0.322
Sep-19	1.689	1.098	0.16	0.277
Oct-19	1.715	1.101	0.174	0.288
Nov-19	1.659	1.036	0.159	0.292
Dec-19	1.733	1.101	0.154	0.307
Jan-20	1.769	1.1	0.156	0.334
Feb-20	1.75	1.105	0.161	0.296
Mar-20	1.575	0.974	0.171	0.286
Apr-20	1.188	0.61	0.262	0.206
May-20	1.372	0.879	0.211	0.182
Jun-20	1.503	1.088	0.125	0.208
Jul-20	1.582	1.082	0.158	0.226
Aug-20	1.393	0.933	0.164	0.21
Sep-20	1.535	1.01	0.177	0.226
Oct-20	1.595	1.108	0.165	0.221
Nov-20	1.734	1.182	0.197	0.231
Dec-20	1.744	1.228	0.16	0.225
Jan-21	1.774	1.202	0.175	0.246
Feb-21	1.766	1.122	0.224	0.255
Mar-21	1.796	1.172	0.196	0.265
Apr-21	1.878	1.197	0.228	0.269
May-21	1.933	1.238	0.264	0.285
Jun-21	1.764	1.17	0.175	0.29
Jul-21	1.992	1.192	0.316	0.296
Aug-21	1.941	1.143	0.374	0.289
Sep-21	1.965	1.138	0.362	0.286
Oct-21	2.043	1.15	0.374	0.308
Nov-21	2.101	1.178	0.411	0.318
Dec-21	2.153	1.205	0.444	0.341
Jan-22	2.15	1.2	0.448	0.353
Feb-22	2.269	1.264	0.455	0.359
Mar-22	2.284	1.246	0.454	0.358
Apr-22	2.218	1.195	0.4	0.363
May-22	2.23	1.177	0.438	0.37
Jun-22	1.944	1.056	0.278	0.4
Jul-22	2.156	1.114	0.46	0.355
Aug-22	2.204	1.233	0.44	0.341
Sep-22	2.203	1.183	0.423	0.349
Oct-22	2.198	1.14	0.451	0.361
Nov-22	2.207	1.151	0.411	0.369
Dec-22	2.152	1.148	0.413	0.35
Jan-23	2.168	1.147	0.39	0.361
Feb-23	2.177	1.164	0.375	0.373
Mar-23	2.138	1.19	0.37	0.363
Apr-23	2.191	1.22	0.343	0.367
May-23	2.256	1.307	0.32	0.376
Jun-23	2.128	1.313	0.224	0.416
Jul-23	2.275	1.337	0.323	0.359
Aug-23	2.405	1.421	0.353	0.391
Sep-23	2.439	1.418	0.335	0.403
Oct-23	2.543	1.445	0.354	0.413
Nov-23	2.406	1.373	0.355	0.391
Dec-23	2.32	1.295	0.386	0.348
Jan-24	2.458	1.364	0.408	0.406
Feb-24	2.437	1.327	0.433	0.408

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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003],[0.32300000000000001],[0.35599999999999998],[0.42499999999999999],[0.38700000000000001],[0.36899999999999999],[0.34899999999999998],[0.35499999999999998],[0.313],[0.27900000000000003],[0.28499999999999998],[0.28599999999999998],[0.28499999999999998],[0.25700000000000001],[0.22800000000000001],[0.20399999999999999],[0.19800000000000001],[0.20799999999999999],[0.216],[null],[0.24299999999999999],[0.27500000000000002],[0.26600000000000001],[0.25],[0.24199999999999999],[0.22700000000000001],[0.23699999999999999],[0.247],[0.248],[0.26600000000000001],[0.28100000000000003],[0.30399999999999999],[0.312],[0.30499999999999999],[0.29599999999999999],[0.27300000000000002],[0.26900000000000002],[0.26000000000000001],[0.251],[0.255],[0.246],[0.26000000000000001],[0.26700000000000002],[0.32200000000000001],[0.27700000000000002],[0.28799999999999998],[0.29199999999999998],[0.307],[0.33400000000000002],[0.29599999999999999],[0.28599999999999998],[0.20599999999999999],[0.182],[0.20799999999999999],[0.22600000000000001],[0.20999999999999999],[0.22600000000000001],[0.221],[0.23100000000000001],[0.22500000000000001],[0.246],[0.255],[0.26500000000000001],[0.26900000000000002],[0.28499999999999998],[0.28999999999999998],[0.29599999999999999],[0.28899999999999998],[0.28599999999999998],[0.308],[0.318],[0.34100000000000003],[0.35299999999999998],[0.35899999999999999],[0.35799999999999998],[0.36299999999999999],[0.37],[0.40000000000000002],[0.35499999999999998],[0.34100000000000003],[0.34899999999999998],[0.36099999999999999],[0.36899999999999999],[0.34999999999999998],[0.36099999999999999],[0.373],[0.36299999999999999],[0.36699999999999999],[0.376],[0.41599999999999998],[0.35899999999999999],[0.39100000000000001],[0.40300000000000002],[0.41299999999999998],[0.39100000000000001],[0.34799999999999998],[0.40600000000000003],[0.40799999999999997]]]

[]

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[{"value":"0","axis_id":"0","axis_title":"$ billions","axis_units":"","tooltip_units":"(b)","table_units":"($b)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"$","data_unit_suffix":"","reverse_axis":false}]

Any missing data points in the series above are not available for publication.

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.030	0.030	0.052	0.152
Apr-06	0.028	0.030	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.170
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.070	0.155
Nov-06	0.034	0.035	0.070	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.060	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.220
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.040	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.030	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.030	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.030	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.030	0.222
Dec-09	0.030	0.052	0.032	0.224
Jan-10	0.032	0.044	0.030	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.240
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.030	0.042	0.038	0.277
Jan-11	0.026	0.042	0.040	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.210
Apr-11	0.030	0.048	0.040	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.033	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.240
Nov-11	0.035	0.055	0.044	0.240
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.047	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.060	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.053	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.070	0.059	0.240
Nov-12	0.043	0.068	0.060	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.040	0.075	0.061	0.243
Mar-13	0.039	0.070	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.040	0.068	0.056	0.263
Jun-13	0.036	0.066	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.060	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.060	0.189
Nov-13	0.039	0.072	0.061	0.190
Dec-13	0.038	0.072	0.060	0.177
Jan-14	0.042	0.072	0.060	0.171
Feb-14	0.042	0.073	0.061	0.170
Mar-14	0.041	0.074	0.060	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.041	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.040	0.074	0.061	0.166
Aug-14	0.044	0.080	0.061	0.176
Sep-14	0.043	0.081	0.055	0.176
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.150
Feb-15	0.039	0.080	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.060	0.172
May-15	0.040	0.087	0.062	0.168
Jun-15	NA	0.090	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.040	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.112
Dec-15	0.045	0.076	0.064	0.111
Jan-16	0.044	0.077	0.064	0.110
Feb-16	0.045	0.071	0.063	0.115
Mar-16	0.051	0.078	0.063	0.116
Apr-16	0.050	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.065	0.128
Jul-16	0.046	0.079	0.066	0.130
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.141
Nov-16	0.046	0.072	0.061	0.140
Dec-16	0.051	0.073	0.060	0.162
Jan-17	0.048	0.070	0.059	0.139
Feb-17	0.048	0.070	0.055	0.123
Mar-17	0.044	0.073	0.064	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.080
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.072	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.060	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.067	0.060	0.096
Jan-18	0.046	0.064	0.059	0.104
Feb-18	0.046	0.066	0.055	0.103
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.064	0.054	0.116
Jun-18	0.051	0.072	0.054	0.121
Jul-18	0.049	0.064	0.054	0.119
Aug-18	0.049	0.062	0.059	0.122
Sep-18	0.050	0.065	0.054	0.121
Oct-18	0.055	0.063	0.050	0.123
Nov-18	0.052	0.061	0.047	0.125
Dec-18	0.049	0.057	0.043	0.131
Jan-19	0.048	0.055	0.041	0.134
Feb-19	0.046	0.057	0.042	0.136
Mar-19	0.045	0.056	0.037	0.139
Apr-19	0.045	0.056	0.039	0.129
May-19	0.048	0.057	0.041	0.132
Jun-19	0.049	0.056	0.041	0.132
Jul-19	0.056	0.059	0.039	0.141
Aug-19	0.051	0.063	0.037	0.141
Sep-19	0.046	0.070	0.035	0.142
Oct-19	0.047	0.074	0.034	0.157
Nov-19	0.044	0.079	0.034	0.175
Dec-19	0.045	0.085	0.036	0.163
Jan-20	0.046	0.090	0.035	0.184
Feb-20	0.053	0.073	0.035	0.162
Mar-20	0.044	0.071	0.017	0.159
Apr-20	0.029	0.065	0.002	0.119
May-20	0.042	0.060	0.002	0.121
Jun-20	0.066	0.078	0.004	0.107
Jul-20	0.055	0.068	0.002	0.116
Aug-20	0.045	0.063	0.003	0.126
Sep-20	0.032	0.070	0.006	0.134
Oct-20	0.037	0.059	0.008	0.139
Nov-20	0.046	0.067	0.004	0.130
Dec-20	0.047	0.079	0.008	0.126
Jan-21	0.048	0.070	0.005	0.124
Feb-21	0.050	0.095	0.005	0.124
Mar-21	0.052	0.098	0.007	0.161
Apr-21	0.055	0.100	0.007	0.145
May-21	0.057	0.103	0.006	0.153
Jun-21	0.074	0.109	0.006	0.155
Jul-21	0.069	0.117	0.004	0.158
Aug-21	0.058	0.099	0.005	0.138
Sep-21	0.057	0.112	0.005	0.160
Oct-21	0.060	0.132	0.009	0.160
Nov-21	0.056	0.114	0.012	0.154
Dec-21	0.063	0.109	0.013	0.161
Jan-22	0.064	0.125	0.013	0.154
Feb-22	0.070	0.125	0.016	0.170
Mar-22	0.072	0.136	0.019	0.160
Apr-22	0.069	0.143	0.024	0.165
May-22	0.067	0.143	0.026	0.165
Jun-22	0.064	0.155	0.031	0.162
Jul-22	0.059	0.120	0.034	0.165
Aug-22	0.061	0.142	0.037	0.161
Sep-22	0.063	0.142	0.038	0.166
Oct-22	0.059	0.147	0.040	0.158
Nov-22	0.058	0.153	0.041	0.159
Dec-22	0.053	0.156	0.045	0.168
Jan-23	0.059	0.170	0.044	0.186
Feb-23	0.058	0.171	0.044	0.180
Mar-23	0.053	0.142	0.037	0.178
Apr-23	0.046	0.141	0.042	0.164
May-23	0.070	0.155	0.042	0.159
Jun-23	0.074	0.147	0.045	0.152
Jul-23	0.062	0.154	0.049	0.162
Aug-23	0.063	0.162	0.052	0.176
Sep-23	0.065	0.163	0.055	0.160
Oct-23	0.067	0.169	0.050	0.169
Nov-23	0.067	0.173	0.047	0.183
Dec-23	0.065	0.173	0.050	0.169
Jan-24	0.067	0.171	0.051	0.184
Feb-24	0.064	0.167	0.048	0.174

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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[]

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Any missing data points in the series above are not available for publication.

Business finance

In February 2024 in seasonally adjusted terms, the value of new loan commitments:

