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Equity in the dwelling
A household's equity in the dwelling is the difference between the value of the dwelling and the total amount outstanding on mortgages taken out on the dwelling for any purpose, or unsecured loans taken out for housing purposes.
Equivalised disposable household income
Disposable household income adjusted using an equivalence scale. For a lone person household it is equal to disposable household income. For a household comprising more than one person, it is an indicator of the disposable household income that would need to be received by a lone person household to enjoy the same level of economic wellbeing as the household in question. For further information see Appendix 3 in Household Income and Income Distribution, Australia, 2007-08 (cat. no. 6523.0).
Two or more people, one of whom is at least 15 years of age, who are related by blood, marriage (registered or de facto), adoption, step or fostering, and who usually live in the same household. A separate family is formed for each married couple, or for each set of parent-child relationships where only one parent is present.
Family composition of household
Classifies households into three broad groupings based on the number of families present (one family, multiple family and non-family). One family households are further disaggregated according to the type of family (such as couple family or one parent family) and according to whether or not dependent children are present. Non-family households are disaggregated into lone person households and group households.
Feelings of safety
How safe a person feels in various circumstances (i.e. when home alone during the day, when home alone after dark) was reported on a five point scale, from very safe to very unsafe. If the respondent indicated that they were never home alone during the day or after dark this was separately recorded.
First home buyer
A household that bought its dwelling in the three years prior to being interviewed, in which neither the reference person nor his/her co-resident partner had owned or been purchasing a home previously.
First Home Owners Grant
The First Home Owners Grant is a scheme established by the Australian Government to provide financial assistance to eligible first home buyers. Its value has varied over time as government policy has changed.
Flat, unit or apartment
Includes all self-contained dwellings in blocks of flats, units or apartments. These dwellings do not have their own private grounds and usually share a common entrance foyer or stairwell. This category includes houses converted into flats and flats attached to houses such as granny flats. A house with a granny flat attached is regarded as a separate house.
Government pensions and allowances
Income support payments from government to persons under social security and related government programs. Included are pensions and allowances received by aged, disabled, unemployed and sick persons, families and children, veterans or their survivors, and study allowances for students. All overseas pensions and benefits are included here, although some may not be paid by overseas governments.
The one-off payments to carers and to older Australians paid in 2006-07 and 2007-08 are included. Family Tax Benefit, Baby Bonus (formerly known as Maternity Payment) and Child Disability Assistance Payment paid to recipients of Carer Allowance are also included in government pensions and allowances.
Green Power is a government accreditation scheme promoting the use of renewable energy. Green Power energy is available from most electricity retailers, who purchase an agreed amount or percentage of energy for participating customers from accredited sources.
The waste water from showers, baths, spas, hand basins, laundry tubs, washing machines, dishwashers and kitchen sinks. It doesn't include water from toilets.
Income from all sources, whether monetary or in kind, before income tax and the Medicare levy are deducted.
See Non-family households.
A person living alone or a group of related or unrelated people who usually live in the same private dwelling.
Housing mobility refers to the movement of people due to a change in their place of usual residence.
Income consists of all current receipts, whether monetary or in kind, that are received by the household or by individual members of the household, and which are available for, or intended to support, current consumption.
Income includes receipts from:
Gross income is the sum of the income from all these sources before income tax, the Medicare levy and the Medicare levy surcharge are deducted. Other measures of income are Disposable income and Equivalised disposable income.
Note that child support and other transfers from other households are not deducted from the incomes of the households making the transfers.
An income unit is a single person or a group of related persons within a household, whose command over income is assumed to be shared. Income sharing is assumed to take place within married (registered or de facto) couples, and between parents and dependent children.
An incorporated business is a company that has a registered business name with the Australian Securities and Investment Commission (ASIC) and a legal status which is separate to that of the individual owners of the business.
For renters, the type of entity to whom rent is paid or with whom the tenure contract or arrangement is made. Renters are classified to one of the following categories:
A recognised form of written legal contract specifying that the tenant has the right to occupy the house.