for construction finance rose 31.4%, after a rise of 5.9% in January. In trend terms, it rose 2.5%.
for the purchase of property fell 4.7%, after a rise of 16.9% in January. In trend terms, it rose 1.3%.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.087	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.189	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.573	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.502
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.326	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.426	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.315	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.286	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.675	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.439	2.605	1.356	2.751
Apr-11	1.025	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.72
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.514	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.49	2.671
Oct-11	1.352	2.602	1.449	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.329	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.483	3.076	1.15	2.752
Apr-12	1.035	2.926	1.112	2.779
May-12	1.022	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.469	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.422	3.116	1.064	2.848
Nov-12	1.031	2.69	1.066	2.858
Dec-12	2.683	2.693	1.07	2.873
Jan-13	1.346	3.103	1.078	2.892
Feb-13	0.878	2.854	1.093	2.917
Mar-13	0.941	2.654	1.121	2.95
Apr-13	0.737	2.983	1.167	2.992
May-13	1.344	3.305	1.234	3.052
Jun-13	1.47	3.3	1.321	3.133
Jul-13	1.229	3.056	1.424	3.24
Aug-13	1.496	3.343	1.532	3.368
Sep-13	1.464	3.406	1.637	3.512
Oct-13	1.666	3.414	1.726	3.664
Nov-13	2.232	5.146	1.796	3.818
Dec-13	2.209	4.079	1.849	3.969
Jan-14	1.59	3.22	1.887	4.107
Feb-14	2.245	4.445	1.915	4.227
Mar-14	1.501	4.651	1.936	4.326
Apr-14	3.781	4.2	1.957	4.402
May-14	1.804	4.57	1.98	4.452
Jun-14	1.545	3.884	2.008	4.477
Jul-14	2.91	4.647	2.045	4.484
Aug-14	1.699	4.777	2.091	4.481
Sep-14	2.969	4.254	2.142	4.476
Oct-14	2.167	4.497	2.192	4.474
Nov-14	1.784	3.042	2.234	4.483
Dec-14	2.198	4.763	2.259	4.503
Jan-15	3.621	4.457	2.268	4.535
Feb-15	2.62	4.367	2.266	4.579
Mar-15	1.996	4.42	2.257	4.636
Apr-15	2.409	4.756	2.242	4.705
May-15	2.337	4.992	2.218	4.787
Jun-15	2.088	4.846	2.19	4.88
Jul-15	2.01	4.975	2.164	4.976
Aug-15	2.253	4.995	2.142	5.065
Sep-15	1.877	8.335	2.131	5.139
Oct-15	2.194	4.991	2.133	5.195
Nov-15	2.466	5.259	2.151	5.228
Dec-15	2.183	5.644	2.177	5.241
Jan-16	1.616	4.534	2.2	5.237
Feb-16	1.838	5.56	2.21	5.22
Mar-16	2.987	5.19	2.204	5.196
Apr-16	3.311	5.114	2.184	5.168
May-16	2.236	4.679	2.15	5.147
Jun-16	1.807	5.097	2.109	5.137
Jul-16	2.289	5.503	2.064	5.145
Aug-16	1.87	5.03	2.024	5.171
Sep-16	1.535	5.306	1.992	5.213
Oct-16	1.868	5.159	1.977	5.271
Nov-16	4.708	5.29	1.982	5.335
Dec-16	1.96	5.005	2.005	5.397
Jan-17	2.782	5.914	2.045	5.456
Feb-17	1.806	5.645	2.095	5.507
Mar-17	1.867	5.695	2.146	5.546
Apr-17	2.437	5.267	2.192	5.575
May-17	1.898	5.468	2.234	5.59
Jun-17	2.907	5.806	2.276	5.593
Jul-17	1.853	6.945	2.323	5.582
Aug-17	2.835	5.404	2.374	5.557
Sep-17	1.969	5.211	2.434	5.522
Oct-17	2.189	6.059	2.5	5.48
Nov-17	4.023	5.568	2.563	5.435
Dec-17	2.665	4.839	2.616	5.391
Jan-18	2.908	5.558	2.654	5.353
Feb-18	2.471	5.396	2.665	5.328
Mar-18	2.587	5.128	2.648	5.326
Apr-18	2.976	5.564	2.603	5.346
May-18	2.646	5.02	2.534	5.386
Jun-18	2.252	5.36	2.451	5.432
Jul-18	2.588	5.418	2.357	5.476
Aug-18	2.092	5.577	2.267	5.517
Sep-18	2.098	5.716	2.19	5.55
Oct-18	3.446	5.715	2.135	5.567
Nov-18	1.73	6.164	2.109	5.568
Dec-18	1.964	4.309	2.115	5.557
Jan-19	2.587	5.085	2.161	5.535
Feb-19	2.743	5.061	2.25	5.496
Mar-19	1.884	5.511	2.379	5.442
Apr-19	1.968	5.401	2.532	5.375
May-19	2.662	6.361	2.692	5.297
Jun-19	3.056	7.401	2.842	5.216
Jul-19	2.808	4.724	2.965	5.136
Aug-19	3.119	5.196	3.043	5.056
Sep-19	3.959	5.149	3.069	4.974
Oct-19	3.229	4.058	3.04	4.883
Nov-19	3.22	4.227	2.961	4.782
Dec-19	2.951	4.838	2.84	4.67
Jan-20	2.138	4.655	2.688	4.546
Feb-20	2.127	5.138	2.523	4.417
Mar-20	2.747	4.687	2.368	4.286
Apr-20	2.001	4.266	2.239	4.155
May-20	1.958	3.911	2.145	4.031
Jun-20	3.095	3.558	2.085	3.924
Jul-20	2.37	3.527	2.056	3.848
Aug-20	1.337	3.834	2.05	3.81
Sep-20	2.089	3.766	2.051	3.822
Oct-20	1.902	3.767	2.051	3.897
Nov-20	1.248	4.337	2.046	4.037
Dec-20	2.028	4.802	2.041	4.234
Jan-21	1.068	3.893	2.034	4.475
Feb-21	1.953	4.444	2.03	4.742
Mar-21	2.232	5.052	2.028	5.021
Apr-21	1.9	5.458	2.028	5.308
May-21	1.912	4.766	2.031	5.604
Jun-21	1.675	6.675	2.038	5.9
Jul-21	2.649	7.59	2.046	6.187
Aug-21	2.13	6.009	2.057	6.45
Sep-21	2.249	6.105	2.071	6.674
Oct-21	2.062	7.104	2.086	6.85
Nov-21	1.63	6.708	2.097	6.969
Dec-21	2.388	7.098	2.1	7.029
Jan-22	4.052	7.832	2.098	7.031
Feb-22	1.783	7.546	2.09	6.985
Mar-22	2.354	6.5	2.077	6.892
Apr-22	2.133	5.997	2.06	6.757
May-22	2.022	6.798	2.043	6.584
Jun-22	2.209	6.167	2.028	6.379
Jul-22	1.662	7.69	2.018	6.153
Aug-22	2.233	6.108	2.015	5.929
Sep-22	1.498	5.704	2.027	5.723
Oct-22	2.39	5.51	2.052	5.543
Nov-22	0.963	5.489	2.088	5.394
Dec-22	1.923	5.22	2.132	5.282
Jan-23	1.864	4.88	2.175	5.211
Feb-23	2.685	4.895	2.216	5.177
Mar-23	2.287	4.955	2.246	5.18
Apr-23	3.342	5.528	2.263	5.217
May-23	2.604	5.733	2.271	5.279
Jun-23	2.285	5.177	2.272	5.356
Jul-23	1.781	5.187	2.273	5.44
Aug-23	2.112	5.699	2.28	5.525
Sep-23	2.334	5.985	2.296	5.606
Oct-23	2.375	5.719	2.326	5.683
Nov-23	2.274	5.314	2.368	5.758
Dec-23	2.349	5.42	2.423	5.832
Jan-24	2.487	6.333	2.485	5.906
Feb-24	3.268	6.036	2.546	5.984

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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[]

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Any missing data points in the series above are not available for publication.

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)
			Feb-2024 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		16.87	1.6	9.1
		Construction of dwellings	1.57	-2.1	-0.8
		Purchase of newly erected dwellings	1.02	4.9	13.1
		Purchase of existing dwellings	13.02	1.7	9.0
	First home buyers		4.93	4.8	20.7
Investor
	Total housing (a)		9.53	1.2	21.5

Number of new loan commitments by purpose (seasonally adjusted)
			Feb-2024 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		N/A	N/A	N/A
		Construction of dwellings	2 631	-1.0	-0.9
		Purchase of newly erected dwellings	1 700	11.5	8.2
		Purchase of existing dwellings	21 116	0.4	6.1
	First home buyers		9 377	4.3	13.2
Investor
	Total housing (a)		N/A	N/A	N/A

(a) Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

(b) There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In February 2024 in seasonally adjusted terms, the value of new loan commitments:

to owner occupiers rose 1.6%, after a fall of 0.9% in January
to investors rose 1.2%, after a fall of 0.8% in January

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Feb-22	-8.4	-2.5
Mar-22	-1.0	0.2
Apr-22	-3.4	-2.3
May-22	2.1	-2.6
Jun-22	-3.6	-4.7
Jul-22	-3.4	-6.2
Aug-22	-3.6	-4.2
Sep-22	-6.9	-5.7
Oct-22	-0.5	-0.1
Nov-22	-6.5	-4.8
Dec-22	-2.1	-3.8
Jan-23	-2.9	-2.2
Feb-23	0.9	1.4
Mar-23	1.8	0.7
Apr-23	-0.8	0.6
May-23	4.6	5.2
Jun-23	-0.9	4.6
Jul-23	-3.1	-0.4
Aug-23	3.1	1.6
Sep-23	3.3	3.8
Oct-23	3.5	3.6
Nov-23	0.8	0.2
Dec-23	-3.7	-0.6
Jan-24	-0.9	-0.8
Feb-24	1.6	1.2

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

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[]