A lease arrangement in which the tenant has the right to occupy the dwelling for an indefinite or unspecified period.
Lone person household
See Non-family households.
Lower income households
For the purpose of this publication, lower income households are defined as those containing the 30% of people with equivalised disposable household income between the 10th and 40th percentiles.
Gas connected to the household by underground pipes and provided on a continuous basis by an energy company.
Major structural problems
Major problems with the physical structure of the dwelling, such as the walls, floors, foundations, frame, roof, etc.
The sum of values divided by the number of values.
The middle value of a set of values that has been sorted into numerical order.
Medicare is Australia’s universal health care system. The Medicare levy is a specific tax, based on individual income, intended to assist in the funding of this system.
A mortgage is a loan taken out using the usual residence as security. An owner with a mortgage must still owe money from such a loan.
Multiple family household
A household containing two or more families. Unrelated individuals may also be present.
Income may be negative when a loss accrues to a household as owners or partners in an unincorporated businesses, rental properties, or other investment income. Losses occur when operating expenses and depreciation are greater than gross receipts.
Persons aged 15 years and over who:
Households that consist of unrelated persons only. Non-family households are classified to one of the following categories:
One family households
One family households are classified to one of the following categories:
One parent family with dependent children
See One family households.
Includes caravans, houseboats, or houses or flats attached to a shop or other commercial premise.
Income other than wages and salaries, own business or partnership income and government pensions and allowances. This includes income received as a result of ownership of financial assets (interest, dividends), and of non-financial assets (rent, royalties), and other regular receipts from sources such as superannuation, child support, workers' compensation and scholarships. Income from rent is net of operating expenses and depreciation and is negative if these are greater than gross receipts.
Other landlord type
Where the unit (i.e. household, income unit or person, where applicable) pays rent to the owner/manager of a caravan park, an employer (including a government authority), a housing cooperative, a community or church group, or any other body not included elsewhere.
Other one family household
See One family households.
Other source of deposit
Other sources of deposit include state/territory government grants, contributions from employers, loans from informal sources that are not family or friends, other loans, sale of car or other assets, and inheritance.
Other source of monetary assistance
Other sources of monetary assistance include state/territory government grants, contributions from employers, sale of car or other assets, and inheritance.
Other tenure type
A unit (i.e. household, income unit or person, where applicable) which is not an owner (with or without a mortgage), or a renter. Includes rent free, life tenure, rent/buy and shared equity schemes.
Own unincorporated business income
The profit/loss that accrues to persons as owners of, or partners in, unincorporated businesses. Profit/loss consists of the value of gross output of the business after the deduction of operating expenses (including depreciation). Losses occur when operating expenses are greater than gross receipts and are treated as negative income.
Owner (of dwelling)
A household in which at least one member owns the dwelling in which the household members usually reside. Owners are divided into two classifications - owners without a mortgage and owners with a mortgage. If there is any outstanding mortgage or loan secured against the dwelling the household is an owner with a mortgage. If there is no mortgage or loan secured against the dwelling the household is an owner without a mortgage.
Perceived difficulty with getting to places needed
The person's assessment of how difficult it is for them to travel to places they may need to go to in normal circumstances. Four options were provided:
If they indicated that they never go out or are housebound this response was separately recorded. Difficulties which may have been taken into account are traffic problems, parking and distances, as well as those difficulties not directly related to transport such as poor health or lack of finances.
The dwelling that a person inhabited immediately prior to the dwelling that they currently inhabit.
Principal source of income
That source from which the most positive income is received. If total income is nil or negative the principal source is undefined. As there are several possible sources, the principal source may account for less than 50% of total income.
A unit (i.e. household, income unit or person, where applicable) paying rent to a landlord who is a real estate agent, a parent or other relative not in the same household or another person not in the same household.
A unit (i.e. household, income unit or person, where applicable) paying rent to a state or territory housing authority/trust.