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In February 2024 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings rose 1.7% and was 9.0% higher compared to a year ago
for the construction of new dwellings fell 2.1% and was 0.8% lower compared to a year ago
for the purchase of new dwellings rose 4.9% and was 13.1% higher compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Feb-06	0.865	0.582	6.910	0.323	0.503
Mar-06	0.848	0.594	7.032	0.335	0.497
Apr-06	0.850	0.615	6.995	0.345	0.493
May-06	0.857	0.648	7.336	0.341	0.445
Jun-06	0.896	0.618	7.189	0.344	0.471
Jul-06	0.953	0.607	7.389	0.364	0.465
Aug-06	0.938	0.577	7.191	0.352	0.464
Sep-06	0.905	0.556	6.923	0.327	0.470
Oct-06	0.916	0.576	6.999	0.334	0.472
Nov-06	0.919	0.576	6.940	0.334	0.464
Dec-06	0.917	0.535	7.142	0.338	0.499
Jan-07	0.933	0.611	7.159	0.334	0.518
Feb-07	0.909	0.638	7.389	0.325	0.511
Mar-07	0.925	0.679	7.640	0.321	0.520
Apr-07	0.932	0.634	7.916	0.330	0.514
May-07	0.936	0.674	8.176	0.331	0.543
Jun-07	0.992	0.763	8.701	0.331	0.573
Jul-07	0.960	0.693	8.249	0.315	0.564
Aug-07	0.999	0.699	8.384	0.338	0.609
Sep-07	1.028	0.656	7.980	0.312	0.533
Oct-07	1.050	0.571	8.206	0.318	0.604
Nov-07	0.988	0.542	8.223	0.317	0.592
Dec-07	0.992	0.500	8.015	0.304	0.565
Jan-08	0.999	0.489	8.343	0.347	0.627
Feb-08	1.003	0.479	7.553	0.328	0.527
Mar-08	0.996	0.402	6.984	0.296	0.477
Apr-08	0.962	0.396	6.595	0.294	0.494
May-08	0.922	0.365	6.214	0.288	0.390
Jun-08	0.889	0.422	6.142	0.288	0.466
Jul-08	0.875	0.387	6.135	0.291	0.451
Aug-08	0.842	0.353	6.079	0.282	0.427
Sep-08	0.834	0.400	6.247	0.333	0.430
Oct-08	0.861	0.428	6.484	0.334	0.436
Nov-08	0.839	0.479	6.447	0.350	0.487
Dec-08	0.916	0.501	7.053	0.350	0.523
Jan-09	1.011	0.552	7.736	0.374	0.564
Feb-09	1.054	0.586	8.149	0.383	0.616
Mar-09	1.189	0.644	9.066	0.388	0.697
Apr-09	1.308	0.634	8.935	0.381	0.699
May-09	1.347	0.617	8.783	0.380	0.708
Jun-09	1.370	0.605	8.939	0.364	0.693
Jul-09	1.382	0.602	8.685	0.364	0.706
Aug-09	1.408	0.636	8.540	0.346	0.726
Sep-09	1.506	0.647	8.940	0.340	0.742
Oct-09	1.676	0.614	8.430	0.329	0.777
Nov-09	1.543	0.578	7.992	0.315	0.674
Dec-09	1.454	0.583	7.673	0.301	0.600
Jan-10	1.401	0.522	7.334	0.290	0.581
Feb-10	1.361	0.542	7.028	0.292	0.576
Mar-10	1.269	0.546	6.925	0.286	0.558
Apr-10	1.186	0.561	6.805	0.283	0.529
May-10	1.139	0.566	6.947	0.281	0.514
Jun-10	1.088	0.571	6.686	0.270	0.518
Jul-10	1.111	0.588	6.784	0.271	0.546
Aug-10	1.127	0.542	6.790	0.269	0.516
Sep-10	1.104	0.568	6.686	0.272	0.512
Oct-10	1.099	0.611	6.667	0.289	0.514
Nov-10	1.163	0.706	6.682	0.272	0.507
Dec-10	1.130	0.600	6.843	0.275	0.574
Jan-11	1.054	0.592	6.641	0.241	0.497
Feb-11	1.083	0.507	6.593	0.257	0.437
Mar-11	1.053	0.523	6.532	0.268	0.455
Apr-11	1.087	0.553	6.644	0.261	0.467
May-11	1.172	0.613	6.533	0.266	0.503
Jun-11	1.083	0.590	6.602	0.275	0.554
Jul-11	1.091	0.593	6.632	0.260	0.472
Aug-11	1.061	0.615	6.606	0.277	0.482
Sep-11	1.084	0.576	6.381	0.268	0.479
Oct-11	1.048	0.566	6.537	0.242	0.483
Nov-11	1.082	0.591	6.584	0.256	0.468
Dec-11	1.065	0.622	6.945	0.250	0.515
Jan-12	1.085	0.623	6.940	0.271	0.480
Feb-12	1.130	0.547	6.272	0.247	0.487
Mar-12	1.094	0.585	6.324	0.243	0.458
Apr-12	1.114	0.637	6.437	0.244	0.500
May-12	1.154	0.579	6.623	0.239	0.518
Jun-12	1.185	0.586	6.678	0.240	0.567
Jul-12	1.206	0.552	6.784	0.243	0.500
Aug-12	1.177	0.561	6.967	0.241	0.497
Sep-12	1.132	0.592	7.043	0.242	0.496
Oct-12	1.116	0.577	6.922	0.248	0.522
Nov-12	1.116	0.546	7.026	0.243	0.520
Dec-12	1.157	0.531	7.064	0.250	0.529
Jan-13	1.138	0.566	7.282	0.236	0.576
Feb-13	1.166	0.529	7.386	0.242	0.558
Mar-13	1.264	0.574	7.663	0.249	0.601
Apr-13	1.254	0.549	7.649	0.239	0.614
May-13	1.231	0.565	7.774	0.245	0.607
Jun-13	1.266	0.491	7.904	0.240	0.598
Jul-13	1.240	0.553	7.907	0.239	0.577
Aug-13	1.273	0.548	7.574	0.243	0.611
Sep-13	1.296	0.536	8.057	0.241	0.627
Oct-13	1.307	0.567	8.151	0.235	0.638
Nov-13	1.339	0.653	8.318	0.239	0.669
Dec-13	1.305	0.586	8.150	0.246	0.659
Jan-14	1.402	0.567	8.270	0.244	0.678
Feb-14	1.445	0.604	8.445	0.253	0.704
Mar-14	1.487	0.591	8.393	0.239	0.677
Apr-14	1.480	0.580	8.396	0.241	0.641
May-14	1.506	0.589	8.252	0.248	0.626
Jun-14	1.499	0.642	8.368	0.240	0.649
Jul-14	1.496	0.628	8.278	0.244	0.652
Aug-14	1.439	0.642	8.054	0.235	0.623
Sep-14	1.496	0.622	8.134	0.236	0.628
Oct-14	1.536	0.628	8.314	0.244	0.681
Nov-14	1.454	0.647	8.048	0.238	0.630
Dec-14	1.442	0.605	8.516	0.223	0.571
Jan-15	1.451	0.597	8.664	0.254	0.566
Feb-15	1.425	0.693	8.376	0.245	0.554
Mar-15	1.458	0.697	8.774	0.256	0.533
Apr-15	1.520	0.717	8.795	0.262	0.547
May-15	1.407	0.681	8.251	0.254	0.528
Jun-15	1.388	0.722	9.034	0.274	0.568
Jul-15	1.369	0.799	9.286	0.266	0.598
Aug-15	1.412	0.799	10.163	0.276	0.614
Sep-15	1.459	0.936	10.317	0.265	0.600
Oct-15	1.441	0.851	9.996	0.264	0.585
Nov-15	1.476	0.834	9.854	0.273	0.583
Dec-15	1.480	0.899	9.657	0.269	0.601
Jan-16	1.448	0.890	9.364	0.260	0.534
Feb-16	1.423	0.865	9.519	0.272	0.628
Mar-16	1.435	0.837	9.227	0.276	0.660
Apr-16	1.459	0.889	9.500	0.279	0.666
May-16	1.497	0.890	9.433	0.265	0.662
Jun-16	1.451	0.905	9.454	0.268	0.629
Jul-16	1.457	0.855	9.230	0.276	0.644
Aug-16	1.509	0.865	9.039	0.268	0.632
Sep-16	1.519	0.869	9.183	0.276	0.642
Oct-16	1.493	0.888	9.319	0.264	0.633
Nov-16	1.471	0.924	9.411	0.271	0.648
Dec-16	1.502	0.922	9.691	0.267	0.708
Jan-17	1.447	0.952	9.783	0.282	0.671
Feb-17	1.472	0.887	9.861	0.278	0.715
Mar-17	1.507	1.012	10.164	0.279	0.725
Apr-17	1.608	0.951	9.977	0.290	0.774
May-17	1.635	1.010	10.271	0.293	0.830
Jun-17	1.679	1.020	10.215	0.282	0.792
Jul-17	1.794	1.039	10.402	0.260	0.786
Aug-17	1.729	1.057	10.654	0.294	0.790
Sep-17	1.671	1.088	10.503	0.317	0.814
Oct-17	1.642	1.074	10.234	0.297	0.824
Nov-17	1.638	1.024	10.409	0.287	0.800
Dec-17	1.603	1.045	10.294	0.280	0.792
Jan-18	1.662	1.017	10.215	0.280	0.850
Feb-18	1.560	1.142	10.530	0.244	0.775
Mar-18	1.553	1.069	10.146	0.238	0.778
Apr-18	1.493	1.054	10.207	0.230	0.781
May-18	1.571	1.083	10.573	0.231	0.811
Jun-18	1.664	1.032	10.312	0.224	0.847
Jul-18	1.780	1.016	10.172	0.213	0.815
Aug-18	1.570	0.956	9.769	0.212	0.790
Sep-18	1.494	0.940	9.628	0.209	0.723
Oct-18	1.518	0.924	9.728	0.206	0.718
Nov-18	1.489	0.907	9.240	0.209	0.700
Dec-18	1.388	0.838	8.535	0.253	0.723
Jan-19	1.390	0.785	8.447	0.184	0.753
Feb-19	1.507	0.819	9.116	0.210	0.593
Mar-19	1.490	0.750	8.562	0.202	0.527
Apr-19	1.443	0.821	8.764	0.201	0.616
May-19	1.473	0.809	8.463	0.201	0.612
Jun-19	1.463	0.760	8.840	0.202	0.640
Jul-19	1.499	0.863	9.050	0.207	0.632
Aug-19	1.471	0.975	9.335	0.210	0.679
Sep-19	1.511	1.017	9.559	0.212	0.690
Oct-19	1.520	1.020	9.816	0.243	0.714
Nov-19	1.511	1.104	10.338	0.208	0.741
Dec-19	1.576	1.088	10.689	0.208	0.729
Jan-20	1.668	1.123	11.005	0.207	0.754
Feb-20	1.636	1.052	10.166	0.212	0.763
Mar-20	1.598	1.064	10.319	0.196	0.766
Apr-20	1.715	1.076	9.697	0.213	0.747
May-20	1.650	1.038	8.361	0.222	0.659
Jun-20	1.635	1.044	9.345	0.221	0.766
Jul-20	1.825	1.103	10.189	0.224	1.070
Aug-20	2.128	1.177	11.374	0.217	1.339
Sep-20	2.712	1.220	12.097	0.231	1.386
Oct-20	2.821	1.228	11.856	0.273	1.369
Nov-20	2.893	1.293	12.305	0.278	1.323
Dec-20	3.428	1.395	13.262	0.295	1.364
Jan-21	4.055	1.516	15.250	0.311	1.340
Feb-21	4.025	1.501	14.333	0.323	1.314
Mar-21	3.532	1.539	15.030	0.318	1.250
Apr-21	3.329	1.560	16.489	0.392	1.187
May-21	3.086	1.478	16.253	0.459	1.060
Jun-21	2.600	1.586	17.070	0.481	0.907
Jul-21	2.691	1.525	17.305	0.492	0.945
Aug-21	2.504	1.443	16.393	0.497	0.890
Sep-21	2.385	1.328	16.106	0.501	0.887
Oct-21	2.119	1.213	15.290	0.504	0.870
Nov-21	2.232	1.283	16.586	0.607	0.895
Dec-21	2.178	1.318	17.063	0.538	0.893
Jan-22	2.155	1.336	18.322	0.494	0.889
Feb-22	2.113	1.194	16.518	0.549	0.868
Mar-22	2.204	1.215	16.203	0.581	0.831
Apr-22	2.218	1.119	15.609	0.610	0.760
May-22	2.332	1.187	15.788	0.654	0.789
Jun-22	2.363	1.089	15.159	0.598	0.792
Jul-22	2.356	1.091	14.506	0.597	0.771
Aug-22	2.305	1.010	13.982	0.554	0.768
Sep-22	2.098	0.943	13.048	0.518	0.718
Oct-22	2.107	1.074	12.816	0.556	0.679
Nov-22	1.896	0.957	12.120	0.509	0.629
Dec-22	1.784	0.939	11.974	0.534	0.541
Jan-23	1.648	0.904	11.712	0.479	0.578
Feb-23	1.580	0.901	11.944	0.448	0.588
Mar-23	1.575	0.920	12.107	0.513	0.620
Apr-23	1.521	0.913	12.083	0.483	0.616
May-23	1.538	0.945	12.712	0.468	0.665
Jun-23	1.582	0.936	12.439	0.516	0.702
Jul-23	1.495	0.921	12.195	0.496	0.568
Aug-23	1.553	0.922	12.523	0.520	0.638
Sep-23	1.557	0.948	13.081	0.520	0.580
Oct-23	1.643	0.962	13.397	0.567	0.696
Nov-23	1.620	0.972	13.487	0.645	0.676
Dec-23	1.635	0.951	12.895	0.610	0.657
Jan-24	1.601	0.971	12.806	0.616	0.611
Feb-24	1.568	1.019	13.021	0.642	0.623

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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[]

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For periods prior to July 2019, statistics on owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Users can hide/unhide series in the graph by clicking the legend above (e.g. toggle the "purchase of existing dwellings" series for a closer look at the other purposes of owner occupier lending).

In February 2024 in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in Queensland rose 7.4%, in New South Wales rose 3.4%, in the Australian Capital Territory rose 10.6%, in Tasmania rose 9.4%, in the Northern Territory rose 4.1% and in Victoria rose 0.04%
in Western Australia fell 3.3% and in South Australia fell 1.0%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Feb-06	2.654	2.001	2.002	0.673	1.419	0.160	0.114	0.131
Mar-06	2.719	1.986	2.064	0.669	1.467	0.169	0.115	0.151
Apr-06	2.727	1.977	2.055	0.686	1.451	0.168	0.115	0.134
May-06	2.889	2.056	2.126	0.703	1.488	0.148	0.114	0.137
Jun-06	2.757	1.955	2.135	0.690	1.493	0.168	0.108	0.133
Jul-06	2.735	2.100	2.282	0.711	1.583	0.167	0.104	0.160
Aug-06	2.680	2.056	2.187	0.697	1.434	0.173	0.108	0.154
Sep-06	2.548	2.017	2.144	0.716	1.345	0.184	0.095	0.163
Oct-06	2.587	2.050	2.186	0.689	1.320	0.158	0.089	0.168
Nov-06	2.620	2.048	2.199	0.688	1.299	0.165	0.086	0.169
Dec-06	2.610	2.097	2.262	0.665	1.370	0.169	0.091	0.170
Jan-07	2.700	2.098	2.307	0.686	1.319	0.160	0.094	0.145
Feb-07	2.740	2.121	2.403	0.723	1.341	0.161	0.082	0.182
Mar-07	2.852	2.200	2.490	0.739	1.344	0.172	0.104	0.197
Apr-07	2.955	2.264	2.590	0.732	1.361	0.176	0.085	0.185
May-07	2.956	2.370	2.662	0.753	1.450	0.197	0.082	0.206
Jun-07	3.165	2.437	2.735	0.783	1.647	0.203	0.102	0.207
Jul-07	3.018	2.245	2.718	0.763	1.553	0.194	0.100	0.208
Aug-07	3.051	2.430	2.759	0.779	1.505	0.183	0.084	0.202
Sep-07	2.865	2.415	2.598	0.774	1.439	0.194	0.091	0.182
Oct-07	3.099	2.389	2.581	0.781	1.389	0.199	0.095	0.183
Nov-07	3.005	2.418	2.607	0.775	1.409	0.198	0.094	0.187
Dec-07	2.948	2.377	2.518	0.776	1.366	0.178	0.087	0.194
Jan-08	3.120	2.424	2.527	0.759	1.469	0.195	0.074	0.198
Feb-08	2.759	2.333	2.357	0.698	1.275	0.196	0.084	0.181
Mar-08	2.575	2.195	2.078	0.654	1.210	0.200	0.075	0.164
Apr-08	2.469	2.079	1.940	0.661	1.152	0.175	0.092	0.177
May-08	2.377	1.989	1.846	0.597	1.014	0.134	0.080	0.155
Jun-08	2.307	1.994	1.788	0.613	1.074	0.147	0.077	0.172
Jul-08	2.315	1.938	1.766	0.612	1.137	0.142	0.085	0.161
Aug-08	2.319	1.885	1.649	0.640	1.061	0.148	0.082	0.177
Sep-08	2.296	2.007	1.829	0.638	1.077	0.147	0.087	0.170
Oct-08	2.324	2.062	1.895	0.642	1.128	0.165	0.105	0.211
Nov-08	2.367	2.114	1.959	0.680	1.074	0.181	0.098	0.162
Dec-08	2.675	2.205	2.083	0.726	1.165	0.191	0.110	0.203
Jan-09	2.956	2.369	2.306	0.794	1.259	0.207	0.108	0.224
Feb-09	3.312	2.414	2.374	0.830	1.328	0.225	0.125	0.218
Mar-09	3.579	2.775	2.676	0.840	1.449	0.228	0.135	0.263
Apr-09	3.487	2.767	2.700	0.852	1.515	0.225	0.134	0.256
May-09	3.450	2.732	2.651	0.865	1.548	0.198	0.127	0.254
Jun-09	3.500	2.762	2.667	0.833	1.589	0.222	0.110	0.253
Jul-09	3.429	2.823	2.568	0.853	1.568	0.219	0.115	0.229
Aug-09	3.373	2.845	2.562	0.804	1.529	0.200	0.116	0.230
Sep-09	3.533	2.934	2.590	0.810	1.739	0.208	0.114	0.267
Oct-09	3.316	2.959	2.486	0.790	1.679	0.214	0.117	0.232
Nov-09	3.073	2.816	2.322	0.729	1.656	0.198	0.100	0.220
Dec-09	2.907	2.723	2.238	0.710	1.535	0.181	0.097	0.224
Jan-10	2.753	2.664	2.086	0.675	1.429	0.168	0.096	0.202
Feb-10	2.620	2.712	2.007	0.619	1.387	0.160	0.105	0.206
Mar-10	2.647	2.600	1.952	0.639	1.268	0.158	0.086	0.197
Apr-10	2.705	2.581	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.761	2.592	1.833	0.641	1.151	0.149	0.087	0.184
Jun-10	2.630	2.567	1.794	0.598	1.121	0.144	0.076	0.180
Jul-10	2.725	2.703	1.778	0.605	1.092	0.150	0.068	0.188
Aug-10	2.707	2.674	1.746	0.623	1.111	0.154	0.076	0.190
Sep-10	2.683	2.554	1.735	0.607	1.139	0.152	0.087	0.199
Oct-10	2.653	2.640	1.742	0.607	1.124	0.140	0.071	0.182
Nov-10	2.716	2.638	1.777	0.650	1.144	0.137	0.077	0.195
Dec-10	2.797	2.673	1.761	0.626	1.156	0.145	0.070	0.189
Jan-11	2.765	2.570	1.512	0.619	1.119	0.155	0.079	0.186
Feb-11	2.712	2.571	1.526	0.592	1.126	0.148	0.069	0.188
Mar-11	2.685	2.563	1.540	0.562	1.094	0.145	0.076	0.179
Apr-11	2.720	2.539	1.587	0.565	1.136	0.154	0.074	0.195
May-11	2.749	2.550	1.575	0.600	1.156	0.156	0.075	0.203
Jun-11	2.809	2.543	1.585	0.583	1.156	0.146	0.079	0.196
Jul-11	2.741	2.519	1.676	0.564	1.127	0.151	0.074	0.198
Aug-11	2.747	2.560	1.715	0.548	1.122	0.147	0.076	0.176
Sep-11	2.726	2.414	1.534	0.622	1.126	0.137	0.079	0.184
Oct-11	2.819	2.368	1.571	0.568	1.115	0.134	0.071	0.193
Nov-11	2.873	2.345	1.650	0.553	1.148	0.135	0.076	0.186
Dec-11	3.181	2.343	1.733	0.554	1.156	0.132	0.088	0.186
Jan-12	3.057	2.419	1.830	0.526	1.220	0.135	0.086	0.185
Feb-12	2.518	2.353	1.648	0.539	1.218	0.131	0.086	0.186
Mar-12	2.418	2.356	1.694	0.539	1.277	0.120	0.098	0.177
Apr-12	2.529	2.428	1.770	0.531	1.255	0.119	0.093	0.180
May-12	2.570	2.511	1.802	0.538	1.276	0.131	0.088	0.186
Jun-12	2.598	2.589	1.761	0.554	1.330	0.141	0.100	0.188
Jul-12	2.643	2.522	1.742	0.555	1.411	0.133	0.110	0.194
Aug-12	2.719	2.522	1.820	0.559	1.482	0.135	0.100	0.202
Sep-12	2.737	2.531	1.802	0.537	1.456	0.137	0.096	0.192
Oct-12	2.637	2.520	1.840	0.551	1.370	0.138	0.097	0.198
Nov-12	2.681	2.506	1.828	0.557	1.475	0.146	0.105	0.203
Dec-12	2.535	2.595	1.839	0.553	1.555	0.138	0.101	0.193
Jan-13	2.728	2.594	1.833	0.591	1.610	0.132	0.107	0.189
Feb-13	2.768	2.592	1.873	0.609	1.592	0.135	0.096	0.204
Mar-13	2.922	2.700	1.936	0.620	1.675	0.145	0.093	0.211
Apr-13	2.947	2.653	1.902	0.636	1.716	0.135	0.088	0.212
May-13	2.963	2.680	1.967	0.625	1.717	0.144	0.098	0.203
Jun-13	2.965	2.692	2.017	0.673	1.700	0.141	0.106	0.217
Jul-13	2.994	2.629	2.041	0.670	1.664	0.146	0.116	0.232
Aug-13	2.986	2.632	1.918	0.625	1.674	0.158	0.100	0.262
Sep-13	3.077	2.737	2.047	0.677	1.687	0.164	0.102	0.258
Oct-13	3.179	2.669	2.101	0.733	1.703	0.180	0.111	0.215
Nov-13	3.297	2.848	2.143	0.683	1.763	0.164	0.104	0.224
Dec-13	3.200	2.786	2.117	0.688	1.688	0.167	0.088	0.228
Jan-14	3.183	2.814	2.215	0.685	1.746	0.163	0.103	0.240
Feb-14	3.277	2.868	2.286	0.672	1.785	0.171	0.127	0.242
Mar-14	3.255	2.868	2.224	0.685	1.767	0.172	0.110	0.239
Apr-14	3.322	2.884	2.178	0.694	1.675	0.184	0.120	0.225
May-14	3.189	2.832	2.177	0.691	1.819	0.157	0.126	0.229
Jun-14	3.288	2.894	2.173	0.696	1.894	0.182	0.105	0.209
Jul-14	3.240	2.959	2.171	0.700	1.725	0.164	0.112	0.240
Aug-14	3.122	2.872	2.199	0.670	1.708	0.165	0.126	0.234
Sep-14	3.167	2.833	2.230	0.683	1.642	0.174	0.127	0.237
Oct-14	3.309	2.949	2.213	0.683	1.698	0.167	0.127	0.236
Nov-14	3.139	2.872	2.183	0.677	1.653	0.153	0.105	0.239
Dec-14	3.380	2.929	2.148	0.699	1.638	0.157	0.115	0.248
Jan-15	3.554	3.019	2.180	0.738	1.524	0.179	0.101	0.260
Feb-15	3.437	2.848	2.211	0.677	1.583	0.163	0.103	0.267
Mar-15	3.645	3.031	2.244	0.692	1.602	0.168	0.100	0.249
Apr-15	3.562	3.090	2.338	0.683	1.586	0.159	0.108	0.263
May-15	3.340	2.933	2.218	0.666	1.481	0.150	0.094	0.250
Jun-15	3.848	3.215	2.248	0.655	1.530	0.154	0.094	0.264
Jul-15	3.990	3.291	2.329	0.702	1.507	0.162	0.080	0.235
Aug-15	4.452	3.807	2.325	0.720	1.468	0.158	0.093	0.262
Sep-15	4.702	3.700	2.345	0.738	1.495	0.156	0.091	0.279
Oct-15	4.425	3.702	2.304	0.717	1.455	0.158	0.086	0.271
Nov-15	4.346	3.775	2.228	0.730	1.407	0.163	0.102	0.286
Dec-15	4.249	3.655	2.348	0.728	1.402	0.169	0.071	0.271
Jan-16	4.119	3.554	2.278	0.688	1.340	0.171	0.096	0.270
Feb-16	4.243	3.603	2.311	0.713	1.349	0.157	0.095	0.261
Mar-16	4.020	3.549	2.296	0.726	1.338	0.156	0.091	0.276
Apr-16	4.179	3.648	2.340	0.750	1.349	0.164	0.079	0.291
May-16	4.144	3.584	2.388	0.772	1.328	0.170	0.081	0.299
Jun-16	4.175	3.563	2.381	0.747	1.302	0.174	0.079	0.293
Jul-16	4.103	3.406	2.332	0.752	1.334	0.178	0.077	0.271
Aug-16	3.983	3.359	2.399	0.741	1.310	0.179	0.082	0.271
Sep-16	4.008	3.462	2.445	0.739	1.286	0.190	0.071	0.239
Oct-16	4.039	3.549	2.447	0.744	1.257	0.186	0.080	0.266
Nov-16	4.154	3.597	2.421	0.735	1.278	0.198	0.077	0.277
Dec-16	4.330	3.705	2.454	0.737	1.290	0.192	0.078	0.294
Jan-17	4.368	3.749	2.485	0.747	1.199	0.190	0.071	0.303
Feb-17	4.396	3.805	2.424	0.773	1.292	0.183	0.074	0.285
Mar-17	4.671	3.914	2.494	0.791	1.283	0.210	0.098	0.326
Apr-17	4.507	3.863	2.571	0.773	1.278	0.185	0.081	0.297
May-17	4.788	4.059	2.541	0.759	1.320	0.201	0.070	0.338
Jun-17	4.642	4.061	2.540	0.778	1.351	0.192	0.085	0.345
Jul-17	4.788	4.218	2.570	0.758	1.340	0.194	0.076	0.331
Aug-17	4.970	4.367	2.528	0.736	1.344	0.200	0.075	0.327
Sep-17	4.818	4.414	2.468	0.748	1.258	0.192	0.087	0.352
Oct-17	4.577	4.346	2.490	0.744	1.264	0.207	0.083	0.332
Nov-17	4.654	4.349	2.544	0.772	1.249	0.220	0.061	0.334
Dec-17	4.598	4.288	2.518	0.776	1.211	0.212	0.086	0.332
Jan-18	4.500	4.295	2.508	0.768	1.222	0.200	0.073	0.325
Feb-18	4.904	4.345	2.451	0.776	1.156	0.201	0.086	0.346
Mar-18	4.636	4.228	2.482	0.737	1.165	0.210	0.071	0.349
Apr-18	4.658	4.106	2.448	0.724	1.209	0.221	0.073	0.370
May-18	4.764	4.306	2.538	0.789	1.206	0.217	0.077	0.337
Jun-18	4.693	4.299	2.568	0.761	1.165	0.219	0.078	0.333
Jul-18	4.469	4.325	2.581	0.793	1.161	0.234	0.071	0.330
Aug-18	4.316	4.136	2.395	0.795	1.079	0.209	0.068	0.333
Sep-18	4.246	3.971	2.311	0.732	1.125	0.209	0.075	0.314
Oct-18	4.140	3.949	2.373	0.804	1.142	0.245	0.064	0.355
Nov-18	3.939	3.807	2.227	0.766	1.149	0.225	0.068	0.354
Dec-18	3.770	3.595	2.057	0.757	1.006	0.226	0.059	0.322
Jan-19	3.451	3.483	2.109	0.762	0.988	0.219	0.068	0.278
Feb-19	4.079	3.571	2.190	0.756	1.000	0.228	0.059	0.322
Mar-19	3.739	3.537	2.106	0.729	1.022	0.206	0.062	0.298
Apr-19	3.852	3.490	2.108	0.731	1.038	0.208	0.083	0.284
May-19	3.661	3.515	2.077	0.692	1.033	0.204	0.071	0.288
Jun-19	3.846	3.658	2.148	0.716	1.057	0.217	0.064	0.278
Jul-19	3.960	3.740	2.190	0.696	1.076	0.211	0.064	0.310
Aug-19	4.108	3.888	2.277	0.740	1.118	0.217	0.055	0.318
Sep-19	4.223	3.989	2.356	0.755	1.108	0.231	0.059	0.304
Oct-19	4.368	4.098	2.343	0.738	1.054	0.216	0.057	0.333
Nov-19	4.702	4.283	2.446	0.815	1.125	0.221	0.055	0.345
Dec-19	4.778	4.412	2.515	0.804	1.136	0.209	0.065	0.372
Jan-20	4.893	4.592	2.380	0.777	1.123	0.221	0.064	0.374
Feb-20	4.585	4.191	2.548	0.769	1.135	0.227	0.060	0.353
Mar-20	4.983	4.164	2.472	0.754	1.138	0.224	0.060	0.346
Apr-20	4.793	4.179	2.021	0.709	1.018	0.211	0.059	0.356
May-20	3.890	3.919	2.002	0.662	0.907	0.183	0.053	0.338
Jun-20	4.473	3.734	2.399	0.772	1.069	0.213	0.061	0.359
Jul-20	4.822	4.059	2.686	0.851	1.296	0.226	0.076	0.344
Aug-20	5.360	4.754	3.096	0.948	1.479	0.305	0.074	0.442
Sep-20	5.753	4.502	3.557	1.070	1.805	0.302	0.090	0.473
Oct-20	5.851	3.996	3.631	1.098	1.935	0.307	0.097	0.451
Nov-20	6.030	4.680	3.619	1.025	1.971	0.290	0.103	0.442
Dec-20	6.314	5.500	3.812	1.009	2.125	0.310	0.096	0.490
Jan-21	6.868	6.451	4.183	1.133	2.326	0.327	0.110	0.611
Feb-21	6.592	6.288	4.093	1.254	2.331	0.331	0.120	0.460
Mar-21	6.975	6.400	4.162	1.202	2.232	0.315	0.117	0.479
Apr-21	7.426	6.789	4.142	1.217	2.239	0.310	0.119	0.501
May-21	7.436	6.660	4.066	1.165	2.237	0.302	0.130	0.524
Jun-21	7.676	6.675	4.061	1.175	2.159	0.298	0.116	0.566
Jul-21	7.813	6.746	4.034	1.116	2.166	0.281	0.120	0.550
Aug-21	7.370	6.544	3.962	1.114	2.019	0.264	0.121	0.488
Sep-21	7.198	5.881	4.008	1.133	2.065	0.272	0.097	0.480
Oct-21	6.481	5.749	3.914	1.111	1.886	0.272	0.099	0.407
Nov-21	7.267	6.407	3.972	1.126	1.959	0.281	0.115	0.495
Dec-21	7.348	6.499	4.036	1.137	2.039	0.285	0.103	0.509
Jan-22	7.943	6.999	3.925	1.157	2.023	0.268	0.109	0.648
Feb-22	7.008	6.373	3.844	1.101	2.031	0.271	0.107	0.458
Mar-22	6.898	6.404	3.817	1.104	2.081	0.276	0.106	0.527
Apr-22	6.466	5.856	3.810	1.104	2.071	0.290	0.113	0.520
May-22	6.522	6.318	3.882	1.152	1.971	0.294	0.097	0.561
Jun-22	6.305	5.931	3.833	1.164	1.979	0.285	0.112	0.514
Jul-22	5.985	5.809	3.648	1.102	1.894	0.280	0.117	0.510
Aug-22	5.637	5.615	3.612	1.032	1.927	0.290	0.123	0.518
Sep-22	5.305	5.113	3.343	1.007	1.710	0.276	0.098	0.472
Oct-22	5.215	5.199	3.222	0.961	1.730	0.260	0.098	0.455
Nov-22	4.938	4.687	3.177	0.931	1.657	0.250	0.087	0.409
Dec-22	4.938	4.459	3.035	0.930	1.626	0.247	0.090	0.378
Jan-23	4.728	4.291	3.047	0.908	1.528	0.243	0.097	0.397
Feb-23	4.969	4.324	2.884	0.877	1.546	0.227	0.085	0.399
Mar-23	4.939	4.372	3.148	0.953	1.645	0.241	0.092	0.406
Apr-23	4.866	4.389	3.141	0.955	1.674	0.240	0.077	0.388
May-23	5.173	4.523	3.266	0.964	1.730	0.270	0.082	0.381
Jun-23	5.100	4.563	3.126	0.923	1.736	0.232	0.081	0.376
Jul-23	5.088	4.490	3.057	0.868	1.678	0.208	0.060	0.362
Aug-23	5.089	4.600	3.105	0.978	1.705	0.241	0.085	0.345
Sep-23	5.216	4.970	3.188	0.948	1.592	0.226	0.075	0.378
Oct-23	5.411	4.952	3.341	0.988	1.831	0.258	0.085	0.377
Nov-23	5.330	5.019	3.492	1.068	1.833	0.218	0.084	0.408
Dec-23	5.171	4.875	3.282	0.989	1.772	0.224	0.082	0.390
Jan-24	5.107	4.704	3.140	0.977	1.827	0.202	0.069	0.372
Feb-24	5.278	4.706	3.372	0.967	1.767	0.221	0.072	0.412