Groupings that result from ranking all households or people in the population in ascending order according to some characteristic, such as their household income, and then dividing the population into five equal groups, each comprising 20% of the estimated population. In this publication the quintiles are formed by ranking people by their equivalised disposable household income.
Rainwater collected in other container
The use of bins, wine barrels, buckets etc. to collect rainwater, by either leaving the container out in the rain, or by placing container under the down pipes of the house.
Households in which the reference person changed their place of residence in the five years prior to being interviewed.
The reference person for each household is chosen by applying, to all household members aged 15 years and over, the selection criteria below, in the order listed, until a single appropriate reference person is identified:
The replacement of an existing loan contract with a new agreement bearing different terms, often with a different lender. If some of the details of the loan are varied without resulting in a new loan contract, this is not a refinanced loan.
Relative standard error (RSE)
The standard error expressed as a percentage of the estimate for which it was calculated. It is a measure which is independent of both the size of the sample and the unit of measurement, and as a result can be used to compare the reliability of different estimates. The smaller an estimate's RSE, the more likely it is that the estimate is a good proxy for that which would have been obtained if the whole population had been surveyed. For further information see Appendix 2.
Rent free is a tenure arrangement where the unit (i.e. household, income unit or person) exchanges no money is for lodging and is not an owner of the dwelling.
A unit (person, income unit or household) that pays rent to reside in the dwelling. See further classification by Landlord type.
Repairs and maintenance
Repairs and maintenance refers to any work undertaken with the purpose of either preventing deterioration or repairing some aspect of the dwelling back to its original condition. Examples include replacing a fence with a similar type of fence, repairing broken roof tiles and repainting internal walls.
The private dwelling selected in the sample for the survey. See the Explanatory Notes for details of types of dwellings and how they are selected for this survey.
Semi-detached, row or terrace house or townhouse
A dwelling with its own private grounds and no dwelling above or below. A key feature of this dwelling is that it is either attached in some structural way to one or more other dwellings or is separated from neighbouring dwellings by less than one-half metre. Examples include semi-detached, row or terrace houses, townhouses or villa units. Multi-storey townhouses or units are separately identified from those which are single storey.
A dwelling which is self-contained and separated from other houses (or other buildings or structures) by a space to allow access on all sides (at least one-half metre). This category also includes houses that have an attached flat (e.g. a granny flat). The attached flat will be included in the flat, unit or apartment category.
A measure of the likely difference between estimates obtained in a sample survey and estimates which would have been obtained if the whole population had been surveyed. The magnitude of the standard error associated with any survey is a function of sample design, sample size and population variability. For further information see Appendix 2.
State / territory government concessions and exemptions
Any exemption or concession for first home buyers on stamp (transfer) duty and/or mortgage duty payable to a state or territory government. All jurisdictions offered exemptions and/or concessions on stamp duty and/or mortgage duty to first home buyers in the survey period, normally subject to property value and income thresholds.
State / territory government grants
Any monetary grant paid to eligible first home buyers that is in addition to the First Home Owner Grant and introduced by a state or territory government. Some jurisdictions offered grants to first home buyers in the survey period.
The largest spatial unit within each state/territory in the main structure of the Australian Standard Geographical Classification (ASGC) (cat. no. 1216.0).
The nature of a unit's (i.e. household's, income unit's or person's, where applicable) legal right to occupy the dwelling in which they usually reside. Tenure is determined according to whether the unit owns the dwelling outright, owns the dwelling but has a mortgage or loan secured against it, is paying rent to live in the dwelling or has some other arrangement to occupy the dwelling.
A business in which the owner(s) and the business are the same legal entity, so that, for example, the owner(s) are personally liable for any business debts that are incurred.
Value of dwelling
The estimated value of the dwelling and its land, as estimated and reported by the respondent. The data are only collected for owners.
Wages and salaries
An employee's total remuneration, whether monetary or in kind, received as a return to labour from an employer or from a person's own incorporated business. It comprises wages and salaries, bonuses, amounts salary sacrificed, non-cash benefits such as the use of motor vehicles and subsidised housing, and termination payments.
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