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In February 2024 in seasonally adjusted terms for investor housing, the value of new loan commitments:

in New South Wales rose 1.5%, in Queensland rose 2.6%, in the Australian Capital Territory rose 4.8% and in Western Australia rose 0.6%
in Victoria fell 2.1%, in South Australia fell 3.8%, in Tasmania fell 3.0% and in the Northern Territory fell 4.8%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Feb-06	1.612	1.004	1.235	0.281	0.996	0.046	0.032	0.067
Mar-06	1.578	1.001	1.218	0.289	1.068	0.064	0.034	0.081
Apr-06	1.386	0.989	1.275	0.288	1.078	0.042	0.036	0.077
May-06	1.782	1.096	1.304	0.310	1.140	0.048	0.034	0.078
Jun-06	1.848	1.105	1.446	0.315	1.131	0.053	0.036	0.088
Jul-06	1.577	1.036	1.280	0.288	1.133	0.056	0.041	0.085
Aug-06	1.580	1.074	1.330	0.307	1.101	0.047	0.039	0.075
Sep-06	1.318	0.961	1.187	0.278	1.060	0.042	0.039	0.074
Oct-06	1.413	0.969	1.228	0.272	0.974	0.052	0.043	0.062
Nov-06	1.375	0.944	1.307	0.278	0.948	0.059	0.038	0.064
Dec-06	1.382	0.985	1.380	0.282	0.975	0.047	0.046	0.076
Jan-07	1.446	1.050	1.481	0.314	0.985	0.050	0.043	0.075
Feb-07	1.514	1.040	1.560	0.339	0.990	0.054	0.048	0.082
Mar-07	1.592	1.127	1.624	0.339	0.953	0.060	0.049	0.084
Apr-07	1.592	1.184	1.671	0.361	0.976	0.061	0.057	0.100
May-07	1.754	1.291	1.773	0.386	1.026	0.064	0.055	0.114
Jun-07	1.921	1.357	1.864	0.421	1.080	0.067	0.051	0.116
Jul-07	1.724	1.349	1.872	0.428	1.055	0.063	0.053	0.113
Aug-07	1.654	1.355	1.750	0.442	1.028	0.067	0.050	0.096
Sep-07	1.586	1.390	1.690	0.437	0.958	0.063	0.042	0.107
Oct-07	1.439	1.355	1.739	0.416	0.950	0.050	0.039	0.096
Nov-07	1.560	1.447	1.782	0.427	0.927	0.054	0.038	0.102
Dec-07	1.514	1.478	1.688	0.423	0.906	0.069	0.036	0.092
Jan-08	1.439	1.484	1.639	0.392	0.948	0.067	0.044	0.105
Feb-08	1.372	1.446	1.526	0.415	0.797	0.058	0.048	0.102
Mar-08	1.335	1.337	1.419	0.380	0.715	0.052	0.040	0.093
Apr-08	1.283	1.298	1.345	0.362	0.704	0.057	0.039	0.090
May-08	1.191	1.210	1.212	0.343	0.690	0.052	0.035	0.082
Jun-08	1.171	1.215	1.143	0.336	0.712	0.050	0.037	0.084
Jul-08	1.216	1.155	1.111	0.329	0.710	0.046	0.027	0.075
Aug-08	1.202	1.240	1.108	0.303	0.665	0.045	0.034	0.079
Sep-08	1.287	1.218	1.072	0.290	0.658	0.062	0.050	0.080
Oct-08	1.282	1.255	1.063	0.352	0.676	0.046	0.047	0.095
Nov-08	1.211	1.190	0.970	0.318	0.604	0.054	0.044	0.096
Dec-08	1.281	1.169	1.022	0.320	0.605	0.049	0.035	0.079
Jan-09	1.321	1.222	0.998	0.342	0.583	0.053	0.041	0.102
Feb-09	1.314	1.184	1.005	0.316	0.590	0.059	0.034	0.102
Mar-09	1.328	1.266	1.050	0.336	0.603	0.050	0.051	0.106
Apr-09	1.382	1.293	1.121	0.390	0.653	0.056	0.043	0.110
May-09	1.394	1.241	1.201	0.331	0.670	0.055	0.042	0.103
Jun-09	1.505	1.288	1.222	0.309	0.693	0.048	0.044	0.110
Jul-09	1.477	1.366	1.306	0.375	0.691	0.065	0.060	0.120
Aug-09	1.574	1.395	1.395	0.362	0.803	0.068	0.058	0.123
Sep-09	1.547	1.463	1.239	0.369	0.814	0.074	0.062	0.119
Oct-09	1.531	1.428	1.343	0.364	0.838	0.065	0.074	0.126
Nov-09	1.608	1.570	1.331	0.382	0.884	0.070	0.064	0.122
Dec-09	1.566	1.472	1.335	0.434	0.789	0.067	0.049	0.155
Jan-10	1.597	1.490	1.330	0.392	0.775	0.062	0.052	0.127
Feb-10	1.587	1.578	1.302	0.390	0.792	0.061	0.057	0.121
Mar-10	1.653	1.593	1.333	0.383	0.739	0.063	0.052	0.135
Apr-10	1.670	1.657	1.232	0.382	0.746	0.064	0.047	0.112
May-10	1.742	1.734	1.194	0.399	0.719	0.067	0.054	0.114
Jun-10	1.710	1.723	1.200	0.386	0.712	0.064	0.054	0.114
Jul-10	1.678	1.693	1.114	0.359	0.645	0.058	0.044	0.123
Aug-10	1.565	1.623	1.059	0.380	0.594	0.054	0.046	0.126
Sep-10	1.588	1.614	1.045	0.409	0.598	0.052	0.041	0.124
Oct-10	1.644	1.583	1.030	0.379	0.603	0.063	0.038	0.123
Nov-10	1.570	1.578	1.069	0.370	0.613	0.068	0.037	0.116
Dec-10	1.736	1.591	1.088	0.348	0.578	0.049	0.039	0.119
Jan-11	1.575	1.549	0.909	0.352	0.554	0.049	0.034	0.115
Feb-11	1.693	1.526	0.895	0.370	0.555	0.043	0.030	0.117
Mar-11	1.546	1.461	0.850	0.289	0.548	0.054	0.029	0.112
Apr-11	1.526	1.448	0.874	0.348	0.527	0.050	0.039	0.118
May-11	1.707	1.510	0.884	0.344	0.549	0.050	0.036	0.116
Jun-11	1.573	1.463	0.893	0.325	0.554	0.046	0.043	0.114
Jul-11	1.584	1.468	0.907	0.321	0.536	0.048	0.039	0.112
Aug-11	1.584	1.480	0.960	0.357	0.580	0.060	0.034	0.121
Sep-11	1.571	1.440	1.009	0.316	0.587	0.055	0.040	0.120
Oct-11	1.541	1.360	1.003	0.314	0.568	0.051	0.032	0.116
Nov-11	1.604	1.382	1.034	0.308	0.570	0.045	0.040	0.126
Dec-11	1.643	1.425	1.076	0.329	0.582	0.055	0.041	0.133
Jan-12	1.655	1.387	1.183	0.322	0.609	0.048	0.048	0.124
Feb-12	1.671	1.471	1.144	0.317	0.612	0.053	0.041	0.119
Mar-12	1.667	1.413	1.143	0.325	0.675	0.044	0.052	0.134
Apr-12	1.708	1.354	1.128	0.304	0.647	0.048	0.047	0.131
May-12	1.690	1.420	1.140	0.298	0.657	0.048	0.052	0.145
Jun-12	1.753	1.351	1.129	0.316	0.670	0.049	0.044	0.137
Jul-12	1.823	1.360	1.096	0.318	0.659	0.052	0.052	0.131
Aug-12	1.850	1.336	1.066	0.297	0.662	0.048	0.051	0.136
Sep-12	1.854	1.394	1.024	0.299	0.786	0.044	0.048	0.160
Oct-12	1.890	1.429	1.010	0.308	0.659	0.047	0.044	0.144
Nov-12	1.988	1.440	1.120	0.310	0.662	0.046	0.041	0.141
Dec-12	2.022	1.447	1.097	0.316	0.741	0.041	0.055	0.110
Jan-13	2.139	1.520	1.095	0.316	0.790	0.046	0.052	0.126
Feb-13	2.264	1.559	1.095	0.324	0.811	0.048	0.056	0.141
Mar-13	2.278	1.679	1.173	0.336	0.870	0.050	0.056	0.120
Apr-13	2.362	1.634	1.184	0.347	0.891	0.054	0.058	0.142
May-13	2.448	1.608	1.291	0.359	0.915	0.046	0.058	0.135
Jun-13	2.519	1.647	1.214	0.328	0.822	0.046	0.048	0.147
Jul-13	2.574	1.714	1.198	0.374	0.839	0.045	0.067	0.160
Aug-13	2.692	1.734	1.180	0.367	0.836	0.047	0.069	0.153
Sep-13	2.899	1.828	1.265	0.386	0.800	0.053	0.070	0.159
Oct-13	3.048	1.888	1.351	0.390	0.844	0.051	0.072	0.141
Nov-13	3.185	1.914	1.347	0.379	0.942	0.052	0.081	0.140
Dec-13	3.193	1.976	1.339	0.370	0.940	0.054	0.073	0.125
Jan-14	3.218	1.879	1.367	0.353	0.913	0.060	0.073	0.117
Feb-14	3.157	1.892	1.402	0.372	0.896	0.052	0.083	0.147
Mar-14	3.355	1.956	1.347	0.359	0.889	0.055	0.076	0.164
Apr-14	3.308	2.008	1.368	0.363	0.935	0.054	0.078	0.129
May-14	3.349	1.991	1.378	0.371	0.936	0.060	0.077	0.123
Jun-14	3.190	2.033	1.395	0.362	0.931	0.063	0.089	0.121
Jul-14	3.473	2.023	1.418	0.386	0.959	0.059	0.086	0.117
Aug-14	3.519	2.075	1.444	0.399	0.930	0.075	0.094	0.126
Sep-14	3.784	2.066	1.456	0.369	0.997	0.061	0.076	0.117
Oct-14	3.906	2.165	1.444	0.417	0.948	0.070	0.081	0.130
Nov-14	3.913	2.144	1.387	0.409	0.930	0.066	0.075	0.130
Dec-14	4.018	2.173	1.368	0.387	0.916	0.062	0.075	0.144
Jan-15	4.037	2.247	1.401	0.409	0.781	0.060	0.052	0.144
Feb-15	3.932	2.161	1.399	0.395	0.836	0.067	0.057	0.126
Mar-15	4.303	2.290	1.467	0.417	0.851	0.061	0.068	0.140
Apr-15	4.404	2.442	1.521	0.464	0.854	0.067	0.060	0.143
May-15	4.070	2.256	1.495	0.397	0.772	0.057	0.053	0.134
Jun-15	4.068	2.224	1.438	0.415	0.751	0.064	0.052	0.134
Jul-15	3.906	2.121	1.463	0.359	0.705	0.060	0.039	0.141
Aug-15	3.657	2.014	1.463	0.345	0.733	0.054	0.035	0.121
Sep-15	3.205	1.777	1.378	0.390	0.532	0.047	0.036	0.089
Oct-15	3.020	1.661	1.187	0.313	0.506	0.051	0.036	0.095
Nov-15	2.761	1.732	1.183	0.311	0.444	0.052	0.027	0.097
Dec-15	2.819	1.703	1.235	0.330	0.456	0.064	0.030	0.089
Jan-16	2.753	1.671	1.199	0.330	0.435	0.055	0.031	0.095
Feb-16	2.834	1.710	1.241	0.325	0.426	0.055	0.031	0.078
Mar-16	2.846	1.677	1.203	0.319	0.394	0.058	0.019	0.102
Apr-16	3.042	1.783	1.215	0.337	0.403	0.051	0.026	0.105
May-16	3.220	1.786	1.282	0.341	0.414	0.059	0.028	0.117
Jun-16	3.350	1.883	1.244	0.347	0.431	0.059	0.027	0.123
Jul-16	3.546	1.909	1.234	0.324	0.416	0.054	0.021	0.114
Aug-16	3.537	1.866	1.251	0.346	0.392	0.060	0.026	0.113
Sep-16	3.921	2.113	1.312	0.325	0.414	0.052	0.023	0.133
Oct-16	4.055	2.189	1.364	0.341	0.434	0.060	0.019	0.120
Nov-16	4.181	2.306	1.395	0.349	0.407	0.068	0.021	0.146
Dec-16	4.170	2.307	1.389	0.349	0.414	0.071	0.022	0.157
Jan-17	4.236	2.384	1.328	0.353	0.427	0.074	0.025	0.150
Feb-17	4.135	2.268	1.318	0.326	0.451	0.071	0.023	0.146
Mar-17	4.207	2.402	1.313	0.352	0.415	0.074	0.023	0.143
Apr-17	4.045	2.290	1.241	0.322	0.384	0.074	0.019	0.145
May-17	4.101	2.286	1.140	0.319	0.351	0.067	0.018	0.148
Jun-17	3.799	2.290	1.142	0.312	0.367	0.064	0.018	0.145
Jul-17	3.705	2.066	1.116	0.320	0.373	0.068	0.020	0.142
Aug-17	3.795	2.221	1.053	0.317	0.348	0.066	0.019	0.124
Sep-17	3.637	2.272	1.046	0.319	0.347	0.074	0.018	0.147
Oct-17	3.614	2.148	0.958	0.296	0.370	0.063	0.018	0.151
Nov-17	3.359	2.112	0.959	0.315	0.363	0.088	0.022	0.136
Dec-17	3.223	2.111	0.900	0.300	0.362	0.070	0.017	0.131
Jan-18	3.118	1.995	0.942	0.277	0.340	0.072	0.012	0.127
Feb-18	3.343	2.036	0.895	0.292	0.312	0.067	0.014	0.139
Mar-18	2.953	1.868	0.869	0.271	0.293	0.073	0.015	0.148
Apr-18	2.950	1.812	0.889	0.277	0.270	0.075	0.014	0.130
May-18	2.916	1.868	0.928	0.265	0.313	0.068	0.017	0.132
Jun-18	2.887	1.795	0.963	0.231	0.289	0.067	0.013	0.122
Jul-18	2.783	1.823	0.942	0.277	0.282	0.074	0.013	0.118
Aug-18	2.701	1.695	0.870	0.251	0.285	0.073	0.011	0.119
Sep-18	2.638	1.700	0.813	0.258	0.262	0.068	0.015	0.106
Oct-18	2.425	1.750	0.824	0.290	0.271	0.068	0.012	0.114
Nov-18	2.379	1.573	0.756	0.241	0.239	0.069	0.013	0.106
Dec-18	2.298	1.444	0.714	0.238	0.219	0.064	0.011	0.104
Jan-19	2.102	1.412	0.689	0.238	0.218	0.056	0.010	0.100
Feb-19	2.193	1.431	0.713	0.248	0.216	0.063	0.011	0.108
Mar-19	2.098	1.372	0.689	0.228	0.231	0.062	0.009	0.094
Apr-19	2.046	1.375	0.689	0.228	0.230	0.074	0.010	0.111
May-19	1.982	1.339	0.706	0.245	0.212	0.064	0.011	0.106
Jun-19	2.083	1.377	0.699	0.235	0.196	0.054	0.010	0.096
Jul-19	2.110	1.486	0.724	0.239	0.226	0.071	0.012	0.113
Aug-19	2.203	1.579	0.772	0.252	0.237	0.078	0.007	0.111
Sep-19	2.118	1.551	0.772	0.244	0.234	0.073	0.012	0.084
Oct-19	2.091	1.668	0.772	0.228	0.222	0.070	0.010	0.126
Nov-19	2.207	1.683	0.781	0.233	0.228	0.073	0.020	0.130
Dec-19	2.254	1.733	0.818	0.246	0.234	0.067	0.015	0.125
Jan-20	2.251	1.682	0.802	0.277	0.249	0.070	0.013	0.113
Feb-20	2.077	1.601	0.827	0.202	0.240	0.073	0.015	0.074
Mar-20	2.030	1.516	0.784	0.225	0.222	0.067	0.012	0.107
Apr-20	2.069	1.684	0.584	0.216	0.178	0.058	0.012	0.094
May-20	1.668	1.265	0.538	0.185	0.158	0.048	0.008	0.096
Jun-20	1.951	1.340	0.635	0.216	0.195	0.063	0.013	0.087
Jul-20	2.021	1.372	0.668	0.223	0.234	0.066	0.009	0.097
Aug-20	2.063	1.400	0.763	0.243	0.283	0.062	0.011	0.136
Sep-20	2.293	1.494	0.820	0.281	0.345	0.072	0.012	0.131
Oct-20	2.399	1.210	0.846	0.266	0.313	0.084	0.015	0.130
Nov-20	2.425	1.300	0.899	0.260	0.367	0.068	0.012	0.152
Dec-20	2.614	1.579	1.031	0.254	0.378	0.095	0.015	0.156
Jan-21	2.796	1.763	1.116	0.287	0.386	0.098	0.024	0.172
Feb-21	2.736	1.906	1.131	0.308	0.400	0.088	0.018	0.184
Mar-21	3.063	2.113	1.327	0.328	0.434	0.098	0.020	0.169
Apr-21	3.258	2.227	1.457	0.358	0.473	0.095	0.030	0.176
May-21	3.483	2.376	1.501	0.356	0.489	0.116	0.025	0.190
Jun-21	3.627	2.485	1.595	0.396	0.506	0.118	0.024	0.234
Jul-21	3.867	2.525	1.757	0.393	0.526	0.116	0.029	0.249
Aug-21	3.928	2.604	1.867	0.399	0.516	0.120	0.040	0.235
Sep-21	3.950	2.642	1.943	0.455	0.575	0.133	0.031	0.239
Oct-21	3.849	2.594	2.133	0.483	0.582	0.131	0.047	0.221
Nov-21	4.290	2.743	2.194	0.511	0.609	0.138	0.037	0.215
Dec-21	4.316	2.848	2.222	0.519	0.613	0.136	0.037	0.235
Jan-22	4.727	3.033	2.279	0.550	0.650	0.130	0.034	0.262
Feb-22	4.288	3.007	2.262	0.514	0.679	0.128	0.026	0.261
Mar-22	4.275	3.041	2.288	0.557	0.712	0.133	0.035	0.283
Apr-22	4.086	2.942	2.239	0.539	0.718	0.128	0.035	0.294
May-22	3.996	2.850	2.173	0.536	0.748	0.136	0.032	0.271
Jun-22	3.694	2.765	2.122	0.506	0.696	0.137	0.035	0.256
Jul-22	3.466	2.551	1.911	0.525	0.692	0.113	0.036	0.237
Aug-22	3.374	2.468	1.803	0.494	0.662	0.118	0.028	0.246
Sep-22	3.047	2.374	1.707	0.453	0.621	0.093	0.030	0.210
Oct-22	3.168	2.408	1.615	0.442	0.629	0.090	0.032	0.235
Nov-22	3.046	2.234	1.581	0.416	0.629	0.080	0.027	0.204
Dec-22	2.942	2.083	1.520	0.432	0.673	0.086	0.027	0.201
Jan-23	2.991	1.995	1.470	0.388	0.588	0.078	0.040	0.216
Feb-23	3.062	1.968	1.455	0.409	0.625	0.091	0.027	0.183
Mar-23	3.070	1.966	1.518	0.400	0.643	0.085	0.027	0.197
Apr-23	3.088	1.939	1.564	0.422	0.680	0.085	0.023	0.138
May-23	3.213	2.062	1.641	0.488	0.714	0.087	0.033	0.190
Jun-23	3.322	2.141	1.718	0.460	0.762	0.087	0.030	0.207
Jul-23	3.383	2.090	1.814	0.448	0.744	0.092	0.047	0.193
Aug-23	3.371	2.106	1.768	0.471	0.813	0.086	0.032	0.179
Sep-23	3.449	2.251	1.786	0.469	0.838	0.076	0.028	0.194
Oct-23	3.597	2.307	1.858	0.503	0.890	0.094	0.025	0.174
Nov-23	3.588	2.262	1.929	0.536	0.888	0.085	0.031	0.226
Dec-23	3.578	2.249	1.890	0.517	0.946	0.086	0.025	0.189
Jan-24	3.636	2.131	1.882	0.545	0.984	0.088	0.032	0.174
Feb-24	3.692	2.086	1.930	0.524	0.990	0.085	0.030	0.182

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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[]

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In February 2024, in original terms:

the value of new variable rate loan commitments funded in the month rose 1.0%
the value of new fixed rate loan commitments funded in the month fell 37.3%

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Total variable rate housing loans ($b)
Jul-19	4.632	25.284
Aug-19	4.78	27.194
Sep-19	4.76	26.923
Oct-19	4.972	30.025
Nov-19	5.206	30.449
Dec-19	5.48	31
Jan-20	4.613	27.326
Feb-20	4.226	26.3
Mar-20	4.612	29.865
Apr-20	7.573	26.474
May-20	11.25	25.903
Jun-20	14.346	26.969
Jul-20	13.85	23.748
Aug-20	12.306	22.606
Sep-20	13.757	25.12
Oct-20	13.709	26.67
Nov-20	13.048	27.096
Dec-20	15.152	29.944
Jan-21	13.361	23.84
Feb-21	14.818	25.867
Mar-21	20.03	30.865
Apr-21	20.163	27.403
May-21	22.742	28.579
Jun-21	26.114	31.393
Jul-21	26.287	30.832
Aug-21	25.707	30.191
Sep-21	24.67	29.762
Oct-21	22.795	29.523
Nov-21	25.84	34.042
Dec-21	23.898	36.078
Jan-22	15.755	29.819
Feb-22	13.074	33.444
Mar-22	11.793	42.894
Apr-22	8.019	40.748
May-22	6.728	49.788
Jun-22	5.326	52.447
Jul-22	2.752	47.367
Aug-22	2.327	50.436
Sep-22	1.903	45.745
Oct-22	1.901	45.756
Nov-22	2.467	49.06
Dec-22	2.438	47.281
Jan-23	1.881	37.531
Feb-23	2.177	38.347
Mar-23	2.787	47.744
Apr-23	2.11	39.409
May-23	2.635	51.4
Jun-23	4.5	50.514
Jul-23	4.687	44.928
Aug-23	4.082	48.91
Sep-23	2.083	46.429
Oct-23	1.174	49.4
Nov-23	1.056	52.23
Dec-23	1.038	49.447
Jan-24	0.971	41.385
Feb-24	0.609	41.801

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

["","Total fixed rate housing loans","Total variable rate housing loans"]

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[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.

In February 2024, in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings, excluding land, alterations and additions):

fell 2.7% at the national level from $615k to $599k

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.896	762.238	629.727	516.615	463.127	455.563	451.858	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.512	596.321
May-22	614.673	779.161	642.792	535.829	458.97	466.917	445.554	410.684	598.592
Jun-22	609.474	765.871	636.579	532.564	466.626	481.626	439.054	443.697	615.496
Jul-22	608.673	760.645	642.345	527.934	466.168	470.023	461.333	446.862	582.864
Aug-22	588.838	724.648	624.011	523.029	462.061	468.813	455.058	464.634	584.806
Sep-22	587.916	742.572	599.508	518.879	471.848	463.542	471.124	NA	NA
Oct-22	594.454	736.009	621.648	522.825	475.89	469.242	478.826	435.238	611.533
Nov-22	601.311	750.514	618.03	532.561	478.907	478.121	459.132	441.631	635.135
Dec-22	603.882	757.267	623.271	520.928	485.934	491.411	472.084	449.239	620.405
Jan-23	601.161	766.623	639.677	523.679	489.809	478.323	457.339	427.895	572.254
Feb-23	585.222	726.324	618.024	514.145	486.776	479.834	450.797	NA	NA
Mar-23	576.866	710.347	590.613	518.064	473.768	476.224	456.788	463.861	606.569
Apr-23	584.786	725.564	598.472	519.777	504.52	468.495	436.712	NA	NA
May-23	584.607	720.029	598.949	521.609	467.438	472.08	465.313	424.873	589.13
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473
Jul-23	593.213	748.502	590.056	519.654	498.743	472.352	433.813	NA	NA
Aug-23	584.907	722.132	590.45	527.463	489.978	475.578	463.693	NA	NA
Sep-23	598.867	756.821	594.155	537.915	496.587	475.405	460.183	437.821	587.307
Oct-23	610.398	762.472	608.839	548.149	507.02	496.212	457.25	434.848	602.178
Nov-23	608.448	754.832	602.471	557.51	510.057	497.275	444.726	429.333	598.643
Dec-23	624.383	785.405	613.018	572.439	519.478	509.275	462.661	437.572	622.204
Jan-24	615.178	770.914	614.088	559.507	530.276	530.298	434.889	422.143	581.653
Feb-24	598.624	721.599	603.142	561.625	500.934	506.004	437.079	429.496	628.411

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In February 2024 in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level rose 4.3% to 9,377, after a 5.6% fall in January. It was 13.2% higher compared to a year ago.
in New South Wales rose 6.4%, in Queensland rose 3.2%, in Victoria rose 1.3%, in the Australian Capital Territory rose 7.5%, in the Northern Territory rose 23.5%, in Western Australia rose 0.5% and in South Australia rose 0.7%
in Tasmania fell 0.7%

Additional information

Previously, the ABS published a first home buyer ratio which was the ratio of owner occupier first home buyer loan commitments to all owner occupier loan commitments. The table below presents two owner occupier first home buyer ratios.

The first ratio is the ratio of first home buyer loan commitments to total dwelling commitments (excluding refinancing). This is similar to the ratio published prior to October 2019. Loan commitments for dwellings is the sum of loan commitments for construction of dwellings, newly erected dwellings and existing dwellings.

The second ratio is a new ratio, the ratio of first home buyer loan commitments to total housing loan commitments (excluding refinancing). This ratio uses the new key statistic, total housing loan commitments. Total housing loan commitments is the sum of loan commitments for dwellings and loan commitments for purchases of residential land and alterations and additions.

First home buyer ratios should be used with caution because the direction of movements in the ratio are often not indicative of the direction of movement in the number of first home buyers. First home buyer ratios are no longer routinely published by the ABS in the time series spreadsheets.

The table below does not include first home buyer loan commitments for investors.

New loan commitments to owner-occupier first home buyers (original), number
	First home buyer loan commitments Number	First home buyer ratio (a) - Dwellings (b)	First home buyer ratio - Housing (c)
Total Australia	8 545	36.9%	31.1%
New South Wales	2 024	36.3%	30.6%
Victoria	2 634	39.8%	34.7%
Queensland	1 672	32.6%	26.5%
South Australia	553	34.4%	27.9%
Western Australia	1 258	40.2%	33.6%
Tasmania	138	31.0%	25.7%
Northern Territory	54	38.8%	34.4%
Australian Capital Territory	212	39.6%	36.2%

a. The ratios in the table above are calculated against overall owner-occupier loans, including both OO FHB and OO non-FHB loans. They are not calculated against all housing loans, which would also include investor lending.

b. Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

c. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Feb-06	9,844
Mar-06	10,383
Apr-06	10,514
May-06	10,143
Jun-06	10,040
Jul-06	10,038
Aug-06	9,419
Sep-06	9,831
Oct-06	9,760
Nov-06	9,709
Dec-06	9,582
Jan-07	9,513
Feb-07	9,791
Mar-07	10,039
Apr-07	10,470
May-07	10,076
Jun-07	10,362
Jul-07	10,173
Aug-07	10,326
Sep-07	10,095
Oct-07	10,440
Nov-07	10,622
Dec-07	10,607
Jan-08	10,734
Feb-08	10,035
Mar-08	9,039
Apr-08	8,585
May-08	8,206
Jun-08	8,192
Jul-08	8,463
Aug-08	8,288
Sep-08	8,292
Oct-08	8,219
Nov-08	10,325
Dec-08	12,217
Jan-09	13,862
Feb-09	14,697
Mar-09	16,283
Apr-09	16,770
May-09	16,679
Jun-09	16,486
Jul-09	14,865
Aug-09	13,960
Sep-09	14,274
Oct-09	14,045
Nov-09	11,286
Dec-09	10,057
Jan-10	9,309
Feb-10	8,351
Mar-10	7,344
Apr-10	7,126
May-10	7,268
Jun-10	6,696
Jul-10	6,849
Aug-10	6,651
Sep-10	6,653
Oct-10	6,399
Nov-10	6,655
Dec-10	7,083
Jan-11	6,461
Feb-11	6,165
Mar-11	6,672
Apr-11	6,846
May-11	6,794
Jun-11	6,691
Jul-11	6,639
Aug-11	6,835
Sep-11	7,270
Oct-11	7,824
Nov-11	8,086
Dec-11	9,213
Jan-12	8,794
Feb-12	7,118
Mar-12	7,218
Apr-12	7,320
May-12	7,516
Jun-12	7,723
Jul-12	7,977
Aug-12	8,005
Sep-12	8,009
Oct-12	7,847
Nov-12	7,408
Dec-12	6,997
Jan-13	7,200
Feb-13	7,158
Mar-13	7,551
Apr-13	7,624
May-13	7,820
Jun-13	7,972
Jul-13	8,144
Aug-13	7,898
Sep-13	7,725
Oct-13	7,672
Nov-13	7,687
Dec-13	7,191
Jan-14	7,625
Feb-14	7,698
Mar-14	7,643
Apr-14	7,383
May-14	7,626
Jun-14	7,607
Jul-14	7,198
Aug-14	7,479
Sep-14	7,426
Oct-14	7,497
Nov-14	7,194
Dec-14	7,080
Jan-15	6,998
Feb-15	7,325
Mar-15	7,410
Apr-15	7,394
May-15	6,889
Jun-15	7,071
Jul-15	6,943
Aug-15	6,852
Sep-15	6,797
Oct-15	6,493
Nov-15	6,553
Dec-15	6,902
Jan-16	6,857
Feb-16	6,997
Mar-16	6,767
Apr-16	7,188
May-16	7,045
Jun-16	7,010
Jul-16	6,740
Aug-16	6,425
Sep-16	6,585
Oct-16	6,664
Nov-16	6,679
Dec-16	6,827
Jan-17	6,743
Feb-17	6,767
Mar-17	6,950
Apr-17	7,097
May-17	7,093
Jun-17	7,663
Jul-17	8,584
Aug-17	8,986
Sep-17	8,905
Oct-17	8,811
Nov-17	9,088
Dec-17	8,832
Jan-18	8,856
Feb-18	9,057
Mar-18	8,766
Apr-18	8,567
May-18	8,705
Jun-18	8,823
Jul-18	8,915
Aug-18	8,461
Sep-18	8,451
Oct-18	8,528
Nov-18	8,604
Dec-18	7,638
Jan-19	7,661
Feb-19	8,059
Mar-19	7,919
Apr-19	7,984
May-19	8,138
Jun-19	8,417
Jul-19	8,680
Aug-19	8,985
Sep-19	8,979
Oct-19	9,067
Nov-19	9,327
Dec-19	9,703
Jan-20	10,014
Feb-20	9,514
Mar-20	9,653
Apr-20	9,481
May-20	8,454
Jun-20	9,424
Jul-20	10,938
Aug-20	12,535
Sep-20	13,608
Oct-20	13,511
Nov-20	13,605
Dec-20	15,262
Jan-21	17,234
Feb-21	15,792
Mar-21	15,300
Apr-21	15,224
May-21	14,327
Jun-21	13,963
Jul-21	13,332
Aug-21	12,459
Sep-21	11,819
Oct-21	11,311
Nov-21	11,490
Dec-21	11,792
Jan-22	11,840
Feb-22	10,570
Mar-22	10,905
Apr-22	10,725
May-22	10,747
Jun-22	9,932
Jul-22	9,384
Aug-22	9,809
Sep-22	9,054
Oct-22	9,171
Nov-22	8,580
Dec-22	8,491
Jan-23	8,283
Feb-23	8,283
Mar-23	9,049
Apr-23	9,299
May-23	9,573
Jun-23	9,691
Jul-23	8,833
Aug-23	8,980
Sep-23	9,392
Oct-23	9,854
Nov-23	9,787
Dec-23	9,530
Jan-24	8,992
Feb-24	9,377

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Feb-06	2,537	2,617	2,205	592	1,465	208	163	135
Mar-06	2,745	2,600	2,356	646	1,508	223	143	178
Apr-06	2,881	2,588	2,350	622	1,472	224	142	138
May-06	2,666	2,669	2,360	635	1,283	206	127	144
Jun-06	2,661	2,609	2,423	646	1,230	200	168	141
Jul-06	2,601	2,652	2,466	627	1,250	188	116	154
Aug-06	2,518	2,473	2,387	627	1,112	176	73	175
Sep-06	2,551	2,568	2,427	677	1,091	205	86	183
Oct-06	2,653	2,648	2,373	677	1,002	176	88	165
Nov-06	2,618	2,613	2,338	690	958	198	90	181
Dec-06	2,566	2,580	2,369	636	968	185	97	158
Jan-07	2,627	2,449	2,418	626	945	147	99	139
Feb-07	2,605	2,665	2,565	676	950	165	75	170
Mar-07	2,728	2,624	2,475	731	1,002	175	108	166
Apr-07	2,845	2,725	2,650	647	1,102	178	90	158
May-07	2,700	2,700	2,553	663	1,028	182	91	137
Jun-07	2,742	2,689	2,505	614	1,326	190	95	167
Jul-07	2,734	2,656	2,423	630	1,344	156	70	157
Aug-07	2,703	2,839	2,529	631	1,355	168	83	137
Sep-07	2,528	2,863	2,426	604	1,251	203	89	139
Oct-07	2,786	2,895	2,451	646	1,252	218	82	137
Nov-07	2,803	2,968	2,462	653	1,279	209	80	140
Dec-07	2,764	2,961	2,434	695	1,297	215	71	152
Jan-08	2,785	3,060	2,313	665	1,424	194	73	149
Feb-08	2,729	2,971	2,116	659	1,277	250	78	93
Mar-08	2,397	2,498	1,789	623	1,191	177	52	126
Apr-08	2,442	2,350	1,708	640	1,189	165	63	151
May-08	2,296	2,254	1,586	589	1,091	122	89	110
Jun-08	2,301	2,291	1,467	598	1,168	182	74	107
Jul-08	2,326	2,367	1,524	648	1,214	195	93	109
Aug-08	2,364	2,275	1,485	625	1,164	205	79	130
Sep-08	2,347	2,281	1,643	545	1,115	175	62	122
Oct-08	2,207	2,308	1,648	564	1,119	160	81	156
Nov-08	2,967	2,552	2,239	762	1,290	243	103	150
Dec-08	3,536	2,940	2,567	992	1,531	290	120	207
Jan-09	4,057	3,382	2,860	1,020	1,749	325	89	227
Feb-09	4,650	3,470	3,121	1,072	1,860	366	119	237
Mar-09	5,189	3,969	3,494	1,081	1,924	359	116	266
Apr-09	5,098	4,141	3,493	1,176	2,044	240	119	290
May-09	4,959	4,048	3,580	1,241	2,169	258	108	296
Jun-09	4,931	4,032	3,414	1,188	2,180	363	113	301
Jul-09	4,335	3,860	2,855	1,069	2,050	297	106	247
Aug-09	4,039	3,807	2,817	1,001	1,738	246	92	224
Sep-09	3,881	3,897	2,736	1,001	2,181	264	96	265
Oct-09	3,567	4,104	2,586	1,051	2,093	250	101	250
Nov-09	2,899	3,441	1,869	760	1,898	227	59	200
Dec-09	2,537	3,083	1,749	662	1,601	192	52	160
Jan-10	2,357	2,917	1,594	620	1,402	183	57	124
Feb-10	2,089	3,025	1,358	506	1,200	138	56	176
Mar-10	1,877	2,374	1,251	509	1,030	130	36	142
Apr-10	2,007	2,258	1,185	460	885	130	56	126
May-10	2,103	2,303	1,182	460	878	115	52	115
Jun-10	1,884	2,157	1,148	444	826	107	45	107
Jul-10	1,958	2,171	1,192	445	710	115	46	119
Aug-10	1,802	2,118	1,178	473	807	128	51	110
Sep-10	1,805	2,090	1,169	447	843	130	46	114
Oct-10	1,630	2,034	1,155	426	899	115	40	108
Nov-10	1,740	2,043	1,243	447	934	107	43	116
Dec-10	1,878	2,181	1,289	435	1,001	118	43	122
Jan-11	1,818	1,880	1,138	395	945	123	45	102
Feb-11	1,723	1,919	1,104	404	904	86	41	116
Mar-11	1,890	1,958	1,175	415	1,014	117	68	88
Apr-11	1,873	1,966	1,216	374	1,011	130	49	122
May-11	1,952	1,919	1,191	389	1,080	126	51	115
Jun-11	1,840	1,904	1,236	401	1,004	120	59	119
Jul-11	1,790	1,933	1,230	401	945	123	57	114
Aug-11	1,805	1,977	1,310	399	1,048	118	60	110
Sep-11	2,090	1,916	1,345	455	1,140	105	59	108
Oct-11	2,423	2,028	1,490	447	1,095	116	62	110
Nov-11	2,825	1,952	1,436	436	1,156	115	54	133
Dec-11	3,424	2,077	1,652	450	1,181	104	65	124
Jan-12	2,952	2,093	1,788	464	1,379	105	67	127
Feb-12	1,659	2,105	1,479	478	1,240	124	74	111
Mar-12	1,370	2,140	1,628	442	1,271	87	86	112
Apr-12	1,486	2,034	1,692	515	1,309	81	75	111
May-12	1,556	2,287	1,648	448	1,293	113	73	124
Jun-12	1,567	2,394	1,617	429	1,346	119	73	89
Jul-12	1,602	2,680	1,501	468	1,403	115	77	139
Aug-12	1,716	2,297	1,653	479	1,456	119	72	135
Sep-12	1,931	2,190	1,642	477	1,433	137	66	120
Oct-12	1,585	2,213	1,855	459	1,443	135	76	120
Nov-12	1,324	2,131	1,595	487	1,529	123	86	112
Dec-12	1,086	2,109	1,465	503	1,547	118	88	113
Jan-13	1,119	2,178	1,454	522	1,556	124	104	133
Feb-13	1,208	2,168	1,442	561	1,522	131	69	137
Mar-13	1,159	2,248	1,508	579	1,670	114	58	135
Apr-13	1,280	2,210	1,566	596	1,719	127	56	141
May-13	1,210	2,329	1,577	574	1,763	143	67	140
Jun-13	1,240	2,400	1,637	587	1,718	141	52	127
Jul-13	1,380	2,555	1,595	650	1,652	143	71	141
Aug-13	1,344	2,222	1,517	631	1,630	164	52	158
Sep-13	1,293	2,276	1,576	620	1,604	165	50	161
Oct-13	1,297	2,142	1,618	669	1,612	173	57	135
Nov-13	1,356	2,171	1,581	687	1,547	172	59	132
Dec-13	1,290	2,065	1,497	652	1,445	136	51	140
Jan-14	1,334	2,084	1,555	689	1,607	151	50	130
Feb-14	1,370	2,044	1,657	645	1,665	159	68	142
Mar-14	1,386	1,974	1,592	604	1,699	182	61	146
Apr-14	1,314	1,972	1,506	616	1,615	169	71	120
May-14	1,321	1,954	1,586	614	1,709	178	72	128
Jun-14	1,347	1,879	1,503	601	1,825	212	70	143
Jul-14	1,222	1,929	1,514	554	1,597	183	70	144
Aug-14	1,326	2,021	1,676	505	1,524	151	71	149
Sep-14	1,374	2,093	1,616	415	1,528	153	93	156
Oct-14	1,356	2,113	1,580	453	1,560	132	98	190
Nov-14	1,328	2,069	1,514	414	1,526	113	77	158
Dec-14	1,275	2,096	1,522	432	1,451	168	83	162
Jan-15	1,308	2,040	1,451	396	1,312	169	80	167
Feb-15	1,381	2,146	1,607	384	1,471	159	53	164
Mar-15	1,422	2,119	1,639	412	1,477	140	53	152
Apr-15	1,310	2,120	1,582	385	1,587	146	44	170
May-15	1,238	2,008	1,570	398	1,391	128	34	165
Jun-15	1,290	2,003	1,616	409	1,435	123	48	161
Jul-15	1,276	1,973	1,642	397	1,390	112	32	133
Aug-15	1,204	2,024	1,539	400	1,363	126	36	127
Sep-15	1,200	2,033	1,503	440	1,350	101	33	150
Oct-15	1,141	1,952	1,393	349	1,310	110	27	124
Nov-15	1,082	2,038	1,477	391	1,276	116	35	155
Dec-15	1,189	2,191	1,604	405	1,232	152	31	140
Jan-16	1,226	2,041	1,610	396	1,211	164	43	156
Feb-16	1,244	2,146	1,663	404	1,233	151	36	145
Mar-16	1,078	2,056	1,604	426	1,181	144	40	141
Apr-16	1,312	2,248	1,586	445	1,272	169	43	148
May-16	1,215	2,258	1,659	464	1,191	164	42	156
Jun-16	1,280	2,190	1,568	429	1,195	137	43	152
Jul-16	1,116	2,126	1,568	409	1,212	144	57	149
Aug-16	1,057	1,891	1,650	404	1,135	143	47	130
Sep-16	1,016	2,015	1,617	404	1,127	142	38	115
Oct-16	1,061	2,094	1,643	436	1,120	130	37	124
Nov-16	1,052	2,059	1,661	407	1,186	155	43	128
Dec-16	1,146	2,091	1,778	345	1,122	137	43	148
Jan-17	1,134	2,077	1,693	404	1,125	126	30	188
Feb-17	1,084	2,040	1,730	404	1,174	142	50	106
Mar-17	1,135	2,095	1,766	459	1,159	146	57	119
Apr-17	1,131	2,054	1,901	398	1,233	129	58	170
May-17	1,245	2,086	1,853	428	1,280	130	51	172
Jun-17	1,267	2,041	2,116	446	1,371	131	67	217
Jul-17	1,662	2,573	2,095	456	1,495	132	58	213
Aug-17	1,935	2,752	1,977	467	1,416	132	60	231
Sep-17	1,922	2,904	1,799	470	1,259	145	72	220
Oct-17	1,883	2,905	1,844	452	1,226	150	71	225
Nov-17	1,969	2,934	2,022	483	1,183	155	46	229
Dec-17	1,929	2,851	1,935	468	1,213	149	61	198
Jan-18	1,981	2,918	1,985	453	1,193	139	65	206
Feb-18	2,250	2,858	1,823	476	1,178	147	64	305
Mar-18	1,924	2,841	1,776	450	1,165	154	51	233
Apr-18	2,062	2,797	1,811	471	1,190	147	55	224
May-18	2,120	2,780	1,879	469	1,197	163	64	156
Jun-18	2,013	2,819	1,998	447	1,150	164	60	169
Jul-18	2,011	2,804	2,110	490	1,163	191	56	165
Aug-18	1,963	2,678	1,769	507	1,113	167	45	172
Sep-18	1,924	2,639	1,760	503	1,144	163	89	175
Oct-18	1,948	2,656	1,718	511	1,179	219	62	201
Nov-18	1,998	2,618	1,683	515	1,192	182	76	224
Dec-18	1,855	2,423	1,484	473	1,039	155	79	164
Jan-19	1,749	2,397	1,557	480	1,056	171	64	136
Feb-19	1,994	2,557	1,515	517	1,113	169	61	140
Mar-19	1,819	2,600	1,584	477	1,078	166	76	153
Apr-19	1,880	2,539	1,553	510	1,095	188	122	130
May-19	1,945	2,709	1,553	505	1,095	147	90	144
Jun-19	1,991	2,753	1,634	526	1,146	183	69	146
Jul-19	2,157	2,837	1,678	510	1,181	133	71	186
Aug-19	2,219	2,874	1,684	506	1,194	193	71	192
Sep-19	2,199	2,902	1,735	512	1,172	201	64	205
Oct-19	2,135	3,016	1,743	517	1,084	183	70	214
Nov-19	2,306	3,110	1,731	507	1,155	191	53	229
Dec-19	2,332	3,349	1,802	542	1,182	169	68	242
Jan-20	2,468	3,309	1,891	544	1,214	191	66	220
Feb-20	2,435	3,056	1,885	516	1,195	181	66	241
Mar-20	2,565	3,061	1,892	520	1,226	200	90	219
Apr-20	2,465	3,244	1,643	504	1,076	174	72	246
May-20	2,021	3,002	1,566	476	978	152	65	241
Jun-20	2,426	2,833	1,936	580	1,222	193	84	232
Jul-20	2,624	3,385	2,266	657	1,438	212	102	239
Aug-20	2,929	3,998	2,645	747	1,706	284	102	263
Sep-20	3,200	3,716	2,979	932	2,014	250	111	301
Oct-20	3,160	3,279	3,053	895	2,175	332	112	301
Nov-20	3,171	3,859	3,066	799	2,194	241	126	261
Dec-20	3,447	4,475	3,271	856	2,413	253	98	332
Jan-21	3,703	5,270	3,705	965	2,685	267	119	342
Feb-21	3,336	4,832	3,289	1,080	2,477	278	152	289
Mar-21	3,513	4,592	3,118	1,005	2,394	258	129	320
Apr-21	3,491	4,656	3,149	958	2,219	256	119	299
May-21	3,393	4,527	2,939	877	2,179	242	108	285
Jun-21	3,390	4,331	2,716	893	1,969	244	140	326
Jul-21	3,238	4,074	2,671	810	1,932	219	110	322
Aug-21	2,906	3,817	2,649	716	1,853	195	90	282
Sep-21	2,834	3,195	2,538	737	1,855	221	77	248
Oct-21	2,696	3,327	2,428	687	1,555	200	72	230
Nov-21	2,756	3,546	2,417	693	1,648	171	89	263
Dec-21	2,687	3,605	2,387	647	1,803	196	71	265
Jan-22	2,924	3,825	2,244	683	1,720	165	66	310
Feb-22	2,356	3,545	1,962	619	1,652	165	62	202
Mar-22	2,456	3,470	2,107	625	1,749	157	61	295
Apr-22	2,357	3,286	2,193	615	1,671	152	58	304
May-22	2,396	3,468	2,124	623	1,555	179	74	335
Jun-22	2,203	3,138	2,052	590	1,454	173	76	293
Jul-22	2,097	3,002	1,847	573	1,406	167	75	291
Aug-22	2,096	3,070	1,983	581	1,554	204	84	309
Sep-22	1,952	2,851	1,767	521	1,313	153	82	272
Oct-22	2,055	2,924	1,867	529	1,347	140	72	271
Nov-22	1,923	2,698	1,789	506	1,283	158	60	212
Dec-22	1,990	2,525	1,765	529	1,202	159	63	204
Jan-23	1,884	2,459	1,718	530	1,211	147	74	253
Feb-23	1,908	2,425	1,732	489	1,211	154	71	264
Mar-23	2,162	2,632	1,902	574	1,286	164	76	244
Apr-23	2,249	2,708	1,882	598	1,360	163	71	235
May-23	2,472	2,789	1,905	592	1,365	164	68	262
Jun-23	2,337	2,905	1,919	593	1,421	155	45	296
Jul-23	2,199	2,884	1,710	556	1,252	154	48	198
Aug-23	2,265	2,772	1,652	607	1,242	133	55	214
Sep-23	2,121	3,146	1,740	625	1,247	137	50	239
Oct-23	2,415	3,147	1,725	624	1,340	221	69	252
Nov-23	2,342	3,129	1,904	637	1,371	141	66	279
Dec-23	2,283	3,084	1,727	656	1,317	153	72	234
Jan-24	2,208	2,898	1,670	599	1,283	138	51	226
Feb-24	2,350	2,935	1,723	603	1,290	137	63	243

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23","Dec-23","Jan-24","Feb-24"],[[2537],[2745],[2881],[2666],[2661],[2601],[2518],[2551],[2653],[2618],[2566],[2627],[2605],[2728],[2845],[2700],[2742],[2734],[2703],[2528],[2786],[2803],[2764],[2785],[2729],[2397],[2442],[2296],[2301],[2326],[2364],[2347],[2207],[2967],[3536],[4057],[4650],[5189],[5098],[4959],[4931],[4335],[4039],[3881],[3567],[2899],[2537],[2357],[2089],[1877],[2007],[2103],[1884],[1958],[1802],[1805],[1630],[1740],[1878],[1818],[1723],[1890],[1873],[1952],[1840],[1790],[1805],[2090],[2423],[2825],[3424],[2952],[1659],[1370],[1486],[1556],[1567],[1602],[1716],[1931],[1585],[1324],[1086],[1119],[1208],[1159],[1280],[1210],[1240],[1380],[1344],[1293],[1297],[1356],[1290],[1334],[1370],[1386],[1314],[1321],[1347],[1222],[1326],[1374],[1356],[1328],[1275],[1308],[1381],[1422],[1310],[1238],[1290],[1276],[1204],[1200],[1141],[1082],[1189],[1226],[1244],[1078],[1312],[1215],[1280],[1116],[1057],[1016],[1061],[1052],[1146],[1134],[1084],[1135],[1131],[1245],[1267],[1662],[1935],[1922],[1883],[1969],[1929],[1981],[2250],[1924],[2062],[2120],[2013],[2011],[1963],[1924],[1948],[1998],[1855],[1749],[1994],[1819],[1880],[1945],[1991],[2157],[2219],[2199],[2135],[2306],[2332],[2468],[2435],[2565],[2465],[2021],[2426],[2624],[2929],[3200],[3160],[3171],[3447],[3703],[3336],[3513],[3491],[3393],[3390],[3238],[2906],[2834],[2696],[2756],[2687],[2924],[2356],[2456],[2357],[2396],[2203],[2097],[2096],[1952],[2055],[1923],[1990],[1884],[1908],[2162],[2249],[2472],[2337],[2199],[2265],[2121],[2415],[2342],[2283],[2208],[2350]],[[2617],[2600],[2588],[2669],[2609],[2652],[2473],[2568],[2648],[2613],[2580],[2449],[2665],[2624],[2725],[2700],[2689],[2656],[2839],[2863],[2895],[2968],[2961],[3060],[2971],[2498],[2350],[2254],[2291],[2367],[2275],[2281],[2308],[2552],[2940],[3382],[3470],[3969],[4141],[4048],[4032],[3860],[3807],[3897],[4104],[3441],[3083],[2917],[3025],[2374],[2258],[2303],[2157],[2171],[2118],[2090],[2034],[2043],[2181],[1880],[1919],[1958],[1966],[1919],[1904],[1933],[1977],[1916],[2028],[1952],[2077],[2093],[2105],[2140],[2034],[2287],[2394],[2680],[2297],[2190],[2213],[2131],[2109],[2178],[2168],[2248],[2210],[2329],[2400],[2555],[2222],[2276],[2142],[2171],[2065],[2084],[2044],[1974],[1972],[1954],[1879],[1929],[2021],[2093],[2113],[2069],[2096],[2040],[2146],[2119],[2120],[2008],[2003],[1973],[2024],[2033],[1952],[2038],[2191],[2041],[2146],[2056],[2248],[2258],[2190],[2126],[1891],[2015],[2094],[2059],[2091],[2077],[2040],[2095],[2054],[2086],[2041],[2573],[2752],[2904],[2905],[2934],[2851],[2918],[2858],[2841],[2797],[2780],[2819],[2804],[2678],[2639],[2656],[2618],[2423],[2397],[2557],[2600],[2539],[2709],[2753],[2837],[2874],[2902],[3016],[3110],[3349],[3309],[3056],[3061],[3244],[3002],[2833],[3385],[3998],[3716],[3279],[3859],[4475],[5270],[4832],[4592],[4656],[4527],[4331],[4074],[3817],[3195],[3327],[3546],[3605],[3825],[3545],[3470],[3286],[3468],[3138],[3002],[3070],[2851],[2924],[2698],[2525],[2459],[2425],[2632],[2708],[2789],[2905],[2884],[2772],[3146],[3147],[3129],[3084],[2898],[2935]],[[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[]

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Data downloads

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Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [73.39 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [109.92 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
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Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
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Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
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Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [69.24 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [68.2 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [68.81 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.84 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [70.46 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [66.99 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [103.68 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [58.98 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [58.86 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [58.69 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [58.09 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [58.39 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [58 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [67.79 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [68.37 KB]

Download all (248.41 KB)

Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [58.71 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [148.17 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [57.8 KB]

Housing finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

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Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [90.9 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xlsx [55.57 KB]

Download all (460.1 KB)

Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [82.13 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [100.48 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [76.26 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [58.71 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [72.41 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [60.61 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [51.56 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [142.83 KB]

Post-release changes

8 April 2024: A minor processing error in the graph for personal fixed term loans (larger purposes) was corrected with a slight change to the total. No other graphs or tables required correction.

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, February 2024

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APA

Lending indicators

APA

Key statistics

Important data quality notes

Accounting for the leap year day in ABS seasonally adjusted statistics

Changes to seasonal adjustment methods in this issue

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

Personal finance

Business finance

Housing finance (detailed)

First home buyers

Additional information

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Housing finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Post-release changes

Previous catalogue number

Methodology

Media releases

Investor loans rose 1.2% in February

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